<SEC-DOCUMENT>0001567619-22-002199.txt : 20220201
<SEC-HEADER>0001567619-22-002199.hdr.sgml : 20220201
<ACCEPTANCE-DATETIME>20220201122535
ACCESSION NUMBER:		0001567619-22-002199
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20211231
FILED AS OF DATE:		20220201
DATE AS OF CHANGE:		20220201
EFFECTIVENESS DATE:		20220201

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PINNACLE FINANCIAL PARTNERS INC
		CENTRAL INDEX KEY:			0001115055
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				621812853
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-12761
		FILM NUMBER:		22577766

	BUSINESS ADDRESS:	
		STREET 1:		150 THIRD AVENUE SOUTH
		STREET 2:		SUITE 900
		CITY:			NASHVILLE
		STATE:			TN
		ZIP:			37201
		BUSINESS PHONE:		6157443700

	MAIL ADDRESS:	
		STREET 1:		150 THIRD AVENUE SOUTH
		STREET 2:		SUITE 900
		CITY:			NASHVILLE
		STATE:			TN
		ZIP:			37201
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?>
<edgarSubmission xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>true</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
      </flags>
      <filer>
        <credentials>
          <cik>0001115055</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>12-31-2021</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>12-31-2021</reportCalendarOrQuarter>
      <filingManager>
        <name>PINNACLE FINANCIAL PARTNERS INC</name>
        <address>
          <com:street1>150 THIRD AVENUE SOUTH</com:street1>
          <com:street2>SUITE 900</com:street2>
          <com:city>NASHVILLE</com:city>
          <com:stateOrCountry>TN</com:stateOrCountry>
          <com:zipCode>37201</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-12761</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Harold R. Carpenter</name>
      <title>Chief Financial Officer</title>
      <phone>615-744-3700</phone>
      <signature>Harold R. Carpenters</signature>
      <city>Nashville</city>
      <stateOrCountry>TN</stateOrCountry>
      <signatureDate>02-01-2022</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>2</otherIncludedManagersCount>
      <tableEntryTotal>994</tableEntryTotal>
      <tableValueTotal>3204073</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
      <otherManagers2Info>
        <otherManager2>
          <sequenceNumber>1</sequenceNumber>
          <otherManager>
            <cik>0001697281</cik>
            <name>Pinnacle Bank</name>
          </otherManager>
        </otherManager2>
        <otherManager2>
          <sequenceNumber>2</sequenceNumber>
          <otherManager>
            <cik>0001698283</cik>
            <form13FFileNumber>028-19017</form13FFileNumber>
            <name>Pinnacle Wealth Advisors</name>
          </otherManager>
        </otherManager2>
      </otherManagers2Info>
    </summaryPage>
  </formData>
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</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>form13fInfoTable.xml
<TEXT>
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			<nameOfIssuer>ABBOTT LABS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>002824100</cusip>
			<value>5301</value>
			<shrsOrPrnAmt>
				<sshPrnamt>37662</sshPrnamt>
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			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>36733</Sole>
				<Shared>0</Shared>
				<None>929</None>
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		<infoTable>
			<nameOfIssuer>ABBOTT LABS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>002824100</cusip>
			<value>278</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1975</sshPrnamt>
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			<nameOfIssuer>ABBOTT LABS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>002824100</cusip>
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		<infoTable>
			<nameOfIssuer>ABBVIE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00287Y109</cusip>
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		<infoTable>
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				<Shared>0</Shared>
				<None>151</None>
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		<infoTable>
			<nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
			<titleOfClass>SHS CLASS A</titleOfClass>
			<cusip>G1151C101</cusip>
			<value>1373</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3313</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>2812</Sole>
				<Shared>0</Shared>
				<None>501</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
			<titleOfClass>SHS CLASS A</titleOfClass>
			<cusip>G1151C101</cusip>
			<value>76</value>
			<shrsOrPrnAmt>
				<sshPrnamt>184</sshPrnamt>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>184</None>
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		<infoTable>
			<nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
			<titleOfClass>SHS CLASS A</titleOfClass>
			<cusip>G1151C101</cusip>
			<value>35</value>
			<shrsOrPrnAmt>
				<sshPrnamt>84</sshPrnamt>
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		<infoTable>
			<nameOfIssuer>ACTIVISION BLIZZARD INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00507V109</cusip>
			<value>13</value>
			<shrsOrPrnAmt>
				<sshPrnamt>190</sshPrnamt>
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				<Shared>0</Shared>
				<None>190</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>ADOBE SYSTEMS INCORPORATED</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00724F101</cusip>
			<value>1510</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2662</sshPrnamt>
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			<cusip>00724F101</cusip>
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			<nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>007903107</cusip>
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			<titleOfClass>COM</titleOfClass>
			<cusip>001055102</cusip>
			<value>346</value>
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			<nameOfIssuer>AFLAC INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>001055102</cusip>
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				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>009158106</cusip>
			<value>5502</value>
			<shrsOrPrnAmt>
				<sshPrnamt>18086</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<cusip>009158106</cusip>
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			<titleOfClass>COM</titleOfClass>
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			<nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>009158106</cusip>
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				<None>0</None>
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			<nameOfIssuer>ALIGN TECHNOLOGY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>016255101</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>713</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>ALIGN TECHNOLOGY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>016255101</cusip>
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			<shrsOrPrnAmt>
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		<infoTable>
			<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>020002101</cusip>
			<value>1508</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>27</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>238</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2025</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>255</Sole>
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				<None>1770</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>020002101</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>32</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>32</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
			<titleOfClass>CAP STK CL C</titleOfClass>
			<cusip>02079K107</cusip>
			<value>7781</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2689</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1259</Sole>
				<Shared>0</Shared>
				<None>1430</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
			<titleOfClass>CAP STK CL C</titleOfClass>
			<cusip>02079K107</cusip>
			<value>2751</value>
			<shrsOrPrnAmt>
				<sshPrnamt>951</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>843</None>
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		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
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				<None>9100</None>
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		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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				<Sole>8549</Sole>
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				<None>658</None>
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		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
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				<sshPrnamt>6831</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>988</Sole>
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				<None>5843</None>
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		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
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				<sshPrnamt>310</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>310</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
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				<sshPrnamt>17</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>0</None>
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			<nameOfIssuer>ALPS ETF TR</nameOfIssuer>
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			<cusip>00162Q205</cusip>
			<value>15</value>
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				<sshPrnamt>140</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<nameOfIssuer>ALPS ETF TR</nameOfIssuer>
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				<sshPrnamt>6672</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<Sole>6672</Sole>
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			<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>83384</Sole>
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				<None>5148</None>
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		<infoTable>
			<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>819</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
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				<sshPrnamt>2971</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>0</None>
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			<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>023135106</cusip>
			<value>28238</value>
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				<sshPrnamt>8469</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>580</None>
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		<infoTable>
			<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
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			<value>21110</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
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			<cusip>023135106</cusip>
			<value>994</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>298</Sole>
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		<infoTable>
			<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
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				<sshPrnamt>13</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>13</Sole>
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			<nameOfIssuer>AMEREN CORP</nameOfIssuer>
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			<value>472</value>
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				<sshPrnamt>5300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>5256</Sole>
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				<None>44</None>
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		<infoTable>
			<nameOfIssuer>AMEREN CORP</nameOfIssuer>
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				<sshPrnamt>150</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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			<nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer>
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				<sshPrnamt>22012</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>7914</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer>
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				<sshPrnamt>1514</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer>
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			<cusip>025537101</cusip>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>260</Sole>
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				<None>79</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
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				<sshPrnamt>57717</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>48097</Sole>
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				<None>9620</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
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			<value>1126</value>
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				<sshPrnamt>6881</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>4866</Sole>
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		<infoTable>
			<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
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			<shrsOrPrnAmt>
				<sshPrnamt>49857</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2857</Sole>
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				<None>47000</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
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			<cusip>025816109</cusip>
			<value>24</value>
			<shrsOrPrnAmt>
				<sshPrnamt>144</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>144</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
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				<sshPrnamt>19033</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>9595</Sole>
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				<None>9438</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>03027X100</cusip>
			<value>1027</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3511</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>2689</Sole>
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				<None>822</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>03027X100</cusip>
			<value>12897</value>
			<shrsOrPrnAmt>
				<sshPrnamt>44093</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>87</Sole>
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				<None>44006</None>
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		<infoTable>
			<nameOfIssuer>AMERIPRISE FINL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>03076C106</cusip>
			<value>340</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1128</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1128</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>AMGEN INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>031162100</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>51782</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>51451</Sole>
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				<None>331</None>
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		<infoTable>
			<nameOfIssuer>AMGEN INC</nameOfIssuer>
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				<sshPrnamt>5505</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>5114</Sole>
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		<infoTable>
			<nameOfIssuer>AMGEN INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>1326</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1277</Sole>
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		<infoTable>
			<nameOfIssuer>AMGEN INC</nameOfIssuer>
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			<shrsOrPrnAmt>
				<sshPrnamt>122</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>122</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>AMPHASTAR PHARMACEUTICALS IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>1000</None>
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		<infoTable>
			<nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</nameOfIssuer>
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			<cusip>03524A108</cusip>
			<value>421</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6961</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>6900</Sole>
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		<infoTable>
			<nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</nameOfIssuer>
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			<shrsOrPrnAmt>
				<sshPrnamt>1500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>ANTHEM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>1934</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>934</Sole>
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				<None>1000</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>ANTHEM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>036752103</cusip>
			<value>387</value>
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				<sshPrnamt>834</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>834</None>
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		<infoTable>
			<nameOfIssuer>APOLLO GLOBAL MGMT INC</nameOfIssuer>
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			<cusip>03768E105</cusip>
			<value>6</value>
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				<sshPrnamt>77</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>77</None>
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		<infoTable>
			<nameOfIssuer>APOLLO GLOBAL MGMT INC</nameOfIssuer>
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			<cusip>03768E105</cusip>
			<value>1738</value>
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				<sshPrnamt>24000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>24000</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>APPLE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>037833100</cusip>
			<value>75740</value>
			<shrsOrPrnAmt>
				<sshPrnamt>426539</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>376527</Sole>
				<Shared>0</Shared>
				<None>50012</None>
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		<infoTable>
			<nameOfIssuer>APPLE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>037833100</cusip>
			<value>28545</value>
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				<sshPrnamt>160753</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>35691</Sole>
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				<None>125062</None>
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		<infoTable>
			<nameOfIssuer>APPLE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>037833100</cusip>
			<value>35345</value>
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				<sshPrnamt>199046</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>12446</Sole>
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				<None>186600</None>
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		<infoTable>
			<nameOfIssuer>APPLE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>037833100</cusip>
			<value>64</value>
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				<sshPrnamt>363</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>363</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>039483102</cusip>
			<value>250</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3694</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3694</None>
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		<infoTable>
			<nameOfIssuer>ARES CAPITAL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>04010L103</cusip>
			<value>461</value>
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				<sshPrnamt>21774</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Shared>0</Shared>
				<None>21774</None>
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			<nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
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			<cusip>N07059210</cusip>
			<value>1082</value>
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				<sshPrnamt>1359</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>1288</Sole>
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				<None>71</None>
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		<infoTable>
			<nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
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			<cusip>N07059210</cusip>
			<value>52</value>
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				<sshPrnamt>65</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Shared>0</Shared>
				<None>65</None>
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		<infoTable>
			<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
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				<sshPrnamt>117581</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>113528</Sole>
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				<None>4053</None>
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		<infoTable>
			<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>506</value>
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				<sshPrnamt>20551</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>8162</Sole>
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				<None>12389</None>
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		<infoTable>
			<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00206R102</cusip>
			<value>668</value>
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				<sshPrnamt>27145</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>26987</Sole>
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				<None>158</None>
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		<infoTable>
			<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00206R102</cusip>
			<value>9</value>
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				<sshPrnamt>378</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>378</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>049560105</cusip>
			<value>754</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7195</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6924</Sole>
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				<None>271</None>
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		<infoTable>
			<nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>049560105</cusip>
			<value>105</value>
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				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>053015103</cusip>
			<value>26862</value>
			<shrsOrPrnAmt>
				<sshPrnamt>108941</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>108714</Sole>
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				<None>227</None>
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		<infoTable>
			<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>053015103</cusip>
			<value>441</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1789</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1739</Sole>
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				<None>50</None>
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		<infoTable>
			<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>053015103</cusip>
			<value>683</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2768</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>2768</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>053015103</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>37</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>37</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>AUTONATION INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>05329W102</cusip>
			<value>77</value>
			<shrsOrPrnAmt>
				<sshPrnamt>660</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>660</None>
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		<infoTable>
			<nameOfIssuer>AUTOZONE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>053332102</cusip>
			<value>3180</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1517</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1242</Sole>
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				<None>275</None>
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		<infoTable>
			<nameOfIssuer>AUTOZONE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>053332102</cusip>
			<value>16174</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7715</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>7715</None>
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		<infoTable>
			<nameOfIssuer>AVANOS MED INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<shrsOrPrnAmt>
				<sshPrnamt>3</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>3</None>
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		<infoTable>
			<nameOfIssuer>BANK MONTREAL QUE</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>063671101</cusip>
			<value>12808</value>
			<shrsOrPrnAmt>
				<sshPrnamt>118900</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>118900</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>BANK MONTREAL QUE</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>063671101</cusip>
			<value>66</value>
			<shrsOrPrnAmt>
				<sshPrnamt>611</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>611</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>BANK MONTREAL QUE</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>063671101</cusip>
			<value>280</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2599</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2599</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>BAXTER INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>071813109</cusip>
			<value>21</value>
			<shrsOrPrnAmt>
				<sshPrnamt>240</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>240</None>
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		<infoTable>
			<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>084670108</cusip>
			<value>3155</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1</Sole>
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				<None>6</None>
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		<infoTable>
			<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>084670108</cusip>
			<value>28392</value>
			<shrsOrPrnAmt>
				<sshPrnamt>63</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<None>63</None>
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		<infoTable>
			<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
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			<cusip>084670702</cusip>
			<value>5549</value>
			<shrsOrPrnAmt>
				<sshPrnamt>18560</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>9136</Sole>
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				<None>9424</None>
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		<infoTable>
			<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
			<titleOfClass>CL B NEW</titleOfClass>
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			<value>5790</value>
			<shrsOrPrnAmt>
				<sshPrnamt>19366</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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		<infoTable>
			<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
			<titleOfClass>CL B NEW</titleOfClass>
			<cusip>084670702</cusip>
			<value>1226</value>
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				<sshPrnamt>4102</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>4102</Sole>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>BK OF AMERICA CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>060505104</cusip>
			<value>2850</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>40949</Sole>
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				<None>23100</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>BK OF AMERICA CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>060505104</cusip>
			<value>8342</value>
			<shrsOrPrnAmt>
				<sshPrnamt>187495</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>187495</None>
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		<infoTable>
			<nameOfIssuer>BK OF AMERICA CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>060505104</cusip>
			<value>234</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5251</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5251</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BLACK HILLS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>092113109</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>37</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>37</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09247X101</cusip>
			<value>15036</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16423</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>16180</Sole>
				<Shared>0</Shared>
				<None>243</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09247X101</cusip>
			<value>110</value>
			<shrsOrPrnAmt>
				<sshPrnamt>120</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>120</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09247X101</cusip>
			<value>350</value>
			<shrsOrPrnAmt>
				<sshPrnamt>382</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>382</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>BLACKROCK MUNIHOLDINGS FD IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09253N104</cusip>
			<value>60</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3591</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3591</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>BLACKROCK MUNIYIELD QUALITY</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09254E103</cusip>
			<value>55</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3700</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3700</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE GROUP INC</nameOfIssuer>
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			<cusip>09260D107</cusip>
			<value>452</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3490</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>230</Sole>
				<Shared>0</Shared>
				<None>3260</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE GROUP INC</nameOfIssuer>
			<titleOfClass>COM CL A</titleOfClass>
			<cusip>09260D107</cusip>
			<value>263</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2030</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2030</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE GROUP INC</nameOfIssuer>
			<titleOfClass>COM CL A</titleOfClass>
			<cusip>09260D107</cusip>
			<value>4707</value>
			<shrsOrPrnAmt>
				<sshPrnamt>36380</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>36380</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE MTG TR INC</nameOfIssuer>
			<titleOfClass>COM CL A</titleOfClass>
			<cusip>09257W100</cusip>
			<value>751</value>
			<shrsOrPrnAmt>
				<sshPrnamt>24533</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>24533</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE SENIOR FLOATNG RA</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09256U105</cusip>
			<value>149</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8659</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>8659</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE STRATEGIC CREDIT</nameOfIssuer>
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			<cusip>09257R101</cusip>
			<value>30</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2234</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2234</None>
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		<infoTable>
			<nameOfIssuer>BOEING CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>097023105</cusip>
			<value>452</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2244</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1366</Sole>
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				<None>878</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>BOEING CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>097023105</cusip>
			<value>60</value>
			<shrsOrPrnAmt>
				<sshPrnamt>300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>300</None>
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		<infoTable>
			<nameOfIssuer>BOEING CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>097023105</cusip>
			<value>35</value>
			<shrsOrPrnAmt>
				<sshPrnamt>175</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>175</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BOOKING HOLDINGS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09857L108</cusip>
			<value>1135</value>
			<shrsOrPrnAmt>
				<sshPrnamt>473</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>94</Sole>
				<Shared>0</Shared>
				<None>379</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>BOOKING HOLDINGS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09857L108</cusip>
			<value>451</value>
			<shrsOrPrnAmt>
				<sshPrnamt>188</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>188</None>
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		<infoTable>
			<nameOfIssuer>BOOKING HOLDINGS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09857L108</cusip>
			<value>4798</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2000</None>
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		<infoTable>
			<nameOfIssuer>BOSTON SCIENTIFIC CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>101137107</cusip>
			<value>207</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4879</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4879</None>
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		<infoTable>
			<nameOfIssuer>BP PLC</nameOfIssuer>
			<titleOfClass>SPONSORED ADR</titleOfClass>
			<cusip>055622104</cusip>
			<value>245</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9193</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8420</Sole>
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				<None>773</None>
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		<infoTable>
			<nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>110122108</cusip>
			<value>2107</value>
			<shrsOrPrnAmt>
				<sshPrnamt>33801</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>31158</Sole>
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				<None>2643</None>
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		<infoTable>
			<nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>110122108</cusip>
			<value>775</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12427</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>10100</Sole>
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				<None>2327</None>
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		<infoTable>
			<nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>110122108</cusip>
			<value>37</value>
			<shrsOrPrnAmt>
				<sshPrnamt>595</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>420</Sole>
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				<None>175</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>BROADCOM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>11135F101</cusip>
			<value>800</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1202</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>745</Sole>
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				<None>457</None>
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		<infoTable>
			<nameOfIssuer>BROADCOM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>11135F101</cusip>
			<value>41</value>
			<shrsOrPrnAmt>
				<sshPrnamt>62</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>62</None>
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		<infoTable>
			<nameOfIssuer>BROADCOM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>11135F101</cusip>
			<value>67</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>82</Sole>
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				<None>18</None>
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		<infoTable>
			<nameOfIssuer>BROOKFIELD ASSET MGMT INC</nameOfIssuer>
			<titleOfClass>CL A LTD VT SH</titleOfClass>
			<cusip>112585104</cusip>
			<value>2095</value>
			<shrsOrPrnAmt>
				<sshPrnamt>34694</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>34583</Sole>
				<Shared>0</Shared>
				<None>111</None>
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		<infoTable>
			<nameOfIssuer>BROOKFIELD ASSET MGMT INC</nameOfIssuer>
			<titleOfClass>CL A LTD VT SH</titleOfClass>
			<cusip>112585104</cusip>
			<value>4316</value>
			<shrsOrPrnAmt>
				<sshPrnamt>71486</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>71486</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>C H ROBINSON WORLDWIDE INC</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
			<cusip>12541W209</cusip>
			<value>1490</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13844</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>13844</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>C H ROBINSON WORLDWIDE INC</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
			<cusip>12541W209</cusip>
			<value>1513</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14055</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>14055</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CANADIAN IMP BK COMM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>136069101</cusip>
			<value>391</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3358</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3200</Sole>
				<Shared>0</Shared>
				<None>158</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CANADIAN IMP BK COMM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>136069101</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>43</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>43</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CANADIAN PAC RY LTD</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>13645T100</cusip>
			<value>128</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1778</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1778</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>14040H105</cusip>
			<value>2728</value>
			<shrsOrPrnAmt>
				<sshPrnamt>18800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>16658</Sole>
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				<None>2142</None>
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		<infoTable>
			<nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>14040H105</cusip>
			<value>10025</value>
			<shrsOrPrnAmt>
				<sshPrnamt>69093</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>69093</None>
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		<infoTable>
			<nameOfIssuer>CARMAX INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>143130102</cusip>
			<value>1969</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15118</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>15086</Sole>
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				<None>32</None>
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		<infoTable>
			<nameOfIssuer>CARMAX INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>143130102</cusip>
			<value>3339</value>
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				<sshPrnamt>25643</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>25643</None>
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		<infoTable>
			<nameOfIssuer>CARRIER GLOBAL CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>14448C104</cusip>
			<value>263</value>
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				<sshPrnamt>4855</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>3519</Sole>
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				<None>1336</None>
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		<infoTable>
			<nameOfIssuer>CARRIER GLOBAL CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>14448C104</cusip>
			<value>14</value>
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				<sshPrnamt>266</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>266</None>
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		<infoTable>
			<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>149123101</cusip>
			<value>3981</value>
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				<sshPrnamt>19256</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<votingAuthority>
				<Sole>19223</Sole>
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				<None>33</None>
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		<infoTable>
			<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>149123101</cusip>
			<value>482</value>
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				<sshPrnamt>2332</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>2332</None>
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		<infoTable>
			<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>149123101</cusip>
			<value>14</value>
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				<sshPrnamt>70</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>70</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>CBRE CLARION GLOBAL REAL EST</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>3274</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3274</None>
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		<infoTable>
			<nameOfIssuer>CDK GLOBAL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>12508E101</cusip>
			<value>1</value>
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				<sshPrnamt>16</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>16</None>
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		<infoTable>
			<nameOfIssuer>CELANESE CORP DEL</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>150870103</cusip>
			<value>237</value>
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				<sshPrnamt>1413</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>1413</None>
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		<infoTable>
			<nameOfIssuer>CERNER CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>156782104</cusip>
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				<sshPrnamt>4863</sshPrnamt>
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				<None>4863</None>
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		<infoTable>
			<nameOfIssuer>CERNER CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>156782104</cusip>
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				<sshPrnamt>45050</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
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				<None>45050</None>
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		<infoTable>
			<nameOfIssuer>CHARLES RIV LABS INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>159864107</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>134</None>
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		<infoTable>
			<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>166764100</cusip>
			<value>17967</value>
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				<sshPrnamt>153104</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>144579</Sole>
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				<None>8525</None>
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		<infoTable>
			<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>166764100</cusip>
			<value>1220</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>6101</Sole>
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				<None>4298</None>
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		<infoTable>
			<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>166764100</cusip>
			<value>456</value>
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				<sshPrnamt>3883</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3779</Sole>
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				<None>104</None>
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		<infoTable>
			<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>166764100</cusip>
			<value>18</value>
			<shrsOrPrnAmt>
				<sshPrnamt>155</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>155</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>169656105</cusip>
			<value>948</value>
			<shrsOrPrnAmt>
				<sshPrnamt>542</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>529</Sole>
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				<None>13</None>
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		<infoTable>
			<nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>169656105</cusip>
			<value>12</value>
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				<sshPrnamt>7</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>7</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>509</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2152</Sole>
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				<None>478</None>
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		<infoTable>
			<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>515</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>1082</Sole>
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				<None>1583</None>
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		<infoTable>
			<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>51</value>
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				<sshPrnamt>265</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>234</Sole>
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				<None>31</None>
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		<infoTable>
			<nameOfIssuer>CINTAS CORP</nameOfIssuer>
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			<cusip>172908105</cusip>
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			<shrsOrPrnAmt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1864</Sole>
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				<None>3</None>
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		<infoTable>
			<nameOfIssuer>CINTAS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>67</value>
			<shrsOrPrnAmt>
				<sshPrnamt>152</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>152</None>
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		<infoTable>
			<nameOfIssuer>CINTAS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>13</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>30</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
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			<cusip>17275R102</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>199561</Sole>
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				<None>8664</None>
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		<infoTable>
			<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
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			<cusip>17275R102</cusip>
			<value>406</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1244</Sole>
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				<None>5160</None>
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		<infoTable>
			<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>17275R102</cusip>
			<value>434</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6843</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6709</Sole>
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		<infoTable>
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			<value>317</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>559</Sole>
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		<infoTable>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>4688</None>
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		<infoTable>
			<nameOfIssuer>CLOROX CO DEL</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>189054109</cusip>
			<value>1097</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6171</Sole>
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		<infoTable>
			<nameOfIssuer>CLOROX CO DEL</nameOfIssuer>
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			<value>3</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>15</Sole>
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		<infoTable>
			<nameOfIssuer>CLOROX CO DEL</nameOfIssuer>
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			<value>19</value>
			<shrsOrPrnAmt>
				<sshPrnamt>110</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>110</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>CME GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>12572Q105</cusip>
			<value>6020</value>
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				<sshPrnamt>26349</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>25803</Sole>
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				<None>546</None>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<cusip>126650100</cusip>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>D R HORTON INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>23331A109</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>44956</Sole>
				<Shared>0</Shared>
				<None>1025</None>
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		<infoTable>
			<nameOfIssuer>DANAHER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>235851102</cusip>
			<value>2452</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7451</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>4263</Sole>
				<Shared>0</Shared>
				<None>3188</None>
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		<infoTable>
			<nameOfIssuer>DANAHER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>235851102</cusip>
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				<sshPrnamt>1364</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>1364</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>DANAHER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>235851102</cusip>
			<value>10</value>
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				<sshPrnamt>31</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>31</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>244199105</cusip>
			<value>3907</value>
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				<sshPrnamt>11394</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>11364</Sole>
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				<None>30</None>
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		<infoTable>
			<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>244199105</cusip>
			<value>2793</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8146</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>1966</Sole>
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				<None>6180</None>
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		<infoTable>
			<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>244199105</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>20</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>244199105</cusip>
			<value>19</value>
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				<sshPrnamt>55</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>55</Sole>
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				<None>0</None>
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		<infoTable>
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			<cusip>24703L202</cusip>
			<value>111</value>
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				<sshPrnamt>1980</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1980</None>
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		<infoTable>
			<nameOfIssuer>DEVON ENERGY CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>25179M103</cusip>
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				<sshPrnamt>472</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>472</None>
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		<infoTable>
			<nameOfIssuer>DEXCOM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>252131107</cusip>
			<value>268</value>
			<shrsOrPrnAmt>
				<sshPrnamt>500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>500</None>
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		<infoTable>
			<nameOfIssuer>DIAGEO PLC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>25243Q205</cusip>
			<value>1589</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7216</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>1189</Sole>
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				<None>6027</None>
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		<infoTable>
			<nameOfIssuer>DIAGEO PLC</nameOfIssuer>
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			<cusip>25243Q205</cusip>
			<value>8145</value>
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				<sshPrnamt>37000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>37000</None>
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		<infoTable>
			<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>253868103</cusip>
			<value>17505</value>
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				<sshPrnamt>98972</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>98232</Sole>
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				<None>740</None>
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		<infoTable>
			<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
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			<cusip>253868103</cusip>
			<value>327</value>
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				<sshPrnamt>1848</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1848</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>253868103</cusip>
			<value>478</value>
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				<sshPrnamt>2704</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2658</Sole>
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				<None>46</None>
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		<infoTable>
			<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>7</value>
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				<sshPrnamt>37</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>37</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>DIMENSIONAL ETF TR</nameOfIssuer>
			<titleOfClass>US EQUITY ETF</titleOfClass>
			<cusip>25434V401</cusip>
			<value>224</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4325</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<Shared>0</Shared>
				<None>4325</None>
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		<infoTable>
			<nameOfIssuer>DIMENSIONAL ETF TR</nameOfIssuer>
			<titleOfClass>US EQUITY ETF</titleOfClass>
			<cusip>25434V401</cusip>
			<value>1172</value>
			<shrsOrPrnAmt>
				<sshPrnamt>22678</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>22678</None>
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		<infoTable>
			<nameOfIssuer>DIMENSIONAL ETF TR</nameOfIssuer>
			<titleOfClass>US CORE EQUITY 2</titleOfClass>
			<cusip>25434V708</cusip>
			<value>56</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1923</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1923</None>
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		<infoTable>
			<nameOfIssuer>DIMENSIONAL ETF TR</nameOfIssuer>
			<titleOfClass>US CORE EQUITY 2</titleOfClass>
			<cusip>25434V708</cusip>
			<value>422</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14571</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>14571</None>
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		<infoTable>
			<nameOfIssuer>DISCOVERY INC</nameOfIssuer>
			<titleOfClass>COM SER A</titleOfClass>
			<cusip>25470F104</cusip>
			<value>30</value>
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				<sshPrnamt>1290</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>1290</None>
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		<infoTable>
			<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>254687106</cusip>
			<value>8649</value>
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				<sshPrnamt>55842</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>42636</Sole>
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				<None>13206</None>
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		<infoTable>
			<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
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			<cusip>254687106</cusip>
			<value>414</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2673</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1892</Sole>
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				<None>781</None>
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		<infoTable>
			<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
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			<cusip>254687106</cusip>
			<value>11488</value>
			<shrsOrPrnAmt>
				<sshPrnamt>74173</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3081</Sole>
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				<None>71092</None>
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		<infoTable>
			<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
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			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>23</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>23</Sole>
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				<None>0</None>
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		<infoTable>
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			<cusip>256677105</cusip>
			<value>1219</value>
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				<sshPrnamt>5170</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>3574</Sole>
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				<None>1596</None>
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		<infoTable>
			<nameOfIssuer>DOLLAR GEN CORP NEW</nameOfIssuer>
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			<value>10584</value>
			<shrsOrPrnAmt>
				<sshPrnamt>44880</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>44880</None>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
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			<value>1660</value>
			<shrsOrPrnAmt>
				<sshPrnamt>21136</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>17839</Sole>
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				<None>3297</None>
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		<infoTable>
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			<cusip>25746U109</cusip>
			<value>223</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2843</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>240</Sole>
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				<None>2603</None>
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		<infoTable>
			<nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>25746U109</cusip>
			<value>58</value>
			<shrsOrPrnAmt>
				<sshPrnamt>737</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>653</Sole>
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				<None>84</None>
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		<infoTable>
			<nameOfIssuer>DOUBLELINE OPPORTUNISTIC CR</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>258623107</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>378</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>378</None>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
			<cusip>260557103</cusip>
			<value>8099</value>
			<shrsOrPrnAmt>
				<sshPrnamt>142798</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>142081</Sole>
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				<None>717</None>
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		<infoTable>
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			<value>83</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1456</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1456</Sole>
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				<None>0</None>
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		<infoTable>
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			<value>121</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2139</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2113</Sole>
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				<None>26</None>
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		<infoTable>
			<nameOfIssuer>DRAFTKINGS INC</nameOfIssuer>
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			<cusip>26142R104</cusip>
			<value>160</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5825</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
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			<nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
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			<nameOfIssuer>EBAY INC.</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<nameOfIssuer>EPAM SYSTEMS INC</nameOfIssuer>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>EQUINIX INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>29444U700</cusip>
			<value>228</value>
			<shrsOrPrnAmt>
				<sshPrnamt>269</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>269</None>
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		<infoTable>
			<nameOfIssuer>EQUINIX INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>29444U700</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6</None>
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		<infoTable>
			<nameOfIssuer>ETSY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>29786A106</cusip>
			<value>222</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1012</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>884</Sole>
				<Shared>0</Shared>
				<None>128</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>ETSY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>29786A106</cusip>
			<value>113</value>
			<shrsOrPrnAmt>
				<sshPrnamt>516</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>516</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EXELON CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30161N101</cusip>
			<value>26</value>
			<shrsOrPrnAmt>
				<sshPrnamt>454</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>454</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30231G102</cusip>
			<value>11664</value>
			<shrsOrPrnAmt>
				<sshPrnamt>190628</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>167351</Sole>
				<Shared>0</Shared>
				<None>23277</None>
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		<infoTable>
			<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30231G102</cusip>
			<value>4880</value>
			<shrsOrPrnAmt>
				<sshPrnamt>79741</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>30148</Sole>
				<Shared>0</Shared>
				<None>49593</None>
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		<infoTable>
			<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30231G102</cusip>
			<value>3644</value>
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				<sshPrnamt>59545</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>6377</Sole>
				<Shared>0</Shared>
				<None>53168</None>
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		<infoTable>
			<nameOfIssuer>FB FINL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30257X104</cusip>
			<value>45</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1026</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1026</None>
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		<infoTable>
			<nameOfIssuer>FEDEX CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>31428X106</cusip>
			<value>1534</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5930</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1905</Sole>
				<Shared>0</Shared>
				<None>4025</None>
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		<infoTable>
			<nameOfIssuer>FEDEX CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>31428X106</cusip>
			<value>996</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3851</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3851</None>
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		<infoTable>
			<nameOfIssuer>FEDEX CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>31428X106</cusip>
			<value>8036</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31070</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>70</Sole>
				<Shared>0</Shared>
				<None>31000</None>
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		<infoTable>
			<nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>316773100</cusip>
			<value>52</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1190</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1190</None>
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		<infoTable>
			<nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
			<titleOfClass>DORSEY WRT 5 ETF</titleOfClass>
			<cusip>33738R605</cusip>
			<value>49</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1000</None>
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		<infoTable>
			<nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
			<titleOfClass>SHS</titleOfClass>
			<cusip>33734H106</cusip>
			<value>29</value>
			<shrsOrPrnAmt>
				<sshPrnamt>670</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>670</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>FISERV INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>337738108</cusip>
			<value>804</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7751</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4222</Sole>
				<Shared>0</Shared>
				<None>3529</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FISERV INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>337738108</cusip>
			<value>4265</value>
			<shrsOrPrnAmt>
				<sshPrnamt>41090</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>190</Sole>
				<Shared>0</Shared>
				<None>40900</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FLEETCOR TECHNOLOGIES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>339041105</cusip>
			<value>657</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2935</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2935</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FLEETCOR TECHNOLOGIES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>339041105</cusip>
			<value>4924</value>
			<shrsOrPrnAmt>
				<sshPrnamt>22000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>22000</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FLEXSHARES</nameOfIssuer>
			<titleOfClass>CR SCD US BD</titleOfClass>
			<cusip>33939L761</cusip>
			<value>253</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4800</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FLOOR &amp; DECOR HLDGS INC</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>339750101</cusip>
			<value>327</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2514</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2514</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FLOOR &amp; DECOR HLDGS INC</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>339750101</cusip>
			<value>127</value>
			<shrsOrPrnAmt>
				<sshPrnamt>975</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>975</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FLOWERS FOODS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>343498101</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>200</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FOCUS FINL PARTNERS INC</nameOfIssuer>
			<titleOfClass>COM CL A</titleOfClass>
			<cusip>34417P100</cusip>
			<value>255</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4276</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4276</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FOCUS FINL PARTNERS INC</nameOfIssuer>
			<titleOfClass>COM CL A</titleOfClass>
			<cusip>34417P100</cusip>
			<value>104</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1741</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1741</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>345370860</cusip>
			<value>474</value>
			<shrsOrPrnAmt>
				<sshPrnamt>22800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>22800</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FORTINET INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>34959E109</cusip>
			<value>1148</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3194</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3133</Sole>
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				<None>61</None>
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		<infoTable>
			<nameOfIssuer>FORTINET INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>34959E109</cusip>
			<value>30</value>
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				<sshPrnamt>84</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>84</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>FORTIVE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>34959J108</cusip>
			<value>92</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1202</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>1202</None>
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		<infoTable>
			<nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>34964C106</cusip>
			<value>910</value>
			<shrsOrPrnAmt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>8416</Sole>
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				<None>92</None>
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		<infoTable>
			<nameOfIssuer>FOX CORP</nameOfIssuer>
			<titleOfClass>CL B COM</titleOfClass>
			<cusip>35137L204</cusip>
			<value>235</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6850</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Shared>0</Shared>
				<None>6850</None>
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		<infoTable>
			<nameOfIssuer>FOX CORP</nameOfIssuer>
			<titleOfClass>CL B COM</titleOfClass>
			<cusip>35137L204</cusip>
			<value>4284</value>
			<shrsOrPrnAmt>
				<sshPrnamt>125000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Shared>0</Shared>
				<None>125000</None>
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		<infoTable>
			<nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
			<titleOfClass>CL B</titleOfClass>
			<cusip>35671D857</cusip>
			<value>21</value>
			<shrsOrPrnAmt>
				<sshPrnamt>514</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
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				<None>514</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>GENERAC HLDGS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>368736104</cusip>
			<value>344</value>
			<shrsOrPrnAmt>
				<sshPrnamt>977</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>968</Sole>
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				<None>9</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>369550108</cusip>
			<value>1938</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9297</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>7675</Sole>
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				<None>1622</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>369550108</cusip>
			<value>8994</value>
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		<infoTable>
			<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>369550108</cusip>
			<value>8</value>
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				<sshPrnamt>36</sshPrnamt>
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		<infoTable>
			<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
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			<value>647</value>
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				<sshPrnamt>6851</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>6477</Sole>
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				<None>374</None>
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		<infoTable>
			<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
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			<cusip>369604301</cusip>
			<value>202</value>
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				<sshPrnamt>2140</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>15</Sole>
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				<None>2125</None>
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		<infoTable>
			<nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
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				<sshPrnamt>27554</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>563</None>
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		<infoTable>
			<nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>92</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>60</None>
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		<infoTable>
			<nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>7</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>99</None>
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		<infoTable>
			<nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
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			<value>2006</value>
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				<sshPrnamt>34218</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>4002</None>
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		<infoTable>
			<nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>37045V100</cusip>
			<value>7437</value>
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				<sshPrnamt>126848</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>126848</None>
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			<nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>682</value>
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				<sshPrnamt>4865</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>4760</Sole>
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				<None>105</None>
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		<infoTable>
			<nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
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			<cusip>372460105</cusip>
			<value>3</value>
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				<sshPrnamt>20</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<None>20</None>
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		<infoTable>
			<nameOfIssuer>GLAXOSMITHKLINE PLC</nameOfIssuer>
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			<value>604</value>
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		<infoTable>
			<nameOfIssuer>GLOBANT S A</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>657</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>657</Sole>
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		<infoTable>
			<nameOfIssuer>GLOBANT S A</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>0</None>
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			<nameOfIssuer>GOLDMAN SACHS ETF TR</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>1170</Sole>
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				<None>1245</None>
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		<infoTable>
			<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1325</Sole>
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				<None>1983</None>
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		<infoTable>
			<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>38141G104</cusip>
			<value>691</value>
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				<sshPrnamt>1805</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>1805</None>
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		<infoTable>
			<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>38141G104</cusip>
			<value>7981</value>
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				<sshPrnamt>20863</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>63</Sole>
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				<None>20800</None>
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		<infoTable>
			<nameOfIssuer>HAMILTON LANE INC</nameOfIssuer>
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			<cusip>407497106</cusip>
			<value>169</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>1629</Sole>
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		<infoTable>
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			<cusip>407497106</cusip>
			<value>94</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>904</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>HARTFORD FINL SVCS GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>50</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>720</None>
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		<infoTable>
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			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>57954</Sole>
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				<None>2195</None>
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		<infoTable>
			<nameOfIssuer>HCA HEALTHCARE INC</nameOfIssuer>
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				<sshPrnamt>85750</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>HCA HEALTHCARE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>40412C101</cusip>
			<value>370</value>
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				<sshPrnamt>1439</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1439</Sole>
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		<infoTable>
			<nameOfIssuer>HCA HEALTHCARE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>8</value>
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				<sshPrnamt>31</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
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			<value>2186</value>
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				<sshPrnamt>82906</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>2906</Sole>
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				<None>80000</None>
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		<infoTable>
			<nameOfIssuer>HEALTHSTREAM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>7</value>
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				<sshPrnamt>275</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>275</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>HENRY JACK &amp; ASSOC INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>426281101</cusip>
			<value>733</value>
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				<sshPrnamt>4393</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4131</Sole>
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				<None>262</None>
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		<infoTable>
			<nameOfIssuer>HENRY JACK &amp; ASSOC INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>426281101</cusip>
			<value>11</value>
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				<sshPrnamt>65</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>65</Sole>
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				<None>0</None>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
			<cusip>427866108</cusip>
			<value>389</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2010</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>2010</Sole>
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				<None>0</None>
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		<infoTable>
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			<cusip>427866108</cusip>
			<value>292</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>1510</None>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
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			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>250</None>
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		<infoTable>
			<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>437076102</cusip>
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				<sshPrnamt>71964</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>69979</Sole>
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				<None>1985</None>
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		<infoTable>
			<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
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				<sshPrnamt>5069</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
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				<Sole>1118</Sole>
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		<infoTable>
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				<sshPrnamt>2181</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2181</Sole>
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		<infoTable>
			<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
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				<sshPrnamt>23</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>23</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>438516106</cusip>
			<value>11415</value>
			<shrsOrPrnAmt>
				<sshPrnamt>54745</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>52978</Sole>
				<Shared>0</Shared>
				<None>1767</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>438516106</cusip>
			<value>5448</value>
			<shrsOrPrnAmt>
				<sshPrnamt>26129</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>7511</Sole>
				<Shared>0</Shared>
				<None>18618</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>438516106</cusip>
			<value>507</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2430</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2422</Sole>
				<Shared>0</Shared>
				<None>8</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>438516106</cusip>
			<value>25</value>
			<shrsOrPrnAmt>
				<sshPrnamt>120</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>120</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HORMEL FOODS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>440452100</cusip>
			<value>532</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10909</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>10909</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HOWARD HUGHES CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>44267D107</cusip>
			<value>1372</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13482</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>13482</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HOWARD HUGHES CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>44267D107</cusip>
			<value>2105</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20677</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>20677</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>40434L105</cusip>
			<value>252</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6697</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3533</Sole>
				<Shared>0</Shared>
				<None>3164</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>40434L105</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>110</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>110</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HUMANA INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>444859102</cusip>
			<value>270</value>
			<shrsOrPrnAmt>
				<sshPrnamt>581</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>561</Sole>
				<Shared>0</Shared>
				<None>20</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HUMANA INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>444859102</cusip>
			<value>10</value>
			<shrsOrPrnAmt>
				<sshPrnamt>22</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>22</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>452308109</cusip>
			<value>306</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1241</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1057</Sole>
				<Shared>0</Shared>
				<None>184</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INSULET CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>45784P101</cusip>
			<value>384</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1442</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1420</Sole>
				<Shared>0</Shared>
				<None>22</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INSULET CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>45784P101</cusip>
			<value>105</value>
			<shrsOrPrnAmt>
				<sshPrnamt>396</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>396</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTEL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>458140100</cusip>
			<value>12088</value>
			<shrsOrPrnAmt>
				<sshPrnamt>234723</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>226470</Sole>
				<Shared>0</Shared>
				<None>8253</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTEL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>458140100</cusip>
			<value>5324</value>
			<shrsOrPrnAmt>
				<sshPrnamt>103365</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>5777</Sole>
				<Shared>0</Shared>
				<None>97588</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTEL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>458140100</cusip>
			<value>600</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11657</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11576</Sole>
				<Shared>0</Shared>
				<None>81</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTEL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>458140100</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>210</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>210</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>45866F104</cusip>
			<value>771</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5635</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5605</Sole>
				<Shared>0</Shared>
				<None>30</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>45866F104</cusip>
			<value>20</value>
			<shrsOrPrnAmt>
				<sshPrnamt>146</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>146</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>45866F104</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>42</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>42</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>459200101</cusip>
			<value>1988</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14870</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>14581</Sole>
				<Shared>0</Shared>
				<None>289</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>459200101</cusip>
			<value>520</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3893</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>2798</Sole>
				<Shared>0</Shared>
				<None>1095</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>459200101</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>50</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>50</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTERNATIONAL PAPER CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>460146103</cusip>
			<value>152</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3232</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3232</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTUIT</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>461202103</cusip>
			<value>962</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1496</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1371</Sole>
				<Shared>0</Shared>
				<None>125</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTUIT</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>461202103</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>7</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
			<titleOfClass>UNIT SER 1</titleOfClass>
			<cusip>46090E103</cusip>
			<value>3425</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8608</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3436</Sole>
				<Shared>0</Shared>
				<None>5172</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
			<titleOfClass>UNIT SER 1</titleOfClass>
			<cusip>46090E103</cusip>
			<value>377</value>
			<shrsOrPrnAmt>
				<sshPrnamt>948</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>948</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
			<titleOfClass>S&amp;P 500 TOP 50</titleOfClass>
			<cusip>46137V233</cusip>
			<value>314</value>
			<shrsOrPrnAmt>
				<sshPrnamt>850</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>850</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
			<titleOfClass>S&amp;P500 EQL WGT</titleOfClass>
			<cusip>46137V357</cusip>
			<value>1875</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11523</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11523</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
			<titleOfClass>S&amp;P500 EQL WGT</titleOfClass>
			<cusip>46137V357</cusip>
			<value>1224</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7523</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7523</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
			<titleOfClass>DWA TECHNOLOGY</titleOfClass>
			<cusip>46137V811</cusip>
			<value>256</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1540</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1540</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
			<titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
			<cusip>46138E354</cusip>
			<value>218</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3173</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3173</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>CORE S&amp;P TTL STK</titleOfClass>
			<cusip>464287150</cusip>
			<value>1183</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11060</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6004</Sole>
				<Shared>0</Shared>
				<None>5056</None>
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		<infoTable>
			<nameOfIssuer>ISHARES GOLD TR</nameOfIssuer>
			<titleOfClass>ISHARES NEW</titleOfClass>
			<cusip>464285204</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>37245</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES INC</nameOfIssuer>
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				<sshPrnamt>2488</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>2488</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<value>5051</value>
			<shrsOrPrnAmt>
				<sshPrnamt>41201</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>40301</Sole>
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				<None>900</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>SELECT DIVID ETF</titleOfClass>
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			<value>1715</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>13989</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>SELECT DIVID ETF</titleOfClass>
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			<value>699</value>
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				<sshPrnamt>5705</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>5705</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>TIPS BD ETF</titleOfClass>
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			<value>95</value>
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				<sshPrnamt>737</sshPrnamt>
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				<Sole>0</Sole>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<cusip>464287200</cusip>
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			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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				<None>10197</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>2290</None>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<shrsOrPrnAmt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<cusip>464287234</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>IBOXX INV CP ETF</titleOfClass>
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			<shrsOrPrnAmt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<shrsOrPrnAmt>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<shrsOrPrnAmt>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<shrsOrPrnAmt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<shrsOrPrnAmt>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<shrsOrPrnAmt>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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			<nameOfIssuer>JEFFERIES FINL GROUP INC</nameOfIssuer>
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			<nameOfIssuer>JOHNSON CONTROLS INTL</nameOfIssuer>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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				<sshPrnamt>159</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>159</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
			<titleOfClass>SH CL A</titleOfClass>
			<cusip>G5480U104</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>95</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>95</None>
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		<infoTable>
			<nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>532457108</cusip>
			<value>12664</value>
			<shrsOrPrnAmt>
				<sshPrnamt>45846</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>45251</Sole>
				<Shared>0</Shared>
				<None>595</None>
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		<infoTable>
			<nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>532457108</cusip>
			<value>114</value>
			<shrsOrPrnAmt>
				<sshPrnamt>413</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>413</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>532457108</cusip>
			<value>335</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1214</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1193</Sole>
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				<None>21</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>LINCOLN NATL CORP IND</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>534187109</cusip>
			<value>1653</value>
			<shrsOrPrnAmt>
				<sshPrnamt>24222</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>16000</Sole>
				<Shared>0</Shared>
				<None>8222</None>
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		<infoTable>
			<nameOfIssuer>LINCOLN NATL CORP IND</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>534187109</cusip>
			<value>444</value>
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				<sshPrnamt>6500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>6500</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>LINCOLN NATL CORP IND</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>534187109</cusip>
			<value>7</value>
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				<sshPrnamt>96</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>96</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>LINDE PLC</nameOfIssuer>
			<titleOfClass>SHS</titleOfClass>
			<cusip>G5494J103</cusip>
			<value>691</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1996</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>1913</Sole>
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				<None>83</None>
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		<infoTable>
			<nameOfIssuer>LINDE PLC</nameOfIssuer>
			<titleOfClass>SHS</titleOfClass>
			<cusip>G5494J103</cusip>
			<value>406</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1171</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1171</None>
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		<infoTable>
			<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>539830109</cusip>
			<value>17065</value>
			<shrsOrPrnAmt>
				<sshPrnamt>48014</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>47154</Sole>
				<Shared>0</Shared>
				<None>860</None>
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		<infoTable>
			<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>539830109</cusip>
			<value>910</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2560</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1052</Sole>
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				<None>1508</None>
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		<infoTable>
			<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>539830109</cusip>
			<value>4690</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13196</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>13175</Sole>
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				<None>21</None>
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		<infoTable>
			<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>539830109</cusip>
			<value>17</value>
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				<sshPrnamt>48</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>48</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>LOUISIANA PAC CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>546347105</cusip>
			<value>93</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1183</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1183</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>LOUISIANA PAC CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>546347105</cusip>
			<value>126</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1610</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1610</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LOWES COS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>548661107</cusip>
			<value>2125</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8223</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8122</Sole>
				<Shared>0</Shared>
				<None>101</None>
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		<infoTable>
			<nameOfIssuer>LOWES COS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>548661107</cusip>
			<value>509</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1970</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1970</None>
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		<infoTable>
			<nameOfIssuer>LOWES COS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>548661107</cusip>
			<value>937</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3626</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1626</Sole>
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				<None>2000</None>
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		<infoTable>
			<nameOfIssuer>LULULEMON ATHLETICA INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>550021109</cusip>
			<value>873</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2229</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2213</Sole>
				<Shared>0</Shared>
				<None>16</None>
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		<infoTable>
			<nameOfIssuer>LYFT INC</nameOfIssuer>
			<titleOfClass>CL A COM</titleOfClass>
			<cusip>55087P104</cusip>
			<value>15</value>
			<shrsOrPrnAmt>
				<sshPrnamt>350</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>350</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>MACQUARIE INFRASTR HOLD LLC</nameOfIssuer>
			<titleOfClass>COMMON UNITS</titleOfClass>
			<cusip>55608B105</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1450</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1450</None>
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		<infoTable>
			<nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>56585A102</cusip>
			<value>64</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>1000</None>
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		<infoTable>
			<nameOfIssuer>MARVELL TECHNOLOGY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>573874104</cusip>
			<value>3748</value>
			<shrsOrPrnAmt>
				<sshPrnamt>42844</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>41017</Sole>
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				<None>1827</None>
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		<infoTable>
			<nameOfIssuer>MARVELL TECHNOLOGY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>573874104</cusip>
			<value>130</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1485</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1485</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>MARVELL TECHNOLOGY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>573874104</cusip>
			<value>79</value>
			<shrsOrPrnAmt>
				<sshPrnamt>897</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>897</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>MARVELL TECHNOLOGY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>573874104</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>51</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>51</Sole>
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				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>57636Q104</cusip>
			<value>3003</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8358</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>7108</Sole>
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				<None>1250</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>57636Q104</cusip>
			<value>167</value>
			<shrsOrPrnAmt>
				<sshPrnamt>464</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>464</None>
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		<infoTable>
			<nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
			<titleOfClass>CL A</titleOfClass>
			<cusip>57636Q104</cusip>
			<value>274</value>
			<shrsOrPrnAmt>
				<sshPrnamt>762</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>762</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>580135101</cusip>
			<value>6791</value>
			<shrsOrPrnAmt>
				<sshPrnamt>25333</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>23875</Sole>
				<Shared>0</Shared>
				<None>1458</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>580135101</cusip>
			<value>122</value>
			<shrsOrPrnAmt>
				<sshPrnamt>455</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>250</Sole>
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				<None>205</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>580135101</cusip>
			<value>44</value>
			<shrsOrPrnAmt>
				<sshPrnamt>165</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>165</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MCKESSON CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>58155Q103</cusip>
			<value>265</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1067</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>959</Sole>
				<Shared>0</Shared>
				<None>108</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
			<titleOfClass>SHS</titleOfClass>
			<cusip>G5960L103</cusip>
			<value>7204</value>
			<shrsOrPrnAmt>
				<sshPrnamt>69642</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>66582</Sole>
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				<None>3060</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
			<titleOfClass>SHS</titleOfClass>
			<cusip>G5960L103</cusip>
			<value>5579</value>
			<shrsOrPrnAmt>
				<sshPrnamt>53922</sshPrnamt>
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			<nameOfIssuer>NETFLIX INC</nameOfIssuer>
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			<nameOfIssuer>NEW JERSEY RES CORP</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<nameOfIssuer>NUVEEN FLOATING RATE INCOME</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>20</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>20</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>OLD NATL BANCORP IND</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>680033107</cusip>
			<value>55</value>
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				<sshPrnamt>3051</sshPrnamt>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3051</None>
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		<infoTable>
			<nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>7790</value>
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				<sshPrnamt>106325</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>106243</Sole>
				<Shared>0</Shared>
				<None>82</None>
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		<infoTable>
			<nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>681919106</cusip>
			<value>51</value>
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				<sshPrnamt>690</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>690</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>681919106</cusip>
			<value>207</value>
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				<sshPrnamt>2830</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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		<infoTable>
			<nameOfIssuer>ONEOK INC NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>682680103</cusip>
			<value>130</value>
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				<sshPrnamt>2215</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>2215</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ONEOK INC NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>682680103</cusip>
			<value>95</value>
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				<sshPrnamt>1620</sshPrnamt>
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		<infoTable>
			<nameOfIssuer>ORACLE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>8346</value>
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				<sshPrnamt>95692</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>90460</Sole>
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				<None>5232</None>
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		<infoTable>
			<nameOfIssuer>ORACLE CORP</nameOfIssuer>
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			<value>1039</value>
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				<sshPrnamt>11920</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ORACLE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>396</value>
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				<sshPrnamt>4543</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>4463</Sole>
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		<infoTable>
			<nameOfIssuer>ORACLE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>22</value>
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				<sshPrnamt>251</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<nameOfIssuer>ORGANON &amp; CO</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ORION OFFICE REIT INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>4</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>PALANTIR TECHNOLOGIES INC</nameOfIssuer>
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			<cusip>69608A108</cusip>
			<value>16</value>
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				<Sole>0</Sole>
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				<None>895</None>
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		<infoTable>
			<nameOfIssuer>PARKER-HANNIFIN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>507</value>
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				<sshPrnamt>1595</sshPrnamt>
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				<Sole>1562</Sole>
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		<infoTable>
			<nameOfIssuer>PARKER-HANNIFIN CORP</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>PAYCHEX INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>1358</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>9902</Sole>
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		<infoTable>
			<nameOfIssuer>PAYCHEX INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>76</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>PAYCHEX INC</nameOfIssuer>
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			<value>2</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
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			<value>14846</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<value>987</value>
			<shrsOrPrnAmt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
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			<shrsOrPrnAmt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<value>1030</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>1164</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>PIMCO DYNAMIC INCOME FD</nameOfIssuer>
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			<value>30</value>
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				<sshPrnamt>1145</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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		<infoTable>
			<nameOfIssuer>PINNACLE FINL PARTNERS INC</nameOfIssuer>
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				<sshPrnamt>741786</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<Sole>94424</Sole>
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		<infoTable>
			<nameOfIssuer>PINNACLE FINL PARTNERS INC</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>0</Sole>
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				<None>100</None>
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		<infoTable>
			<nameOfIssuer>PINNACLE FINL PARTNERS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>134</sshPrnamt>
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				<Sole>134</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>PIONEER NAT RES CO</nameOfIssuer>
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				<sshPrnamt>4343</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<votingAuthority>
				<Sole>1102</Sole>
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				<None>3241</None>
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		<infoTable>
			<nameOfIssuer>PIONEER NAT RES CO</nameOfIssuer>
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			<value>1285</value>
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				<sshPrnamt>7064</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>PIONEER NAT RES CO</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>0</Sole>
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				<None>30000</None>
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		<infoTable>
			<nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>693475105</cusip>
			<value>237</value>
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				<sshPrnamt>1182</sshPrnamt>
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				<Sole>862</Sole>
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				<None>320</None>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
			<cusip>693475105</cusip>
			<value>332</value>
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				<sshPrnamt>1658</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<titleOfClass>COM</titleOfClass>
			<cusip>693475105</cusip>
			<value>17</value>
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				<sshPrnamt>84</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>64</Sole>
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		<infoTable>
			<nameOfIssuer>PPG INDS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>693506107</cusip>
			<value>39</value>
			<shrsOrPrnAmt>
				<sshPrnamt>225</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<nameOfIssuer>PRINCIPAL EXCHANGE-TRADED FD</nameOfIssuer>
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				<sshPrnamt>40032</sshPrnamt>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>89482</Sole>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>742718109</cusip>
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				<sshPrnamt>3710</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>3710</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>743315103</cusip>
			<value>266</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2594</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2047</Sole>
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				<None>547</None>
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		<infoTable>
			<nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
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			<cusip>743315103</cusip>
			<value>203</value>
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				<sshPrnamt>1976</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>1976</None>
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		<infoTable>
			<nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
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			<cusip>743315103</cusip>
			<value>7</value>
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				<sshPrnamt>69</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>69</None>
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		<infoTable>
			<nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
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			<value>328</value>
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				<sshPrnamt>1950</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1897</Sole>
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				<None>53</None>
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		<infoTable>
			<nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>74340W103</cusip>
			<value>11</value>
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				<sshPrnamt>68</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>68</Sole>
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		<infoTable>
			<nameOfIssuer>PROLOGIS INC.</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>74340W103</cusip>
			<value>71</value>
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				<sshPrnamt>419</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
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				<sshPrnamt>3158</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>2887</Sole>
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		<infoTable>
			<nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
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				<sshPrnamt>1150</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>1150</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>PUTNAM</nameOfIssuer>
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			<value>77</value>
			<shrsOrPrnAmt>
				<sshPrnamt>17970</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>17970</Sole>
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				<None>0</None>
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		<infoTable>
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				<sshPrnamt>9061</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>6113</Sole>
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		<infoTable>
			<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
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				<sshPrnamt>48680</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>48680</None>
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		<infoTable>
			<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>173</value>
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				<sshPrnamt>947</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>905</Sole>
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		<infoTable>
			<nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>74762E102</cusip>
			<value>31</value>
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				<sshPrnamt>270</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>270</None>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>1175</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>1175</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>75513E101</cusip>
			<value>1538</value>
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				<sshPrnamt>17869</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>16052</Sole>
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				<None>1817</None>
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		<infoTable>
			<nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>75513E101</cusip>
			<value>152</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1762</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1136</Sole>
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		<infoTable>
			<nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>75513E101</cusip>
			<value>251</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2919</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2876</Sole>
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		<infoTable>
			<nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>756109104</cusip>
			<value>3</value>
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				<sshPrnamt>45</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>45</None>
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		<infoTable>
			<nameOfIssuer>REGIONS FINANCIAL CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>7591EP100</cusip>
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				<sshPrnamt>117222</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>116706</Sole>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>REGIONS FINANCIAL CORP NEW</nameOfIssuer>
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				<sshPrnamt>23906</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>23906</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>REGIONS FINANCIAL CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>7591EP100</cusip>
			<value>146</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6695</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6570</Sole>
				<Shared>0</Shared>
				<None>125</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>RELIANT BANCORP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>75956B101</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>96</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>96</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ROBERT HALF INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>770323103</cusip>
			<value>5254</value>
			<shrsOrPrnAmt>
				<sshPrnamt>47116</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>47116</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ROBERT HALF INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>770323103</cusip>
			<value>115</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1031</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1031</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>776696106</cusip>
			<value>291</value>
			<shrsOrPrnAmt>
				<sshPrnamt>592</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>585</Sole>
				<Shared>0</Shared>
				<None>7</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>776696106</cusip>
			<value>207</value>
			<shrsOrPrnAmt>
				<sshPrnamt>421</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>421</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ROYAL BK CDA</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>780087102</cusip>
			<value>1802</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16977</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>16427</Sole>
				<Shared>0</Shared>
				<None>550</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
			<titleOfClass>SPON ADR B</titleOfClass>
			<cusip>780259107</cusip>
			<value>217</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>78377T107</cusip>
			<value>61</value>
			<shrsOrPrnAmt>
				<sshPrnamt>662</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>662</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>78409V104</cusip>
			<value>9625</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20396</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>20293</Sole>
				<Shared>0</Shared>
				<None>103</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>78409V104</cusip>
			<value>224</value>
			<shrsOrPrnAmt>
				<sshPrnamt>474</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>474</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>78409V104</cusip>
			<value>6557</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13893</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>13893</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>78409V104</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>13</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SAIA INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>78709Y105</cusip>
			<value>218</value>
			<shrsOrPrnAmt>
				<sshPrnamt>647</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>647</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SAIA INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>78709Y105</cusip>
			<value>131</value>
			<shrsOrPrnAmt>
				<sshPrnamt>390</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>390</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>79466L302</cusip>
			<value>6050</value>
			<shrsOrPrnAmt>
				<sshPrnamt>23810</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>21505</Sole>
				<Shared>0</Shared>
				<None>2305</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>79466L302</cusip>
			<value>255</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>750</Sole>
				<Shared>0</Shared>
				<None>250</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>79466L302</cusip>
			<value>256</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1006</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1006</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>79466L302</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>20</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SANOFI</nameOfIssuer>
			<titleOfClass>SPONSORED ADR</titleOfClass>
			<cusip>80105N105</cusip>
			<value>694</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13861</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>13613</Sole>
				<Shared>0</Shared>
				<None>248</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
			<titleOfClass>COM STK</titleOfClass>
			<cusip>806857108</cusip>
			<value>404</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13475</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>13057</Sole>
				<Shared>0</Shared>
				<None>418</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
			<titleOfClass>COM STK</titleOfClass>
			<cusip>806857108</cusip>
			<value>725</value>
			<shrsOrPrnAmt>
				<sshPrnamt>24207</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>24207</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
			<titleOfClass>COM STK</titleOfClass>
			<cusip>806857108</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>43</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>43</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>808513105</cusip>
			<value>546</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6487</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>106</Sole>
				<Shared>0</Shared>
				<None>6381</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>808513105</cusip>
			<value>6366</value>
			<shrsOrPrnAmt>
				<sshPrnamt>75700</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>75700</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
			<titleOfClass>US BRD MKT ETF</titleOfClass>
			<cusip>808524102</cusip>
			<value>237</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2098</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2098</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
			<titleOfClass>US LRG CAP ETF</titleOfClass>
			<cusip>808524201</cusip>
			<value>114</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
			<titleOfClass>US LCAP GR ETF</titleOfClass>
			<cusip>808524300</cusip>
			<value>388</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2368</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2368</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
			<titleOfClass>US MID-CAP ETF</titleOfClass>
			<cusip>808524508</cusip>
			<value>357</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4440</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4440</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
			<titleOfClass>US SML CAP ETF</titleOfClass>
			<cusip>808524607</cusip>
			<value>252</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2459</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2459</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
			<titleOfClass>EMRG MKTEQ ETF</titleOfClass>
			<cusip>808524706</cusip>
			<value>299</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10101</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10101</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
			<titleOfClass>US DIVIDEND EQ</titleOfClass>
			<cusip>808524797</cusip>
			<value>315</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3898</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3648</Sole>
				<Shared>0</Shared>
				<None>250</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
			<titleOfClass>INTL EQTY ETF</titleOfClass>
			<cusip>808524805</cusip>
			<value>631</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16238</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>16238</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI MATERIALS</titleOfClass>
			<cusip>81369Y100</cusip>
			<value>332</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3666</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3666</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI HEALTHCARE</titleOfClass>
			<cusip>81369Y209</cusip>
			<value>711</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5043</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4898</Sole>
				<Shared>0</Shared>
				<None>145</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI HEALTHCARE</titleOfClass>
			<cusip>81369Y209</cusip>
			<value>359</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2548</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2548</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI CONS DISCR</titleOfClass>
			<cusip>81369Y407</cusip>
			<value>365</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1786</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1681</Sole>
				<Shared>0</Shared>
				<None>105</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>ENERGY</titleOfClass>
			<cusip>81369Y506</cusip>
			<value>1467</value>
			<shrsOrPrnAmt>
				<sshPrnamt>26438</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>26270</Sole>
				<Shared>0</Shared>
				<None>168</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>ENERGY</titleOfClass>
			<cusip>81369Y506</cusip>
			<value>179</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3230</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3230</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>FINANCIAL</titleOfClass>
			<cusip>81369Y605</cusip>
			<value>456</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11688</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>10868</Sole>
				<Shared>0</Shared>
				<None>820</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>FINANCIAL</titleOfClass>
			<cusip>81369Y605</cusip>
			<value>92</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2366</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2366</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>FINANCIAL</titleOfClass>
			<cusip>81369Y605</cusip>
			<value>118</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3018</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3018</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI INT-INDS</titleOfClass>
			<cusip>81369Y704</cusip>
			<value>54</value>
			<shrsOrPrnAmt>
				<sshPrnamt>514</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>514</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>TECHNOLOGY</titleOfClass>
			<cusip>81369Y803</cusip>
			<value>1657</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9532</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>9305</Sole>
				<Shared>0</Shared>
				<None>227</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>TECHNOLOGY</titleOfClass>
			<cusip>81369Y803</cusip>
			<value>139</value>
			<shrsOrPrnAmt>
				<sshPrnamt>800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>800</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>COMMUNICATION</titleOfClass>
			<cusip>81369Y852</cusip>
			<value>217</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2799</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2569</Sole>
				<Shared>0</Shared>
				<None>230</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI INT-UTILS</titleOfClass>
			<cusip>81369Y886</cusip>
			<value>1154</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16123</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>15873</Sole>
				<Shared>0</Shared>
				<None>250</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>81762P102</cusip>
			<value>2529</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3896</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3283</Sole>
				<Shared>0</Shared>
				<None>613</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>81762P102</cusip>
			<value>316</value>
			<shrsOrPrnAmt>
				<sshPrnamt>487</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>357</Sole>
				<Shared>0</Shared>
				<None>130</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>81762P102</cusip>
			<value>38</value>
			<shrsOrPrnAmt>
				<sshPrnamt>58</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>58</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>81762P102</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>10</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>824348106</cusip>
			<value>1276</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3624</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3531</Sole>
				<Shared>0</Shared>
				<None>93</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>824348106</cusip>
			<value>1168</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3318</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3318</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>824348106</cusip>
			<value>10</value>
			<shrsOrPrnAmt>
				<sshPrnamt>27</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>27</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>835495102</cusip>
			<value>719</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12424</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11824</Sole>
				<Shared>0</Shared>
				<None>600</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SOUTH JERSEY INDS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>838518108</cusip>
			<value>49</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1892</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1892</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>842587107</cusip>
			<value>6123</value>
			<shrsOrPrnAmt>
				<sshPrnamt>89269</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>85336</Sole>
				<Shared>0</Shared>
				<None>3933</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>842587107</cusip>
			<value>343</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5005</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>604</Sole>
				<Shared>0</Shared>
				<None>4401</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>842587107</cusip>
			<value>350</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5097</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4965</Sole>
				<Shared>0</Shared>
				<None>132</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SOUTHERN COPPER CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>84265V105</cusip>
			<value>342</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5534</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5534</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SOUTHSTATE CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>840441109</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>176</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>176</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>844741108</cusip>
			<value>332</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7752</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7752</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
			<titleOfClass>TR UNIT</titleOfClass>
			<cusip>78462F103</cusip>
			<value>79601</value>
			<shrsOrPrnAmt>
				<sshPrnamt>167595</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>161959</Sole>
				<Shared>0</Shared>
				<None>5636</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
			<titleOfClass>TR UNIT</titleOfClass>
			<cusip>78462F103</cusip>
			<value>17615</value>
			<shrsOrPrnAmt>
				<sshPrnamt>37088</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>7</Sole>
				<Shared>0</Shared>
				<None>37081</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
			<titleOfClass>TR UNIT</titleOfClass>
			<cusip>78462F103</cusip>
			<value>2600</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5475</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5411</Sole>
				<Shared>0</Shared>
				<None>64</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
			<titleOfClass>GOLD SHS</titleOfClass>
			<cusip>78463V107</cusip>
			<value>3388</value>
			<shrsOrPrnAmt>
				<sshPrnamt>19816</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>19564</Sole>
				<Shared>0</Shared>
				<None>252</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
			<titleOfClass>GOLD SHS</titleOfClass>
			<cusip>78463V107</cusip>
			<value>393</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2300</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
			<titleOfClass>DJ GLB RL ES ETF</titleOfClass>
			<cusip>78463X749</cusip>
			<value>52</value>
			<shrsOrPrnAmt>
				<sshPrnamt>927</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>927</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
			<titleOfClass>DJ GLB RL ES ETF</titleOfClass>
			<cusip>78463X749</cusip>
			<value>229</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4044</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4044</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
			<cusip>78464A201</cusip>
			<value>315</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3394</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3394</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
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				<None>23976</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
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				<sshPrnamt>4428</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>PORTFOLIO SHORT</titleOfClass>
			<cusip>78464A474</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>408590</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
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			<cusip>78464A474</cusip>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
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			<cusip>78464A763</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>15110</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>130</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
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			<cusip>78464A763</cusip>
			<value>281</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2178</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>2178</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
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			<cusip>78464A763</cusip>
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			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
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			<cusip>78467X109</cusip>
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				<sshPrnamt>21216</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>21189</Sole>
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		<infoTable>
			<nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
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			<cusip>78467X109</cusip>
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				<sshPrnamt>19102</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>19102</None>
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		<infoTable>
			<nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
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			<cusip>78467Y107</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
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			<cusip>78467Y107</cusip>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>2919</Sole>
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				<None>724</None>
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		<infoTable>
			<nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
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			<cusip>78467Y107</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>819</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>819</Sole>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
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			<cusip>78468R622</cusip>
			<value>338</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3112</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>3112</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>NUVEEN BLMBRG SH</titleOfClass>
			<cusip>78468R739</cusip>
			<value>670</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13622</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>13622</None>
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		<infoTable>
			<nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>84860W300</cusip>
			<value>53</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1102</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>1102</None>
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		<infoTable>
			<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>855244109</cusip>
			<value>1636</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13987</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>13306</Sole>
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				<None>681</None>
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		<infoTable>
			<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>855244109</cusip>
			<value>1185</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10127</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>10127</None>
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		<infoTable>
			<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>855244109</cusip>
			<value>30</value>
			<shrsOrPrnAmt>
				<sshPrnamt>258</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>258</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>85571B105</cusip>
			<value>807</value>
			<shrsOrPrnAmt>
				<sshPrnamt>33223</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>33223</None>
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		<infoTable>
			<nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>863667101</cusip>
			<value>1128</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4219</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3796</Sole>
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				<None>423</None>
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		<infoTable>
			<nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>863667101</cusip>
			<value>161</value>
			<shrsOrPrnAmt>
				<sshPrnamt>603</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>603</None>
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		<infoTable>
			<nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>863667101</cusip>
			<value>84</value>
			<shrsOrPrnAmt>
				<sshPrnamt>315</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>315</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>SUMMIT FINL GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>86606G101</cusip>
			<value>20</value>
			<shrsOrPrnAmt>
				<sshPrnamt>744</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>744</None>
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		<infoTable>
			<nameOfIssuer>SURGERY PARTNERS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>86881A100</cusip>
			<value>107</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>2000</None>
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		<infoTable>
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			<cusip>871332102</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>176</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>176</None>
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		<infoTable>
			<nameOfIssuer>SYSCO CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>871829107</cusip>
			<value>956</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12169</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>10343</Sole>
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				<None>1826</None>
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		<infoTable>
			<nameOfIssuer>SYSCO CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<shrsOrPrnAmt>
				<sshPrnamt>6078</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>5929</Sole>
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		<infoTable>
			<nameOfIssuer>SYSCO CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>871829107</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>69</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
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				<None>69</None>
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		<infoTable>
			<nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
			<titleOfClass>SPONSORED ADS</titleOfClass>
			<cusip>874039100</cusip>
			<value>348</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2891</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>2194</Sole>
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		<infoTable>
			<nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
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			<cusip>874039100</cusip>
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				<sshPrnamt>137</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>49</Sole>
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				<None>88</None>
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		<infoTable>
			<nameOfIssuer>TAPESTRY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>876030107</cusip>
			<value>95</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2334</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>2334</None>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
			<cusip>87612E106</cusip>
			<value>870</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3759</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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				<sshPrnamt>400</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<nameOfIssuer>TWO HBRS INVT CORP</nameOfIssuer>
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			<nameOfIssuer>TYLER TECHNOLOGIES INC</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer>
			<titleOfClass>VG TL INTL STK F</titleOfClass>
			<cusip>921909768</cusip>
			<value>344</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5410</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5410</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
			<titleOfClass>SMLCP 600 GRTH</titleOfClass>
			<cusip>921932794</cusip>
			<value>452</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1892</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1892</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
			<titleOfClass>SMLLCP 600 IDX</titleOfClass>
			<cusip>921932828</cusip>
			<value>6673</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31757</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>31700</Sole>
				<Shared>0</Shared>
				<None>57</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
			<titleOfClass>SMLLCP 600 IDX</titleOfClass>
			<cusip>921932828</cusip>
			<value>1282</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6101</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6101</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>INTERMED TERM</titleOfClass>
			<cusip>921937819</cusip>
			<value>7935</value>
			<shrsOrPrnAmt>
				<sshPrnamt>90559</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>90559</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>INTERMED TERM</titleOfClass>
			<cusip>921937819</cusip>
			<value>2107</value>
			<shrsOrPrnAmt>
				<sshPrnamt>24046</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>21306</Sole>
				<Shared>0</Shared>
				<None>2740</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>INTERMED TERM</titleOfClass>
			<cusip>921937819</cusip>
			<value>255</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2908</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2908</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>SHORT TRM BOND</titleOfClass>
			<cusip>921937827</cusip>
			<value>3475</value>
			<shrsOrPrnAmt>
				<sshPrnamt>42989</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>41887</Sole>
				<Shared>0</Shared>
				<None>1102</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>SHORT TRM BOND</titleOfClass>
			<cusip>921937827</cusip>
			<value>1052</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13020</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>13020</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>TOTAL BND MRKT</titleOfClass>
			<cusip>921937835</cusip>
			<value>23</value>
			<shrsOrPrnAmt>
				<sshPrnamt>270</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>270</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD TAX-MANAGED INTL FD</nameOfIssuer>
			<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
			<cusip>921943858</cusip>
			<value>25503</value>
			<shrsOrPrnAmt>
				<sshPrnamt>499462</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>476574</Sole>
				<Shared>0</Shared>
				<None>22888</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD TAX-MANAGED INTL FD</nameOfIssuer>
			<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
			<cusip>921943858</cusip>
			<value>13285</value>
			<shrsOrPrnAmt>
				<sshPrnamt>260177</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>37546</Sole>
				<Shared>0</Shared>
				<None>222631</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD TAX-MANAGED INTL FD</nameOfIssuer>
			<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
			<cusip>921943858</cusip>
			<value>989</value>
			<shrsOrPrnAmt>
				<sshPrnamt>19367</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>19367</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
			<titleOfClass>HIGH DIV YLD</titleOfClass>
			<cusip>921946406</cusip>
			<value>11035</value>
			<shrsOrPrnAmt>
				<sshPrnamt>98432</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>98236</Sole>
				<Shared>0</Shared>
				<None>196</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
			<titleOfClass>HIGH DIV YLD</titleOfClass>
			<cusip>921946406</cusip>
			<value>24</value>
			<shrsOrPrnAmt>
				<sshPrnamt>215</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>215</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
			<titleOfClass>HIGH DIV YLD</titleOfClass>
			<cusip>921946406</cusip>
			<value>333</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2970</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2970</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
			<titleOfClass>INTL DVD ETF</titleOfClass>
			<cusip>921946810</cusip>
			<value>33</value>
			<shrsOrPrnAmt>
				<sshPrnamt>384</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>384</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
			<titleOfClass>INTL DVD ETF</titleOfClass>
			<cusip>921946810</cusip>
			<value>1206</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14116</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>14116</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
			<titleOfClass>ALLWRLD EX US</titleOfClass>
			<cusip>922042775</cusip>
			<value>2690</value>
			<shrsOrPrnAmt>
				<sshPrnamt>43890</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>43890</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
			<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
			<cusip>922042858</cusip>
			<value>14098</value>
			<shrsOrPrnAmt>
				<sshPrnamt>285023</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>271383</Sole>
				<Shared>0</Shared>
				<None>13640</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
			<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
			<cusip>922042858</cusip>
			<value>8974</value>
			<shrsOrPrnAmt>
				<sshPrnamt>181438</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>14523</Sole>
				<Shared>0</Shared>
				<None>166915</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
			<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
			<cusip>922042858</cusip>
			<value>555</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11218</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11218</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
			<titleOfClass>FTSE EUROPE ETF</titleOfClass>
			<cusip>922042874</cusip>
			<value>488</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7145</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7145</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>SHRT TRM CORP BD</titleOfClass>
			<cusip>92206C409</cusip>
			<value>15465</value>
			<shrsOrPrnAmt>
				<sshPrnamt>190311</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>190311</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>SHRT TRM CORP BD</titleOfClass>
			<cusip>92206C409</cusip>
			<value>16110</value>
			<shrsOrPrnAmt>
				<sshPrnamt>198259</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>5490</Sole>
				<Shared>0</Shared>
				<None>192769</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>SHRT TRM CORP BD</titleOfClass>
			<cusip>92206C409</cusip>
			<value>903</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11110</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11110</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>VNG RUS2000IDX</titleOfClass>
			<cusip>92206C664</cusip>
			<value>206</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2297</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2297</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>VNG RUS1000GRW</titleOfClass>
			<cusip>92206C680</cusip>
			<value>2568</value>
			<shrsOrPrnAmt>
				<sshPrnamt>32693</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>32693</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>VNG RUS1000GRW</titleOfClass>
			<cusip>92206C680</cusip>
			<value>712</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9068</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>9068</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>VNG RUS1000VAL</titleOfClass>
			<cusip>92206C714</cusip>
			<value>233</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3161</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3161</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>VNG RUS1000VAL</titleOfClass>
			<cusip>92206C714</cusip>
			<value>801</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10868</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>10868</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>VNG RUS1000IDX</titleOfClass>
			<cusip>92206C730</cusip>
			<value>328</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1500</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>MTG-BKD SECS ETF</titleOfClass>
			<cusip>92206C771</cusip>
			<value>309</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5845</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5845</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>LG-TERM COR BD</titleOfClass>
			<cusip>92206C813</cusip>
			<value>422</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3990</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3990</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>INT-TERM CORP</titleOfClass>
			<cusip>92206C870</cusip>
			<value>10142</value>
			<shrsOrPrnAmt>
				<sshPrnamt>109343</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>109343</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>INT-TERM CORP</titleOfClass>
			<cusip>92206C870</cusip>
			<value>793</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8545</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>8545</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>INT-TERM CORP</titleOfClass>
			<cusip>92206C870</cusip>
			<value>763</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8224</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8224</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer>
			<titleOfClass>TAX EXEMPT BD</titleOfClass>
			<cusip>922907746</cusip>
			<value>8570</value>
			<shrsOrPrnAmt>
				<sshPrnamt>156072</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>149370</Sole>
				<Shared>0</Shared>
				<None>6702</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer>
			<titleOfClass>TAX EXEMPT BD</titleOfClass>
			<cusip>922907746</cusip>
			<value>23750</value>
			<shrsOrPrnAmt>
				<sshPrnamt>432522</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>432522</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer>
			<titleOfClass>TAX EXEMPT BD</titleOfClass>
			<cusip>922907746</cusip>
			<value>39</value>
			<shrsOrPrnAmt>
				<sshPrnamt>705</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>705</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
			<cusip>922908363</cusip>
			<value>95699</value>
			<shrsOrPrnAmt>
				<sshPrnamt>219206</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>216666</Sole>
				<Shared>0</Shared>
				<None>2540</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
			<cusip>922908363</cusip>
			<value>57784</value>
			<shrsOrPrnAmt>
				<sshPrnamt>132360</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>132360</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
			<cusip>922908363</cusip>
			<value>1210</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2772</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2772</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>MCAP GR IDXVIP</titleOfClass>
			<cusip>922908538</cusip>
			<value>937</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3681</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3681</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>REAL ESTATE ETF</titleOfClass>
			<cusip>922908553</cusip>
			<value>9069</value>
			<shrsOrPrnAmt>
				<sshPrnamt>78173</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>78018</Sole>
				<Shared>0</Shared>
				<None>155</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>REAL ESTATE ETF</titleOfClass>
			<cusip>922908553</cusip>
			<value>522</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4502</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>2120</Sole>
				<Shared>0</Shared>
				<None>2382</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>REAL ESTATE ETF</titleOfClass>
			<cusip>922908553</cusip>
			<value>153</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1321</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1321</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>SML CP GRW ETF</titleOfClass>
			<cusip>922908595</cusip>
			<value>8372</value>
			<shrsOrPrnAmt>
				<sshPrnamt>29711</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>29630</Sole>
				<Shared>0</Shared>
				<None>81</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>SML CP GRW ETF</titleOfClass>
			<cusip>922908595</cusip>
			<value>195</value>
			<shrsOrPrnAmt>
				<sshPrnamt>692</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>692</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>SML CP GRW ETF</titleOfClass>
			<cusip>922908595</cusip>
			<value>110</value>
			<shrsOrPrnAmt>
				<sshPrnamt>392</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>392</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>SM CP VAL ETF</titleOfClass>
			<cusip>922908611</cusip>
			<value>5843</value>
			<shrsOrPrnAmt>
				<sshPrnamt>32670</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>32252</Sole>
				<Shared>0</Shared>
				<None>418</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>SM CP VAL ETF</titleOfClass>
			<cusip>922908611</cusip>
			<value>326</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1822</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1822</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>MID CAP ETF</titleOfClass>
			<cusip>922908629</cusip>
			<value>14918</value>
			<shrsOrPrnAmt>
				<sshPrnamt>58554</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>57686</Sole>
				<Shared>0</Shared>
				<None>868</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>MID CAP ETF</titleOfClass>
			<cusip>922908629</cusip>
			<value>294</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1154</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1154</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>MID CAP ETF</titleOfClass>
			<cusip>922908629</cusip>
			<value>765</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3004</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3004</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>LARGE CAP ETF</titleOfClass>
			<cusip>922908637</cusip>
			<value>204</value>
			<shrsOrPrnAmt>
				<sshPrnamt>923</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>923</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>GROWTH ETF</titleOfClass>
			<cusip>922908736</cusip>
			<value>34632</value>
			<shrsOrPrnAmt>
				<sshPrnamt>107922</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>107855</Sole>
				<Shared>0</Shared>
				<None>67</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>GROWTH ETF</titleOfClass>
			<cusip>922908736</cusip>
			<value>46</value>
			<shrsOrPrnAmt>
				<sshPrnamt>142</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>142</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>GROWTH ETF</titleOfClass>
			<cusip>922908736</cusip>
			<value>2750</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8568</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8568</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>VALUE ETF</titleOfClass>
			<cusip>922908744</cusip>
			<value>441</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2996</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2870</Sole>
				<Shared>0</Shared>
				<None>126</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>VALUE ETF</titleOfClass>
			<cusip>922908744</cusip>
			<value>1141</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7754</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>7754</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>SMALL CP ETF</titleOfClass>
			<cusip>922908751</cusip>
			<value>378</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1672</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1672</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>TOTAL STK MKT</titleOfClass>
			<cusip>922908769</cusip>
			<value>27320</value>
			<shrsOrPrnAmt>
				<sshPrnamt>113155</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>112943</Sole>
				<Shared>0</Shared>
				<None>212</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>TOTAL STK MKT</titleOfClass>
			<cusip>922908769</cusip>
			<value>632</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2617</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2617</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>TOTAL STK MKT</titleOfClass>
			<cusip>922908769</cusip>
			<value>383</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1586</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1586</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
			<titleOfClass>CL A COM</titleOfClass>
			<cusip>922475108</cusip>
			<value>323</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1263</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>849</Sole>
				<Shared>0</Shared>
				<None>414</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
			<titleOfClass>CL A COM</titleOfClass>
			<cusip>922475108</cusip>
			<value>84</value>
			<shrsOrPrnAmt>
				<sshPrnamt>330</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>330</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>92343V104</cusip>
			<value>7948</value>
			<shrsOrPrnAmt>
				<sshPrnamt>152975</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>148565</Sole>
				<Shared>0</Shared>
				<None>4410</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>92343V104</cusip>
			<value>823</value>
			<shrsOrPrnAmt>
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