<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>4
<FILENAME>ex23.txt
<DESCRIPTION>CONSENT OF KPMG LLP
<TEXT>


Exhibit 23.1
--------------



                              Accountants' Consent
                              --------------------


The Board of Directors
Synovus Financial Corp.:

We consent to the use of our report incorporated herein by reference and to the
reference to our firm under the heading "Experts" in the prospectus.

Our report refers to a change in the method of accounting for derivative
instruments and hedging activities in 2001.

/s/KPMG
KPMG

Atlanta, Georgia
June 13, 2002


</TEXT>
</DOCUMENT>
