0000875357-00-000012 11-K 2 19991231 20000628 BOK FINANCIAL CORP ET AL 0000875357 6021 731373454 OK 1231 11-K 34 000-19341 662707 BANK OF OKLAHOMA TOWER PO BOX 2300 TULSA OK 74192 9185886416 BANK OF OKLAHOMA TOWER P O BOX 2300 TULSA OK 74192 11-K 1 0001.txt THRIFT PLAN FOR SALARIED EMPLOYEES EX-23 2 0002.txt CONSENT ON ERNST & YOUNG LLP