XML 64 R54.htm IDEA: XBRL DOCUMENT v3.25.3
Reportable Segments (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Segment Reporting Information [Line Items]        
Net interest income from external sources $ 337,646 $ 308,119 $ 982,063 $ 897,712
Net interest income (expense) from internal sources 0 0 0 0
Net interest income 337,646 308,119 982,063 897,712
Provision for credit losses 2,000 2,000 2,000 18,000
Net interest income after provision for credit losses 335,646 306,119 980,063 879,712
Noninterest Income 210,709 208,192 603,848 629,597
Personnel 226,347 206,821 655,243 600,564
Other Cost and Expense, Operating 143,423 [1] 134,204 [2] 416,559 [3] 417,535 [4]
Noninterest Expense 369,770 341,025 1,071,802 1,018,099
Corporate Expense Allocations 0 [5] 0 [6] 0 [7] 0 [8]
Net income before taxes 176,585 173,286 512,109 491,210
Assets, Average Outstanding 51,692,076 51,157,035 51,657,894 50,794,596
Operating Segments [Member]        
Segment Reporting Information [Line Items]        
Net interest income from external sources 272,232 285,582 801,219 858,137
Net interest income (expense) from internal sources 9,042 20,476 38,851 42,870
Net interest income 281,274 306,058 840,070 901,007
Provision for credit losses 4,019 291 6,716 13,625
Net interest income after provision for credit losses 277,255 305,767 833,354 887,382
Noninterest Income 209,081 204,306 606,243 614,860
Personnel 150,351 139,880 434,252 409,011
Other Cost and Expense, Operating 97,901 [1] 90,668 [2] 271,540 [3] 267,530 [4]
Noninterest Expense 248,252 230,548 705,792 676,541
Corporate Expense Allocations 47,171 [5] 43,766 [6] 142,185 [7] 138,102 [8]
Net income before taxes 190,913 235,759 591,620 687,599
Assets, Average Outstanding 41,360,101 40,620,333 41,178,228 40,672,641
Operating Segments [Member] | Commercial [Member]        
Segment Reporting Information [Line Items]        
Net interest income from external sources 239,835 273,934 707,023 834,275
Net interest income (expense) from internal sources (60,638) (66,324) (173,742) (218,914)
Net interest income 179,197 207,610 533,281 615,361
Provision for credit losses 2,609 (1,329) 2,786 8,965
Net interest income after provision for credit losses 176,588 208,939 530,495 606,396
Noninterest Income 61,745 59,482 181,698 164,359
Personnel 51,638 48,740 150,621 141,401
Other Cost and Expense, Operating 29,601 [1] 30,490 [2] 87,899 [3] 85,745 [4]
Noninterest Expense 81,239 79,230 238,520 227,146
Corporate Expense Allocations 17,277 [5] 17,010 [6] 53,492 [7] 52,519 [8]
Net income before taxes 139,817 172,181 420,181 491,090
Assets, Average Outstanding 21,722,491 21,881,574 21,481,669 21,831,765
Operating Segments [Member] | Consumer [Member]        
Segment Reporting Information [Line Items]        
Net interest income from external sources 16,141 5,955 38,344 19,291
Net interest income (expense) from internal sources 42,310 59,308 135,473 175,271
Net interest income 58,451 65,263 173,817 194,562
Provision for credit losses 1,413 1,779 3,948 4,834
Net interest income after provision for credit losses 57,038 63,484 169,869 189,728
Noninterest Income 35,820 32,367 113,043 106,132
Personnel 25,681 24,616 77,045 73,868
Other Cost and Expense, Operating 38,361 [1] 33,163 [2] 99,709 [3] 92,486 [4]
Noninterest Expense 64,042 57,779 176,754 166,354
Corporate Expense Allocations 14,326 [5] 13,298 [6] 44,800 [7] 40,862 [8]
Net income before taxes 14,490 24,774 61,358 88,644
Assets, Average Outstanding 8,372,125 8,172,256 8,295,564 8,069,881
Operating Segments [Member] | Wealth Management [Member]        
Segment Reporting Information [Line Items]        
Net interest income from external sources 16,256 5,693 55,852 4,571
Net interest income (expense) from internal sources 27,370 27,492 77,120 86,513
Net interest income 43,626 33,185 132,972 91,084
Provision for credit losses (3) (159) (18) (174)
Net interest income after provision for credit losses 43,629 33,344 132,990 91,258
Noninterest Income 111,516 112,457 311,502 344,369
Personnel 73,032 66,524 206,586 193,742
Other Cost and Expense, Operating 29,939 [1] 27,015 [2] 83,932 [3] 89,299 [4]
Noninterest Expense 102,971 93,539 290,518 283,041
Corporate Expense Allocations 15,568 [5] 13,458 [6] 43,893 [7] 44,721 [8]
Net income before taxes 36,606 38,804 110,081 107,865
Assets, Average Outstanding 11,265,485 10,566,503 11,400,995 10,770,995
Funds Management and Other [Member]        
Segment Reporting Information [Line Items]        
Net interest income from external sources 65,414 22,537 180,844 39,575
Net interest income (expense) from internal sources (9,042) (20,476) (38,851) (42,870)
Net interest income 56,372 2,061 141,993 (3,295)
Provision for credit losses (2,019) 1,709 (4,716) 4,375
Net interest income after provision for credit losses 58,391 352 146,709 (7,670)
Noninterest Income 1,628 3,886 (2,395) 14,737
Personnel 75,996 66,941 220,991 191,553
Other Cost and Expense, Operating 45,522 [1] 43,536 [2] 145,019 [3] 150,005 [4]
Noninterest Expense 121,518 110,477 366,010 341,558
Corporate Expense Allocations (47,171) [5] (43,766) [6] (142,185) [7] (138,102) [8]
Net income before taxes (14,328) (62,473) (79,511) (196,389)
Assets, Average Outstanding $ 10,331,975 $ 10,536,702 $ 10,479,666 $ 10,121,955
[1] Non-personnel expense includes other segment items comprised of Business promotion, Charitable contributions to BOKF Foundation, Professional fees and services, Net occupancy and equipment, FDIC and other insurance, Data processing and communications, Printing, postage, and supplies, Amortization of intangible assets, Mortgage banking costs, and other miscellaneous expenses.
[2] Non-personnel expense includes other segment items comprised of Business promotion, Charitable contributions to BOKF Foundation, Professional fees and services, Net occupancy and equipment, FDIC and other insurance, Data processing and communications, Printing, postage, and supplies, Amortization of intangible assets, Mortgage banking costs, and other miscellaneous expenses.
[3] Non-personnel expense includes other segment items comprised of Business promotion, Charitable contributions to BOKF Foundation, Professional fees and services, Net occupancy and equipment, FDIC and other insurance, Data processing and communications, Printing, postage, and supplies, Amortization of intangible assets, Mortgage banking costs, and other miscellaneous expenses.
[4] Non-personnel expense includes other segment items comprised of Business promotion, Charitable contributions to BOKF Foundation, Professional fees and services, Net occupancy and equipment, FDIC and other insurance, Data processing and communications, Printing, postage, and supplies, Amortization of intangible assets, Mortgage banking costs, and other miscellaneous expenses.
[5] Corporate allocations include centrally managed operational and administrative expenses that are allocated to segments.
[6] Corporate allocations include centrally managed operational and administrative expenses that are allocated to segments.
Reportable segments reconciliation to the Consolidated Financial Statements for the nine months ended September 30, 2024 is as follows (in thousands):
[7] Corporate allocations include centrally managed operational and administrative expenses that are allocated to segments.
[8] Corporate allocations include centrally managed operational and administrative expenses that are allocated to segments.