<SEC-DOCUMENT>0000018349-19-000051.txt : 20190603
<SEC-HEADER>0000018349-19-000051.hdr.sgml : 20190603
<ACCEPTANCE-DATETIME>20190603080044
ACCESSION NUMBER:		0000018349-19-000051
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20190603
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20190603
DATE AS OF CHANGE:		20190603

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SYNOVUS FINANCIAL CORP
		CENTRAL INDEX KEY:			0000018349
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				581134883
		STATE OF INCORPORATION:			GA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-10312
		FILM NUMBER:		19872165

	BUSINESS ADDRESS:	
		STREET 1:		1111 BAY AVENUE
		STREET 2:		STE 500
		CITY:			COLUMBUS
		STATE:			GA
		ZIP:			31901
		BUSINESS PHONE:		7066495292

	MAIL ADDRESS:	
		STREET 1:		1111 BAY AVENUE
		STREET 2:		STE 500
		CITY:			COLUMBUS
		STATE:			GA
		ZIP:			31901

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CB&T BANCSHARES INC
		DATE OF NAME CHANGE:	19890912
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>snv8-k5x31x2019.htm
<DESCRIPTION>8-K
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2019 Workiva -->
		<title>Document</title>
	</head>
	<body style="font-family:Times New Roman;font-size:10pt;">
<div><a name="s19ee54c1055d46c9837e4451b588ce04"></a></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;-sec-extract:summary;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">SECURITIES AND EXCHANGE COMMISSION</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Washington, D.C. 20549</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Form 8-K</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">CURRENT REPORT</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pursuant to Section 13 or 15(d) of</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">the Securities Exchange Act of 1934</font></div><div style="line-height:120%;text-align:justify;text-indent:192px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">June 3, 2019 (June 3, 2019)</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Date of Report</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Date of earliest event reported)</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Synovus Financial Corp.</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Exact Name of Registrant as Specified in its Charter)</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:97.4609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:32%;"></td><td style="width:35%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Georgia</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(State of incorporation)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">1-10312     </font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Commission File Number)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">58-1134883</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(IRS Employer Identification No.)</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">1111 Bay Avenue, Suite 500, Columbus, Georgia 31901</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Address of principal executive offices) (Zip Code)</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">(706)  649-2311</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Registrant&#8217;s telephone number, including area code)</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">________________________________________________</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Former name or former address, if changed since last report)</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:78px;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:Wingdings;font-size:10pt;">o</font><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></div><div style="line-height:120%;text-align:left;padding-left:78px;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:Wingdings;font-size:10pt;">o</font><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></div><div style="line-height:120%;text-align:left;padding-left:78px;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:Wingdings;font-size:10pt;">o</font><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font></div><div style="line-height:120%;padding-bottom:13px;text-align:left;padding-left:78px;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:Wingdings;font-size:10pt;">o</font><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font></div><div style="line-height:120%;padding-bottom:9px;padding-top:4px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Securities registered pursuant to Section&#160;12(b) of the Act:</font></div><div style="line-height:120%;text-align:center;font-size:8pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:95.5078125%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:53%;"></td><td style="width:15%;"></td><td style="width:32%;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Title of each class</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Trading Symbol</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;text-decoration:underline;">Name of each exchange on which registered</font></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:2px;text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Common Stock, $1.00 Par Value</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:2px;text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">SNV</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:2px;text-align:center;padding-left:13px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">New York Stock Exchange</font></div></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series D</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:2px;text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">SNV-PD</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:2px;text-align:center;padding-left:13px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">New York Stock Exchange</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167; 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167; 240.12b-2 of this chapter).</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Emerging growth company </font><font style="font-family:Wingdings;font-size:10pt;">o</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Wingdings;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </font><font style="font-family:Wingdings;font-size:10pt;">o</font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:Wingdings;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:78px;text-indent:-78px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.21875%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:12%;"></td><td style="width:1%;"></td><td style="width:87%;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Item&#160;5.02</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">On June 3, 2019, Synovus Financial Corp. (the &#8220;Company&#8221;) announced the appointment of Jamie Gregory as the Company&#8217;s Executive Vice President and Chief Financial Officer, effective June 24, 2019.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Mr. Gregory, age 43, has more than 20 years in the commercial banking industry, most recently serving as Executive Vice President and Head of Corporate Financial Strategy at Regions Financial Corporation, a financial services organization headquartered in Birmingham, Alabama (&#8220;Regions&#8221;).  Prior to his role as Executive Vice President and Head of Corporate Financial Strategy, Mr. Gregory served as Executive Vice President and Head of Finance and Corporate Development at Regions from 2015-2019, Executive Vice President and Head of Corporate Development and Profitability from 2013-2015, Assistant Treasurer from 2010-2013 and Chief Investment Officer from 2009-2013.  Prior to joining Regions, Mr. Gregory was a Senior Vice President and Portfolio Manager at Wachovia Bank.  Mr. Gregory holds a bachelor&#8217;s degree in Economics from North Carolina State University and a MBA from Duke University Fuqua School of Business.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pursuant to Mr. Gregory&#8217;s offer of employment from the Company, he will receive the following compensation: (1) an annual base salary of $475,000; (2) a $200,000 signing bonus (subject to certain repayment provisions); (3) commencing with fiscal year 2019, participation in the Company&#8217;s annual incentive program, which provides cash awards to the Company&#8217;s executive officers and other key employees based on the achievement of goals established annually by the Company&#8217;s Compensation Committee, with an initial target award of 75% of base salary, and a guaranteed minimum payout of $365,250 for fiscal year 2019; (4) a one-time restricted stock unit award with a value (calculated as of his date of hire) of approximately $300,000, which award will vest in equal parts over three years; (5) participation in the Company&#8217;s long-term incentive compensation programs, including equity plans, upon terms and in amounts established by the Company&#8217;s Compensation Committee, with an initial target annual award value of $500,000; (6) assistance in connection with his relocation to the Columbus, Georgia area (subject to certain repayment provisions); and (7) participation in the Company&#8217;s health and welfare, 401(k) and other employee and executive benefits plans in accordance with their terms. Upon the commencement of his employment, the Company will also enter into a change in control agreement with Mr. Gregory upon terms substantially similar to those with other senior executives of the Company.  The summary of material terms of the Company&#8217;s standard change in control agreement is incorporated by reference from pages 49-50 of the Company&#8217;s proxy statement, which was filed with the SEC on March 12, 2019.  Mr. Gregory will not be entering into an employment agreement with the Company. </font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">No family relationships exist between Mr. Gregory and any of the Company&#8217;s directors or other executive officers. There are no arrangements between Mr. Gregory and any other person pursuant to which Mr. Gregory was selected as an officer, nor are there any transactions to which the Company is or was a participant and in which Mr. Gregory has a material interest subject to disclosure under Item 404(a) of Regulation S-K.  </font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Effective June 24, 2019, Kevin S. Blair will resign from his position as Interim Chief Financial Officer; however, he will remain employed by the Company as Senior Executive Vice President and Chief Operating Officer.</font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The Company issued a press release on June 3, 2019, announcing Mr. Gregory&#8217;s appointment as Chief Financial Officer, as well as Mr. Blair&#8217;s resignation from such position.  A copy of that press release is filed as Exhibit 99.1 to this Current Report on Form 8-K.</font></div><div style="line-height:120%;text-align:left;padding-left:78px;text-indent:-78px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:77.9296875%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"></td></tr><tr><td style="width:12%;"></td><td style="width:1%;"></td><td style="width:14%;"></td><td style="width:3%;"></td><td style="width:70%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Item 9.01</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Financial Statements and Exhibits</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(d)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Exhibits</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Exhibit No.</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Description</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:8px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">99.1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;-sec-extract:exhibit;" href="exhibit991jgpr.htm"><font style="font-family:inherit;font-size:10pt;">Press Release issued on June 3, 2019, by Synovus Financial Corp.</font></a></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;</font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;text-decoration:underline;">SIGNATURES </font></div><div style="line-height:120%;padding-top:16px;text-align:justify;text-indent:32px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized. </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.609375%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td style="width:49%;"></td><td style="width:51%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">SYNOVUS FINANCIAL CORP.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Date: June 3, 2019</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">By: </font><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">/s/ Allan E. Kamensky</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Name: Allan E. Kamensky</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Title: Executive Vice President, General Counsel</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;and Secretary</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div>	</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>exhibit991jgpr.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2019 Workiva -->
		<title>Exhibit</title>
	</head>
	<body style="font-family:Times New Roman;font-size:10pt;">
<div><a name="s055d328d5a3948898f4818f47cfff43e"></a></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Exhibit 99.1</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;"><img src="prlogo121218a01.gif" alt="prlogo121218a01.gif" style="height:85px;width:682px;"></div><div style="line-height:120%;text-align:left;font-size:12pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:25.1953125%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td style="width:35%;"></td><td style="width:65%;"></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;text-decoration:underline;">For Immediate Release</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:6px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Contact:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Lee Underwood</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Media Relations</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(706) 644-0528</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:inherit;font-size:14pt;font-weight:bold;">Jamie Gregory Named Chief Financial Officer of Synovus</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">COLUMBUS, GA., June 3, 2019</font><font style="font-family:inherit;font-size:12pt;">&#32;- Synovus Financial Corp (NYSE: SNV) today announced the appointment of Jamie Gregory as executive vice president and chief financial officer (CFO), effective June 24. He currently serves as executive vice president and head of corporate financial strategy for Regions Financial Corporation. Gregory succeeds Kevin Blair, who has served as acting CFO since Decem</font><font style="font-family:inherit;font-size:12pt;color:#2c2c2c;">ber 2018, when he was appointed chief operating officer of Synovus</font><font style="font-family:inherit;font-size:12pt;">.  </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#8220;Jamie is a highly regarded industry executive with a long history of leading the most critical aspects of corporate finance,&#8221; said Kessel D. Stelling, chairman and CEO of Synovus. &#8220;His background and expertise will bring added strength and perspective to our company as we focus on growth and performance in a competitive industry. Jamie will also be a great cultural fit because of his deep appreciation for our local, relationship-centered delivery model, our team members, and our commitment to serving communities. We are truly excited to welcome him to the team.&#8221;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Gregory joined Regions in 2009 and served as chief investment officer, assistant treasurer, head of corporate development and profitability, and head of finance and corporate development before being named head of corporate financial strategy earlier this year. Before joining Regions, Gregory was with Wachovia for 10 years, where he held a number of corporate investment and portfolio management positions. Gregory&#8217;s community service includes the Mountain Brook Planning Commission, where he serves as secretary, and on the boards of directors of The Literary Council and Jones Valley Teaching Farm. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Gregory earned a B.A. in Economics from North Carolina State University and an MBA from Duke University&#8217;s Fuqua School of Business.  </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Synovus Financial Corp</font><font style="font-family:inherit;font-size:11pt;">. is a financial services company based in Columbus, Georgia, with approximately $47 billion in assets. Synovus provides commercial and retail banking, investment, and mortgage services through 297 branches in Georgia, Alabama, South Carolina, Florida, and Tennessee. Synovus Bank, a wholly owned subsidiary of Synovus, was named one of </font><font style="font-family:inherit;font-size:11pt;font-style:italic;">American Banker&#8217;s </font><font style="font-family:inherit;font-size:11pt;">&#8220;Best Banks to Work For&#8221; in 2018 and has been recognized as one of the country&#8217;s 10 &#8220;Most Reputable Banks&#8221; by </font><font style="font-family:inherit;font-size:11pt;font-style:italic;">American Banker</font><font style="font-family:inherit;font-size:11pt;">&#32;and the Reputation Institute for four consecutive years. Synovus is on the web at </font><font style="font-family:inherit;font-size:11pt;color:#0000ff;text-decoration:underline;">synovus.com</font><font style="font-family:inherit;font-size:11pt;">, and on </font><font style="font-family:inherit;font-size:11pt;color:#0000ff;text-decoration:underline;">Twitter</font><font style="font-family:inherit;font-size:11pt;">, </font><font style="font-family:inherit;font-size:11pt;color:#0000ff;text-decoration:underline;">Facebook</font><font style="font-family:inherit;font-size:11pt;">, </font><font style="font-family:inherit;font-size:11pt;color:#0000ff;text-decoration:underline;">LinkedIn</font><font style="font-family:inherit;font-size:11pt;">, and </font><font style="font-family:inherit;font-size:11pt;color:#0000ff;text-decoration:underline;">Instagram</font><font style="font-family:inherit;font-size:11pt;">.</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div>	</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>prlogo121218a01.gif
<TEXT>
begin 644 prlogo121218a01.gif
M1TE&.#EA  2  '   "'Y! $  $  +       !(  AO____WEW?RZM_B4C_QO
M9_9A6>T^+NXN)/=22OO-QOWJXOO4R_N">_=$.OJ?FOWAV/[Q[/[X]MU[=OS[
M^^I),OO'M/[U\?8U*O[MY_7T]/VJIOS;TO3DX^VDH-?4U.7<V^BPK>;CX_#M
M[,"_O\-P;-.7E.G'Q-JBG]&SL>)I8M*'@]#+R^6[N**BHM153B(B(@   &MK
M:T%!08:&AOJ]I/FREOBFA_>:>O:1</6)9_2 7O1X5?-P3?)H1?%?/?!5-@
M
M
M
M
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M#5AH(X4X5LC BHUXP  ##M20HHC(?0 D QT<25^2'2*II),@5*) !>%I\G&
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M@09)=I#H6A=$V1@#$K[8@ 5_#ER8 <XB EA7% P@ *H3#&447A105T@&#R2
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M*U9DGIP,(,6,C8D1#X@6!1J9G#ARQ0!O_)X%*7D)#V +DV(DXU$*D$A,H/$
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MG0KRJW>*%P6@GA=!@#$  85H1HU9=2])GID J11HHT7IF1PIDU;:D]%V?+*
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MX9>3$+456@D#3+60D*PI%Y=SME16[+5N&Y&'0)>3PG")0U W!L?JA7)R_"@
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M0Q8E524A+%->!CGQ@@L%+)BC'3,-;)#3D?^XH'6..&Q5& Y<!U"  CK4;5(
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M0 ,<, L/1# L,_N>!S\(PA"*T',5+ H"$%  !(C,;QN8GW0V8((:#"!\)AQ
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M+S=?N0#(VF0L F 3+!<,H"?2.51,%D #.@2I4Y\*U:A*M7/322$!;&F.!VB
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MLS^F\ZM__>:_@ $N '_X'R 5])\_6";(,M_H_WR/V#]GHBUM%B"  L@9U6:
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0BJF9JJF;RJF=ZJF &@@ .P$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
