<SEC-DOCUMENT>0001567619-21-013771.txt : 20210721
<SEC-HEADER>0001567619-21-013771.hdr.sgml : 20210721
<ACCEPTANCE-DATETIME>20210721142353
ACCESSION NUMBER:		0001567619-21-013771
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20210630
FILED AS OF DATE:		20210721
DATE AS OF CHANGE:		20210721
EFFECTIVENESS DATE:		20210721

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PINNACLE FINANCIAL PARTNERS INC
		CENTRAL INDEX KEY:			0001115055
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				621812853
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-12761
		FILM NUMBER:		211104286

	BUSINESS ADDRESS:	
		STREET 1:		150 THIRD AVENUE SOUTH
		STREET 2:		SUITE 900
		CITY:			NASHVILLE
		STATE:			TN
		ZIP:			37201
		BUSINESS PHONE:		6157443700

	MAIL ADDRESS:	
		STREET 1:		150 THIRD AVENUE SOUTH
		STREET 2:		SUITE 900
		CITY:			NASHVILLE
		STATE:			TN
		ZIP:			37201
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
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<edgarSubmission xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>true</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
      </flags>
      <filer>
        <credentials>
          <cik>0001115055</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>06-30-2021</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>06-30-2021</reportCalendarOrQuarter>
      <filingManager>
        <name>PINNACLE FINANCIAL PARTNERS INC</name>
        <address>
          <com:street1>150 THIRD AVENUE SOUTH</com:street1>
          <com:street2>SUITE 900</com:street2>
          <com:city>NASHVILLE</com:city>
          <com:stateOrCountry>TN</com:stateOrCountry>
          <com:zipCode>37201</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-12761</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Harold R. Carpenter</name>
      <title>Chief Financial Officer</title>
      <phone>615-744-3700</phone>
      <signature>Harold R. Carpenters</signature>
      <city>Nashville</city>
      <stateOrCountry>TN</stateOrCountry>
      <signatureDate>07-21-2021</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>2</otherIncludedManagersCount>
      <tableEntryTotal>967</tableEntryTotal>
      <tableValueTotal>2470796</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
      <otherManagers2Info>
        <otherManager2>
          <sequenceNumber>1</sequenceNumber>
          <otherManager>
            <cik>0001697281</cik>
            <name>Pinnacle Bank</name>
          </otherManager>
        </otherManager2>
        <otherManager2>
          <sequenceNumber>2</sequenceNumber>
          <otherManager>
            <cik>0001698283</cik>
            <form13FFileNumber>028-19017</form13FFileNumber>
            <name>Pinnacle Wealth Advisors</name>
          </otherManager>
        </otherManager2>
      </otherManagers2Info>
    </summaryPage>
  </formData>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>form13fInfoTable.xml
<TEXT>
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			<nameOfIssuer>ABBOTT LABS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>002824100</cusip>
			<value>4046</value>
			<shrsOrPrnAmt>
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			<shrsOrPrnAmt>
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			<nameOfIssuer>ABBVIE INC</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
			<titleOfClass>SHS CLASS A</titleOfClass>
			<cusip>G1151C101</cusip>
			<value>912</value>
			<shrsOrPrnAmt>
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				<Shared>0</Shared>
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			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
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			<shrsOrPrnAmt>
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				<Shared>0</Shared>
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		<infoTable>
			<nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
			<titleOfClass>SHS CLASS A</titleOfClass>
			<cusip>G1151C101</cusip>
			<value>32</value>
			<shrsOrPrnAmt>
				<sshPrnamt>107</sshPrnamt>
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			<titleOfClass>COM</titleOfClass>
			<cusip>00724F101</cusip>
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			<shrsOrPrnAmt>
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			<nameOfIssuer>ADOBE SYSTEMS INCORPORATED</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>009158106</cusip>
			<value>5211</value>
			<shrsOrPrnAmt>
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			<titleOfClass>COM</titleOfClass>
			<cusip>009158106</cusip>
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			<nameOfIssuer>ALIBABA GROUP HLDG LTD</nameOfIssuer>
			<titleOfClass>SPONSORED ADS</titleOfClass>
			<cusip>01609W102</cusip>
			<value>37</value>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>161</None>
			</votingAuthority>
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		<infoTable>
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				<None>2</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>ALIGN TECHNOLOGY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>016255101</cusip>
			<value>16</value>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
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				<None>37</None>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
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			<shrsOrPrnAmt>
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			<votingAuthority>
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			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>020002101</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>32</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>32</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALLY FINL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>02005N100</cusip>
			<value>25</value>
			<shrsOrPrnAmt>
				<sshPrnamt>500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>500</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
			<titleOfClass>CAP STK CL C</titleOfClass>
			<cusip>02079K107</cusip>
			<value>3992</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1593</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
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				<None>264</None>
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		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
			<titleOfClass>CAP STK CL C</titleOfClass>
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				<sshPrnamt>912</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>108</Sole>
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				<None>804</None>
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		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
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				<sshPrnamt>55</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
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			<cusip>02079K305</cusip>
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				<sshPrnamt>7845</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>7722</Sole>
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				<None>123</None>
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		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
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				<sshPrnamt>6346</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<None>5345</None>
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		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
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			<cusip>02079K305</cusip>
			<value>703</value>
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				<sshPrnamt>288</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>284</Sole>
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				<None>4</None>
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		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
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			<value>54</value>
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				<sshPrnamt>22</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>0</None>
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			<nameOfIssuer>ALPS ETF TR</nameOfIssuer>
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			<cusip>00162Q205</cusip>
			<value>19</value>
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				<sshPrnamt>185</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>185</None>
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			<nameOfIssuer>ALPS ETF TR</nameOfIssuer>
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			<cusip>00162Q452</cusip>
			<value>781</value>
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				<sshPrnamt>21440</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>21440</Sole>
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				<None>0</None>
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			<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>90559</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>89673</Sole>
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				<None>886</None>
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		<infoTable>
			<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>1451</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>554</Sole>
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				<None>897</None>
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		<infoTable>
			<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>2997</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>2997</Sole>
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				<None>0</None>
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			<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>023135106</cusip>
			<value>25491</value>
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				<sshPrnamt>7410</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>7133</Sole>
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				<None>277</None>
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		<infoTable>
			<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>023135106</cusip>
			<value>19186</value>
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				<sshPrnamt>5577</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>1172</Sole>
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				<None>4405</None>
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		<infoTable>
			<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>023135106</cusip>
			<value>1001</value>
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				<sshPrnamt>291</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>290</Sole>
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				<None>1</None>
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		<infoTable>
			<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>023135106</cusip>
			<value>48</value>
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				<sshPrnamt>14</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>14</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>AMEREN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>023608102</cusip>
			<value>425</value>
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				<sshPrnamt>5310</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5256</Sole>
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				<None>54</None>
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		<infoTable>
			<nameOfIssuer>AMEREN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>12</value>
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				<sshPrnamt>150</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>150</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>025537101</cusip>
			<value>2082</value>
			<shrsOrPrnAmt>
				<sshPrnamt>24613</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>23862</Sole>
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				<None>751</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>025537101</cusip>
			<value>167</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1970</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1334</Sole>
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				<None>636</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<shrsOrPrnAmt>
				<sshPrnamt>339</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>260</Sole>
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				<None>79</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>025816109</cusip>
			<value>7055</value>
			<shrsOrPrnAmt>
				<sshPrnamt>42698</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>42080</Sole>
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				<None>618</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>025816109</cusip>
			<value>1170</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7081</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>5066</Sole>
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				<None>2015</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>025816109</cusip>
			<value>441</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2667</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2667</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
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			<cusip>025816109</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>152</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>152</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>03027X100</cusip>
			<value>2683</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9930</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>9857</Sole>
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				<None>73</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>03027X100</cusip>
			<value>906</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3356</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>2778</Sole>
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				<None>578</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>03027X100</cusip>
			<value>25</value>
			<shrsOrPrnAmt>
				<sshPrnamt>93</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>87</Sole>
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				<None>6</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN WTR WKS CO INC NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>030420103</cusip>
			<value>30</value>
			<shrsOrPrnAmt>
				<sshPrnamt>195</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>195</None>
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		<infoTable>
			<nameOfIssuer>AMERIPRISE FINL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>03076C106</cusip>
			<value>219</value>
			<shrsOrPrnAmt>
				<sshPrnamt>880</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>880</Sole>
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		<infoTable>
			<nameOfIssuer>AMGEN INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>031162100</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>76325</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>76118</Sole>
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				<None>207</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMGEN INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>031162100</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>5831</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>5440</Sole>
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				<None>391</None>
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		<infoTable>
			<nameOfIssuer>AMGEN INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>031162100</cusip>
			<value>442</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1811</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1781</Sole>
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		<infoTable>
			<nameOfIssuer>AMGEN INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>031162100</cusip>
			<value>31</value>
			<shrsOrPrnAmt>
				<sshPrnamt>128</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
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		<infoTable>
			<nameOfIssuer>AMPHASTAR PHARMACEUTICALS IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>03209R103</cusip>
			<value>20</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>1000</None>
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		<infoTable>
			<nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</nameOfIssuer>
			<titleOfClass>SPONSORED ADR</titleOfClass>
			<cusip>03524A108</cusip>
			<value>501</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6962</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6900</Sole>
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		<infoTable>
			<nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</nameOfIssuer>
			<titleOfClass>SPONSORED ADR</titleOfClass>
			<cusip>03524A108</cusip>
			<value>108</value>
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				<sshPrnamt>1500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1500</None>
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		<infoTable>
			<nameOfIssuer>ANTHEM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>036752103</cusip>
			<value>343</value>
			<shrsOrPrnAmt>
				<sshPrnamt>899</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>858</Sole>
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				<None>41</None>
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		<infoTable>
			<nameOfIssuer>ANTHEM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>036752103</cusip>
			<value>318</value>
			<shrsOrPrnAmt>
				<sshPrnamt>834</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>834</None>
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		<infoTable>
			<nameOfIssuer>AON PLC</nameOfIssuer>
			<titleOfClass>SHS CL A</titleOfClass>
			<cusip>G0403H108</cusip>
			<value>35</value>
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				<sshPrnamt>147</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>147</None>
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		<infoTable>
			<nameOfIssuer>APOLLO GLOBAL MGMT INC</nameOfIssuer>
			<titleOfClass>COM CL A</titleOfClass>
			<cusip>03768E105</cusip>
			<value>1493</value>
			<shrsOrPrnAmt>
				<sshPrnamt>24000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>24000</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>APPLE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>037833100</cusip>
			<value>51030</value>
			<shrsOrPrnAmt>
				<sshPrnamt>372588</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>364093</Sole>
				<Shared>0</Shared>
				<None>8495</None>
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		<infoTable>
			<nameOfIssuer>APPLE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>037833100</cusip>
			<value>21151</value>
			<shrsOrPrnAmt>
				<sshPrnamt>154433</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>36277</Sole>
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				<None>118156</None>
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		<infoTable>
			<nameOfIssuer>APPLE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>037833100</cusip>
			<value>1754</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12806</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>12756</Sole>
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				<None>50</None>
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		<infoTable>
			<nameOfIssuer>APPLE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>037833100</cusip>
			<value>52</value>
			<shrsOrPrnAmt>
				<sshPrnamt>381</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>381</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>APPLIED MATLS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>038222105</cusip>
			<value>27</value>
			<shrsOrPrnAmt>
				<sshPrnamt>190</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>190</None>
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		<infoTable>
			<nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>039483102</cusip>
			<value>177</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2920</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2920</None>
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		<infoTable>
			<nameOfIssuer>ARES CAPITAL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>04010L103</cusip>
			<value>442</value>
			<shrsOrPrnAmt>
				<sshPrnamt>22559</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>22559</None>
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		<infoTable>
			<nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
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			<cusip>N07059210</cusip>
			<value>846</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1224</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1189</Sole>
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				<None>35</None>
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		<infoTable>
			<nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
			<titleOfClass>N Y REGISTRY SHS</titleOfClass>
			<cusip>N07059210</cusip>
			<value>45</value>
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				<sshPrnamt>65</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>65</None>
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		<infoTable>
			<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00206R102</cusip>
			<value>8876</value>
			<shrsOrPrnAmt>
				<sshPrnamt>308429</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>300043</Sole>
				<Shared>0</Shared>
				<None>8386</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00206R102</cusip>
			<value>7237</value>
			<shrsOrPrnAmt>
				<sshPrnamt>251452</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>9864</Sole>
				<Shared>0</Shared>
				<None>241588</None>
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		<infoTable>
			<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00206R102</cusip>
			<value>984</value>
			<shrsOrPrnAmt>
				<sshPrnamt>34183</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>34025</Sole>
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				<None>158</None>
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		<infoTable>
			<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00206R102</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>378</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>378</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>049560105</cusip>
			<value>436</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4535</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>4535</Sole>
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		<infoTable>
			<nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>049560106</cusip>
			<value>96</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>1000</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>053015103</cusip>
			<value>20431</value>
			<shrsOrPrnAmt>
				<sshPrnamt>102867</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>102860</Sole>
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				<None>7</None>
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		<infoTable>
			<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>053015103</cusip>
			<value>348</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1752</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1752</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>053015103</cusip>
			<value>510</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2569</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2569</Sole>
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				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>053015103</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>44</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>44</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>AUTONATION INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>05329W102</cusip>
			<value>63</value>
			<shrsOrPrnAmt>
				<sshPrnamt>660</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>660</None>
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		<infoTable>
			<nameOfIssuer>AUTOZONE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>053332102</cusip>
			<value>2170</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1454</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1237</Sole>
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				<None>217</None>
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		<infoTable>
			<nameOfIssuer>AUTOZONE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>053332102</cusip>
			<value>10707</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7175</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>7175</None>
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		<infoTable>
			<nameOfIssuer>AVANGRID INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>05351W103</cusip>
			<value>42</value>
			<shrsOrPrnAmt>
				<sshPrnamt>820</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>820</None>
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		<infoTable>
			<nameOfIssuer>BANK MONTREAL QUE</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>063671101</cusip>
			<value>11232</value>
			<shrsOrPrnAmt>
				<sshPrnamt>109514</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>109514</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>BANK MONTREAL QUE</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>063671101</cusip>
			<value>42</value>
			<shrsOrPrnAmt>
				<sshPrnamt>407</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>407</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>BANK MONTREAL QUE</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>063671101</cusip>
			<value>271</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2638</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2638</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>BAXTER INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>071813109</cusip>
			<value>19</value>
			<shrsOrPrnAmt>
				<sshPrnamt>240</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>240</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>BCE INC</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
			<cusip>05534B760</cusip>
			<value>33</value>
			<shrsOrPrnAmt>
				<sshPrnamt>665</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>665</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>084670108</cusip>
			<value>419</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1</Sole>
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				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
			<titleOfClass>CL B NEW</titleOfClass>
			<cusip>084670702</cusip>
			<value>2954</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10628</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>7852</Sole>
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				<None>2776</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
			<titleOfClass>CL B NEW</titleOfClass>
			<cusip>084670702</cusip>
			<value>5016</value>
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				<sshPrnamt>18047</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Shared>0</Shared>
				<None>18047</None>
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		<infoTable>
			<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
			<titleOfClass>CL B NEW</titleOfClass>
			<cusip>084670702</cusip>
			<value>1140</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4102</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>4102</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>BK OF AMERICA CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>060505104</cusip>
			<value>2023</value>
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				<sshPrnamt>49055</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>42280</Sole>
				<Shared>0</Shared>
				<None>6775</None>
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		<infoTable>
			<nameOfIssuer>BK OF AMERICA CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>060505104</cusip>
			<value>7214</value>
			<shrsOrPrnAmt>
				<sshPrnamt>174971</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>174971</None>
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		<infoTable>
			<nameOfIssuer>BK OF AMERICA CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>060505104</cusip>
			<value>217</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5261</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5106</Sole>
				<Shared>0</Shared>
				<None>155</None>
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		<infoTable>
			<nameOfIssuer>BLACK HILLS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>092113109</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>37</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>37</None>
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		<infoTable>
			<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09247X101</cusip>
			<value>12874</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14713</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>14695</Sole>
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				<None>18</None>
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		<infoTable>
			<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09247X101</cusip>
			<value>83</value>
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				<sshPrnamt>95</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>95</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09247X101</cusip>
			<value>332</value>
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				<sshPrnamt>380</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>380</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>BLACKROCK MUNIHOLDINGS FD IN</nameOfIssuer>
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			<value>60</value>
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				<sshPrnamt>3591</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>3591</None>
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		<infoTable>
			<nameOfIssuer>BLACKROCK MUNIYIELD QUALITY</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09254E103</cusip>
			<value>55</value>
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				<sshPrnamt>3700</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3700</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09260D107</cusip>
			<value>44</value>
			<shrsOrPrnAmt>
				<sshPrnamt>454</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>420</Sole>
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				<None>34</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09260D107</cusip>
			<value>56</value>
			<shrsOrPrnAmt>
				<sshPrnamt>580</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>580</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09260D107</cusip>
			<value>3670</value>
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				<sshPrnamt>37780</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>37780</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE MTG TR INC</nameOfIssuer>
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			<cusip>09257W100</cusip>
			<value>747</value>
			<shrsOrPrnAmt>
				<sshPrnamt>23424</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>23424</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE SENIOR FLOATNG RA</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09256U105</cusip>
			<value>142</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8659</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>8659</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE STRATEGIC CREDIT</nameOfIssuer>
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			<cusip>09257R101</cusip>
			<value>31</value>
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				<sshPrnamt>2234</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>2234</None>
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		<infoTable>
			<nameOfIssuer>BOEING CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>097023105</cusip>
			<value>497</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2074</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2066</Sole>
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				<None>8</None>
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		<infoTable>
			<nameOfIssuer>BOEING CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>097023105</cusip>
			<value>72</value>
			<shrsOrPrnAmt>
				<sshPrnamt>300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>300</None>
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		<infoTable>
			<nameOfIssuer>BOEING CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>097023105</cusip>
			<value>42</value>
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				<sshPrnamt>175</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>175</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>BOOKING HOLDINGS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09857L108</cusip>
			<value>241</value>
			<shrsOrPrnAmt>
				<sshPrnamt>110</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>109</Sole>
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				<None>1</None>
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		<infoTable>
			<nameOfIssuer>BOOKING HOLDINGS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09857L108</cusip>
			<value>424</value>
			<shrsOrPrnAmt>
				<sshPrnamt>194</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>194</None>
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		<infoTable>
			<nameOfIssuer>BOSTON SCIENTIFIC CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>101137107</cusip>
			<value>212</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4967</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>84</Sole>
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				<None>4883</None>
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		<infoTable>
			<nameOfIssuer>BP PLC</nameOfIssuer>
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			<cusip>055622104</cusip>
			<value>255</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9651</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>8970</Sole>
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				<None>681</None>
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		<infoTable>
			<nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
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			<value>2142</value>
			<shrsOrPrnAmt>
				<sshPrnamt>32058</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>30735</Sole>
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				<None>1323</None>
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		<infoTable>
			<nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>110122108</cusip>
			<value>872</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13052</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>10725</Sole>
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				<None>2327</None>
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		<infoTable>
			<nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>110122108</cusip>
			<value>36</value>
			<shrsOrPrnAmt>
				<sshPrnamt>533</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>420</Sole>
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				<None>113</None>
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		<infoTable>
			<nameOfIssuer>BROADCOM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>498</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1044</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>980</Sole>
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				<None>64</None>
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		<infoTable>
			<nameOfIssuer>BROADCOM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>30</value>
			<shrsOrPrnAmt>
				<sshPrnamt>62</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>BROADCOM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>51</value>
			<shrsOrPrnAmt>
				<sshPrnamt>108</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
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				<None>18</None>
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		<infoTable>
			<nameOfIssuer>BROOKFIELD ASSET MGMT INC</nameOfIssuer>
			<titleOfClass>CL A LTD VT SH</titleOfClass>
			<cusip>112585104</cusip>
			<value>1704</value>
			<shrsOrPrnAmt>
				<sshPrnamt>33421</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>33310</Sole>
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		<infoTable>
			<nameOfIssuer>BROOKFIELD ASSET MGMT INC</nameOfIssuer>
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			<value>3157</value>
			<shrsOrPrnAmt>
				<sshPrnamt>61926</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>61926</None>
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		<infoTable>
			<nameOfIssuer>BROOKFIELD ASSET MGMT REINS</nameOfIssuer>
			<titleOfClass>CL A EXCH LT VTG</titleOfClass>
			<cusip>G16169107</cusip>
			<value>22</value>
			<shrsOrPrnAmt>
				<sshPrnamt>420</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>420</None>
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		<infoTable>
			<nameOfIssuer>C H ROBINSON WORLDWIDE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>12541W209</cusip>
			<value>792</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8460</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8460</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>C H ROBINSON WORLDWIDE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>12541W209</cusip>
			<value>792</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8460</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>8460</None>
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		<infoTable>
			<nameOfIssuer>CANADIAN IMP BK COMM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>136069101</cusip>
			<value>610</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5358</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>5043</Sole>
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				<None>315</None>
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		<infoTable>
			<nameOfIssuer>CANADIAN IMP BK COMM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>136069101</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>81</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>81</None>
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		<infoTable>
			<nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>14040H105</cusip>
			<value>2897</value>
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				<sshPrnamt>18730</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>17094</Sole>
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				<None>1636</None>
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		<infoTable>
			<nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>14040H105</cusip>
			<value>10284</value>
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				<sshPrnamt>66480</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>66480</None>
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		<infoTable>
			<nameOfIssuer>CARMAX INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>143130102</cusip>
			<value>1952</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15118</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>15086</Sole>
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				<None>32</None>
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		<infoTable>
			<nameOfIssuer>CARMAX INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>143130102</cusip>
			<value>3166</value>
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				<sshPrnamt>24518</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<None>24518</None>
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		<infoTable>
			<nameOfIssuer>CARRIER GLOBAL CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>14448C104</cusip>
			<value>223</value>
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				<Sole>4020</Sole>
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				<None>561</None>
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		<infoTable>
			<nameOfIssuer>CARRIER GLOBAL CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>268</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>268</None>
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		<infoTable>
			<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
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			<cusip>149123101</cusip>
			<value>1184</value>
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				<sshPrnamt>5440</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>5432</Sole>
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				<None>8</None>
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		<infoTable>
			<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>149123101</cusip>
			<value>453</value>
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				<sshPrnamt>2082</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>2082</None>
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		<infoTable>
			<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
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			<cusip>149123101</cusip>
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				<sshPrnamt>60</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>60</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>CBRE CLARION GLOBAL REAL EST</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>12504G100</cusip>
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				<None>3579</None>
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		<infoTable>
			<nameOfIssuer>CHARLES RIV LABS INTL INC</nameOfIssuer>
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				<None>134</None>
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		<infoTable>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>2177</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>CHEGG INC</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>974</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
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				<sshPrnamt>135531</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>134821</Sole>
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				<None>710</None>
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		<infoTable>
			<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
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			<value>1088</value>
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				<sshPrnamt>10391</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>6187</Sole>
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				<None>4204</None>
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		<infoTable>
			<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>166764100</cusip>
			<value>384</value>
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				<sshPrnamt>3663</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3559</Sole>
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		<infoTable>
			<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>166764100</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>163</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>163</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>169656105</cusip>
			<value>749</value>
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				<sshPrnamt>483</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>477</Sole>
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				<None>6</None>
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		<infoTable>
			<nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</nameOfIssuer>
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			<cusip>169656105</cusip>
			<value>14</value>
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				<sshPrnamt>9</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>9</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>2087</Sole>
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		<infoTable>
			<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>42</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>234</Sole>
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		<infoTable>
			<nameOfIssuer>CHURCH &amp; DWIGHT INC</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
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			<shrsOrPrnAmt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2058</Sole>
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		<infoTable>
			<nameOfIssuer>CIMAREX ENERGY CO</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1224</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>CINCINNATI FINL CORP</nameOfIssuer>
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				<sshPrnamt>565</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>565</None>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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		<infoTable>
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				<sshPrnamt>152</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>CINTAS CORP</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>30</Sole>
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		<infoTable>
			<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>10205</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>185868</Sole>
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				<None>6681</None>
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		<infoTable>
			<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
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			<value>327</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6186</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>1026</Sole>
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		<infoTable>
			<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>17275R102</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>6267</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6036</Sole>
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				<None>231</None>
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		<infoTable>
			<nameOfIssuer>CITIGROUP INC</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
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				<sshPrnamt>4688</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>4688</None>
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		<infoTable>
			<nameOfIssuer>CITIZENS FINL GROUP INC</nameOfIssuer>
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			<shrsOrPrnAmt>
				<sshPrnamt>600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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				<None>0</None>
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			<nameOfIssuer>CME GROUP INC</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>CME GROUP INC</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>CME GROUP INC</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>COPART INC</nameOfIssuer>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
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			<cusip>22160K105</cusip>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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		<infoTable>
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				<sshPrnamt>373</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
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				<sshPrnamt>1671</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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				<sshPrnamt>11977</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>520</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>126650100</cusip>
			<value>10</value>
			<shrsOrPrnAmt>
				<sshPrnamt>125</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>125</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>D R HORTON INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>23331A109</cusip>
			<value>237</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2620</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2495</Sole>
				<Shared>0</Shared>
				<None>125</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DANAHER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>235851102</cusip>
			<value>11517</value>
			<shrsOrPrnAmt>
				<sshPrnamt>42918</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>42047</Sole>
				<Shared>0</Shared>
				<None>871</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DANAHER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>235851102</cusip>
			<value>2104</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7837</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>4649</Sole>
				<Shared>0</Shared>
				<None>3188</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DANAHER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>235851102</cusip>
			<value>320</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1192</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1192</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DANAHER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>235851102</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>40</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>40</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>244199105</cusip>
			<value>3566</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10111</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>10079</Sole>
				<Shared>0</Shared>
				<None>32</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>244199105</cusip>
			<value>2890</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8192</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>2012</Sole>
				<Shared>0</Shared>
				<None>6180</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>244199105</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>20</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>244199105</cusip>
			<value>19</value>
			<shrsOrPrnAmt>
				<sshPrnamt>55</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>55</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DELL TECHNOLOGIES INC</nameOfIssuer>
			<titleOfClass>CL C</titleOfClass>
			<cusip>24703L202</cusip>
			<value>293</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2939</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2939</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>DELL TECHNOLOGIES INC</nameOfIssuer>
			<titleOfClass>CL C</titleOfClass>
			<cusip>24703L202</cusip>
			<value>197</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1980</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1980</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>DIAGEO PLC</nameOfIssuer>
			<titleOfClass>SPON ADR NEW</titleOfClass>
			<cusip>25243Q205</cusip>
			<value>362</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1888</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1287</Sole>
				<Shared>0</Shared>
				<None>601</None>
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		<infoTable>
			<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>253868103</cusip>
			<value>13638</value>
			<shrsOrPrnAmt>
				<sshPrnamt>90640</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>89977</Sole>
				<Shared>0</Shared>
				<None>663</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>253868103</cusip>
			<value>275</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1831</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1831</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>253868103</cusip>
			<value>372</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2472</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2426</Sole>
				<Shared>0</Shared>
				<None>46</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>253868103</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>43</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>43</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
			<titleOfClass>US CORE EQUITY 2</titleOfClass>
			<cusip>25434V708</cusip>
			<value>57</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2122</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2122</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
			<titleOfClass>US CORE EQUITY 2</titleOfClass>
			<cusip>25434V708</cusip>
			<value>393</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14571</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>14571</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
			<titleOfClass>US EQUITY ETF</titleOfClass>
			<cusip>25434V401</cusip>
			<value>227</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4822</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4822</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
			<titleOfClass>US EQUITY ETF</titleOfClass>
			<cusip>25434V401</cusip>
			<value>1069</value>
			<shrsOrPrnAmt>
				<sshPrnamt>22678</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>22678</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>DISCOVERY INC</nameOfIssuer>
			<titleOfClass>COM SER A</titleOfClass>
			<cusip>25470F104</cusip>
			<value>17</value>
			<shrsOrPrnAmt>
				<sshPrnamt>566</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>566</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>254687106</cusip>
			<value>8356</value>
			<shrsOrPrnAmt>
				<sshPrnamt>47543</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>44900</Sole>
				<Shared>0</Shared>
				<None>2643</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>254687106</cusip>
			<value>482</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2742</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1961</Sole>
				<Shared>0</Shared>
				<None>781</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>254687106</cusip>
			<value>515</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2931</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2931</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>254687106</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>26</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>26</Sole>
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				<None>0</None>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
			<cusip>256677105</cusip>
			<value>1115</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5151</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4011</Sole>
				<Shared>0</Shared>
				<None>1140</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>DOLLAR GEN CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>256677105</cusip>
			<value>8792</value>
			<shrsOrPrnAmt>
				<sshPrnamt>40632</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>40632</None>
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		<infoTable>
			<nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>25746U109</cusip>
			<value>3929</value>
			<shrsOrPrnAmt>
				<sshPrnamt>53408</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>52724</Sole>
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				<None>684</None>
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		<infoTable>
			<nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>25746U109</cusip>
			<value>196</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2654</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>240</Sole>
				<Shared>0</Shared>
				<None>2414</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>25746U109</cusip>
			<value>49</value>
			<shrsOrPrnAmt>
				<sshPrnamt>664</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>605</Sole>
				<Shared>0</Shared>
				<None>59</None>
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		<infoTable>
			<nameOfIssuer>DOUBLELINE OPPORTUNISTIC CR</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>258623107</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>378</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>378</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>DOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>260557103</cusip>
			<value>8185</value>
			<shrsOrPrnAmt>
				<sshPrnamt>129342</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>129247</Sole>
				<Shared>0</Shared>
				<None>95</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>79</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1256</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1256</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>260557103</cusip>
			<value>136</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2150</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
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				<Sole>953</Sole>
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		<infoTable>
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				<Sole>2130</Sole>
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				<None>78</None>
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		<infoTable>
			<nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>26614N102</cusip>
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				<sshPrnamt>6061</sshPrnamt>
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				<Sole>5977</Sole>
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				<None>84</None>
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		<infoTable>
			<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
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				<sshPrnamt>95504</sshPrnamt>
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				<Sole>95175</Sole>
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		<infoTable>
			<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<nameOfIssuer>EATON VANCE ENHANCED EQUITY</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>278277108</cusip>
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				<sshPrnamt>35929</sshPrnamt>
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				<None>35929</None>
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			<nameOfIssuer>EATON VANCE TAX-MANAGED DIVE</nameOfIssuer>
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				<None>12251</None>
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		<infoTable>
			<nameOfIssuer>EBAY INC.</nameOfIssuer>
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			<cusip>278642103</cusip>
			<value>22</value>
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				<sshPrnamt>311</sshPrnamt>
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		<infoTable>
			<nameOfIssuer>ECOLAB INC</nameOfIssuer>
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			<value>2693</value>
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		<infoTable>
			<nameOfIssuer>ECOLAB INC</nameOfIssuer>
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				<Sole>2778</Sole>
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		<infoTable>
			<nameOfIssuer>ECOLAB INC</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ECOLAB INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>16</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
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				<sshPrnamt>435</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ELEMENT SOLUTIONS INC</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>6780</Sole>
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		<infoTable>
			<nameOfIssuer>ELEMENT SOLUTIONS INC</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>4073</Sole>
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		<infoTable>
			<nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
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			<value>18960</value>
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				<sshPrnamt>197006</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>193989</Sole>
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		<infoTable>
			<nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
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				<sshPrnamt>60198</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>7877</Sole>
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		<infoTable>
			<nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>6782</Sole>
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		<infoTable>
			<nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
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				<sshPrnamt>201</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>201</Sole>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
			<cusip>29250N105</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
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				<sshPrnamt>8561</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>21711</Sole>
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		<infoTable>
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			<cusip>29273V100</cusip>
			<value>232</value>
			<shrsOrPrnAmt>
				<sshPrnamt>21800</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>21800</Sole>
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		<infoTable>
			<nameOfIssuer>ENPHASE ENERGY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>29355A107</cusip>
			<value>215</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>1172</Sole>
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		<infoTable>
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			<cusip>29355A107</cusip>
			<value>107</value>
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				<sshPrnamt>585</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>585</Sole>
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		<infoTable>
			<nameOfIssuer>ENTERGY CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>29364G103</cusip>
			<value>26</value>
			<shrsOrPrnAmt>
				<sshPrnamt>260</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
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			<value>27</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1127</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>1127</None>
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		<infoTable>
			<nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
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				<sshPrnamt>44100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>44100</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>EOG RES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>3483</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>627</Sole>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>49698</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>1560</Sole>
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		<infoTable>
			<nameOfIssuer>EPAM SYS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>29414B104</cusip>
			<value>235</value>
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				<sshPrnamt>460</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>460</Sole>
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		<infoTable>
			<nameOfIssuer>EPAM SYS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>29414B104</cusip>
			<value>138</value>
			<shrsOrPrnAmt>
				<sshPrnamt>270</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>270</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EQUINIX INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>29444U700</cusip>
			<value>32</value>
			<shrsOrPrnAmt>
				<sshPrnamt>40</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>40</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ETSY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>29786A106</cusip>
			<value>201</value>
			<shrsOrPrnAmt>
				<sshPrnamt>975</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>975</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ETSY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>29786A106</cusip>
			<value>106</value>
			<shrsOrPrnAmt>
				<sshPrnamt>516</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>516</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EVERSOURCE ENERGY</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30040W108</cusip>
			<value>24</value>
			<shrsOrPrnAmt>
				<sshPrnamt>297</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>297</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EXELON CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30161N101</cusip>
			<value>20</value>
			<shrsOrPrnAmt>
				<sshPrnamt>454</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>454</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
			<cusip>30212P303</cusip>
			<value>29</value>
			<shrsOrPrnAmt>
				<sshPrnamt>175</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>175</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30231G102</cusip>
			<value>8457</value>
			<shrsOrPrnAmt>
				<sshPrnamt>134071</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>131654</Sole>
				<Shared>0</Shared>
				<None>2417</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30231G102</cusip>
			<value>4543</value>
			<shrsOrPrnAmt>
				<sshPrnamt>72023</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>30030</Sole>
				<Shared>0</Shared>
				<None>41993</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30231G102</cusip>
			<value>405</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6414</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6234</Sole>
				<Shared>0</Shared>
				<None>180</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FACEBOOK INC</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>30303M102</cusip>
			<value>8685</value>
			<shrsOrPrnAmt>
				<sshPrnamt>24980</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>23517</Sole>
				<Shared>0</Shared>
				<None>1463</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FACEBOOK INC</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>30303M102</cusip>
			<value>8820</value>
			<shrsOrPrnAmt>
				<sshPrnamt>25364</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>991</Sole>
				<Shared>0</Shared>
				<None>24373</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FACEBOOK INC</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>30303M102</cusip>
			<value>360</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1035</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1035</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FACEBOOK INC</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>30303M102</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>20</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FB FINL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30257X104</cusip>
			<value>38</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1026</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1026</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FEDEX CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>31428X106</cusip>
			<value>521</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1746</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1746</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FEDEX CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>31428X106</cusip>
			<value>786</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2636</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2636</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FEDEX CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>31428X106</cusip>
			<value>21</value>
			<shrsOrPrnAmt>
				<sshPrnamt>70</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>70</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>316773100</cusip>
			<value>45</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1190</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1190</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
			<titleOfClass>DORSEY WRT 5 ETF</titleOfClass>
			<cusip>33738R605</cusip>
			<value>47</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
			<titleOfClass>SHS</titleOfClass>
			<cusip>33734H106</cusip>
			<value>28</value>
			<shrsOrPrnAmt>
				<sshPrnamt>700</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>700</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FISERV INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>337738108</cusip>
			<value>396</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3708</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3554</Sole>
				<Shared>0</Shared>
				<None>154</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FISERV INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>337738108</cusip>
			<value>20</value>
			<shrsOrPrnAmt>
				<sshPrnamt>190</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>190</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>33829M101</cusip>
			<value>161</value>
			<shrsOrPrnAmt>
				<sshPrnamt>833</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>833</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>33829M101</cusip>
			<value>94</value>
			<shrsOrPrnAmt>
				<sshPrnamt>487</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>487</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
			<titleOfClass>CR SCD US BD</titleOfClass>
			<cusip>33939L761</cusip>
			<value>260</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4800</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FLOOR &amp; DECOR HLDGS INC</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>339750101</cusip>
			<value>170</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1607</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1607</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FLOOR &amp; DECOR HLDGS INC</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>339750101</cusip>
			<value>103</value>
			<shrsOrPrnAmt>
				<sshPrnamt>975</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>975</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FLOWERS FOODS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>343498101</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>200</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FOCUS FINL PARTNERS INC</nameOfIssuer>
			<titleOfClass>COM CL A</titleOfClass>
			<cusip>34417P100</cusip>
			<value>140</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2894</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2894</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FOCUS FINL PARTNERS INC</nameOfIssuer>
			<titleOfClass>COM CL A</titleOfClass>
			<cusip>34417P100</cusip>
			<value>84</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1741</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1741</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>345370860</cusip>
			<value>289</value>
			<shrsOrPrnAmt>
				<sshPrnamt>19461</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>19461</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FORTINET INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>34959E109</cusip>
			<value>686</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2880</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2880</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FORTINET INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>34959E109</cusip>
			<value>24</value>
			<shrsOrPrnAmt>
				<sshPrnamt>102</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>102</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FORTIVE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>34959J108</cusip>
			<value>84</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1202</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1202</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>34964C106</cusip>
			<value>848</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8516</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>100</None>
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		<infoTable>
			<nameOfIssuer>FRESHPET INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>204</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1253</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>FRESHPET INC</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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				<Sole>733</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>GAN LTD</nameOfIssuer>
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				<sshPrnamt>8707</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<None>8707</None>
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		<infoTable>
			<nameOfIssuer>GENERAC HLDGS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>766</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<None>15</None>
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			<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
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				<sshPrnamt>10778</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>1344</None>
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		<infoTable>
			<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
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			<cusip>369550108</cusip>
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		<infoTable>
			<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>24</None>
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			<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>672</None>
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		<infoTable>
			<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
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			<value>2</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
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			<value>108</value>
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		<infoTable>
			<nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>6</value>
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				<sshPrnamt>99</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>99</None>
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		<infoTable>
			<nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
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			<value>2008</value>
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				<sshPrnamt>33938</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>30879</Sole>
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				<None>3059</None>
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		<infoTable>
			<nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>37045V100</cusip>
			<value>6892</value>
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				<sshPrnamt>116483</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<Shared>0</Shared>
				<None>116483</None>
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		<infoTable>
			<nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>372460105</cusip>
			<value>634</value>
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				<sshPrnamt>5016</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4760</Sole>
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				<None>256</None>
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		<infoTable>
			<nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>372460105</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>46</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>46</None>
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		<infoTable>
			<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>375558103</cusip>
			<value>1</value>
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				<sshPrnamt>17</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<Shared>0</Shared>
				<None>17</None>
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		<infoTable>
			<nameOfIssuer>GLAXOSMITHKLINE PLC</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>13707</Sole>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>13188</None>
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		<infoTable>
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				<sshPrnamt>971</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>971</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>GLOBANT S A</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
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				<None>0</None>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>1805</None>
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		<infoTable>
			<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
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			<cusip>38141G104</cusip>
			<value>72</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>190</Sole>
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		<infoTable>
			<nameOfIssuer>HAMILTON LANE INC</nameOfIssuer>
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			<shrsOrPrnAmt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>HARTFORD FINL SVCS GROUP INC</nameOfIssuer>
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				<sshPrnamt>720</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>720</None>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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		<infoTable>
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			<value>17201</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
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			<value>257</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1240</Sole>
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		<infoTable>
			<nameOfIssuer>HCA HEALTHCARE INC</nameOfIssuer>
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			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>40</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>40</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>HEALTHCARE TR AMER INC</nameOfIssuer>
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				<sshPrnamt>680</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>2906</Sole>
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		<infoTable>
			<nameOfIssuer>HEALTHSTREAM INC</nameOfIssuer>
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				<sshPrnamt>275</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>275</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>HENRY JACK &amp; ASSOC INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>426281101</cusip>
			<value>393</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2404</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2299</Sole>
				<Shared>0</Shared>
				<None>105</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HENRY JACK &amp; ASSOC INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>426281101</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>65</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>65</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>HERSHEY CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>427866108</cusip>
			<value>350</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2010</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2010</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>HERSHEY CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>427866108</cusip>
			<value>263</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1510</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1510</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>437076102</cusip>
			<value>21162</value>
			<shrsOrPrnAmt>
				<sshPrnamt>66361</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>65750</Sole>
				<Shared>0</Shared>
				<None>611</None>
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		<infoTable>
			<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>437076102</cusip>
			<value>1485</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4657</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1150</Sole>
				<Shared>0</Shared>
				<None>3507</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>437076102</cusip>
			<value>688</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2158</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2149</Sole>
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				<None>9</None>
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		<infoTable>
			<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>437076102</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>28</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>28</Sole>
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				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>438516106</cusip>
			<value>11508</value>
			<shrsOrPrnAmt>
				<sshPrnamt>52464</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>50936</Sole>
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				<None>1528</None>
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		<infoTable>
			<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>438516106</cusip>
			<value>5450</value>
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				<sshPrnamt>24846</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>7646</Sole>
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				<None>17200</None>
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		<infoTable>
			<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>438516106</cusip>
			<value>457</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2084</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2058</Sole>
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				<None>26</None>
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		<infoTable>
			<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>438516106</cusip>
			<value>27</value>
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				<sshPrnamt>124</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>124</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>HORMEL FOODS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>440452100</cusip>
			<value>556</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11653</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11653</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>HOWARD HUGHES CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>44267D107</cusip>
			<value>992</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10179</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>10168</Sole>
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				<None>11</None>
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		<infoTable>
			<nameOfIssuer>HOWARD HUGHES CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>44267D107</cusip>
			<value>1559</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15994</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>15994</None>
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		<infoTable>
			<nameOfIssuer>HUMANA INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>444859102</cusip>
			<value>255</value>
			<shrsOrPrnAmt>
				<sshPrnamt>576</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>564</Sole>
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				<None>12</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>HUMANA INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>444859102</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>28</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>28</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>452308109</cusip>
			<value>292</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1305</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1240</Sole>
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				<None>65</None>
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		<infoTable>
			<nameOfIssuer>INSULET CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>45784P101</cusip>
			<value>396</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1443</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1443</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INSULET CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>45784P101</cusip>
			<value>109</value>
			<shrsOrPrnAmt>
				<sshPrnamt>396</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>396</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTEL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>458140100</cusip>
			<value>18728</value>
			<shrsOrPrnAmt>
				<sshPrnamt>333589</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>327986</Sole>
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				<None>5603</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>INTEL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>458140100</cusip>
			<value>5406</value>
			<shrsOrPrnAmt>
				<sshPrnamt>96297</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>8518</Sole>
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				<None>87779</None>
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		<infoTable>
			<nameOfIssuer>INTEL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>458140100</cusip>
			<value>669</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11906</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11825</Sole>
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				<None>81</None>
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		<infoTable>
			<nameOfIssuer>INTEL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>458140100</cusip>
			<value>17</value>
			<shrsOrPrnAmt>
				<sshPrnamt>305</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>305</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>45866F104</cusip>
			<value>396</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3339</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3309</Sole>
				<Shared>0</Shared>
				<None>30</None>
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		<infoTable>
			<nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>45866F104</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>63</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>63</Sole>
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				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>459200101</cusip>
			<value>1893</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12912</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>12558</Sole>
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				<None>354</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>459200101</cusip>
			<value>622</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4241</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>2798</Sole>
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				<None>1443</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>459200101</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>83</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>50</Sole>
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				<None>33</None>
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		<infoTable>
			<nameOfIssuer>INTERNATIONAL PAPER CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>460146103</cusip>
			<value>178</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2904</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2904</None>
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		<infoTable>
			<nameOfIssuer>INTUIT</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>461202103</cusip>
			<value>772</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1575</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1558</Sole>
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				<None>17</None>
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		<infoTable>
			<nameOfIssuer>INTUIT</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>461202103</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>7</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
			<titleOfClass>UNIT SER 1</titleOfClass>
			<cusip>46090E103</cusip>
			<value>3026</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8539</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8539</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
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			<cusip>46090E103</cusip>
			<value>88</value>
			<shrsOrPrnAmt>
				<sshPrnamt>248</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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			<cusip>46137V233</cusip>
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				<sshPrnamt>850</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11735</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
			<titleOfClass>S&amp;P500 EQL WGT</titleOfClass>
			<cusip>46137V357</cusip>
			<value>1134</value>
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				<sshPrnamt>7523</sshPrnamt>
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				<None>7523</None>
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		<infoTable>
			<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
			<titleOfClass>DWA TECHNOLOGY</titleOfClass>
			<cusip>46137V811</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>1540</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>1540</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
			<titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
			<cusip>46138E354</cusip>
			<value>21</value>
			<shrsOrPrnAmt>
				<sshPrnamt>339</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>339</None>
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		<infoTable>
			<nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer>
			<titleOfClass>SR LN ETF</titleOfClass>
			<cusip>46138G508</cusip>
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				<sshPrnamt>9089</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>9089</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ISHARES GOLD TR</nameOfIssuer>
			<titleOfClass>ISHARES NEW</titleOfClass>
			<cusip>464285204</cusip>
			<value>1226</value>
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				<sshPrnamt>36377</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>36377</None>
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		<infoTable>
			<nameOfIssuer>ISHARES INC</nameOfIssuer>
			<titleOfClass>MSCI EM ASIA ETF</titleOfClass>
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				<sshPrnamt>2438</sshPrnamt>
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				<None>2438</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>CORE S&amp;P TTL STK</titleOfClass>
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			<votingAuthority>
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				<None>2088</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>SELECT DIVID ETF</titleOfClass>
			<cusip>464287168</cusip>
			<value>4278</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>SELECT DIVID ETF</titleOfClass>
			<cusip>464287168</cusip>
			<value>1631</value>
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			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>SELECT DIVID ETF</titleOfClass>
			<cusip>464287168</cusip>
			<value>665</value>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>TIPS BD ETF</titleOfClass>
			<cusip>464287176</cusip>
			<value>55</value>
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				<sshPrnamt>427</sshPrnamt>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
			<cusip>464287200</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
			<cusip>464287200</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>9653</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
			<cusip>464287200</cusip>
			<value>1601</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3724</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>3724</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>CORE US AGGBD ET</titleOfClass>
			<cusip>464287226</cusip>
			<value>631</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5474</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4510</Sole>
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				<None>964</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>CORE US AGGBD ET</titleOfClass>
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			<value>553</value>
			<shrsOrPrnAmt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>4796</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>CORE US AGGBD ET</titleOfClass>
			<cusip>464287226</cusip>
			<value>51</value>
			<shrsOrPrnAmt>
				<sshPrnamt>439</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>431</Sole>
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				<None>8</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>MSCI EMG MKT ETF</titleOfClass>
			<cusip>464287234</cusip>
			<value>3884</value>
			<shrsOrPrnAmt>
				<sshPrnamt>70432</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>70132</Sole>
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				<None>300</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>MSCI EMG MKT ETF</titleOfClass>
			<cusip>464287234</cusip>
			<value>232</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4207</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>3910</Sole>
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				<None>297</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>MSCI EMG MKT ETF</titleOfClass>
			<cusip>464287234</cusip>
			<value>44</value>
			<shrsOrPrnAmt>
				<sshPrnamt>792</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>792</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>IBOXX INV CP ETF</titleOfClass>
			<cusip>464287242</cusip>
			<value>2601</value>
			<shrsOrPrnAmt>
				<sshPrnamt>19359</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<shrsOrPrnAmt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>33972</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>683</Sole>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>S&amp;P 500 GRWT ETF</titleOfClass>
			<cusip>464287309</cusip>
			<value>2851</value>
			<shrsOrPrnAmt>
				<sshPrnamt>39200</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>39200</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>S&amp;P 500 GRWT ETF</titleOfClass>
			<cusip>464287309</cusip>
			<value>70</value>
			<shrsOrPrnAmt>
				<sshPrnamt>967</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>967</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<shrsOrPrnAmt>
				<sshPrnamt>7877</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>7877</Sole>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>S&amp;P 500 VAL ETF</titleOfClass>
			<cusip>464287408</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>29362</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>29362</Sole>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>S&amp;P 500 VAL ETF</titleOfClass>
			<cusip>464287408</cusip>
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			<shrsOrPrnAmt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>4781</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<shrsOrPrnAmt>
				<sshPrnamt>3717</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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				<sshPrnamt>710</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>BARCLAYS 7 10 YR</titleOfClass>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>BARCLAYS 7 10 YR</titleOfClass>
			<cusip>464287440</cusip>
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				<sshPrnamt>10</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>10</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>1 3 YR TREAS BD</titleOfClass>
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				<sshPrnamt>564852</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>562413</Sole>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>1 3 YR TREAS BD</titleOfClass>
			<cusip>464287457</cusip>
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				<sshPrnamt>5830</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
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				<Sole>5830</Sole>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<cusip>464287804</cusip>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>DOW JONES US ETF</titleOfClass>
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				<None>5884</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<cusip>464287879</cusip>
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				<None>160</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<cusip>464287879</cusip>
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			<shrsOrPrnAmt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>5301</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<cusip>464287879</cusip>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>S&amp;P SML 600 GWT</titleOfClass>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>JPMORGAN USD EMG</titleOfClass>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES SILVER TR</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
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			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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				<sshPrnamt>1353</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1318</Sole>
				<Shared>0</Shared>
				<None>35</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LAUDER ESTEE COS INC</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>518439104</cusip>
			<value>55</value>
			<shrsOrPrnAmt>
				<sshPrnamt>173</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>173</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LHC GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>50187A107</cusip>
			<value>189</value>
			<shrsOrPrnAmt>
				<sshPrnamt>945</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>945</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LHC GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>50187A107</cusip>
			<value>115</value>
			<shrsOrPrnAmt>
				<sshPrnamt>574</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>574</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
			<titleOfClass>SHS CL A</titleOfClass>
			<cusip>G5480U104</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>95</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>95</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>532457108</cusip>
			<value>10364</value>
			<shrsOrPrnAmt>
				<sshPrnamt>45158</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>45021</Sole>
				<Shared>0</Shared>
				<None>137</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>532457108</cusip>
			<value>96</value>
			<shrsOrPrnAmt>
				<sshPrnamt>417</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>417</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>532457108</cusip>
			<value>299</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1301</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1280</Sole>
				<Shared>0</Shared>
				<None>21</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LINCOLN NATL CORP IND</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>534187109</cusip>
			<value>1006</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>16000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LINCOLN NATL CORP IND</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>534187109</cusip>
			<value>408</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>6500</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LINCOLN NATL CORP IND</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>534187109</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>96</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>96</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LINDE PLC</nameOfIssuer>
			<titleOfClass>SHS</titleOfClass>
			<cusip>G5494J103</cusip>
			<value>585</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2025</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1989</Sole>
				<Shared>0</Shared>
				<None>36</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LINDE PLC</nameOfIssuer>
			<titleOfClass>SHS</titleOfClass>
			<cusip>G5494J103</cusip>
			<value>331</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1146</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1146</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>539830109</cusip>
			<value>17312</value>
			<shrsOrPrnAmt>
				<sshPrnamt>45757</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>45678</Sole>
				<Shared>0</Shared>
				<None>79</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>539830109</cusip>
			<value>961</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2540</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1205</Sole>
				<Shared>0</Shared>
				<None>1335</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>539830109</cusip>
			<value>4963</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13119</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>13106</Sole>
				<Shared>0</Shared>
				<None>13</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>539830109</cusip>
			<value>20</value>
			<shrsOrPrnAmt>
				<sshPrnamt>52</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>52</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LOWES COS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>548661107</cusip>
			<value>1604</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8270</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8152</Sole>
				<Shared>0</Shared>
				<None>118</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LOWES COS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>548661107</cusip>
			<value>305</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1570</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1570</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LOWES COS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>548661107</cusip>
			<value>348</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1795</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1795</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LULULEMON ATHLETICA INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>550021109</cusip>
			<value>728</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1996</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1980</Sole>
				<Shared>0</Shared>
				<None>16</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LYFT INC</nameOfIssuer>
			<titleOfClass>COM CL A</titleOfClass>
			<cusip>55087P104</cusip>
			<value>21</value>
			<shrsOrPrnAmt>
				<sshPrnamt>350</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>350</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MACQUARIE INFRASTRUCTURE COR</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>55608B105</cusip>
			<value>55</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1450</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1450</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>56585A102</cusip>
			<value>89</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1470</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1470</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>57636Q104</cusip>
			<value>2530</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6931</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5872</Sole>
				<Shared>0</Shared>
				<None>1059</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>57636Q104</cusip>
			<value>169</value>
			<shrsOrPrnAmt>
				<sshPrnamt>464</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>464</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>57636Q104</cusip>
			<value>320</value>
			<shrsOrPrnAmt>
				<sshPrnamt>877</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>864</Sole>
				<Shared>0</Shared>
				<None>13</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>580135101</cusip>
			<value>5510</value>
			<shrsOrPrnAmt>
				<sshPrnamt>23853</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>22643</Sole>
				<Shared>0</Shared>
				<None>1210</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>580135101</cusip>
			<value>105</value>
			<shrsOrPrnAmt>
				<sshPrnamt>455</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>250</Sole>
				<Shared>0</Shared>
				<None>205</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>580135101</cusip>
			<value>59</value>
			<shrsOrPrnAmt>
				<sshPrnamt>257</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>240</Sole>
				<Shared>0</Shared>
				<None>17</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MCKESSON CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>58155Q103</cusip>
			<value>206</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1076</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>959</Sole>
				<Shared>0</Shared>
				<None>117</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
			<titleOfClass>SHS</titleOfClass>
			<cusip>G5960L103</cusip>
			<value>6250</value>
			<shrsOrPrnAmt>
				<sshPrnamt>50349</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>48448</Sole>
				<Shared>0</Shared>
				<None>1901</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
			<titleOfClass>SHS</titleOfClass>
			<cusip>G5960L103</cusip>
			<value>4310</value>
			<shrsOrPrnAmt>
				<sshPrnamt>34725</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>7237</Sole>
				<Shared>0</Shared>
				<None>27488</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
			<titleOfClass>SHS</titleOfClass>
			<cusip>G5960L103</cusip>
			<value>174</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1385</Sole>
				<Shared>0</Shared>
				<None>15</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
			<titleOfClass>SHS</titleOfClass>
			<cusip>G5960L103</cusip>
			<value>24</value>
			<shrsOrPrnAmt>
				<sshPrnamt>194</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>194</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MERCADOLIBRE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>58733R102</cusip>
			<value>31</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>20</None>
			</votingAuthority>
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		<infoTable>
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			<nameOfIssuer>PALANTIR TECHNOLOGIES INC</nameOfIssuer>
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			<nameOfIssuer>PAYCHEX INC</nameOfIssuer>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>PHILLIPS 66</nameOfIssuer>
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				<sshPrnamt>1169</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<nameOfIssuer>PIMCO DYNAMIC CR INCOME FD</nameOfIssuer>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>PINNACLE FINL PARTNERS INC</nameOfIssuer>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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		<infoTable>
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			<nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>742718109</cusip>
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				<sshPrnamt>14641</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>9379</Sole>
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				<None>5262</None>
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		<infoTable>
			<nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
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				<Sole>3712</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>743315103</cusip>
			<value>215</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2192</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>2047</Sole>
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				<None>145</None>
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		<infoTable>
			<nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>743315103</cusip>
			<value>194</value>
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				<sshPrnamt>1976</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1976</None>
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		<infoTable>
			<nameOfIssuer>PROGYNY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>74340E103</cusip>
			<value>205</value>
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				<sshPrnamt>3483</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>3483</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>PROGYNY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>105</value>
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				<sshPrnamt>1783</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>74340W103</cusip>
			<value>50</value>
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				<sshPrnamt>419</sshPrnamt>
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				<None>419</None>
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		<infoTable>
			<nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>2648</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>2377</Sole>
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				<None>271</None>
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		<infoTable>
			<nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<nameOfIssuer>PUTNAM PREMIER INCOME TR</nameOfIssuer>
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			<cusip>746853100</cusip>
			<value>84</value>
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				<Sole>17970</Sole>
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		<infoTable>
			<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>5980</Sole>
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				<None>2209</None>
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		<infoTable>
			<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>248</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>75513E101</cusip>
			<value>1450</value>
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				<sshPrnamt>16999</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>16008</Sole>
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		<infoTable>
			<nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>75513E101</cusip>
			<value>155</value>
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				<sshPrnamt>1814</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>1186</Sole>
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		<infoTable>
			<nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>75513E101</cusip>
			<value>250</value>
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				<sshPrnamt>2932</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>2889</Sole>
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		<infoTable>
			<nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>0</Sole>
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				<None>45</None>
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		<infoTable>
			<nameOfIssuer>REGIONS FINANCIAL CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>7591EP100</cusip>
			<value>2365</value>
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				<sshPrnamt>117202</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>116706</Sole>
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				<None>496</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>REGIONS FINANCIAL CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>23906</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
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				<None>23906</None>
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		<infoTable>
			<nameOfIssuer>REGIONS FINANCIAL CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>7591EP100</cusip>
			<value>161</value>
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				<sshPrnamt>7968</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>7855</Sole>
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				<None>113</None>
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		<infoTable>
			<nameOfIssuer>RH</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>232</value>
			<shrsOrPrnAmt>
				<sshPrnamt>342</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>342</Sole>
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		<infoTable>
			<nameOfIssuer>RINGCENTRAL INC</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>76680R206</cusip>
			<value>264</value>
			<shrsOrPrnAmt>
				<sshPrnamt>910</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>899</Sole>
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		<infoTable>
			<nameOfIssuer>RINGCENTRAL INC</nameOfIssuer>
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			<cusip>76680R206</cusip>
			<value>95</value>
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				<sshPrnamt>326</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>326</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ROBERT HALF INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>770323103</cusip>
			<value>4040</value>
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				<sshPrnamt>45403</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>45403</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>776696106</cusip>
			<value>278</value>
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				<sshPrnamt>592</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>585</Sole>
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		<infoTable>
			<nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>776696106</cusip>
			<value>198</value>
			<shrsOrPrnAmt>
				<sshPrnamt>421</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>421</None>
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		<infoTable>
			<nameOfIssuer>ROYAL BK CDA</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>780087102</cusip>
			<value>1716</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16942</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>16392</Sole>
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				<None>550</None>
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		<infoTable>
			<nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>78377T107</cusip>
			<value>62</value>
			<shrsOrPrnAmt>
				<sshPrnamt>783</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>783</None>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
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			<shrsOrPrnAmt>
				<sshPrnamt>19139</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>17</None>
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		<infoTable>
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				<sshPrnamt>594</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>808</Sole>
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		<infoTable>
			<nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>230</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>942</Sole>
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		<infoTable>
			<nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
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			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>25</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>25</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SANOFI</nameOfIssuer>
			<titleOfClass>SPONSORED ADR</titleOfClass>
			<cusip>80105N105</cusip>
			<value>681</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12935</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>12711</Sole>
				<Shared>0</Shared>
				<None>224</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
			<titleOfClass>COM STK</titleOfClass>
			<cusip>806857108</cusip>
			<value>330</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10308</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>10141</Sole>
				<Shared>0</Shared>
				<None>167</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
			<titleOfClass>COM STK</titleOfClass>
			<cusip>806857108</cusip>
			<value>667</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20848</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>20848</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
			<titleOfClass>COM STK</titleOfClass>
			<cusip>806857108</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>43</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>43</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
			<titleOfClass>US LCAP GR ETF</titleOfClass>
			<cusip>808524300</cusip>
			<value>354</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2428</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2428</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
			<titleOfClass>US BRD MKT ETF</titleOfClass>
			<cusip>808524102</cusip>
			<value>219</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2098</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2098</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
			<titleOfClass>US MID-CAP ETF</titleOfClass>
			<cusip>808524508</cusip>
			<value>252</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3218</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3218</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
			<titleOfClass>US SML CAP ETF</titleOfClass>
			<cusip>808524607</cusip>
			<value>254</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2440</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2440</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
			<titleOfClass>EMRG MKTEQ ETF</titleOfClass>
			<cusip>808524706</cusip>
			<value>331</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10063</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10063</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
			<titleOfClass>INTL EQTY ETF</titleOfClass>
			<cusip>808524805</cusip>
			<value>635</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16094</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>16094</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI MATERIALS</titleOfClass>
			<cusip>81369Y100</cusip>
			<value>308</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3743</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3743</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI HEALTHCARE</titleOfClass>
			<cusip>81369Y209</cusip>
			<value>488</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3874</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3874</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI HEALTHCARE</titleOfClass>
			<cusip>81369Y209</cusip>
			<value>385</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3058</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3058</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI CONS STPLS</titleOfClass>
			<cusip>81369Y308</cusip>
			<value>27</value>
			<shrsOrPrnAmt>
				<sshPrnamt>385</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>385</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI CONS DISCR</titleOfClass>
			<cusip>81369Y407</cusip>
			<value>287</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1605</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1605</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI CONS DISCR</titleOfClass>
			<cusip>81369Y407</cusip>
			<value>60</value>
			<shrsOrPrnAmt>
				<sshPrnamt>338</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>338</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>ENERGY</titleOfClass>
			<cusip>81369Y506</cusip>
			<value>1215</value>
			<shrsOrPrnAmt>
				<sshPrnamt>22550</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>22550</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>ENERGY</titleOfClass>
			<cusip>81369Y506</cusip>
			<value>31</value>
			<shrsOrPrnAmt>
				<sshPrnamt>576</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>576</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>ENERGY</titleOfClass>
			<cusip>81369Y506</cusip>
			<value>174</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3230</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3230</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>FINANCIAL</titleOfClass>
			<cusip>81369Y605</cusip>
			<value>410</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11168</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>10868</Sole>
				<Shared>0</Shared>
				<None>300</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>FINANCIAL</titleOfClass>
			<cusip>81369Y605</cusip>
			<value>193</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5265</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5265</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>FINANCIAL</titleOfClass>
			<cusip>81369Y605</cusip>
			<value>111</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3018</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3018</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI INT-INDS</titleOfClass>
			<cusip>81369Y704</cusip>
			<value>112</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1094</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1094</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>TECHNOLOGY</titleOfClass>
			<cusip>81369Y803</cusip>
			<value>1352</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9154</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>9154</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>TECHNOLOGY</titleOfClass>
			<cusip>81369Y803</cusip>
			<value>236</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1599</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1599</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>COMMUNICATION</titleOfClass>
			<cusip>81369Y852</cusip>
			<value>68</value>
			<shrsOrPrnAmt>
				<sshPrnamt>835</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>835</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>RL EST SEL SEC</titleOfClass>
			<cusip>81369Y860</cusip>
			<value>26</value>
			<shrsOrPrnAmt>
				<sshPrnamt>590</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>590</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI INT-UTILS</titleOfClass>
			<cusip>81369Y886</cusip>
			<value>1019</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16123</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>15873</Sole>
				<Shared>0</Shared>
				<None>250</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI INT-UTILS</titleOfClass>
			<cusip>81369Y886</cusip>
			<value>30</value>
			<shrsOrPrnAmt>
				<sshPrnamt>472</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>472</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>81762P102</cusip>
			<value>620</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1128</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>574</Sole>
				<Shared>0</Shared>
				<None>554</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>81762P102</cusip>
			<value>71</value>
			<shrsOrPrnAmt>
				<sshPrnamt>130</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>130</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>81762P102</cusip>
			<value>13</value>
			<shrsOrPrnAmt>
				<sshPrnamt>24</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>24</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>824348106</cusip>
			<value>989</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3631</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3618</Sole>
				<Shared>0</Shared>
				<None>13</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>824348106</cusip>
			<value>929</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3408</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3408</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>824348106</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>27</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>27</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>835495102</cusip>
			<value>795</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11889</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11889</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>835495102</cusip>
			<value>35</value>
			<shrsOrPrnAmt>
				<sshPrnamt>527</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>527</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SOUTH JERSEY INDS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>838518108</cusip>
			<value>49</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1892</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1892</None>
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		<infoTable>
			<nameOfIssuer>SOUTH ST CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>840441109</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>176</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>176</None>
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		<infoTable>
			<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>842587107</cusip>
			<value>5065</value>
			<shrsOrPrnAmt>
				<sshPrnamt>83707</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>82912</Sole>
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				<None>795</None>
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		<infoTable>
			<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>842587107</cusip>
			<value>260</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4292</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>400</Sole>
				<Shared>0</Shared>
				<None>3892</None>
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		<infoTable>
			<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>842587107</cusip>
			<value>310</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5122</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4990</Sole>
				<Shared>0</Shared>
				<None>132</None>
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		<infoTable>
			<nameOfIssuer>SOUTHERN COPPER CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>84265V105</cusip>
			<value>250</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3880</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3880</None>
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		<infoTable>
			<nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>844741108</cusip>
			<value>812</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15286</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>15286</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
			<titleOfClass>TR UNIT</titleOfClass>
			<cusip>78462F103</cusip>
			<value>74938</value>
			<shrsOrPrnAmt>
				<sshPrnamt>175064</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>174795</Sole>
				<Shared>0</Shared>
				<None>269</None>
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		<infoTable>
			<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
			<titleOfClass>TR UNIT</titleOfClass>
			<cusip>78462F103</cusip>
			<value>15876</value>
			<shrsOrPrnAmt>
				<sshPrnamt>37088</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>7</Sole>
				<Shared>0</Shared>
				<None>37081</None>
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		<infoTable>
			<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
			<titleOfClass>TR UNIT</titleOfClass>
			<cusip>78462F103</cusip>
			<value>2360</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5514</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5441</Sole>
				<Shared>0</Shared>
				<None>73</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
			<titleOfClass>GOLD SHS</titleOfClass>
			<cusip>78463V107</cusip>
			<value>3090</value>
			<shrsOrPrnAmt>
				<sshPrnamt>18655</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>18655</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
			<titleOfClass>GOLD SHS</titleOfClass>
			<cusip>78463V107</cusip>
			<value>381</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2300</None>
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		<infoTable>
			<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
			<titleOfClass>DJ GLB RL ES ETF</titleOfClass>
			<cusip>78463X749</cusip>
			<value>48</value>
			<shrsOrPrnAmt>
				<sshPrnamt>927</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>927</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
			<titleOfClass>DJ GLB RL ES ETF</titleOfClass>
			<cusip>78463X749</cusip>
			<value>205</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3990</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3990</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
			<cusip>78464A201</cusip>
			<value>290</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3272</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3272</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
			<cusip>78464A201</cusip>
			<value>2673</value>
			<shrsOrPrnAmt>
				<sshPrnamt>30103</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>6124</Sole>
				<Shared>0</Shared>
				<None>23979</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
			<cusip>78464A201</cusip>
			<value>22</value>
			<shrsOrPrnAmt>
				<sshPrnamt>250</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>250</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>S&amp;P 600 SMCP VAL</titleOfClass>
			<cusip>78464A300</cusip>
			<value>581</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6782</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6782</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>S&amp;P 600 SMCP VAL</titleOfClass>
			<cusip>78464A300</cusip>
			<value>2724</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31783</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>6088</Sole>
				<Shared>0</Shared>
				<None>25695</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>PORTFOLIO SHORT</titleOfClass>
			<cusip>78464A474</cusip>
			<value>11068</value>
			<shrsOrPrnAmt>
				<sshPrnamt>353605</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>353605</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>PORTFOLIO SHORT</titleOfClass>
			<cusip>78464A474</cusip>
			<value>1783</value>
			<shrsOrPrnAmt>
				<sshPrnamt>56955</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>56955</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>PORTFOLIO SHORT</titleOfClass>
			<cusip>78464A474</cusip>
			<value>821</value>
			<shrsOrPrnAmt>
				<sshPrnamt>26220</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>26220</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>S&amp;P DIVID ETF</titleOfClass>
			<cusip>78464A763</cusip>
			<value>1762</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14413</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>14283</Sole>
				<Shared>0</Shared>
				<None>130</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>S&amp;P DIVID ETF</titleOfClass>
			<cusip>78464A763</cusip>
			<value>266</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2178</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2178</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>S&amp;P DIVID ETF</titleOfClass>
			<cusip>78464A763</cusip>
			<value>48</value>
			<shrsOrPrnAmt>
				<sshPrnamt>390</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>390</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
			<titleOfClass>UT SER 1</titleOfClass>
			<cusip>78467X109</cusip>
			<value>7475</value>
			<shrsOrPrnAmt>
				<sshPrnamt>21669</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>21669</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
			<titleOfClass>UT SER 1</titleOfClass>
			<cusip>78467X109</cusip>
			<value>6589</value>
			<shrsOrPrnAmt>
				<sshPrnamt>19102</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>19102</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
			<titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
			<cusip>78467Y107</cusip>
			<value>9562</value>
			<shrsOrPrnAmt>
				<sshPrnamt>19474</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>19034</Sole>
				<Shared>0</Shared>
				<None>440</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
			<titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
			<cusip>78467Y107</cusip>
			<value>1788</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3642</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>2919</Sole>
				<Shared>0</Shared>
				<None>723</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
			<titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
			<cusip>78467Y107</cusip>
			<value>402</value>
			<shrsOrPrnAmt>
				<sshPrnamt>819</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>819</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
			<cusip>78468R622</cusip>
			<value>217</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1972</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1972</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
			<cusip>78468R622</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>28</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
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			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
			<cusip>78468R739</cusip>
			<value>386</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7787</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>7787</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
			<cusip>78468R739</cusip>
			<value>1074</value>
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				<sshPrnamt>21664</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>0</Sole>
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				<None>21664</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
			<cusip>78468R739</cusip>
			<value>53</value>
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				<sshPrnamt>1075</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>1075</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
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			<value>53</value>
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				<sshPrnamt>1102</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1102</None>
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		<infoTable>
			<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>855244109</cusip>
			<value>1413</value>
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				<sshPrnamt>12634</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>12617</Sole>
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				<None>17</None>
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		<infoTable>
			<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>855244109</cusip>
			<value>1132</value>
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				<sshPrnamt>10127</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10127</None>
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		<infoTable>
			<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>855244109</cusip>
			<value>37</value>
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				<sshPrnamt>334</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>334</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>85571B105</cusip>
			<value>849</value>
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				<sshPrnamt>32437</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>32437</None>
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		<infoTable>
			<nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>863667101</cusip>
			<value>1062</value>
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				<sshPrnamt>4087</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3926</Sole>
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				<None>161</None>
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		<infoTable>
			<nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>863667101</cusip>
			<value>157</value>
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				<sshPrnamt>603</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>603</None>
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		<infoTable>
			<nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>863667101</cusip>
			<value>86</value>
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				<sshPrnamt>330</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>330</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>SUMMIT FINL GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>86606G101</cusip>
			<value>16</value>
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				<sshPrnamt>744</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>744</None>
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		<infoTable>
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				<sshPrnamt>2000</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>2000</None>
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			<nameOfIssuer>SYNCHRONY FINANCIAL</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>87165B103</cusip>
			<value>26</value>
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				<sshPrnamt>535</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>535</None>
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		<infoTable>
			<nameOfIssuer>SYSCO CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>871829107</cusip>
			<value>746</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9601</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8861</Sole>
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				<None>740</None>
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		<infoTable>
			<nameOfIssuer>SYSCO CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>871829107</cusip>
			<value>473</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6078</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>5929</Sole>
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				<None>149</None>
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		<infoTable>
			<nameOfIssuer>SYSCO CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>871829107</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>55</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<None>55</None>
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		<infoTable>
			<nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
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			<cusip>874039100</cusip>
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			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2271</Sole>
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				<None>620</None>
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		<infoTable>
			<nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
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			<cusip>874039100</cusip>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>49</Sole>
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				<None>88</None>
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		<infoTable>
			<nameOfIssuer>TAPESTRY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>2334</None>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
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			<value>641</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2651</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>2294</Sole>
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				<None>357</None>
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		<infoTable>
			<nameOfIssuer>TARGET CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>87612E106</cusip>
			<value>731</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3023</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>3023</None>
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		<infoTable>
			<nameOfIssuer>TARGET CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>87612E106</cusip>
			<value>34</value>
			<shrsOrPrnAmt>
				<sshPrnamt>140</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>TC ENERGY CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>87807B107</cusip>
			<value>396</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>7310</Sole>
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				<None>690</None>
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		<infoTable>
			<nameOfIssuer>TC ENERGY CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>87807B107</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>155</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
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				<None>155</None>
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		<infoTable>
			<nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>882508104</cusip>
			<value>1410</value>
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				<sshPrnamt>7334</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>7147</Sole>
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				<None>187</None>
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		<infoTable>
			<nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>882508104</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>510</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>400</Sole>
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		<infoTable>
			<nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
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			<cusip>882508104</cusip>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>THE TRADE DESK INC</nameOfIssuer>
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			<cusip>88339J105</cusip>
			<value>58</value>
			<shrsOrPrnAmt>
				<sshPrnamt>750</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>750</None>
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		<infoTable>
			<nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
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			<cusip>883556102</cusip>
			<value>3382</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6705</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6646</Sole>
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				<None>59</None>
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		<infoTable>
			<nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>883556102</cusip>
			<value>1480</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2934</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>2934</None>
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		<infoTable>
			<nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>883556102</cusip>
			<value>464</value>
			<shrsOrPrnAmt>
				<sshPrnamt>919</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>919</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>THOR INDUSTRIES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>885160101</cusip>
			<value>152</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1346</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1152</Sole>
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				<None>194</None>
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		<infoTable>
			<nameOfIssuer>THOR INDUSTRIES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>885160101</cusip>
			<value>86</value>
			<shrsOrPrnAmt>
				<sshPrnamt>760</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>760</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>3M CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<shrsOrPrnAmt>
				<sshPrnamt>44757</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>44649</Sole>
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				<None>108</None>
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		</infoTable>
		<infoTable>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>112</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>UNIVERSAL DISPLAY CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>91347P105</cusip>
			<value>171</value>
			<shrsOrPrnAmt>
				<sshPrnamt>771</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>771</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>UNIVERSAL DISPLAY CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>91347P105</cusip>
			<value>127</value>
			<shrsOrPrnAmt>
				<sshPrnamt>571</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>571</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>UNUM GROUP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>91529Y106</cusip>
			<value>244</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8595</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8595</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>US BANCORP DEL</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
			<cusip>902973304</cusip>
			<value>17961</value>
			<shrsOrPrnAmt>
				<sshPrnamt>315281</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>314350</Sole>
				<Shared>0</Shared>
				<None>931</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>US BANCORP DEL</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
			<cusip>902973304</cusip>
			<value>758</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13296</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>9612</Sole>
				<Shared>0</Shared>
				<None>3684</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>US BANCORP DEL</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
			<cusip>902973304</cusip>
			<value>474</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8329</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8141</Sole>
				<Shared>0</Shared>
				<None>188</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>US BANCORP DEL</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
			<cusip>902973304</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>204</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>204</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>VAIL RESORTS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>91879Q109</cusip>
			<value>40</value>
			<shrsOrPrnAmt>
				<sshPrnamt>127</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>127</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>91913Y100</cusip>
			<value>12803</value>
			<shrsOrPrnAmt>
				<sshPrnamt>163979</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>163979</Sole>
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				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>91913Y100</cusip>
			<value>437</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5590</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>3981</Sole>
				<Shared>0</Shared>
				<None>1609</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>91913Y100</cusip>
			<value>265</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3394</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3394</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>91913Y100</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>180</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>180</Sole>
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				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
			<titleOfClass>EMERGING MKTS HI</titleOfClass>
			<cusip>92189F353</cusip>
			<value>244</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10210</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10210</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
			<titleOfClass>MORNINGSTAR WIDE</titleOfClass>
			<cusip>92189F643</cusip>
			<value>120</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1625</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1625</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
			<titleOfClass>HIGH YLD MUN ETF</titleOfClass>
			<cusip>92189H409</cusip>
			<value>991</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15576</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>15576</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
			<titleOfClass>HIGH YLD MUN ETF</titleOfClass>
			<cusip>92189H409</cusip>
			<value>1990</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31287</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>31287</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>VANGUARD SPECIALIZED FUNDS</nameOfIssuer>
			<titleOfClass>DIV APP ETF</titleOfClass>
			<cusip>921908844</cusip>
			<value>533</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3443</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3443</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SPECIALIZED FUNDS</nameOfIssuer>
			<titleOfClass>DIV APP ETF</titleOfClass>
			<cusip>921908844</cusip>
			<value>1526</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9861</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>9861</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SPECIALIZED FUNDS</nameOfIssuer>
			<titleOfClass>DIV APP ETF</titleOfClass>
			<cusip>921908844</cusip>
			<value>31</value>
			<shrsOrPrnAmt>
				<sshPrnamt>200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>200</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer>
			<titleOfClass>VG TL INTL STK F</titleOfClass>
			<cusip>921909768</cusip>
			<value>308</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4683</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4683</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer>
			<titleOfClass>VG TL INTL STK F</titleOfClass>
			<cusip>921909768</cusip>
			<value>1019</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15508</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>15508</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer>
			<titleOfClass>VG TL INTL STK F</titleOfClass>
			<cusip>921909768</cusip>
			<value>355</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5410</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5410</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
			<titleOfClass>SMLCP 600 GRTH</titleOfClass>
			<cusip>921932794</cusip>
			<value>433</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1892</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1892</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
			<titleOfClass>SMLLCP 600 IDX</titleOfClass>
			<cusip>921932828</cusip>
			<value>6118</value>
			<shrsOrPrnAmt>
				<sshPrnamt>29492</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>29434</Sole>
				<Shared>0</Shared>
				<None>58</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
			<titleOfClass>SMLLCP 600 IDX</titleOfClass>
			<cusip>921932828</cusip>
			<value>1266</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6101</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6101</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>INTERMED TERM</titleOfClass>
			<cusip>921937819</cusip>
			<value>7419</value>
			<shrsOrPrnAmt>
				<sshPrnamt>82475</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>82475</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>INTERMED TERM</titleOfClass>
			<cusip>921937819</cusip>
			<value>2173</value>
			<shrsOrPrnAmt>
				<sshPrnamt>24161</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>21421</Sole>
				<Shared>0</Shared>
				<None>2740</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>INTERMED TERM</titleOfClass>
			<cusip>921937819</cusip>
			<value>267</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2965</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2965</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>SHORT TRM BOND</titleOfClass>
			<cusip>921937827</cusip>
			<value>978</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11902</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11358</Sole>
				<Shared>0</Shared>
				<None>544</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>SHORT TRM BOND</titleOfClass>
			<cusip>921937827</cusip>
			<value>985</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11989</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>11989</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>TOTAL BND MRKT</titleOfClass>
			<cusip>921937835</cusip>
			<value>23</value>
			<shrsOrPrnAmt>
				<sshPrnamt>270</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>270</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD TAX-MANAGED INTL FD</nameOfIssuer>
			<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
			<cusip>921943858</cusip>
			<value>23823</value>
			<shrsOrPrnAmt>
				<sshPrnamt>462399</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>443054</Sole>
				<Shared>0</Shared>
				<None>19345</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD TAX-MANAGED INTL FD</nameOfIssuer>
			<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
			<cusip>921943858</cusip>
			<value>13184</value>
			<shrsOrPrnAmt>
				<sshPrnamt>255912</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>36811</Sole>
				<Shared>0</Shared>
				<None>219101</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD TAX-MANAGED INTL FD</nameOfIssuer>
			<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
			<cusip>921943858</cusip>
			<value>1019</value>
			<shrsOrPrnAmt>
				<sshPrnamt>19784</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>19784</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
			<titleOfClass>HIGH DIV YLD</titleOfClass>
			<cusip>921946406</cusip>
			<value>16821</value>
			<shrsOrPrnAmt>
				<sshPrnamt>160557</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>160340</Sole>
				<Shared>0</Shared>
				<None>217</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
			<titleOfClass>HIGH DIV YLD</titleOfClass>
			<cusip>921946406</cusip>
			<value>23</value>
			<shrsOrPrnAmt>
				<sshPrnamt>215</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>215</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
			<titleOfClass>HIGH DIV YLD</titleOfClass>
			<cusip>921946406</cusip>
			<value>386</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3683</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3683</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
			<titleOfClass>INTL DVD ETF</titleOfClass>
			<cusip>921946810</cusip>
			<value>34</value>
			<shrsOrPrnAmt>
				<sshPrnamt>384</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>384</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
			<titleOfClass>INTL DVD ETF</titleOfClass>
			<cusip>921946810</cusip>
			<value>1235</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14116</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>14116</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
			<titleOfClass>ALLWRLD EX US</titleOfClass>
			<cusip>922042775</cusip>
			<value>2826</value>
			<shrsOrPrnAmt>
				<sshPrnamt>44582</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>44582</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
			<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
			<cusip>922042858</cusip>
			<value>15430</value>
			<shrsOrPrnAmt>
				<sshPrnamt>284122</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>276284</Sole>
				<Shared>0</Shared>
				<None>7838</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
			<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
			<cusip>922042858</cusip>
			<value>11143</value>
			<shrsOrPrnAmt>
				<sshPrnamt>205167</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>15148</Sole>
				<Shared>0</Shared>
				<None>190019</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
			<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
			<cusip>922042858</cusip>
			<value>609</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11218</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11218</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
			<titleOfClass>FTSE EUROPE ETF</titleOfClass>
			<cusip>922042874</cusip>
			<value>481</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7145</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7145</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>SHRT TRM CORP BD</titleOfClass>
			<cusip>92206C409</cusip>
			<value>14216</value>
			<shrsOrPrnAmt>
				<sshPrnamt>171882</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>171882</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>SHRT TRM CORP BD</titleOfClass>
			<cusip>92206C409</cusip>
			<value>15672</value>
			<shrsOrPrnAmt>
				<sshPrnamt>189485</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>2260</Sole>
				<Shared>0</Shared>
				<None>187225</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>SHRT TRM CORP BD</titleOfClass>
			<cusip>92206C409</cusip>
			<value>919</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11110</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11110</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>VNG RUS1000GRW</titleOfClass>
			<cusip>92206C680</cusip>
			<value>2710</value>
			<shrsOrPrnAmt>
				<sshPrnamt>38813</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>38813</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>VNG RUS1000GRW</titleOfClass>
			<cusip>92206C680</cusip>
			<value>633</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9068</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>9068</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>VNG RUS1000VAL</titleOfClass>
			<cusip>92206C714</cusip>
			<value>402</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5771</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5771</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>VNG RUS1000VAL</titleOfClass>
			<cusip>92206C714</cusip>
			<value>756</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10868</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>10868</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>VNG RUS1000IDX</titleOfClass>
			<cusip>92206C730</cusip>
			<value>300</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1500</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>MORTG-BACK SEC</titleOfClass>
			<cusip>92206C771</cusip>
			<value>287</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5386</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5386</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>LG-TERM COR BD</titleOfClass>
			<cusip>92206C813</cusip>
			<value>625</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5843</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5843</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>INT-TERM CORP</titleOfClass>
			<cusip>92206C870</cusip>
			<value>10597</value>
			<shrsOrPrnAmt>
				<sshPrnamt>111465</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>111465</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>INT-TERM CORP</titleOfClass>
			<cusip>92206C870</cusip>
			<value>812</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8545</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>8545</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>INT-TERM CORP</titleOfClass>
			<cusip>92206C870</cusip>
			<value>707</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7436</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>7436</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer>
			<titleOfClass>TAX EXEMPT BD</titleOfClass>
			<cusip>922907746</cusip>
			<value>8891</value>
			<shrsOrPrnAmt>
				<sshPrnamt>160783</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>160783</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer>
			<titleOfClass>TAX EXEMPT BD</titleOfClass>
			<cusip>922907746</cusip>
			<value>19994</value>
			<shrsOrPrnAmt>
				<sshPrnamt>361557</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>361557</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer>
			<titleOfClass>TAX EXEMPT BD</titleOfClass>
			<cusip>922907746</cusip>
			<value>153</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2771</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2771</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
			<cusip>922908363</cusip>
			<value>86455</value>
			<shrsOrPrnAmt>
				<sshPrnamt>219696</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>217803</Sole>
				<Shared>0</Shared>
				<None>1893</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
			<cusip>922908363</cusip>
			<value>50280</value>
			<shrsOrPrnAmt>
				<sshPrnamt>127769</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>127769</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
			<cusip>922908363</cusip>
			<value>1316</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3344</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3344</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>MCAP GR IDXVIP</titleOfClass>
			<cusip>922908538</cusip>
			<value>761</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3219</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3219</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>REAL ESTATE ETF</titleOfClass>
			<cusip>922908553</cusip>
			<value>7784</value>
			<shrsOrPrnAmt>
				<sshPrnamt>76475</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>76345</Sole>
				<Shared>0</Shared>
				<None>130</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>REAL ESTATE ETF</titleOfClass>
			<cusip>922908553</cusip>
			<value>457</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4491</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>2120</Sole>
				<Shared>0</Shared>
				<None>2371</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>REAL ESTATE ETF</titleOfClass>
			<cusip>922908553</cusip>
			<value>134</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1321</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1321</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>SML CP GRW ETF</titleOfClass>
			<cusip>922908595</cusip>
			<value>10120</value>
			<shrsOrPrnAmt>
				<sshPrnamt>34921</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>34840</Sole>
				<Shared>0</Shared>
				<None>81</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>SML CP GRW ETF</titleOfClass>
			<cusip>922908595</cusip>
			<value>201</value>
			<shrsOrPrnAmt>
				<sshPrnamt>692</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>692</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>SML CP GRW ETF</titleOfClass>
			<cusip>922908595</cusip>
			<value>114</value>
			<shrsOrPrnAmt>
				<sshPrnamt>392</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>392</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>SM CP VAL ETF</titleOfClass>
			<cusip>922908611</cusip>
			<value>4632</value>
			<shrsOrPrnAmt>
				<sshPrnamt>26675</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>26263</Sole>
				<Shared>0</Shared>
				<None>412</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>SM CP VAL ETF</titleOfClass>
			<cusip>922908611</cusip>
			<value>316</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1822</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1822</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>MID CAP ETF</titleOfClass>
			<cusip>922908629</cusip>
			<value>13024</value>
			<shrsOrPrnAmt>
				<sshPrnamt>54872</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>54534</Sole>
				<Shared>0</Shared>
				<None>338</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>MID CAP ETF</titleOfClass>
			<cusip>922908629</cusip>
			<value>274</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1154</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1154</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>MID CAP ETF</titleOfClass>
			<cusip>922908629</cusip>
			<value>713</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3004</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3004</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>GROWTH ETF</titleOfClass>
			<cusip>922908736</cusip>
			<value>28541</value>
			<shrsOrPrnAmt>
				<sshPrnamt>99514</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>99447</Sole>
				<Shared>0</Shared>
				<None>67</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>GROWTH ETF</titleOfClass>
			<cusip>922908736</cusip>
			<value>41</value>
			<shrsOrPrnAmt>
				<sshPrnamt>142</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>142</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>GROWTH ETF</titleOfClass>
			<cusip>922908736</cusip>
			<value>2249</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7842</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>7842</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>VALUE ETF</titleOfClass>
			<cusip>922908744</cusip>
			<value>122</value>
			<shrsOrPrnAmt>
				<sshPrnamt>891</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>755</Sole>
				<Shared>0</Shared>
				<None>136</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>VALUE ETF</titleOfClass>
			<cusip>922908744</cusip>
			<value>1052</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7654</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>7654</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>TOTAL STK MKT</titleOfClass>
			<cusip>922908769</cusip>
			<value>22223</value>
			<shrsOrPrnAmt>
				<sshPrnamt>99736</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>99610</Sole>
				<Shared>0</Shared>
				<None>126</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>TOTAL STK MKT</titleOfClass>
			<cusip>922908769</cusip>
			<value>569</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2554</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2554</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
			<titleOfClass>CL A COM</titleOfClass>
			<cusip>922475108</cusip>
			<value>170</value>
			<shrsOrPrnAmt>
				<sshPrnamt>546</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>546</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
			<titleOfClass>CL A COM</titleOfClass>
			<cusip>922475108</cusip>
			<value>103</value>
			<shrsOrPrnAmt>
				<sshPrnamt>330</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>330</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>92343V104</cusip>
			<value>12638</value>
			<shrsOrPrnAmt>
				<sshPrnamt>225550</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>221666</Sole>
				<Shared>0</Shared>
				<None>3884</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>92343V104</cusip>
			<value>793</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14159</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>2392</Sole>
				<Shared>0</Shared>
				<None>11767</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>92343V104</cusip>
			<value>670</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11961</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11669</Sole>
				<Shared>0</Shared>
				<None>292</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VIATRIS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>92556V106</cusip>
			<value>13</value>
			<shrsOrPrnAmt>
				<sshPrnamt>931</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>931</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VICTORY PORTFOLIO II</nameOfIssuer>
			<titleOfClass>VICSHS DV AC ETF</titleOfClass>
			<cusip>92647N667</cusip>
			<value>9558</value>
			<shrsOrPrnAmt>
				<sshPrnamt>216534</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>216534</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VICTORY PORTFOLIO II</nameOfIssuer>
			<titleOfClass>VICSHS DV AC ETF</titleOfClass>
			<cusip>92647N667</cusip>
			<value>585</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13247</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>13247</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VISA INC</nameOfIssuer>
			<titleOfClass>COM CL A</titleOfClass>
			<cusip>92826C839</cusip>
			<value>20771</value>
			<shrsOrPrnAmt>
				<sshPrnamt>88833</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>86303</Sole>
				<Shared>0</Shared>
				<None>2530</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VISA INC</nameOfIssuer>
			<titleOfClass>COM CL A</titleOfClass>
			<cusip>92826C839</cusip>
			<value>11671</value>
			<shrsOrPrnAmt>
				<sshPrnamt>49917</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>7917</Sole>
				<Shared>0</Shared>
				<None>42000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VISA INC</nameOfIssuer>
			<titleOfClass>COM CL A</titleOfClass>
			<cusip>92826C839</cusip>
			<value>753</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3220</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3220</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VISA INC</nameOfIssuer>
			<titleOfClass>COM CLA</titleOfClass>
			<cusip>92826C839</cusip>
			<value>32</value>
			<shrsOrPrnAmt>
				<sshPrnamt>136</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>136</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VONTIER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>928881101</cusip>
			<value>16</value>
			<shrsOrPrnAmt>
				<sshPrnamt>479</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>479</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>929160109</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>17</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>17</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>929160109</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>70</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>70</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>929160109</cusip>
			<value>379</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2178</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2178</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>WP CAREY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>92936U109</cusip>
			<value>119</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1600</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>WP CAREY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>92936U109</cusip>
			<value>235</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3150</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>3150</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>WP CAREY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>92936U109</cusip>
			<value>485</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6500</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>931427108</cusip>
			<value>435</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8266</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8000</Sole>
				<Shared>0</Shared>
				<None>266</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>931427108</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>44</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
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</SEC-DOCUMENT>
