Fees and Commissions Revenue Fees and Commissions Rvenue (Tables)

9 Months Ended

Sep. 30, 2024

Revenue from Contract with Customer [Abstract]

Disaggregation of Fees and Commissions Revenue [Table Text Block]

Fees and commissions revenue by reportable segment and primary service line is as follows for the three months ended September 30, 2024 (in thousands):


	Commercial		Consumer		Wealth Management		Funds Management & Other		Consolidated		Out of Scope1		In Scope2
Trading revenue	$	—	$	—	$	23,642	$	—	$	23,642	$	23,642	$	—
Customer hedging revenue	3,835		—		2,812		780		7,427		7,427		—
Retail brokerage revenue	—		—		4,924		—		4,924		—		4,924

Investment banking revenue	3,988		—		10,410		—		14,398		3,630		10,768
Brokerage and trading revenue	7,823		—		41,788		780		50,391		34,699		15,692
TransFund EFT network revenue	23,111		779		(21)		5		23,874		—		23,874
Merchant services revenue	2,461		8		—		—		2,469		—		2,469
Corporate card revenue	1,927		—		134		91		2,152		—		2,152
Transaction card revenue	27,499		787		113		96		28,495		—		28,495
Personal trust revenue	—		—		25,014		—		25,014		—		25,014
Corporate trust revenue	—		—		9,091		—		9,091		—		9,091
Institutional trust & retirement plan services revenue	—		—		17,057		(1)		17,056		—		17,056
Investment management services and other revenue	—		—		6,223		—		6,223		—		6,223
Fiduciary and asset management revenue	—		—		57,385		(1)		57,384		—		57,384
Commercial account service charge revenue	15,768		550		578		—		16,896		—		16,896
Overdraft fee revenue	30		5,805		41		—		5,876		—		5,876
Check card revenue	—		6,154		—		—		6,154		—		6,154
Automated service charge and other deposit fee revenue	257		1,187		80		—		1,524		—		1,524
Deposit service charges and fees	16,055		13,696		699		—		30,450		—		30,450
Mortgage production revenue	—		1,563		—		—		1,563		1,563		—
Mortgage servicing revenue	—		17,573		—		(764)		16,809		16,809		—
Mortgage banking revenue	—		19,136		—		(764)		18,372		18,372		—
Other revenue	4,488		3,080		12,472		(2,638)		17,402		10,382		7,020
Total fees and commissions revenue	$	55,865	$	36,699	$	112,457	$	(2,527)	$	202,494	$	63,453	$	139,041

1 Out of scope revenue generally relates to financial instruments or contractual rights and obligations within the scope of other applicable accounting guidance.

2 In scope revenue represents revenue subject to FASB ASC Topic 606, Revenue from Contracts with Customers.

Fees and commissions revenue by reportable segment and primary service line is as follows for the nine months ended September 30, 2024 (in thousands):



	Commercial		Consumer		Wealth Management		Funds Management & Other		Consolidated		Out of Scope1		In Scope2
Trading revenue	$	—	$	—	$	88,794	$	—	$	88,794	$	88,794	$	—
Customer hedging revenue	10,986		—		7,879		1,652		20,517		20,517		—
Retail brokerage revenue	—		—		14,455		—		14,455		—		14,455

Investment banking revenue	11,913		—		26,908		—		38,821		10,666		28,155
Brokerage and trading revenue	22,899		—		138,036		1,652		162,587		119,977		42,610
TransFund EFT network revenue	65,460		2,381		(58)		5		67,788		—		67,788
Merchant services revenue	7,143		25		—		—		7,168		—		7,168
Corporate card revenue	5,533		—		474		271		6,278		—		6,278
Transaction card revenue	78,136		2,406		416		276		81,234		—		81,234
Personal trust revenue	—		—		76,129		—		76,129		—		76,129
Corporate trust revenue	—		—		26,997		—		26,997		—		26,997
Institutional trust & retirement plan services revenue	—		—		49,723		—		49,723		—		49,723
Investment management services and other revenue	—		—		17,416		—		17,416		—		17,416
Fiduciary and asset management revenue	—		—		170,265		—		170,265		—		170,265
Commercial account service charge revenue	46,063		1,633		1,727		—		49,423		—		49,423
Overdraft fee revenue	93		16,573		103		—		16,769		—		16,769
Check card revenue	—		17,873		—		—		17,873		—		17,873
Automated service charge and other deposit fee revenue	785		3,612		245		—		4,642		—		4,642
Deposit service charges and fees	46,941		39,691		2,075		—		88,707		—		88,707
Mortgage production revenue	—		7,457		—		—		7,457		7,457		—
Mortgage servicing revenue	—		50,652		—		(2,142)		48,510		48,510		—
Mortgage banking revenue	—		58,109		—		(2,142)		55,967		55,967		—
Other revenue	12,239		8,952		33,577		(10,443)		44,325		26,695		17,630
Total fees and commissions revenue	$	160,215	$	109,158	$	344,369	$	(10,657)	$	603,085	$	202,639	$	400,446

1 Out of scope revenue generally relates to financial instruments or contractual rights and obligations within the scope of other applicable accounting guidance.

2 In scope revenue represents revenue subject to FASB ASC Topic 606, Revenue from Contracts with Customers.

Fees and commissions revenue by reportable segment and primary service line is as follows for the three months ended September 30, 2023 (in thousands):


	Commercial		Consumer		Wealth Management		Funds Management & Other		Consolidated		Out of Scope1		In Scope2
Trading revenue	$	—	$	—	$	34,461	$	(1)	$	34,460	$	34,460	$	—
Customer hedging revenue	7,403		—		(141)		(407)		6,855		6,855		—
Retail brokerage revenue	—		—		4,357		—		4,357		—		4,357
Insurance brokerage revenue	—		—		2,703		—		2,703		—		2,703
Investment banking revenue	4,508		—		9,428		1		13,937		3,823		10,114
Brokerage and trading revenue	11,911		—		50,808		(407)		62,312		45,138		17,174
TransFund EFT network revenue	21,038		875		(18)		1		21,896		—		21,896
Merchant services revenue	2,430		8		—		—		2,438		—		2,438
Corporate card revenue	1,768		—		179		106		2,053		—		2,053
Transaction card revenue	25,236		883		161		107		26,387		—		26,387
Personal trust revenue	—		—		22,890		(1)		22,889		—		22,889
Corporate trust revenue	—		—		8,713		—		8,713		—		8,713
Institutional trust & retirement plan services revenue	—		—		16,883		—		16,883		—		16,883
Investment management services and other revenue	—		—		3,769		2		3,771		—		3,771
Fiduciary and asset management revenue	—		—		52,255		1		52,256		—		52,256
Commercial account service charge revenue	13,687		524		496		2		14,709		—		14,709
Overdraft fee revenue	26		5,427		39		—		5,492		—		5,492
Check card revenue	—		5,926		—		2		5,928		—		5,928
Automated service charge and other deposit fee revenue	285		1,255		10		(3)		1,547		—		1,547
Deposit service charges and fees	13,998		13,132		545		1		27,676		—		27,676
Mortgage production revenue	—		(1,887)		—		—		(1,887)		(1,887)		—
Mortgage servicing revenue	—		15,861		—		(618)		15,243		15,243		—
Mortgage banking revenue	—		13,974		—		(618)		13,356		13,356		—
Other revenue	6,713		2,726		19,845		(13,419)		15,865		9,236		6,629
Total fees and commissions revenue	$	57,858	$	30,715	$	123,614	$	(14,335)	$	197,852	$	67,730	$	130,122

1 Out of scope revenue generally relates to financial instruments or contractual rights and obligations within the scope of other applicable accounting guidance.

2 In scope revenue represents revenue subject to FASB ASC Topic 606, Revenue from Contracts with Customers.

Fees and commissions revenue by reportable segment and primary service line is as follows for the nine months ended September 30, 2023 (in thousands):



	Commercial		Consumer		Wealth Management		Funds Management & Other		Consolidated		Out of Scope1		In Scope2
Trading revenue	$	—	$	—	$	98,980	$	(1)	$	98,979	$	98,979	$	—
Customer hedging revenue	26,729		—		(200)		2,322		28,851		28,851		—
Retail brokerage revenue	—		—		11,522		—		11,522		—		11,522
Insurance brokerage revenue	—		—		8,866		—		8,866		—		8,866
Investment banking revenue	11,720		—		19,775		1		31,496		10,873		20,623
Brokerage and trading revenue	38,449		—		138,943		2,322		179,714		138,703		41,011
TransFund EFT network revenue	62,020		2,690		(52)		5		64,663		—		64,663
Merchant services revenue	7,074		26		—		—		7,100		—		7,100
Corporate card revenue	5,387		—		540		321		6,248		—		6,248
Transaction card revenue	74,481		2,716		488		326		78,011		—		78,011
Personal trust revenue	—		—		71,732		(1)		71,731		—		71,731
Corporate trust revenue	—		—		23,574		—		23,574		—		23,574
Institutional trust & retirement plan services revenue	—		—		43,843		—		43,843		—		43,843
Investment management services and other revenue	—		—		16,782		(20)		16,762		—		16,762
Fiduciary and asset management revenue	—		—		155,931		(21)		155,910		—		155,910
Commercial account service charge revenue	39,922		1,553		1,461		—		42,936		—		42,936
Overdraft fee revenue	83		15,321		101		1		15,506		—		15,506
Check card revenue	—		17,540		—		2		17,542		—		17,542
Automated service charge and other deposit fee revenue	789		3,801		172		(2)		4,760		—		4,760
Deposit service charges and fees	40,794		38,215		1,734		1		80,744		—		80,744
Mortgage production revenue	—		(2,804)		—		—		(2,804)		(2,804)		—
Mortgage servicing revenue	—		47,412		—		(1,744)		45,668		45,668		—
Mortgage banking revenue	—		44,608		—		(1,744)		42,864		42,864		—
Other revenue	19,673		8,118		58,479		(39,185)		47,085		25,963		21,122
Total fees and commissions revenue	$	173,397	$	93,657	$	355,575	$	(38,301)	$	584,328	$	207,530	$	376,798

1 Out of scope revenue generally relates to financial instruments or contractual rights and obligations within the scope of other applicable accounting guidance.

2 In scope revenue represents revenue subject to FASB ASC Topic 606, Revenue from Contracts with Customers.