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GOODWILL AND OTHER INTANGIBLE ASSETS (Tables) | 6 Months Ended
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Jun. 30, 2025
Goodwill and Intangible Assets Disclosure [Abstract] |
Schedule of Indefinite-Lived Intangible Assets |
| June 30, 2025 |  | December 31, 2024
(in thousands) | Gross Carrying Amount |  | Accumulated Amortization |  | Net Carrying Amount |  | Gross Carrying Amount |  | Accumulated Amortization |  | Net Carrying Amount
Definite-lived intangible assets: |  |  |  |  |  |  |  |  |  |  |
Contracts and related customer relationships | $ | 6,489,356 |  |  | $ | (3,732,974) |  |  | $ | 2,756,382 |  |  | $ | 6,158,349 |  |  | $ | (3,464,926) |  |  | $ | 2,693,423 |
Dealer relationships | 1,518,020 |  |  | (736,869) |  |  | 781,151 |  |  | 1,518,020 |  |  | (697,324) |  |  | 820,696 |
Other | 209,773 |  |  | (204,469) |  |  | 5,304 |  |  | 209,773 |  |  | (202,793) |  |  | 6,980 |
Total definite-lived intangible assets | 8,217,149 |  |  | (4,674,312) |  |  | 3,542,837 |  |  | 7,886,142 |  |  | (4,365,043) |  |  | 3,521,099 |
Indefinite-lived intangible assets: |  |  |  |  |  |  |  |  |  |  |
Trade name | 1,333,000 |  |  | — |  |  | 1,333,000 |  |  | 1,333,000 |  |  | — |  |  | 1,333,000 |
Intangible assets | $ | 9,550,149 |  |  | $ | (4,674,312) |  |  | $ | 4,875,837 |  |  | $ | 9,219,142 |  |  | $ | (4,365,043) |  |  | $ | 4,854,099 |
Schedule of Finite-Lived Intangible Assets |
| June 30, 2025 |  | December 31, 2024
(in thousands) | Gross Carrying Amount |  | Accumulated Amortization |  | Net Carrying Amount |  | Gross Carrying Amount |  | Accumulated Amortization |  | Net Carrying Amount
Definite-lived intangible assets: |  |  |  |  |  |  |  |  |  |  |
Contracts and related customer relationships | $ | 6,489,356 |  |  | $ | (3,732,974) |  |  | $ | 2,756,382 |  |  | $ | 6,158,349 |  |  | $ | (3,464,926) |  |  | $ | 2,693,423 |
Dealer relationships | 1,518,020 |  |  | (736,869) |  |  | 781,151 |  |  | 1,518,020 |  |  | (697,324) |  |  | 820,696 |
Other | 209,773 |  |  | (204,469) |  |  | 5,304 |  |  | 209,773 |  |  | (202,793) |  |  | 6,980 |
Total definite-lived intangible assets | 8,217,149 |  |  | (4,674,312) |  |  | 3,542,837 |  |  | 7,886,142 |  |  | (4,365,043) |  |  | 3,521,099 |
Indefinite-lived intangible assets: |  |  |  |  |  |  |  |  |  |  |
Trade name | 1,333,000 |  |  | — |  |  | 1,333,000 |  |  | 1,333,000 |  |  | — |  |  | 1,333,000 |
Intangible assets | $ | 9,550,149 |  |  | $ | (4,674,312) |  |  | $ | 4,875,837 |  |  | $ | 9,219,142 |  |  | $ | (4,365,043) |  |  | $ | 4,854,099 |
The change in the net carrying amount of contracts and related customer relationships during the period was as follows:
(in thousands) |
Balance as of December 31, 2024 | $ | 2,693,423 |
Customer contract additions, net of dealer charge-backs(1) | 331,007 |
Amortization | (268,048) |
Balance as of June 30, 2025 | $ | 2,756,382 |
________________ (1) The weighted-average amortization period for customer contract additions was approximately 15 years.
Schedule of Finite-Lived Intangible Assets, Amortization Expense | Definite-Lived Intangible Asset Amortization Expense
|  | Three Months Ended June 30, |  | Six Months Ended June 30,
(in thousands) |  | 2025 |  | 2024 |  | 2025 |  | 2024
Definite-lived intangible asset amortization expense |  | $ | 154,593 |  |  | $ | 150,644 |  |  | $ | 309,269 |  |  | $ | 301,542 |

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