Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2021

Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]

Summary of Regulatory Capital Requirement

Management believes, as of December 31, 2021, that Pinnacle Financial and Pinnacle Bank met all capital adequacy requirements to which they are subject. To be categorized as well-capitalized under applicable banking regulations, Pinnacle Financial and Pinnacle Bank must maintain certain total, Tier 1, common equity Tier 1 and Tier 1 leverage capital ratios as set forth in the following table and not be subject to a written agreement, order or directive to maintain a higher capital level. The capital conservation buffer of 2.5% is not included in the required minimum ratios of the table presented below. Pinnacle Financial's and Pinnacle Bank's actual capital amounts and ratios are presented in the following table (in thousands):


	Actual				Minimum Capital Requirement				Minimum To Be Well-Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2021
Total capital to risk weighted assets:
Pinnacle Financial	$	4,060,598	13.8	%	$	2,347,963	8.0	%	$	2,934,953	10.0	%
Pinnacle Bank	$	3,670,111	12.6	%	$	2,334,243	8.0	%	$	2,917,804	10.0	%
Tier 1 capital to risk weighted assets:
Pinnacle Financial	$	3,425,751	11.7	%	$	1,760,972	6.0	%	$	2,347,963	8.0	%
Pinnacle Bank	$	3,464,265	11.9	%	$	1,750,683	6.0	%	$	2,334,243	8.0	%
Common equity Tier 1 capital:
Pinnacle Financial	$	3,208,503	10.9	%	$	1,320,729	4.5	%	N/A		N/A
Pinnacle Bank	$	3,464,142	11.9	%	$	1,313,012	4.5	%	$	1,896,573	6.5	%
Tier 1 capital to average assets (*):
Pinnacle Financial	$	3,425,751	9.7	%	$	1,412,747	4.0	%	N/A		N/A
Pinnacle Bank	$	3,464,265	9.9	%	$	1,406,063	4.0	%	$	1,757,578	5.0	%
December 31, 2020
Total capital to risk weighted assets:
Pinnacle Financial	$	3,678,405	14.3	%	$	2,063,352	8.0	%	$	2,579,190	10.0	%
Pinnacle Bank	$	3,259,538	12.7	%	$	2,055,892	8.0	%	$	2,569,865	10.0	%
Tier 1 capital to risk weighted assets:
Pinnacle Financial	$	2,803,541	10.9	%	$	1,547,514	6.0	%	$	2,063,352	8.0	%
Pinnacle Bank	$	2,933,674	11.4	%	$	1,541,919	6.0	%	$	2,055,892	8.0	%
Common equity Tier 1 capital:
Pinnacle Financial	$	2,586,292	10.0	%	$	1,160,635	4.5	%	N/A		N/A
Pinnacle Bank	$	2,933,551	11.4	%	$	1,156,439	4.5	%	$	1,670,412	6.5	%
Tier 1 capital to average assets (*):
Pinnacle Financial	$	2,803,541	8.6	%	$	1,298,756	4.0	%	N/A		N/A
Pinnacle Bank	$	2,933,674	9.1	%	$	1,294,033	4.0	%	$	1,617,541	5.0	%

(*) Average assets for the above calculations were based on the most recent quarter.