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  <xs:element id="pnfp_A2018EquityIncentivePlanMember" abstract="true" name="A2018EquityIncentivePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_A2018PlanMember" abstract="true" name="A2018PlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsAcquisitionsinPeriod" abstract="false" name="SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsAcquisitionsinPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="pnfp_RemainingShareBasedCompensationonUnvestedRestrictedStockAwards" abstract="false" name="RemainingShareBasedCompensationonUnvestedRestrictedStockAwards" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_WeightedAverageRemainingPeriodofSharebasedCompensationExpense" abstract="false" name="WeightedAverageRemainingPeriodofSharebasedCompensationExpense" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="pnfp_TimeBasedAwardsMember" abstract="true" name="TimeBasedAwardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_OutsideDirectorAwardsMember" abstract="true" name="OutsideDirectorAwardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_AssociatesMember" abstract="true" name="AssociatesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingVestingPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsOutstandingVestingPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="pnfp_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsSharesWithheldForTaxesByAssociatesLeadershipTeamAndDirectors" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsSharesWithheldForTaxesByAssociatesLeadershipTeamAndDirectors" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="pnfp_RestrictedStockUnitsMember" abstract="true" name="RestrictedStockUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_A2022RestrictedStockUnitsMember" abstract="true" name="A2022RestrictedStockUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_PerformanceUnitAwardsMember" abstract="true" name="PerformanceUnitAwardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_A2023PerformanceUnitAwardsMember" abstract="true" name="A2023PerformanceUnitAwardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_A2022PerformanceUnitAwardsMember" abstract="true" name="A2022PerformanceUnitAwardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_A2022SpecialPerformanceUnitAwardMember" abstract="true" name="A2022SpecialPerformanceUnitAwardMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_A2021PerformanceUnitAwardsMember" abstract="true" name="A2021PerformanceUnitAwardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_A2020PerformanceUnitAwardMember" abstract="true" name="A2020PerformanceUnitAwardMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_A2019PerformanceUnitAwardMember" abstract="true" name="A2019PerformanceUnitAwardMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_A2024PerformanceUnitAwardMember" abstract="true" name="A2024PerformanceUnitAwardMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_A2024RestrictedStockUnitsMember" abstract="true" name="A2024RestrictedStockUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_A2025PerformanceUnitAwardMember" abstract="true" name="A2025PerformanceUnitAwardMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_SeniorExecutiveOfficersMember" abstract="true" name="SeniorExecutiveOfficersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_LeadershipTeamMember" abstract="true" name="LeadershipTeamMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_Tranche2019Member" abstract="true" name="Tranche2019Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_Tranche2020Member" abstract="true" name="Tranche2020Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_Tranche2021Member" abstract="true" name="Tranche2021Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_Tranche2022Member" abstract="true" name="Tranche2022Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_Tranche20212023Member" abstract="true" name="Tranche20212023Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_Tranche20222024Member" abstract="true" name="Tranche20222024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_Tranche20232025Member" abstract="true" name="Tranche20232025Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_Tranche20242026Member" abstract="true" name="Tranche20242026Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_Tranche20252027Member" abstract="true" name="Tranche20252027Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsRestrictionsLapsedAndSharesReleasedToAssociatesAndDirectors" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsRestrictionsLapsedAndSharesReleasedToAssociatesAndDirectors" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="pnfp_ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardHoldingPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="pnfp_PayFixedAndReceiveVariableSwapsMember" abstract="true" name="PayFixedAndReceiveVariableSwapsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_PayVariableAndReceiveFixedSwapsMember" abstract="true" name="PayVariableAndReceiveFixedSwapsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_LossProtectionFee" abstract="false" name="LossProtectionFee" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="pnfp_HedgedItemAxis" abstract="true" name="HedgedItemAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="pnfp_HedgedItemDomain" abstract="true" name="HedgedItemDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_HedgedInterestRateTypeAxis" abstract="true" name="HedgedInterestRateTypeAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="pnfp_HedgedInterestRateTypeDomain" abstract="true" name="HedgedInterestRateTypeDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_FederalFundsRateMember" abstract="true" name="FederalFundsRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_SecuredOvernightFinancingRateMember" abstract="true" name="SecuredOvernightFinancingRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_ForecastedNotionalAmountOfInterestRateDerivatives" abstract="false" name="ForecastedNotionalAmountOfInterestRateDerivatives" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_FairValueHedgingAdjustment" abstract="false" name="FairValueHedgingAdjustment" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_WeightedAverageRemainingMaturityDerivative" abstract="false" name="WeightedAverageRemainingMaturityDerivative" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="pnfp_TerminatedNotionalAmountOfInterestRateDerivatives" abstract="false" name="TerminatedNotionalAmountOfInterestRateDerivatives" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_TerminatedFairValueAmountOfInterestRateDerivatives" abstract="false" name="TerminatedFairValueAmountOfInterestRateDerivatives" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_GainLossOnFairValueHedgesToBeRecognizedInEarnings" abstract="false" name="GainLossOnFairValueHedgesToBeRecognizedInEarnings" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_DerivativeTypeOfInterestReceived" abstract="false" name="DerivativeTypeOfInterestReceived" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="pnfp_DerivativeTypeOfInterestRatePaidOnSwap1" abstract="false" name="DerivativeTypeOfInterestRatePaidOnSwap1" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="pnfp_UnitedStatesTreasurySecuritiesFairValueDisclosure" abstract="false" name="UnitedStatesTreasurySecuritiesFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_UnitedStatesGovernmentAgencySecuritiesFairValueDisclosure" abstract="false" name="UnitedStatesGovernmentAgencySecuritiesFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_StatesAndMunicipalSecuritiesFairValueDisclosure" abstract="false" name="StatesAndMunicipalSecuritiesFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_AgencyBackedSecuritiesFairValueDisclosure" abstract="false" name="AgencyBackedSecuritiesFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_CorporatenotesandotherFairValueDisclosure" abstract="false" name="CorporatenotesandotherFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_FairValueAssetsAndLiabilitiesMeasuredOnNonRecurringBasisAbstract" abstract="true" name="FairValueAssetsAndLiabilitiesMeasuredOnNonRecurringBasisAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="pnfp_FinancingReceivableCollateralDependent" abstract="false" name="FinancingReceivableCollateralDependent" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_Depositsandsecuritiessoldunderagreementstorepurchasefairvaluedisclosure" abstract="false" name="Depositsandsecuritiessoldunderagreementstorepurchasefairvaluedisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_NumberOfPrecedingYears" abstract="false" name="NumberOfPrecedingYears" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="pnfp_DepositaryShares" abstract="false" name="DepositaryShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="pnfp_PreferredStockDividendPerDepositaryShare" abstract="false" name="PreferredStockDividendPerDepositaryShare" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="pnfp_ComplianceWithRegulatoryCapitalRequirementsAbstract" abstract="true" name="ComplianceWithRegulatoryCapitalRequirementsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="pnfp_RegulatoryMinimumToBeWellCapitalizedAmountAbstract" abstract="true" name="RegulatoryMinimumToBeWellCapitalizedAmountAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="pnfp_RegulatoryMinimumToBeWellCapitalizedRatioAbstract" abstract="true" name="RegulatoryMinimumToBeWellCapitalizedRatioAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="pnfp_TrustPreferredSecuritiesSubjectToMandatoryRedemptionOneMember" abstract="true" name="TrustPreferredSecuritiesSubjectToMandatoryRedemptionOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_TrustPreferredSecuritiesSubjectToMandatoryRedemptionTwoMember" abstract="true" name="TrustPreferredSecuritiesSubjectToMandatoryRedemptionTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_TrustPreferredSecuritiesSubjectToMandatoryRedemptionThreeMember" abstract="true" name="TrustPreferredSecuritiesSubjectToMandatoryRedemptionThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_TrustPreferredSecuritiesSubjectToMandatoryRedemptionFourMember" abstract="true" name="TrustPreferredSecuritiesSubjectToMandatoryRedemptionFourMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_TrustPreferredSecuritiesSubjecttoMandatoryRedemptionFiveMember" abstract="true" name="TrustPreferredSecuritiesSubjecttoMandatoryRedemptionFiveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_TrustPreferredSecuritiesSubjecttoMandatoryRedemptionSixMember" abstract="true" name="TrustPreferredSecuritiesSubjecttoMandatoryRedemptionSixMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_TrustPreferredSecuritiesSubjecttoMandatoryRedemptionSevenMember" abstract="true" name="TrustPreferredSecuritiesSubjecttoMandatoryRedemptionSevenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_TrustPreferredSecuritiesSubjecttoMandatoryRedemptionEightMember" abstract="true" name="TrustPreferredSecuritiesSubjecttoMandatoryRedemptionEightMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_TrustPreferredSecuritiesSubjecttoMandatoryRedemptionNineMember" abstract="true" name="TrustPreferredSecuritiesSubjecttoMandatoryRedemptionNineMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_TrustPreferredSecuritiesSubjecttoMandatoryRedemptionTenMember" abstract="true" name="TrustPreferredSecuritiesSubjecttoMandatoryRedemptionTenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_TrustPreferredSecuritiesSubjecttoMandatoryRedemptionElevenMember" abstract="true" name="TrustPreferredSecuritiesSubjecttoMandatoryRedemptionElevenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_TrustPreferredSecuritiesSubjecttoMandatoryRedemptionTwelveMember" abstract="true" name="TrustPreferredSecuritiesSubjecttoMandatoryRedemptionTwelveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_PinnacleFinancialNotes2019Member" abstract="true" name="PinnacleFinancialNotes2019Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="pnfp_NumberOfWhollyOwnedSubsidiaries" abstract="false" name="NumberOfWhollyOwnedSubsidiaries" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
</xs:schema>
