Fees and Commissions Revenue Fees and Commissions Rvenue (Tables)

9 Months Ended

Sep. 30, 2023

Revenue from Contract with Customer [Abstract]

Disaggregation of Fees and Commissions Revenue [Table Text Block]

Fees and commissions revenue by reportable segment and primary service line is as follows for the three months ended September 30, 2023 (in thousands):


	Commercial		Consumer		Wealth Management		Funds Management & Other		Consolidated		Out of Scope1		In Scope2
Trading revenue	$	—	$	—	$	34,461	$	(1)	$	34,460	$	34,460	$	—
Customer hedging revenue	7,403		—		(141)		(407)		6,855		6,855		—
Retail brokerage revenue	—		—		4,357		—		4,357		—		4,357
Insurance brokerage revenue	—		—		2,703		—		2,703		—		2,703
Investment banking revenue	4,508		—		9,428		1		13,937		3,823		10,114
Brokerage and trading revenue	11,911		—		50,808		(407)		62,312		45,138		17,174
TransFund EFT network revenue	21,038		875		(18)		1		21,896		—		21,896
Merchant services revenue	2,430		8		—		—		2,438		—		2,438
Corporate card revenue	1,768		—		179		106		2,053		—		2,053
Transaction card revenue	25,236		883		161		107		26,387		—		26,387
Personal trust revenue	—		—		22,890		(1)		22,889		—		22,889
Corporate trust revenue	—		—		8,713		—		8,713		—		8,713
Institutional trust & retirement plan services revenue	—		—		16,883		—		16,883		—		16,883
Investment management services and other revenue	—		—		3,769		2		3,771		—		3,771
Fiduciary and asset management revenue	—		—		52,255		1		52,256		—		52,256
Commercial account service charge revenue	13,687		524		496		2		14,709		—		14,709
Overdraft fee revenue	26		5,427		39		—		5,492		—		5,492
Check card revenue	—		5,926		—		2		5,928		—		5,928
Automated service charge and other deposit fee revenue	285		1,255		10		(3)		1,547		—		1,547
Deposit service charges and fees	13,998		13,132		545		1		27,676		—		27,676
Mortgage production revenue	—		(1,887)		—		—		(1,887)		(1,887)		—
Mortgage servicing revenue	—		15,861		—		(618)		15,243		15,243		—
Mortgage banking revenue	—		13,974		—		(618)		13,356		13,356		—
Other revenue	6,713		2,726		19,845		(13,419)		15,865		9,236		6,629
Total fees and commissions revenue	$	57,858	$	30,715	$	123,614	$	(14,335)	$	197,852	$	67,730	$	130,122

1 Out of scope revenue generally relates to financial instruments or contractual rights and obligations within the scope of other applicable accounting guidance.

2 In scope revenue represents revenue subject to FASB ASC Topic 606, Revenue from Contracts with Customers.

Fees and commissions revenue by reportable segment and primary service line is as follows for the nine months ended September 30, 2023 (in thousands):



	Commercial		Consumer		Wealth Management		Funds Management & Other		Consolidated		Out of Scope1		In Scope2
Trading revenue	$	—	$	—	$	98,980	$	(1)	$	98,979	$	98,979	$	—
Customer hedging revenue	26,729		—		(200)		2,322		28,851		28,851		—
Retail brokerage revenue	—		—		11,522		—		11,522		—		11,522
Insurance brokerage revenue	—		—		8,866		—		8,866		—		8,866
Investment banking revenue	11,720		—		19,775		1		31,496		10,873		20,623
Brokerage and trading revenue	38,449		—		138,943		2,322		179,714		138,703		41,011
TransFund EFT network revenue	62,020		2,690		(52)		5		64,663		—		64,663
Merchant services revenue	7,074		26		—		—		7,100		—		7,100
Corporate card revenue	5,387		—		540		321		6,248		—		6,248
Transaction card revenue	74,481		2,716		488		326		78,011		—		78,011
Personal trust revenue	—		—		71,732		(1)		71,731		—		71,731
Corporate trust revenue	—		—		23,574		—		23,574		—		23,574
Institutional trust & retirement plan services revenue	—		—		43,843		—		43,843		—		43,843
Investment management services and other revenue	—		—		16,782		(20)		16,762		—		16,762
Fiduciary and asset management revenue	—		—		155,931		(21)		155,910		—		155,910
Commercial account service charge revenue	39,922		1,553		1,461		—		42,936		—		42,936
Overdraft fee revenue	83		15,321		101		1		15,506		—		15,506
Check card revenue	—		17,540		—		2		17,542		—		17,542
Automated service charge and other deposit fee revenue	789		3,801		172		(2)		4,760		—		4,760
Deposit service charges and fees	40,794		38,215		1,734		1		80,744		—		80,744
Mortgage production revenue	—		(2,804)		—		—		(2,804)		(2,804)		—
Mortgage servicing revenue	—		47,412		—		(1,744)		45,668		45,668		—
Mortgage banking revenue	—		44,608		—		(1,744)		42,864		42,864		—
Other revenue	19,673		8,118		58,479		(39,185)		47,085		25,963		21,122
Total fees and commissions revenue	$	173,397	$	93,657	$	355,575	$	(38,301)	$	584,328	$	207,530	$	376,798

1 Out of scope revenue generally relates to financial instruments or contractual rights and obligations within the scope of other applicable accounting guidance.

2 In scope revenue represents revenue subject to FASB ASC Topic 606, Revenue from Contracts with Customers.

Fees and commissions revenue by reportable segment and primary service line is as follows for the three months ended September 30, 2022 (in thousands):


	Commercial		Consumer		Wealth Management		Funds Management & Other		Consolidated		Out of Scope1		In Scope2
Trading revenue	$	—	$	—	$	26,463	$	—	$	26,463	$	26,463	$	—
Customer hedging revenue	8,169		—		257		4,753		13,179		13,179		—
Retail brokerage revenue	—		—		3,839		(1)		3,838		—		3,838
Insurance brokerage revenue	—		—		3,254		—		3,254		—		3,254
Investment banking revenue	6,348		—		7,924		—		14,272		5,990		8,282
Brokerage and trading revenue	14,517		—		41,737		4,752		61,006		45,632		15,374
TransFund EFT network revenue	21,243		910		(19)		2		22,136		—		22,136
Merchant services revenue	1,917		8		—		—		1,925		—		1,925
Corporate card revenue	1,711		—		99		103		1,913		—		1,913
Transaction card revenue	24,871		918		80		105		25,974		—		25,974
Personal trust revenue	—		—		23,927		—		23,927		—		23,927
Corporate trust revenue	—		—		6,513		—		6,513		—		6,513
Institutional trust & retirement plan services revenue	—		—		13,019		(1)		13,018		—		13,018
Investment management services and other revenue	—		—		6,817		(85)		6,732		—		6,732
Fiduciary and asset management revenue	—		—		50,276		(86)		50,190		—		50,190
Commercial account service charge revenue	13,361		473		480		—		14,314		—		14,314
Overdraft fee revenue	29		6,936		19		3		6,987		—		6,987
Check card revenue	—		5,944		—		(2)		5,942		—		5,942
Automated service charge and other deposit fee revenue	201		1,205		54		—		1,460		—		1,460
Deposit service charges and fees	13,591		14,558		553		1		28,703		—		28,703
Mortgage production revenue	—		(2,406)		—		—		(2,406)		(2,406)		—
Mortgage servicing revenue	—		14,206		—		(518)		13,688		13,688		—
Mortgage banking revenue	—		11,800		—		(518)		11,282		11,282		—
Other revenue	5,168		2,954		20,467		(13,110)		15,479		4,227		11,252
Total fees and commissions revenue	$	58,147	$	30,230	$	113,113	$	(8,856)	$	192,634	$	61,141	$	131,493

1 Out of scope revenue generally relates to financial instruments or contractual rights and obligations within the scope of other applicable accounting guidance.

2 In scope revenue represents revenue subject to FASB ASC Topic 606, Revenue from Contracts with Customers.

Fees and commissions revenue by reportable segment and primary service line is as follows for the nine months ended September 30, 2022 (in thousands):



	Commercial		Consumer		Wealth Management		Funds Management & Other		Consolidated		Out of Scope1		In Scope2
Trading revenue	$	—	$	—	$	(15,594)	$	—	$	(15,594)	$	(15,594)	$	—
Customer hedging revenue	28,888		—		1,379		6,983		37,250		37,250		—
Retail brokerage revenue	—		—		12,707		(1)		12,706		—		12,706
Insurance brokerage revenue	—		—		9,810		—		9,810		—		9,810
Investment banking revenue	16,775		—		17,023		—		33,798		15,461		18,337
Brokerage and trading revenue	45,663		—		25,325		6,982		77,970		37,117		40,853
TransFund EFT network revenue	59,763		2,708		(55)		5		62,421		—		62,421
Merchant services revenue	9,425		28		—		—		9,453		—		9,453
Corporate card revenue	4,681		—		276		299		5,256		—		5,256
Transaction card revenue	73,869		2,736		221		304		77,130		—		77,130
Personal trust revenue	—		—		73,551		—		73,551		—		73,551
Corporate trust revenue	—		—		16,947		—		16,947		—		16,947
Institutional trust & retirement plan services revenue	—		—		39,009		—		39,009		—		39,009
Investment management services and other revenue	—		—		17,050		(130)		16,920		—		16,920
Fiduciary and asset management revenue	—		—		146,557		(130)		146,427		—		146,427
Commercial account service charge revenue	40,283		1,392		1,516		—		43,191		—		43,191
Overdraft fee revenue	89		19,673		63		4		19,829		—		19,829
Check card revenue	—		17,502		—		—		17,502		—		17,502
Automated service charge and other deposit fee revenue	245		3,373		65		2		3,685		—		3,685
Deposit service charges and fees	40,617		41,940		1,644		6		84,207		—		84,207
Mortgage production revenue	—		2,145		—		—		2,145		2,145		—
Mortgage servicing revenue	—		38,650		—		(1,495)		37,155		37,155		—
Mortgage banking revenue	—		40,795		—		(1,495)		39,300		39,300		—
Other revenue	14,843		8,837		51,160		(36,232)		38,608		19,402		19,206
Total fees and commissions revenue	$	174,992	$	94,308	$	224,907	$	(30,565)	$	463,642	$	95,819	$	367,823

1 Out of scope revenue generally relates to financial instruments or contractual rights and obligations within the scope of other applicable accounting guidance.

2 In scope revenue represents revenue subject to FASB ASC Topic 606, Revenue from Contracts with Customers.