<SEC-DOCUMENT>0001567619-22-009216.txt : 20220502
<SEC-HEADER>0001567619-22-009216.hdr.sgml : 20220502
<ACCEPTANCE-DATETIME>20220502110506
ACCESSION NUMBER:		0001567619-22-009216
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20220331
FILED AS OF DATE:		20220502
DATE AS OF CHANGE:		20220502
EFFECTIVENESS DATE:		20220502

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PINNACLE FINANCIAL PARTNERS INC
		CENTRAL INDEX KEY:			0001115055
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				621812853
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-12761
		FILM NUMBER:		22880039

	BUSINESS ADDRESS:	
		STREET 1:		150 THIRD AVENUE SOUTH
		STREET 2:		SUITE 900
		CITY:			NASHVILLE
		STATE:			TN
		ZIP:			37201
		BUSINESS PHONE:		6157443700

	MAIL ADDRESS:	
		STREET 1:		150 THIRD AVENUE SOUTH
		STREET 2:		SUITE 900
		CITY:			NASHVILLE
		STATE:			TN
		ZIP:			37201
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?>
<edgarSubmission xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>true</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
      </flags>
      <filer>
        <credentials>
          <cik>0001115055</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>03-31-2022</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>03-31-2022</reportCalendarOrQuarter>
      <filingManager>
        <name>PINNACLE FINANCIAL PARTNERS INC</name>
        <address>
          <com:street1>150 THIRD AVENUE SOUTH</com:street1>
          <com:street2>SUITE 900</com:street2>
          <com:city>NASHVILLE</com:city>
          <com:stateOrCountry>TN</com:stateOrCountry>
          <com:zipCode>37201</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-12761</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Harold R. Carpenter</name>
      <title>Chief Financial Officer</title>
      <phone>615-744-3700</phone>
      <signature>Harold R. Carpenters</signature>
      <city>Nashville</city>
      <stateOrCountry>TN</stateOrCountry>
      <signatureDate>05-02-2022</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>2</otherIncludedManagersCount>
      <tableEntryTotal>957</tableEntryTotal>
      <tableValueTotal>3157822</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
      <otherManagers2Info>
        <otherManager2>
          <sequenceNumber>1</sequenceNumber>
          <otherManager>
            <cik>0001697281</cik>
            <name>Pinnacle Bank</name>
          </otherManager>
        </otherManager2>
        <otherManager2>
          <sequenceNumber>2</sequenceNumber>
          <otherManager>
            <cik>0001698283</cik>
            <form13FFileNumber>028-19017</form13FFileNumber>
            <name>Pinnacle Wealth Advisors</name>
          </otherManager>
        </otherManager2>
      </otherManagers2Info>
    </summaryPage>
  </formData>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>form13fInfoTable.xml
<TEXT>
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			<nameOfIssuer>ABBOTT LABS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>002824100</cusip>
			<value>4680</value>
			<shrsOrPrnAmt>
				<sshPrnamt>39538</sshPrnamt>
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			<otherManager>1</otherManager>
			<votingAuthority>
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				<None>924</None>
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		<infoTable>
			<nameOfIssuer>ABBOTT LABS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>002824100</cusip>
			<value>234</value>
			<shrsOrPrnAmt>
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			<nameOfIssuer>ABBOTT LABS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>002824100</cusip>
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		<infoTable>
			<nameOfIssuer>ABBVIE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<nameOfIssuer>ABBVIE INC</nameOfIssuer>
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			<nameOfIssuer>ABBVIE INC</nameOfIssuer>
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				<Shared>0</Shared>
				<None>132</None>
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		<infoTable>
			<nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
			<titleOfClass>SHS CLASS A</titleOfClass>
			<cusip>G1151C101</cusip>
			<value>1031</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3058</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<Shared>0</Shared>
				<None>496</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
			<titleOfClass>SHS CLASS A</titleOfClass>
			<cusip>G1151C101</cusip>
			<value>62</value>
			<shrsOrPrnAmt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Shared>0</Shared>
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		<infoTable>
			<nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
			<titleOfClass>SHS CLASS A</titleOfClass>
			<cusip>G1151C101</cusip>
			<value>42</value>
			<shrsOrPrnAmt>
				<sshPrnamt>124</sshPrnamt>
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		<infoTable>
			<nameOfIssuer>ACTIVISION BLIZZARD INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00507V109</cusip>
			<value>15</value>
			<shrsOrPrnAmt>
				<sshPrnamt>190</sshPrnamt>
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				<Shared>0</Shared>
				<None>190</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>ADOBE SYSTEMS INCORPORATED</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00724F101</cusip>
			<value>2715</value>
			<shrsOrPrnAmt>
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			<votingAuthority>
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			<cusip>00724F101</cusip>
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			<nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>007903107</cusip>
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			<nameOfIssuer>AFLAC INC</nameOfIssuer>
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			<cusip>001055102</cusip>
			<value>382</value>
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			<nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>009158106</cusip>
			<value>4662</value>
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			<value>147</value>
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			<nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
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				<None>0</None>
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			<nameOfIssuer>ALCOA CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>013872106</cusip>
			<value>2138</value>
			<shrsOrPrnAmt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>23720</Sole>
				<Shared>0</Shared>
				<None>33</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>ALCOA CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>013872106</cusip>
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		<infoTable>
			<nameOfIssuer>ALIGN TECHNOLOGY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>258</value>
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				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>ALIGN TECHNOLOGY INC</nameOfIssuer>
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			<value>10</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>22</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>020002101</cusip>
			<value>1751</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12639</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>12540</Sole>
				<Shared>0</Shared>
				<None>99</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>020002101</cusip>
			<value>280</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2025</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>255</Sole>
				<Shared>0</Shared>
				<None>1770</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>020002101</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>32</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>32</Sole>
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		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
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				<sshPrnamt>936</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<Sole>108</Sole>
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				<None>828</None>
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		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>9100</None>
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		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
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				<sshPrnamt>9519</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<Sole>8858</Sole>
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				<None>661</None>
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		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
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				<sshPrnamt>7480</sshPrnamt>
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		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
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				<sshPrnamt>385</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ALPHABET INC</nameOfIssuer>
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			<nameOfIssuer>ALPS ETF TR</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>106180</Sole>
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				<None>4380</None>
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		<infoTable>
			<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>0</None>
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			<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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		<infoTable>
			<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
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			<value>9102</value>
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				<sshPrnamt>2792</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>292</Sole>
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		<infoTable>
			<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
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			<value>42</value>
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				<sshPrnamt>13</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>13</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>AMEREN CORP</nameOfIssuer>
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			<value>493</value>
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				<sshPrnamt>5256</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>5256</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>AMEREN CORP</nameOfIssuer>
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				<sshPrnamt>150</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>150</Sole>
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				<sshPrnamt>21777</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>7905</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>1334</Sole>
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		<infoTable>
			<nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>260</Sole>
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				<None>79</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
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				<sshPrnamt>66308</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>56475</Sole>
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				<None>9833</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
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			<value>1290</value>
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				<sshPrnamt>6895</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>4880</Sole>
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				<None>2015</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
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			<value>9371</value>
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				<sshPrnamt>50111</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3111</Sole>
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				<None>47000</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
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			<value>27</value>
			<shrsOrPrnAmt>
				<sshPrnamt>144</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>144</Sole>
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		<infoTable>
			<nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
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				<sshPrnamt>17282</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>7602</Sole>
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				<None>9680</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>03027X100</cusip>
			<value>831</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3304</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>2482</Sole>
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				<None>822</None>
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		<infoTable>
			<nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>03027X100</cusip>
			<value>11069</value>
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				<sshPrnamt>44061</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>55</Sole>
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				<None>44006</None>
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		<infoTable>
			<nameOfIssuer>AMERIPRISE FINL INC</nameOfIssuer>
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				<sshPrnamt>1128</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1128</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>AMGEN INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>51434</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>51179</Sole>
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				<None>255</None>
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		<infoTable>
			<nameOfIssuer>AMGEN INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>031162100</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>5501</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>5099</Sole>
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				<None>402</None>
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		<infoTable>
			<nameOfIssuer>AMGEN INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>031162100</cusip>
			<value>267</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1058</Sole>
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		<infoTable>
			<nameOfIssuer>AMGEN INC</nameOfIssuer>
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			<value>29</value>
			<shrsOrPrnAmt>
				<sshPrnamt>122</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>122</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>AMPHASTAR PHARMACEUTICALS IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>36</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>1000</None>
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		<infoTable>
			<nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</nameOfIssuer>
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			<value>418</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6961</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6900</Sole>
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				<None>61</None>
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		<infoTable>
			<nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</nameOfIssuer>
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			<shrsOrPrnAmt>
				<sshPrnamt>1500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>1500</None>
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		<infoTable>
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			<nameOfIssuer>APOLLO GLOBAL MGMT INC</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>APOLLO GLOBAL MGMT INC</nameOfIssuer>
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			<nameOfIssuer>APPLE INC</nameOfIssuer>
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			<nameOfIssuer>APPLE INC</nameOfIssuer>
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			<nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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			<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
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			<value>818</value>
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				<sshPrnamt>3594</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>3594</Sole>
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		<infoTable>
			<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
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			<value>8</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>BANK MONTREAL QUE</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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				<sshPrnamt>208318</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>208318</None>
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		<infoTable>
			<nameOfIssuer>BK OF AMERICA CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>060505104</cusip>
			<value>139</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3376</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3376</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>BLACK HILLS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>092113109</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>37</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>37</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09247X101</cusip>
			<value>11840</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15494</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>15238</Sole>
				<Shared>0</Shared>
				<None>256</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09247X101</cusip>
			<value>122</value>
			<shrsOrPrnAmt>
				<sshPrnamt>160</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>160</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09247X101</cusip>
			<value>319</value>
			<shrsOrPrnAmt>
				<sshPrnamt>418</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>418</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>BLACKROCK MUNIHOLDINGS QUALI</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09253N104</cusip>
			<value>51</value>
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				<sshPrnamt>3591</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3591</None>
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		<infoTable>
			<nameOfIssuer>BLACKROCK MUNIYIELD QUALITY</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09254E103</cusip>
			<value>46</value>
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				<sshPrnamt>3700</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3700</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09260D107</cusip>
			<value>441</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3476</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>230</Sole>
				<Shared>0</Shared>
				<None>3246</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09260D107</cusip>
			<value>258</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2030</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2030</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09260D107</cusip>
			<value>4618</value>
			<shrsOrPrnAmt>
				<sshPrnamt>36380</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>36380</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE MTG TR INC</nameOfIssuer>
			<titleOfClass>COM CL A</titleOfClass>
			<cusip>09257W100</cusip>
			<value>871</value>
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				<sshPrnamt>27384</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>27384</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE SENIOR FLOATNG RA</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09256U105</cusip>
			<value>263</value>
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				<sshPrnamt>17209</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
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				<None>17209</None>
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		<infoTable>
			<nameOfIssuer>BLACKSTONE STRATEGIC CREDIT</nameOfIssuer>
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			<cusip>09257R101</cusip>
			<value>29</value>
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				<sshPrnamt>2234</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>2234</None>
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		<infoTable>
			<nameOfIssuer>BOEING CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>097023105</cusip>
			<value>368</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1922</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1086</Sole>
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				<None>836</None>
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		<infoTable>
			<nameOfIssuer>BOEING CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>097023105</cusip>
			<value>57</value>
			<shrsOrPrnAmt>
				<sshPrnamt>300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>300</None>
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		<infoTable>
			<nameOfIssuer>BOEING CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>097023105</cusip>
			<value>34</value>
			<shrsOrPrnAmt>
				<sshPrnamt>175</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>175</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>BOOKING HOLDINGS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09857L108</cusip>
			<value>958</value>
			<shrsOrPrnAmt>
				<sshPrnamt>408</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>31</Sole>
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				<None>377</None>
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		<infoTable>
			<nameOfIssuer>BOOKING HOLDINGS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09857L108</cusip>
			<value>366</value>
			<shrsOrPrnAmt>
				<sshPrnamt>156</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>156</None>
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		<infoTable>
			<nameOfIssuer>BOOKING HOLDINGS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09857L108</cusip>
			<value>4697</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
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				<None>2000</None>
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		<infoTable>
			<nameOfIssuer>BOSTON SCIENTIFIC CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>101137107</cusip>
			<value>215</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4854</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4854</None>
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		<infoTable>
			<nameOfIssuer>BOSTON SCIENTIFIC CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>101137107</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>55</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>55</None>
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		<infoTable>
			<nameOfIssuer>BP PLC</nameOfIssuer>
			<titleOfClass>SPONSORED ADR</titleOfClass>
			<cusip>055622104</cusip>
			<value>276</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9383</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8620</Sole>
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				<None>763</None>
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		<infoTable>
			<nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
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			<cusip>110122108</cusip>
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				<sshPrnamt>32390</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>28365</Sole>
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				<None>4025</None>
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		<infoTable>
			<nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>110122108</cusip>
			<value>908</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12427</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>10100</Sole>
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				<None>2327</None>
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		<infoTable>
			<nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>110122108</cusip>
			<value>107</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1464</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1240</Sole>
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				<None>224</None>
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		<infoTable>
			<nameOfIssuer>BROADCOM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>11135F101</cusip>
			<value>734</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1166</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>694</Sole>
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				<None>472</None>
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		<infoTable>
			<nameOfIssuer>BROADCOM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>11135F101</cusip>
			<value>43</value>
			<shrsOrPrnAmt>
				<sshPrnamt>69</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>69</None>
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		<infoTable>
			<nameOfIssuer>BROADCOM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>11135F101</cusip>
			<value>56</value>
			<shrsOrPrnAmt>
				<sshPrnamt>89</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>71</Sole>
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				<None>18</None>
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		<infoTable>
			<nameOfIssuer>BROOKFIELD ASSET MGMT INC</nameOfIssuer>
			<titleOfClass>CL A LTD VT SH</titleOfClass>
			<cusip>112585104</cusip>
			<value>1963</value>
			<shrsOrPrnAmt>
				<sshPrnamt>34694</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>34583</Sole>
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				<None>111</None>
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		<infoTable>
			<nameOfIssuer>BROOKFIELD ASSET MGMT INC</nameOfIssuer>
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			<cusip>112585104</cusip>
			<value>3995</value>
			<shrsOrPrnAmt>
				<sshPrnamt>70627</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>70627</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>C H ROBINSON WORLDWIDE INC</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
			<cusip>12541W209</cusip>
			<value>1491</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13844</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>13844</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>C H ROBINSON WORLDWIDE INC</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
			<cusip>12541W209</cusip>
			<value>1532</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14221</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>14221</None>
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		<infoTable>
			<nameOfIssuer>CANADIAN IMP BK COMM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>136069101</cusip>
			<value>401</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3292</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3139</Sole>
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				<None>153</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>CANADIAN IMP BK COMM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>136069101</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>43</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>43</None>
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		<infoTable>
			<nameOfIssuer>CANADIAN PAC RY LTD</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>13645T100</cusip>
			<value>147</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1778</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<None>1778</None>
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		<infoTable>
			<nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>14040H105</cusip>
			<value>2453</value>
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		<infoTable>
			<nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<nameOfIssuer>CARMAX INC</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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				<Sole>17854</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>CARMAX INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>143130102</cusip>
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				<sshPrnamtType>SH</sshPrnamtType>
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				<Shared>0</Shared>
				<None>34580</None>
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		<infoTable>
			<nameOfIssuer>CARRIER GLOBAL CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>211</value>
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				<None>1235</None>
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		<infoTable>
			<nameOfIssuer>CARRIER GLOBAL CORPORATION</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>2332</None>
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		<infoTable>
			<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
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			<nameOfIssuer>CHARLES RIV LABS INTL INC</nameOfIssuer>
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				<None>134</None>
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		<infoTable>
			<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>169656105</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CINTAS CORP</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>8682</None>
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		<infoTable>
			<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
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			<value>383</value>
			<shrsOrPrnAmt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>392</Sole>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CLOROX CO DEL</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>29851</Sole>
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		<infoTable>
			<nameOfIssuer>CME GROUP INC</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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		<infoTable>
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			<nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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			<nameOfIssuer>CONSTELLATION BRANDS INC</nameOfIssuer>
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			<nameOfIssuer>CONTINENTAL RES INC</nameOfIssuer>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
			<cusip>126650100</cusip>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>45688</Sole>
				<Shared>0</Shared>
				<None>1037</None>
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		<infoTable>
			<nameOfIssuer>DANAHER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>235851102</cusip>
			<value>2170</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7398</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>4210</Sole>
				<Shared>0</Shared>
				<None>3188</None>
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		<infoTable>
			<nameOfIssuer>DANAHER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>235851102</cusip>
			<value>406</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1385</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1385</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>DANAHER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>235851102</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>31</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>244199105</cusip>
			<value>4489</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10804</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>10774</Sole>
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				<None>30</None>
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		<infoTable>
			<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>244199105</cusip>
			<value>3381</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8138</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1958</Sole>
				<Shared>0</Shared>
				<None>6180</None>
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		<infoTable>
			<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>244199105</cusip>
			<value>133</value>
			<shrsOrPrnAmt>
				<sshPrnamt>320</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>320</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>244199105</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>30</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>30</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>DEVON ENERGY CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>25179M103</cusip>
			<value>48</value>
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				<sshPrnamt>812</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>812</None>
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		<infoTable>
			<nameOfIssuer>DEXCOM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>252131107</cusip>
			<value>3317</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6484</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6453</Sole>
				<Shared>0</Shared>
				<None>31</None>
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		<infoTable>
			<nameOfIssuer>DEXCOM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>252131107</cusip>
			<value>256</value>
			<shrsOrPrnAmt>
				<sshPrnamt>500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>500</None>
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		<infoTable>
			<nameOfIssuer>DEXCOM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>252131107</cusip>
			<value>141</value>
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				<sshPrnamt>275</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>275</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>DIAGEO PLC</nameOfIssuer>
			<titleOfClass>SPON ADR NEW</titleOfClass>
			<cusip>25243Q205</cusip>
			<value>1442</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1189</Sole>
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				<None>5911</None>
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		<infoTable>
			<nameOfIssuer>DIAGEO PLC</nameOfIssuer>
			<titleOfClass>SPON ADR NEW</titleOfClass>
			<cusip>25243Q205</cusip>
			<value>7516</value>
			<shrsOrPrnAmt>
				<sshPrnamt>37000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>37000</None>
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		<infoTable>
			<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>253868103</cusip>
			<value>11015</value>
			<shrsOrPrnAmt>
				<sshPrnamt>77681</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>76867</Sole>
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				<None>814</None>
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		<infoTable>
			<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>253868103</cusip>
			<value>283</value>
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				<sshPrnamt>1991</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1979</Sole>
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				<None>12</None>
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		<infoTable>
			<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>253868103</cusip>
			<value>482</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3398</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3329</Sole>
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				<None>69</None>
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		<infoTable>
			<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>253868103</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>37</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>37</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
			<titleOfClass>US EQUITY ETF</titleOfClass>
			<cusip>25434V401</cusip>
			<value>212</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4325</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4325</None>
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		<infoTable>
			<nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
			<titleOfClass>US EQUITY ETF</titleOfClass>
			<cusip>25434V401</cusip>
			<value>1112</value>
			<shrsOrPrnAmt>
				<sshPrnamt>22678</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Shared>0</Shared>
				<None>22678</None>
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		<infoTable>
			<nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
			<titleOfClass>US CORE EQUITY 2</titleOfClass>
			<cusip>25434V708</cusip>
			<value>53</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1923</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1923</None>
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		<infoTable>
			<nameOfIssuer>DIMENSIONAL ETF TRUST</nameOfIssuer>
			<titleOfClass>US CORE EQUITY 2</titleOfClass>
			<cusip>25434V708</cusip>
			<value>402</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14571</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>14571</None>
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		<infoTable>
			<nameOfIssuer>DISCOVERY INC</nameOfIssuer>
			<titleOfClass>COM SER A</titleOfClass>
			<cusip>25470F104</cusip>
			<value>33</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1312</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>1312</None>
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		<infoTable>
			<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>254687106</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>64961</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>51760</Sole>
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				<None>13201</None>
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		<infoTable>
			<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
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			<cusip>254687106</cusip>
			<value>369</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2690</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1888</Sole>
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				<None>802</None>
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		<infoTable>
			<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>254687106</cusip>
			<value>10265</value>
			<shrsOrPrnAmt>
				<sshPrnamt>74838</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3746</Sole>
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				<None>71092</None>
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		<infoTable>
			<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
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			<cusip>254687106</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>23</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>23</Sole>
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				<None>0</None>
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		<infoTable>
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			<cusip>256677105</cusip>
			<value>832</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3736</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2719</Sole>
				<Shared>0</Shared>
				<None>1017</None>
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		<infoTable>
			<nameOfIssuer>DOLLAR GEN CORP NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>256677105</cusip>
			<value>7116</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31964</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>31964</None>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
			<cusip>25746U109</cusip>
			<value>1573</value>
			<shrsOrPrnAmt>
				<sshPrnamt>18505</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>15154</Sole>
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				<None>3351</None>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
			<cusip>25746U109</cusip>
			<value>327</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3853</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>240</Sole>
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				<None>3613</None>
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		<infoTable>
			<nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>25746U109</cusip>
			<value>68</value>
			<shrsOrPrnAmt>
				<sshPrnamt>803</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>703</Sole>
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				<None>100</None>
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		<infoTable>
			<nameOfIssuer>DOUBLELINE OPPORTUNISTIC CR</nameOfIssuer>
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			<cusip>258623107</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>378</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>378</None>
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		<infoTable>
			<nameOfIssuer>DOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>260557103</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>142873</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>141510</Sole>
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				<None>1363</None>
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		<infoTable>
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			<value>106</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1666</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1666</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>DOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>159</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2497</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>2471</Sole>
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				<None>26</None>
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		<infoTable>
			<nameOfIssuer>DRAFTKINGS INC</nameOfIssuer>
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				<Shared>0</Shared>
				<None>5825</None>
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		<infoTable>
			<nameOfIssuer>DROPBOX INC</nameOfIssuer>
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			<value>205</value>
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				<sshPrnamt>8805</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>8805</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
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				<sshPrnamt>73503</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>70010</Sole>
				<Shared>0</Shared>
				<None>3493</None>
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		<infoTable>
			<nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
			<cusip>26441C204</cusip>
			<value>389</value>
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				<sshPrnamt>3487</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<Sole>1032</Sole>
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				<None>2455</None>
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		<infoTable>
			<nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
			<cusip>26441C204</cusip>
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				<sshPrnamt>1499</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1426</Sole>
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				<None>73</None>
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		<infoTable>
			<nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>26614N102</cusip>
			<value>480</value>
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				<sshPrnamt>6517</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>6005</Sole>
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				<None>512</None>
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		<infoTable>
			<nameOfIssuer>EASTMAN CHEM CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>277432100</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>19</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>19</None>
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		<infoTable>
			<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
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				<sshPrnamt>104215</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>102776</Sole>
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				<None>1439</None>
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		<infoTable>
			<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
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			<cusip>G29183103</cusip>
			<value>378</value>
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				<sshPrnamt>2496</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>589</Sole>
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		<infoTable>
			<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
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			<cusip>G29183103</cusip>
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				<sshPrnamt>2152</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>2152</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>EATON VANCE ENHANCED EQUITY</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>278277108</cusip>
			<value>737</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>35082</None>
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			<nameOfIssuer>EATON VANCE TAX-MANAGED DIVE</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>27828N102</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>0</Sole>
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				<None>12251</None>
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		<infoTable>
			<nameOfIssuer>ECOLAB INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>663</value>
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				<sshPrnamt>3759</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3660</Sole>
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				<None>99</None>
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		<infoTable>
			<nameOfIssuer>ECOLAB INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>381</value>
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				<sshPrnamt>2155</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>2145</Sole>
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		<infoTable>
			<nameOfIssuer>ECOLAB INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>278865100</cusip>
			<value>39</value>
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				<sshPrnamt>221</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>221</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ECOLAB INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>11</value>
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				<sshPrnamt>61</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>61</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
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			<value>51</value>
			<shrsOrPrnAmt>
				<sshPrnamt>435</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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				<None>435</None>
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		<infoTable>
			<nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
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				<sshPrnamt>223171</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>216204</Sole>
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				<None>6967</None>
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		<infoTable>
			<nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
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			<cusip>291011104</cusip>
			<value>7192</value>
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				<sshPrnamt>73347</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>7936</Sole>
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				<None>65411</None>
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		<infoTable>
			<nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
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			<shrsOrPrnAmt>
				<sshPrnamt>7224</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>7224</Sole>
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		<infoTable>
			<nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
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			<shrsOrPrnAmt>
				<sshPrnamt>190</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>190</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<shrsOrPrnAmt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>15469</Sole>
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				<None>6110</None>
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		<infoTable>
			<nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
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				<sshPrnamt>173689</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>173689</None>
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		<infoTable>
			<nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
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			<shrsOrPrnAmt>
				<sshPrnamt>248</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
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				<None>248</None>
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		<infoTable>
			<nameOfIssuer>ENERGY TRANSFER L P</nameOfIssuer>
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			<value>340</value>
			<shrsOrPrnAmt>
				<sshPrnamt>30375</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>21711</Sole>
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				<None>8664</None>
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		<infoTable>
			<nameOfIssuer>ENERGY TRANSFER L P</nameOfIssuer>
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			<value>244</value>
			<shrsOrPrnAmt>
				<sshPrnamt>21800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>21800</Sole>
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				<None>0</None>
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		<infoTable>
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			<shrsOrPrnAmt>
				<sshPrnamt>1243</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>1172</Sole>
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				<None>71</None>
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		<infoTable>
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				<sshPrnamt>585</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>585</Sole>
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		<infoTable>
			<nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>293792107</cusip>
			<value>118</value>
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				<sshPrnamt>4578</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
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			<value>1170</value>
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				<sshPrnamt>45325</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>45325</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>EOG RES INC</nameOfIssuer>
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			<shrsOrPrnAmt>
				<sshPrnamt>32784</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>29165</Sole>
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				<None>3619</None>
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		<infoTable>
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				<sshPrnamt>61251</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>795</Sole>
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		<infoTable>
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				<sshPrnamt>2693</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>2665</Sole>
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		<infoTable>
			<nameOfIssuer>EOG RES INC</nameOfIssuer>
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			<shrsOrPrnAmt>
				<sshPrnamt>20</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>20</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>EQUINIX INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>199</value>
			<shrsOrPrnAmt>
				<sshPrnamt>268</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>EQUINIX INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>29444U700</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6</None>
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		<infoTable>
			<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30231G102</cusip>
			<value>16559</value>
			<shrsOrPrnAmt>
				<sshPrnamt>200495</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>175760</Sole>
				<Shared>0</Shared>
				<None>24735</None>
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		<infoTable>
			<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30231G102</cusip>
			<value>7570</value>
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				<sshPrnamt>91651</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>30303</Sole>
				<Shared>0</Shared>
				<None>61348</None>
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		<infoTable>
			<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30231G102</cusip>
			<value>4871</value>
			<shrsOrPrnAmt>
				<sshPrnamt>58982</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5850</Sole>
				<Shared>0</Shared>
				<None>53132</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>FB FINL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30257X104</cusip>
			<value>46</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1026</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1026</None>
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		<infoTable>
			<nameOfIssuer>FEDEX CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>31428X106</cusip>
			<value>1470</value>
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				<sshPrnamt>6353</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>2328</Sole>
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				<None>4025</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FEDEX CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>31428X106</cusip>
			<value>891</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3851</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3851</None>
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		<infoTable>
			<nameOfIssuer>FEDEX CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>31428X106</cusip>
			<value>7189</value>
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				<sshPrnamt>31070</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>70</Sole>
				<Shared>0</Shared>
				<None>31000</None>
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		<infoTable>
			<nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>316773100</cusip>
			<value>51</value>
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				<sshPrnamt>1190</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1190</None>
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		<infoTable>
			<nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>33734H106</cusip>
			<value>28</value>
			<shrsOrPrnAmt>
				<sshPrnamt>670</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>670</None>
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		<infoTable>
			<nameOfIssuer>FISERV INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>337738108</cusip>
			<value>961</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9481</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1952</Sole>
				<Shared>0</Shared>
				<None>7529</None>
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		<infoTable>
			<nameOfIssuer>FISERV INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>337738108</cusip>
			<value>5181</value>
			<shrsOrPrnAmt>
				<sshPrnamt>51090</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>190</Sole>
				<Shared>0</Shared>
				<None>50900</None>
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		<infoTable>
			<nameOfIssuer>FLEETCOR TECHNOLOGIES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>339041105</cusip>
			<value>731</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2935</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2935</None>
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		<infoTable>
			<nameOfIssuer>FLEETCOR TECHNOLOGIES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>339041105</cusip>
			<value>5479</value>
			<shrsOrPrnAmt>
				<sshPrnamt>22000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>22000</None>
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		<infoTable>
			<nameOfIssuer>FLOWERS FOODS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>343498101</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>200</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FLOWSERVE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>34354P105</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>27</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>27</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>345370860</cusip>
			<value>467</value>
			<shrsOrPrnAmt>
				<sshPrnamt>27620</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>27620</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FORTINET INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>34959E109</cusip>
			<value>1074</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3143</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3090</Sole>
				<Shared>0</Shared>
				<None>53</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FORTINET INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>34959E109</cusip>
			<value>17</value>
			<shrsOrPrnAmt>
				<sshPrnamt>49</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>49</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FORTIVE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>34959J108</cusip>
			<value>73</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1202</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1202</None>
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		<infoTable>
			<nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>34964C106</cusip>
			<value>625</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8416</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8416</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FOX CORP</nameOfIssuer>
			<titleOfClass>CL A COM</titleOfClass>
			<cusip>35137L105</cusip>
			<value>229</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5814</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5637</Sole>
				<Shared>0</Shared>
				<None>177</None>
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		<infoTable>
			<nameOfIssuer>FOX CORP</nameOfIssuer>
			<titleOfClass>CL A COM</titleOfClass>
			<cusip>35137L105</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>276</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>276</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
			<titleOfClass>CL B</titleOfClass>
			<cusip>35671D857</cusip>
			<value>46</value>
			<shrsOrPrnAmt>
				<sshPrnamt>928</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>928</None>
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		<infoTable>
			<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>369550108</cusip>
			<value>2425</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10056</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8450</Sole>
				<Shared>0</Shared>
				<None>1606</None>
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		<infoTable>
			<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>369550108</cusip>
			<value>11539</value>
			<shrsOrPrnAmt>
				<sshPrnamt>47843</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>47843</None>
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		<infoTable>
			<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>369550108</cusip>
			<value>5</value>
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				<sshPrnamt>20</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>12</Sole>
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				<None>8</None>
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		<infoTable>
			<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
			<cusip>369604301</cusip>
			<value>559</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>5733</Sole>
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				<None>374</None>
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		<infoTable>
			<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
			<cusip>369604301</cusip>
			<value>194</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2125</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
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				<None>2125</None>
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		<infoTable>
			<nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>370334104</cusip>
			<value>1876</value>
			<shrsOrPrnAmt>
				<sshPrnamt>27702</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>26496</Sole>
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				<None>1206</None>
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		<infoTable>
			<nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>370334104</cusip>
			<value>88</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1300</Sole>
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		<infoTable>
			<nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>370334104</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>96</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
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				<None>96</None>
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		<infoTable>
			<nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>37045V100</cusip>
			<value>1493</value>
			<shrsOrPrnAmt>
				<sshPrnamt>34129</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>30227</Sole>
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				<None>3902</None>
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		<infoTable>
			<nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>37045V100</cusip>
			<value>5935</value>
			<shrsOrPrnAmt>
				<sshPrnamt>135692</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>135692</None>
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		<infoTable>
			<nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>372460105</cusip>
			<value>613</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4861</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4760</Sole>
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				<None>101</None>
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		<infoTable>
			<nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>3</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>20</None>
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		<infoTable>
			<nameOfIssuer>GLAXOSMITHKLINE PLC</nameOfIssuer>
			<titleOfClass>SPONSORED ADR</titleOfClass>
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			<value>597</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13707</sshPrnamt>
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				<Sole>13707</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>GLOBANT SA</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>169</value>
			<shrsOrPrnAmt>
				<sshPrnamt>645</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>645</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>GLOBANT SA</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>95</value>
			<shrsOrPrnAmt>
				<sshPrnamt>361</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>361</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>GOLDMAN SACHS ETF TR</nameOfIssuer>
			<titleOfClass>ACTIVEBETA US LG</titleOfClass>
			<cusip>381430503</cusip>
			<value>221</value>
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				<sshPrnamt>2486</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>1241</Sole>
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				<None>1245</None>
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		<infoTable>
			<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>38141G104</cusip>
			<value>1178</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3568</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1597</Sole>
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				<None>1971</None>
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		<infoTable>
			<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>38141G104</cusip>
			<value>599</value>
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				<sshPrnamt>1816</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>1816</None>
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		<infoTable>
			<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>38141G104</cusip>
			<value>6887</value>
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				<sshPrnamt>20863</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>63</Sole>
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				<None>20800</None>
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		<infoTable>
			<nameOfIssuer>HARTFORD FINL SVCS GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>416515104</cusip>
			<value>52</value>
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				<sshPrnamt>720</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Shared>0</Shared>
				<None>720</None>
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		<infoTable>
			<nameOfIssuer>HCA HEALTHCARE INC</nameOfIssuer>
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				<sshPrnamt>66954</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
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				<Sole>64749</Sole>
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				<None>2205</None>
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		<infoTable>
			<nameOfIssuer>HCA HEALTHCARE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>40412C101</cusip>
			<value>22822</value>
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				<sshPrnamt>91065</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>12251</Sole>
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				<None>78814</None>
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		<infoTable>
			<nameOfIssuer>HCA HEALTHCARE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>40412C101</cusip>
			<value>468</value>
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				<sshPrnamt>1867</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1867</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>HCA HEALTHCARE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>40412C101</cusip>
			<value>8</value>
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				<sshPrnamt>31</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>31</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>HEALTHSTREAM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>42222N103</cusip>
			<value>1652</value>
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				<sshPrnamt>82906</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2906</Sole>
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				<None>80000</None>
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		<infoTable>
			<nameOfIssuer>HEALTHSTREAM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>42222N103</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>275</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>275</Sole>
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				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>HENRY JACK &amp; ASSOC INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>426281101</cusip>
			<value>873</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4434</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4216</Sole>
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				<None>218</None>
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		<infoTable>
			<nameOfIssuer>HENRY JACK &amp; ASSOC INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>426281101</cusip>
			<value>22</value>
			<shrsOrPrnAmt>
				<sshPrnamt>110</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>110</Sole>
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				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>HERSHEY CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>427866108</cusip>
			<value>435</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2010</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2010</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>HERSHEY CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>427866108</cusip>
			<value>327</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1510</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1510</None>
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		<infoTable>
			<nameOfIssuer>HESS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>42809H107</cusip>
			<value>48</value>
			<shrsOrPrnAmt>
				<sshPrnamt>445</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>445</None>
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		<infoTable>
			<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>437076102</cusip>
			<value>22474</value>
			<shrsOrPrnAmt>
				<sshPrnamt>75083</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>73052</Sole>
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				<None>2031</None>
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		<infoTable>
			<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>437076102</cusip>
			<value>1528</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5104</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>1188</Sole>
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				<None>3916</None>
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		<infoTable>
			<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>437076102</cusip>
			<value>726</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2427</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2427</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>437076102</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>23</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>23</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>6171</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31715</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>29767</Sole>
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				<None>1948</None>
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		<infoTable>
			<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>5840</value>
			<shrsOrPrnAmt>
				<sshPrnamt>30011</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>7496</Sole>
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				<None>22515</None>
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		<infoTable>
			<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>438516106</cusip>
			<value>375</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1925</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1911</Sole>
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				<None>14</None>
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		<infoTable>
			<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
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			<cusip>438516106</cusip>
			<value>23</value>
			<shrsOrPrnAmt>
				<sshPrnamt>120</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>120</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>HOWARD HUGHES CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>44267D107</cusip>
			<value>1397</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13482</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>13482</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>HOWARD HUGHES CORP</nameOfIssuer>
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			<cusip>44267D107</cusip>
			<value>2160</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20843</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>20843</None>
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		<infoTable>
			<nameOfIssuer>HP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>40434L105</cusip>
			<value>243</value>
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				<sshPrnamt>6697</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3533</Sole>
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				<None>3164</None>
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		<infoTable>
			<nameOfIssuer>HUMANA INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>444859102</cusip>
			<value>210</value>
			<shrsOrPrnAmt>
				<sshPrnamt>482</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>461</Sole>
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				<None>21</None>
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		<infoTable>
			<nameOfIssuer>HUMANA INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>444859102</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>18</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>18</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>452308109</cusip>
			<value>236</value>
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				<sshPrnamt>1129</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>950</Sole>
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				<None>179</None>
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		<infoTable>
			<nameOfIssuer>INTEL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>458140100</cusip>
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				<sshPrnamt>226572</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>217353</Sole>
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				<None>9219</None>
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		<infoTable>
			<nameOfIssuer>INTEL CORP</nameOfIssuer>
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				<sshPrnamt>125454</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>6198</Sole>
				<Shared>0</Shared>
				<None>119256</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTEL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>458140100</cusip>
			<value>571</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11521</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11440</Sole>
				<Shared>0</Shared>
				<None>81</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTEL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>458140100</cusip>
			<value>10</value>
			<shrsOrPrnAmt>
				<sshPrnamt>210</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>210</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>45866F104</cusip>
			<value>537</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4068</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4068</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>45866F104</cusip>
			<value>43</value>
			<shrsOrPrnAmt>
				<sshPrnamt>323</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>323</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>45866F104</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>42</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>42</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>459200101</cusip>
			<value>1940</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14919</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>14342</Sole>
				<Shared>0</Shared>
				<None>577</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>459200101</cusip>
			<value>642</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4938</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>2798</Sole>
				<Shared>0</Shared>
				<None>2140</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>459200101</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>50</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>50</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTERNATIONAL PAPER CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>460146103</cusip>
			<value>211</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4569</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4569</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTUIT</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>461202103</cusip>
			<value>724</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1505</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1371</Sole>
				<Shared>0</Shared>
				<None>134</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTUIT</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>461202103</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>7</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
			<cusip>46120E602</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>9</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
			<titleOfClass>UNIT SER 1</titleOfClass>
			<cusip>46090E103</cusip>
			<value>4656</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12844</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8373</Sole>
				<Shared>0</Shared>
				<None>4471</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
			<titleOfClass>UNIT SER 1</titleOfClass>
			<cusip>46090E103</cusip>
			<value>1083</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2988</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2988</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
			<titleOfClass>S&amp;P 500 TOP 50</titleOfClass>
			<cusip>46137V233</cusip>
			<value>299</value>
			<shrsOrPrnAmt>
				<sshPrnamt>850</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>850</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
			<titleOfClass>S&amp;P500 EQL WGT</titleOfClass>
			<cusip>46137V357</cusip>
			<value>1679</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10648</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>10648</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
			<titleOfClass>S&amp;P500 EQL WGT</titleOfClass>
			<cusip>46137V357</cusip>
			<value>1186</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7523</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7523</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
			<titleOfClass>FTSE RAFI 1500</titleOfClass>
			<cusip>46137V597</cusip>
			<value>297</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1623</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1623</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
			<titleOfClass>FTSE RAFI 1000</titleOfClass>
			<cusip>46137V613</cusip>
			<value>372</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2178</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2178</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
			<titleOfClass>DWA TECHNOLOGY</titleOfClass>
			<cusip>46137V811</cusip>
			<value>213</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1540</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1540</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer>
			<titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
			<cusip>46138E354</cusip>
			<value>213</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3173</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3173</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES GOLD TR</nameOfIssuer>
			<titleOfClass>ISHARES NEW</titleOfClass>
			<cusip>464285204</cusip>
			<value>1470</value>
			<shrsOrPrnAmt>
				<sshPrnamt>39922</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>39922</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>ISHARES GOLD TR</nameOfIssuer>
			<titleOfClass>ISHARES NEW</titleOfClass>
			<cusip>464285204</cusip>
			<value>492</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13352</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>13040</Sole>
				<Shared>0</Shared>
				<None>312</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES GOLD TR</nameOfIssuer>
			<titleOfClass>ISHARES NEW</titleOfClass>
			<cusip>464285204</cusip>
			<value>95</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2571</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2571</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES INC</nameOfIssuer>
			<titleOfClass>MSCI EM ASIA ETF</titleOfClass>
			<cusip>464286426</cusip>
			<value>184</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2488</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2488</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>CORE S&amp;P TTL STK</titleOfClass>
			<cusip>464287150</cusip>
			<value>1035</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10250</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5194</Sole>
				<Shared>0</Shared>
				<None>5056</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>SELECT DIVID ETF</titleOfClass>
			<cusip>464287168</cusip>
			<value>5455</value>
			<shrsOrPrnAmt>
				<sshPrnamt>42573</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>41673</Sole>
				<Shared>0</Shared>
				<None>900</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>SELECT DIVID ETF</titleOfClass>
			<cusip>464287168</cusip>
			<value>1792</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13989</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>13989</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>SELECT DIVID ETF</titleOfClass>
			<cusip>464287168</cusip>
			<value>633</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4939</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4939</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>TIPS BD ETF</titleOfClass>
			<cusip>464287176</cusip>
			<value>80</value>
			<shrsOrPrnAmt>
				<sshPrnamt>644</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>644</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
			<cusip>464287200</cusip>
			<value>8061</value>
			<shrsOrPrnAmt>
				<sshPrnamt>17768</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>17431</Sole>
				<Shared>0</Shared>
				<None>337</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
			<cusip>464287200</cusip>
			<value>4630</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10205</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10205</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
			<cusip>464287200</cusip>
			<value>1647</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3630</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3630</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>CORE US AGGBD ET</titleOfClass>
			<cusip>464287226</cusip>
			<value>1215</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11344</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6962</Sole>
				<Shared>0</Shared>
				<None>4382</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
			<titleOfClass>CORE US AGGBD ET</titleOfClass>
			<cusip>464287226</cusip>
			<value>1028</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9594</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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				<None>85016</None>
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				<sshPrnamt>160</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>160</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>KAYNE ANDERSON ENERGY INFRST</nameOfIssuer>
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			<value>21</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2255</sshPrnamt>
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				<Shared>0</Shared>
				<None>2255</None>
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			<nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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				<sshPrnamt>51910</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>50076</Sole>
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				<None>1834</None>
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		<infoTable>
			<nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer>
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			<cusip>494368103</cusip>
			<value>166</value>
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				<sshPrnamt>1349</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>624</Sole>
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				<None>725</None>
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		<infoTable>
			<nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>494368103</cusip>
			<value>142</value>
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				<sshPrnamt>1153</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>1079</Sole>
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				<None>74</None>
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			<nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer>
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				<sshPrnamt>9054</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>7079</Sole>
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				<None>1975</None>
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		<infoTable>
			<nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>376</None>
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		<infoTable>
			<nameOfIssuer>KKR &amp; CO INC</nameOfIssuer>
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				<sshPrnamt>267</sshPrnamt>
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				<None>267</None>
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		<infoTable>
			<nameOfIssuer>KKR &amp; CO INC</nameOfIssuer>
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			<cusip>48251W104</cusip>
			<value>51</value>
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				<sshPrnamt>877</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>877</None>
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		<infoTable>
			<nameOfIssuer>KKR &amp; CO INC</nameOfIssuer>
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			<cusip>48251W104</cusip>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>46400</Sole>
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				<None>0</None>
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			<nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
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			<cusip>500754106</cusip>
			<value>1</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>20</None>
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				<sshPrnamt>4741</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>1187</None>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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				<sshPrnamt>4571</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>1368</Sole>
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				<None>3203</None>
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		<infoTable>
			<nameOfIssuer>L3HARRIS TECHNOLOGIES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>27</Sole>
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				<None>27610</None>
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		<infoTable>
			<nameOfIssuer>LABORATORY CORP AMER HLDGS</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>3950</None>
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		<infoTable>
			<nameOfIssuer>LABORATORY CORP AMER HLDGS</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>33800</None>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>1263</Sole>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>9</None>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>42253</Sole>
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				<None>481</None>
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		<infoTable>
			<nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
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			<shrsOrPrnAmt>
				<sshPrnamt>413</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>413</Sole>
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		<infoTable>
			<nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
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			<cusip>532457108</cusip>
			<value>200</value>
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				<sshPrnamt>699</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>685</Sole>
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				<None>14</None>
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		<infoTable>
			<nameOfIssuer>LINCOLN NATL CORP IND</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>534187109</cusip>
			<value>1583</value>
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				<sshPrnamt>24222</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>16000</Sole>
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				<None>8222</None>
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		<infoTable>
			<nameOfIssuer>LINCOLN NATL CORP IND</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>534187109</cusip>
			<value>425</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>6500</Sole>
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				<None>0</None>
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		<infoTable>
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				<sshPrnamt>1928</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>1850</Sole>
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				<None>78</None>
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		<infoTable>
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			<shrsOrPrnAmt>
				<sshPrnamt>1146</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>1146</None>
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		<infoTable>
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				<sshPrnamt>54016</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>53248</Sole>
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				<None>768</None>
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		<infoTable>
			<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
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			<cusip>539830109</cusip>
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				<sshPrnamt>2857</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>1112</Sole>
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				<None>1745</None>
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		<infoTable>
			<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
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			<value>5953</value>
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				<sshPrnamt>13487</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>13478</Sole>
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				<None>9</None>
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		<infoTable>
			<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
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			<cusip>539830109</cusip>
			<value>21</value>
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				<sshPrnamt>48</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>48</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>LOWES COS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>548661107</cusip>
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				<sshPrnamt>5014</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>4940</Sole>
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				<None>74</None>
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		<infoTable>
			<nameOfIssuer>LOWES COS INC</nameOfIssuer>
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			<shrsOrPrnAmt>
				<sshPrnamt>1970</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
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		<infoTable>
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			<titleOfClass>COM</titleOfClass>
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			<value>718</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3551</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1551</Sole>
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				<None>2000</None>
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			<nameOfIssuer>MARVELL TECHNOLOGY INC</nameOfIssuer>
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				<Shared>0</Shared>
				<None>52</None>
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		<infoTable>
			<nameOfIssuer>NORFOLK SOUTHN CORP</nameOfIssuer>
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				<None>1961</None>
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		<infoTable>
			<nameOfIssuer>NORFOLK SOUTHN CORP</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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				<None>23</None>
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		<infoTable>
			<nameOfIssuer>NORFOLK SOUTHN CORP</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>10</None>
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		<infoTable>
			<nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>666807102</cusip>
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				<sshPrnamt>1486</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<votingAuthority>
				<Sole>1407</Sole>
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				<None>79</None>
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		<infoTable>
			<nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>666807102</cusip>
			<value>390</value>
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				<sshPrnamt>871</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>871</None>
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		<infoTable>
			<nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>666807102</cusip>
			<value>21</value>
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				<sshPrnamt>47</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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		<infoTable>
			<nameOfIssuer>NUCOR CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>403</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2711</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>1461</None>
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		<infoTable>
			<nameOfIssuer>NUCOR CORP</nameOfIssuer>
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			<value>22</value>
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				<sshPrnamt>150</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</nameOfIssuer>
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			<cusip>67071L106</cusip>
			<value>37</value>
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				<sshPrnamt>2510</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Shared>0</Shared>
				<None>2510</None>
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			<nameOfIssuer>NUVEEN FLOATING RATE INCOME</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>67072T108</cusip>
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				<sshPrnamt>1280</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>1280</None>
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		<infoTable>
			<nameOfIssuer>NUVEEN TAXABLE MUNICPAL INM</nameOfIssuer>
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				<sshPrnamt>2524</sshPrnamt>
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				<None>2524</None>
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		<infoTable>
			<nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer>
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			<value>511</value>
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				<sshPrnamt>1873</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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				<sshPrnamt>1262</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>OLD NATL BANCORP IND</nameOfIssuer>
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			<cusip>680033107</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>3051</None>
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		<infoTable>
			<nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>114437</Sole>
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		<infoTable>
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			<value>82</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>962</Sole>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>3088</Sole>
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		<infoTable>
			<nameOfIssuer>ONEOK INC NEW</nameOfIssuer>
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				<sshPrnamt>2025</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ONEOK INC NEW</nameOfIssuer>
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			<shrsOrPrnAmt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>1475</Sole>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>37696</Sole>
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				<None>5809</None>
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		<infoTable>
			<nameOfIssuer>ORACLE CORP</nameOfIssuer>
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			<value>834</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ORACLE CORP</nameOfIssuer>
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			<value>168</value>
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				<sshPrnamt>2033</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>1927</Sole>
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		<infoTable>
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			<value>18</value>
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				<sshPrnamt>220</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
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		<infoTable>
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				<sshPrnamt>190</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
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				<None>190</None>
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		<infoTable>
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				<None>895</None>
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		<infoTable>
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				<Sole>1496</Sole>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>555</None>
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		<infoTable>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
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				<sshPrnamt>61129</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>3839</Sole>
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		<infoTable>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<votingAuthority>
				<Sole>3093</Sole>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
			<nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
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		<infoTable>
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			<nameOfIssuer>PRINCIPAL EXCHANGE-TRADED FD</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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				<sshPrnamt>10102</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10102</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
			<titleOfClass>US DIVIDEND EQ</titleOfClass>
			<cusip>808524797</cusip>
			<value>306</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3885</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3635</Sole>
				<Shared>0</Shared>
				<None>250</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
			<titleOfClass>INTL EQTY ETF</titleOfClass>
			<cusip>808524805</cusip>
			<value>597</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16246</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>16246</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI MATERIALS</titleOfClass>
			<cusip>81369Y100</cusip>
			<value>311</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3532</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3532</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI HEALTHCARE</titleOfClass>
			<cusip>81369Y209</cusip>
			<value>569</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4157</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4012</Sole>
				<Shared>0</Shared>
				<None>145</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI HEALTHCARE</titleOfClass>
			<cusip>81369Y209</cusip>
			<value>340</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2480</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2480</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI CONS DISCR</titleOfClass>
			<cusip>81369Y407</cusip>
			<value>342</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1850</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1745</Sole>
				<Shared>0</Shared>
				<None>105</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>ENERGY</titleOfClass>
			<cusip>81369Y506</cusip>
			<value>2983</value>
			<shrsOrPrnAmt>
				<sshPrnamt>39020</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>34894</Sole>
				<Shared>0</Shared>
				<None>4126</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>ENERGY</titleOfClass>
			<cusip>81369Y506</cusip>
			<value>272</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3555</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3555</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>FINANCIAL</titleOfClass>
			<cusip>81369Y605</cusip>
			<value>373</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9746</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8926</Sole>
				<Shared>0</Shared>
				<None>820</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>FINANCIAL</titleOfClass>
			<cusip>81369Y605</cusip>
			<value>55</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1434</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1434</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>FINANCIAL</titleOfClass>
			<cusip>81369Y605</cusip>
			<value>116</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3018</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3018</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI INT-INDS</titleOfClass>
			<cusip>81369Y704</cusip>
			<value>53</value>
			<shrsOrPrnAmt>
				<sshPrnamt>514</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>514</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>TECHNOLOGY</titleOfClass>
			<cusip>81369Y803</cusip>
			<value>2066</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13002</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>12775</Sole>
				<Shared>0</Shared>
				<None>227</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>TECHNOLOGY</titleOfClass>
			<cusip>81369Y803</cusip>
			<value>260</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1639</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1639</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
			<titleOfClass>SBI INT-UTILS</titleOfClass>
			<cusip>81369Y886</cusip>
			<value>1277</value>
			<shrsOrPrnAmt>
				<sshPrnamt>17153</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>16903</Sole>
				<Shared>0</Shared>
				<None>250</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>81762P102</cusip>
			<value>5280</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9482</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8633</Sole>
				<Shared>0</Shared>
				<None>849</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>81762P102</cusip>
			<value>5178</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9297</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>434</Sole>
				<Shared>0</Shared>
				<None>8863</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>81762P102</cusip>
			<value>218</value>
			<shrsOrPrnAmt>
				<sshPrnamt>392</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>392</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>81762P102</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>12</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>824348106</cusip>
			<value>945</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3784</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3691</Sole>
				<Shared>0</Shared>
				<None>93</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>824348106</cusip>
			<value>828</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3318</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3318</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>824348106</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>27</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>27</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SNAP ON INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>833034101</cusip>
			<value>3856</value>
			<shrsOrPrnAmt>
				<sshPrnamt>18770</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>18664</Sole>
				<Shared>0</Shared>
				<None>106</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SNAP ON INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>833034101</cusip>
			<value>54</value>
			<shrsOrPrnAmt>
				<sshPrnamt>261</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>261</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SNAP ON INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>833034101</cusip>
			<value>104</value>
			<shrsOrPrnAmt>
				<sshPrnamt>504</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>504</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>835495102</cusip>
			<value>777</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12424</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11824</Sole>
				<Shared>0</Shared>
				<None>600</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SOUTH JERSEY INDS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>838518108</cusip>
			<value>65</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1892</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1892</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SOUTHSTATE CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>840441109</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>176</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>176</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>842587107</cusip>
			<value>6812</value>
			<shrsOrPrnAmt>
				<sshPrnamt>93942</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>90118</Sole>
				<Shared>0</Shared>
				<None>3824</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>842587107</cusip>
			<value>360</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4963</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>840</Sole>
				<Shared>0</Shared>
				<None>4123</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>842587107</cusip>
			<value>375</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5176</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5052</Sole>
				<Shared>0</Shared>
				<None>124</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SOUTHERN COPPER CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>84265V105</cusip>
			<value>452</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5952</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5952</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>844741108</cusip>
			<value>171</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3725</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3725</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
			<titleOfClass>TR UNIT</titleOfClass>
			<cusip>78462F103</cusip>
			<value>73456</value>
			<shrsOrPrnAmt>
				<sshPrnamt>162642</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>157191</Sole>
				<Shared>0</Shared>
				<None>5451</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
			<titleOfClass>TR UNIT</titleOfClass>
			<cusip>78462F103</cusip>
			<value>16956</value>
			<shrsOrPrnAmt>
				<sshPrnamt>37543</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>7</Sole>
				<Shared>0</Shared>
				<None>37536</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
			<titleOfClass>TR UNIT</titleOfClass>
			<cusip>78462F103</cusip>
			<value>2274</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5034</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4960</Sole>
				<Shared>0</Shared>
				<None>74</None>
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		<infoTable>
			<nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
			<titleOfClass>GOLD SHS</titleOfClass>
			<cusip>78463V107</cusip>
			<value>3603</value>
			<shrsOrPrnAmt>
				<sshPrnamt>19943</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>19943</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>SPDR GOLD TR</nameOfIssuer>
			<titleOfClass>GOLD SHS</titleOfClass>
			<cusip>78463V107</cusip>
			<value>415</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2300</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
			<titleOfClass>DJ GLB RL ES ETF</titleOfClass>
			<cusip>78463X749</cusip>
			<value>50</value>
			<shrsOrPrnAmt>
				<sshPrnamt>927</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>927</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
			<titleOfClass>DJ GLB RL ES ETF</titleOfClass>
			<cusip>78463X749</cusip>
			<value>213</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3949</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3949</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
			<cusip>78464A201</cusip>
			<value>273</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3259</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3259</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
			<cusip>78464A201</cusip>
			<value>2525</value>
			<shrsOrPrnAmt>
				<sshPrnamt>30109</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>6124</Sole>
				<Shared>0</Shared>
				<None>23985</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
			<cusip>78464A201</cusip>
			<value>21</value>
			<shrsOrPrnAmt>
				<sshPrnamt>250</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>250</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
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			<cusip>78464A300</cusip>
			<value>365</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4383</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4383</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>S&amp;P 600 SMCP VAL</titleOfClass>
			<cusip>78464A300</cusip>
			<value>2630</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31552</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>6088</Sole>
				<Shared>0</Shared>
				<None>25464</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>PORTFOLIO SHORT</titleOfClass>
			<cusip>78464A474</cusip>
			<value>12968</value>
			<shrsOrPrnAmt>
				<sshPrnamt>430399</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>418999</Sole>
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				<None>11400</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>PORTFOLIO SHORT</titleOfClass>
			<cusip>78464A474</cusip>
			<value>1868</value>
			<shrsOrPrnAmt>
				<sshPrnamt>62010</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>62010</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>PORTFOLIO SHORT</titleOfClass>
			<cusip>78464A474</cusip>
			<value>746</value>
			<shrsOrPrnAmt>
				<sshPrnamt>24772</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>24772</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>S&amp;P DIVID ETF</titleOfClass>
			<cusip>78464A763</cusip>
			<value>1505</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11749</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11619</Sole>
				<Shared>0</Shared>
				<None>130</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>S&amp;P DIVID ETF</titleOfClass>
			<cusip>78464A763</cusip>
			<value>259</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2023</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2023</None>
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		<infoTable>
			<nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
			<titleOfClass>UT SER 1</titleOfClass>
			<cusip>78467X109</cusip>
			<value>7348</value>
			<shrsOrPrnAmt>
				<sshPrnamt>21187</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>21109</Sole>
				<Shared>0</Shared>
				<None>78</None>
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		<infoTable>
			<nameOfIssuer>SPDR DOW JONES INDL AVERAGE</nameOfIssuer>
			<titleOfClass>UT SER 1</titleOfClass>
			<cusip>78467X109</cusip>
			<value>6625</value>
			<shrsOrPrnAmt>
				<sshPrnamt>19102</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>19102</None>
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		<infoTable>
			<nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
			<titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
			<cusip>78467Y107</cusip>
			<value>10087</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20568</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>20128</Sole>
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				<None>440</None>
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		<infoTable>
			<nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
			<titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
			<cusip>78467Y107</cusip>
			<value>1787</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3644</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>2919</Sole>
				<Shared>0</Shared>
				<None>725</None>
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		<infoTable>
			<nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
			<titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
			<cusip>78467Y107</cusip>
			<value>432</value>
			<shrsOrPrnAmt>
				<sshPrnamt>880</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>880</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>BLOOMBERG HIGH Y</titleOfClass>
			<cusip>78468R622</cusip>
			<value>409</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3991</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3991</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR SER TR</nameOfIssuer>
			<titleOfClass>NUVEEN BLMBRG SH</titleOfClass>
			<cusip>78468R739</cusip>
			<value>561</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11845</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>11845</None>
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		<infoTable>
			<nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
			<titleOfClass>COM NEW</titleOfClass>
			<cusip>84860W300</cusip>
			<value>51</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1102</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1102</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>855244109</cusip>
			<value>1271</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13977</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>13460</Sole>
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				<None>517</None>
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		<infoTable>
			<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>855244109</cusip>
			<value>921</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10127</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10127</None>
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		<infoTable>
			<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>855244109</cusip>
			<value>23</value>
			<shrsOrPrnAmt>
				<sshPrnamt>258</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>258</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>85571B105</cusip>
			<value>803</value>
			<shrsOrPrnAmt>
				<sshPrnamt>33223</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>33223</None>
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		<infoTable>
			<nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>863667101</cusip>
			<value>1124</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4204</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3786</Sole>
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				<None>418</None>
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		<infoTable>
			<nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>863667101</cusip>
			<value>161</value>
			<shrsOrPrnAmt>
				<sshPrnamt>603</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>603</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>STRYKER CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>863667101</cusip>
			<value>84</value>
			<shrsOrPrnAmt>
				<sshPrnamt>315</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>315</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SUMMIT FINL GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>86606G101</cusip>
			<value>19</value>
			<shrsOrPrnAmt>
				<sshPrnamt>744</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>744</None>
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		<infoTable>
			<nameOfIssuer>SURGERY PARTNERS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>86881A100</cusip>
			<value>110</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2000</None>
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		<infoTable>
			<nameOfIssuer>SYSCO CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>871829107</cusip>
			<value>773</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9466</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>7968</Sole>
				<Shared>0</Shared>
				<None>1498</None>
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		<infoTable>
			<nameOfIssuer>SYSCO CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>871829107</cusip>
			<value>499</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6108</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>5929</Sole>
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				<None>179</None>
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		<infoTable>
			<nameOfIssuer>SYSCO CORP</nameOfIssuer>
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		<infoTable>
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				<None>567</None>
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		<infoTable>
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			<nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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		<infoTable>
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				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1935</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SPECIALIZED FUNDS</nameOfIssuer>
			<titleOfClass>DIV APP ETF</titleOfClass>
			<cusip>921908844</cusip>
			<value>1594</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9829</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>9829</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SPECIALIZED FUNDS</nameOfIssuer>
			<titleOfClass>DIV APP ETF</titleOfClass>
			<cusip>921908844</cusip>
			<value>27</value>
			<shrsOrPrnAmt>
				<sshPrnamt>169</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>169</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer>
			<titleOfClass>VG TL INTL STK F</titleOfClass>
			<cusip>921909768</cusip>
			<value>280</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4683</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4683</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer>
			<titleOfClass>VG TL INTL STK F</titleOfClass>
			<cusip>921909768</cusip>
			<value>832</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13933</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>13933</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer>
			<titleOfClass>VG TL INTL STK F</titleOfClass>
			<cusip>921909768</cusip>
			<value>323</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5410</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>5410</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
			<titleOfClass>SMLCP 600 GRTH</titleOfClass>
			<cusip>921932794</cusip>
			<value>417</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1932</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1932</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
			<titleOfClass>SMLLCP 600 IDX</titleOfClass>
			<cusip>921932828</cusip>
			<value>6074</value>
			<shrsOrPrnAmt>
				<sshPrnamt>30674</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>30674</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
			<titleOfClass>SMLLCP 600 IDX</titleOfClass>
			<cusip>921932828</cusip>
			<value>1208</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6101</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>6101</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>INTERMED TERM</titleOfClass>
			<cusip>921937819</cusip>
			<value>7432</value>
			<shrsOrPrnAmt>
				<sshPrnamt>90741</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>90741</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>INTERMED TERM</titleOfClass>
			<cusip>921937819</cusip>
			<value>1962</value>
			<shrsOrPrnAmt>
				<sshPrnamt>23966</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>21226</Sole>
				<Shared>0</Shared>
				<None>2740</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>INTERMED TERM</titleOfClass>
			<cusip>921937819</cusip>
			<value>238</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2908</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2908</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>SHORT TRM BOND</titleOfClass>
			<cusip>921937827</cusip>
			<value>3377</value>
			<shrsOrPrnAmt>
				<sshPrnamt>43352</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>42250</Sole>
				<Shared>0</Shared>
				<None>1102</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>SHORT TRM BOND</titleOfClass>
			<cusip>921937827</cusip>
			<value>1014</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13020</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>13020</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer>
			<titleOfClass>TOTAL BND MRKT</titleOfClass>
			<cusip>921937835</cusip>
			<value>21</value>
			<shrsOrPrnAmt>
				<sshPrnamt>270</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>270</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD TAX-MANAGED INTL FD</nameOfIssuer>
			<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
			<cusip>921943858</cusip>
			<value>25741</value>
			<shrsOrPrnAmt>
				<sshPrnamt>535936</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>497159</Sole>
				<Shared>0</Shared>
				<None>38777</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD TAX-MANAGED INTL FD</nameOfIssuer>
			<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
			<cusip>921943858</cusip>
			<value>15305</value>
			<shrsOrPrnAmt>
				<sshPrnamt>318669</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>37546</Sole>
				<Shared>0</Shared>
				<None>281123</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD TAX-MANAGED INTL FD</nameOfIssuer>
			<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
			<cusip>921943858</cusip>
			<value>949</value>
			<shrsOrPrnAmt>
				<sshPrnamt>19761</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>19761</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
			<titleOfClass>HIGH DIV YLD</titleOfClass>
			<cusip>921946406</cusip>
			<value>11411</value>
			<shrsOrPrnAmt>
				<sshPrnamt>101657</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>101534</Sole>
				<Shared>0</Shared>
				<None>123</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
			<titleOfClass>HIGH DIV YLD</titleOfClass>
			<cusip>921946406</cusip>
			<value>24</value>
			<shrsOrPrnAmt>
				<sshPrnamt>215</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>215</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
			<titleOfClass>HIGH DIV YLD</titleOfClass>
			<cusip>921946406</cusip>
			<value>204</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1820</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1820</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
			<titleOfClass>INTL DVD ETF</titleOfClass>
			<cusip>921946810</cusip>
			<value>30</value>
			<shrsOrPrnAmt>
				<sshPrnamt>384</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>384</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
			<titleOfClass>INTL DVD ETF</titleOfClass>
			<cusip>921946810</cusip>
			<value>1116</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14116</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>14116</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
			<titleOfClass>ALLWRLD EX US</titleOfClass>
			<cusip>922042775</cusip>
			<value>3038</value>
			<shrsOrPrnAmt>
				<sshPrnamt>52746</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>52746</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
			<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
			<cusip>922042858</cusip>
			<value>13761</value>
			<shrsOrPrnAmt>
				<sshPrnamt>298318</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>283528</Sole>
				<Shared>0</Shared>
				<None>14790</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
			<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
			<cusip>922042858</cusip>
			<value>7421</value>
			<shrsOrPrnAmt>
				<sshPrnamt>160881</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>14523</Sole>
				<Shared>0</Shared>
				<None>146358</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
			<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
			<cusip>922042858</cusip>
			<value>536</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11616</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>11616</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
			<titleOfClass>FTSE EUROPE ETF</titleOfClass>
			<cusip>922042874</cusip>
			<value>445</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7145</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7145</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>SHRT TRM CORP BD</titleOfClass>
			<cusip>92206C409</cusip>
			<value>13794</value>
			<shrsOrPrnAmt>
				<sshPrnamt>176645</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>172345</Sole>
				<Shared>0</Shared>
				<None>4300</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>SHRT TRM CORP BD</titleOfClass>
			<cusip>92206C409</cusip>
			<value>16037</value>
			<shrsOrPrnAmt>
				<sshPrnamt>205368</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>5490</Sole>
				<Shared>0</Shared>
				<None>199878</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>SHRT TRM CORP BD</titleOfClass>
			<cusip>92206C409</cusip>
			<value>1061</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13584</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>13584</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>VNG RUS1000GRW</titleOfClass>
			<cusip>92206C680</cusip>
			<value>2330</value>
			<shrsOrPrnAmt>
				<sshPrnamt>32657</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>32657</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>VNG RUS1000GRW</titleOfClass>
			<cusip>92206C680</cusip>
			<value>647</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9068</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>9068</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>VNG RUS1000VAL</titleOfClass>
			<cusip>92206C714</cusip>
			<value>230</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3161</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3161</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>VNG RUS1000VAL</titleOfClass>
			<cusip>92206C714</cusip>
			<value>791</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10868</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>10868</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>VNG RUS1000IDX</titleOfClass>
			<cusip>92206C730</cusip>
			<value>311</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1500</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>LG-TERM COR BD</titleOfClass>
			<cusip>92206C813</cusip>
			<value>405</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4326</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4326</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>INT-TERM CORP</titleOfClass>
			<cusip>92206C870</cusip>
			<value>5905</value>
			<shrsOrPrnAmt>
				<sshPrnamt>68622</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>64622</Sole>
				<Shared>0</Shared>
				<None>4000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>INT-TERM CORP</titleOfClass>
			<cusip>92206C870</cusip>
			<value>389</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4525</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>4525</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
			<titleOfClass>INT-TERM CORP</titleOfClass>
			<cusip>92206C870</cusip>
			<value>398</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4623</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>4623</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer>
			<titleOfClass>TAX EXEMPT BD</titleOfClass>
			<cusip>922907746</cusip>
			<value>6831</value>
			<shrsOrPrnAmt>
				<sshPrnamt>132506</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>125804</Sole>
				<Shared>0</Shared>
				<None>6702</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer>
			<titleOfClass>TAX EXEMPT BD</titleOfClass>
			<cusip>922907746</cusip>
			<value>29541</value>
			<shrsOrPrnAmt>
				<sshPrnamt>573047</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>573047</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer>
			<titleOfClass>TAX EXEMPT BD</titleOfClass>
			<cusip>922907746</cusip>
			<value>36</value>
			<shrsOrPrnAmt>
				<sshPrnamt>705</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>705</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
			<cusip>922908363</cusip>
			<value>88705</value>
			<shrsOrPrnAmt>
				<sshPrnamt>213660</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>211321</Sole>
				<Shared>0</Shared>
				<None>2339</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
			<cusip>922908363</cusip>
			<value>60409</value>
			<shrsOrPrnAmt>
				<sshPrnamt>145503</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>145503</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
			<cusip>922908363</cusip>
			<value>931</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2243</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2243</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>MCAP GR IDXVIP</titleOfClass>
			<cusip>922908538</cusip>
			<value>859</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3855</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3855</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>REAL ESTATE ETF</titleOfClass>
			<cusip>922908553</cusip>
			<value>8812</value>
			<shrsOrPrnAmt>
				<sshPrnamt>81320</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>80217</Sole>
				<Shared>0</Shared>
				<None>1103</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>REAL ESTATE ETF</titleOfClass>
			<cusip>922908553</cusip>
			<value>518</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4779</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>2120</Sole>
				<Shared>0</Shared>
				<None>2659</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>REAL ESTATE ETF</titleOfClass>
			<cusip>922908553</cusip>
			<value>143</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1321</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1321</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>SML CP GRW ETF</titleOfClass>
			<cusip>922908595</cusip>
			<value>12710</value>
			<shrsOrPrnAmt>
				<sshPrnamt>51222</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>51037</Sole>
				<Shared>0</Shared>
				<None>185</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>SML CP GRW ETF</titleOfClass>
			<cusip>922908595</cusip>
			<value>172</value>
			<shrsOrPrnAmt>
				<sshPrnamt>692</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>692</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>SML CP GRW ETF</titleOfClass>
			<cusip>922908595</cusip>
			<value>270</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1087</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>1087</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>SM CP VAL ETF</titleOfClass>
			<cusip>922908611</cusip>
			<value>11727</value>
			<shrsOrPrnAmt>
				<sshPrnamt>66652</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>66213</Sole>
				<Shared>0</Shared>
				<None>439</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>SM CP VAL ETF</titleOfClass>
			<cusip>922908611</cusip>
			<value>407</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2311</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2311</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>MID CAP ETF</titleOfClass>
			<cusip>922908629</cusip>
			<value>14142</value>
			<shrsOrPrnAmt>
				<sshPrnamt>59459</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>57726</Sole>
				<Shared>0</Shared>
				<None>1733</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>MID CAP ETF</titleOfClass>
			<cusip>922908629</cusip>
			<value>200</value>
			<shrsOrPrnAmt>
				<sshPrnamt>843</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>843</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>MID CAP ETF</titleOfClass>
			<cusip>922908629</cusip>
			<value>714</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3004</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>3004</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>GROWTH ETF</titleOfClass>
			<cusip>922908736</cusip>
			<value>28089</value>
			<shrsOrPrnAmt>
				<sshPrnamt>97669</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>97602</Sole>
				<Shared>0</Shared>
				<None>67</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>GROWTH ETF</titleOfClass>
			<cusip>922908736</cusip>
			<value>41</value>
			<shrsOrPrnAmt>
				<sshPrnamt>142</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>142</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>GROWTH ETF</titleOfClass>
			<cusip>922908736</cusip>
			<value>2537</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8822</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>8822</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>VALUE ETF</titleOfClass>
			<cusip>922908744</cusip>
			<value>705</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4769</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>2775</Sole>
				<Shared>0</Shared>
				<None>1994</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>VALUE ETF</titleOfClass>
			<cusip>922908744</cusip>
			<value>1146</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7754</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>7754</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>SMALL CP ETF</titleOfClass>
			<cusip>922908751</cusip>
			<value>205</value>
			<shrsOrPrnAmt>
				<sshPrnamt>964</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>964</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>TOTAL STK MKT</titleOfClass>
			<cusip>922908769</cusip>
			<value>25671</value>
			<shrsOrPrnAmt>
				<sshPrnamt>112757</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>112630</Sole>
				<Shared>0</Shared>
				<None>127</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
			<titleOfClass>TOTAL STK MKT</titleOfClass>
			<cusip>922908769</cusip>
			<value>596</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2617</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2617</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
			<titleOfClass>CL A COM</titleOfClass>
			<cusip>922475108</cusip>
			<value>262</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1231</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>819</Sole>
				<Shared>0</Shared>
				<None>412</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
			<titleOfClass>CL A COM</titleOfClass>
			<cusip>922475108</cusip>
			<value>70</value>
			<shrsOrPrnAmt>
				<sshPrnamt>330</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>330</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>92343V104</cusip>
			<value>8969</value>
			<shrsOrPrnAmt>
				<sshPrnamt>176078</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1</otherManager>
			<votingAuthority>
				<Sole>169204</Sole>
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		<infoTable>
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		<infoTable>
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