<SEC-DOCUMENT>0001140361-25-027379.txt : 20250725
<SEC-HEADER>0001140361-25-027379.hdr.sgml : 20250725
<ACCEPTANCE-DATETIME>20250725171702
ACCESSION NUMBER:		0001140361-25-027379
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		16
CONFORMED PERIOD OF REPORT:	20250724
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20250725
DATE AS OF CHANGE:		20250725

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SYNOVUS FINANCIAL CORP
		CENTRAL INDEX KEY:			0000018349
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				581134883
		STATE OF INCORPORATION:			X1
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-10312
		FILM NUMBER:		251152423

	BUSINESS ADDRESS:	
		STREET 1:		33 W 14TH STREET
		CITY:			COLUMBUS
		STATE:			GA
		ZIP:			31901
		BUSINESS PHONE:		7066416500

	MAIL ADDRESS:	
		STREET 1:		33 W 14TH STREET
		CITY:			COLUMBUS
		STATE:			GA
		ZIP:			31901

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CB&T BANCSHARES INC
		DATE OF NAME CHANGE:	19890912
</SEC-HEADER>
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    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14pt; font-weight: bold;">UNITED STATES</div>

    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>

    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</div>

    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; text-align: left;"> <br/>
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    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(Exact name of registrant as specified in its charter)</div>

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<div><span style="font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressAddressLine1" id="Fact_d8384f72e65341cea61261709ae171ab" contextRef="c20250724to20250724">33 W. 14th Street</ix:nonNumeric></span></div>

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    <div style="margin-left: 5.4pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">(Registrant&#8217;s telephone number, including area code)</div>

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    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(Not applicable)</div>

    <div style="margin-left: 5.4pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">(Former name or former address, if changed since last report)</div>

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    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following
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    <td style="width: auto; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman';">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
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            <div style="font-family: 'Times New Roman';">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
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    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonNumeric name="dei:PreCommencementTenderOffer" id="Fact_43c192f123784f1ca327207ba0004ea8" contextRef="c20250724to20250724" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric><br/>
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            <div style="font-family: 'Times New Roman';">Commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</div>
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    <td style="width: auto; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman';">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</div>
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    <div style="font-size: 10pt; text-align: left;">&#160;</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Securities registered pursuant to Section 12(b) of the Act:</div>

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              <div style="font-family: 'Times New Roman'; font-weight: bold; text-align: center;">Title of Each Class</div>
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    <td colspan="1" style="width: 1%; vertical-align: bottom; font-size: 10pt; padding-bottom: 2px; text-align: center;">&#160;</td>

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              <div style="font-family: 'Times New Roman'; font-weight: bold; text-align: center;">Trading </div>
              <div style="font-family: 'Times New Roman'; font-weight: bold; text-align: center;">Symbol</div>
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    <td colspan="1" style="width: 1%; vertical-align: bottom; font-size: 10pt; padding-bottom: 2px; text-align: center;">&#160;</td>

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              <div style="font-family: 'Times New Roman'; font-weight: bold; text-align: center;">Name of Each Exchange on </div>
              <div style="font-family: 'Times New Roman'; font-weight: bold; text-align: center;">Which Registered</div>
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            <div style="font-family: 'Times New Roman'; text-align: center;"><ix:nonNumeric name="dei:Security12bTitle" id="Fact_a48d5bd06681466897124463615b694f" contextRef="c20250724to20250724_StatementClassOfStockAxis_CommonStockMember">Common Stock (par value $1.00 per share)</ix:nonNumeric><br/>
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    <td colspan="1" style="width: 1%; vertical-align: top; font-size: 10pt; text-align: center;">&#160;</td>

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    <td colspan="1" style="width: 1%; vertical-align: top; font-size: 10pt; text-align: center;">&#160;</td>

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    <td colspan="1" style="width: 1%; vertical-align: top; font-size: 10pt; text-align: center;">&#160;</td>

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    <td colspan="1" style="width: 1%; vertical-align: top; font-size: 10pt; text-align: center;">&#160;</td>

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    <td colspan="1" style="width: 1%; vertical-align: top; font-size: 10pt; text-align: center;">&#160;</td>

    <td style="width: 13%; vertical-align: top; font-size: 10pt;">
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            </div>
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    <td colspan="1" style="width: 1%; vertical-align: top; font-size: 10pt; text-align: center;">&#160;</td>

    <td style="width: 24.97%; vertical-align: top; font-size: 10pt;">
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            </div>
          </td>

  </tr>


</table>
    <div style="font-size: 10pt; text-align: left;">&#160;</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167; 230.405 of this chapter) or Rule
      12b-2 of the Securities Exchange Act of 1934 (&#167; 240.12b-2 of this chapter).</div>

    <div style="font-size: 10pt; text-align: left;"><br/>
    </div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">Emerging growth company <ix:nonNumeric name="dei:EntityEmergingGrowthCompany" id="Fact_d89b83769e3f4c7e9ac498925e2b9b69" contextRef="c20250724to20250724" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></div>

    <div style="font-size: 10pt; text-align: left;"><br/>
    </div>

    <div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised
        financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.&#160; &#9744;</div>

      <div style="font-size: 10pt; text-align: left;">&#160;</div>

      <div style="font-size: 10pt;">
        <hr style="border-width: 1px medium 4px; border-style: solid none; border-color: black -moz-use-text-color; -moz-border-top-colors: none; -moz-border-right-colors: none; -moz-border-bottom-colors: none; -moz-border-left-colors: none; border-image: none; height: 10px; color: rgb(255, 255, 255); background-color: rgb(255, 255, 255); margin-left: auto; margin-right: auto;"/> </div>

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    </div>

    <div>
      <div>
        <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-weight: bold; text-align: left;">Item 1.01 Entry into a Material Definitive Agreement.</div>


      </div>

      <div style="font-size: 10pt;"><br/>
      </div>

    </div>

    <div>
      <div style="text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">On <span style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">July 24</span>, 2025, <span style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">Synovus Financial Corp.</span>, a Georgia corporation (&#8220;Synovus&#8221;), entered into an Agreement and Plan of Merger (the &#8220;Merger Agreement&#8221;) with Pinnacle Financial Partners, Inc., a Tennessee corporation (&#8220;<span style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">Pinnacle</span>&#8221;) and Steel Newco Inc., a newly formed Georgia corporation jointly owned by Synovus and Pinnacle (&#8220;Newco&#8221;).&#160; The Merger Agreement provides that, upon the terms and subject to the conditions
        set forth therein, Synovus and Pinnacle will each simultaneously merge with and into Newco (such mergers, collectively, the &#8220;Merger&#8221;), with Newco continuing as the surviving corporation in the Merger and named Pinnacle Financial Partners, Inc.&#160;
        Upon the terms and subject to the conditions set forth in the Merger Agreement, immediately following the effective time of the Merger (the &#8220;Effective Time&#8221;), Pinnacle Bank, a Tennessee-chartered bank (&#8220;Pinnacle Bank&#8221;), will become a member bank of
        the Federal Reserve System (the &#8220;FRS Membership&#8221;), and immediately following the effectiveness of the FRS Membership, Synovus Bank, a Georgia-chartered bank (&#8220;Synovus Bank&#8221;), will merge with and into Pinnacle Bank (the &#8220;Bank Merger&#8221;), with Pinnacle
        Bank continuing as the surviving entity in the Bank Merger.&#160; The Merger Agreement was unanimously approved by the boards of directors of each of Synovus, Pinnacle and Newco.</div>

      <div style="font-size: 10pt;"><br/>
      </div>

    </div>

    <div style="text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">Subject to the terms and conditions of the Merger Agreement, at the Effective Time, each share of common stock, par value $1.00 per share, of Synovus
      (&#8220;Synovus Common Stock&#8221;) outstanding immediately prior to the Effective Time, other than certain shares held by Synovus or Pinnacle, will be converted into the right to receive 0.5237 shares (&#8220;Exchange Ratio&#8221;) of common stock of Newco (&#8220;Newco Common
      Stock&#8221;), and each share of common stock, par value $1.00 per share, of Pinnacle (&#8220;Pinnacle Common Stock&#8221;) outstanding immediately prior to the Effective Time, other than certain shares held by Synovus or Pinnacle, will be converted into the right to
      receive one share of Newco Common Stock.&#160; Holders of Synovus Common Stock will receive cash in lieu of fractional shares.</div>

    <div style="font-size: 10pt;"><br/>
    </div>

    <div style="text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">Subject to the terms and conditions of the Merger Agreement, at the Effective Time, (i) each share of Fixed-to-Floating Rate Non-Cumulative Perpetual
      Preferred Stock, Series D, no par value, of Synovus (&#8220;Synovus Series D Preferred Stock&#8221;), (ii) each share of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series E, no par value, of Synovus (&#8220;Synovus Series E Preferred Stock&#8221;), and (iii)
      each share of 6.75% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series B, no par value, of Pinnacle (&#8220;Pinnacle Preferred Stock&#8221;), in each case outstanding immediately prior to the Effective Time, will be converted into the right to receive
      one share of an applicable newly created series of preferred stock of Newco having terms that are not materially less favorable than the Synovus Series D Preferred Stock, Synovus Series E Preferred Stock or Pinnacle Preferred Stock, respectively.</div>

    <div style="font-size: 10pt;"><br/>
    </div>

    <div style="text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">The Merger Agreement provides that, (i) effective as of the Effective Time, the number of directors that will comprise the board of directors of each
      of Newco and Pinnacle Bank will be fifteen (15), (ii) eight (8) members of the board of directors of Pinnacle (including M. Terry Turner, Robert A. McCabe, Jr and G. Kennedy Thompson) as of immediately prior to the Effective Time will become
      directors of Newco and Pinnacle Bank as of the Effective Time, and (iii) seven (7) members of the board of directors of Synovus (including Kevin S. Blair and Tim E. Bentsen) as of immediately prior to the Effective Time will become directors of Newco
      and Pinnacle Bank as of the Effective Time.&#160; The Merger Agreement also provides that, effective as of the Effective Time, Mr. Turner will serve as Non-Executive Chairman of the boards of directors of Newco and Pinnacle Bank and Mr. Bentsen will serve
      as Lead Independent Director of the boards of directors of Newco and Pinnacle Bank.</div>

    <div style="font-size: 10pt;"><br/>
    </div>

    <div style="text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">The Merger Agreement provides that, effective as of the Effective Time, Mr. Blair will serve as Chief Executive Officer and President of Newco and
      Pinnacle Bank, A. Jamie Gregory, Jr. will serve as Chief Financial Officer of Newco and Pinnacle Bank, and Mr. McCabe will serve as Vice Chairman of the boards of directors and Chief Banking Officer of Newco and Pinnacle Bank.&#160; <span style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">The headquarters of Newco will be in Atlanta, Georgia, and the headquarters of Pinnacle Bank will be in Nashville, Tennessee.</span></div>

    <div style="font-size: 10pt;"><br/>
    </div>

    <div style="text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">The Merger Agreement contains customary representations and warranties of both Synovus and Pinnacle, and each party has agreed to customary covenants,
      including, among others, covenants relating to (1) the conduct of its business during the interim period between the execution of the Merger Agreement and the Effective Time, (2) its obligations to call a meeting of its shareholders to adopt the
      Merger Agreement and the transactions contemplated thereby (such approval, in the case of Synovus, the &#8220;Requisite Synovus Vote&#8221;, and in the case of Pinnacle, the &#8220;Requisite Pinnacle Vote&#8221;) and, subject to certain exceptions, for the board of
      directors of each of Synovus and Pinnacle to recommend that its shareholders vote in favor of such approvals, and (3) its non-solicitation obligations relating to alternative acquisition proposals. Synovus and Pinnacle have also agreed to use their
      reasonable best efforts to obtain all necessary permits, consents, approvals and authorizations for consummation of the transactions contemplated by the Merger Agreement.</div>

    <div style="font-size: 10pt;"><br/>
    </div>

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    </div>

    <div style="text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">The completion of the Merger is subject to customary conditions, including (1) receipt of the Requisite Pinnacle Vote and the Requisite Synovus Vote,
      (2) authorization for listing on the New York Stock Exchange of the shares of Newco Common Stock and Newco Preferred Stock (or, as applicable, depositary shares in respect thereof) to be issued in the Merger, subject to official notice of issuance,
      (3) receipt of required regulatory approvals, including the approval of the Board of Governors of the Federal Reserve System, the Commissioner of the Tennessee Department of Financial Institutions and the Georgia Department of Banking and Finance,
      (4) effectiveness of the registration statement on Form S-4 for the shares of Newco Common Stock and Newco Preferred Stock (or, as applicable, depositary shares in respect thereof) to be issued in the Merger, and (5) the absence of any order,
      injunction, decree or other legal restraint preventing the completion of the Merger, the Bank Merger or any of the other transactions contemplated by the Merger Agreement or making the completion of the Merger, the Bank Merger or any of the other
      transactions contemplated by the Merger Agreement illegal. Each party&#8217;s obligation to complete the Merger is also subject to certain additional customary conditions, including (1) subject to certain exceptions, the accuracy of the representations and
      warranties of the other party, (2) performance in all material respects by the other party of its obligations under the Merger Agreement and (3) receipt by such party of an opinion from its counsel to the effect that such party&#8217;s merger with and into
      Newco will qualify as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Internal Revenue Code of 1986, as amended.</div>

    <div style="font-size: 10pt;"><br/>
    </div>

    <div style="text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">The Merger Agreement provides certain termination rights for both Synovus and Pinnacle and further provides that a termination fee of $425,000,000
      will be payable by either Synovus or Pinnacle, as applicable, in the event of a termination of the Merger Agreement under certain circumstances.</div>

    <div style="font-size: 10pt;"><br/>
    </div>

    <div style="text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">The representations, warranties and covenants of each party set forth in the Merger Agreement have been made only for purposes of, and were and are
      solely for the benefit of the parties to, the Merger Agreement; may be subject to limitations agreed upon by the contracting parties, including being qualified by confidential disclosures made for the purposes of allocating contractual risk between
      the parties to the Merger Agreement instead of establishing these matters as facts; and may be subject to standards of materiality applicable to the contracting parties that differ from those applicable to investors.&#160; Accordingly, the representations
      and warranties may not describe the actual state of affairs at the date they were made or at any other time, and investors should not rely on them as statements of fact. In addition, such representations and warranties (1) will not survive
      consummation of the Merger and (2) were made only as of the date of the Merger Agreement or such other date as is specified in the Merger Agreement. Moreover, information concerning the subject matter of the representations and warranties may change
      after the date of the Merger Agreement, which subsequent information may or may not be fully reflected in the parties&#8217; public disclosures. Accordingly, the Merger Agreement is included with this filing only to provide investors with information
      regarding the terms of the Merger Agreement, and not to provide investors with any other factual information regarding Synovus or Pinnacle, their respective affiliates or their respective businesses. The Merger Agreement should not be read alone, but
      should instead be read in conjunction with the other information regarding Synovus, Pinnacle, their respective affiliates or their respective businesses, the Merger Agreement and the Merger that will be contained in, or incorporated by reference
      into, the Registration Statement on Form S-4 that will include a joint proxy statement of Synovus and Pinnacle and a prospectus of Newco, as well as in the Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and
      other filings that each of Synovus and Pinnacle makes with the Securities and Exchange Commission (the &#8220;SEC&#8221;).</div>

    <div style="font-size: 10pt;"><br/>
    </div>

    <div style="text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">The foregoing description of the Merger Agreement does not purport to be complete and is qualified in its entirety by reference to the full text of
      the Merger Agreement, which is attached hereto as Exhibit 2.1 and is incorporated herein by reference.</div>

    <div>
      <div style="font-size: 10pt;"><br/>
      </div>

      <div>
        <div>
          <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; text-align: left;"> <span style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Item
              5.02</span> Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.</div>


        </div>

      </div>

      <div style="font-size: 10pt; text-align: left;">&#160;</div>

      <div style="text-indent: 36pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">In connection with the Merger, on July 24, 2025, Kevin S. Blair, the Company&#8217;s President and Chief Executive Officer, and A.
        Jamie Gregory, Jr., the Company&#8217;s Executive Vice President and Chief Financial Officer, each entered into an executive employment agreement with Synovus and Synovus Bank (the &#8220;Blair Agreement&#8221; and &#8220;Gregory Agreement&#8221;, as applicable).&#160; Each of the
        Blair Agreement and the Gregory Agreement will become effective as of, and contingent upon the occurrence of, the Effective Time and will have a term ending on the day after the second anniversary of the Effective Time (the &#8220;Employment Period&#8221;).</div>

      <div style="font-size: 10pt; text-align: left;">&#160;</div>

    </div>

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    </div>

    <div>
      <div style="text-indent: 36pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; text-align: justify;">Executive Employment Agreement with Mr. Blair</div>

      <div style="font-size: 10pt; text-align: left;">&#160;</div>

      <div style="text-indent: 36pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">The Blair Agreement provides that Mr. Blair will be employed as President and Chief Executive Officer of Newco and Pinnacle
        Bank and serve as a member of the Newco board of directors (the &#8220;Board&#8221;) and Pinnacle Bank board of directors (the &#8220;Bank Board&#8221;) during the Employment Period.&#160; Beginning on the second anniversary of the Effective Time (or at such earlier time when
        M. Terry Turner ceases to serve as Chairman for any reason), Mr. Blair will serve as Chairman of the Board and Bank Board in addition to President and Chief Executive Officer.&#160; Upon the expiration of the Employment Period, Mr. Blair&#8217;s employment as
        President, Chief Executive Officer and Chairman will continue on an &#8220;at-will&#8221; basis.</div>

      <div style="font-size: 10pt; text-align: left;">&#160;</div>

      <div style="text-indent: 36pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">Pursuant to the Blair Agreement, Mr. Blair will receive an annual base salary of $1,150,000, will be eligible for an annual
        cash incentive award with a target opportunity of 170% of his base salary, will be granted annual long-term incentive awards with a target grant date fair value of $5,800,000, and will be provided employee benefits and perquisites no less favorable
        than those provided to other Newco executive officers and those provided to Mr. Blair prior to the Effective Time.</div>

      <div style="font-size: 10pt; text-align: left;">&#160;</div>

      <div style="text-indent: 36pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">Mr. Blair&#8217;s employment may not be terminated and he may not be removed from the positions of President, Chief Executive Officer
        and, as applicable, Chairman during the Employment Period without an affirmative vote of 75% of the members of the Board.&#160; Upon Mr. Blair&#8217;s termination of employment by Newco without cause or by Mr. Blair for good reason (in each case, as defined
        in the Blair Agreement) during the Employment Period, Mr. Blair will be entitled to the severance benefits provided under his existing change of control agreement with the Company, which are incorporated into the Blair Employment Agreement, as well
        as accelerated vesting of his outstanding equity awards, with performance-based vesting criteria deemed achieved based on the greater of target and actual performance.</div>

      <div style="font-size: 10pt; text-align: left;">&#160;</div>

      <div style="text-indent: 36pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: italic; text-align: justify;">Executive Employment Agreement with Mr. Gregory</div>

      <div style="font-size: 10pt; text-align: left;">&#160;</div>

      <div style="text-indent: 36pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">The Gregory Agreement provides that Mr. Gregory will be employed as Executive Vice President and Chief Financial Officer of
        Newco and Pinnacle Bank during the Employment Period.&#160; Upon the expiration of the Employment Period, Mr. Gregory&#8217;s employment as Executive Vice President and Chief Financial Officer will continue on an &#8220;at-will&#8221; basis.</div>

      <div style="font-size: 10pt; text-align: left;">&#160;</div>

      <div style="text-indent: 36pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">Pursuant to the Gregory Agreement, Mr. Gregory will receive an annual base salary of $675,000, will be eligible for an annual
        cash incentive award with a target opportunity of 120% of his base salary, will be granted annual long-term incentive awards with a target grant date fair value of $1,825,000, and will be provided employee benefits and perquisites no less favorable
        than those provided to other Newco executive officers and those provided to Mr. Gregory prior to the Effective Time.</div>

      <div style="font-size: 10pt; text-align: left;">&#160;</div>

      <div style="text-indent: 36pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">Mr. Gregory&#8217;s employment may not be terminated and he may not be removed from the positions of Executive Vice President and
        Chief Financial Officer during the Employment Period without an affirmative vote of 75% of the members of the Board.&#160; Upon Mr. Gregory&#8217;s termination of employment by Newco without cause or by Mr. Gregory for good reason (in each case, as defined in
        the Gregory Agreement) during the Employment Period, Mr. Gregory will be entitled to severance benefits provided under his existing change of control agreement with Synovus, which are incorporated into the Blair Employment Agreement, as well as
        accelerated vesting of his outstanding equity awards, with performance-based vesting criteria deemed achieved based on the greater of target and actual performance.</div>

      <div style="font-size: 10pt; text-align: left;">&#160;</div>

      <div style="text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">The foregoing descriptions of the Blair Agreement and the Gregory Agreement do not purport to be complete and are qualified in their entirety by
        reference to the full text of the Blair Agreement and the Gregory Agreement, which are attached hereto as Exhibit 10.1 and Exhibit 10.2, respectively, and are incorporated herein by reference.</div>

      <div style="font-size: 10pt;">&#160;</div>

    </div>

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    </div>

    <div>
      <div>
        <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-weight: bold; text-align: left;">Item 9.01 Financial Statements and Exhibits.</div>


      </div>

      <div style="font-size: 10pt;">&#160;</div>

    </div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; text-align: left;">(d) Exhibits.</div>

    <div style="font-size: 10pt;">&#160;</div>

    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; color: rgb(0, 0, 0); border-spacing: 0;">


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    <td style="width: 10%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-size: 10pt;">
            <div>
              <div style="font-family: 'Times New Roman'; text-align: center;">Exhibit No.</div>
            </div>
          </td>

    <td colspan="1" style="width: 1%; vertical-align: top; font-size: 10pt; padding-bottom: 2px;">&#160;</td>

    <td style="width: 89%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-size: 10pt;">
            <div>
              <div style="font-family: 'Times New Roman';">Description</div>
            </div>
          </td>

  </tr>

  <tr>

    <td style="width: 10%; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman'; text-align: center;"><a href="ef20052605_ex2-1.htm">2.1*</a></div>
          </td>

    <td colspan="1" style="width: 1%; vertical-align: top; font-size: 10pt;">&#160;</td>

    <td style="width: 89%; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman'; text-align: justify;">Agreement and Plan of Merger, dated as of July 24, 2025, by and among Synovus, Pinnacle and Steel Newco Inc.</div>
          </td>

  </tr>

  <tr>

    <td style="width: 10%; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman'; text-align: center;"><a href="ef20052605_ex10-1.htm">10.1</a></div>
          </td>

    <td colspan="1" style="width: 1%; vertical-align: top; font-size: 10pt;">&#160;</td>

    <td style="width: 89%; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman'; text-align: justify;">Employment Agreement, dated as of July 24, 2025, by and among Synovus, Synovus Bank, and Kevin Blair.</div>
          </td>

  </tr>

  <tr>

    <td style="width: 10%; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman'; text-align: center;"><a href="ef20052605_ex10-2.htm">10.2</a></div>
          </td>

    <td colspan="1" style="width: 1%; vertical-align: top; font-size: 10pt;">&#160;</td>

    <td style="width: 89%; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman'; text-align: justify;">Employment Agreement, dated as of July 24, 2025, by and among Synovus, Synovus Bank, and Jamie Gregory.</div>
          </td>

  </tr>

  <tr>

    <td style="width: 10%; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman'; text-align: center;">104</div>
          </td>

    <td colspan="1" style="width: 1%; vertical-align: top; font-size: 10pt;">&#160;</td>

    <td style="width: 89%; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman'; text-align: justify;">The cover page from this Current Report on Form 8-K, formatted in Inline XBRL</div>
          </td>

  </tr>


</table>
    <div style="font-size: 10pt;">&#160;</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">* Schedules have been omitted pursuant to Item 601(a)(5) of Regulation S-K. A copy of any omitted schedule will be furnished supplementally to the SEC upon request;
      provided, however, that the parties may request confidential treatment pursuant to Rule 24b-2 of the Securities Exchange Act of 1934, as amended, for any document so furnished.</div>

    <div style="font-size: 10pt;"><br/>
    </div>

    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; text-align: justify;">Forward-Looking Statements</div>

    <div style="font-size: 10pt; text-align: left;">&#160;</div>

    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">This Current Report on Form 8-K contains statements that constitute &#8220;forward-looking statements&#8221; within the meaning of, and subject to the
      protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements other than statements of historical fact are forward-looking statements. These forward-looking
      statements include, but are not limited to, statements about the benefits of the proposed transaction between Synovus Financial Corp.&#160; (&#8220;Synovus&#8221;) and Pinnacle Financial Partners, Inc. (&#8220;Pinnacle&#8221;), including future financial and operating results
      (including the anticipated impact of the proposed transaction on Synovus&#8217; and Pinnacle&#8217;s respective earnings and tangible book value), statements related to the expected timing of the completion of the proposed transaction, the combined company&#8217;s
      plans, objectives, expectations and intentions, and other statements that are not historical facts.&#160; You can identify these forward-looking statements through the use of words such as &#8220;believes,&#8221; &#8220;anticipates,&#8221; &#8220;expects,&#8221; &#8220;may,&#8221; &#8220;will,&#8221; &#8220;assumes,&#8221;
      &#8220;should,&#8221; &#8220;predicts,&#8221; &#8220;could,&#8221; &#8220;would,&#8221; &#8220;intends,&#8221; &#8220;targets,&#8221; &#8220;estimates,&#8221; &#8220;projects,&#8221; &#8220;plans,&#8221; &#8220;potential&#8221; and other similar words and expressions of the future or otherwise regarding the outlook for Synovus&#8217;, Pinnacle&#8217;s or combined company&#8217;s future
      businesses and financial performance and/or the performance of the banking industry and economy in general.</div>

    <div style="font-size: 10pt;"><br/>
    </div>

    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">Prospective investors are cautioned that any such forward-looking statements are not guarantees of future performance and involve known and unknown
      risks and uncertainties which may cause the actual results, performance or achievements of Synovus, Pinnacle or the combined company to be materially different from the future results, performance or achievements expressed or implied by such
      forward-looking statements. Forward-looking statements are based on the information known to, and current beliefs and expectations of, Synovus or Pinnacle and are subject to significant risks and uncertainties. Actual results may differ materially
      from those contemplated by such forward-looking statements.&#160; A number of factors could cause actual results to differ materially from those contemplated by the forward-looking statements in this Current Report on Form 8-K. Many of these factors are
      beyond Synovus&#8217;, Pinnacle&#8217;s or the combined company&#8217;s ability to control or predict.&#160; These factors include, among others, (1) the risk that the cost savings and synergies from the proposed transaction may not be fully realized or may take longer
      than anticipated to be realized, (2) disruption to Synovus&#8217; business and to Pinnacle&#8217;s business as a result of the announcement and pendency of the proposed transaction, (3) the risk that the integration of Pinnacle&#8217;s and Synovus&#8217; respective
      businesses and operations will be materially delayed or will be more costly or difficult than expected, including as a result of unexpected factors or events, (4) the failure to obtain the necessary approvals by the shareholders of Synovus or
      Pinnacle, (5) the amount of the costs, fees, expenses and charges related to the transaction, (6) the ability by each of Synovus and Pinnacle to obtain required governmental approvals of the proposed transaction on the timeline expected, or at all,
      and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company after the closing of the proposed transaction or adversely affect the expected benefits of the proposed transaction, (7)
      reputational risk and the reaction of each company&#8217;s customers, suppliers, employees or other business partners to the proposed, (8) the failure of the closing conditions in the merger agreement to be satisfied, or any unexpected delay in closing the
      proposed transaction or the occurrence of any event, change or other circumstances that could give rise to the termination of the merger agreement, (9) the dilution caused by the issuance of shares of the combined company&#8217;s common stock in the
      transaction, (10) the possibility that the proposed transaction may be more expensive to complete than anticipated, including as a result of unexpected factors or events, (11) risks related to management and oversight of the expanded business and
      operations of the combined company following the closing of the proposed transaction, (12) the possibility the combined company is subject to additional regulatory requirements as a result of the proposed transaction or expansion of the combined
      company&#8217;s business operations following the proposed transaction, (13) the outcome of any legal or regulatory proceedings or governmental inquiries or investigations that may be currently pending or later instituted against Synovus, Pinnacle or the
      combined company and (14) general competitive, economic, political and market conditions and other factors that may affect future results of Synovus and Pinnacle including changes in asset quality and credit risk; the inability to sustain revenue and
      earnings growth; changes in interest rates and capital markets; inflation; customer borrowing, repayment, investment and deposit practices; the impact, extent and timing of technological changes; and capital management activities.&#160; Additional factors
      which could affect future results of Synovus and Pinnacle can be found in Synovus&#8217; or Pinnacle&#8217;s filings with the Securities and Exchange Commission (the &#8220;SEC&#8221;), including in Synovus&#8217; Annual Report on Form 10-K for the year ended December 31, 2024,
      under the captions &#8220;Forward-Looking Statements&#8221; and &#8220;Risk Factors,&#8221; and Synovus&#8217; Quarterly Reports on Form 10-Q and Current Reports on Form 8-K, and Pinnacle&#8217;s Annual Report on Form 10-K for the year ended December 31, 2024, under the captions
      &#8220;Forward-Looking Statements&#8221; and &#8220;Risk Factors,&#8221; and in Pinnacle&#8217;s Quarterly Reports on Form 10-Q and Current Reports on Form 8-K. Undue reliance should not be placed on any forward-looking statements, which are based on current expectations and
      speak only as of the date that they are made. Synovus and Pinnacle do not assume any obligation to update any forward-looking statements as a result of new information, future developments or otherwise, except as otherwise may be required by law.</div>

    <div style="font-size: 10pt;"><br/>
    </div>

    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr style="margin: 4px 0px; width: 100%; border-width: 0px; height: 2px; color: rgb(0, 0, 0); background-color: rgb(0, 0, 0); clear: both;"/></div>

    </div>

    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; text-align: left;">Important Information About the Merger and Where to Find It</div>

    <div style="font-size: 10pt;"><br/>
    </div>

    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">Steel Newco Inc. (&#8220;Newco&#8221;) intends to file a registration statement on Form S-4 with the SEC to register the shares of Newco common stock that will
      be issued to Pinnacle shareholders and Synovus shareholders in connection with the proposed transaction.&#160; The registration statement will include a joint proxy statement of Synovus and Pinnacle that also constitutes a prospectus of Newco.&#160; The
      definitive joint proxy statement/prospectus will be sent to the shareholders of each of Synovus and Pinnacle in connection with the proposed transaction.&#160; INVESTORS AND SECURITY HOLDERS ARE URGED TO READ THE REGISTRATION STATEMENT AND JOINT PROXY
      STATEMENT/PROSPECTUS WHEN THEY BECOME AVAILABLE (AND ANY OTHER DOCUMENTS FILED WITH THE SEC IN CONNECTION WITH THE TRANSACTION OR INCORPORATED BY REFERENCE INTO THE JOINT PROXY STATEMENT/PROSPECTUS) BECAUSE SUCH DOCUMENTS WILL CONTAIN IMPORTANT
      INFORMATION REGARDING THE PROPOSED TRANSACTION AND RELATED MATTERS.&#160; Investors and security holders may obtain free copies of these documents and other documents filed with the SEC by Synovus, Pinnacle or Newco through the website maintained by the
      SEC at http://www.sec.gov or by contacting the investor relations department of Synovus or Pinnacle at:</div>

    <div style="font-size: 10pt; text-align: left;">&#160;</div>

    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; color: rgb(0, 0, 0); border-spacing: 0;">


  <tr>

    <td colspan="1" style="width: 5%; vertical-align: top; font-size: 10pt; text-align: left;">&#160;</td>

    <td style="width: 40%; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman'; text-align: left;">Synovus Financial Corp.</div>
          </td>

    <td style="width: 55%; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman'; text-align: left;">Pinnacle Financial Partners, Inc.</div>
          </td>

  </tr>

  <tr>

    <td colspan="1" style="width: 5%; vertical-align: top; font-size: 10pt; text-align: left;">&#160;</td>

    <td style="width: 40%; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman'; text-align: left;">33 West 14th Street</div>
          </td>

    <td style="width: 55%; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman'; text-align: left;">21 Platform Way South</div>
          </td>

  </tr>

  <tr>

    <td colspan="1" style="width: 5%; vertical-align: top; font-size: 10pt; text-align: left;">&#160;</td>

    <td style="width: 40%; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman'; text-align: left;">Columbus, GA 31901</div>
          </td>

    <td style="width: 55%; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman'; text-align: left;">Nashville, TN 37203</div>
          </td>

  </tr>

  <tr>

    <td colspan="1" style="width: 5%; vertical-align: top; font-size: 10pt; text-align: left;">&#160;</td>

    <td style="width: 40%; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman'; text-align: left;">Attention:&#160; Investor Relations</div>
          </td>

    <td style="width: 55%; vertical-align: top; font-size: 10pt;">
            <div style="font-family: 'Times New Roman'; text-align: left;">Attention:&#160; Investor Relations</div>
          </td>

  </tr>

  <tr>

    <td colspan="1" style="width: 5%; vertical-align: top; text-align: left;">&#160;</td>

    <td style="width: 40%; vertical-align: top;">
            <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left;">InvestorRelations@Synovus.com</div>
            <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left;">(706) 641-6500</div>
          </td>

    <td style="width: 55%; vertical-align: top;">
            <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left;">Investor.Relations@pnfp.com</div>
            <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left;">(615) 743-8219</div>
          </td>

  </tr>


</table>
    <div style="font-size: 10pt; text-align: left;">&#160;</div>

    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; text-align: justify;">Before making any voting or investment decision, investors and security holders of Synovus and Pinnacle are urged to read
      carefully the entire registration statement and joint proxy statement/prospectus when they become available, including any amendments thereto, because they will contain important information about the proposed transaction.&#160; Free copies of these
      documents may be obtained as described above.</div>

    <div style="font-size: 10pt;"><br/>
    </div>

    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr style="margin: 4px 0px; width: 100%; border-width: 0px; height: 2px; color: rgb(0, 0, 0); background-color: rgb(0, 0, 0); clear: both;"/></div>

    </div>

    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; text-align: justify;">Participants in Solicitation</div>

    <div style="font-size: 10pt;"><br/>
    </div>

    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">Synovus and Pinnacle and their respective directors and executive officers and other members of management and employees may be deemed to be
      participants in the solicitation of proxies from Synovus&#8217; shareholders and Pinnacle&#8217;s shareholders in respect of the proposed transaction under the rules of the SEC. Information regarding Synovus&#8217; directors and executive officers is available in
      Synovus&#8217; proxy statement for its 2025 annual meeting of shareholders, filed with the SEC on March 12, 2025 (and available at https://www.sec.gov/ix?doc=/Archives/edgar/data/0000018349/000001834925000057/syn-20250312.htm) (the &#8220;Synovus 2025 Proxy&#8221;),
      under the headings &#8220;Corporate Governance and Board Matters,&#8221; &#8220;Director Compensation,&#8221;&#160; &#8220;Proposal 1 Election of Directors,&#8221; &#8220;Executive Officers,&#8221; &#8220;Stock Ownership of Directors and Named Executive Officers,&#8221; &#8220;Executive Compensation,&#8221; &#8220;Compensation and
      Human Capital Committee Report,&#8221; &#8220;Summary Compensation Table,&#8221; and &#8220;Certain Relationships and Related Transactions,&#8221; and in Synovus&#8217; Annual Report on Form 10-K for the year ended December 31, 2024, filed with the SEC on February 21, 2025 (and
      available at https://www.sec.gov/ix?doc=/Archives/edgar/data/0000018349/000001834925000049/syn-20241231.htm), and in other documents subsequently filed by Synovus with the SEC, which can be obtained free of charge through the website maintained by
      the SEC at http://www.sec.gov. Any changes in the holdings of Synovus&#8217; securities by Synovus&#8217; directors or executive officers from the amounts described in the Synovus 2025 Proxy have been or will be reflected on Initial Statements of Beneficial
      Ownership of Securities on Form 3 or on Statements of Change in Ownership on Form 4 filed with the SEC subsequent to the filing date of the Synovus 2025 Proxy and are available at the SEC&#8217;s website at www.sec.gov. Information regarding Pinnacle&#8217;s
      directors and executive officers is available in Pinnacle&#8217;s proxy statement for its 2025 annual meeting of shareholders, filed with the SEC on March 3, 2025 (and available at
      https://www.sec.gov/ix?doc=/Archives/edgar/data/1115055/000111505525000063/pnfp-20250303.htm) (the &#8220;Pinnacle 2025 Proxy&#8221;), under the headings &#8220;Environmental, Social and Corporate Governance,&#8221;&#160; &#8220;Proposal 1 Election of Directors,&#8221; &#8220;Information About
      Our Executive Officers,&#8221; &#8220;Executive Compensation,&#8221; &#8220;Security Ownership of Certain Beneficial Owners and Management,&#8221; and &#8220;Certain Relationships and Related Transactions,&#8221; and in Pinnacle&#8217;s Annual Report on Form 10-K for the year ended December 31,
      2024, filed with the SEC on February 25, 2025 (and available at https://www.sec.gov/ix?doc=/Archives/edgar/data/1115055/000111505525000042/pnfp-20241231.htm), and in other documents subsequently filed by Pinnacle with the SEC, which can be obtained
      free of charge through the website maintained by the SEC at http://www.sec.gov. Any changes in the holdings of Pinnacle&#8217;s securities by Pinnacle&#8217;s directors or executive officers from the amounts described in the Pinnacle 2025 Proxy have been or will
      be reflected on Initial Statements of Beneficial Ownership of Securities on Form 3 or on Statements of Change in Ownership on Form 4 filed with the SEC subsequent to the filing date of the Pinnacle 2025 Proxy and are available at the SEC&#8217;s website at
      www.sec.gov.&#160; Additional information regarding the interests of such participants will be included in the joint proxy statement/prospectus and other relevant materials to be filed with the SEC.</div>

    <div style="font-size: 10pt; text-align: left;">&#160;</div>

    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; text-align: justify;">No Offer or Solicitation</div>

    <div style="font-size: 10pt; text-align: left;">&#160;</div>

    <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">This Current Report on Form 8-K does not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any
      vote or approval, nor shall there be any sale of securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction. No offer of
      securities shall be made except by means of a prospectus meeting the requirements of Section 10 of the Securities Act of 1933, as amended.</div>

    <div style="font-size: 10pt; text-align: left;">&#160;</div>

    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr style="margin: 4px 0px; width: 100%; border-width: 0px; height: 2px; color: rgb(0, 0, 0); background-color: rgb(0, 0, 0); clear: both;"/></div>

    </div>

    <div>
      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold; text-align: center;">SIGNATURE</div>

    </div>

    <div style="font-size: 10pt;">
      <div><br/>
      </div>

    </div>

    <div>
      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: justify;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this Current Report on Form 8-K to be signed
        on its behalf by the undersigned hereunto duly authorized.</div>

      <div style="font-size: 10pt; text-align: left;"><br/>
      </div>

    </div>

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    <td style="width: 50%; vertical-align: top; font-size: 10pt; text-align: left;">&#160;</td>

    <td colspan="3" style="vertical-align: top; font-size: 10pt;">
            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; text-align: left;">SYNOVUS FINANCIAL CORP.</div>
          </td>

  </tr>

  <tr>

    <td rowspan="1" style="width: 50%; vertical-align: top; font-size: 10pt; text-align: left;">&#160;</td>

    <td rowspan="1" colspan="3" style="vertical-align: top; font-size: 10pt; text-align: left;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top; font-size: 10pt;">
            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; text-align: left;">Dated:&#160; July 25, 2025</div>
          </td>

    <td style="width: 3%; vertical-align: top; font-size: 10pt;">
            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; text-align: left;">By:</div>
          </td>

    <td style="vertical-align: top; border-bottom: 2px solid black; font-size: 10pt;" colspan="2">
            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; text-align: left;">/s/ Allan E. Kamensky</div>
          </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top; font-size: 10pt; text-align: left;">&#160;</td>

    <td style="width: 3%; vertical-align: top; font-size: 10pt; text-align: left;">&#160;</td>

    <td style="width: 5%; vertical-align: top; font-size: 10pt;">
            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; text-align: left;">Name:</div>
          </td>

    <td style="width: 42%; vertical-align: top; font-size: 10pt;">Allan E. Kamensky</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top; font-size: 10pt; text-align: left;">&#160;</td>

    <td style="width: 3%; vertical-align: top; font-size: 10pt; text-align: left;">&#160;</td>

    <td style="width: 5%; vertical-align: top; font-size: 10pt;">
            <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; text-align: left;">Title: <br/>
            </div>
          </td>

    <td style="width: 42%; vertical-align: top; font-size: 10pt;">Executive Vice President and General Counsel</td>

  </tr>


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    <div style="font-size: 10pt; text-align: left;"><br/>
    </div>

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    </div>

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      <hr style="height: 2px; color: rgb(0, 0, 0); background-color: rgb(0, 0, 0); margin-left: auto; margin-right: auto; border: medium none;"/></div>

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<DOCUMENT>
<TYPE>EX-2.1
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<FILENAME>ef20052605_ex2-1.htm
<DESCRIPTION>EXHIBIT 2.1
<TEXT>
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    <div style="text-align: right; font-weight: bold;"> <font style="font-size: 10pt;">Exhibit 2.1<br>
      </font></div>
    <div style="text-align: right; font-weight: bold;"><font style="font-size: 10pt;"> <br>
      </font></div>
    <div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">AGREEMENT AND PLAN OF MERGER</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">by and among</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">SYNOVUS FINANCIAL CORP.,</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">PINNACLE FINANCIAL PARTNERS, INC.</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">and</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">STEEL NEWCO INC.</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">
        <hr noshade="noshade" align="center" style="height: 2px; width: 20%; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Dated as of July 24, 2025</div>
      <div style="font-size: 10pt;">&#160;</div>
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      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">TABLE OF CONTENTS</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"> <br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zee65a67d41e044e8b38b897207bdc73f">

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              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">ARTICLE I GOVERNANCE OF NEWCO</div>
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              <div style="text-align: right; font-family: 'Times New Roman';">1</div>
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          </tr>
          <tr>
            <td rowspan="1" colspan="2" style="vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">1.1</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Governance of Newco</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">1</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 8%; vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 82%; vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td colspan="2" style="vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">ARTICLE II THE MERGER</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">2</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" colspan="2" style="vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">2.1</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Merger</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">2</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">2.2</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Time and Place of Closing</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">2</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">2.3</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Effective Time</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">2</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">2.4</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Conversion of Common Stock</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">3</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">2.5</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Cancellation of Newco Common Stock</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">4</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">2.6</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Conversion of Preferred Stock</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">4</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">2.7</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Treatment of Synovus Equity Awards</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">5</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">2.8</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Treatment of Pinnacle Equity Awards</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">7</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td colspan="2" style="vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">ARTICLE III FRS MEMBERSHIP AND BANK MERGER</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">8</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" colspan="2" style="vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">3.1</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">FRS Membership and Bank Merger</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">8</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td colspan="2" style="vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">ARTICLE IV EXCHANGE OF SHARES</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">9</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" colspan="2" style="vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">4.1</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Newco to Make Consideration Available</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">9</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">4.2</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Exchange of Shares</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">9</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 8%; vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 82%; vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td colspan="2" style="vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">ARTICLE V REPRESENTATIONS AND WARRANTIES OF SYNOVUS</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">12</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" colspan="2" style="vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">5.1</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Corporate Organization</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">12</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">5.2</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Capitalization</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">14</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">5.3</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Authority; No Violation</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">15</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">5.4</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Consents and Approvals</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">16</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">5.5</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Reports</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">17</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">5.6</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Financial Statements</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">17</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">5.7</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Broker&#8217;s Fees</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">19</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">5.8</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Absence of Certain Changes or Events</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">19</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">5.9</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Legal and Regulatory Proceedings</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">19</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">5.10</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Taxes and Tax Returns</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">20</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">5.11</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Employees</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">21</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">5.12</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">SEC Reports</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">24</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">5.13</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Compliance with Applicable Law</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">24</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">5.14</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Certain Contracts</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">26</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">5.15</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Agreements with Regulatory Agencies</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">28</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">5.16</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Environmental Matters</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">28</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">5.17</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Investment Securities and Commodities</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">29</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">5.18</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Real Property</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">29</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">5.19</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Intellectual Property</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">30<br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">5.20</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Related Party Transactions</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">30</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">-i-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">5.21</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">State Takeover Laws</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">31</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">5.22</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Reorganization</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">31</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">5.23</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Opinion</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">31</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">5.24</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Synovus Information</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">31</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">5.25</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Loan Portfolio</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">31</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">5.26</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Insurance</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">32</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">5.27</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Investment Advisor Subsidiary</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">32</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">5.28</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Insurance Subsidiary</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">33</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">5.29</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Broker-Dealer Subsidiary</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">34</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">5.30</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">No Other Representations or Warranties</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">34</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td colspan="2" style="vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">ARTICLE VI REPRESENTATIONS AND WARRANTIES OF PINNACLE</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">35</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" colspan="2" style="vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">6.1</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Corporate Organization</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">35</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">6.2</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Capitalization</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">36</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">6.3</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Authority; No Violation</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">37</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">6.4</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Consents and Approvals</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">38</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">6.5</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Reports</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">39</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">6.6</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Financial Statements</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">39</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">6.7</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Broker&#8217;s Fees</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">41</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">6.8</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Absence of Certain Changes or Events</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">41</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">6.9</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Legal and Regulatory Proceedings</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">41</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">6.10</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Taxes and Tax Returns</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">42</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">6.11</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Employees</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">42</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">6.12</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">SEC Reports</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">45</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">6.13</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Compliance with Applicable Law</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">45</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">6.14</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Certain Contracts</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">47</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">6.15</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Agreements with Regulatory Agencies</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">49</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">6.16</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Environmental Matters</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">50<br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">6.17</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Investment Securities and Commodities</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">50</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">6.18</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Real Property</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">50</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">6.19</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Intellectual Property</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">50</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">6.20</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Related Party Transactions</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">51</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">6.21</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">State Takeover Laws</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">51</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">6.22</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Reorganization</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">51</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">6.23</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Opinion</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">51</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">6.24</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Pinnacle Information</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">52</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">6.25</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Loan Portfolio</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">52</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">6.26</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Insurance</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">53</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">6.27</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Investment Advisor Subsidiary</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">53</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">6.28</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Insurance Subsidiary</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">54</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">6.29</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Broker-Dealer Subsidiary</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">54</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">6.30</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">No Other Representations or Warranties</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">55</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 8%; vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 82%; vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td colspan="2" style="vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">ARTICLE VII COVENANTS RELATING TO CONDUCT OF BUSINESS</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">55</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" colspan="2" style="vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">7.1</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Conduct of Businesses Prior to the Effective Time</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">55</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">-ii-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">7.2</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Forbearances</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">56</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 8%; vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 82%; vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td colspan="2" style="vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">ARTICLE VIII ADDITIONAL AGREEMENTS</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">59</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" colspan="2" style="vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">8.1</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">S-4; Joint Proxy Statement; Regulatory Applications and Filings</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">59</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">8.2</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Listing of Newco Common Stock and Newco Preferred Stock</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">61</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">8.3</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Access to Information; Confidentiality</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">62</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">8.4</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Shareholders&#8217; Approvals</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">63</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">8.5</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Legal Conditions to Merger</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; text-align: right; background-color: rgb(204, 238, 255);">63</td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">8.6</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Employee Matters</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">63</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">8.7</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Certain Tax Matters</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">65</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">8.8</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Indemnification; Directors&#8217; and Officers&#8217; Insurance</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">66</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">8.9</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Additional Agreements</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">67</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">8.10</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Advice of Changes</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">67</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">8.11</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Dividends</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">67</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">8.12</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Shareholder Litigation</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">68</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">8.13</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Corporate Governance; Headquarters; Operations</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">68</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">8.14</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Acquisition Proposals</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">69<br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">8.15</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Public Announcements</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">71</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">8.16</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Change of Method</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">71</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">8.17</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Restructuring Efforts</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">71</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">8.18</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Takeover Statutes</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">72</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">8.19</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Treatment of Synovus and Pinnacle Indebtedness</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">72</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">8.20</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Exemption from Liability Under Section 16(b)</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">72</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td colspan="2" style="vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">ARTICLE IX CONDITIONS PRECEDENT</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">73</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" colspan="2" style="vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">9.1</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Conditions to Each Party&#8217;s Obligation to Effect the Merger</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">73</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">9.2</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Conditions to Obligations of Pinnacle</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">73</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">9.3</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Conditions to Obligations of Synovus</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">74</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td colspan="2" style="vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">ARTICLE X TERMINATION AND AMENDMENT</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">75</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" colspan="2" style="vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">10.1</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Termination</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">75</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">10.2</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Effect of Termination</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">77</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 8%; vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 82%; vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td colspan="2" style="vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">ARTICLE XI GENERAL PROVISIONS</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">78</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" colspan="2" style="vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">11.1</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Amendment</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">78</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">11.2</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Extension; Waiver</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">79<br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">11.3</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Nonsurvival of Representations, Warranties and Agreements</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">79<br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">11.4</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Expenses</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">79<br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">11.5</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Notices</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">79<br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">11.6</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Interpretation</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">81</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">11.7</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Counterparts</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">81</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">11.8</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Entire Agreement</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">81</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">11.9</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Governing Law; Jurisdiction</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">81</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">11.10</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Waiver of Jury Trial</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">82</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">-iii-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">11.11</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Assignment; Third-Party Beneficiaries</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">82</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">11.12</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Specific Performance</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">82</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">11.13</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Severability</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">83</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">11.14</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Confidential Supervisory Information</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">83</div>
            </td>
          </tr>
          <tr>
            <td style="width: 8%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">11.15</div>
            </td>
            <td style="width: 82%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; margin-right: 36pt; font-family: 'Times New Roman';">Delivery by Facsimile or Electronic Transmission</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">83</div>
            </td>
          </tr>

      </table>
      <div style="font-size: 10pt;"><br>
      </div>
      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">EXHIBITS</div>
      <div style="font-size: 10pt;"><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z5c3d2964aa2c413dba639276a073be5f">

          <tr>
            <td style="width: 12.5%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';"><u>Exhibit A</u></div>
            </td>
            <td style="width: 87.5%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">Newco Charter</div>
            </td>
          </tr>
          <tr>
            <td style="width: 12.5%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';"><u>Exhibit B</u></div>
            </td>
            <td style="width: 87.5%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">Newco Bylaws</div>
            </td>
          </tr>
          <tr>
            <td style="width: 12.5%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';"><u>Exhibit C</u></div>
            </td>
            <td style="width: 87.5%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">Bank Merger Agreement</div>
            </td>
          </tr>

      </table>
      <div style="font-size: 10pt;"><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">-iv-</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"> INDEX OF DEFINED TERMS</div>
      <div style="font-size: 10pt;">&#160;</div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z17fcf2b908424387adb69e4badbcaef1">

          <tr>
            <td rowspan="1" style="width: 90%; vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt; text-align: right;">&#160;<u>Page</u></td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 90%; vertical-align: top; font-size: 10pt;">&#160;</td>
            <td rowspan="1" style="width: 10%; vertical-align: top; font-size: 10pt; text-align: right;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Acquisition Proposal</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; text-align: right; background-color: rgb(204, 238, 255);">69</td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">affiliate</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">81</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Agreement</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">1</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Articles of Merger</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">2</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Assumed Pinnacle RSU Award</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">7</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Assumed Synovus RSU Award</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">5</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Bank Merger</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">8</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Bank Merger Act</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">13</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Bank Merger Agreement</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">8</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">Bank Merger Certificates</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">8<br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">BHC Act</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">13</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">BHG</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">13</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Board of Directors</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">7</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Carbon Stock Option</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">5</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Chairman Succession Date</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">69</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Chosen Courts</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">81</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Closing</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">2</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Closing Date</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">2</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Code</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">1</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Confidentiality Agreement</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">62</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Continuation Period</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">64</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Continuing Employees</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">64</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Effective Time</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">2</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Enforceability Exceptions</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">15</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">Environmental Laws</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">28</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">ERISA</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">21</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Exchange Act</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">18</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Exchange Agent</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">9</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Exchange Fund</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">9</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Exchange Ratio</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">3</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">FDIC</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">13</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Federal Reserve Board</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">16</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">FINRA</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">16</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">FRS Membership</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">8</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">GAAP</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">13</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">GBCC</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">2</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Georgia Articles of Merger</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">2</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Georgia Secretary</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">2</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Governmental Entity</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">16</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Indemnified Parties</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">66</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Intellectual Property</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">30</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Investment Advisers Act</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">32</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">IRS</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">21</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">-v-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">IT Assets</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">25</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Joint Proxy Statement</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">16</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">knowledge</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; text-align: right; background-color: rgb(204, 238, 255);">17</td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Liens</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">15</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Loans</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; text-align: right; background-color: rgb(204, 238, 255);">24</td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">made available</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; text-align: right;">13</td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Material Adverse Effect</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">13</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Materially Burdensome Regulatory Condition</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">61</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Merger</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; text-align: right; background-color: rgb(204, 238, 255);">1</td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Merger Consideration</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">3</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Morgan Stanley</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">19</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Multiemployer Plan</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">21</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Multiple Employer Plan</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">22</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">NASDAQ</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">11</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">New Benefit Plans</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">64</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">New Certificates</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">9</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Newco</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">1</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Newco Bylaws</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">1</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Newco Charter</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">1</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Newco Common Stock</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">3</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Newco Preferred Stock</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">5</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Newco Series A Preferred Stock</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">4</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Newco Series B Preferred Stock</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">4</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Newco Series C Preferred Stock</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">5</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Newco Shareholder Approval</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">2</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">NYSE</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">16</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Old Certificate</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">3</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Old Pinnacle Certificate</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">3</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Old Synovus Certificate</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">3</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Organizational Documents</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">13</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">parties</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">1</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">party</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">1</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">PBGC</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">22</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Permitted Encumbrances</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">29</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">person</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">82</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Personal Data</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">24</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">1</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Advisory Subsidiary</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">53</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Agent</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">54</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Articles</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">35</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Bank</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">8</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Benefit Plans</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">42</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Board of Directors</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">7</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Board Recommendation</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">63</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Broker-Dealer Subsidiary</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">54</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Bylaws</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">35</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">-vi-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Closing Price</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">11</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Common Stock</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">3</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Contract</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">49</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Disclosure Schedule</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">35</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Equity Awards</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">8</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle ERISA Affiliate</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">42</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Exchange Ratio</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">3</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Indemnified Party</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">66</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Insider</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">45</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Insurance Subsidiary</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">54</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Meeting</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">63</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Merger</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">2</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Merger Consideration</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">3</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Owned Properties</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">50</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Preferred Stock</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">5</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle PSU Award</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">8</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle PSU Awards</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">36</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Qualified Plans</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">43</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Real Property</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">50</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Regulatory Agreement</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">49</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Reports</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">45</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Restricted Stock Award</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">7</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle RSU Award</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">7</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Securities</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">37</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Stock Plan</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">7</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Subsidiary</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">36</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Pinnacle Tax Opinion</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">74</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Premium Cap</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">66</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Recommendation Change</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">63</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Regulatory Agencies</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">17</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Representatives</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">70</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Requisite Filings</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">59</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Requisite Pinnacle Vote</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">38</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Requisite Regulatory Approvals</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">60</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Requisite Synovus Vote</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">15</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">S-4</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">16</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Sarbanes-Oxley Act</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">18</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">SEC</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">16</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Securities Act</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">24</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Security Breach</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">25</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Significant Subsidiaries</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">58</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Specified Date</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">76</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">SRO</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">17</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Subsidiary</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">13</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Surviving Entity</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">1</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">1</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">-vii-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Advisory Subsidiary</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">32</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Agent</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">33</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Articles</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">13</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Bank</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">8</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Benefit Plans</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">21</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Board of Directors</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">6</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Board Recommendation</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">63</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Broker-Dealer Subsidiary</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">34</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Bylaws</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">13</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Common Stock</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">3</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Contract</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">27</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Disclosure Schedule</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">12</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus DSPP</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">6</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Equity Awards</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">6</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus ERISA Affiliate</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">21</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus ESPP</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">6</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Indemnified Parties</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">66</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Insider</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">23</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Insurance Subsidiary</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">33</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Meeting</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">63</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Merger</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">2</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Merger Consideration</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">3</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Owned Properties</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">29</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Preferred Stock</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">4</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus PSU Award</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">6</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Qualified Plans</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">21</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Real Property</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">29</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Regulatory Agreement</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">28</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Reports</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">24</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Securities</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">15</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Series D Preferred Stock</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">4</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Series E Preferred Stock</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">4</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Stock Plan</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">5</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Subsidiary</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">13</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Synovus Tax Opinion</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">75</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Takeover Statutes</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">31</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Tax</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">20</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Tax Return</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">21</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Taxes</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">20</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">TBCA</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">2</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Tennessee Articles of Merger</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">2</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Tennessee Secretary</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: right; font-family: 'Times New Roman';">2</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Termination Date</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">76</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Termination Fee</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; text-align: right;">77</td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: left; font-family: 'Times New Roman';">Trade Secrets</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; background-color: rgb(204, 238, 255);">
              <div style="text-align: right; font-family: 'Times New Roman';">30</div>
            </td>
          </tr>
          <tr>
            <td style="width: 90%; vertical-align: top; font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman';">Vice Chairman Succession Date</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-size: 10pt; text-align: right;">69</td>
          </tr>

      </table>
      <div style="font-size: 10pt;"><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">-viii-</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <!--PROfilePageNumberReset%Num%1%-%-%-->
      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Hlk200282493"></a><a name="z_Hlk200282681"></a>AGREEMENT AND PLAN OF MERGER</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">AGREEMENT AND PLAN OF MERGER, dated as of July 24, 2025 (this &#8220;<font style="font-family: 'Times New Roman';"><u>Agreement</u></font>&#8221;), by and among
        Pinnacle Financial Partners, Inc., a Tennessee corporation (&#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle</u></font>&#8221;), Synovus Financial Corp., a Georgia corporation (&#8220;<font style="font-family: 'Times New Roman';"><u>Synovus</u></font>&#8221;)
        and Steel Newco Inc., a Georgia corporation (&#8220;<font style="font-family: 'Times New Roman';"><u>Newco</u></font>&#8221;, each of Pinnacle, Synovus and Newco, a &#8220;<u>p</u><font style="font-family: 'Times New Roman';"><u>arty</u></font>&#8221;,
        or collectively, the &#8220;<u>p</u><font style="font-family: 'Times New Roman';"><u>arties</u></font>&#8221;).</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">RECITALS</div>
      <div style="font-size: 10pt;">&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zdd3e9a2d50544a1cb9337e4d26b98bfc">

          <tr>
            <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">A.</td>
            <td style="width: auto; vertical-align: top; text-align: left;">
              <div style="font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';"><u>Approvals</u></font><font style="font-size: 10pt;">.&#160; The Boards of Directors of Pinnacle, Synovus and Newco have
                  determined that the transactions described herein are consistent with, and will further, their respective business strategies and goals, and are in the best interests of Pinnacle, Synovus and Newco, respectively, and their respective
                  shareholders.</font></div>
            </td>
          </tr>

      </table>
      <div style="font-size: 10pt;">&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z7b3bd304ca764a239fcfcbf941cb1427">

          <tr>
            <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">B.</td>
            <td style="width: auto; vertical-align: top; text-align: left;">
              <div style="font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';"><u>The Merger</u></font><font style="font-size: 10pt;">.&#160; This Agreement provides for a strategic business
                  combination through the simultaneous mergers of Synovus and Pinnacle with and into Newco, a newly-formed subsidiary corporation of Pinnacle and Synovus, with Newco as the surviving corporation (hereinafter sometimes referred to in such
                  capacity as the &#8220;<font style="font-family: 'Times New Roman';"><u>Surviving Entity</u></font>&#8221;).</font></div>
            </td>
          </tr>

      </table>
      <div style="font-size: 10pt;">&#160;</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z89f6c4eedc5f4d5a8ee33c6788984f93">

          <tr>
            <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">C.</td>
            <td style="width: auto; vertical-align: top; text-align: left;">
              <div style="font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';"><u>Intention of the Parties</u></font><font style="font-size: 10pt;">.&#160; It is the intention of the parties that (i)
                  the Synovus Merger and the Pinnacle Merger shall each qualify as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Internal Revenue Code of 1986, as amended (the &#8220;<font style="font-family: 'Times New Roman';"><u>Code</u></font>&#8221;)








                  and (ii) this Agreement shall constitute a &#8220;plan of reorganization&#8221; for purposes of Sections 354 and 361 of the Code.</font></div>
            </td>
          </tr>

      </table>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">NOW, THEREFORE, in consideration of the above and the mutual warranties, representations, covenants, and agreements set forth herein, and intending to be legally bound
        hereby, the parties agree as follows:</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Toc200351949"></a><a name="z_Toc200354117"></a><a name="z_Toc200397215"></a><a name="z_Toc200401815"></a><a name="z_Toc200402971"></a><a name="z_Toc200403106"></a><a name="z_Toc202312362"></a><a name="z_Toc202319635"></a><a name="z_Toc351893127"></a><a name="z_Toc352100350"></a><a name="z_Toc352100592"></a><a name="z_Toc352100710"></a><a name="z_Toc352163007"></a><a name="z_Toc352171096"></a><a name="z_Toc352617966"></a><a name="z_Toc352715230"></a><a name="z_Toc352715350"></a><a name="z_Toc352715713"></a><a name="z_Toc352719761"></a><a name="z_Toc352757069"></a><a name="z_Toc352834624"></a><a name="z_Toc524645625"></a><a name="z_Toc524728058"></a><a name="z_Toc524973692"></a><a name="z_Toc524973815"></a><a name="z_Toc525206805"></a><a name="z_Toc525406385"></a><a name="z_Toc536205133"></a><a name="z_Toc536294202"></a><a name="z_Toc536380655"></a><a name="z_Toc536380864"></a><a name="z_Toc536546167"></a><a name="z_Toc536636366"></a><a name="z_Toc536637805"></a><a name="z_Toc536717153"></a><a name="z_Toc536722593"></a><a name="z_Toc536833760"></a><a name="z_Toc536833887"></a><a name="z_Toc46114"></a><a name="z_Toc47989"></a><a name="z_Toc190374"></a><a name="z_Toc195090"></a><a name="z_Toc200048966"></a><a name="z_Toc200049340"></a>ARTICLE I</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Toc203903460"></a><a name="z_Toc204213059"></a><a name="z_Ref347357571"></a>GOVERNANCE OF NEWCO</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc203903461"></a><a name="z_Toc204213060"></a><a name="z_Ref150876985"></a><a name="z_Toc152954521"></a><a name="z_Toc202319636"></a><a name="z_Toc202327879"></a><a name="z_Hlk202227652"></a><font style="font-family: 'Times New Roman';">1.1</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><u>Governance of Newco.&#160;</u> At the Effective Time, the articles of incorporation of Newco shall be amended
          and restated in their entirety in the form of the amended and restated articles of incorporation set forth in <u>Exhibit A</u> (the &#8220;<u>Newco Charter</u>&#8221;), and such Newco Charter shall be the articles of incorporation of the Surviving Entity
          until thereafter amended in accordance with applicable law.&#160; At the Effective Time, the bylaws of Newco shall be amended and restated in their entirety in the form of the amended and restated bylaws set forth in <u>Exhibit B</u> (the &#8220;<u>Newco
            Bylaws</u> &#8221;), and such Newco Bylaws shall be the bylaws of the Surviving Entity until thereafter amended in accordance with applicable law.&#160; Prior to the Effective Time, the Board of Directors of Newco shall consist of one Pinnacle officer
          designated by Pinnacle and one Synovus officer designated by Synovus, and at and following the Effective Time, the Board of Directors of Newco shall be constituted as provided in the Newco Bylaws and <u>Section 8.13</u> below.&#160; At or prior to
          the Effective Time, Pinnacle, Synovus and Newco will take such actions as may be required to ensure that: (i) Newco has the requisite corporate power and authority to carry on its business; (ii) Newco will be duly qualified or licensed to do
          business and (to the extent applicable) in good standing in the states and territories of the United States and foreign jurisdictions where the character of its assets or the nature of the conduct of its business requires it to be so qualified or
          licensed; and (iii) Newco will have engaged in no business and incurred no liabilities or obligations other than as necessary to consummate the Merger.&#160; As of immediately prior to the Effective Time, only two shares of Newco Common Stock will be
          issued and outstanding, one held by each of Pinnacle and Synovus.&#160; The authorized capital stock of Newco immediately following the Effective Time will be as set forth in the Newco Charter.&#160; The shares of Newco Common Stock and Newco Preferred
          Stock to be issued in the Synovus Merger and the Pinnacle Merger, when so issued in accordance with this Agreement, will have been duly authorized and validly issued and will be fully paid and nonassessable and not subject to any preemptive
          rights.&#160; Newco agrees to, and Pinnacle and Synovus agree to cause Newco to, comply with all of Newco&#8217;s agreements, covenants and obligations under this Agreement and to promptly effect the adoption of this Agreement by Synovus and Pinnacle, as
          the sole shareholders of Newco (collectively, the &#8220;<u>Newco Shareholder Approval</u>&#8221;).</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-1-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">ARTICLE II</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Ref202480881"></a><a name="z_Toc203903462"></a><a name="z_Toc204213061"></a>THE MERGER</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc203903463"></a><a name="z_Toc204213062"></a><font style="font-family: 'Times New Roman';">2.1</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><u>Merger.</u>&#160;
          Subject to the terms and conditions of this Agreement, at the Effective Time, (i) Synovus shall be merged with and into Newco in accordance with the provisions of Georgia Business Corporation Code (the &#8220;<u>GBCC</u>&#8221;) (the &#8220;<u>Synovus Merger</u>&#8221;)
          and (ii) simultaneously with the Synovus Merger, Pinnacle shall be merged with and into Newco in accordance with the provisions of the Tennessee Business Corporation Act (the &#8220;<u>TBCA</u>&#8221;) and the GBCC (the &#8220;<u>Pinnacle Merger</u>&#8221; and, together
          with the Synovus Merger, the &#8220;<u>Merger</u>&#8221;); <u>provided</u> that Pinnacle and Synovus agree that neither the Pinnacle Merger nor the Synovus Merger will occur if the Pinnacle Merger and the Synovus Merger do not occur concurrently.&#160; Newco
          shall be the surviving corporation in the Merger and shall continue its corporate existence under the laws of the State of Georgia.&#160; Upon consummation of the Merger, the separate corporate existence of each of Synovus and Pinnacle shall cease.&#160;
          At and after the Effective Time, the Merger shall have the effects set forth in the applicable provisions of the GBCC and, as applicable, the TBCA.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc203903464"></a><a name="z_Toc204213063"></a><font style="font-family: 'Times New Roman';">2.2</font>&#160;&#160; &#160; &#160; &#160; <font style="font-family: 'Times New Roman';"><u>Time
            and Place of Closing.</u>&#160; The closings of the Synovus Merger and the Pinnacle Merger (the &#8220;<u>Closing</u>&#8221;) shall take place simultaneously, by electronic exchange of documents on the same day when the Effective Time is to occur (the &#8220;<u>Closing

          </u>Date&#8221;), unless another time or place is agreed to in writing by Pinnacle and Synovus.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref203178881"></a><a name="z_Toc203903465"></a><a name="z_Toc204213064"></a><font style="font-family: 'Times New Roman';">2.3</font>&#160;&#160; &#160; &#160;&#160; <font style="font-family: 'Times New Roman';"><u>Effective Time.</u>&#160; Subject to the terms and conditions of this Agreement, on or before the Closing Date, the parties will cause articles of merger (the &#8220;<u>Tennessee Articles of Merger</u>&#8221;) to be filed with the Secretary
          of State of the State of Tennessee (the &#8220;<u>Tennessee Secretary</u>&#8221;) as provided in Section 48-21-107 of the TBCA and articles of merger (the &#8220;<u>Georgia Articles of Merger</u>&#8221; and, together with the Tennessee Articles of Merger, the &#8220;<u>Articles


            of Merger</u>&#8221;) to be filed with the Secretary of State of the State of Georgia (the &#8220;<u>Georgia Secretary</u>&#8221;) as provided in Section 14-2-1105 of the GBCC to effect the Synovus Merger and the Pinnacle Merger.&#160; The Synovus Merger and the
          Pinnacle Merger shall take effect at the same time, which time shall be specified in the Articles of Merger (the &#8220;<u>Effective Time</u>&#8221;).&#160; Subject to the terms and conditions hereof, unless otherwise mutually agreed upon by the duly authorized
          officers of Pinnacle and Synovus, the parties shall cause the Effective Time to occur on the second business day following the satisfaction or waiver of all the conditions set forth in Article IX (other than those conditions that by their nature
          are to be satisfied at the Closing, but subject to the satisfaction or waiver of those conditions at the Closing), or such other date mutually agreed upon in writing by Synovus and Pinnacle.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-2-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202799417"></a><a name="z_Toc202802255"></a><a name="z_Toc202802412"></a><a name="z_Ref150873262"></a><a name="z_Ref150873272"></a><a name="z_Ref150873295"></a><a name="z_Ref150874307"></a><a name="z_Toc152954523"></a><a name="z_Toc202319638"></a><a name="z_Toc202327881"></a><a name="z_Toc203903466"></a><a name="z_Toc204213065"></a><font style="font-family: 'Times New Roman';">2.4</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><u>Conversion of Common Stock.</u></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref202807507"></a><a name="z_Ref151305754"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">At the
          Effective Time, in each case subject to <font style="font-family: 'Times New Roman';"><u>Sections 2.4(b)</u></font> and <font style="font-family: 'Times New Roman';"><u>2.5</u></font>, by virtue of the Merger and without any action on the part
          of Pinnacle, Synovus, Newco or the holder of any of the following securities:</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(i)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; <font style="font-family: 'Times New Roman';">Each share of
            common stock, $1.00 par value, of Synovus (the &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Common Stock</u></font>&#8221;) issued and outstanding immediately prior to the Effective Time (except for shares of Synovus Common Stock owned
            by Synovus or Pinnacle (<a name="z_Hlk200281385"></a>in each case other than shares of Synovus Common Stock (i) held in trust accounts, managed accounts, mutual funds and the like, or otherwise held in a fiduciary or agency capacity that are
            beneficially owned by third parties or (ii) held, directly or indirectly, by Synovus or Pinnacle in respect of debts previously contracted)) shall be converted into the right to receive 0.5237 shares (the &#8220;<font style="font-family: 'Times New Roman';"><u>Exchange Ratio</u></font>&#8221; and such shares the &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Merger Consideration</u></font>&#8221;) of common stock of Newco (&#8220;<font style="font-family: 'Times New Roman';"><u>Newco Common
                Stock</u></font>&#8221;).</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(ii)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';">Each share of the
            common stock, par value $1.00 per share, of Pinnacle (the &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Common Stock</u></font>&#8221;) issued and outstanding immediately prior to the Effective Time (except for shares of Pinnacle Common
            Stock owned by Synovus or Pinnacle (in each case other than shares of Pinnacle Common Stock (i) held in trust accounts, managed accounts, mutual funds and the like, or otherwise held in a fiduciary or agency capacity that are beneficially owned
            by third parties or (ii) held, directly or indirectly, by Synovus or Pinnacle in respect of debts previously contracted)), shall be converted into the right to receive one share of Newco Common Stock (the &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Exchange Ratio</u></font>&#8221;) (such shares the &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Merger Consideration</u></font>&#8221;, together with the Synovus Merger Consideration, the &#8220;<font style="font-family: 'Times New Roman';"><u>Merger Consideration</u></font>&#8221;).</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref202479550"></a><font style="font-family: 'Times New Roman';">(b)</font>&#160;&#160;&#160; &#160; &#160;&#160; <font style="font-family: 'Times New Roman';">All shares of Synovus Common Stock and
          Pinnacle Common Stock converted pursuant to this <font style="font-family: 'Times New Roman';"><u>Section 2.4</u></font> shall no longer be issued and outstanding and shall automatically be cancelled and retired and shall cease to exist as of
          the Effective Time, and each certificate previously representing any such shares of Synovus Common Stock (each, an &#8220;<font style="font-family: 'Times New Roman';"><u>Old Synovus Certificate</u></font>&#8221;) and Pinnacle Common Stock (each, a &#8220;<font style="font-family: 'Times New Roman';"><u>Old Pinnacle Certificate</u></font>&#8221;, together with an Old Synovus Certificate, collectively, an &#8220;<font style="font-family: 'Times New Roman';"><u>Old Certificate</u></font>&#8221;; it being understood that
          any reference herein to an Old Certificate shall be deemed to include reference to book&#8209;entry account statements relating to the ownership of shares of Synovus Common Stock or Pinnacle Common Stock, as applicable) shall thereafter represent only
          the right to receive (i) a New Certificate representing the number of whole shares of Newco Common Stock which such shares of Synovus Common Stock or Pinnacle Common Stock, as applicable, have been converted into the right to receive pursuant to
          this <font style="font-family: 'Times New Roman';"><u>Section 2.4</u></font>, (ii) cash in lieu of fractional shares which the shares of Synovus Common Stock represented by such Old Synovus Certificate have been converted into the right to
          receive pursuant to this <font style="font-family: 'Times New Roman';"><u>Section 2.4</u></font> and <font style="font-family: 'Times New Roman';"><u>Section 4.2(e)</u></font>, without any interest thereon and (iii) any dividends or
          distributions which the holder thereof has the right to receive pursuant to <font style="font-family: 'Times New Roman';"><u>Section 4.2</u></font>, in each case, without any interest thereon.&#160; If, prior to the Effective Time, the issued and
          outstanding shares of Pinnacle Common Stock or Synovus Common Stock shall have been increased, decreased, changed into or exchanged for a different number or kind of shares or securities as a result of a reorganization, recapitalization,
          reclassification, stock dividend, stock split or reverse stock split, or there shall be any extraordinary dividend or distribution, an appropriate and proportionate adjustment shall be made to the Exchange Ratio to give the holders of Synovus
          Common Stock and Pinnacle Common Stock the same economic effect as contemplated by this Agreement prior to such event; <font style="font-family: 'Times New Roman';"><u>provided</u></font> that nothing contained in this sentence shall be
          construed to permit Synovus or Pinnacle to take any action with respect to its securities or otherwise that is prohibited by the terms of this Agreement.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-3-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref200352106"></a><font style="font-family: 'Times New Roman';">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Notwithstanding anything in this
          Agreement to the contrary, at the Effective Time, all shares of Synovus Common Stock and Pinnacle Common Stock that are owned by Synovus or Pinnacle (in each case other than shares of Synovus Common Stock or Pinnacle Common Stock (i) held in
          trust accounts, managed accounts, mutual funds and the like, or otherwise held in a fiduciary or agency capacity that are beneficially owned by third parties or (ii) held, directly or indirectly, by Synovus or Pinnacle, as applicable, in respect
          of debts previously contracted) shall be cancelled and retired and shall cease to exist and no Newco Common Stock or other consideration shall be delivered in exchange therefor.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202799419"></a><a name="z_Toc202802257"></a><a name="z_Toc202802414"></a><a name="z_Toc202799420"></a><a name="z_Toc202802258"></a><a name="z_Toc202802415"></a><a name="z_Toc202799421"></a><a name="z_Toc202802259"></a><a name="z_Toc202802416"></a><a name="z_Ref200352120"></a><a name="z_Ref200352260"></a><a name="z_Toc202319639"></a><a name="z_Toc202327882"></a><a name="z_Toc203903467"></a><a name="z_Toc204213066"></a><font style="font-family: 'Times New Roman';">2.5</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><u>Cancellation of Newco Common Stock.</u>&#160; At and after the Effective Time, each share of Newco Common
          Stock held by Synovus and Pinnacle immediately prior to the Effective Time shall be cancelled and retired and shall resume the status of authorized and unissued shares of Newco Common Stock, and no shares of Newco Common Stock or other securities
          of Newco shall be issued in respect thereof.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref524469693"></a><a name="z_Toc202319640"></a><a name="z_Toc202327883"></a><a name="z_Toc203903468"></a><a name="z_Toc204213067"></a><font style="font-family: 'Times New Roman';">2.6</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Conversion of Preferred Stock</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160;
            At the Effective Time, by virtue of the Merger and without any action on the part of Pinnacle, Synovus or the holder of any securities of Pinnacle or Synovus:</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160; &#160; &#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Each share of Fixed-to-Floating Rate
            Non-Cumulative Perpetual Preferred Stock, Series D, no par value, of Synovus (&#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Series D Preferred Stock</u></font>&#8221;) issued and outstanding immediately prior to the Effective Time shall
            automatically be converted into a share of a newly created series of preferred stock of Newco having terms that are not materially less favorable than the terms of the Synovus Series D Preferred Stock (all shares of such newly created series,
            collectively, the &#8220;<font style="font-family: 'Times New Roman';"><u>Newco Series A Preferred Stock</u></font>&#8221;) and, upon such conversion, the Synovus Series D Preferred Stock shall no longer be issued and outstanding and shall automatically be
            cancelled and shall cease to exist as of the Effective Time.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Each share of Fixed-Rate Reset
            Non-Cumulative Perpetual Preferred Stock, Series E, no par value, of Synovus (&#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Series E Preferred Stock</u></font>&#8221; and together with the Synovus Series D Preferred Stock, the &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Preferred Stock</u></font>&#8221;) issued and outstanding immediately prior to the Effective Time shall automatically be converted into a share of a newly created series of preferred stock of Newco
            having terms that are not materially less favorable than the terms of the Synovus Series E Preferred Stock (all shares of such newly created series, collectively, the &#8220;<font style="font-family: 'Times New Roman';"><u>Newco Series B Preferred
                Stock</u></font>&#8221;) and, upon such conversion, the Synovus Series E Preferred Stock shall no longer be issued and outstanding and shall automatically be cancelled and shall cease to exist as of the Effective Time.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-4-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Each share of 6.75% Fixed-Rate
            Non-Cumulative Perpetual Preferred Stock, Series B, no par value, of Pinnacle (&#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Preferred Stock</u></font>&#8221;) issued and outstanding immediately prior to the Effective Time shall
            automatically be converted into a share of a newly created series of preferred stock of Newco having such rights, preferences, privileges and voting powers, and limitations and restrictions thereof, taken as a whole, as are not materially less
            favorable to the holders thereof than the rights, preferences, privileges and voting powers, and limitations and restrictions thereof, of Pinnacle Preferred Stock (all shares of such newly created series, collectively, the &#8220;<font style="font-family: 'Times New Roman';"><u>Newco Series C Preferred Stock</u></font>&#8221;, and together with the Newco Series A Preferred Stock and Newco Series B Preferred Stock, the &#8220;<font style="font-family: 'Times New Roman';"><u>Newco
                Preferred Stock</u></font>&#8221;) and, upon such conversion, the Pinnacle Preferred Stock shall no longer be issued outstanding and shall automatically be cancelled and shall cease to exist as of the Effective Time.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc157323164"></a><a name="z_Ref347358220"></a><a name="z_Ref347656746"></a><a name="z_Toc351893133"></a><a name="z_Toc352100356"></a><a name="z_Ref36631"></a><a name="z_Toc195098"></a><a name="z_Ref200352195"></a><a name="z_Toc202319641"></a><a name="z_Toc202327884"></a><a name="z_Ref202799715"></a><a name="z_Toc203903469"></a><a name="z_Toc204213068"></a><font style="font-family: 'Times New Roman';">2.7</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;



        <font style="font-family: 'Times New Roman';"><u>Treatment of Synovus Equity Awards.</u></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160; &#160; &#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Treatment of Synovus Stock Options</u></font>.&#160; <a name="z_Ref347512787"></a>At the Effective Time, each outstanding option granted by Synovus to purchase shares of Synovus Common Stock (a &#8220;<u>Synovus</u><font style="font-family: 'Times New Roman';"><u> Stock Option</u></font>&#8221;) under an equity compensation plan or program of Synovus (a &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Stock Plan</u></font>&#8221;) <a name="z_Ref3542612"></a>shall, automatically
            and without any required action on the part of the holder thereof, be converted into the right to receive (without interest), less applicable Tax withholdings, a number of shares of Newco Common Stock equal to the product of (i) the Net Option
            Share Amount <font style="font-family: 'Times New Roman'; font-style: italic;">multiplied</font> by (ii) the Exchange Ratio.&#160; For purposes of this Agreement, &#8220;<font style="font-family: 'Times New Roman';"><u>Net Option Share Amount</u></font>&#8221;
            means, with respect to each Synovus Stock Option, the quotient obtained of (A) the product of (1) the excess, if any, of the Synovus Merger Consideration Value over the exercise price per share of Synovus Common Stock subject to such Synovus
            Stock Option immediately prior to the Effective Time <font style="font-family: 'Times New Roman'; font-style: italic;">multiplied by</font> (2) the number of shares of Synovus Common Stock subject to such Synovus Stock Option immediately prior
            to the Effective Time, <font style="font-family: 'Times New Roman'; font-style: italic;">divided by</font> (B) the Synovus Merger Consideration Value.&#160; For purposes of this Agreement, &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus
                Merger Consideration Value</u></font>&#8221; means the product of (A) the Pinnacle Closing Price and (B) the Exchange Ratio.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Treatment of Synovus RSU Awards</u></font>.&#160; At the Effective Time, each outstanding award of restricted stock units (a &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus RSU Award</u></font>&#8221;), whether granted prior to or
            on or after the date hereof under the Synovus Stock Plans shall, automatically and without any required action on the part of the holder thereof, be assumed by Newco and be converted into and become an award of restricted stock units relating
            to Newco Common Stock in accordance with the terms set forth in the applicable Synovus Stock Plan and the restricted stock unit agreement evidencing such Synovus RSU Award (an &#8220;<font style="font-family: 'Times New Roman';"><u>Assumed Synovus
                RSU Award</u></font>&#8221;), in each case, as in effect immediately prior to the Effective Time.&#160; Accordingly, from and after the Effective Time: (i) each Assumed Synovus RSU Award shall relate solely to shares of Newco Common Stock; (ii) the
            number of shares of Newco Common Stock underlying each Assumed Synovus RSU Award shall be determined by <font style="font-family: 'Times New Roman'; font-style: italic;">multiplying </font>the number of shares of Synovus Common Stock that
            were underlying such Assumed Synovus RSU Award immediately prior to the Effective Time <font style="font-family: 'Times New Roman'; font-style: italic;">by</font> the Exchange Ratio, and rounding the resulting number up to the nearest whole
            number of shares of Newco Common Stock; and (iii) the terms and conditions of such Assumed Synovus RSU Award shall otherwise remain unchanged as a result of the assumption of such Assumed Synovus RSU Award.&#160; Effective as of immediately after
            the Effective Time, each Assumed Synovus RSU Award held by a non-employee director of Synovus who will not serve as a member of the Board of Directors of Newco as of the Effective Time will vest in full.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-5-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Treatment of Synovus PSU Awards</u></font>.&#160; At the Effective Time, (i) each outstanding award of performance stock units (a &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus PSU Award&#8221;</u></font>) granted prior to the
            date hereof under the Synovus Stock Plans, whether vested or unvested, shall, automatically and without any required action on the part of the holder thereof, fully vest and be converted into the right to receive (without interest), less
            applicable Tax withholdings, a number of shares of Newco Common Stock, rounded up to the nearest whole number of shares, equal to the product of (A) the number of shares of Synovus Common Stock subject to such Synovus PSU Award (with such
            number of shares of Synovus Common Stock determined based on maximum performance) immediately prior to the Effective Time <font style="font-family: 'Times New Roman'; font-style: italic;">multiplied by</font> (B) the Exchange Ratio, which
            shall be delivered as soon as reasonably practicable following the Closing Date and in no event later than five (5) business days following the Closing Date.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Synovus Actions</u></font>.&#160; At or prior to the Effective Time, the Synovus board of directors (the &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Board of Directors</u></font>&#8221;) or the appropriate committee thereof
            shall adopt any resolutions that are necessary to effectuate the treatment of the Synovus Stock Options, the Synovus RSU Awards, and the Synovus PSU Awards (collectively, the &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Equity
                Awards</u></font>&#8221;) as contemplated by this <font style="font-family: 'Times New Roman';"><u>Section 2.7</u></font>.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Hlk203654450"></a><font style="font-family: 'Times New Roman';">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160; &#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Treatment of Synovus ESPP</u></font>.&#160; At the Effective Time, (i) Newco will assume the Synovus Employee Stock Purchase Plan (&#8220;<font style="font-family: 'Times New Roman';"><u>Synovus ESPP</u></font>&#8221;) and (ii) each outstanding
          option to purchase Synovus Common Stock under the Synovus ESPP outstanding as of immediately prior to the Effective Time shall be converted into an option to purchase Newco Common Stock with appropriate adjustments to reflect the Exchange Ratio.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref203732785"></a><font style="font-family: 'Times New Roman';">(d)</font>&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Treatment of Synovus DSPP</u></font>.&#160; Prior to the Effective Time, the Synovus Board of Directors or the appropriate committee thereof shall adopt resolutions to provide that, subject to the consummation of the Merger, the Synovus
          Director Stock Purchase Plan (&#8220;<font style="font-family: 'Times New Roman';"><u>Synovus DSPP</u></font>&#8221;) shall terminate effective immediately prior to the Effective Time. Prior to the Effective Time, Synovus may continue to operate the Synovus
          DSPP in the ordinary course of business in accordance with its terms until such termination; <font style="font-family: 'Times New Roman'; font-style: italic;">provided</font>, <font style="font-family: 'Times New Roman'; font-style: italic;">however</font>,
          that Synovus shall adopt resolutions and take all actions necessary to provide that, with respect to the Synovus DSPP, (i) participation following the date of this Agreement shall be limited to those directors who participate on the date of this
          Agreement, (ii) the offering period in effect immediately prior to the Effective Time shall be shortened such that it ends no later than three (3) Business Days prior to the Effective Time, and (iii) each participant&#8217;s outstanding right to
          purchase shares of Synovus Common Stock under the Synovus DSPP shall automatically be exercised on the day immediately prior to the day on which the Effective Time occurs (if not earlier terminated pursuant to the terms of the Synovus DSPP), and
          the resulting shares of Synovus Common Stock will be converted into the right to receive the Synovus Merger Consideration in accordance with <font style="font-family: 'Times New Roman';"><u>Section 2.4(a)</u></font>.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-6-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref204041355"></a><a name="z_Toc203903470"></a><a name="z_Toc204213069"></a><font style="font-family: 'Times New Roman';">2.8</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><u>Treatment of Pinnacle Equity Awards.</u></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Treatment of Pinnacle Restricted Stock Awards</u></font>.&#160; At the Effective Time, (i) each outstanding restricted stock award (an &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Restricted Stock Award</u></font>&#8221;) under
            an equity compensation plan or program of Pinnacle (an &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Stock Plan</u></font>&#8221;) shall, automatically and without any required action on the part of the holder thereof, fully vest and be
            converted into the right to receive (without interest), less applicable Tax withholdings, a number of shares of Newco Common Stock equal to the number of shares of Pinnacle Common Stock subject to such Pinnacle Restricted Stock Award
            immediately prior to the Effective Time, which shall be delivered as soon as reasonably practicable following the Closing Date and in no event later than five (5) business days following the Closing Date and (ii) an amount in cash equal to the
            amount of all dividend equivalents accrued but unpaid as of the Effective Time with respect to such Pinnacle Restricted Stock Award will be paid to the holder thereof (without interest), less applicable Tax withholdings, as soon as reasonably
            practicable following the Closing Date and in no event later than the payroll date in respect of the first full payroll period following the Closing Date.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Treatment of Pinnacle RSU Awards</u></font>.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt; font-size: 10pt;"><a name="z_Ref203599289"></a><font style="font-family: 'Times New Roman';">(i)</font>&#160;&#160;&#160;&#160; &#160; &#160;&#160; <font style="font-family: 'Times New Roman';">At the Effective
          Time, (i) each outstanding award of restricted stock units (an &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle RSU Award</u></font>&#8221;) that was granted prior to the date hereof or is held by a nonemployee member of Pinnacle&#8217;s board of
          directors (the &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Board of Directors</u></font>&#8221;<font style="font-family: 'Times New Roman';">, and with the Synovus Board of Directors, each a </font>&#8220;<font style="font-family: 'Times New Roman';"><u>Board of Directors</u></font>&#8221;) under the Pinnacle Stock Plans, whether vested or unvested, shall, automatically and without any required action on the part of the holder thereof, fully vest and be converted into the right to
          receive (without interest), less applicable Tax withholdings, a number of shares of Newco Common Stock equal to the number of shares of Pinnacle Common Stock subject to such Pinnacle RSU Award immediately prior to the Effective Time, which shall
          be delivered as soon as reasonably practicable following the Closing Date and in no event later than five (5) business days following the Closing Date (or on such later date if required to comply with Section 409A of the Code) and (ii) an amount
          in cash equal to the amount of all dividend equivalents accrued but unpaid as of the Effective Time with respect to such Pinnacle RSU Award will be paid to the holder thereof (without interest), less applicable Tax withholdings, as soon as
          reasonably practicable following the Closing Date and in no event later than the payroll date in respect of the first full payroll period following the Closing Date (or on such later date if required to comply with Section 409A of the Code).</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(ii)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">At the Effective
            Time, each outstanding Pinnacle RSU Award that is not covered by <font style="font-family: 'Times New Roman';"><u>Section 2.8(b)</u></font> shall, automatically and without any required action on the part of the holder thereof, be assumed by
            Newco and be converted into and become an award of restricted stock units relating to Newco Common Stock in accordance with the terms set forth in the applicable Pinnacle Stock Plan and the restricted stock unit agreement evidencing such
            Pinnacle RSU Award (an &#8220;<font style="font-family: 'Times New Roman';"><u>Assumed Pinnacle RSU Award</u></font>&#8221;), in each case, as in effect immediately prior to the Effective Time.&#160; Accordingly, from and after the Effective Time: (i) each
            Assumed Pinnacle RSU Award shall relate solely to shares of Newco Common Stock; (ii) the number of shares of Newco Common Stock underlying each Assumed Pinnacle RSU Award shall be equal to<font style="font-family: 'Times New Roman'; font-style: italic;">&#160;</font>the number of shares of Pinnacle Common Stock that were underlying such Assumed Pinnacle RSU Award immediately prior to the Effective Time; and (iii) the terms and conditions of such Assumed Pinnacle RSU Award shall otherwise
            remain unchanged as a result of the assumption of such Assumed Pinnacle RSU Award; <font style="font-family: 'Times New Roman'; font-style: italic;">provided</font>,<font style="font-family: 'Times New Roman'; font-style: italic;"> however</font>,
            that Newco&#8217;s board of directors or a committee thereof shall succeed to the authority and responsibility of Pinnacle&#8217;s Board of Directors or any committee thereof with respect to each Assumed Pinnacle RSU Award.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-7-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Treatment of Pinnacle PSU Awards</u></font>.&#160; At the Effective Time, (i) each outstanding award of performance stock units (an &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle PSU Award</u></font>&#8221;) granted prior to the
            date hereof under the Pinnacle Stock Plans, whether vested or unvested, shall, automatically and without any required action on the part of the holder thereof, fully vest and be converted into the right to receive (without interest), less
            applicable Tax withholdings, a number of shares of Newco Common Stock, rounded up to the nearest whole number of shares, equal to the number of shares of Pinnacle Common Stock subject to such Pinnacle PSU Award (with such number of shares of
            Pinnacle Common Stock determined based on maximum performance) immediately prior to the Effective Time, which shall be delivered as soon as reasonably practicable following the Closing Date and in no event later than five (5) business days
            following the Closing Date and (ii) an amount in cash equal to the amount of all dividend equivalents accrued but unpaid as of the Effective Time with respect to the maximum amount of such Pinnacle PSU Award will be paid in cash to the holder
            thereof (without interest), less applicable Tax withholdings, as soon as reasonably practicable following the Closing Date and in no event later than the payroll date in respect of the first full payroll period following the Closing Date.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref204041259"></a><font style="font-family: 'Times New Roman';">(d)</font>&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Pinnacle Actions</u></font>.&#160; At or prior to the Effective Time, the Pinnacle Board of Directors or the appropriate committee thereof shall adopt any resolutions that are necessary to effectuate the treatment of the Pinnacle
          Restricted Stock Awards, the Pinnacle RSU Awards, the Assumed Pinnacle RSU Awards and the Pinnacle PSU Awards (collectively, the &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Equity Awards</u></font>&#8221;) as contemplated by this <font style="font-family: 'Times New Roman';"><u>Section 2.8</u></font>.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Toc202802263"></a><a name="z_Toc202802420"></a><a name="z_Toc202802264"></a><a name="z_Toc202802421"></a><a name="z_Toc524645627"></a><a name="z_Toc536205141"></a><a name="z_Toc524973701"></a><a name="z_Toc536205143"></a><a name="z_Toc536205144"></a><a name="z_Toc347943866"></a><a name="z_Toc347947688"></a><a name="z_Toc347947809"></a><a name="z_Toc347947929"></a><a name="z_Toc524645640"></a><a name="z_Toc202802265"></a><a name="z_Toc202802422"></a><a name="z_Toc202802266"></a><a name="z_Toc202802423"></a><a name="z_Toc202802267"></a><a name="z_Toc202802424"></a><a name="z_Toc202802272"></a><a name="z_Toc202802429"></a><a name="z_Toc202802273"></a><a name="z_Toc202802430"></a><a name="z_Toc202802276"></a><a name="z_Toc202802433"></a><a name="z_Toc202802277"></a><a name="z_Toc202802434"></a><a name="z_Toc202802278"></a><a name="z_Toc202802435"></a><a name="z_Toc202802279"></a><a name="z_Toc202802436"></a><a name="z_Toc202802280"></a><a name="z_Toc202802437"></a><a name="z_Toc202802281"></a><a name="z_Toc202802438"></a><a name="z_Toc202802282"></a><a name="z_Toc202802439"></a><a name="z_Toc202802286"></a><a name="z_Toc202802443"></a><a name="z_Hlk202227677"></a><a name="z_Toc351893139"></a><a name="z_Toc352100362"></a><a name="z_Toc352100604"></a><a name="z_Toc352100722"></a><a name="z_Toc352163019"></a><a name="z_Toc352171108"></a><a name="z_Toc352617978"></a><a name="z_Toc352715242"></a><a name="z_Toc352715362"></a><a name="z_Toc352715725"></a><a name="z_Toc352719773"></a><a name="z_Toc352757081"></a><a name="z_Toc352834636"></a><a name="z_Toc524645642"></a><a name="z_Toc524728072"></a><a name="z_Toc524973708"></a><a name="z_Toc524973829"></a><a name="z_Toc525206819"></a><a name="z_Toc525406399"></a><a name="z_Toc536205149"></a><a name="z_Toc536294215"></a><a name="z_Toc536380668"></a><a name="z_Toc536380877"></a><a name="z_Toc536546180"></a><a name="z_Toc536636379"></a><a name="z_Toc536637818"></a><a name="z_Toc536717166"></a><a name="z_Toc536722606"></a><a name="z_Toc536833773"></a><a name="z_Toc536833900"></a><a name="z_Toc46127"></a><a name="z_Toc48002"></a><a name="z_Toc190387"></a><a name="z_Toc195103"></a><a name="z_Toc200048979"></a><a name="z_Toc200049353"></a>ARTICLE III</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Toc203903471"></a><a name="z_Toc204213070"></a>FRS MEMBERSHIP AND BANK MERGER</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc203903472"></a><a name="z_Toc204213071"></a><font style="font-family: 'Times New Roman';">3.1</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>FRS Membership and Bank Merger.</u>&#160; Immediately following the Effective Time, Pinnacle Bank, a Tennessee-chartered bank and, prior to the Effective Time, a wholly-owned Subsidiary of Pinnacle (&#8220;<u>Pinnacle



              Bank</u>&#8221;), shall become a member bank of the Federal Reserve System (the &#8220;<u>FRS Membership</u>&#8221;).&#160; Immediately following the effectiveness of the FRS Membership and the Effective Time, Synovus Bank, a Georgia-chartered bank and wholly-owned
            Subsidiary of Synovus (&#8220;<u>Synovus Bank</u>&#8221;), will merge with and into Pinnacle Bank (the &#8220;<u>Bank Merger</u>&#8221;).&#160; Pinnacle Bank shall be the surviving entity in the Bank Merger and, following the Bank Merger, the separate corporate existence
            of Synovus Bank shall cease.&#160; Promptly after the date of this Agreement, Pinnacle Bank and Synovus Bank will enter into an agreement and plan of merger in substantially the form set forth in <u>Exhibit C</u> (the &#8220;<u>Bank Merger Agreement</u>&#8221;).&#160;



            Each of Pinnacle and Synovus shall approve the Bank Merger Agreement and the Bank Merger as the sole shareholder of Pinnacle Bank and Synovus Bank, respectively, and Pinnacle and Synovus shall, and </font><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">shall cause Pinnacle Bank and Synovus Bank, respectively, to, execute certificates or articles of merger and such other documents and certificates as are necessary to make the Bank Merger effective (&#8220;<u>Bank Merger
              Certificates</u>&#8221;) immediately following the Effective Time.&#160; The Bank Merger shall become effective at such time and date as specified in the Bank Merger Agreement in accordance with applicable law, or at such other time as shall be provided
            by applicable law, or as mutually agreed by Synovus and Pinnacle.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-8-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Toc200351967"></a><a name="z_Toc200354135"></a><a name="z_Toc200397233"></a><a name="z_Toc200401833"></a><a name="z_Toc200402989"></a><a name="z_Toc200403124"></a><a name="z_Toc202312379"></a><a name="z_Toc202319652"></a>ARTICLE IV</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Ref347357598"></a><a name="z_Toc202327895"></a><a name="z_Toc203903473"></a><a name="z_Toc204213072"></a>EXCHANGE OF SHARES</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893140"></a><a name="z_Toc352100363"></a><a name="z_Toc202319653"></a><a name="z_Toc202327896"></a><a name="z_Toc203903474"></a><a name="z_Toc204213073"></a><font style="font-family: 'Times New Roman';">4.1</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Newco to Make Consideration Available</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; At or prior to the Effective Time, Newco shall deposit, or shall cause to be deposited, with a bank or trust company mutually agreed upon by Pinnacle and Synovus (the &#8220;<u>Exchange Agent</u>&#8221;),
            for exchange in accordance with this <u>Article IV</u> for the benefit of the holders of Old Certificates (which for purposes of this <u>Article IV</u> shall be deemed to include certificates or book-entry account statements representing
            shares of Synovus Preferred Stock and Pinnacle Preferred Stock), certificates or evidence in book-entry form, representing shares of Newco Common Stock or Newco Preferred Stock to be issued pursuant to <u>Section 2.4</u> and <u>Section 2.6</u>,
            respectively (collectively, referred to herein as &#8220;<u>New Certificates</u>&#8221;), and cash in lieu of any fractional shares to be paid pursuant to <u>Section 4.2(e)</u> (such cash and New Certificates, together with any dividends or distributions
            with respect to shares of Newco Common Stock or Newco Preferred Stock payable in accordance with <u>Section 4.2</u>, being hereinafter referred to as the &#8220;<u>Exchange Fund</u>&#8221;).</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347358168"></a><a name="z_Ref347358262"></a><a name="z_Toc351893141"></a><a name="z_Toc352100364"></a><a name="z_Toc202319654"></a><a name="z_Toc202327897"></a><a name="z_Toc203903475"></a><a name="z_Toc204213074"></a><font style="font-family: 'Times New Roman';">4.2</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Exchange
              of Shares</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt; text-align: justify;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347358246"></a><a name="z_Ref352100828"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">As
          promptly as practicable after the Effective Time, but in no event later than ten (10) days thereafter, Newco shall cause the Exchange Agent to mail to each holder of record of one or more Old Certificates immediately prior to the Effective Time
          that have been converted at the Effective Time into the right to receive Newco Common Stock and Newco Preferred Stock, as applicable, pursuant to <font style="font-family: 'Times New Roman';"><u>Article II</u></font>, a letter of transmittal
          (which shall specify that delivery shall be effected, and risk of loss and title to the Old Certificates shall pass, only upon proper delivery of the Old Certificates to the Exchange Agent) and instructions for use in effecting the surrender of
          the Old Certificates in exchange for New Certificates representing the number of whole shares of Newco Common Stock and any cash in lieu of fractional shares or shares of Newco Preferred Stock, as applicable, which the shares of Synovus Common
          Stock, Synovus Preferred Stock, Pinnacle Common Stock or Pinnacle Preferred Stock represented by such Old Certificate or Old Certificates shall have been converted into the right to receive pursuant to this Agreement as well as any dividends or
          distributions to be paid pursuant to this <font style="font-family: 'Times New Roman';"><u>Section 4.2</u></font>.&#160; Upon proper surrender of an Old Certificate or Old Certificates for exchange and cancellation to the Exchange Agent, together
          with such properly completed letter of transmittal, duly executed, the holder of such Old Certificate or Old Certificates shall be entitled to receive in exchange therefor, as applicable, (i) (A) a New Certificate representing that number of
          whole shares of Newco Common Stock to which such holder of Synovus Common Stock or Pinnacle Common Stock shall have become entitled pursuant to the provisions of <font style="font-family: 'Times New Roman';"><u>Article II</u></font> and (B) a
          check representing the amount of (x) any cash in lieu of fractional shares which such holder has the right to receive in respect of the Old Certificate or Old Certificates surrendered pursuant to the provisions of this <font style="font-family: 'Times New Roman';"><u>Article IV</u></font> and (y) any dividends or distributions which the holder thereof has the right to receive pursuant to this <font style="font-family: 'Times New Roman';"><u>Section 4.2</u></font> or (ii) (A) a New
          Certificate representing that number of shares of Newco Preferred Stock to which such holder of Synovus Preferred Stock or Pinnacle Preferred Stock shall have become entitled pursuant to the provisions of <font style="font-family: 'Times New Roman';"><u>Article II</u></font>, and (B) a check representing the amount of any dividends or distributions which the holder thereof has the right to receive pursuant to this <font style="font-family: 'Times New Roman';"><u>Section 4.2</u></font>,
          and the Old Certificate or Old Certificates so surrendered shall forthwith be cancelled.&#160; No interest will be paid or accrued on any cash in lieu of fractional shares or dividends or distributions payable to holders of Old Certificates.&#160; Until
          surrendered as contemplated by this <font style="font-family: 'Times New Roman';"><u>Section 4.2</u></font>, each Old Certificate shall be deemed at any time after the Effective Time to represent only the right to receive, upon surrender, the
          number of whole shares of Newco Common Stock or shares of Newco Preferred Stock which the shares of Synovus Common Stock, Synovus Preferred Stock, Pinnacle Common Stock or Pinnacle Preferred Stock, as applicable, represented by such Old
          Certificate have been converted into the right to receive and any cash in lieu of fractional shares or in respect of any dividends or distributions as contemplated by this <font style="font-family: 'Times New Roman';"><u>Section 4.2</u></font>.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-9-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">No dividends or other distributions
            declared with respect to Newco Common Stock or Newco Preferred Stock shall be paid to the holder of any unsurrendered Old Certificate until the holder thereof shall surrender such Old Certificate in accordance with this <font style="font-family: 'Times New Roman';"><u>Article IV</u></font>.&#160; After the surrender of an Old Certificate in accordance with this <font style="font-family: 'Times New Roman';"><u>Article IV</u></font>, the record holder thereof shall be
            entitled to receive any such dividends or other distributions, without any interest thereon, which theretofore had become payable with respect to the shares of Newco Common Stock or shares of Newco Preferred Stock that the shares of Synovus
            Common Stock, Synovus Preferred Stock, Pinnacle Common Stock or Pinnacle Preferred Stock, as applicable, represented by such Old Certificate have been converted into the right to receive.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">If any New Certificate representing
            shares of Newco Common Stock or Newco Preferred Stock is to be issued in a name other than that in which the Old Certificate or Old Certificates surrendered in exchange therefor is or are registered, it shall be a condition of the issuance
            thereof that the Old Certificate or Old Certificates so surrendered shall be properly endorsed (or accompanied by an appropriate instrument of transfer) and otherwise in proper form for transfer, and that the person requesting such exchange
            shall pay to the Exchange Agent in advance any transfer or other similar Taxes required by reason of the issuance of a New Certificate representing shares of Newco Common Stock or Newco Preferred Stock in any name other than that of the
            registered holder of the Old Certificate or Old Certificates surrendered, or required for any other reason, or shall establish to the satisfaction of the Exchange Agent that such Tax has been paid or is not payable.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">After the Effective Time, there shall
            be no transfers on the stock transfer books of Synovus and Pinnacle of the shares of Synovus Common Stock, Synovus Preferred Stock, Pinnacle Common Stock and Pinnacle Preferred Stock, as applicable, that were issued and outstanding immediately
            prior to the Effective Time, as applicable.&#160; If, after the Effective Time, Old Certificates representing such shares are presented for transfer to the Exchange Agent, they shall be cancelled and exchanged for New Certificates representing
            shares of Newco Common Stock or Newco Preferred Stock, as applicable, as provided in this <font style="font-family: 'Times New Roman';"><u>Article IV</u></font>.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-10-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347358058"></a><a name="z_Ref200214437"></a><font style="font-family: 'Times New Roman';">(e)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Notwithstanding



          anything to the contrary contained herein, no New Certificates or scrip representing fractional shares of Newco Common Stock shall be issued upon the surrender for exchange of Old Certificates, no dividend or distribution with respect to Newco
          Common Stock shall be payable on or with respect to any fractional share, and such fractional share interests shall not entitle the owner thereof to vote or to any other rights of a shareholder of Newco.&#160; In lieu of the issuance of any such
          fractional share, Newco shall pay to each former holder of Synovus Common Stock who otherwise would be entitled to receive such fractional share an amount in cash (without interest and rounded to the nearest cent) determined by multiplying (i)
          the average of the closing-sale price of Pinnacle Common Stock on the Nasdaq Stock Market (&#8220;<font style="font-family: 'Times New Roman';"><u>NASDAQ</u></font>&#8221;), as reported by <font style="font-family: 'Times New Roman'; font-style: italic;">The



            Wall Street Journal</font> for the consecutive period of five (5) full trading days ending on the trading day preceding the Closing Date (the &#8220;<u>Pinnacle</u><font style="font-family: 'Times New Roman';"><u> Closing Price</u></font>&#8221;) by (ii)
          the fraction of a share (after taking into account all shares of Synovus Common Stock held by such holder immediately prior to the Effective Time and rounded to the nearest one-thousandth when expressed in decimal form) of Newco Common Stock
          which such holder would otherwise be entitled to receive pursuant to <font style="font-family: 'Times New Roman';"><u>Section 2.4(a)</u></font>.&#160; The parties acknowledge that payment of such cash consideration in lieu of issuing fractional
          shares is not separately bargained-for consideration, but merely represents a mechanical rounding off for purposes of avoiding the expense and inconvenience that would otherwise be caused by the issuance of fractional shares.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(f)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Any portion of the Exchange Fund that
            remains unclaimed by the shareholders of Synovus and Pinnacle for twelve (12) months after the Effective Time shall be paid to the Surviving Entity.&#160; Any former holders of Synovus Common Stock, Synovus Preferred Stock, Pinnacle Common Stock or
            Pinnacle Preferred Stock who have not theretofore complied with this <font style="font-family: 'Times New Roman';"><u>Article IV</u></font> shall thereafter look only to the Surviving Entity for payment of the shares of Newco Common Stock,
            cash in lieu of any fractional shares and any unpaid dividends and distributions on the Newco Common Stock deliverable in respect of each former share of Synovus Common Stock and Pinnacle Common Stock such holder holds as determined pursuant to
            this Agreement, or the shares of Newco Preferred Stock and any unpaid dividends and distributions on the Newco Preferred Stock deliverable in respect of each former share of Synovus Preferred Stock and Pinnacle Preferred Stock such holder holds
            as determined pursuant to this Agreement, in each case, without any interest thereon.&#160; Notwithstanding the foregoing, none of Pinnacle, Synovus, the Surviving Entity, the Exchange Agent or any other person shall be liable to any former holder
            of shares of Synovus Common Stock, Synovus Preferred Stock, Pinnacle Common Stock or Pinnacle Preferred Stock for any amount delivered in good faith to a public official pursuant to applicable abandoned property, escheat or similar laws.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(g)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Newco, Synovus and Pinnacle shall be
            entitled to deduct and withhold, or cause the Exchange Agent to deduct and withhold, from any cash in lieu of fractional shares of Newco Common Stock, cash dividends or distributions payable pursuant to this <font style="font-family: 'Times New Roman';"><u>Section 4.2</u></font> or any other amounts otherwise payable pursuant to this Agreement such amounts as it is required to deduct and withhold with respect to the making of such payment under the Code or any provision of
            state, local or foreign Tax law.&#160; To the extent that amounts are so deducted and withheld and paid over to the appropriate governmental authority, such amounts shall be treated for all purposes of this Agreement as having been paid to the
            person in respect of which the deduction and withholding was made.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-11-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(h)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">In the event any Old Certificate
            shall have been lost, stolen or destroyed, upon the making of an affidavit of that fact by the person claiming such Old Certificate to be lost, stolen or destroyed and, if required by Newco or the Exchange Agent, the posting by such person of a
            bond in such amount as Newco or the Exchange Agent may determine is reasonably necessary as indemnity against any claim that may be made against it with respect to such Old Certificate, the Exchange Agent will issue in exchange for such lost,
            stolen or destroyed Old Certificate the shares, and any cash in lieu of fractional shares, of Newco Common Stock, or the shares of Newco Preferred Stock, as applicable, deliverable in respect thereof pursuant to this Agreement.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Toc351893142"></a><a name="z_Toc352100365"></a><a name="z_Toc352100607"></a><a name="z_Toc352100725"></a><a name="z_Toc352163022"></a><a name="z_Toc352171111"></a><a name="z_Toc352617981"></a><a name="z_Toc352715245"></a><a name="z_Toc352715365"></a><a name="z_Toc352715728"></a><a name="z_Toc352719776"></a><a name="z_Toc352757084"></a><a name="z_Toc352834639"></a><a name="z_Toc524645645"></a><a name="z_Toc524728075"></a><a name="z_Toc524973711"></a><a name="z_Toc524973832"></a><a name="z_Toc525206822"></a><a name="z_Toc525406402"></a><a name="z_Toc536205152"></a><a name="z_Toc536294218"></a><a name="z_Toc536380671"></a><a name="z_Toc536380880"></a><a name="z_Toc536546183"></a><a name="z_Toc536636382"></a><a name="z_Toc536637821"></a><a name="z_Toc536717169"></a><a name="z_Toc536722609"></a><a name="z_Toc536833776"></a><a name="z_Toc536833903"></a><a name="z_Toc46130"></a><a name="z_Toc48005"></a><a name="z_Toc190390"></a><a name="z_Toc195106"></a><a name="z_Toc200048982"></a><a name="z_Toc200049356"></a><a name="z_Toc200351970"></a><a name="z_Toc200354138"></a><a name="z_Toc200397236"></a><a name="z_Toc200401836"></a><a name="z_Toc200402992"></a><a name="z_Toc200403127"></a><a name="z_Toc202312382"></a><a name="z_Toc202319655"></a>ARTICLE V</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Ref347357756"></a><a name="z_Ref352101906"></a><a name="z_Ref200400387"></a><a name="z_Toc202327898"></a><a name="z_Toc203903476"></a><a name="z_Toc204213075"></a><a name="z_Hlk200316313"></a><a name="z_Hlk200312374"></a>REPRESENTATIONS AND <a name="z_Hlk200310722"></a>WARRANTIES OF SYNOVUS</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Except (a) as disclosed in the disclosure schedule delivered by Synovus to Pinnacle concurrently herewith (the &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Disclosure Schedule</u></font>&#8221;); <font style="font-family: 'Times New Roman';"><u>provided</u></font>, that (i) no such item is required to be set forth as an exception to a representation or warranty if its absence would
        not result in the related representation or warranty being deemed untrue or incorrect, (ii) the mere inclusion of an item in the Synovus Disclosure Schedule as an exception to a representation or warranty shall not be deemed an admission by Synovus
        that such item represents a material exception or fact, event or circumstance or that such item would reasonably be expected to have a Material Adverse Effect and (iii) any disclosures made with respect to a section of this <font style="font-family: 'Times New Roman';"><u>Article V</u></font> shall be deemed to qualify (1) any other section of this <font style="font-family: 'Times New Roman';"><u>Article V</u></font> specifically referenced or cross-referenced and (2)
        other sections of this <font style="font-family: 'Times New Roman';"><u>Article V</u></font> to the extent it is reasonably apparent on its face (notwithstanding the absence of a specific cross reference) from a reading of the disclosure that such
        disclosure applies to such other sections or (b) as disclosed in any Synovus Reports filed with the SEC by Synovus since December 31, 2022 and prior to the date hereof (but disregarding risk factor disclosures contained under the heading &#8220;Risk
        Factors,&#8221; or disclosures of risks set forth in any &#8220;forward-looking statements&#8221; disclaimer or any other statements that are similarly non-specific or cautionary, predictive or forward-looking in nature), Synovus hereby represents and warrants to
        Pinnacle as follows:</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359497"></a><a name="z_Toc351893143"></a><a name="z_Toc352100366"></a><a name="z_Toc202319656"></a><a name="z_Toc202327899"></a><a name="z_Toc203903477"></a><a name="z_Toc204213076"></a><font style="font-family: 'Times New Roman';">5.1</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Corporate Organization</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-12-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref524553024"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';">Synovus is a corporation duly
          organized, validly existing and in good standing under the laws of the State of Georgia, is a bank holding company duly registered under the Bank Holding Company Act of 1956, as amended (the &#8220;<font style="font-family: 'Times New Roman';"><u>BHC
              Act</u></font>&#8221;) and has elected to be treated as a financial holding company under the BHC Act.&#160; Synovus has the corporate power and authority to own, lease or operate all of its properties and assets and to carry on its business as it is
          now being conducted in all material respects.&#160; Synovus is duly licensed or qualified to do business and in good standing in each jurisdiction in which the nature of the business conducted by it or the character or location of the properties and
          assets owned, leased or operated by it makes such licensing, qualification or standing necessary, except where the failure to be so licensed or qualified or to be in good standing would not, either individually or in the aggregate, reasonably be
          expected to have a Material Adverse Effect on Synovus.&#160; As used in this Agreement, the term &#8220;<font style="font-family: 'Times New Roman';"><u>Material Adverse Effect</u></font>&#8221; means, with respect to Pinnacle, Synovus or the Surviving Entity, as
          the case may be, any effect, change, event, circumstance, condition, occurrence or development that, either individually or in the aggregate, has had or would reasonably be expected to have a material adverse effect on (i) the business,
          properties, assets, liabilities, results of operations or financial condition of such party and its Subsidiaries taken as a whole (<font style="font-family: 'Times New Roman';"><u>provided</u></font>, <font style="font-family: 'Times New Roman';"><u>however</u></font>, that, with respect to this clause (i), Material Adverse Effect shall not be deemed to include the impact of (A) changes, after the date hereof, in U.S. generally accepted accounting principles (&#8220;<font style="font-family: 'Times New Roman';"><u>GAAP</u></font>&#8221;) or applicable regulatory accounting requirements, (B) changes, after the date hereof, in laws, rules or regulations of general applicability to companies in the industries in which
          such party and its Subsidiaries operate, or interpretations thereof by courts or Governmental Entities, (C) changes, after the date hereof, in global, national or regional political conditions (including the outbreak of war or acts of terrorism)
          or in economic or market (including equity, credit and debt markets, as well as changes in interest rates) conditions affecting the financial services industry generally and not specifically relating to such party or its Subsidiaries, (D)
          changes, after the date hereof, resulting from hurricanes, earthquakes, tornados, floods or other natural manmade disasters or from any outbreak of any disease or other public health event, (E) public disclosure of the transactions contemplated
          hereby or actions expressly required by this Agreement or that are taken with the prior written consent of the other party in contemplation of the transactions contemplated hereby, or (F) a decline in the trading price of a party&#8217;s common stock
          or the failure, in and of itself, to meet earnings projections or internal financial forecasts, but not, in either case, including any underlying causes thereof; except, with respect to <font style="font-family: 'Times New Roman';"><u>subclause
              (A)</u></font>, <u>(B)</u>, <u>(C)</u> or <u>(D)</u>, to the extent that the effects of such change are materially disproportionately adverse to the business, properties, assets, liabilities results of operations or financial condition of
          such party and its Subsidiaries, taken as a whole, as compared to other companies in the industry in which such party and its Subsidiaries operate) or (ii) the ability of such party to timely consummate the transactions contemplated hereby.&#160; As
          used in this Agreement, the word &#8220;<font style="font-family: 'Times New Roman';"><u>Subsidiary</u></font>&#8221; when used with respect to any person, means any corporation, partnership, limited liability company, bank or other organization, whether
          incorporated or unincorporated, or person of which (x) such first person directly or indirectly owns or controls at least a majority of the securities or other interests having by their terms ordinary voting power to elect a majority of the board
          of directors or others performing similar functions, (y) such first person is or directly or indirectly has the power to appoint a general partner, manager or managing member or others performing similar functions or (z) such first person is
          deemed to control for purposes of the BHC Act; <font style="font-family: 'Times New Roman';"><u>provided</u></font> that, with respect to Pinnacle, Bankers Healthcare Group, LLC and its Subsidiaries (collectively, &#8220;<font style="font-family: 'Times New Roman';"><u>BHG</u></font>&#8221;) shall not be considered Subsidiaries of Pinnacle.&#160; True and complete copies of the restated articles of incorporation of Synovus (the &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Articles</u></font>&#8221;)


          and the restated bylaws of Synovus (the &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Bylaws</u></font>&#8221;), in each case, as in effect as of the date of this Agreement, have previously been made available by Synovus to Pinnacle.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347943479"></a><a name="z_Ref524553030"></a><a name="z_Ref536200581"></a><font style="font-family: 'Times New Roman';">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Except as would not, either individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Synovus, each Subsidiary of Synovus (a &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus
              Subsidiary</u></font>&#8221;) (i) is duly organized and validly existing under the laws of its jurisdiction of organization, (ii) is duly licensed or qualified to do business and, where such concept is recognized under applicable law, in good
          standing in all jurisdictions (whether federal, state, local or foreign) where its ownership, leasing or operation of property or the conduct of its business requires it to be so licensed or qualified or in good standing and (iii) has all
          requisite corporate power and authority to own, lease or operate its properties and assets and to carry on its business as now conducted.&#160; There are no restrictions on the ability of Synovus or any Subsidiary of Synovus to pay dividends or
          distributions except, in the case of Synovus or a Subsidiary that is a regulated entity, for restrictions on dividends or distributions generally applicable to all similarly regulated entities.&#160; Synovus Bank is the only depository institution
          Subsidiary of Synovus, and the deposit accounts of Synovus Bank are insured by the Federal Deposit Insurance Corporation (the &#8220;<font style="font-family: 'Times New Roman';"><u>FDIC</u></font>&#8221;) through the Deposit Insurance Fund (as defined in
          Section 3(y) of the Federal Deposit Insurance Act of 1950 (the &#8220;<font style="font-family: 'Times New Roman';"><u>Bank Merger Act</u></font>&#8221;)) to the fullest extent permitted by law, all premiums and assessments required to be paid in connection
          therewith have been paid when due, and no proceedings for the termination of such insurance are pending or threatened.&#160; Section 5.1(b) of the Synovus Disclosure Schedule sets forth a true and complete list of all Subsidiaries of Synovus as of the
          date hereof.&#160; True and complete copies of the articles of incorporation, certificate of incorporation, charter, bylaws or other similar governing instruments, in each case as amended (the &#8220;<font style="font-family: 'Times New Roman';"><u>Organizational



              Documents</u></font>&#8221;), of Synovus Bank as in effect as of the date of this Agreement have previously been made available by Synovus to Pinnacle.&#160; There is no person whose results of operations, cash flows, changes in shareholders&#8217; equity or
          financial position are consolidated in the financial statements of Synovus other than the Synovus Subsidiaries.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-13-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359485"></a><a name="z_Toc351893144"></a><a name="z_Toc352100367"></a><a name="z_Toc202319657"></a><a name="z_Toc202327900"></a><a name="z_Toc203903478"></a><a name="z_Toc204213077"></a><font style="font-family: 'Times New Roman';">5.2</font>&#160;&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Capitalization</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347943250"></a><a name="z_Ref536636624"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160; &#160;&#160; &#160; <font style="font-family: 'Times New Roman';">The
          authorized capital stock of Synovus consists of 342,857,142 shares of Synovus Common Stock and 100,000,000 shares of preferred stock, no par value.&#160; As of July 21, 2025, there were (i) 138,791,690 shares of Synovus Common Stock issued and
          outstanding; (ii) 33,921,100 shares of Synovus Common Stock held in treasury; (iii) 95,676 shares of Synovus Common Stock reserved for issuance upon the exercise of outstanding Synovus Stock Options; (iv) 1,437,200 shares of Synovus Common Stock
          subject to outstanding Synovus RSU Awards; (v) 447,952 shares of Synovus Common Stock subject to outstanding Synovus PSU Awards (assuming performance goals are satisfied at the target level) and 671,928 shares of Synovus Common Stock subject to
          outstanding Synovus PSU Awards (assuming performance goals are satisfied at the maximum level); (vi) 8,000,000 shares of Synovus Series D Preferred Stock issued and outstanding and (vii) 14,000,000 shares of Synovus Series E Preferred Stock
          issued and outstanding.&#160; As of the date of this Agreement, except as set forth in the immediately preceding sentence and for changes since July 21, 2025 resulting from the exercise, vesting or settlement of any Synovus Equity Awards described in
          the immediately preceding sentence, there are no shares of capital stock or other voting securities or equity interests of Synovus issued, reserved for issuance or outstanding.&#160; All the issued and outstanding shares of Synovus Common Stock and
          Synovus Preferred Stock have been duly authorized and validly issued and are fully paid, nonassessable and free of preemptive rights, with no personal liability attaching to the ownership thereof.&#160; Synovus is current on all dividends payable on
          the outstanding shares of Synovus Preferred Stock, and has complied in all material respects with terms and conditions thereof.&#160; There are no bonds, debentures, notes or other indebtedness that have the right to vote on any matters on which
          shareholders of Synovus may vote.&#160; As of the date hereof, no trust preferred or subordinated debt securities of Synovus are issued or outstanding.&#160; Other than Synovus Equity Awards issued prior to the date of this Agreement as described in this <font style="font-family: 'Times New Roman';"><u>Section 5.2(a)</u></font> and rights under the Synovus ESPP and the Synovus DSPP, as of the date of this Agreement there are no outstanding subscriptions, options, warrants, stock appreciation rights,
          phantom units, scrip, rights to subscribe to, preemptive rights, anti-dilutive rights, rights of first refusal or similar rights, puts, calls, commitments or agreements of any character relating to, or securities or rights convertible or
          exchangeable into or exercisable for, shares of capital stock or other voting or equity securities of or ownership interest in Synovus, or contracts, commitments, understandings or arrangements by which Synovus may become bound to issue
          additional shares of its capital stock or other equity or voting securities of or ownership interests in Synovus, or that otherwise obligate Synovus to issue, transfer, sell, purchase, redeem or otherwise acquire, any of the foregoing
          (collectively, &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Securities</u></font>&#8221;).&#160; Other than Synovus Equity Awards, no equity-based awards (including any cash awards where the amount of payment is determined, in whole or in part,
          based on the price of any capital stock of Synovus or any of its Subsidiaries) are outstanding.&#160; There are no voting trusts, shareholder agreements, proxies or other agreements in effect to which Synovus or any of its Subsidiaries is a party with
          respect to the voting or transfer of Synovus Common Stock, capital stock or other voting or equity securities or ownership interests of Synovus or granting any shareholder or other person any registration rights.&#160; No Synovus Subsidiary owns any
          capital stock of Synovus.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-14-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Each Synovus Stock Option (i) was
            granted in compliance with all applicable laws and all of the terms and conditions of the Synovus Stock Plan pursuant to which it was issued, and (ii) has an exercise price per share equal to or greater than the fair market value of a share on
            the date of such grant.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref352102513"></a><font style="font-family: 'Times New Roman';">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Except as would not, either
          individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Synovus, Synovus owns, directly or indirectly, all the issued and outstanding shares of capital stock or other equity ownership interests of each of the
          Synovus Subsidiaries, free and clear of any liens, claims, title defects, mortgages, pledges, charges, encumbrances and security interests whatsoever (&#8220;<font style="font-family: 'Times New Roman';"><u>Liens</u></font>&#8221;), and all of such shares or
          equity ownership interests are duly authorized and validly issued and are fully paid, nonassessable (except, with respect to Subsidiaries that are depository institutions, as provided under any provision of applicable state law comparable to 12
          U.S.C. &#167; 55) and free of preemptive rights, with no personal liability attaching to the ownership thereof.&#160; As of the date of this Agreement, no Synovus Subsidiary has or is bound by any outstanding subscriptions, options, warrants, calls,
          rights, commitments or agreements of any character calling for the purchase or issuance of any shares of capital stock or any other equity security of such Subsidiary or any securities representing the right to purchase or otherwise receive any
          shares of capital stock or any other equity security of such Subsidiary.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893145"></a><a name="z_Toc352100368"></a><a name="z_Toc202319658"></a><a name="z_Toc202327901"></a><a name="z_Toc203903479"></a><a name="z_Toc204213078"></a><font style="font-family: 'Times New Roman';">5.3</font>&#160;&#160;&#160; &#160; &#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Authority; No Violation</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359511"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Synovus has full corporate power and
          authority to execute and deliver this Agreement and, subject to the shareholder and other actions described below, to consummate the transactions contemplated hereby.&#160; The execution and delivery of this Agreement and the consummation of the
          transactions contemplated hereby (including the Merger) have been duly and validly approved by the Board of Directors of Synovus.&#160; The Board of Directors of Synovus has determined that the transactions contemplated hereby (including the Merger),
          on the terms and conditions set forth in this Agreement, are advisable and in the best interests of Synovus and its shareholders, has adopted and approved this Agreement and the transactions contemplated hereby (including the Merger), and has
          directed that this Agreement be submitted to Synovus&#8217;s shareholders for approval at a meeting of such shareholders and has adopted a resolution to the foregoing effect.&#160; Except for (i) the approval of this Agreement by the affirmative vote of a
          majority of all the votes entitled to be cast on this Agreement by all shares of Synovus Common Stock entitled to vote on this Agreement (the &#8220;<font style="font-family: 'Times New Roman';"><u>Requisite Synovus Vote</u></font>&#8221;), (ii) the approval
          of the Bank Merger Agreement by Synovus as Synovus Bank&#8217;s sole shareholder and (iii) the Newco Shareholder Approval, no other corporate proceedings on the part of Synovus are necessary to approve this Agreement or to consummate the transactions
          contemplated hereby.&#160; This Agreement has been duly and validly executed and delivered by Synovus and (assuming due authorization, execution and delivery by Pinnacle) constitutes a valid and binding obligation of Synovus, enforceable against
          Synovus in accordance with its terms (except in all cases as such enforceability may be limited by bankruptcy, insolvency, moratorium, reorganization or similar laws of general applicability affecting the rights of creditors generally and the
          availability of equitable remedies (the &#8220;<font style="font-family: 'Times New Roman';"><u>Enforceability Exceptions</u></font>&#8221;)).</font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-15-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref524594158"></a><font style="font-family: 'Times New Roman';">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Neither the execution and delivery of
          this Agreement by Synovus nor the consummation by Synovus of the transactions contemplated hereby (including the Merger and the Bank Merger), nor compliance by Synovus with any of the terms or provisions hereof, will (i) violate any provision of
          the Synovus Articles or the Synovus Bylaws or (ii) assuming that the consents and approvals referred to in <font style="font-family: 'Times New Roman';"><u>Section 5.4</u></font> are duly obtained, (x) violate any law, statute, code, ordinance,
          rule, regulation, judgment, order, writ, decree or injunction applicable to Synovus or any of its Subsidiaries or any of their respective properties or assets or (y) violate, conflict with, result in a breach of any provision of or the loss of
          any benefit under, constitute a default (or an event which, with notice or lapse of time, or both, would constitute a default) under, result in the termination of or a right of termination or cancellation under, accelerate the performance
          required by, or result in the creation of any Lien upon any of the respective properties or assets of Synovus or any of its Subsidiaries under, any of the terms, conditions or provisions of any note, bond, mortgage, indenture, deed of trust,
          license, lease, agreement or other instrument or obligation to which Synovus or any of its Subsidiaries is a party, or by which they or any of their respective properties or assets may be bound, except (in the case of clauses (x) and (y) above)
          for such violations, conflicts, breaches, defaults, terminations, cancellations, accelerations or creations that, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Synovus.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc524645649"></a><a name="z_Ref347358455"></a><a name="z_Ref347359443"></a><a name="z_Toc351893146"></a><a name="z_Toc352100369"></a><a name="z_Toc202319659"></a><a name="z_Toc202327902"></a><a name="z_Toc203903480"></a><a name="z_Toc204213079"></a><font style="font-family: 'Times New Roman';">5.4</font>&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Consents and Approvals</u></font><a name="z_Toc351893147"></a><a name="z_Toc352100370"></a><font style="font-family: 'Times New Roman';"><u>.</u>&#160; Except for (i) the filing of any required applications, filings and
            notices, as applicable, with NASDAQ or the New York Stock Exchange (&#8220;<u>NYSE</u>&#8221;), and the approval of the listing of the shares of Newco Common Stock and Newco Preferred Stock (or, in the case of the Newco Series C Preferred Stock, depositary
            shares in respect thereof) to be issued pursuant to this Agreement on the NYSE, (ii) the filing of any required applications, filings and notices, as applicable, with the Board of Governors of the Federal Reserve System (the &#8220;<u>Federal Reserve
              Board</u>&#8221;) under the BHC Act with respect to the Merger, the Federal Reserve Act with respect to the FRS Membership and the Bank Merger Act with respect to the Bank Merger and approval or waiver of such applications, filings and notices,
            (iii) the filing of any required applications, filings and notices, as applicable, with the Commissioner of the Tennessee Department of Financial Institutions and the Georgia Department of Banking and Finance, and approval of such applications,
            filings and notices, (iv) the filing of any required applications, filings or notices with the Financial Industry Regulatory Authority (&#8220;<u>FINRA</u>&#8221;) and approval of such applications, filings and notices, (v) the filing with the Securities
            and Exchange Commission (the &#8220;<u>SEC</u>&#8221;) of a joint proxy statement in definitive form relating to the meetings of Synovus&#8217;s and Pinnacle&#8217;s shareholders to be held in connection with this Agreement and the transactions contemplated hereby
            (including any amendments or supplements thereto, the &#8220;<u>Joint Proxy Statement</u>&#8221;), and the registration statement on Form S-4 in which the Joint Proxy Statement will be included as a prospectus, to be filed with the SEC by Newco in
            connection with the transactions contemplated by this Agreement (the &#8220;<u>S-4</u>&#8221;) and the declaration by the SEC of the effectiveness of the S-4, (vi) the filing of the Articles of Merger with the Tennessee Secretary pursuant to the TBCA and
            the Georgia Secretary pursuant to the GBCC, as applicable, the filing of the Bank Merger Certificates with the applicable Governmental Entities as required by applicable law and (vii) such filings and approvals as are required to be made or
            obtained under the securities or &#8220;Blue Sky&#8221; laws of various states in connection with the issuance of the shares of Newco Common Stock and Newco Preferred Stock (or, in the case of the Newco Series C Preferred Stock, depositary shares in
            respect thereof) pursuant to this Agreement, no consents or approvals of or filings or registrations with any court, administrative agency or commission or other governmental or regulatory authority or instrumentality or self-regulatory
            organization (an &#8220;<u>SRO</u>&#8221; and, each of the preceding, a &#8220;<u>Governmental Entity</u>&#8221;) are necessary in connection with (x) the execution and delivery by Synovus of this Agreement or (y) the consummation by Synovus of the Merger and the
            other transactions contemplated hereby (including the Bank Merger).&#160; As of the date hereof, Synovus is not aware of any reason why any of the necessary regulatory approvals and consents will not be received to permit consummation of the Merger,
            the FRS Membership or the Bank Merger on a timely basis.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-16-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc200403132"></a><a name="z_Toc202319660"></a><a name="z_Toc202327903"></a><a name="z_Toc203903481"></a><a name="z_Toc204213080"></a><font style="font-family: 'Times New Roman';">5.5</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Reports</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; Synovus and each of its
            Subsidiaries have timely filed (or furnished) all reports, forms, correspondence, registrations and statements, together with any amendments required to be made with respect thereto, that they were required to file (or furnish, as applicable)
            since January 1, 2023 with (i) any state regulatory authority, (ii) the SEC, (iii) the Federal Reserve Board, (iv) the FDIC, (v) any foreign regulatory authority and (vi) any SRO (clauses (i) &#8211; (vi), collectively &#8220;<u>Regulatory Agencies</u>&#8221;),
            including any report, form, correspondence, registration or statement required to be filed (or furnished, as applicable) pursuant to the laws, rules or regulations of the United States, any state, any foreign entity, or any Regulatory Agency,
            and have paid all fees and assessments due and payable in connection therewith, except where the failure to file (or furnish, as applicable) such report, form, correspondence, registration or statement or to pay such fees and assessments,
            either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Synovus.&#160; Subject to <u>Section 11.14</u>, except for normal examinations conducted by a Regulatory Agency in the ordinary course of
            business of Synovus and its Subsidiaries, no Regulatory Agency has initiated or has pending any proceeding or, to the knowledge of Synovus, investigation into the business or operations of Synovus or any of its Subsidiaries since January 1,
            2023, except where such proceedings or investigations would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Synovus.&#160; Subject to <u>Section 11.14</u>, there (i) is no unresolved
            violation, criticism, or exception by any Regulatory Agency with respect to any report or statement relating to any examinations or inspections of Synovus or any of its Subsidiaries and (ii) has been no formal or informal inquiries by, or
            disagreements or disputes with, any Regulatory Agency with respect to the business, operations, policies or procedures of Synovus or any of its Subsidiaries since January 1, 2023, in each case, which would reasonably be expected to have, either
            individually or in the aggregate, a Material Adverse Effect on Synovus.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893148"></a><a name="z_Toc352100371"></a><a name="z_Toc202319661"></a><a name="z_Toc202327904"></a><a name="z_Toc203903482"></a><a name="z_Toc204213081"></a><font style="font-family: 'Times New Roman';">5.6</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Financial Statements</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-17-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">The financial statements of Synovus
            and its Subsidiaries included (or incorporated by reference) in the Synovus Reports (including the related notes, where applicable) (i) have been prepared from, and are in accordance with, the books and records of Synovus and its Subsidiaries
            in all material respects, (ii) fairly present in all material respects the consolidated results of operations, cash flows, changes in shareholders&#8217; equity and consolidated financial position of Synovus and its Subsidiaries for the respective
            fiscal periods or as of the respective dates therein set forth (subject in the case of unaudited statements to year-end audit adjustments normal in nature and amount), (iii) complied, as of their respective dates of filing with the SEC, in all
            material respects with applicable accounting requirements and with the published rules and regulations of the SEC with respect thereto, and (iv) have been prepared in accordance with GAAP consistently applied during the periods involved,
            except, in each case, as indicated in such statements or in the notes thereto.&#160; The books and records of Synovus and its Subsidiaries have been, and are being, maintained in all material respects in accordance with GAAP and any other applicable
            legal and accounting requirements.&#160; Since December 31, 2022, no independent public accounting firm of Synovus has resigned (or informed Synovus that it intends to resign) or been dismissed as independent public accountants of Synovus as a
            result of or in connection with any disagreements with Synovus on a matter of accounting principles or practices, financial statement disclosure or auditing scope or procedure.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected to have, either individually or in the aggregate, a Material Adverse Effect on Synovus, neither Synovus nor any of its Subsidiaries has any liability of any nature whatsoever (whether absolute, accrued, contingent or otherwise and
            whether due or to become due), except for those liabilities that are reflected or reserved against on the consolidated balance sheet of Synovus included in its Quarterly Report on Form 10-Q for the fiscal quarter ended March 31, 2025 (including
            any notes thereto) and for liabilities incurred in the ordinary course of business consistent with past practice since March 31, 2025, or in connection with this Agreement and the transactions contemplated hereby.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160; &#160; &#160;&#160; <font style="font-family: 'Times New Roman';">The records, systems, controls, data
            and information of Synovus and its Subsidiaries are recorded, stored, maintained and operated under means (including any electronic, mechanical or photographic process, whether computerized or not) that are under the exclusive ownership and
            direct control of Synovus or its Subsidiaries or accountants (including all means of access thereto and therefrom), except for any non-exclusive ownership and non-direct control that would not reasonably be expected to have a Material Adverse
            Effect on Synovus.&#160; Synovus (x) has implemented and maintains disclosure controls and procedures (as defined in Rule 13a-15(e) of the Securities Exchange Act of 1934, as amended (the &#8220;<font style="font-family: 'Times New Roman';"><u>Exchange
                Act</u></font>&#8221;)) to ensure that material information relating to Synovus, including its Subsidiaries, is made known to the chief executive officer and the chief financial officer of Synovus by others within those entities as appropriate to
            allow timely decisions regarding required disclosures and to make the certifications required by the Exchange Act and Sections 302 and 906 of the Sarbanes-Oxley Act of 2002 (the &#8220;<font style="font-family: 'Times New Roman';"><u>Sarbanes-Oxley
                Act</u></font>&#8221;), and (y) has disclosed, based on its most recent evaluation prior to the date hereof, to Synovus&#8217;s outside auditors and the audit committee of Synovus&#8217;s Board of Directors (i) any significant deficiencies and material
            weaknesses in the design or operation of internal control over financial reporting (as defined in Rule 13a-15(f) of the Exchange Act) which are reasonably likely to adversely affect Synovus&#8217;s ability to record, process, summarize and report
            financial information, and (ii) any fraud, whether or not material, that involves management or other employees who have a significant role in Synovus&#8217;s internal controls over financial reporting.&#160; These disclosures were made in writing by
            management to Synovus&#8217;s auditors and audit committee.&#160; There is no reason to believe that Synovus&#8217;s outside auditors and its chief executive officer and chief financial officer will not be able to give the certifications and attestations
            required pursuant to the rules and regulations adopted pursuant to Section 404 of the Sarbanes-Oxley Act, without qualification, when due in the future.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-18-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-family: 'Times New Roman';">Since January 1, 2023, (i) neither
            Synovus nor any of its Subsidiaries, nor, to the knowledge of Synovus, any director, officer, auditor, accountant or representative of Synovus or any of its Subsidiaries, has received or otherwise had or obtained knowledge of any material
            complaint, allegation, assertion or claim, whether written or oral, regarding the accounting or auditing practices, procedures, methodologies or methods (including with respect to loan loss reserves, write-downs, charge-offs and accruals) of
            Synovus or any of its Subsidiaries or their respective internal accounting controls, including any material complaint, allegation, assertion or claim that Synovus or any of its Subsidiaries has engaged in questionable accounting or auditing
            practices, and (ii) no employee of or attorney representing Synovus or any of its Subsidiaries, whether or not employed by Synovus or any of its Subsidiaries, has reported evidence of a material violation of securities laws or banking laws,
            breach of fiduciary duty or similar violation by Synovus or any of its Subsidiaries or any of their respective officers, directors, employees or agents to the Board of Directors of Synovus or any committee thereof or the Board of Directors or
            similar governing body of any Synovus Subsidiary or any committee thereof, or to the knowledge of Synovus, to any director or officer of Synovus or any Synovus Subsidiary.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893149"></a><a name="z_Ref352099346"></a><a name="z_Toc352100372"></a><a name="z_Ref524553385"></a><a name="z_Toc202319662"></a><a name="z_Toc202327905"></a><a name="z_Toc203903483"></a><a name="z_Toc204213082"></a><font style="font-family: 'Times New Roman';">5.7</font>&#160;&#160;&#160; &#160; &#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Broker&#8217;s
              Fees</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; With the exception of the engagement of Morgan Stanley &amp; Co. LLC (the &#8220;<u>Morgan Stanley</u>&#8221;), neither Synovus nor any Synovus Subsidiary nor any of their respective
            officers or directors has employed any broker, finder or financial advisor or incurred any liability for any broker&#8217;s fees, commissions or finder&#8217;s fees in connection with the Merger or the other transactions contemplated by this Agreement.&#160;
            Synovus has disclosed to Pinnacle as of the date hereof the engagement letter pursuant to which Morgan Stanley has been engaged by Synovus in connection with the Merger and the other transactions contemplated hereunder.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893150"></a><a name="z_Toc352100373"></a><a name="z_Toc202319663"></a><a name="z_Toc202327906"></a><a name="z_Toc203903484"></a><a name="z_Toc204213083"></a><font style="font-family: 'Times New Roman';">5.8</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Absence of Certain Changes or Events</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347402773"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Since December 31, 2024, there has not
          been any effect, change, event, circumstance, condition, occurrence or development that has had or would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Synovus.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Since December 31, 2024, through the
            date of this Agreement, Synovus and its Subsidiaries have carried on their respective businesses in all material respects in the ordinary course.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893151"></a><a name="z_Toc352100374"></a><a name="z_Toc202319664"></a><a name="z_Toc202327907"></a><a name="z_Toc203903485"></a><a name="z_Toc204213084"></a><font style="font-family: 'Times New Roman';">5.9</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Legal and Regulatory Proceedings</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref524608571"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Except as would not reasonably be
          expected to, either individually or in the aggregate, have a Material Adverse Effect on Synovus, neither Synovus nor any of its Subsidiaries is a party to any, and there are no outstanding or pending or, to the knowledge of Synovus, threatened,
          legal, administrative, arbitral or other proceedings, claims, actions or governmental or regulatory investigations of any nature against Synovus or any of its Subsidiaries or any of their current or former directors or executive officers or
          challenging the validity or propriety of the transactions contemplated by this Agreement.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-19-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">There is no material injunction,
            order, judgment, decree, or regulatory restriction imposed upon Synovus, any of its Subsidiaries or the assets of Synovus or any of its Subsidiaries (or that, upon consummation of the Merger, would apply to the Surviving Entity or any of its
            affiliates).</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893152"></a><a name="z_Toc352100375"></a><a name="z_Toc202319665"></a><a name="z_Toc202327908"></a><a name="z_Toc203903486"></a><a name="z_Toc204213085"></a><font style="font-family: 'Times New Roman';">5.10</font>&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Taxes and Tax Returns</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font><a name="z_Hlk203504235"></a><a name="z_Hlk203504182"></a></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected to, either individually or in the aggregate, have a Material Adverse Effect on Synovus: Each of Synovus and its Subsidiaries has duly and timely filed (including all applicable extensions) all Tax Returns required to be filed by it,
            and all such Tax Returns are true, correct, and complete;&#160; neither Synovus nor any of its Subsidiaries is the beneficiary of any extension of time within which to file any Tax Return (other than extensions to file Tax Returns obtained in the
            ordinary course);&#160; all Taxes of Synovus and its Subsidiaries (whether or not shown on any Tax Returns) that are due have been fully and timely paid;&#160; each of Synovus and its Subsidiaries has withheld and paid all Taxes required to have been
            withheld and paid in connection with amounts paid or owing to any employee, creditor, shareholder, independent contractor or other third party;&#160; neither Synovus nor any of its Subsidiaries has been granted any extension or waiver of the
            limitation period applicable to any Tax that remains in effect;&#160; neither Synovus nor any of its Subsidiaries has received written notice of assessment or proposed assessment in connection with any amount of Taxes, and there are no threatened in
            writing or pending disputes, claims, audits, examinations or other proceedings regarding any Tax of Synovus or its Subsidiaries;&#160; neither Synovus nor any of its Subsidiaries is a party to or is bound by any Tax sharing, allocation or
            indemnification agreement or arrangement (other than (x) such an agreement or arrangement exclusively between or among Synovus and its Subsidiaries or (y) commercial agreements the principal purpose of which does not relate to Taxes);&#160; neither
            Synovus nor any of its Subsidiaries (A) has been a member of an affiliated group filing a consolidated federal income Tax Return for which the statute of limitations is open (other than a group the common parent of which is or was Synovus) or
            (B) has any liability for the Taxes of any person (other than Synovus or any of its Subsidiaries) under Treasury Regulation Section 1.1502-6 (or any similar provision of state, local or foreign law), as a transferee or successor or otherwise by
            operation of law;&#160; neither Synovus nor any of its Subsidiaries has been, within the past two (2) years, a &#8220;distributing corporation&#8221; or a &#8220;controlled corporation&#8221; (within the meaning of Section 355(a)(1)(A) of the Code) in a distribution of
            stock intending to qualify for tax-free treatment under Section 355 of the Code; and neither Synovus nor any of its Subsidiaries has participated in a &#8220;listed transaction&#8221; within the meaning of Treasury Regulation Section 1.6011-4(b)(2).</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160; &#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">As used in this Agreement, the term &#8220;<font style="font-family: 'Times New Roman';"><u>Tax</u></font>&#8221; or &#8220;<font style="font-family: 'Times New Roman';"><u>Taxes</u></font>&#8221; means all federal, state, local, and foreign income, excise, gross receipts, ad valorem, profits, gains,
            property, capital, sales, transfer, use, license, payroll, employment, social security, severance, unemployment, withholding, duties, tariff, excise, windfall profits, intangibles, franchise, backup withholding, value added, alternative or
            add-on minimum, estimated and other taxes, charges, levies or like assessments together with all interest, penalties, additions to tax and additional amounts thereon.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-20-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160; &#160; &#160;&#160; <font style="font-family: 'Times New Roman';">As used in this Agreement, the term
            &#8220;<font style="font-family: 'Times New Roman';"><u>Tax Return</u></font>&#8221; means any return, declaration, report, claim for refund, or information return or statement relating to Taxes, including any schedule or attachment thereto, and including
            any amendment thereof, supplied or required to be supplied to a Governmental Entity.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893153"></a><a name="z_Toc352100376"></a><a name="z_Toc202319666"></a><a name="z_Toc202327909"></a><a name="z_Toc203903487"></a><a name="z_Toc204213086"></a><font style="font-family: 'Times New Roman';">5.11</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Employees</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347513470"></a><a name="z_Ref347358196"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Except as
          would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Synovus, each Synovus Benefit Plan has been established, operated and administered in accordance with its terms and the requirements
          of all applicable laws, including ERISA and the Code.&#160; For purposes of this Agreement, the term &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Benefit Plans</u></font>&#8221; means all employee benefit plans (as defined in Section 3(3) of
          the Employee Retirement Income Security Act of 1974, as amended (&#8220;<font style="font-family: 'Times New Roman';"><u>ERISA</u></font>&#8221;)), whether or not subject to ERISA, and all equity, bonus or incentive, deferred compensation, retiree medical or
          life insurance, supplemental retirement, severance, termination, change in control, retention, employment, welfare, insurance, medical, fringe or other benefit plans, programs, agreements, contracts, policies, arrangements or remuneration of any
          kind with respect to which Synovus or any Subsidiary or any trade or business of Synovus or any of its Subsidiaries, whether or not incorporated, all of which together with Synovus would be deemed a &#8220;single employer&#8221; within the meaning of Section
          4001 of ERISA (a &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus ERISA Affiliate</u></font>&#8221;), is a party or has any current or future obligation or that are maintained, contributed to or sponsored by Synovus or any of its Subsidiaries
          or any Synovus ERISA Affiliate for the benefit of any current or former employee, officer, director or independent contractor of Synovus or any of its Subsidiaries or any Synovus ERISA Affiliate, excluding, in each case, any &#8220;multiemployer plan&#8221;
          within the meaning of Section 4001(a)(3) of ERISA (a &#8220;<font style="font-family: 'Times New Roman';"><u>Multiemployer Plan</u></font>&#8221;).</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160; &#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Synovus has made available to
            Pinnacle true and complete copies of each material Synovus Benefit Plan and the following related documents, to the extent applicable: (i) all summary plan descriptions, amendments, modifications or material supplements, (ii) the most recent
            annual report (Form 5500) filed with the Internal Revenue Service (the &#8220;<font style="font-family: 'Times New Roman';"><u>IRS</u></font>&#8221;), (iii) the most recently received IRS determination letter, and (iv) the most recently prepared actuarial
            report.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347513830"></a><font style="font-family: 'Times New Roman';">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">The IRS has issued a favorable
          determination letter or opinion with respect to each Synovus Benefit Plan that is intended to be qualified under Section 401(a) of the Code (the &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Qualified Plans</u></font>&#8221;) and the
          related trust, which letter or opinion has not been revoked (nor has revocation been threatened), and, to the knowledge of Synovus, there are no existing circumstances and no events have occurred that would reasonably be expected to adversely
          affect the qualified status of any Synovus Qualified Plans or the related trust.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-21-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-family: 'Times New Roman';">Except as would not result in any
            material liability to Synovus and its Subsidiaries, taken as a whole, with respect to each Synovus Benefit Plan that is subject to Section 302 or Title IV of ERISA or Section 412, 430 or 4971 of the Code:&#160; (i) the minimum funding standard under
            Section 302 of ERISA and Sections 412 and 430 of the Code has been satisfied and no waiver of any minimum funding standard or any extension of any amortization period has been requested or granted, (ii) no such plan is in &#8220;at-risk&#8221; status for
            purposes of Section 430 of the Code, (iii) the present value of accrued benefits under such Synovus Benefit Plan, based upon the actuarial assumptions used for funding purposes in the most recent actuarial report prepared by such Synovus
            Benefit Plan&#8217;s actuary with respect to such Synovus Benefit Plan, did not, as of its latest valuation date, exceed the then current fair market value of the assets of such Synovus Benefit Plan allocable to such accrued benefits, (iv) no
            reportable event within the meaning of Section 4043(c) of ERISA for which the 30-day notice requirement has not been waived has occurred, (v) all premiums to the Pension Benefit Guaranty Corporation (the &#8220;<font style="font-family: 'Times New Roman';"><u>PBGC</u></font>&#8221;) have been timely paid in full, (vi) no liability (other than for premiums to the PBGC) under Title IV of ERISA has been or is expected to be incurred by Synovus or any of its Subsidiaries, and (vii) the PBGC has
            not instituted proceedings to terminate any such Synovus Benefit Plan.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(e)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">None of Synovus and its Subsidiaries
            nor any Synovus ERISA Affiliate has, at any time during the last six (6) years, contributed to or been obligated to contribute to a Multiemployer Plan or a plan that has two (2) or more contributing sponsors at least two (2) of whom are not
            under common control, within the meaning of Section 4063 of ERISA (a &#8220;<font style="font-family: 'Times New Roman';"><u>Multiple Employer Plan</u></font>&#8221;), and none of Synovus and its Subsidiaries nor any Synovus ERISA Affiliate has incurred
            any liability that has not been satisfied to a Multiemployer Plan or Multiple Employer Plan as a result of a complete or partial withdrawal (as those terms are defined in Part I of Subtitle E of Title IV of ERISA) from a Multiemployer Plan or
            Multiple Employer Plan.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(f)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Except as would not result in any
            material liability to Synovus and its Subsidiaries, taken as a whole, no Synovus Benefit Plan provides for any post-employment or post-retirement health or medical or life insurance benefits for retired, former or current employees or
            beneficiaries or dependents thereof, except as required by Section 4980B of the Code.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(g)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected to have, either individually or in the aggregate, a Material Adverse Effect on Synovus, all contributions required to be made to any Synovus Benefit Plan by applicable law or by any plan document or other contractual undertaking, and
            all premiums due or payable with respect to insurance policies funding any Synovus Benefit Plan, for any period through the date hereof, have been timely made or paid in full or, to the extent not required to be made or paid on or before the
            date hereof, have been fully reflected on the books and records of Synovus.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(h)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">There are no pending or threatened
            claims (other than claims for benefits in the ordinary course), lawsuits or arbitrations which have been asserted or instituted, and, to Synovus&#8217;s knowledge, no set of circumstances exists which may reasonably give rise to a claim or lawsuit,
            against the Synovus Benefit Plans, any fiduciaries thereof with respect to their duties to the Synovus Benefit Plans or the assets of any of the trusts under any of the Synovus Benefit Plans that would reasonably be expected to result in any
            liability of Synovus or any of its Subsidiaries in an amount that would be material to Synovus and its Subsidiaries, taken as a whole.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(i)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected to have, either individually or in the aggregate, a Material Adverse Effect on Synovus, none of Synovus and its Subsidiaries nor any Synovus ERISA Affiliate has engaged in any &#8220;prohibited transaction&#8221; (as defined in Section 4975 of the
            Code or Section 406 of ERISA) which would reasonably be expected to subject any of the Synovus Benefit Plans or their related trusts, Synovus, any of its Subsidiaries or any Synovus ERISA Affiliate to any material Tax or penalty imposed under
            Section 4975 of the Code or Section 502 of ERISA.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-22-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref352146575"></a><font style="font-family: 'Times New Roman';">(j)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; <font style="font-family: 'Times New Roman';">Neither the execution and delivery of
          this Agreement nor the consummation of the transactions contemplated hereby will (either alone or in conjunction with any other event) result in the acceleration of vesting, exercisability, funding or delivery of, or increase in the amount or
          value of, any payment, right or other benefit to any employee, officer, director or other service provider of Synovus or any of its Subsidiaries, or result in any limitation on the right of Synovus or any of its Subsidiaries to amend, merge,
          terminate or receive a reversion of assets from any Synovus Benefit Plan or related trust on or after the Effective Time.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(k)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">No Synovus Benefit Plan provides for the
            gross-up or reimbursement of Taxes under Section 409A or 4999 of the Code, or otherwise.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(l)</font><font style="font-size: 10pt;">&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected to have, either individually or in the aggregate, a Material Adverse Effect on Synovus, there are no pending or, to Synovus&#8217;s knowledge, threatened labor grievances or unfair labor practice claims or charges against Synovus or any of
            its Subsidiaries, or any strikes or other labor disputes against Synovus or any of its Subsidiaries.&#160; Neither Synovus nor any of its Subsidiaries is party to or bound by any collective bargaining or similar agreement with any labor
            organization, or work rules or practices agreed to with any labor organization or employee association applicable to employees of Synovus or any of its Subsidiaries and, except as would not reasonably be expected to have, either individually or
            in the aggregate, a Material Adverse Effect on Synovus, there are no pending or, to the knowledge of Synovus, threatened organizing efforts by any union or other group seeking to represent any employees of Synovus or any of its Subsidiaries.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(m)</font><font style="font-size: 10pt;">&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected to have, either individually or in the aggregate, a Material Adverse Effect on Synovus, Synovus and its Subsidiaries are in compliance with, and since January 1, 2023 have complied with, all laws regarding employment and employment
            practices, terms and conditions of employment, wages and hours, paid sick leave, classification of employees and independent contractors, equitable pay practices, privacy rights, labor disputes, employment discrimination, sexual or racial
            harassment or discrimination, workers&#8217; compensation or long-term disability policies, retaliation, immigration, family and medical leave, occupational safety and health and other laws in respect of any reduction in force (including notice,
            information and consultation requirements).</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(n)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">(i) No written allegations of sexual
            or racial harassment or sexual or race-based misconduct have been made since January 1, 2023 against any individual in his or her capacity as an officer or director of Synovus who is subject to the reporting requirements of Section 16(a) of the
            Exchange Act (&#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Insider</u></font>&#8221;), (ii) since January 1, 2023, neither Synovus nor any of its Subsidiaries has entered into any settlement agreement related to allegations of sexual or
            racial harassment or sexual or race-based misconduct by any Synovus Insiders, and (iii) there are no proceedings currently pending or, to the knowledge of Synovus, threatened related to any allegations of sexual or racial harassment or sexual
            or race-based misconduct by any individual in his or her capacity as a Synovus Insider.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-23-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893154"></a><a name="z_Toc352100377"></a><a name="z_Toc202319667"></a><a name="z_Toc202327910"></a><a name="z_Toc203903488"></a><a name="z_Toc204213087"></a><font style="font-family: 'Times New Roman';">5.12</font>&#160;&#160;&#160;&#160; &#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>SEC Reports</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160;
            Synovus has previously made available to Pinnacle an accurate and complete copy of each (a) final registration statement, prospectus, report, schedule and definitive proxy statement filed with or furnished to the SEC since December 31, 2022 by
            Synovus pursuant to the Securities Act of 1933, as amended (the &#8220;<u>Securities Act</u>&#8221;), or the Exchange Act (the &#8220;<u>Synovus Reports</u>&#8221;) and (b) communication mailed by Synovus to its shareholders since December 31, 2022 and prior to the
            date hereof, and no such Synovus Report or communication, as of the date thereof (and, in the case of registration statements and proxy statements, on the dates of effectiveness and the dates of the relevant meetings, respectively), contained
            any untrue statement of a material fact or omitted to state any material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances in which they were made, not misleading, except that
            information filed or furnished as of a later date (but before the date of this Agreement) shall be deemed to modify information as of an earlier date.&#160; Since December 31, 2022, as of their respective dates, all Synovus Reports filed or
            furnished under the Securities Act and the Exchange Act complied in all material respects with the published rules and regulations of the SEC with respect thereto.&#160; As of the date of this Agreement, no executive officer of Synovus has failed in
            any respect to make the certifications required of him or her under Section 302 or 906 of the Sarbanes-Oxley Act.&#160; As of the date of this Agreement, there are no outstanding comments from, or unresolved issues raised by, the SEC with respect to
            any of the Synovus Reports.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893155"></a><a name="z_Toc352100378"></a><a name="z_Toc202319668"></a><a name="z_Toc202327911"></a><a name="z_Toc203903489"></a><a name="z_Toc204213088"></a><font style="font-family: 'Times New Roman';">5.13</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Compliance with Applicable Law</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-family: 'Times New Roman';">Synovus and each of its Subsidiaries
            hold, and have at all times since December 31, 2022, held, all licenses, registrations, franchises, certificates, variances, permits, charters and authorizations necessary for the lawful conduct of their respective businesses and ownership of
            their respective properties, rights and assets under and pursuant to each (and have paid all fees and assessments due and payable in connection therewith), except where neither the cost of failure to hold nor the cost of obtaining and holding
            such license, registration, franchise, certificate, variance, permit, charter or authorization (nor the failure to pay any fees or assessments) would, either individually or in the aggregate, reasonably be expected to have a Material Adverse
            Effect on Synovus, and to the knowledge of Synovus, no suspension or cancellation of any such necessary license, registration, franchise, certificate, variance, permit, charter or authorization is threatened.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Except as would not, either
            individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Synovus, Synovus and each of its Subsidiaries have complied with and are not in default or violation under any applicable law, statute, order
            (including any Executive Order), rule, regulation, policy and/or guideline of any Governmental Entity relating to Synovus or any of its Subsidiaries, including all laws related to data protection or privacy (including laws relating to the
            privacy and security of data or information that constitutes &#8220;personal data,&#8221; &#8220;nonpublic personal information,&#8221; &#8220;personal information&#8221; or any other equivalent term as defined under or otherwise protected by applicable law (&#8220;<font style="font-family: 'Times New Roman';"><u>Personal Data</u></font>&#8221;)), the USA PATRIOT Act, the Bank Secrecy Act, the Equal Credit Opportunity Act and Regulation B, the Fair Housing Act, the Community Reinvestment Act, the Fair Credit
            Reporting Act, the Truth in Lending Act and Regulation Z, the Home Mortgage Disclosure Act, the Fair Debt Collection Practices Act, the Electronic Fund Transfer Act, the Dodd-Frank Wall Street Reform and Consumer Protection Act, the Interagency
            Policy Statement on Retail Sales of Nondeposit Investment Products, the SAFE Mortgage Licensing Act of 2008, the Real Estate Settlement Procedures Act and Regulation X, Title V of the Gramm-Leach-Bliley Act, any and all sanctions or regulations
            enforced by the Office of Foreign Assets Control of the United States Department of Treasury and any other law, policy or guideline relating to bank secrecy, discriminatory lending, financing or leasing practices, consumer protection, money
            laundering prevention, foreign assets control, U.S. sanctions laws and regulations, Sections 23A and 23B of the Federal Reserve Act, the Sarbanes-Oxley Act, and all agency requirements relating to the origination, sale and servicing of mortgage
            and consumer loans.&#160; Synovus and its Subsidiaries have established and maintain a system of internal controls designed to ensure compliance in all material respects by Synovus and its Subsidiaries with applicable financial recordkeeping and
            reporting requirements of applicable money laundering prevention laws in jurisdictions where Synovus and its Subsidiaries conduct business.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-24-</font></div>
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      </div>
      <div style="text-align: left; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Synovus Bank has a Community
            Reinvestment Act rating of &#8220;satisfactory&#8221; or better in its most recently completed Community Reinvestment Act examination.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Synovus maintains a written
            information privacy and security program that maintains reasonable measures to protect the privacy, confidentiality and security of all Personal Data against any (i) loss or misuse of Personal Data or information technology systems or networks
            (collectively, &#8220;<font style="font-family: 'Times New Roman';"><u>IT Assets</u></font>&#8221;), (ii) unauthorized or unlawful operations performed upon Personal Data or IT Assets, or (iii) other act or omission that compromises the security or
            confidentiality of Personal Data or IT Assets (clauses (i) through (iii), a &#8220;<font style="font-family: 'Times New Roman';"><u>Security Breach</u></font>&#8221;).&#160; To the knowledge of Synovus, Synovus and its Subsidiaries have not experienced any
            Security Breach that would, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Synovus.&#160; To the knowledge of Synovus, there are no data security or other technological vulnerabilities with respect to
            IT Assets owned or used by Synovus or its Subsidiaries that, individually or in the aggregate, would reasonably be expected to have a Material Adverse Effect on Synovus.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(e)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Without limitation, none of Synovus
            or any of its Subsidiaries, or to the knowledge of Synovus, any director, officer, employee, agent or other person acting on behalf of Synovus or any of its Subsidiaries has, directly or indirectly, (i) used any funds of Synovus or any of its
            Subsidiaries for unlawful contributions, unlawful gifts, unlawful entertainment or other expenses relating to political activity, (ii) made any unlawful payment to foreign or domestic governmental officials or employees or to foreign or
            domestic political parties or campaigns from funds of Synovus or any of its Subsidiaries, (iii) violated any provision that would result in the violation of the Foreign Corrupt Practices Act of 1977, as amended, or any similar law, (iv)
            established or maintained any unlawful fund of monies or other assets of Synovus or any of its Subsidiaries, (v) made any fraudulent entry on the books or records of Synovus or any of its Subsidiaries, (vi) made any unlawful bribe, unlawful
            rebate, unlawful payoff, unlawful influence payment, unlawful kickback or other unlawful payment to any person, private or public, regardless of form, whether in money, property or services, to obtain favorable treatment in securing business,
            to obtain special concessions for Synovus or any of its Subsidiaries, to pay for favorable treatment for business secured or to pay for special concessions already obtained for Synovus or any of its Subsidiaries, or is currently subject to any
            United States sanctions administered by the Office of Foreign Assets Control of the United States Treasury Department or (vii) has engaged during the past five years with any person designated by a Governmental Entity as of &#8220;primary money
            laundering concern,&#8221; except, in each case (i) through (vii), as would not, either individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Synovus.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-25-</font></div>
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      </div>
      <div style="text-align: left; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(f)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">As of the date hereof, each of Synovus
            and Synovus Bank is &#8220;well-capitalized&#8221; (as such term is defined in the relevant regulations of the Federal Reserve Board).</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(g)</font><font style="font-size: 10pt;">&#160; &#160; &#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Except as would not, either
            individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Synovus, (i) Synovus and each of its Subsidiaries have properly administered all accounts for which it acts as a fiduciary, including accounts for
            which it serves as a trustee, agent, custodian, personal representative, guardian, conservator or investment advisor, in accordance with the terms of the governing documents and applicable state, federal and foreign law; and (ii) none of
            Synovus, any of its Subsidiaries, or any of its or its Subsidiaries&#8217; directors, officers or employees, has committed any breach of trust or fiduciary duty with respect to any such fiduciary account, and the accountings for each such fiduciary
            account are true, correct and complete and accurately reflect the assets and results of such fiduciary account.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893156"></a><a name="z_Toc352100379"></a><a name="z_Toc202319669"></a><a name="z_Toc202327912"></a><a name="z_Toc203903490"></a><a name="z_Toc204213089"></a><font style="font-family: 'Times New Roman';">5.14</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Certain Contracts</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347358500"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Except as set forth in Section 5.14(a)
          of the Synovus Disclosure Schedule or as filed with any Synovus Reports, as of the date hereof, neither Synovus nor any of its Subsidiaries is a party to or bound by any contract, arrangement, commitment or understanding (whether written or
          oral), but excluding any Synovus Benefit Plan and any contract, arrangement, commitment or understanding solely among Synovus and any wholly owned Subsidiaries of Synovus or solely among wholly owned Subsidiaries of Synovus:</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(i)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">which is a &#8220;material
            contract&#8221; (as such term is defined in Item 601(b)(10) of Regulation S-K of the SEC);</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(ii)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">which contains a
            provision that materially restricts the conduct of any line of business by Synovus or any of its Subsidiaries or upon consummation of the Merger will materially restrict the ability of the Surviving Entity or any of its affiliates to engage in
            any line of business or in any geographic region (including any exclusivity or exclusive dealing provisions with such an effect);</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(iii)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">with or to a labor
            union or guild with respect to any employees of Synovus or any of its Subsidiaries (including any collective bargaining agreement);</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(iv)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">any of the
            benefits of or obligations under which will arise or be increased or accelerated by the occurrence of the execution and delivery of this Agreement, receipt of the Requisite Synovus Vote or the announcement or consummation of any of the
            transactions contemplated by this Agreement, or under which a right of cancellation or termination will arise as a result thereof, or the value of any of the benefits of which will be calculated on the basis of any of the transactions
            contemplated by this Agreement, where such increase or acceleration of benefits or obligations, right of cancellation or termination, or change in calculation of value of benefits would, either individually or in the aggregate, reasonably be
            expected to have a Material Adverse Effect on Synovus;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-26-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(v)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">(A) that relates
            to the incurrence of indebtedness by Synovus or any of its Subsidiaries, including any sale and leaseback transactions, securitizations, off-balance sheet financing arrangements, capitalized leases and other similar financing arrangements
            (other than deposit liabilities, trade payables, federal funds purchased, advances and loans from the Federal Home Loan Bank and securities sold under agreements to repurchase, in each case incurred in the ordinary course of business consistent
            with past practice), or (B) that provides for the guarantee, support, indemnification, assumption or endorsement by Synovus or any of its Subsidiaries of, or any similar commitment by Synovus or any of its Subsidiaries with respect to, the
            obligations, liabilities or indebtedness of any other person, in the case of each of clauses (A) and (B), in the principal amount of $20,000,000 or more;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(vi)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';">that grants any
            right of first refusal, right of first offer or similar right with respect to any material assets, rights or properties of Synovus or its Subsidiaries, taken as a whole;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(vii)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">which creates
            future payment obligations in excess of $5,000,000 per annum (other than any such contracts which are terminable by Synovus or any of its Subsidiaries on sixty (60) days or less notice without any required payment or other conditions, other
            than the condition of notice) other than with respect to indebtedness disclosed in any Synovus Reports;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(viii)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">that is a settlement,
            consent or similar agreement and contains any material continuing obligations of Synovus or any of its Subsidiaries; or</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(ix)</font><font style="font-size: 10pt;">&#160;&#160; &#160; &#160;&#160;&#160; <font style="font-family: 'Times New Roman';">that relates to the
            acquisition or disposition of any person, business or asset and under which Synovus or its Subsidiaries have or may have a material obligation or liability.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Each contract, arrangement, commitment or understanding of the type described in this <font style="font-family: 'Times New Roman';"><u>Section 5.14(a)</u></font>,
        whether or not set forth in the Synovus Disclosure Schedule, is referred to herein as a &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Contract</u></font>.&#8221;&#160; Synovus has made available to Pinnacle true, correct and complete copies of
        each Synovus Contract in effect as of the date hereof.</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';">(i) Each Synovus Contract is valid
            and binding on Synovus or one of its Subsidiaries, as applicable, and in full force and effect, except as, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Synovus, (ii) Synovus and
            each of its Subsidiaries have in all material respects complied with and performed all obligations required to be complied with or performed by any of them to date under each Synovus Contract, except where such noncompliance or nonperformance,
            either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Synovus, (iii) to the knowledge of Synovus, each third-party counterparty to each Synovus Contract has in all material respects
            complied with and performed all obligations required to be complied with and performed by it to date under such Synovus Contract, except where such noncompliance or nonperformance, either individually or in the aggregate, would not reasonably
            be expected to have a Material Adverse Effect on Synovus, (iv) neither Synovus nor any of its Subsidiaries has knowledge of, or has received notice of, any violation of any Synovus Contract by any of the other parties thereto which would
            reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Synovus and (v) no event or condition exists which constitutes or, after notice or lapse of time or both, will constitute, a material breach
            or default on the part of Synovus or any of its Subsidiaries, or to the knowledge of Synovus, any other party thereto, of or under any such Synovus Contract, except where such breach or default, either individually or in the aggregate, would
            not reasonably be expected to have a Material Adverse Effect on Synovus.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-27-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893157"></a><a name="z_Toc352100380"></a><a name="z_Toc202319670"></a><a name="z_Toc202327913"></a><a name="z_Toc202372206"></a><a name="z_Toc203903491"></a><a name="z_Toc204213090"></a><font style="font-family: 'Times New Roman';">5.15</font>&#160;&#160;&#160; &#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Agreements with Regulatory Agencies</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; Subject to <u>Section 11.14</u>, neither Synovus nor any of its Subsidiaries is subject to any cease-and-desist or other order or enforcement action issued by, or is a party to any written
            agreement, consent agreement or memorandum of understanding with, or is a party to any commitment letter or similar undertaking to, or is subject to any order or directive by, or has been ordered to pay any civil money penalty by, or has been
            since January 1, 2023, a recipient of any supervisory letter from, or since January 1, 2023, has adopted any policies, procedures or board resolutions at the request or suggestion of, any Regulatory Agency or other Governmental Entity that
            currently restricts in any material respect or would reasonably be expected to restrict in any material respect the conduct of its business or that in any material manner relates to its capital adequacy, its ability to pay dividends, its credit
            or risk management policies, its management or its business (each, whether or not set forth in the Synovus Disclosure Schedule, a &#8220;<u>Synovus Regulatory Agreement</u>&#8221;), nor has Synovus or any of its Subsidiaries been advised in writing, or to
            Synovus&#8217;s knowledge, orally, since January 1, 2023, by any Regulatory Agency or other Governmental Entity that it is considering issuing, initiating, ordering, or requesting any such Synovus Regulatory Agreement.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893159"></a><a name="z_Toc352100382"></a><a name="z_Toc202319671"></a><a name="z_Toc202327914"></a><a name="z_Toc203903492"></a><a name="z_Toc204213091"></a><font style="font-family: 'Times New Roman';">5.16</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="color: rgb(0, 0, 0); font-family: 'Times New Roman';"><u>Environmental Matters.</u>&#160; Except as would not reasonably be expected to have, either individually or in the
          aggregate, a Material Adverse Effect on Synovus, Synovus and its Subsidiaries are in compliance, and have complied since January 1, 2023, with any federal, state or local law, regulation, order, decree, permit, authorization, common law or agency
          requirement relating to:&#160; (a) the protection or restoration of the environment, health and safety as it relates to hazardous substance exposure or natural resource damages, (b) the handling, use, presence, disposal, release or threatened release
          of, or exposure to, any hazardous substance, or (c) noise, odor, wetlands, indoor air, pollution, contamination or any injury to persons or property from exposure to any hazardous substance (collectively, &#8220;<u>Environmental Laws</u>&#8221;).&#160; There are
          no legal, administrative, arbitral or other proceedings, claims or actions, or to the knowledge of Synovus, any private environmental investigations or remediation activities or governmental investigations of any nature seeking to impose, or that
          could reasonably be expected to result in the imposition, on Synovus or any of its Subsidiaries of any liability or obligation arising under any Environmental Law pending or threatened against Synovus, which liability or obligation would
          reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Synovus.&#160; To the knowledge of Synovus, there is no reasonable basis for any such proceeding, claim, action or governmental investigation that
          would impose any liability or obligation that would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Synovus.&#160; Synovus is not subject to any agreement, order, judgment, decree, letter agreement
          or memorandum of agreement by or with any court, Governmental Entity, Regulatory Agency or other third party imposing any liability or obligation with respect to the foregoing that would reasonably be expected to have, either individually or in
          the aggregate, a Material Adverse Effect on Synovus.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-28-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893160"></a><a name="z_Toc352100383"></a><a name="z_Toc202319672"></a><a name="z_Toc202327915"></a><a name="z_Toc203903493"></a><a name="z_Toc204213092"></a><font style="font-family: 'Times New Roman';">5.17</font>&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Investment Securities and Commodities</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; Each of Synovus and its Subsidiaries has good title in all material respects to all securities and commodities owned by it (except those sold under repurchase agreements) which are material to
            Synovus&#8217;s business on a consolidated basis, free and clear of any Lien, except to the extent such securities or commodities are pledged in the ordinary course of business to secure obligations of Synovus or its Subsidiaries.&#160; Such securities
            and commodities are valued on the books of Synovus in accordance with GAAP in all material respects.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893161"></a><a name="z_Toc352100384"></a><a name="z_Toc202319673"></a><a name="z_Toc202327916"></a><a name="z_Toc203903494"></a><a name="z_Toc204213093"></a><font style="font-family: 'Times New Roman';">5.18</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Real Property</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160;
            Synovus or a Synovus Subsidiary (a) has good and marketable title to all the real property reflected in the latest audited balance sheet included in the Synovus Reports as being owned by Synovus or a Synovus Subsidiary or acquired after the
            date thereof which are material to Synovus&#8217;s business on a consolidated basis (except properties sold or otherwise disposed of since the date thereof in the ordinary course of business) (the &#8220;<u>Synovus Owned Properties</u>&#8221;), free and clear of
            all material Liens, except (i) statutory Liens securing payments not yet due, (ii) Liens for real property Taxes not yet due and payable, (iii) easements, rights of way, and other similar encumbrances that do not materially affect the value or
            use of the properties or assets subject thereto or affected thereby or otherwise materially impair business operations at such properties and (iv) such imperfections or irregularities of title or Liens as do not materially affect the value or
            use of the properties or assets subject thereto or affected thereby or otherwise materially impair business operations at such properties (collectively, &#8220;<u>Permitted Encumbrances</u>&#8221;), and (b) is the lessee of all leasehold estates reflected
            in the latest audited financial statements included in such Synovus Reports or acquired after the date thereof which are material to Synovus&#8217;s business on a consolidated basis (except for leases that have expired by their terms since the date
            thereof) (such leasehold estates, collectively with the Synovus Owned Properties, the &#8220;<u>Synovus Real Property</u>&#8221;)</font><a name="z_Ref524617391"></a><font style="font-family: 'Times New Roman';">, free and clear of all material Liens,
            except for Permitted Encumbrances, and is in possession of the properties purported to be leased thereunder, and each such lease is valid without default thereunder by the lessee or, to the knowledge of Synovus, the lessor.&#160; There are no
            pending or, to the knowledge of Synovus, threatened condemnation proceedings against the Synovus Real Property.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-29-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893162"></a><a name="z_Toc352100385"></a><a name="z_Toc202319674"></a><a name="z_Toc202327917"></a><a name="z_Toc203903495"></a><a name="z_Toc204213094"></a><font style="font-family: 'Times New Roman';">5.19</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Intellectual Property</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; Synovus and each of its Subsidiaries owns, or is licensed to use (in each case, free and clear of any material Liens), all Intellectual Property necessary for the conduct of their respective businesses as currently
            conducted.&#160; Except as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Synovus:&#160; (a) (i) to the knowledge of Synovus, the use of any Intellectual Property by Synovus and its
            Subsidiaries does not infringe, misappropriate or otherwise violate the rights of any person and is in accordance with any applicable license pursuant to which Synovus or any of its Subsidiaries acquired the right to use any Intellectual
            Property, and (ii) no person has asserted in writing to Synovus that Synovus or any of its Subsidiaries has infringed, misappropriated or otherwise violated the Intellectual Property rights of such person, (b) to the knowledge of Synovus, no
            person is challenging, infringing on or otherwise violating any right of Synovus or any of its Subsidiaries with respect to any Intellectual Property owned by and/or licensed to Synovus or its Subsidiaries, and (c) neither Synovus nor any of
            its Subsidiaries has received any written notice of any pending claim with respect to any Intellectual Property owned by Synovus or any of its Subsidiaries, and Synovus and its Subsidiaries have taken commercially reasonable actions to avoid
            the abandonment, cancellation or unenforceability of all Intellectual Property owned or licensed, respectively, by Synovus and its Subsidiaries.&#160; Synovus and its Subsidiaries have taken commercially reasonable efforts to protect the Trade
            Secrets owned or held by Synovus and its Subsidiaries, as applicable.&#160; For purposes of this Agreement, &#8220;<u>Intellectual Property</u>&#8221; means all rights in any jurisdiction throughout the world in or to: trademarks, service marks, brand names,
            internet domain names, logos, symbols, certification marks, trade dress and other indications of origin, the goodwill associated with the foregoing and registrations in any jurisdiction of, and applications in any jurisdiction to register, the
            foregoing, including any extension, modification or renewal of any such registration or application; inventions, discoveries and ideas, whether patentable or not, in any jurisdiction; patents, applications for patents (including divisions,
            continuations, continuations in part and renewal applications), all improvements thereto, and any renewals, extensions or reissues thereof, in any jurisdiction; nonpublic information, trade secrets and know-how, including processes,
            technologies, protocols, source code, data, databases, formulae, prototypes and confidential information and rights in any jurisdiction to limit the use or disclosure thereof by any person (collectively, &#8220;<u>Trade Secrets</u>&#8221;); writings and
            other works, whether copyrightable or not and whether in published or unpublished works, in any jurisdiction; and registrations or applications for registration of copyrights in any jurisdiction, and any renewals or extensions thereof; and any
            similar intellectual property or proprietary rights.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347358741"></a><a name="z_Toc351893163"></a><a name="z_Toc352100386"></a><a name="z_Toc202319675"></a><a name="z_Toc202327918"></a><a name="z_Toc203903496"></a><a name="z_Toc204213095"></a><font style="font-family: 'Times New Roman';">5.20</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="color: rgb(0, 0, 0); font-family: 'Times New Roman';"><u>Related Party Transactions.</u></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">As of the date hereof, </font>except as set forth in any Synovus Reports, there are no transactions or series of related transactions, agreements, arrangements or understandings, nor are there any currently
            proposed transactions or series of related transactions, between Synovus or any of its Subsidiaries, on the one hand, and any current or former director or &#8220;executive officer&#8221; (as defined in Rule 3b-7 under the Exchange Act) of Synovus or any
            of its Subsidiaries or any person who beneficially owns (as defined in Rules 13d-3 and 13d-5 of the Exchange Act) five percent (5%) or more of the outstanding Synovus Common Stock (or any of such person&#8217;s immediate family members or affiliates)
            (other than Subsidiaries of Synovus) on the other hand, of the type required to be reported in any Synovus Report pursuant to Item 404 of Regulation S-K promulgated under the Exchange Act.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">There are no outstanding written or
            oral loan, loan agreement, note or borrowing arrangement (including leases, credit enhancements, commitments, guarantees and interest-bearing assets) (collectively, &#8220;<font style="font-family: 'Times New Roman';"><u>Loans</u></font>&#8221;) made by
            Synovus or any of its Subsidiaries to any &#8220;executive officer&#8221; or other &#8220;insider&#8221; (as each such term is defined in Regulation O promulgated by the Federal Reserve Board) of Synovus or its Subsidiaries, other than Loans that are subject to and
            that were made and continue to be in compliance with Regulation O or that are exempt therefrom.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-30-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; font-size: 10pt; text-indent: 72pt;"><a name="z_Toc351893164"></a><a name="z_Toc352100387"></a><a name="z_Toc202319676"></a><a name="z_Toc202327919"></a><a name="z_Toc203903497"></a><a name="z_Toc204213096"></a><font style="font-family: 'Times New Roman';">5.21</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>State Takeover Laws</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; The Board of Directors of Synovus has approved this Agreement and the transactions contemplated hereby and has taken all such other necessary actions as required to render inapplicable to such agreements and transactions the
            provisions of any potentially applicable takeover laws of any state, including any &#8220;moratorium,&#8221; &#8220;control share,&#8221; &#8220;fair price,&#8221; &#8220;takeover&#8221; or &#8220;interested shareholder&#8221; law or any similar provisions of the Synovus Articles or Synovus Bylaws
            (collectively, with any similar provisions of the Pinnacle Articles or Pinnacle Bylaws, &#8220;<u>Takeover Statutes</u>&#8221;).&#160; In accordance with Section 14-2-1302 of the GBCC, no appraisal or dissenters&#8217; rights will be available to the holders of
            Synovus Common Stock or Synovus Preferred Stock in connection with the Merger.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893165"></a><a name="z_Toc352100388"></a><a name="z_Toc202319677"></a><a name="z_Toc202327920"></a><a name="z_Toc203903498"></a><a name="z_Toc204213097"></a><font style="font-family: 'Times New Roman';">5.22</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Reorganization</u></font><a name="z_Toc351893166"></a><a name="z_Toc352100389"></a><a name="z_Toc202319678"></a><a name="z_Toc202327921"></a>.&#160; Synovus has not taken any action and is not aware of the existence of any fact or circumstance that could reasonably be expected to prevent or impede the
          Pinnacle Merger or the Synovus Merger from qualifying as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc203903499"></a><a name="z_Toc204213098"></a><font style="font-family: 'Times New Roman';">5.23</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Opinion</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; Prior to the execution of this Agreement, the Board of Directors of Synovus has received an opinion (which
            if initially rendered orally, has been or will be confirmed in writing) from Morgan Stanley to the effect that as of the date of such opinion and based upon and subject to the various assumptions, limitations, qualifications and other matters
            set forth in the written opinion, the Exchange Ratio pursuant to this Agreement is fair from a financial point of view to the holders (other than Pinnacle and its affiliates) of Synovus Common Stock.&#160; Such opinion has not been amended or
            rescinded as of the date of this Agreement.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893167"></a><a name="z_Toc352100390"></a><a name="z_Toc200403151"></a><a name="z_Toc203903500"></a><a name="z_Toc204213099"></a><font style="font-family: 'Times New Roman';">5.24</font>&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Synovus Information</u></font>.&#160; The information relating to Synovus and its Subsidiaries or that
          is provided by Synovus or its Subsidiaries or their respective representatives for inclusion in the Joint Proxy Statement and the S-4, or in any other document filed with any Regulatory Agency or Governmental Entity in connection herewith, will
          not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, in light of the circumstances in which they are made, not misleading.&#160; The Joint Proxy Statement (except for such
          portions thereof that relate only to Pinnacle or any of its Subsidiaries) will comply in all material respects with the provisions of the Exchange Act and the rules and regulations thereunder.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893168"></a><a name="z_Toc352100391"></a><a name="z_Toc536722635"></a><a name="z_Toc202319679"></a><a name="z_Toc202327922"></a><a name="z_Toc203903501"></a><a name="z_Toc204213100"></a><font style="font-family: 'Times New Roman';">5.25</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Loan Portfolio</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347358769"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">As of the date hereof, except as set
          forth in <font style="font-family: 'Times New Roman';"><u>Section 5.25(a)</u></font> of the Synovus Disclosure Schedule, neither Synovus nor any of its Subsidiaries is a party to any Loans in which Synovus or any Subsidiary of Synovus is a
          creditor that, as of March 31, 2025, had an outstanding balance of $5,000,000 or more and under the terms of which the obligor was, as of March 31, 2025, over ninety (90) days or more delinquent in payment of principal or interest.&#160; Set forth in
          <font style="font-family: 'Times New Roman';"><u>Section 5.25(a)</u></font> of the Synovus Disclosure Schedule is a true, correct and complete list of (i) all of the Loans of Synovus and its Subsidiaries that, as of March 31, 2025, had an
          outstanding balance of $5,000,000 and were classified by Synovus as &#8220;Other Loans Specially Mentioned,&#8221; &#8220;Special Mention,&#8221; &#8220;Substandard,&#8221; &#8220;Doubtful,&#8221; &#8220;Loss,&#8221; &#8220;Classified,&#8221; &#8220;Criticized,&#8221; &#8220;Credit Risk Assets,&#8221; &#8220;Concerned Loans,&#8221; &#8220;Watch List&#8221; or
          words of similar import, together with the principal amount of and accrued and unpaid interest on each such Loan and the identity of the borrower thereunder, together with the aggregate principal amount of and accrued and unpaid interest on such
          Loans, by category of Loan (<font style="font-family: 'Times New Roman';"><u>e.g.</u></font>, commercial, consumer, etc.), together with the aggregate principal amount of such Loans by category and (ii) each asset of Synovus or any of its
          Subsidiaries that, as of March 31, 2025, is classified as &#8220;Other Real Estate Owned&#8221; and the book value thereof.&#160; Since December 31, 2022 through the date hereof, Synovus has not changed, in any material respect, its process or standards for the
          classifications referred to in the immediately preceding sentence.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-31-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected to have, either individually or in the aggregate, a Material Adverse Effect on Synovus, each Loan of Synovus or any of its Subsidiaries (i) is evidenced by notes, agreements or other evidences of indebtedness that are true, genuine and
            what they purport to be, (ii) to the extent carried on the books and records of Synovus and its Subsidiaries as secured Loans, has been secured by valid charges, mortgages, pledges, security interests, restrictions, claims, liens or
            encumbrances, as applicable, which have been perfected and (iii) is the legal, valid and binding obligation of the obligor named therein, enforceable in accordance with its terms, subject to the Enforceability Exceptions.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected to have, either individually or in the aggregate, a Material Adverse Effect on Synovus, each outstanding Loan of Synovus or any of its Subsidiaries (including Loans held for resale to investors) was solicited and originated, and is and
            has been administered and, where applicable, serviced, and the relevant Loan files are being maintained, in all material respects in accordance with the relevant notes or other credit or security documents, the written underwriting standards of
            Synovus and its Subsidiaries (and, in the case of Loans held for resale to investors, the underwriting standards, if any, of the applicable investors) and with all applicable federal, state and local laws, regulations and rules.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893169"></a><a name="z_Toc352100392"></a><a name="z_Toc202319680"></a><a name="z_Toc202327923"></a><a name="z_Toc203903502"></a><a name="z_Toc204213101"></a><font style="font-family: 'Times New Roman';">5.26</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Insurance.</u>&#160; Except as would not reasonably be expected, either individually or in the
            aggregate, to have a Material Adverse Effect on Synovus, (a) Synovus and its Subsidiaries are insured with reputable insurers against such risks and in such amounts as the management of Synovus reasonably has determined to be prudent and
            consistent with industry practice, and Synovus and its Subsidiaries are in compliance in all material respects with their insurance policies</font><a name="PB_30_081524_2794"></a><font style="font-family: 'Times New Roman';"> and are not in
            default under any of the terms thereof, (b) each such policy is outstanding and in full force and effect and, except for policies insuring against potential liabilities of current or former officers, directors and employees of Synovus and its
            Subsidiaries, Synovus or the relevant Subsidiary thereof is the sole beneficiary of such policies, (c) all premiums and other payments due under any such policy have been paid, and all claims thereunder have been filed in due and timely
            fashion, (d) there is no claim for coverage by Synovus or any of its Subsidiaries pending under any insurance policy as to which coverage has been questioned, denied or disputed by the underwriters of such insurance policy and (e) neither
            Synovus nor any of its Subsidiaries has received notice of any threatened termination of, material premium increase with respect to, or material alteration of coverage under, any insurance policies.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref536130087"></a><a name="z_Toc202319681"></a><a name="z_Toc202327924"></a><a name="z_Toc203903503"></a><a name="z_Toc204213102"></a><font style="font-family: 'Times New Roman';">5.27</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><u>Investment Advisor Subsidiary.</u></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref536518871"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Certain Subsidiaries of Synovus are
          registered, licensed or qualified, or are required to be registered, licensed or qualified, in connection with the provision of investment management, investment advisory or sub-advisory services (each such Subsidiary, a &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Advisory Subsidiary</u></font>&#8221;).&#160; Each Synovus Advisory Subsidiary is registered as an investment adviser under the Investment Advisers Act of 1940, as amended (the &#8220;<a name="z_Hlk200404270"></a><font style="font-family: 'Times New Roman';"><u>Investment Advisers Act</u></font>&#8221;) and has operated since January 1, 2023 and is currently operating in compliance with all laws applicable to it or its business and has all registrations, permits,
          licenses, exemptions, orders and approvals required for the operation of its business or ownership of its properties and assets substantially as presently conducted, except, in each case, as would not reasonably be expected, either individually
          or in the aggregate, to have a Material Adverse Effect on Synovus.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-32-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">The accounts of each advisory client
            of Synovus or its Subsidiaries, for purposes of the Investment Advisers Act, that are subject to ERISA have been managed by the applicable Synovus Advisory Subsidiary in compliance with the applicable requirements of ERISA, except as would not
            reasonably be expected, either individually or in the aggregate, to have a Material Adverse Effect on Synovus.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">None of the Synovus Advisory
            Subsidiaries nor any person &#8220;associated&#8221;&#160; (as defined in the Investment Advisers Act) with any Synovus Advisory Subsidiaries is ineligible pursuant to Section 203 of the Investment Advisers Act to serve as an investment advisor or as a person
            associated with a registered investment advisor, except as would not reasonably be expected, either individually or in the aggregate, to have a Material Adverse Effect on Synovus.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202319682"></a><a name="z_Toc202327925"></a><a name="z_Toc203903504"></a><a name="z_Toc204213103"></a><font style="font-family: 'Times New Roman';">5.28</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><u>Insurance Subsidiary.</u></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected, individually or in the aggregate, to have a Material Adverse Effect on Synovus, (i) since January 1, 2023, at the time each agent, representative, producer, reinsurance intermediary, wholesaler, third-party administrator, distributor,
            broker, employee or other person authorized to sell, produce, manage or administer products on behalf of any Synovus Subsidiary (&#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Agent</u></font>&#8221;) wrote, sold, produced, managed,
            administered or procured business for a Synovus Subsidiary, such Synovus Agent was, at the time the Synovus Agent wrote or sold business, duly licensed for the type of activity and business written, sold, produced, managed, administered or
            produced to the extent required by applicable law, (ii) no Synovus Agent has been since January 1, 2023, or is currently, in violation (or with or without notice or lapse of time or both, would be in violation) of any law, rule or regulation
            applicable to such Synovus Agent&#8217;s writing, sale, management, administration or production of insurance business for any Synovus Insurance Subsidiary and (iii) each Synovus Agent was appointed by Synovus or a Synovus Insurance Subsidiary in
            compliance with applicable insurance laws, rules and regulations and all processes and procedures undertaken with respect to such Synovus Agent were undertaken in compliance with applicable insurance laws, rules and regulations.&#160; &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Insurance Subsidiary</u></font>&#8221; means each Subsidiary of Synovus through which insurance operations is conducted.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected, individually or in the aggregate, to have a Material Adverse Effect on Synovus, (i) since January 1, 2023, Synovus and the Synovus Insurance Subsidiaries have made all required notices, submissions, reports or other filings under
            applicable insurance holding company statutes, (ii) all contracts, agreements, arrangements and transactions in effect between any Synovus Insurance Subsidiary and any affiliate are in compliance in all material respects with the requirements
            of all applicable insurance holding company statutes, and (iii) each Synovus Insurance Subsidiary has operated and otherwise been in compliance with all applicable insurance laws, rules and regulations.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-33-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref536130237"></a><a name="z_Toc202319683"></a><a name="z_Toc202327926"></a><a name="z_Toc203903505"></a><a name="z_Toc204213104"></a><font style="font-family: 'Times New Roman';">5.29</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><u>Broker-Dealer Subsidiary.</u></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160; &#160; &#160;&#160; <font style="font-family: 'Times New Roman';">Synovus has certain Subsidiaries
            that are registered, licensed or qualified, or are required to be registered, licensed or qualified, as a broker-dealer in accordance with any regulatory or legal requirement applicable to such Synovus Subsidiary (each, a &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Broker-Dealer Subsidiary</u></font>&#8221;).&#160; Except as would not reasonably be expected to, either individually or in the aggregate, have a Material Adverse Effect on Synovus:&#160; (i) each Synovus
            Broker-Dealer Subsidiary is duly registered under the Exchange Act as a broker-dealer with the SEC and is in compliance with the applicable provisions of the Exchange Act, including the net capital requirements and customer protection
            requirements thereof; (ii) each Synovus Broker-Dealer Subsidiary is a member in good standing with FINRA and any other applicable SROs and in compliance with all applicable rules and regulations of FINRA and any such SRO of which it is a member
            or which otherwise has authority over it; (iii) each Synovus Broker-Dealer Subsidiary (and each registered representative thereof) is duly registered, licensed or qualified as a broker-dealer or registered representative, as applicable, under,
            and in compliance with, the applicable laws of all jurisdictions in which it is required to be so registered and each such registration, license or qualification is in full force and effect and in good standing; and (iv) there is no action,
            suit, proceeding or investigation pending or, to the knowledge of Synovus, threatened that would reasonably be likely to lead to the revocation, amendment, failure to renew, limitation, suspension or restriction of any such registrations,
            licenses and qualifications.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected to, either individually or in the aggregate, have a Material Adverse Effect on Synovus, (i) none of the Synovus Broker-Dealer Subsidiaries nor any &#8220;associated person&#8221; thereof (A) is or has been ineligible to serve as a broker-dealer or
            an associated person of a broker-dealer under Section 15(b) of the Exchange Act, (B) is subject to a &#8220;statutory disqualification&#8221; as defined in Section 3(a)(39) of the Exchange Act or (C) is subject to a disqualification that would be a basis
            for censure, limitations on the activities, functions or operations of, or suspension or revocation of the registration of any Synovus Broker-Dealer Subsidiary as broker-dealer, municipal securities dealer, government securities broker or
            government securities dealer under Section 15, Section 15B or Section 15C of the Exchange Act, and (ii) there is no action, suit, proceeding or investigation pending or, to the knowledge of Synovus, threatened, that is reasonably likely to
            result in any such person being deemed ineligible as described in clause (A), subject to a &#8220;statutory disqualification&#8221; as described in clause (B) or subject to a disqualification as described in clause (C).</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893170"></a><a name="z_Toc352100393"></a><a name="z_Toc202319684"></a><a name="z_Toc202327927"></a><a name="z_Toc203903506"></a><a name="z_Toc204213105"></a><font style="font-family: 'Times New Roman';">5.30</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><u>No Other Representations or Warranties.</u></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Except for the representations and
            warranties made by Synovus in this <font style="font-family: 'Times New Roman';"><u>Article V</u></font>, neither Synovus nor any other person makes any express or implied representation or warranty with respect to Synovus, its Subsidiaries,
            or their respective businesses, operations, assets, liabilities, conditions (financial or otherwise) or prospects, and Synovus hereby disclaims any such other representations or warranties.&#160; In particular, without limiting the foregoing
            disclaimer, neither Synovus nor any other person makes or has made any representation or warranty to Pinnacle or any of its affiliates or representatives with respect to (i) any financial projection, forecast, estimate, budget or prospective
            information relating to Synovus, any of its Subsidiaries or their respective businesses or (ii) except for the representations and warranties made by Synovus in this <font style="font-family: 'Times New Roman';"><u>Article V</u></font>, any
            oral or written information presented to Pinnacle or any of its affiliates or representatives in the course of their due diligence investigation of Synovus, the negotiation of this Agreement or in the course of the transactions contemplated
            hereby.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-34-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Synovus acknowledges and agrees that
            neither Pinnacle nor any other person on behalf of Pinnacle has made or is making, and Synovus has not relied upon, any express or implied representation or warranty other than those contained in <font style="font-family: 'Times New Roman';"><u>Article



                VI</u></font>.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Toc200049387"></a><a name="z_Toc351893171"></a><a name="z_Toc352100394"></a><a name="z_Toc352100636"></a><a name="z_Toc352100754"></a><a name="z_Toc352163051"></a><a name="z_Toc352171140"></a><a name="z_Toc352618010"></a><a name="z_Toc352715274"></a><a name="z_Toc352715394"></a><a name="z_Toc352715757"></a><a name="z_Toc352719805"></a><a name="z_Toc352757113"></a><a name="z_Toc352834668"></a><a name="z_Toc524645675"></a><a name="z_Toc524728104"></a><a name="z_Toc524973740"></a><a name="z_Toc524973861"></a><a name="z_Toc525206851"></a><a name="z_Toc525406431"></a><a name="z_Toc536205184"></a><a name="z_Toc536294250"></a><a name="z_Toc536380703"></a><a name="z_Toc536380912"></a><a name="z_Toc536546215"></a><a name="z_Toc536636414"></a><a name="z_Toc536637853"></a><a name="z_Toc536717201"></a><a name="z_Toc536722641"></a><a name="z_Toc536833808"></a><a name="z_Toc536833933"></a><a name="z_Toc46161"></a><a name="z_Toc48036"></a><a name="z_Toc190421"></a><a name="z_Toc195137"></a><a name="z_Toc200049013"></a><a name="z_Toc200352002"></a><a name="z_Toc200354170"></a><a name="z_Toc200397268"></a><a name="z_Toc200401868"></a><a name="z_Toc200403024"></a><a name="z_Toc200403159"></a><a name="z_Toc202312412"></a><a name="z_Toc202319685"></a>ARTICLE VI</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Ref347357807"></a><a name="z_Toc202327928"></a><a name="z_Ref202480991"></a><a name="z_Toc203903507"></a><a name="z_Toc204213106"></a><a name="z_Hlk200312481"></a>REPRESENTATIONS AND WARRANTIES OF PINNACLE</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Except (a) as disclosed in the disclosure schedule delivered by Pinnacle to Synovus concurrently herewith (the &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Disclosure Schedule</u></font>&#8221;); <font style="font-family: 'Times New Roman';"><u>provided</u></font>, that (i) no such item is required to be set forth as an exception to a representation or warranty if its absence would
        not result in the related representation or warranty being deemed untrue or incorrect, (ii) the mere inclusion of an item in the Pinnacle Disclosure Schedule as an exception to a representation or warranty shall not be deemed an admission by
        Pinnacle that such item represents a material exception or fact, event or circumstance or that such item would reasonably be expected to have a Material Adverse Effect and (iii) any disclosures made with respect to a section of this <font style="font-family: 'Times New Roman';"><u>Article VI</u></font> shall be deemed to qualify (1) any other section of this <font style="font-family: 'Times New Roman';"><u>Article VI</u></font> specifically referenced or cross-referenced and (2)
        other sections of this <font style="font-family: 'Times New Roman';"><u>Article VI</u></font> to the extent it is reasonably apparent on its face (notwithstanding the absence of a specific cross reference) from a reading of the disclosure that
        such disclosure applies to such other sections or (b) as disclosed in any Pinnacle Reports filed with the SEC by Pinnacle since December 31, 2022 and prior to the date hereof (but disregarding risk factor disclosures contained under the heading
        &#8220;Risk Factors,&#8221; or disclosures of risks set forth in any &#8220;forward-looking statements&#8221; disclaimer or any other statements that are similarly non-specific or cautionary, predictive or forward-looking in nature), Pinnacle hereby represents and
        warrants to Synovus as follows:</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359564"></a><a name="z_Toc351893172"></a><a name="z_Toc352100395"></a><a name="z_Toc202319686"></a><a name="z_Toc202327929"></a><a name="z_Toc203903508"></a><a name="z_Toc204213107"></a><font style="font-family: 'Times New Roman';">6.1</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Corporate Organization</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref536201402"></a><a name="z_Ref347359534"></a><a name="z_Toc351893173"></a><a name="z_Toc352100396"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Pinnacle is a corporation duly organized, validly existing and in good standing under the laws of the State of Tennessee, is a bank holding company duly registered under the BHC Act and has elected to be
          treated as a financial holding company under the BHC Act.&#160; Pinnacle has the corporate power and authority to own, lease or operate all of its properties and assets and to carry on its business as it is now being conducted in all material
          respects.&#160; Pinnacle is duly licensed or qualified to do business and in good standing in each jurisdiction in which the nature of the business conducted by it or the character or location of the properties and assets owned, leased or operated by
          it makes such licensing, qualification or standing necessary, except where the failure to be so licensed or qualified or to be in good standing would not, either individually or in the aggregate, reasonably be expected to have a Material Adverse
          Effect on Pinnacle.&#160; True and complete copies of the amended and restated charter of Pinnacle (the &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Articles</u></font>&#8221;) and the third amended and restated bylaws of Pinnacle (the &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Bylaws</u></font>&#8221;), in each case, as in effect as of the date of this Agreement, have previously been made available by Pinnacle to Synovus.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-35-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347943538"></a><a name="z_Ref536201415"></a><font style="font-family: 'Times New Roman';">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Except as
          would not, either individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Pinnacle, each Subsidiary of Pinnacle (a &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Subsidiary</u></font>&#8221;) (i) is
          duly organized and validly existing under the laws of its jurisdiction of organization, (ii) is duly licensed or qualified to do business and, where such concept is recognized under applicable law, in good standing in all jurisdictions (whether
          federal, state, local or foreign) where its ownership, leasing or operation of property or the conduct of its business requires it to be so licensed or qualified or in good standing and (iii) has all requisite corporate power and authority to
          own, lease or operate its properties and assets and to carry on its business as now conducted.&#160; There are no restrictions on the ability of Pinnacle or any Subsidiary of Pinnacle to pay dividends or distributions except, in the case of Pinnacle
          or a Subsidiary that is a regulated entity, for restrictions on dividends or distributions generally applicable to all similarly regulated entities.&#160; Pinnacle Bank is the only depository institution Subsidiary of Pinnacle, and the deposit
          accounts of Pinnacle Bank are insured by the FDIC through the Deposit Insurance Fund (as defined in Section 3(y) of the Bank Merger Act) to the fullest extent permitted by law, all premiums and assessments required to be paid in connection
          therewith have been paid when due, and no proceedings for the termination of such insurance are pending or threatened.&#160; Section 6.1(b) of the Pinnacle Disclosure Schedule sets forth a true and complete list of all Subsidiaries of Pinnacle as of
          the date hereof.&#160; True and complete copies of the Organizational Documents of Pinnacle Bank as in effect as of the date of this Agreement have previously been made available by Pinnacle to Synovus.&#160; There is no person whose results of operations,
          cash flows, changes in shareholders&#8217; equity or financial position are consolidated in the financial statements of Pinnacle other than the Pinnacle Subsidiaries.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202319687"></a><a name="z_Toc202327930"></a><a name="z_Toc203903509"></a><a name="z_Toc204213108"></a><font style="font-family: 'Times New Roman';">6.2</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Capitalization</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347945132"></a><a name="z_Ref524898012"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">The
          authorized capital stock of Pinnacle consists of 180,000,000 shares of Pinnacle Common Stock, and 10,000,000 shares of preferred stock, no par value.&#160; As of July 21, 2025, there were (i) 77,567,332 shares of Pinnacle Common Stock issued and
          outstanding, including 637,131 shares of Pinnacle Common Stock granted in respect of outstanding Pinnacle Restricted Stock Awards; (ii) zero shares of Pinnacle Common Stock held in treasury; (iii) 94,820 shares of Pinnacle Common Stock reserved
          for issuance upon the settlement of outstanding Pinnacle RSU Awards; (iv) 558,903 shares of Pinnacle Common Stock (assuming performance goals are satisfied at the target level) and 857,498 shares of Pinnacle Common Stock (assuming performance
          goals are satisfied at the maximum level) reserved for issuance upon the settlement of outstanding performance unit awards in respect of shares of Pinnacle Common Stock (&#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle PSU Awards</u></font>&#8221;);



          and (v) 225,000 depositary shares, each representing 1/40th interest in a share of Pinnacle Preferred Stock, issued and outstanding.&#160; As of the date of this Agreement, except as set forth in the immediately preceding sentence and for changes
          since July 21, 2025 resulting from the exercise, vesting or settlement of any Pinnacle Equity Awards described in the immediately preceding sentence, there are no shares of capital stock or other voting securities or equity interests of Pinnacle
          issued, reserved for issuance or outstanding.&#160; All the issued and outstanding shares of Pinnacle Common Stock and Pinnacle Preferred Stock have been duly authorized and validly issued and are fully paid, nonassessable and free of preemptive
          rights, with no personal liability attaching to the ownership thereof.&#160; Pinnacle is current on all dividends payable on the outstanding shares of Pinnacle Preferred Stock, and has complied in all material respects with terms and conditions
          thereof.&#160; There are no bonds, debentures, notes or other indebtedness that have the right to vote on any matters on which shareholders of Pinnacle may vote.&#160; As of the date hereof, no trust preferred or subordinated debt securities of Pinnacle
          are issued or outstanding.&#160; Other than Pinnacle Restricted Stock Awards, Pinnacle RSU Awards, Pinnacle PSU Awards and Pinnacle Preferred Stock, issued prior to the date of this Agreement as described in this <font style="font-family: 'Times New Roman';"><u>Section 6.2(a)</u></font>, as of the date of this Agreement there are no outstanding subscriptions, options, warrants, stock appreciation rights, phantom units, scrip, rights to subscribe to, preemptive rights, anti-dilutive rights,
          rights of first refusal or similar rights, puts, calls, commitments or agreements of any character relating to, or securities or rights convertible or exchangeable into or exercisable for, shares of capital stock or other voting or equity
          securities of or ownership interest in Pinnacle, or contracts, commitments, understandings or arrangements by which Pinnacle may become bound to issue additional shares of its capital stock or other equity or voting securities of or ownership
          interests in Pinnacle or that otherwise obligate Pinnacle to issue, transfer, sell, purchase, redeem or otherwise acquire, any of the foregoing (collectively, &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Securities</u></font>&#8221;).&#160;
          Other than the Pinnacle Equity Awards, no equity-based awards (including any cash awards where the amount of payment is determined in whole or in part based on the price of any capital stock of Pinnacle or any of its Subsidiaries) are
          outstanding.&#160; There are no voting trusts, shareholder agreements, proxies or other agreements in effect to which Pinnacle or any of its Subsidiaries is a party with respect to the voting or transfer of Pinnacle Common Stock, capital stock or
          other voting or equity securities or ownership interests of Pinnacle or granting any shareholder or other person any registration rights.&#160; No Pinnacle Subsidiary owns any capital stock of Pinnacle.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-36-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref352099062"></a><a name="z_Toc351893174"></a><a name="z_Toc352100397"></a><font style="font-family: 'Times New Roman';">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Except as would not, either individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Pinnacle, Pinnacle owns, directly or indirectly, all the issued and outstanding shares of capital stock
          or other equity ownership interests of each of the Pinnacle Subsidiaries, free and clear of any Liens, and all of such shares or equity ownership interests are duly authorized and validly issued and are fully paid, nonassessable (except, with
          respect to Subsidiaries that are depository institutions, as provided under any provision of applicable state law comparable to 12 U.S.C. &#167; 55) and free of preemptive rights, with no personal liability attaching to the ownership thereof.&#160; As of
          the date of this Agreement, no Pinnacle Subsidiary has or is bound by any outstanding subscriptions, options, warrants, calls, rights, commitments or agreements of any character calling for the purchase or issuance of any shares of capital stock
          or any other equity security of such Subsidiary or any securities representing the right to purchase or otherwise receive any shares of capital stock or any other equity security of such Subsidiary.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202319688"></a><a name="z_Toc202327931"></a><a name="z_Toc203903510"></a><a name="z_Toc204213109"></a><font style="font-family: 'Times New Roman';">6.3</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Authority; No Violation</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359580"></a><a name="z_Ref524553971"></a><a name="z_Ref524594170"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Pinnacle has full corporate power and authority to execute and deliver this Agreement and, subject to the shareholder and other actions described below, to consummate the transactions contemplated hereby.&#160; The execution and
          delivery of this Agreement and the consummation of the transactions contemplated hereby (including the Merger) have been duly and validly approved by the Board of Directors of Pinnacle.&#160; The Board of Directors of Pinnacle has determined that the
          transactions contemplated hereby (including the Merger), on the terms and conditions set forth in this Agreement, are advisable and in the best interests of Pinnacle and its shareholders, has adopted and approved this Agreement and the
          transactions contemplated hereby (including the Merger), and has directed that this Agreement be submitted to Pinnacle&#8217;s shareholders for approval at a meeting of such shareholders and has adopted a resolution to the foregoing effect.&#160; Except for
          (i) the approval of this Agreement by the affirmative vote of a majority of all the votes entitled to be cast on this Agreement by all shares of Pinnacle Common Stock entitled to vote on this Agreement (the &#8220;<font style="font-family: 'Times New Roman';"><u>Requisite Pinnacle Vote</u></font>&#8221;), (ii) the approval of the Bank Merger Agreement by Pinnacle as Pinnacle Bank&#8217;s sole shareholder and (iii) the Newco Shareholder Approval, no other corporate proceedings on the part of Pinnacle
          are necessary to approve this Agreement or to consummate the transactions contemplated hereby.&#160; This Agreement has been duly and validly executed and delivered by Pinnacle and (assuming due authorization, execution and delivery by Synovus)
          constitutes a valid and binding obligation of Pinnacle, enforceable against Pinnacle in accordance with its terms (except in all cases as such enforceability may be limited by the Enforceability Exceptions).</font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-37-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Neither the execution and delivery of
            this Agreement by Pinnacle, nor the consummation by Pinnacle of the transactions contemplated hereby (including the Merger and the Bank Merger), nor compliance by Pinnacle with any of the terms or provisions hereof, will (i) violate any
            provision of the Pinnacle Articles or the Pinnacle Bylaws or (ii) assuming that the consents and approvals referred to in <font style="font-family: 'Times New Roman';"><u>Section 6.4</u></font> are duly obtained, (x) violate any law, statute,
            code, ordinance, rule, regulation, judgment, order, writ, decree or injunction applicable to Pinnacle or any of its Subsidiaries or any of their respective properties or assets or (y) violate, conflict with, result in a breach of any provision
            of or the loss of any benefit under, constitute a default (or an event which, with notice or lapse of time, or both, would constitute a default) under, result in the termination of or a right of termination or cancellation under, accelerate the
            performance required by, or result in the creation of any Lien upon any of the respective properties or assets of Pinnacle or any of its Subsidiaries under, any of the terms, conditions or provisions of any note, bond, mortgage, indenture, deed
            of trust, license, lease, agreement or other instrument or obligation to which Pinnacle or any of its Subsidiaries is a party, or by which they or any of their respective properties or assets may be bound, except (in the case of clauses (x) and
            (y) above) for such violations, conflicts, breaches, defaults, terminations, cancellations, accelerations or creations that, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Synovus.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc524645679"></a><a name="z_Ref347358838"></a><a name="z_Ref347359464"></a><a name="z_Toc351893175"></a><a name="z_Toc352100398"></a><a name="z_Toc202319689"></a><a name="z_Toc202327932"></a><a name="z_Toc203903511"></a><a name="z_Toc204213110"></a><font style="font-family: 'Times New Roman';">6.4</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Consents and Approvals</u></font><a name="z_Toc351893176"></a><a name="z_Toc352100399"></a>.&#160; Except for (i) the filing of any required applications, filings and notices, as applicable, with NASDAQ or the NYSE, and the
          approval of the listing of the shares of Newco Common Stock and Newco Preferred Stock (or, in the case of the Newco Series C Preferred Stock, depositary shares in respect thereof) to be issued pursuant to this Agreement on the NYSE, (ii) the
          filing of any required applications, filings and notices, as applicable, with the Federal Reserve Board under the BHC Act with respect to the Merger, the Federal Reserve Act with respect to the FRS Membership and the Bank Merger Act with respect
          to the Bank Merger and approval or waiver of such applications, filings and notices, (iii) the filing of any required applications, filings and notices, as applicable, with the Commissioner of the Tennessee Department of Financial Institutions
          and the Georgia Department of Banking and Finance, and approval of such applications, filings and notices, (iv) the filing of any required applications, filings or notices with FINRA and approval of such applications, filings and notices, (v) the
          filing with the SEC of the Joint Proxy Statement, and the S-4 and the declaration by the SEC of the effectiveness of the S-4, (vi) the filing of the Articles of Merger with the Tennessee Secretary pursuant to the TBCA and the Georgia Secretary
          pursuant to the GBCC, as applicable, the filing of the Bank Merger Certificates with the applicable Governmental Entities as required by applicable law and (vii) such filings and approvals as are required to be made or obtained under the
          securities or &#8220;Blue Sky&#8221; laws of various states in connection with the issuance of the shares of Newco Common Stock and Newco Preferred Stock (or, in the case of the Newco Series C Preferred Stock, depositary shares in respect thereof) pursuant
          to this Agreement, no consents or approvals of or filings or registrations with any Governmental Entity are necessary in connection with (x) the execution and delivery by Pinnacle of this Agreement or (y) the consummation by Pinnacle of the
          Merger and the other transactions contemplated hereby (including the Bank Merger).&#160; As of the date hereof, Pinnacle is not aware of any reason why any of the necessary regulatory approvals and consents will not be received to permit consummation
          of the Merger, the FRS Membership or the Bank Merger on a timely basis.</font></div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-38-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202319690"></a><a name="z_Toc202327933"></a><a name="z_Toc203903512"></a><a name="z_Toc204213111"></a><font style="font-family: 'Times New Roman';">6.5</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;
        <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Reports</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; Pinnacle and each of its Subsidiaries have timely filed
            (or furnished) all reports, forms, correspondence, registrations and statements, together with any amendments required to be made with respect thereto, that they were required to file (or furnish, as applicable) since January 1, 2023 with any
            Regulatory Agencies, including any report, form, correspondence, registration or statement required to be filed (or furnished, as applicable) pursuant to the laws, rules or regulations of the United States, any state, any foreign entity, or any
            Regulatory Agency, and have paid all fees and assessments due and payable in connection therewith, except where the failure to file (or furnish, as applicable) such report, form, correspondence, registration or statement or to pay such fees and
            assessments, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Pinnacle.&#160; Subject to <u>Section 11.14</u>, except for normal examinations conducted by a Regulatory Agency in the
            ordinary course of business of Pinnacle and its Subsidiaries, no Regulatory Agency has initiated or has pending any proceeding or, to the knowledge of Pinnacle, investigation into the business or operations of Pinnacle or any of its
            Subsidiaries since January 1, 2023, except where such proceedings or investigations would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Pinnacle.&#160; Subject to <u>Section 11.14</u>,
            there (i) is no unresolved violation, criticism, or exception by any Regulatory Agency with respect to any report or statement relating to any examinations or inspections of Pinnacle or any of its Subsidiaries and (ii) has been no formal or
            informal inquiries by, or disagreements or disputes with, any Regulatory Agency with respect to the business, operations, policies or procedures of Pinnacle or any of its Subsidiaries since January 1, 2023, in each case, which would reasonably
            be expected to have, either individually or in the aggregate, a Material Adverse Effect on Pinnacle.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893177"></a><a name="z_Toc352100400"></a><a name="z_Toc202319691"></a><a name="z_Toc202327934"></a><a name="z_Toc203903513"></a><a name="z_Toc204213112"></a><font style="font-family: 'Times New Roman';">6.6</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Financial Statements</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">The financial statements of Pinnacle
            and its Subsidiaries included (or incorporated by reference) in the Pinnacle Reports (including the related notes, where applicable) (i) have been prepared from, and are in accordance with, the books and records of Pinnacle and its Subsidiaries
            in all material respects, (ii) fairly present in all material respects the consolidated results of operations, cash flows, changes in shareholders&#8217; equity and consolidated financial position of Pinnacle and its Subsidiaries for the respective
            fiscal periods or as of the respective dates therein set forth (subject in the case of unaudited statements to year-end audit adjustments normal in nature and amount), (iii) complied, as of their respective dates of filing with the SEC, in all
            material respects with applicable accounting requirements and with the published rules and regulations of the SEC with respect thereto, and (iv) have been prepared in accordance with GAAP consistently applied during the periods involved,
            except, in each case, as indicated in such statements or in the notes thereto.&#160; The books and records of Pinnacle and its Subsidiaries have been, and are being, maintained in all material respects in accordance with GAAP and any other
            applicable legal and accounting requirements.&#160; Since December 31, 2022, no independent public accounting firm of Pinnacle has resigned (or informed Pinnacle that it intends to resign) or been dismissed as independent public accountants of
            Pinnacle as a result of or in connection with any disagreements with Pinnacle on a matter of accounting principles or practices, financial statement disclosure or auditing scope or procedure.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-39-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected to have, either individually or in the aggregate, a Material Adverse Effect on Pinnacle, neither Pinnacle nor any of its Subsidiaries has any liability of any nature whatsoever (whether absolute, accrued, contingent or otherwise and
            whether due or to become due), except for those liabilities that are reflected or reserved against on the consolidated balance sheet of Pinnacle included in its Quarterly Report on Form 10-Q for the fiscal quarter ended March 31, 2025
            (including any notes thereto) and for liabilities incurred in the ordinary course of business consistent with past practice since March 31, 2025, or in connection with this Agreement and the transactions contemplated hereby.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">The records, systems, controls, data
            and information of Pinnacle and its Subsidiaries are recorded, stored, maintained and operated under means (including any electronic, mechanical or photographic process, whether computerized or not) that are under the exclusive ownership and
            direct control of Pinnacle or its Subsidiaries or accountants (including all means of access thereto and therefrom), except for any non-exclusive ownership and non-direct control that would not reasonably be expected to have a Material Adverse
            Effect on Pinnacle.&#160; Pinnacle (x) has implemented and maintains disclosure controls and procedures (as defined in Rule 13a-15(e) of the Exchange Act) to ensure that material information relating to Pinnacle, including its Subsidiaries, is made
            known to the chief executive officer and the chief financial officer of Pinnacle by others within those entities <font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">as appropriate to allow timely decisions regarding required
              disclosures and to make the certifications required by the Exchange Act and Sections 302 and 906 of the Sarbanes-Oxley Act</font>, and (y) has disclosed, based on its most recent evaluation prior to the date hereof, to Pinnacle&#8217;s outside
            auditors and the audit committee of Pinnacle&#8217;s Board of Directors (i) any significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting (as defined in Rule 13a-15(f) of the Exchange
            Act) which are reasonably likely to adversely affect Pinnacle&#8217;s ability to record, process, summarize and report financial information, and (ii) any fraud, whether or not material, that involves management or other employees who have a
            significant role in Pinnacle&#8217;s internal controls over financial reporting.&#160; These disclosures were made in writing by management to Pinnacle&#8217;s auditors and audit committee.&#160; There is no reason to believe that Pinnacle&#8217;s outside auditors and its
            chief executive officer and chief financial officer will not be able to give the certifications and attestations required pursuant to the rules and regulations adopted pursuant to Section 404 of the Sarbanes-Oxley Act, without qualification,
            when due in the future.</font></font></div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-40-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Since January 1, 2023, (i) neither
            Pinnacle nor any of its Subsidiaries, <font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">nor, to the knowledge of Pinnacle, any director, officer, auditor, accountant or representative of Pinnacle or any of its Subsidiaries,</font>
            has received or otherwise had or obtained knowledge of any material complaint, allegation, assertion or claim, whether written or oral, regarding the accounting or auditing practices, procedures, methodologies or methods <font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">(including with respect to loan loss reserves, write-downs, charge-offs and accruals) </font>of Pinnacle or any of its Subsidiaries or their respective internal accounting
            controls, including any material complaint, allegation, assertion or claim that Pinnacle or any of its Subsidiaries has engaged in questionable accounting or auditing practices, and (ii) no employee of or attorney representing Pinnacle or any
            of its Subsidiaries, whether or not employed by Pinnacle or any of its Subsidiaries, has reported evidence of a material violation of securities laws or banking laws, breach of fiduciary duty or similar violation by Pinnacle or any of its
            Subsidiaries or any of their respective officers, directors, employees or agents to the Board of Directors of Pinnacle or any committee thereof or the Board of Directors or similar governing body of any Pinnacle Subsidiary or any committee
            thereof, or to the knowledge of Pinnacle, to any director or officer of Pinnacle or any Pinnacle Subsidiary.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893178"></a><a name="z_Ref352099391"></a><a name="z_Toc352100401"></a><a name="z_Ref524553592"></a><a name="z_Toc202319692"></a><a name="z_Toc202327935"></a><a name="z_Toc203903514"></a><a name="z_Toc204213113"></a><font style="font-family: 'Times New Roman';">6.7</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Broker&#8217;s
              Fees</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; With the exception of the engagement of Centerview Partners LLC, neither Pinnacle nor any Pinnacle Subsidiary nor any of their respective officers or directors has
            employed any broker, finder or financial advisor or incurred any liability for any broker&#8217;s fees, commissions or finder&#8217;s fees in connection with the Merger or the other transactions contemplated by this Agreement.&#160; Pinnacle has disclosed to
            Synovus as of the date hereof the engagement letter pursuant to which Centerview Partners LLC has been engaged by Pinnacle in connection with the Merger and the other transactions contemplated hereunder.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893179"></a><a name="z_Toc352100402"></a><a name="z_Toc202319693"></a><a name="z_Toc202327936"></a><a name="z_Toc203903515"></a><a name="z_Toc204213114"></a><font style="font-family: 'Times New Roman';">6.8</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Absence of Certain Changes or Events</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347402918"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Since December 31, 2024, there has not
          been any effect, change, event, circumstance, condition, occurrence or development that has had or would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Pinnacle.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Since December 31, 2024, through the
            date of this Agreement, Pinnacle and its Subsidiaries have carried on their respective businesses in all material respects in the ordinary course.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893180"></a><a name="z_Toc352100403"></a><a name="z_Toc202319694"></a><a name="z_Toc202327937"></a><a name="z_Toc203903516"></a><a name="z_Toc204213115"></a><font style="font-family: 'Times New Roman';">6.9</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Legal and Regulatory Proceedings</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref524634564"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Except as would not reasonably be
          expected to, either individually or in the aggregate, have a Material Adverse Effect on Pinnacle, none of Pinnacle, any of its Subsidiaries or BHG is a party to any, and there are no outstanding or pending or, to the knowledge of Pinnacle,
          threatened, legal, administrative, arbitral or other proceedings, claims, actions or governmental or regulatory investigations of any nature against Pinnacle, any of its Subsidiaries, BHG or any of their current or former directors or executive
          officers or challenging the validity or propriety of the transactions contemplated by this Agreement.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893181"></a><a name="z_Toc352100404"></a><font style="font-family: 'Times New Roman';">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">There is
          no material injunction, order, judgment, decree, or regulatory restriction imposed upon Pinnacle, any of its Subsidiaries or BHG or the assets of Pinnacle, any of its Subsidiaries or BHG (or that, upon consummation of the Merger, would apply to
          the Surviving Entity or any of its affiliates).</font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-41-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202319695"></a><a name="z_Toc202327938"></a><a name="z_Toc203903517"></a><a name="z_Toc204213116"></a><font style="font-family: 'Times New Roman';">6.10</font>&#160;&#160;&#160;&#160;&#160;&#160;
        <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Taxes and Tax Returns</u></font><a name="z_Toc351893182"></a><a name="z_Toc352100405"></a><a name="z_Toc202319696"></a><a name="z_Toc202327939"></a>.&#160; <a name="z_Hlk203504256"></a>Except as would not reasonably be expected to, either individually or in the aggregate, have a Material Adverse Effect on Pinnacle: Each of Pinnacle and its Subsidiaries has duly and
          timely filed (including all applicable extensions) all Tax Returns required to be filed by it, and all such Tax Returns are true, correct, and complete;&#160; neither Pinnacle nor any of its Subsidiaries is the beneficiary of any extension of time
          within which to file any Tax Return (other than extensions to file Tax Returns obtained in the ordinary course);&#160; all Taxes of Pinnacle and its Subsidiaries (whether or not shown on any Tax Returns) that are due have been fully and timely paid;&#160;
          each of Pinnacle and its Subsidiaries has withheld and paid all Taxes required to have been withheld and paid in connection with amounts paid or owing to any employee, creditor, shareholder, independent contractor or other third party;&#160; neither
          Pinnacle nor any of its Subsidiaries has been granted any extension or waiver of the limitation period applicable to any Tax that remains in effect;&#160; neither Pinnacle nor any of its Subsidiaries has received written notice of assessment or
          proposed assessment in connection with any amount of Taxes, and there are no threatened in writing or pending disputes, claims, audits, examinations or other proceedings regarding any Tax of Pinnacle or its Subsidiaries;&#160; neither Pinnacle nor any
          of its Subsidiaries is a party to or is bound by any Tax sharing, allocation or indemnification agreement or arrangement (other than (x) such an agreement or arrangement exclusively between or among Pinnacle and its Subsidiaries or (y) commercial
          agreements the principal purpose of which does not relate to Taxes);&#160; neither Pinnacle nor any of its Subsidiaries (A) has been a member of an affiliated group filing a consolidated federal income Tax Return for which the statute of limitations
          is open (other than a group the common parent of which is or was Pinnacle) or (B) has any liability for the Taxes of any person (other than Pinnacle or any of its Subsidiaries) under Treasury Regulation Section 1.1502-6 (or any similar provision
          of state, local or foreign law), as a transferee or successor or otherwise by operation of law;&#160; neither Pinnacle nor any of its Subsidiaries has been, within the past two (2) years, a &#8220;distributing corporation&#8221; or a &#8220;controlled corporation&#8221;
          (within the meaning of Section 355(a)(1)(A) of the Code) in a distribution of stock intending to qualify for tax-free treatment under Section 355 of the Code; and neither Pinnacle nor any of its Subsidiaries has participated in a &#8220;listed
          transaction&#8221; within the meaning of Treasury Regulation Section 1.6011-4(b)(2).</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc203903518"></a><a name="z_Toc204213117"></a><font style="font-family: 'Times New Roman';">6.11</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Employees</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref349643709"></a><a name="z_Ref347657836"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Except as
          would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Pinnacle, each Pinnacle Benefit Plan has been established, operated and administered in accordance with its terms and the requirements
          of all applicable laws, including ERISA and the Code.&#160; For purposes of this Agreement, the term &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Benefit Plans</u></font>&#8221; means all employee benefit plans (as defined in Section 3(3) of
          ERISA), whether or not subject to ERISA, and all equity, bonus or incentive, deferred compensation, retiree medical or life insurance, supplemental retirement, severance, termination change in control, retention, employment, welfare, insurance,
          medical, fringe or other benefit plans, programs, agreements, contracts, policies, arrangements or remuneration of any kind with respect to which Pinnacle or any Subsidiary or any trade or business of Pinnacle or any of its Subsidiaries, whether
          or not incorporated, all of which together with Pinnacle would be deemed a &#8220;single employer&#8221; within the meaning of Section 4001 of ERISA (an &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle ERISA Affiliate</u></font>&#8221;), is a party or
          has any current or future obligation or that are maintained, contributed to or sponsored by Pinnacle or any of its Subsidiaries or any Pinnacle ERISA Affiliate for the benefit of any current or former employee, officer, director or independent
          contractor of Pinnacle or any of its Subsidiaries or any Pinnacle ERISA Affiliate, excluding, in each case, any Multiemployer Plan.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-42-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160; &#160; &#160;&#160; <font style="font-family: 'Times New Roman';">Pinnacle has made available to
            Synovus true and complete copies of each material Pinnacle Benefit Plan and the following related documents, to the extent applicable: (i) all summary plan descriptions, amendments, modifications or material supplements, (ii) the most recent
            annual report (Form 5500) filed with the IRS, (iii) the most recently received IRS determination letter, and (iv) the most recently prepared actuarial report.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347515328"></a><font style="font-family: 'Times New Roman';">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">The IRS has issued a favorable
          determination letter or opinion with respect to each Pinnacle Benefit Plan that is intended to be qualified under Section 401(a) of the Code (the &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Qualified Plans</u></font>&#8221;) and the
          related trust, which letter or opinion has not been revoked (nor has revocation been threatened), and, to the knowledge of Pinnacle, there are no existing circumstances and no events have occurred that would reasonably be expected to adversely
          affect the qualified status of any Pinnacle Qualified Plans or the related trust.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-family: 'Times New Roman';">Except as would not result in any
            material liability to Pinnacle and its Subsidiaries, taken as a whole, with respect to each Pinnacle Benefit Plan that is subject to Section 302 or Title IV of ERISA or Section 412, 430 or 4971 of the Code:&#160; (i) the minimum funding standard
            under Section 302 of ERISA and Sections 412 and 430 of the Code has been satisfied and no waiver of any minimum funding standard or any extension of any amortization period has been requested or granted, (ii) no such plan is in &#8220;at-risk&#8221; status
            for purposes of Section 430 of the Code, (iii) the present value of accrued benefits under such Pinnacle Benefit Plan, based upon the actuarial assumptions used for funding purposes in the most recent actuarial report prepared by such Pinnacle
            Benefit Plan&#8217;s actuary with respect to such Pinnacle Benefit Plan, did not, as of its latest valuation date, exceed the then current fair market value of the assets of such Pinnacle Benefit Plan allocable to such accrued benefits, (iv) no
            reportable event within the meaning of Section 4043(c) of ERISA for which the 30-day notice requirement has not been waived has occurred, (v) all premiums to the PBGC have been timely paid in full, (vi) no liability (other than for premiums to
            the PBGC) under Title IV of ERISA has been or is expected to be incurred by Pinnacle or any of its Subsidiaries, and (vii) the PBGC has not instituted proceedings to terminate any such Pinnacle Benefit Plan.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(e)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">None of Pinnacle and its Subsidiaries
            nor any Pinnacle ERISA Affiliate has, at any time during the last six (6) years, contributed to or been obligated to contribute to a Multiemployer Plan or a Multiple Employer Plan, and none of Pinnacle and its Subsidiaries nor any Pinnacle
            ERISA Affiliate has incurred any liability that has not been satisfied to a Multiemployer Plan or Multiple Employer Plan as a result of a complete or partial withdrawal (as those terms are defined in Part I of Subtitle E of Title IV of ERISA)
            from a Multiemployer Plan or Multiple Employer Plan.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(f)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-family: 'Times New Roman';">Except as would not result in any
            material liability to Pinnacle and its Subsidiaries, taken as a whole, no Pinnacle Benefit Plan provides for any post-employment or post-retirement health or medical or life insurance benefits for retired, former or current employees or
            beneficiaries or dependents thereof, except as required by Section 4980B of the Code.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-43-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(g)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected to have, either individually or in the aggregate, a Material Adverse Effect on Pinnacle, all contributions required to be made to any Pinnacle Benefit Plan by applicable law or by any plan document or other contractual undertaking, and
            all premiums due or payable with respect to insurance policies funding any Pinnacle Benefit Plan, for any period through the date hereof, have been timely made or paid in full or, to the extent not required to be made or paid on or before the
            date hereof, have been fully reflected on the books and records of Pinnacle.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(h)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">There are no pending or threatened
            claims (other than claims for benefits in the ordinary course), lawsuits or arbitrations which have been asserted or instituted, and, to Pinnacle&#8217;s knowledge, no set of circumstances exists which may reasonably give rise to a claim or lawsuit,
            against the Pinnacle Benefit Plans, any fiduciaries thereof with respect to their duties to the Pinnacle Benefit Plans or the assets of any of the trusts under any of the Pinnacle Benefit Plans that would reasonably be expected to result in any
            liability of Pinnacle or any of its Subsidiaries in an amount that would be material to Pinnacle and its Subsidiaries, taken as a whole.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(i)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; <font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected to have, either individually or in the aggregate, a Material Adverse Effect on Pinnacle, none of Pinnacle and its Subsidiaries nor any Pinnacle ERISA Affiliate has engaged in any &#8220;prohibited transaction&#8221; (as defined in Section 4975 of
            the Code or Section 406 of ERISA) which would reasonably be expected to subject any of the Pinnacle Benefit Plans or their related trusts, Pinnacle, any of its Subsidiaries or any Pinnacle ERISA Affiliate to any material Tax or penalty imposed
            under Section 4975 of the Code or Section 502 of ERISA.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(j)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-family: 'Times New Roman';">Neither the execution and delivery
            of this Agreement nor the consummation of the transactions contemplated hereby will (either alone or in conjunction with any other event) result in, the acceleration of vesting, exercisability, funding or delivery of, or increase in the amount
            or value of, any payment, right or other benefit to any employee, officer, director or other service provider of Pinnacle or any of its Subsidiaries, or result in any limitation on the right of Pinnacle or any of its Subsidiaries to amend,
            merge, terminate or receive a reversion of assets from any Pinnacle Benefit Plan or related trust on or after the Effective Time.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(k)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">No Pinnacle Benefit Plan provides for
            the gross-up or reimbursement of Taxes under Section 409A or 4999 of the Code, or otherwise.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(l)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; <font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected to have, either individually or in the aggregate, a Material Adverse Effect on Pinnacle, there are no pending or, to Pinnacle&#8217;s knowledge, threatened labor grievances or unfair labor practice claims or charges against Pinnacle or any
            of its Subsidiaries, or any strikes or other labor disputes against Pinnacle or any of its Subsidiaries.&#160; Neither Pinnacle nor any of its Subsidiaries is party to or bound by any collective bargaining or similar agreement with any labor
            organization, or work rules or practices agreed to with any labor organization or employee association applicable to employees of Pinnacle or any of its Subsidiaries and, except as would not reasonably be expected to have, either individually
            or in the aggregate, a Material Adverse Effect on Pinnacle, there are no pending or, to the knowledge of Pinnacle, threatened organizing efforts by any union or other group seeking to represent any employees of Pinnacle or any of its
            Subsidiaries.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-44-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(m)</font><font style="font-size: 10pt;">&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected to have, either individually or in the aggregate, a Material Adverse Effect on Pinnacle, Pinnacle and its Subsidiaries are in compliance with, and since January 1, 2023 have complied with, all laws regarding employment and employment
            practices, terms and conditions of employment, wages and hours, paid sick leave, classification of employees and independent contractors, equitable pay practices, privacy rights, labor disputes, employment discrimination, sexual or racial
            harassment or discrimination, workers&#8217; compensation or long-term disability policies, retaliation, immigration, family and medical leave, occupational safety and health and other laws in respect of any reduction in force (including notice,
            information and consultation requirements).</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(n)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">(i) No written allegations of sexual
            or racial harassment or sexual or race-based misconduct have been made since January 1, 2023 against any individual in his or her capacity as an officer or director of Pinnacle who is subject to the reporting requirements of Section 16(a) of
            the Exchange Act (&#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Insider</u></font>&#8221;), (ii) since January 1, 2023 neither Pinnacle nor any of its Subsidiaries has entered into any settlement agreement related to allegations of
            sexual or racial harassment or sexual or race-based misconduct by any Pinnacle Insiders, and (iii) there are no proceedings currently pending or, to the knowledge of Pinnacle, threatened related to any allegations of sexual or racial harassment
            or sexual or race-based misconduct by any individual in his or her capacity as a Pinnacle Insider.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893183"></a><a name="z_Toc352100406"></a><a name="z_Toc202319697"></a><a name="z_Toc202327940"></a><a name="z_Toc203903519"></a><a name="z_Toc204213118"></a><font style="font-family: 'Times New Roman';">6.12</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>SEC Reports</u></font><a name="z_Toc351893184"></a><a name="z_Toc352100407"></a>.&#160; Pinnacle has previously made available to Synovus an accurate and complete copy of each (a) final registration statement, prospectus, report, schedule and definitive proxy statement filed with or furnished to the
          SEC since December 31, 2022 by Pinnacle pursuant to the Securities Act or the Exchange Act (the &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Reports</u></font>&#8221;) and (b) communication mailed by Pinnacle to its shareholders since
          December 31, 2022 and prior to the date hereof, and no such Pinnacle Report or communication, as of the date thereof (and, in the case of registration statements and proxy statements, on the dates of effectiveness and the dates of the relevant
          meetings, respectively), contained any untrue statement of a material fact or omitted to state any material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances in which they were
          made, not misleading, except that information filed or furnished as of a later date (but before the date of this Agreement) shall be deemed to modify information as of an earlier date.&#160; Since December 31, 2022, as of their respective dates, all
          Pinnacle Reports filed or furnished under the Securities Act and the Exchange Act complied in all material respects with the published rules and regulations of the SEC with respect thereto.&#160; As of the date of this Agreement, no executive officer
          of Pinnacle has failed in any respect to make the certifications required of him or her under Section 302 or 906 of the Sarbanes-Oxley Act. As of the date of this Agreement, there are no outstanding comments from, or unresolved issues raised by,
          the SEC with respect to any of the Pinnacle Reports.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202319698"></a><a name="z_Toc202327941"></a><a name="z_Toc203903520"></a><a name="z_Toc204213119"></a><font style="font-family: 'Times New Roman';">6.13</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Compliance with Applicable Law</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Each of Pinnacle, its Subsidiaries
            and BHG hold, and have at all times since December 31, 2022, held, all licenses, registrations, franchises, certificates, variances, permits charters and authorizations necessary for the lawful conduct of their respective businesses and
            ownership of their respective properties, rights and assets under and pursuant to each (and have paid all fees and assessments due and payable in connection therewith), except where neither the cost of failure to hold nor the cost of obtaining
            and holding such license, registration, franchise, certificate, variance, permit, charter or authorization (nor the failure to pay any fees or assessments) would, either individually or in the aggregate, reasonably be expected to have a
            Material Adverse Effect on Pinnacle, and to the knowledge of Pinnacle, no suspension or cancellation of any such necessary license, registration, franchise, certificate, variance, permit, charter or authorization is threatened.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-45-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160; &#160; &#160; &#160;&#160; <font style="font-family: 'Times New Roman';">Except as would not, either
            individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Pinnacle, each of Pinnacle, its Subsidiaries and BHG have complied with and are not in default or violation under any applicable law, statute, order
            (including any Executive Order), rule, regulation, policy and/or guideline of any Governmental Entity relating to Pinnacle, any of its Subsidiaries or BHG, as applicable, including all laws related to data protection or privacy (including laws
            relating to the privacy and security of Personal Data), the USA PATRIOT Act, the Bank Secrecy Act, the Equal Credit Opportunity Act and Regulation B, the Fair Housing Act, the Community Reinvestment Act, the Fair Credit Reporting Act, the Truth
            in Lending Act and Regulation Z, the Home Mortgage Disclosure Act, the Fair Debt Collection Practices Act, the Electronic Fund Transfer Act, the Dodd-Frank Wall Street Reform and Consumer Protection Act, the Interagency Policy Statement on
            Retail Sales of Nondeposit Investment Products, the SAFE Mortgage Licensing Act of 2008, the Real Estate Settlement Procedures Act and Regulation X, Title V of the Gramm-Leach-Bliley Act, any and all sanctions or regulations enforced by the
            Office of Foreign Assets Control of the United States Department of Treasury and any other law, policy or guideline relating to bank secrecy, discriminatory lending, financing or leasing practices, consumer protection, money laundering
            prevention, foreign assets control, U.S. sanctions laws and regulations, Sections 23A and 23B of the Federal Reserve Act, the Sarbanes-Oxley Act, and all agency requirements relating to the origination, sale and servicing of mortgage and
            consumer loans.&#160; Each of Pinnacle, its Subsidiaries and BHG have established and maintain a system of internal controls designed to ensure compliance in all material respects by Pinnacle, its Subsidiaries and BHG with applicable financial
            recordkeeping and reporting requirements of applicable money laundering prevention laws in jurisdictions where Pinnacle, its Subsidiaries and BHG respectively conduct business.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Pinnacle Bank has a Community
            Reinvestment Act rating of &#8220;satisfactory&#8221; or better in its most recently completed Community Reinvestment Act examination.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Pinnacle maintains a written
            information privacy and security program that maintains reasonable measures to protect the privacy, confidentiality and security of all Personal Data against any Security Breach.&#160; To the knowledge of Pinnacle, none of Pinnacle, its Subsidiaries
            or BHG have experienced any Security Breach that would, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Pinnacle.&#160; To the knowledge of Pinnacle, there are no data security or other technological
            vulnerabilities with respect to the IT Assets owned or used by Pinnacle, its Subsidiaries or BHG, that, individually or in the aggregate, would reasonably be expected to have a Material Adverse Effect on Pinnacle.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-46-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(e)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Without limitation, none of Pinnacle,
            any of its Subsidiaries or BHG, or to the knowledge of Pinnacle, any director, officer, employee, agent or other person acting on behalf of Pinnacle, any of its Subsidiaries or BHG has, directly or indirectly, (i) used any funds of Pinnacle,
            any of its Subsidiaries or BHG, as applicable, for unlawful contributions, unlawful gifts, unlawful entertainment or other expenses relating to political activity, (ii) made any unlawful payment to foreign or domestic governmental officials or
            employees or to foreign or domestic political parties or campaigns from funds of Pinnacle, any of its Subsidiaries or BHG, (iii) violated any provision that would result in the violation of the Foreign Corrupt Practices Act of 1977, as amended,
            or any similar law, (iv) established or maintained any unlawful fund of monies or other assets of Pinnacle, any of its Subsidiaries or BHG, (v) made any fraudulent entry on the books or records of Pinnacle or any of its Subsidiaries or BHG,
            (vi) made any unlawful bribe, unlawful rebate, unlawful payoff, unlawful influence payment, unlawful kickback or other unlawful payment to any person, private or public, regardless of form, whether in money, property or services, to obtain
            favorable treatment in securing business, to obtain special concessions for Pinnacle, any of its Subsidiaries or BHG, to pay for favorable treatment for business secured or to pay for special concessions already obtained for Pinnacle, any of
            its Subsidiaries or BHG, or is currently subject to any United States sanctions administered by the Office of Foreign Assets Control of the United States Treasury Department or (vii) has engaged during the past five years with any person
            designated by a Governmental Entity as of &#8220;primary money laundering concern,&#8221; except, in each case (i) through (vii), as would not, either individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Pinnacle.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(f)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">As of the date hereof, each of Pinnacle
            and Pinnacle Bank is &#8220;well-capitalized&#8221; (as such term is defined in the relevant regulations of the Federal Reserve Board).</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(g)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Except as would not, either
            individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Pinnacle, (i) each of Pinnacle, its Subsidiaries and BHG have properly administered all accounts for which it acts as a fiduciary, including accounts
            for which it serves as a trustee, agent, custodian, personal representative, guardian, conservator or investment advisor, in accordance with the terms of the governing documents and applicable state, federal and foreign law; and (ii) none of
            Pinnacle, any of its Subsidiaries, BHG or any of their respective directors, officers or employees, have committed any breach of trust or fiduciary duty with respect to any such fiduciary account, and the accountings for each such fiduciary
            account are true, correct and complete and accurately reflect the assets and results of such fiduciary account.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893185"></a><a name="z_Toc352100408"></a><a name="z_Toc202319699"></a><a name="z_Toc202327942"></a><a name="z_Toc203903521"></a><a name="z_Toc204213120"></a><font style="font-family: 'Times New Roman';">6.14</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Certain Contracts</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347358883"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Except as set forth in Section 6.14(a)
          of the Pinnacle Disclosure Schedule or as filed with any Pinnacle Reports, as of the date hereof, neither Pinnacle nor any of its Subsidiaries is a party to or bound by any contract, arrangement, commitment or understanding (whether written or
          oral), but excluding any Pinnacle Benefit Plan and any contract, arrangement, commitment or understanding solely among Pinnacle and any wholly owned Subsidiaries of Pinnacle or solely among wholly owned Subsidiaries of Pinnacle:</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(i)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160; &#160; &#160;&#160;&#160; <font style="font-family: 'Times New Roman';">which is a
            &#8220;material contract&#8221; (as such term is defined in Item 601(b)(10) of Regulation S-K of the SEC);</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(ii)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">which contains a
            provision that materially restricts the conduct of any line of business by Pinnacle or any of its Subsidiaries or upon consummation of the Merger will materially restrict the ability of the Surviving Entity or any of its affiliates to engage in
            any line of business or in any geographic region (including any exclusivity or exclusive dealing provisions with such an effect);</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-47-</font></div>
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      </div>
      <div style="text-align: left; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(iii)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">with or to a labor
            union or guild with respect to any employees of Pinnacle or any of its Subsidiaries (including any collective bargaining agreement);</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(iv)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">any of the
            benefits of or obligations under which will arise or be increased or accelerated by the occurrence of the execution and delivery of this Agreement, receipt of the Requisite Pinnacle Vote or the announcement or consummation of any of the
            transactions contemplated by this Agreement, or under which a right of cancellation or termination will arise as a result thereof, or the value of any of the benefits of which will be calculated on the basis of any of the transactions
            contemplated by this Agreement, where such increase or acceleration of benefits or obligations, right of cancellation or termination, or change in calculation of value of benefits would, either individually or in the aggregate, reasonably be
            expected to have a Material Adverse Effect on Pinnacle;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(v)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">(A) that relates
            to the incurrence of indebtedness by Pinnacle or any of its Subsidiaries, including any sale and leaseback transactions, securitizations, off-balance sheet financing arrangements, capitalized leases and other similar financing arrangements
            (other than deposit liabilities, trade payables, federal funds purchased, advances and loans from the Federal Home Loan Bank and securities sold under agreements to repurchase, in each case incurred in the ordinary course of business consistent
            with past practice), or (B) that provides for the guarantee, support, indemnification, assumption or endorsement by Pinnacle or any of its Subsidiaries of, or any similar commitment by Pinnacle or any of its Subsidiaries with respect to, the
            obligations, liabilities or indebtedness of any other person, in the case of each of clauses (A) and (B), in the principal amount of $20,000,000 or more;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(vi)</font><font style="font-size: 10pt;">&#160;&#160;&#160; &#160; &#160;&#160; <font style="font-family: 'Times New Roman';">that grants any
            right of first refusal, right of first offer or similar right with respect to any material assets, rights or properties of Pinnacle or its Subsidiaries, taken as a whole;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(vii)</font><font style="font-size: 10pt;">&#160;&#160;&#160; &#160;&#160; <font style="font-family: 'Times New Roman';">which creates
            future payment obligations in excess of $5,000,000 per annum (other than any such contracts which are terminable by Pinnacle or any of its Subsidiaries on sixty (60) days or less notice without any required payment or other conditions, other
            than the condition of notice) other than with respect to indebtedness disclosed in any Pinnacle Reports;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(viii)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">that is a
            settlement, consent or similar agreement and contains any material continuing obligations of Pinnacle or any of its Subsidiaries;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(ix)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">that relates to
            the acquisition or disposition of any person, business or asset and under which Pinnacle or its Subsidiaries have or may have a material obligation or liability; or</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(x)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160; &#160; &#160;&#160; <font style="font-family: 'Times New Roman';">that is material
            to Pinnacle&#8217;s and its Subsidiaries&#8217; investment in BHG.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Each contract, arrangement, commitment or understanding of the type described in this <font style="font-family: 'Times New Roman';"><u>Section 6.14(a)</u></font>,
        whether or not set forth in the Pinnacle Disclosure Schedule, is referred to herein as an &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Contract</u></font>.&#8221;&#160; Pinnacle has made available to Synovus true, correct and complete copies of
        each Pinnacle Contract in effect as of the date hereof.</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-48-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">(i) Each Pinnacle Contract is valid
            and binding on Pinnacle or one of its Subsidiaries, as applicable, and in full force and effect, except as, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Pinnacle, (ii) Pinnacle
            and each of its Subsidiaries have in all material respects complied with and performed all obligations required to be complied with or performed by any of them to date under each Pinnacle Contract, except where such noncompliance or
            nonperformance, either individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Pinnacle, (iii) to the knowledge of Pinnacle, each third-party counterparty to each Pinnacle Contract has in all
            material respects complied with and performed all obligations required to be complied with and performed by it to date under such Pinnacle Contract, except where such noncompliance or nonperformance, either individually or in the aggregate,
            would not reasonably be expected to have a Material Adverse Effect on Pinnacle, (iv) neither Pinnacle nor any of its Subsidiaries has knowledge of, or has received notice of, any violation of any Pinnacle Contract by any of the other parties
            thereto which would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Pinnacle and (v) no event or condition exists which constitutes or, after notice or lapse of time or both, will
            constitute, a material breach or default on the part of Pinnacle or any of its Subsidiaries or, to the knowledge of Pinnacle, any other party thereto, of or under any such Pinnacle Contract, except where such breach or default, either
            individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect on Pinnacle.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc203903522"></a><a name="z_Toc204213121"></a><font style="font-family: 'Times New Roman';">6.15</font>&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Agreements with Regulatory Agencies</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; Subject to <u>Section 11.14</u>, none of Pinnacle, any of its Subsidiaries or
            BHG is subject to any cease-and-desist or other order or enforcement action issued by, or is a party to any written agreement, consent agreement or memorandum of understanding with, or is a party to any commitment letter or similar undertaking
            to, or is subject to any order or directive by, or has been ordered to pay any civil money penalty by, or has been since January 1, 2023, a recipient of any supervisory letter from, or since January 1, 2023, has adopted any policies, procedures
            or board resolutions at the request or suggestion of, any Regulatory Agency or other Governmental Entity that currently restricts in any material respect or would reasonably be expected to restrict in any material respect the conduct of its
            business or that in any material manner relates to its capital adequacy, its ability to pay dividends, its credit or risk management policies, its management or its business (each, whether or not set forth in the Pinnacle Disclosure Schedule,
            an &#8220;<u>Pinnacle Regulatory Agreement</u>&#8221;), nor has Pinnacle or any of its Subsidiaries been advised in writing, or to Pinnacle&#8217;s knowledge, orally, since January 1, 2023, by any Regulatory Agency or other Governmental Entity that it is
            considering issuing, initiating, ordering or requesting any such Pinnacle Regulatory Agreement.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-49-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202479302"></a><a name="z_Toc351893188"></a><a name="z_Toc352100411"></a><a name="z_Toc202319701"></a><a name="z_Toc202327944"></a><a name="z_Toc203903523"></a><a name="z_Toc204213122"></a><font style="font-family: 'Times New Roman';">6.16</font>&#160;&#160; &#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Environmental Matters</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; </font><a name="z_Toc129943522"></a><font style="font-family: 'Times New Roman';">Except as would not reasonably be expected to have, either individually or in the aggregate, a Material Adverse
            Effect on Pinnacle, Pinnacle and its Subsidiaries are in compliance, and have complied since January 1, 2023, with all Environmental Laws.&#160; There are no legal, administrative, arbitral or other proceedings, claims or actions or, to the
            knowledge of Pinnacle, any private environmental investigations or remediation activities or governmental investigations of any nature seeking to impose, or that could reasonably be expected to result in the imposition, on Pinnacle or any of
            its Subsidiaries of any liability or obligation arising under any Environmental Law pending or threatened against Pinnacle, which liability or obligation would reasonably be expected to have, either individually or in the aggregate, a Material
            Adverse Effect on Pinnacle.&#160; To the knowledge of Pinnacle, there is no reasonable basis for any such proceeding, claim, action or governmental investigation that would impose any liability or obligation that would reasonably be expected to
            have, either individually or in the aggregate, a Material Adverse Effect on Pinnacle.&#160; Pinnacle is not subject to any agreement, order, judgment, decree, letter agreement or memorandum of agreement by or with any court, Governmental Entity,
            Regulatory Agency or other third party imposing any liability or obligation with respect to the foregoing that would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Pinnacle.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893189"></a><a name="z_Toc352100412"></a><a name="z_Toc202319702"></a><a name="z_Toc202327945"></a><a name="z_Toc203903524"></a><a name="z_Toc204213123"></a><font style="font-family: 'Times New Roman';">6.17</font>&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Investment Securities and Commodities</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; Each of Pinnacle and its Subsidiaries has good title in all material respects to all securities and commodities owned by it (except those sold under repurchase agreements) which are material to
            Pinnacle&#8217;s business on a consolidated basis, free and clear of any Lien, except to the extent such securities or commodities are pledged in the ordinary course of business to secure obligations of Pinnacle or its Subsidiaries.&#160; Such securities
            and commodities are valued on the books of Pinnacle in accordance with GAAP in all material respects.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893190"></a><a name="z_Toc352100413"></a><a name="z_Toc202319703"></a><a name="z_Toc202327946"></a><a name="z_Toc203903525"></a><a name="z_Toc204213124"></a><a name="z_Toc129943524"></a><font style="font-family: 'Times New Roman';">6.18</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Real Property</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; </font><a name="z_Toc129943525"></a><font style="font-family: 'Times New Roman';">Pinnacle or a Pinnacle Subsidiary (a) has good and marketable title to all the real property reflected in the
            latest audited balance sheet included in the Pinnacle Reports as being owned by Pinnacle or a Pinnacle Subsidiary or acquired after the date thereof which are material to Synovus&#8217;s business on a consolidated basis (except properties sold or
            otherwise disposed of since the date thereof in the ordinary course of business) (the &#8220;<u>Pinnacle Owned Properties</u>&#8221;), free and clear of all material Liens, except for Permitted Encumbrances, and (b) is the lessee of all leasehold estates
            reflected in the latest audited financial statements included in such Pinnacle Reports or acquired after the date thereof which are material to Synovus&#8217;s business on a consolidated basis (except for leases that have expired by their terms since
            the date thereof) (such leasehold estates, collectively with the Pinnacle Owned Properties, the &#8220;<u>Pinnacle Real Property</u>&#8221;), free and clear of all material Liens, except for Permitted Encumbrances, and is in possession of the properties
            purported to be leased thereunder, and each such lease is valid without default thereunder by the lessee or, to the knowledge of Pinnacle, the lessor.&#160; There are no pending or, to the knowledge of Pinnacle, threatened condemnation proceedings
            against the Pinnacle Real Property.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893191"></a><a name="z_Toc352100414"></a><a name="z_Toc195156"></a><a name="z_Toc202319704"></a><a name="z_Toc202327947"></a><a name="z_Toc203903526"></a><a name="z_Toc204213125"></a><a name="z_Ref347358985"></a><a name="z_Toc351893192"></a><a name="z_Toc352100415"></a><font style="font-family: 'Times New Roman';">6.19</font>&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';"><u>Intellectual
            Property.</u>&#160; Pinnacle and each of its Subsidiaries owns, or is licensed to use (in each case, free and clear of any material Liens), all Intellectual Property necessary for the conduct of its business as currently conducted.&#160; Except as would
          not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on Pinnacle:&#160; (a) (i) to the knowledge of Pinnacle, the use of any Intellectual Property by Pinnacle and its Subsidiaries does not infringe,
          misappropriate or otherwise violate the rights of any person and is in accordance with any applicable license pursuant to which Pinnacle or any of its Subsidiaries acquired the right to use any Intellectual Property, and (ii) no person has
          asserted in writing to Pinnacle that Pinnacle or any of its Subsidiaries has infringed, misappropriated or otherwise violated the Intellectual Property rights of such person, (b) to the knowledge of Pinnacle, no person is challenging, infringing
          on or otherwise violating any right of Pinnacle or any of its Subsidiaries with respect to any Intellectual Property owned by and/or licensed to Pinnacle or its Subsidiaries, and (c) neither Pinnacle nor any of its Subsidiaries has received any
          written notice of any pending claim with respect to any Intellectual Property owned by Pinnacle or any Pinnacle Subsidiary, and Pinnacle and its Subsidiaries have taken commercially reasonable actions to avoid the abandonment, cancellation or
          unenforceability of all Intellectual Property owned or licensed, respectively, by Pinnacle and its Subsidiaries.&#160; Pinnacle and its Subsidiaries have taken commercially reasonable efforts to protect the Trade Secrets owned or held by Pinnacle and
          its Subsidiaries, as applicable.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-50-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202319705"></a><a name="z_Toc202327948"></a><a name="z_Toc203903527"></a><a name="z_Toc204213126"></a><font style="font-family: 'Times New Roman';">6.20</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="color: rgb(0, 0, 0); font-family: 'Times New Roman';"><u>Related Party Transactions.</u></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">As of the date hereof, </font>except as set forth in any Pinnacle Reports, there are no transactions or series of related transactions, agreements, arrangements or understandings, nor are there any currently
            proposed transactions or series of related transactions, between Pinnacle or any of its Subsidiaries, on the one hand, and any current or former director or &#8220;executive officer&#8221; (as defined in Rule 3b-7 under the Exchange Act) of Pinnacle or any
            of its Subsidiaries or any person who beneficially owns (as defined in Rules 13d-3 and 13d-5 of the Exchange Act) five percent (5%) or more of the outstanding Pinnacle Common Stock (or any of such person&#8217;s immediate family members or
            affiliates) (other than Subsidiaries of Pinnacle) on the other hand, of the type required to be reported in any Synovus Report pursuant to Item 404 of Regulation S-K promulgated under the Exchange Act.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">There are no outstanding Loans made
            by Pinnacle or any of its Subsidiaries to any &#8220;executive officer&#8221; or other &#8220;insider&#8221; (as each such term is defined in Regulation O promulgated by the Federal Reserve Board) of Pinnacle or its Subsidiaries, other than Loans that are subject to
            and that were made and continue to be in compliance with Regulation O or that are exempt therefrom.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893193"></a><a name="z_Toc352100416"></a><a name="z_Toc202319706"></a><a name="z_Toc202327949"></a><a name="z_Toc203903528"></a><a name="z_Toc204213127"></a><font style="font-family: 'Times New Roman';">6.21</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>State Takeover Laws</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; The Board of Directors of Pinnacle has approved this Agreement and the transactions contemplated hereby and has taken all such other necessary actions as required to render inapplicable to such agreements and transactions the
            provisions of any potentially applicable Takeover Statutes.&#160; In accordance with Section 48-23-102 of the TBCA, no appraisal or dissenters&#8217; rights will be available to the holders of Pinnacle Common Stock or Pinnacle Preferred Stock in
            connection with the Merger.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893194"></a><a name="z_Toc352100417"></a><a name="z_Toc202319707"></a><a name="z_Toc202327950"></a><a name="z_Toc203903529"></a><a name="z_Toc204213128"></a><font style="font-family: 'Times New Roman';">6.22</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Reorganization</u></font><a name="z_Toc351893195"></a><a name="z_Toc352100418"></a><a name="z_Toc202319708"></a><a name="z_Toc202327951"></a>.&#160; Pinnacle has not taken any action and is not aware of the existence of any fact or circumstance that could reasonably be expected to prevent or impede the
          Synovus Merger or the Pinnacle Merger from qualifying as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc203903530"></a><a name="z_Toc204213129"></a><font style="font-family: 'Times New Roman';">6.23</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Opinion</u></font>.&#160; Prior to the execution of this Agreement, the Board of Directors of Pinnacle has received an opinion (which if initially rendered orally, has been or will be
          confirmed by written opinion of the same date) from Centerview Partners LLC, to the effect that as of the date thereof and based upon and subject to the matters set forth therein, the Pinnacle Exchange Ratio provided pursuant to this Agreement is
          fair from a financial point of view to the holders of Pinnacle Common Stock (other than shares of Pinnacle Common Stock (i) held in trust accounts, managed accounts, mutual funds and the like, or otherwise held in a fiduciary or agency capacity
          that are beneficially owned by third parties or (ii) held, directly or indirectly, by Synovus or Pinnacle in respect of debts previously contracted).&#160; Such opinion has not been amended or rescinded as of the date of this Agreement.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-51-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893196"></a><a name="z_Toc352100419"></a><a name="z_Toc200403183"></a><a name="z_Toc203903531"></a><a name="z_Toc204213130"></a><font style="font-family: 'Times New Roman';">6.24</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Pinnacle Information</u></font>.&#160; The information relating to Pinnacle and its Subsidiaries or
          that is provided by Pinnacle or its Subsidiaries or their respective representatives for inclusion in the Joint Proxy Statement and the S-4, or in any other document filed with any Regulatory Agency or Governmental Entity in connection herewith,
          will not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements therein, in light of the circumstances in which they are made, not misleading.&#160; The Joint Proxy Statement (except for such
          portions thereof that relate only to Synovus or any of its Subsidiaries) will comply in all material respects with the provisions of the Exchange Act and the rules and regulations thereunder.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202319709"></a><a name="z_Toc202327952"></a><a name="z_Toc203903532"></a><a name="z_Toc204213131"></a><font style="font-family: 'Times New Roman';">6.25</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Loan Portfolio</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref202481199"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">As of the date hereof, except as set
          forth in <font style="font-family: 'Times New Roman';"><u>Section 6.25(a)</u></font> of the Pinnacle Disclosure Schedule, neither Pinnacle nor any of its Subsidiaries is a party to any Loan in which Pinnacle or any Subsidiary of Pinnacle is a
          creditor that, as of March 31, 2025, had an outstanding balance of $5,000,000 or more and under the terms of which the obligor was, as of March 31, 2025, over ninety (90) days or more delinquent in payment of principal or interest.&#160; Set forth in
          <font style="font-family: 'Times New Roman';"><u>Section 6.25(a)</u></font> of the Pinnacle Disclosure Schedule is a true, correct and complete list of (i) all of the Loans of Pinnacle and its Subsidiaries that, as of March 31, 2025, had an
          outstanding balance of $5,000,000 and were classified by Pinnacle as &#8220;Other Loans Specially Mentioned,&#8221; &#8220;Special Mention,&#8221; &#8220;Substandard,&#8221; &#8220;Doubtful,&#8221; &#8220;Loss,&#8221; &#8220;Classified,&#8221; &#8220;Criticized,&#8221; &#8220;Credit Risk Assets,&#8221; &#8220;Concerned Loans,&#8221; &#8220;Watch List&#8221; or
          words of similar import, together with the principal amount of and accrued and unpaid interest on each such Loan and the identity of the borrower thereunder, together with the aggregate principal amount of and accrued and unpaid interest on such
          Loans, by category of Loan (<font style="font-family: 'Times New Roman';"><u>e.g.</u></font>, commercial, consumer, etc.), together with the aggregate principal amount of such Loans by category and (ii) each asset of Pinnacle or any of its
          Subsidiaries that, as of March 31, 2025, is classified as &#8220;Other Real Estate Owned&#8221; and the book value thereof.&#160; Since December 31, 2022 through the date hereof, Pinnacle has not changed, in any material respect, its process or standards for the
          classifications referred to in the immediately preceding sentence.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected to have, either individually or in the aggregate, a Material Adverse Effect on Pinnacle, each Loan of Pinnacle or any of its Subsidiaries (i) is evidenced by notes, agreements or other evidences of indebtedness that are true, genuine
            and what they purport to be, (ii) to the extent carried on the books and records of Pinnacle and its Subsidiaries as secured Loans, has been secured by valid charges, mortgages, pledges, security interests, restrictions, claims, liens or
            encumbrances, as applicable, which have been perfected and (iii) is the legal, valid and binding obligation of the obligor named therein, enforceable in accordance with its terms, subject to the Enforceability Exceptions.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-52-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected to have, either individually or in the aggregate, a Material Adverse Effect on Pinnacle, each outstanding Loan of Pinnacle or any of its Subsidiaries (including Loans held for resale to investors) was solicited and originated, and is
            and has been administered and, where applicable, serviced, and the relevant Loan files are being maintained, in all material respects in accordance with the relevant notes or other credit or security documents, the written underwriting
            standards of Pinnacle and its Subsidiaries (and, in the case of Loans held for resale to investors, the underwriting standards, if any, of the applicable investors) and with all applicable federal, state and local laws, regulations and rules.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893198"></a><a name="z_Toc352100421"></a><a name="z_Toc202319710"></a><a name="z_Toc202327953"></a><a name="z_Toc203903533"></a><a name="z_Toc204213132"></a><font style="font-family: 'Times New Roman';">6.26</font>&#160; &#160; &#160;&#160; <font style="font-family: 'Times New Roman';"><u>Insurance.</u>&#160; Except as would not reasonably be expected, either individually or in the aggregate, to have a Material Adverse Effect on
          Pinnacle, (a) Pinnacle and its Subsidiaries are insured with reputable insurers against such risks and in such amounts as the management of Pinnacle reasonably has determined to be prudent and consistent with industry practice, and Pinnacle and
          its Subsidiaries are in compliance in all material respects with their insurance policies and are not in default under any of the terms thereof, (b) each such policy is outstanding and in full force and effect and, except for policies insuring
          against potential liabilities of current or former officers, directors and employees of Pinnacle and its Subsidiaries, Pinnacle or the relevant Subsidiary thereof is the sole beneficiary of such policies, (c) all premiums and other payments due
          under any such policy have been paid, and all claims thereunder have been filed in due and timely fashion, (d) there is no claim for coverage by Pinnacle or any of its Subsidiaries pending under any insurance policy as to which coverage has been
          questioned, denied or disputed by the underwriters of such insurance policy and (e) neither Pinnacle nor any of its Subsidiaries has received notice of any threatened termination of, material premium increase with respect to, or material
          alteration of coverage under, any insurance policies.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref536101013"></a><a name="z_Toc202319711"></a><a name="z_Toc202327954"></a><a name="z_Toc203903534"></a><a name="z_Toc204213133"></a><font style="font-family: 'Times New Roman';">6.27</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><u>Investment Advisor Subsidiary.</u></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref536518843"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Certain Subsidiaries of Pinnacle are
          registered, licensed or qualified, or are required to be registered, licensed or qualified, in connection with the provision of investment management, investment advisory or sub-advisory services (each such Subsidiary, an &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Advisory Subsidiary</u></font>&#8221;).&#160; Each Pinnacle Advisory Subsidiary is registered as an investment adviser under the Investment Advisers Act and has operated since January 1, 2023 and is
          currently operating in compliance with all laws applicable to it or its business and has all registrations, permits, licenses, exemptions, orders and approvals required for the operation of its business or ownership of its properties and assets
          substantially as presently conducted, except in each case as would not reasonably be expected, either individually or in the aggregate, to have a Material Adverse Effect on Pinnacle.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">The accounts of each advisory client
            of Pinnacle or its Subsidiaries, for purposes of the Investment Advisers Act, that are subject to ERISA have been managed by the applicable Pinnacle Advisory Subsidiary in compliance with the applicable requirements of ERISA, except as would
            not reasonably be expected, either individually or in the aggregate, to have a Material Adverse Effect on Pinnacle.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">None of the Pinnacle Advisory
            Subsidiaries nor any person &#8220;associated&#8221; (as defined in the Investment Advisers Act) with any Pinnacle Advisory Subsidiaries is ineligible pursuant to Section 203 of the Investment Advisers Act to serve as an investment advisor or as a person
            associated with a registered investment advisor, except as would not reasonably be expected, either individually or in the aggregate, to have a Material Adverse Effect on Pinnacle.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-53-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202319712"></a><a name="z_Toc202327955"></a><a name="z_Toc203903535"></a><a name="z_Toc204213134"></a><font style="font-family: 'Times New Roman';">6.28</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><u>Insurance Subsidiary.</u></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160; &#160;&#160; &#160; <font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected, individually or in the aggregate, to have a Material Adverse Effect on Pinnacle, (i) since January 1, 2023, at the time each agent, representative, producer, reinsurance intermediary, wholesaler, third-party administrator,
            distributor, broker, employee or other person authorized to sell, produce, manage or administer products on behalf of any Pinnacle Subsidiary (&#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Agent</u></font>&#8221;) wrote, sold, produced,
            managed, administered or procured business for a Pinnacle Subsidiary, such Pinnacle Agent was, at the time the Pinnacle Agent wrote or sold business, duly licensed for the type of activity and business written, sold, produced, managed,
            administered or produced to the extent required by applicable law, (ii) no Pinnacle Agent has been since January 1, 2023, or is currently, in violation (or with or without notice or lapse of time or both, would be in violation) of any law, rule
            or regulation applicable to such Pinnacle Agent&#8217;s writing, sale, management, administration or production of insurance business for any Pinnacle Insurance Subsidiary and (iii) each Pinnacle Agent was appointed by Pinnacle or a Pinnacle
            Insurance Subsidiary in compliance with applicable insurance laws, rules and regulations and all processes and procedures undertaken with respect to such Pinnacle Agent were undertaken in compliance with applicable insurance laws, rules and
            regulations.&#160; &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Insurance Subsidiary</u></font>&#8221; means each Subsidiary of Pinnacle through which insurance operations is conducted.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected, individually or in the aggregate, to have a Material Adverse Effect on Pinnacle, (i) since January 1, 2023, Pinnacle and the Pinnacle Insurance Subsidiaries have made all required notices, submissions, reports or other filings under
            applicable insurance holding company statutes, (ii) all contracts, agreements, arrangements and transactions in effect between any Pinnacle Insurance Subsidiary and any affiliate are in compliance in all material respects with the requirements
            of all applicable insurance holding company statutes, and (iii) each Pinnacle Insurance Subsidiary has operated and otherwise been in compliance with all applicable insurance laws, rules and regulations.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref536205263"></a><a name="z_Toc202319713"></a><a name="z_Toc202327956"></a><a name="z_Toc203903536"></a><a name="z_Toc204213135"></a><font style="font-family: 'Times New Roman';">6.29</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><u>Broker-Dealer Subsidiary.</u></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Pinnacle has certain Subsidiaries
            that are registered, licensed or qualified, or are required to be registered, licensed or qualified, as a broker-dealer in accordance with any regulatory or legal requirement applicable to such Pinnacle Subsidiary&#160; (each, an &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Broker-Dealer Subsidiary</u></font>&#8221;).&#160; Except as would not reasonably be expected to, either individually or in the aggregate, have a Material Adverse Effect on Pinnacle:&#160; (i) each Pinnacle
            Broker-Dealer Subsidiary is duly registered under the Exchange Act as a broker-dealer with the SEC and is in compliance with the applicable provisions of the Exchange Act, including the net capital requirements and customer protection
            requirements thereof; (ii) each Pinnacle Broker-Dealer Subsidiary is a member in good standing with FINRA and any other applicable SRO and in compliance with all applicable rules and regulations of FINRA and any such SRO of which it is a member
            or which otherwise has authority over it; (iii) each Pinnacle Broker-Dealer Subsidiary (and each registered representative thereof) is duly registered, licensed or qualified as a broker-dealer or registered representative, as applicable, under,
            and in compliance with, the applicable laws of all jurisdictions in which it is required to be so registered and each such registration, license or qualification is in full force and effect and in good standing; and (iv) there is no action,
            suit, proceeding or investigation pending or, to the knowledge of Pinnacle, threatened that would reasonably be likely to lead to the revocation, amendment, failure to renew, limitation, suspension or restriction of any such registrations,
            licenses and qualifications.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-54-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Except as would not reasonably be
            expected to, either individually or in the aggregate, have a Material Adverse Effect on Pinnacle, (i) none of the Pinnacle Broker-Dealer Subsidiaries nor any &#8220;associated person&#8221; thereof (A) is or has been ineligible to serve as a broker-dealer
            or an associated person of a broker-dealer under Section 15(b) of the Exchange Act, (B) is subject to a &#8220;statutory disqualification&#8221; as defined in Section 3(a)(39) of the Exchange Act or (C) is subject to a disqualification that would be a
            basis for censure, limitations on the activities, functions or operations of, or suspension or revocation of the registration of any Pinnacle Broker-Dealer Subsidiary as broker-dealer, municipal securities dealer, government securities broker
            or government securities dealer under Section 15, Section 15B or Section 15C of the Exchange Act, and (ii) there is no action, suit, proceeding or investigation pending or, to the knowledge of Pinnacle, threatened, that is reasonably likely to
            result in any such person being deemed ineligible as described in clause (A), subject to a &#8220;statutory disqualification&#8221; as described in clause (B) or subject to a disqualification as described in clause (C).</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893199"></a><a name="z_Toc352100422"></a><a name="z_Toc202319714"></a><a name="z_Toc202327957"></a><a name="z_Toc203903537"></a><a name="z_Toc204213136"></a><font style="font-family: 'Times New Roman';">6.30</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><u>No Other Representations or Warranties.</u></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Except for the representations and
            warranties made by Pinnacle in this <font style="font-family: 'Times New Roman';"><u>Article VI</u></font>, neither Pinnacle nor any other person makes any express or implied representation or warranty with respect to Pinnacle, its
            Subsidiaries, or their respective businesses, operations, assets, liabilities, conditions (financial or otherwise) or prospects, and Pinnacle hereby disclaims any such other representations or warranties.&#160; In particular, without limiting the
            foregoing disclaimer, neither Pinnacle nor any other person makes or has made any representation or warranty to Synovus or any of its affiliates or representatives with respect to (i) any financial projection, forecast, estimate, budget or
            prospective information relating to Pinnacle, any of its Subsidiaries or their respective businesses or (ii) except for the representations and warranties made by Pinnacle in this <font style="font-family: 'Times New Roman';"><u>Article VI</u></font>,
            any oral or written information presented to Synovus or any of its affiliates or representatives in the course of their due diligence investigation of Pinnacle, the negotiation of this Agreement or in the course of the transactions contemplated
            hereby.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Pinnacle acknowledges and agrees that
            neither Synovus nor any other person on behalf of Synovus has made or is making, and Pinnacle has not relied upon, any express or implied representation or warranty other than those contained in <font style="font-family: 'Times New Roman';"><u>Article



                V</u></font>.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Toc351893200"></a><a name="z_Toc352100423"></a><a name="z_Toc352100665"></a><a name="z_Toc352100783"></a><a name="z_Toc352163080"></a><a name="z_Toc352171169"></a><a name="z_Toc352618039"></a><a name="z_Toc352715303"></a><a name="z_Toc352715423"></a><a name="z_Toc352715786"></a><a name="z_Toc352719834"></a><a name="z_Toc352757142"></a><a name="z_Toc352834697"></a><a name="z_Toc524645705"></a><a name="z_Toc524728133"></a><a name="z_Toc524973769"></a><a name="z_Toc524973890"></a><a name="z_Toc525206880"></a><a name="z_Toc525406460"></a><a name="z_Toc536205216"></a><a name="z_Toc536294282"></a><a name="z_Toc536380735"></a><a name="z_Toc536380944"></a><a name="z_Toc536546247"></a><a name="z_Toc536636446"></a><a name="z_Toc536637885"></a><a name="z_Toc536717233"></a><a name="z_Toc536722673"></a><a name="z_Toc536833840"></a><a name="z_Toc536833963"></a><a name="z_Toc46192"></a><a name="z_Toc48067"></a><a name="z_Toc190452"></a><a name="z_Toc195168"></a><a name="z_Toc200049044"></a><a name="z_Toc200049418"></a><a name="z_Toc200352034"></a><a name="z_Toc200354202"></a><a name="z_Toc200397300"></a><a name="z_Toc200401900"></a><a name="z_Toc200403056"></a><a name="z_Toc200403191"></a><a name="z_Toc202312442"></a><a name="z_Toc202319715"></a>ARTICLE VII</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Toc202327958"></a><a name="z_Ref202454650"></a><a name="z_Toc203903538"></a><a name="z_Toc204213137"></a>COVENANTS RELATING TO CONDUCT OF BUSINESS</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893201"></a><a name="z_Toc352100424"></a><a name="z_Ref524642972"></a><a name="z_Toc202319716"></a><a name="z_Toc202327959"></a><a name="z_Ref203173608"></a><a name="z_Toc203903539"></a><a name="z_Toc204213138"></a><font style="font-family: 'Times New Roman';">7.1</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Conduct
              of Businesses Prior to the Effective Time</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; During the period from the date of this Agreement to the Effective Time or earlier termination of this Agreement, except as expressly
            contemplated or permitted by this Agreement (including as set forth in the Synovus Disclosure Schedule or the Pinnacle Disclosure Schedule), required by law or as consented to in writing by the other party (such consent not to be unreasonably
            withheld, conditioned or delayed), each of Pinnacle, Synovus and Newco shall, and shall cause each of its respective Subsidiaries and Newco to, (a) conduct its business in the ordinary course in all material respects, (b) use reasonable best
            efforts to maintain and preserve intact its business organization, employees and advantageous business relationships, and (c) take no action that would reasonably be expected to adversely affect or delay the ability of either Pinnacle or
            Synovus or Newco to obtain any necessary approvals of any Regulatory Agency or other Governmental Entity required for the transactions contemplated hereby or to perform its covenants and agreements under this Agreement or to consummate the
            transactions contemplated hereby on a timely basis.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-55-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359072"></a><a name="z_Toc351893202"></a><a name="z_Toc352100425"></a><a name="z_Toc202319717"></a><a name="z_Toc202327960"></a><a name="z_Toc203903540"></a><a name="z_Toc204213139"></a><font style="font-family: 'Times New Roman';">7.2</font>&#160; &#160; &#160; &#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Forbearances</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; During the period from the date of this Agreement to the Effective Time or earlier termination of this Agreement, except as set forth in the Pinnacle Disclosure Schedule or the Synovus
            Disclosure Schedule (as applicable), as expressly contemplated or permitted by this Agreement or as required by law, neither Pinnacle nor Synovus shall, and neither Pinnacle nor Synovus shall permit any of their respective Subsidiaries or Newco
            to, without the prior written consent of the other party to this Agreement (such consent not to be unreasonably withheld, conditioned or delayed):</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-family: 'Times New Roman';">other than (i) federal funds
            borrowings and Federal Home Loan Bank borrowings, in each case with a maturity not in excess of six (6) months, and (ii) deposits, in each case in the ordinary course of business, incur any indebtedness for borrowed money (other than
            indebtedness of Synovus or any of its wholly-owned Subsidiaries to Synovus or any of its wholly-owned Subsidiaries, on the one hand, or of Pinnacle or any of its wholly-owned Subsidiaries to Pinnacle or any of its wholly-owned Subsidiaries, on
            the other hand), or assume, guarantee, endorse or otherwise as an accommodation become responsible for the obligations of any other individual, corporation or other entity;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347358407"></a><font style="font-family: 'Times New Roman';">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';">(i)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;adjust, split, combine or reclassify any capital stock;</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(ii</font><font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';">)</font>&#160;&#160; &#160;
          &#160;&#160;&#160; </font><font style="font-size: 10pt;"><font style="font-family: 'Times New Roman';">make, declare, pay or set a record date for any dividend, or any other distribution on, or directly or indirectly redeem, purchase or otherwise acquire, any
            shares of its capital stock or other equity or voting securities or any securities or obligations convertible (whether currently convertible or convertible only after the passage of time or the occurrence of certain events) or exchangeable into
            or exercisable for any shares of its capital stock or other equity or voting securities, including any Synovus Securities, in the case of Synovus, or Pinnacle Securities, in the case of Pinnacle, except, in each case, (A) regular quarterly cash
            dividends by Synovus at a rate not in excess of $0.39 per share of Synovus Common Stock, (B) regular quarterly cash dividends by Pinnacle at a rate not in excess of $0.24 per share of Pinnacle Common Stock, (C) dividends paid by any of the
            Subsidiaries of each of Pinnacle and Synovus to Pinnacle or Synovus or any of their respective wholly-owned Subsidiaries, respectively, (D) in the case of Synovus, dividends provided for and paid on Synovus Preferred Stock in accordance with
            the terms of such Synovus Preferred Stock, (E) in the case of Pinnacle, dividends provided for and paid on shares of Pinnacle Preferred Stock in accordance with the terms of the Pinnacle Preferred Stock, (F) regular distributions on outstanding
            trust preferred securities in accordance with their terms or (G) the acceptance of shares of Synovus Common Stock or Pinnacle Common Stock, as the case may be, as payment for the exercise price of stock options or for withholding Taxes incurred
            in connection with the exercise of stock options or the vesting or settlement of equity compensation awards, in each case, in accordance with past practice and the terms of the applicable award agreements;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-56-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: left; text-indent: 72pt; margin-left: 36pt; font-size: 10pt;"><a name="z_Ref347359047"></a><font style="font-family: 'Times New Roman';">(iii)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">grant any stock
          options, stock appreciation rights, performance shares, restricted stock units, performance stock units, phantom stock units, restricted shares or other equity-based awards or interests, or grant any person any right to acquire any Synovus
          Securities or Synovus Subsidiary Securities, in the case of Synovus, or Pinnacle Securities or Pinnacle Subsidiary Securities, in the case of Pinnacle; or</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(iv)</font><font style="font-size: 10pt;">&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';">issue, sell,
            transfer, encumber or otherwise permit to become outstanding any shares of capital stock or voting securities or equity interests or securities convertible (whether currently convertible or convertible only after the passage of time of the
            occurrence of certain events) or exchangeable into, or exercisable for, any shares of its capital stock or other equity or voting securities, including any Synovus Securities or Synovus Subsidiary Securities, in the case of Synovus, or Pinnacle
            Securities or Pinnacle Subsidiary Securities, in the case of Pinnacle, or any options, warrants, or other rights of any kind to acquire any shares of capital stock or other equity or voting securities, including any Synovus Securities or
            Synovus Subsidiary Securities, in the case of Synovus, or Pinnacle Securities or Pinnacle Subsidiary Securities, in the case of Pinnacle, except pursuant to the exercise of stock options or the vesting or settlement of any Synovus Equity Awards
            or Pinnacle Equity Awards in accordance with their terms;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">sell, transfer, mortgage, encumber or
            otherwise dispose of any of its material properties or assets (other than Intellectual Property) to any individual, corporation or other entity other than a wholly-owned Subsidiary, or cancel, release or assign any indebtedness to any such
            person or any claims held by any such person, in each case other than in the ordinary course of business or pursuant to contracts or agreements in force at the date of this Agreement;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';">sell, transfer, mortgage, encumber,
            license, abandon, cancel, allow to lapse or expire, or otherwise dispose of, any of its material Intellectual Property other than, in each case, (i) non-exclusive licenses or similar rights granted in the ordinary course of business, or (ii)
            expiration or lapse at the end of such Intellectual Property&#8217;s natural term;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(e)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">except for foreclosure or
            acquisitions of control in a fiduciary or similar capacity or in satisfaction of debts previously contracted in good faith in the ordinary course of business, make any material investment in or acquisition of (whether by purchase of stock or
            securities, contributions to capital, property transfers, merger or consolidation, or formation of a joint venture or otherwise) any other person or the property or assets of any other person, in each case, other than a wholly-owned Subsidiary
            of Synovus or Pinnacle, as applicable;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(f)</font><font style="font-size: 10pt;">&#160;&#160; &#160; &#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">in each case except for transactions
            in the ordinary course of business, terminate, materially amend, or waive any material provision of, any Synovus Contract or Pinnacle Contract, as the case may be, or make any change in any instrument or agreement governing the terms of any of
            its securities, other than normal renewals of contracts without material adverse changes of terms with respect to Synovus or Pinnacle, as the case may be, or enter into any contract that would constitute a Synovus Contract or Pinnacle Contract,
            as the case may be, if it were in effect on the date of this Agreement;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-57-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(g)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">except as required under applicable
            law or the terms of any Synovus Benefit Plan or Pinnacle Benefit Plan existing as of the date hereof, as applicable, (i) enter into, establish, adopt, amend or terminate any material Synovus Benefit Plan or material Pinnacle Benefit Plan, or
            any arrangement that would be a material Synovus Benefit Plan or a material Pinnacle Benefit Plan if in effect on the date hereof, other than with respect to broad-base welfare benefit plans (other than severance) in the ordinary course of
            business consistent with past practice and as would not reasonably be expected to materially increase the cost of benefits under any Synovus Benefit Plan or Pinnacle Benefit Plan, as the case may be, (ii) increase the compensation or benefits
            payable to any current or former employee, officer, director or individual consultant, other than increases to current employees and officers who are not Synovus Insiders or Pinnacle Insiders (x) in connection with a promotion or change in
            responsibilities and to a level consistent with the compensation and benefits provided to similarly situated employees in the ordinary course of business or (y) in the ordinary course of business consistent with past practice or (z) as a result
            of the payment of incentive compensation for completed performance periods based upon corporate performance, the performance of such employee and, if applicable, such employee&#8217;s business, where performance is determined in the ordinary course
            of business and consistent with past practice (iii) accelerate the vesting of any equity-based awards or other compensation or benefits, (iv) enter into any new, or amend any existing, employment, severance, change in control, retention,
            collective bargaining agreement or similar agreement or arrangement; <font style="font-family: 'Times New Roman'; font-style: italic;">provided</font> that Pinnacle and Synovus may enter into offer letters with new hires in the ordinary course
            of business consistent with past practice that do not provide for severance, (v) fund any rabbi trust or similar arrangement or in any other way secure the payment of compensation or benefits under any Synovus Benefit Plan or Pinnacle Benefit
            Plan, as the case may be, or (vi) hire any Synovus Insider or Pinnacle Insider (other than as a replacement hire receiving substantially similar terms of employment);</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(h)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">settle any material claim, suit,
            action or proceeding (other than any claim, suit, action or proceeding with respect to Taxes, which shall be governed by clause (o)), except involving solely monetary remedies in an amount, individually and in the aggregate, that is not
            material to Synovus or Pinnacle, as applicable, and that would not impose any material restriction on, or create any adverse precedent that would be material to, the business of it or its Subsidiaries or the Surviving Entity;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(i)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-family: 'Times New Roman';">take any action or knowingly fail
            to take any action where such action or failure to act could reasonably be expected to prevent the Synovus Merger or the Pinnacle Merger from qualifying as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(j)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';">amend its articles of
            incorporation, its bylaws or comparable governing documents of its Subsidiaries that are &#8220;significant subsidiaries&#8221; within the meaning of Rule 1-02 of Regulation S-X of the SEC (&#8220;<font style="font-family: 'Times New Roman';"><u>Significant
                Subsidiaries</u></font>&#8221;);</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(k)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';">other than in prior consultation with
            the other party to this Agreement, materially restructure or materially change its investment securities or derivatives portfolio or its interest rate exposure, through purchases, sales or otherwise, or the manner in which the portfolio is
            classified or reported;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-58-</font></div>
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      </div>
      <div style="text-align: left; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(l)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-family: 'Times New Roman';">implement or adopt any change in its
            financial accounting principles, practices or methods, other than as may be required by GAAP;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(m)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">enter into any new line of business
            or, other than in the ordinary course of business (which may include partnering with third parties in origination, flow, servicing and other capacities) consistent with past practice, change in any material respect its lending, investment,
            underwriting, risk and asset liability management and other banking and operating, securitization and servicing policies (including any change in the maximum ratio or similar limits as a percentage of its capital exposure applicable with
            respect to its loan portfolio, any segment thereof or individual loans), except as required by applicable law, regulation or policies imposed by any Governmental Entity;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(n)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">merge or consolidate itself or any of
            its Significant Subsidiaries with any other person, or restructure, reorganize or completely or partially liquidate or dissolve it or any of its Significant Subsidiaries;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0);">(o)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">make (other than
            in the ordinary course of business), change or revoke any material Tax election, change an annual Tax accounting period, adopt or change any material Tax accounting method, file any material amended Tax Return, enter into any closing agreement
            or similar agreement with a Tax authority with respect to a material amount of Taxes,<font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">&#160;</font>or settle any material Tax claim, audit, assessment or dispute or surrender any
            material right to claim a refund of Taxes; or</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(p)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">agree to take, make any commitment to
            take, or adopt any resolutions of its Board of Directors or similar governing body in support of, any of the actions prohibited by this <font style="font-family: 'Times New Roman';"><u>Section 7.2</u></font>.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Toc351893203"></a><a name="z_Toc352100426"></a><a name="z_Toc352100668"></a><a name="z_Toc352100786"></a><a name="z_Toc352163083"></a><a name="z_Toc352171172"></a><a name="z_Toc352618042"></a><a name="z_Toc352715306"></a><a name="z_Toc352715426"></a><a name="z_Toc352715789"></a><a name="z_Toc352719837"></a><a name="z_Toc352757145"></a><a name="z_Toc352834700"></a><a name="z_Toc524645708"></a><a name="z_Toc524728136"></a><a name="z_Toc524973772"></a><a name="z_Toc524973893"></a><a name="z_Toc525206883"></a><a name="z_Toc525406463"></a><a name="z_Toc536205219"></a><a name="z_Toc536294285"></a><a name="z_Toc536380738"></a><a name="z_Toc536380947"></a><a name="z_Toc536546250"></a><a name="z_Toc536636449"></a><a name="z_Toc536637888"></a><a name="z_Toc536717236"></a><a name="z_Toc536722676"></a><a name="z_Toc536833843"></a><a name="z_Toc536833966"></a><a name="z_Toc46195"></a><a name="z_Toc48070"></a><a name="z_Toc190455"></a><a name="z_Toc195171"></a><a name="z_Toc200049047"></a><a name="z_Toc200049421"></a><a name="z_Toc200352039"></a><a name="z_Toc200354207"></a><a name="z_Toc200397305"></a><a name="z_Toc200401905"></a><a name="z_Toc200403061"></a><a name="z_Toc200403196"></a><a name="z_Toc202312448"></a><a name="z_Toc202319718"></a>ARTICLE VIII</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Ref200400445"></a><a name="z_Toc202327961"></a><a name="z_Toc203903541"></a><a name="z_Toc204213140"></a>ADDITIONAL AGREEMENTS</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc152954549"></a><a name="z_Toc202319719"></a><a name="z_Toc202327962"></a><a name="z_Ref202480500"></a><a name="z_Ref202792054"></a><a name="z_Toc203903542"></a><a name="z_Toc204213141"></a><font style="font-family: 'Times New Roman';">8.1</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>S-4; Joint Proxy Statement; </u></font><a name="z_Ref347359118"></a><a name="z_Ref347359406"></a><a name="z_Toc351893204"></a><a name="z_Toc352100427"></a><a name="z_Toc202319720"></a><a name="z_Toc202327963"></a><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Regulatory








              Applications and Filings</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-59-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>General</u></font>.&#160; Each of Pinnacle, Synovus and Newco agrees to, and each of Pinnacle and Synovus agrees to cause Newco to, cooperate with each other party, and their representatives, and use reasonable efforts, to prepare and
            file the S-4, the Joint Proxy Statement, and regulatory applications and filings in respect of the Requisite Regulatory Approvals (collectively, the &#8220;<font style="font-family: 'Times New Roman';"><u>Requisite Filings</u></font>&#8221;) and shall use
            reasonable efforts to make all Requisite Filings within thirty (30) days of the date of this Agreement.&#160; Each party agrees to, and each of Synovus and Pinnacle agrees to cause Newco to, use their reasonable best efforts to obtain as promptly as
            practicable all permits, consents, approvals and authorizations of all third parties and Governmental Entities which are necessary or advisable to consummate the transactions contemplated by this Agreement (including the Requisite Synovus Vote,
            the Requisite Pinnacle Vote, the Merger, FRS Membership and the Bank Merger), and to comply with the terms and conditions of all permits, consents, approvals and authorizations of all such Governmental Entities.&#160; Without limiting the parties&#8217;
            obligations set forth in this <font style="font-family: 'Times New Roman';"><u>Section 8.1</u></font>, (A) Pinnacle and its counsel will be responsible for the preparation and filing of the S-4 and the Joint Proxy Statement and responding to
            comments and inquiries of the SEC, including in connection with any filings, submissions and communications with or to the SEC in connection therewith and (B) Synovus and its counsel will be responsible for the strategy and process for
            obtaining the Requisite Regulatory Approvals and responding to inquiries of Governmental Entities, including preparation and making of any filings, applications, submissions and communications with or to any Governmental Entity in connection
            therewith, with Pinnacle&#8217;s counsel being shown in the applications for the Requisite Regulatory Approvals as co-counsel and co-notice parties.&#160; In each case subject to applicable law, Pinnacle and Synovus and their counsel shall provide the
            other party with reasonable opportunity to review in advance, and each will consult with, and consider in good faith the comments of, the other with respect to, (x) information relating to Synovus, Pinnacle or Newco, as the case may be, and any
            of their respective Subsidiaries, which appears in any Requisite Filing, (y) any Requisite Filing and any amendment, supplement or other submission relating to a Requisite Filing (including any written response to requests for information and
            other questions) and (z) any other written materials and information (including responses to inquiries) submitted to, any Governmental Entity or third party in connection with the transactions contemplated by this Agreement, and, in each case
            (x), (y) and (z), shall promptly provide to the other party a copy of all such documents and other written materials and information submitted to any Governmental Entity or third party.&#160; The parties hereto agree that they will consult with each
            other with respect to the obtaining of all permits, consents, approvals and authorizations of all Governmental Entities and third parties necessary or advisable to consummate the transactions contemplated by this Agreement, and each party will,
            and Pinnacle and Synovus will cause Newco to, keep each other party apprised of the status of matters relating to completion of the transactions contemplated herein.&#160; Each party shall, and Pinnacle and Synovus shall cause Newco to, consult with
            each other party in advance of, any meeting, conference, or discussions with any Governmental Entity in connection with the Requisite Filings and transactions contemplated by this Agreement (including regarding the resolution of any objection
            that may be asserted by any Governmental Entity with respect to this Agreement or the transactions contemplated by this Agreement) and, to the extent permitted by such Governmental Entity, give the other parties and/or its counsel the
            opportunity, including reasonable advance notice, to attend and participate in such meetings, conferences, and discussions, in each case subject to applicable law.&#160; As used in this Agreement, the term &#8220;<font style="font-family: 'Times New Roman';"><u>Requisite Regulatory Approvals</u></font>&#8221; shall mean all regulatory authorizations, consents, orders and approvals (and the expiration or termination of all statutory waiting periods in respect thereof) (i) from the Federal
            Reserve Board, the Commissioner of the Tennessee Department of Financial Institutions and the Georgia Department of Banking and Finance, or (ii) set forth in <font style="font-family: 'Times New Roman';"><u>Section 5.4</u></font> or <font style="font-family: 'Times New Roman';"><u>Section 6.4</u></font> that are necessary to consummate the transactions contemplated by this Agreement (including the Merger, FRS Membership and the Bank Merger) or those the failure of which to be
            obtained would reasonably be expected to have, individually or in the aggregate, a Material Adverse Effect on the Surviving Entity.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>S-4, etc</u></font>.&#160; Pinnacle and Synovus shall each cause Newco to, and Newco shall, use reasonable efforts to cause the S-4 to be declared effective under the Securities Act as promptly as practicable after filing thereof and
            to keep the S-4 effective as long as necessary to consummate the Merger, the Bank Merger and the transactions contemplated hereby.&#160; Each of the parties shall each also use, and Pinnacle and Synovus shall cause Newco to use, its reasonable
            efforts to obtain all necessary state securities law or &#8220;Blue Sky&#8221; permits and approvals required to carry out the transactions contemplated by this Agreement.&#160; In exercising the foregoing rights and observing the foregoing obligations, each of
            the parties hereto shall act reasonably and as promptly as practicable.&#160; Newco will advise Synovus and Pinnacle, promptly after it receives notice thereof, of the time when the S-4 has become effective, the issuance of any stop order, the
            suspension of the qualification of the Newco Common Stock issuable in connection with the Merger for offering or sale in any jurisdiction, or any request by the SEC for amendment of the Joint Proxy Statement or the S-4.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-60-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref200400423"></a><font style="font-family: 'Times New Roman';">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u></u><font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Resolution of Issues</u></font>.&#160; Each party shall, and Pinnacle and Synovus shall cause Newco to, use its reasonable best efforts to resolve any objection that may be asserted by any Governmental Entity or third party with
          respect to this Agreement or the transactions contemplated hereby, including to avoid the entry of, or to have vacated, lifted, reversed or overturned any decree, judgment, injunction or other order, whether temporary, preliminary or permanent,
          that would restrain, prevent or delay the Closing, in each case so as to enable the Closing to occur as soon as possible.&#160; Notwithstanding the foregoing, nothing contained in this Agreement shall be deemed to require Newco, Pinnacle or Synovus or
          any of their respective Subsidiaries to take any action, or commit to take any action, or agree to any condition or restriction, in connection with obtaining the foregoing permits, consents, approvals and authorizations of Governmental Entities
          or avoiding any order, judgment, injunction or otherwise restraining, preventing, or delaying the Closing, that would reasonably be expected to have a material adverse effect on the Surviving Entity and its Subsidiaries, taken as a whole, after
          giving effect to the Merger (a &#8220;<font style="font-family: 'Times New Roman';"><u>Materially Burdensome Regulatory Condition</u></font>&#8221;), <font style="font-family: 'Times New Roman';"><u>provided</u></font>, <font style="font-family: 'Times New Roman';"><u>further</u></font>, that, without limiting the obligations of the parties pursuant to this <font style="font-family: 'Times New Roman';"><u>Section 8.1</u></font>, none of Newco, Pinnacle and Synovus nor any of their respective
          Subsidiaries shall be permitted to propose, negotiate, effect or agree to any action, condition or restriction in connection with obtaining any of the Requisite Regulatory Approvals without the prior written consent of, with respect to Newco,
          Pinnacle and Synovus, and, with respect to each of Pinnacle or Synovus, the other party, as applicable.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160; &#160;&#160; &#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Information</u></font>.&#160; Subject to applicable law, each party shall, and Pinnacle and Synovus shall cause Newco to, upon request, furnish to each requesting party with all information concerning themselves, their Subsidiaries,
            directors, officers and shareholders and such other matters, as may be reasonably necessary or advisable or in response to any reasonable request by a Governmental Entity, in connection with any filing, notice or application made by or on
            behalf of Newco, Pinnacle, Synovus or any of their respective Subsidiaries to any Governmental Entity in connection with the Requisite Filings and the Merger, FRS Membership, the Bank Merger and the other transactions contemplated by this
            Agreement.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(e)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Certain Communications</u></font>.&#160; Subject to applicable law, each party shall, and Pinnacle and Synovus shall cause Newco to, promptly advise each other party upon receiving any communication from any Governmental Entity whose
            consent or approval is required for consummation of the transactions contemplated by this Agreement in respect of any Requisite Filing or any Requisite Regulatory Approval, as well as the contents of any such communication.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc203769929"></a><a name="z_Toc203811821"></a><a name="z_Toc203847607"></a><a name="z_Toc203848404"></a><a name="z_Toc203903543"></a><a name="z_Toc203179616"></a><a name="z_Toc202319721"></a><a name="z_Toc202327964"></a><a name="z_Toc203903544"></a><a name="z_Toc204213142"></a><a name="z_Toc351893205"></a><a name="z_Toc352100428"></a><font style="font-family: 'Times New Roman';">8.2</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><u>Listing of Newco Common Stock and Newco Preferred Stock.</u>&#160; Each party shall, and Pinnacle and Synovus shall cause Newco to, use its reasonable best efforts to cause the shares of Newco Common Stock
          and Newco Preferred Stock (or, in the case of the Newco Series C Preferred Stock, depositary shares in respect thereof) to be issued in the Merger to be approved for listing on the NYSE (in the case of the Newco Common Stock, under the current
          ticker symbol for Pinnacle), subject to official notice of issuance, as promptly as practicable, and in any event before the Effective Time.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-61-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202319722"></a><a name="z_Toc202327965"></a><a name="z_Toc203903545"></a><a name="z_Toc204213143"></a><font style="font-family: 'Times New Roman';">8.3</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Access to Information; Confidentiality</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359087"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Upon reasonable notice and subject to
          applicable laws, each party, for the purposes of verifying the representations and warranties of Pinnacle and Synovus, respectively, and preparing for the Merger and the other matters contemplated by this Agreement, shall, and Pinnacle and
          Synovus shall cause Newco and each of their respective Subsidiaries to, afford to the officers, employees, accountants, counsel, advisors and other representatives of the other party, access, during normal business hours during the period prior
          to the Effective Time, to all its properties, books, contracts, commitments, personnel, information technology systems, and records, and each party shall, and Pinnacle and Synovus shall cause Newco to, cooperate with each other party in preparing
          to execute after the Effective Time the conversion or consolidation of systems and business operations generally and in preparing for compliance with the regulatory requirements that will apply to Newco and Pinnacle Bank following the Effective
          Time, and, during such period, each of Pinnacle and Synovus shall, and shall cause its respective Subsidiaries to, make available to the other party and Newco (i) a copy of each report, schedule, registration statement and other document filed or
          received by it during such period pursuant to the requirements of federal securities laws or federal or state banking laws (other than reports or documents that Pinnacle or Synovus, as the case may be, is not permitted to disclose under
          applicable law), and (ii) all other information concerning its business, properties and personnel as such party or Newco may reasonably request.&#160; Neither Pinnacle nor Synovus nor Newco or any of their respective Subsidiaries shall be required to
          provide access to or to disclose information where such access or disclosure would violate or prejudice the rights of Pinnacle&#8217;s or Synovus&#8217;s, as the case may be, customers, jeopardize the attorney-client privilege of the institution in
          possession or control of such information (after giving due consideration to the existence of any common interest, joint defense or similar agreement between the parties) or contravene any law, rule, regulation, order, judgment, decree, fiduciary
          duty or binding agreement entered into prior to the date of this Agreement.&#160; The parties hereto will, and Pinnacle and Synovus will cause Newco to, make appropriate substitute disclosure arrangements under circumstances in which the restrictions
          of the preceding sentence apply.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359800"></a><font style="font-family: 'Times New Roman';">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Each party shall, and Pinnacle and
          Synovus shall cause Newco to, hold all information furnished by or on behalf of each other party or any of such party&#8217;s Subsidiaries or representatives pursuant to <font style="font-family: 'Times New Roman';"><u>Section 8.3(a)</u></font> in
          confidence to the extent required by, and in accordance with, the provisions of the confidentiality agreement, dated May 16, 2025, as amended, between Pinnacle and Synovus (the &#8220;<font style="font-family: 'Times New Roman';"><u>Confidentiality
              Agreement</u></font>&#8221;).</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160; &#160; &#160;&#160; <font style="font-family: 'Times New Roman';">No investigation by either of the
            parties or their respective representatives shall affect or be deemed to modify or waive the representations and warranties of the other set forth herein.&#160; Nothing contained in this Agreement shall give any party, directly or indirectly, the
            right to control or direct the operations of the other party prior to the Effective Time.&#160; Prior to the Effective Time, each party shall exercise, consistent with the terms and conditions of this Agreement, complete control and supervision over
            its and its Subsidiaries&#8217; respective operations.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-62-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359340"></a><a name="z_Ref347359697"></a><a name="z_Toc351893206"></a><a name="z_Toc352100429"></a><a name="z_Toc202319723"></a><a name="z_Toc202327966"></a><a name="z_Toc203903546"></a><a name="z_Toc204213144"></a><font style="font-family: 'Times New Roman';">8.4</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Shareholders&#8217;



              Approvals</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; Each of Pinnacle and Synovus shall call a meeting of its shareholders&#160; (the &#8220;<u>Pinnacle Meeting</u>&#8221; and the &#8220;<u>Synovus Meeting</u>,&#8221; respectively) to be held as
            soon as reasonably practicable after the S-4 is declared effective, for the purpose of obtaining (a) the Requisite Synovus Vote and the Requisite Pinnacle Vote required in connection with this Agreement and the Merger and (b) if so desired and
            mutually agreed, a vote upon other matters of the type customarily brought before a meeting of shareholders in connection with the approval of a merger agreement or the transactions contemplated thereby, and each of Synovus and Pinnacle shall
            use its reasonable best efforts to cause such meetings to occur as soon as reasonably practicable and on the same date and to set the same record date for such meetings.&#160; Such meetings may be held virtually, subject to applicable law and the
            Organizational Documents of each party.&#160; Each of Pinnacle and Synovus and their respective Boards of Directors shall use its reasonable best efforts to obtain from the shareholders of Pinnacle and Synovus, as applicable, the Requisite Pinnacle
            Vote and the Requisite Synovus Vote, as applicable, including by communicating to the respective shareholders of Pinnacle and Synovus its recommendation (and including such recommendation in the Joint Proxy Statement) that, in the case of
            Pinnacle, the shareholders of Pinnacle approve this Agreement (the &#8220;<u>Pinnacle Board Recommendation</u>&#8221;), and in the case of Synovus, that the shareholders of Synovus approve this Agreement (the &#8220;<u>Synovus Board Recommendation</u>&#8221;).&#160; Each
            of Pinnacle and Synovus and their respective Boards of Directors shall not (i) withhold, withdraw, modify or qualify in a manner adverse to the other party the Pinnacle Board Recommendation, in the case of Pinnacle, or the Synovus Board
            Recommendation, in the case of Synovus, (ii) fail to make the Pinnacle Board Recommendation, in the case of Pinnacle, or the Synovus Board Recommendation, in the case of Synovus, in the Joint Proxy Statement, (iii) adopt, approve, recommend or
            endorse an Acquisition Proposal or publicly announce an intention to adopt, approve, recommend or endorse an Acquisition Proposal, (iv) fail to publicly and without qualification (A) recommend against any Acquisition Proposal or (B) reaffirm
            the Pinnacle Board Recommendation, in the case of Pinnacle, or the Synovus Board Recommendation, in the case of Synovus, in each case within ten (10) business days (or such fewer number of days as remains prior to the Pinnacle Meeting or the
            Synovus Meeting, as applicable) after an Acquisition Proposal is made public or any request by the other party to do so, or (v) publicly propose to do any of the foregoing (any of the foregoing a &#8220;<u>Recommendation Change</u>&#8221;).&#160; However,
            subject to <u>Section 10.1</u> and <u>Section 10.2</u>, if the Board of Directors of Pinnacle or Synovus, </font><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">after receiving the advice of its outside counsel and, with
            respect to financial matters, its financial advisors</font><font style="font-family: 'Times New Roman';">, determines in good faith that it would more likely than not result in a violation of its fiduciary duties under applicable law to make or
            continue to make the Pinnacle Board Recommendation or the Synovus Board Recommendation, as applicable, such Board of Directors may, in the case of Pinnacle, prior to the receipt of the Requisite Pinnacle Vote, and in the case of Synovus, prior
            to the receipt of the Requisite Synovus Vote, submit this Agreement to its shareholders without recommendation (although the resolutions approving this Agreement as of the date hereof may not be rescinded or amended), in which event such Board
            of Directors may communicate the basis for its lack of a recommendation to its shareholders in the Joint Proxy Statement or an appropriate amendment or supplement thereto to the extent required by law; <u>provided</u> that such Board of
            Directors may not take any actions under this sentence unless it (A) gives the other party at least three (3) business days&#8217; prior written notice of its intention to take such action and a reasonable description of the event or circumstances
            giving rise to its determination to take such action (including, in the event such action is taken in response to an Acquisition Proposal, the latest material terms and conditions of, and the identity of the third party making, any such
            Acquisition Proposal, or any amendment or modification thereof, or describe in reasonable detail such other event or circumstances) and (B) at the end of such notice period, takes into account any amendment or modification to this Agreement
            proposed by the other party and, </font><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">after receiving the advice of its outside counsel and, with respect to financial matters, its financial advisors</font><font style="font-family: 'Times New Roman';">, determines in good faith that it would nevertheless more likely than not result in a violation of its fiduciary duties under applicable law to make or continue to make the Pinnacle Board Recommendation
            or Synovus Board Recommendation, as the case may be.&#160; Any material amendment to any Acquisition Proposal will be deemed to be a new Acquisition Proposal for purposes of this <u>Section 8.4</u> and will require a new notice period as referred
            to in this <u>Section 8.4</u>.&#160; Pinnacle or Synovus shall adjourn or postpone the Pinnacle Meeting or the Synovus Meeting, as the case may be, if, as of the time for which such meeting is originally scheduled there are insufficient shares of
            Pinnacle Common Stock or Synovus Common Stock, as the case may be, represented (either in person or by proxy) to constitute a quorum necessary to conduct the business of such meeting, or if on the date of such meeting Synovus or Pinnacle, as
            applicable, has not received proxies representing a sufficient number of shares necessary to obtain the Requisite Synovus Vote or the Requisite Pinnacle Vote.&#160; Notwithstanding anything to the contrary herein, unless this Agreement has been
            terminated in accordance with its terms, (x) the Pinnacle Meeting shall be convened and this Agreement shall be submitted to the shareholders of Pinnacle at the Pinnacle Meeting and (y) the Synovus Meeting shall be convened and this Agreement
            shall be submitted to the shareholders of Synovus at the Synovus Meeting, and nothing contained herein shall be deemed to relieve either Pinnacle or Synovus of such obligation.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893207"></a><a name="z_Toc352100430"></a><a name="z_Toc202319724"></a><a name="z_Toc202327967"></a><a name="z_Toc203903547"></a><a name="z_Toc204213145"></a><font style="font-family: 'Times New Roman';">8.5</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><u>Legal Conditions to Merger.</u>&#160; Subject in all respects to <u>Section 8.1</u> of this Agreement, each party shall, and Pinnacle and
          Synovus shall cause Newco and each of their respective Subsidiaries to, use their reasonable best efforts (a) to take, or cause to be taken, all actions necessary, proper or advisable to comply promptly with all legal requirements that may be
          imposed on such party or its Subsidiaries with respect to the Merger, FRS Membership and the Bank Merger and, subject to the conditions set forth in <u>Article IX</u> hereof, to consummate the transactions contemplated by this Agreement,
          including the Merger, FRS Membership and the Bank Merger, and (b) to obtain (and to cooperate with each other party to obtain) any material consent, authorization, order or approval of, or any exemption by, any Governmental Entity and any other
          third party that is required to be obtained by Synovus or Pinnacle or any of their respective Subsidiaries in connection with the Merger, FRS Membership, the Bank Merger and the other transactions contemplated by this Agreement.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359132"></a><a name="z_Toc351893209"></a><a name="z_Toc352100432"></a><a name="z_Toc202319725"></a><a name="z_Toc202327968"></a><a name="z_Ref202480651"></a><a name="z_Toc203903548"></a><a name="z_Toc204213146"></a><font style="font-family: 'Times New Roman';">8.6</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Employee
              Matters</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-63-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref202480536"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Unless mutually agreed by Pinnacle and
          Synovus prior to the Effective Time, the Surviving Entity shall provide the employees of Pinnacle, Synovus and their respective Subsidiaries as of the Effective Time who continue to remain employed with the Surviving Entity or its Subsidiaries
          (the &#8220;<font style="font-family: 'Times New Roman';"><u>Continuing Employees</u></font>&#8221;), during the period commencing at the Effective Time and ending on the first anniversary thereof (the &#8220;<font style="font-family: 'Times New Roman';"><u>Continuation



              Period</u></font>&#8221;), with the following: (i) (A) an annual base salary or base wage, as applicable, (B) annual cash incentive opportunities and (C) long-term incentive opportunities that are no less favorable in the aggregate than those in
          effect for each such Continuing Employee immediately prior to the Effective Time, <font style="font-family: 'Times New Roman'; font-style: italic;">provided</font> that such Continuing Employee&#8217;s annual base salary or base wage, as applicable,
          shall be no less than the annual base salary or base wage in effect for such Continuing Employee immediately prior to the Effective Time; and (ii) employee benefits (excluding (A) severance benefits, which will be provided as set forth in the
          last sentence of this <font style="font-family: 'Times New Roman';"><u>Section 8.6(a)</u></font> and (B) retention benefits) that are no less favorable in the aggregate than those provided to such Continuing Employees immediately prior to the
          Effective Time; provided, that, with respect to clause (ii), if Pinnacle and Synovus mutually agree to integrate the Continuing Employees into the Pinnacle Benefit Plans or the Synovus Benefit Plans, which may be done on a plan by plan basis, or
          to modify any existing plans or adopt new benefit plans with respect to the Continuing Employees (which plans will, among other things, (A) treat similarly situated employees on a substantially equivalent basis, taking into account all relevant
          factors, including duties, geographic location, tenure, qualifications and abilities, and (B) not discriminate between employees who were covered by Pinnacle Benefit Plans, on the one hand, and those covered by Synovus Benefit Plans on the other,
          at the Effective Time) (the &#8220;<font style="font-family: 'Times New Roman';"><u>New Benefit Plans</u></font>&#8221;), participation in such plans (other than severance) shall be deemed to satisfy the foregoing standards, it being understood that the
          Continuing Employees may commence participating in the Pinnacle Benefit Plans, the Synovus Benefit Plans or the New Benefit Plans on different dates following the Effective Time with respect to different plans.&#160; In addition, during the period
          commencing at the Effective Time and ending on the second anniversary thereof, each Continuing Employee who is not party to an individual agreement providing for severance or termination benefits shall be entitled to severance pursuant to the
          terms and conditions set forth on Section 8.6(a) of the Synovus Disclosure Schedule.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';">With respect to any Pinnacle Benefit
            Plan, Synovus Benefit Plan or New Benefit Plan in which any Continuing Employees become eligible to participate on or after the Effective Time, the Surviving Entity shall (i) waive all pre-existing conditions, exclusions and waiting periods
            with respect to participation and coverage requirements applicable to such employees and their eligible dependents under any Pinnacle Benefit Plan, Synovus Benefit Plan or New Benefit Plan, except to the extent such pre-existing conditions,
            exclusions or waiting periods would apply under the analogous Pinnacle Benefit Plan or Synovus Benefit Plan, (ii) provide each such employee and their eligible dependents with credit for any co-payments or coinsurance and deductibles paid prior
            to the Effective Time under a Pinnacle Benefit Plan or Synovus Benefit Plan that provides health care benefits, to the same extent that such credit was given under the analogous Pinnacle Benefit Plan or Synovus Benefit Plan prior to the
            Effective Time, in satisfying any applicable deductible, co-payment, coinsurance or maximum out-of-pocket requirements under any Pinnacle Benefit Plan, Synovus Benefit Plan or New Benefit Plan, and (iii) recognize all service of such employees
            with Pinnacle or Synovus and their respective Subsidiaries for all purposes in any Pinnacle Benefit Plan, Synovus Benefit Plan or New Benefit Plan to the same extent that such service was taken into account under the analogous Pinnacle Benefit
            Plan or Synovus Benefit Plan prior to the Effective Time; provided, that the foregoing service recognition shall not apply (A) to the extent it would result in duplication of benefits for the same period of service, (B) for purposes of any
            tax-qualified defined benefit pension plan, or (C) for purposes of any benefit plan that is a frozen plan or provides grandfathered benefits.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">The Surviving Entity shall assume and
            honor all Pinnacle Benefit Plans and Synovus Benefit Plans in accordance with their terms.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-64-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">Prior to the Effective Time, any broad-based notices or communication materials (including website postings), and the script or other materials for any town hall meetings or other verbal communications, from
              Synovus or Pinnacle or either party&#8217;s Affiliates to its employees with respect to employment, compensation or benefits matters addressed in this Agreement or related, directly or indirectly, to the Merger or employment thereafter, shall be
              disclosed in advance to the other party such that the other party is given a reasonable period of time to review and comment on the communication, which comments shall be considered by the communicating party in good faith; </font><font style="font-family: 'Times New Roman'; font-style: italic; color: rgb(0, 0, 0);">provided </font><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">that no such disclosure shall be required for any communications that are
              consistent in all respects with previous communications made in accordance with this Agreement.</font></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(e)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-family: 'Times New Roman';">Nothing in this Agreement shall
            confer upon any employee (including any Continuing Employee), officer, director or consultant of Pinnacle, Synovus or any of their respective Subsidiaries or affiliates any right to continue in the employ or service of the Surviving Entity,
            Pinnacle, Synovus or any Subsidiary or affiliate thereof, or shall interfere with or restrict in any way the rights of the Surviving Entity, Pinnacle, Synovus or any Subsidiary or affiliate thereof to discharge or terminate the services of any
            employee (including any Continuing Employee), officer, director or consultant of the Surviving Entity, Pinnacle, Synovus or any of their respective Subsidiaries or affiliates at any time for any reason whatsoever, with or without cause.&#160;
            Nothing in this Agreement shall be deemed to (i) establish, amend, or modify any Pinnacle Benefit Plan, Synovus Benefit Plan, New Benefit Plan or any other benefit or employment plan, program, agreement or arrangement, or (ii) alter or limit
            the ability of the Surviving Entity or any of its Subsidiaries or affiliates to amend, modify or terminate any particular Pinnacle Benefit Plan, Synovus Benefit Plan, New Benefit Plan or any other benefit or employment plan, program, agreement
            or arrangement after the Effective Time. Without limiting the generality of <font style="font-family: 'Times New Roman';"><u>Section 11.11</u></font>, nothing in this Agreement, express or implied, is intended to or shall confer upon any
            person, including, any current or former employee, officer, director or consultant of Pinnacle, Synovus or any of their respective Subsidiaries or affiliates or any beneficiary or dependent thereof, any right, benefit or remedy of any nature
            whatsoever under or by reason of this Agreement.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202319726"></a><a name="z_Toc202327969"></a><a name="z_Toc203903549"></a><a name="z_Toc204213147"></a><font style="font-family: 'Times New Roman';">8.7</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><u>Certain Tax Matters.</u></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Neither Pinnacle nor Synovus shall,
            nor shall they permit their respective Subsidiaries to, take any action that would prevent or impede, or could reasonably be expected to prevent or impede, the Pinnacle Merger or the Synovus Merger from qualifying as a &#8220;reorganization&#8221; within
            the meaning of Section 368(a) of the Code, and each of Pinnacle and Synovus shall, and shall cause their respective Subsidiaries to, use its reasonable best efforts to cause the Pinnacle Merger and the Synovus Merger to so qualify.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359226"></a><a name="z_Ref347360115"></a><a name="z_Ref347360205"></a><a name="z_Toc351893210"></a><a name="z_Toc352100433"></a><a name="z_Toc202319727"></a><a name="z_Toc202327970"></a><font style="font-family: 'Times New Roman';">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Pinnacle shall use reasonable best efforts to obtain the Pinnacle Tax Opinion, and Synovus shall use
          reasonable best efforts to obtain the Synovus Tax Opinion (and, if the SEC requires any opinion regarding the U.S. federal income tax treatment of the Pinnacle Merger or the Synovus Merger to be submitted in connection with the declaration of the
          effectiveness of the S-4, such opinions).&#160; In connection with the foregoing, each party shall, and Pinnacle and Synovus shall cause Newco to, deliver duly executed certificates (dated as of the necessary date and signed by an officer of Pinnacle,
          Synovus or Newco, as applicable) containing such representations and warranties as shall be reasonably satisfactory in form and substance to Pinnacle&#8217;s counsel and Synovus&#8217;s counsel and reasonably necessary or appropriate to enable such counsel
          to render such opinions (but only to the extent Newco, Pinnacle and Synovus in good faith believe they are able to make such representations and warranties truthfully).</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-65-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref203673082"></a><a name="z_Toc203903550"></a><a name="z_Toc204213148"></a><font style="font-family: 'Times New Roman';">8.8</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Indemnification; Directors&#8217; and Officers&#8217; Insurance</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref524523378"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">From and after the Effective Time, the
          Surviving Entity shall indemnify and hold harmless and shall advance expenses as incurred, in each case to the extent (subject to applicable law) such persons are indemnified as of the date of this Agreement by (i) Synovus pursuant to the Synovus
          Articles, the Synovus Bylaws, the Organizational Documents of any Subsidiary of Synovus and any indemnification agreements in existence as of the date hereof and disclosed in <font style="font-family: 'Times New Roman';"><u>Section 8.8(a)</u></font>
          of the Synovus Disclosure Schedule, each present and former director, officer or employee of Synovus and its Subsidiaries (in each case, when acting in such capacity) (each, a &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Indemnified
              Party</u></font>&#8221;) and (ii) Pinnacle pursuant to the Pinnacle Articles, the Pinnacle Bylaws, the Organizational Documents of any Subsidiary of Pinnacle and any indemnification agreements in existence as of the date hereof and disclosed in <font style="font-family: 'Times New Roman';"><u>Section 8.8(a)</u></font> of the Pinnacle Disclosure Schedule, each present and former director, officer or employee of Pinnacle and its Subsidiaries (in each case, when acting in such capacity) (each,
          an &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle Indemnified Party</u></font>&#8221; and, together with the Synovus Indemnified Parties, collectively, the &#8220;<font style="font-family: 'Times New Roman';"><u>Indemnified Parties</u></font>&#8221;)
          against any costs or expenses (including reasonable attorneys&#8217; fees), judgments, fines, losses, damages or liabilities incurred in connection with any threatened or actual claim, action, suit, proceeding or investigation, whether civil, criminal,
          administrative or investigative, whether arising before or after the Effective Time, arising out of the fact that such person is or was a director, officer or employee of Synovus or Pinnacle, as applicable, or any of their respective Subsidiaries
          and pertaining to matters existing or occurring at or prior to the Effective Time, including the transactions contemplated by this Agreement; <font style="font-family: 'Times New Roman';"><u>provided</u></font>, that in the case of advancement
          of expenses, any Indemnified Party to whom expenses are advanced provides an undertaking to repay such advances if it is ultimately determined that such Indemnified Party is not entitled to indemnification.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">For a period of six (6) years after
            the Effective Time, the Surviving Entity shall cause to be maintained in effect the current policies of directors&#8217; and officers&#8217; liability insurance maintained by Synovus and Pinnacle (<font style="font-family: 'Times New Roman';"><u>provided</u></font>,
            that the Surviving Entity may substitute therefor policies with a substantially comparable insurer of at least the same coverage and amounts containing terms and conditions that are no less advantageous to the insured) with respect to claims
            arising from facts or events which occurred at or before the Effective Time; <font style="font-family: 'Times New Roman';"><u>provided</u></font>, <font style="font-family: 'Times New Roman';"><u>however</u></font>, that the Surviving Entity
            shall not be obligated to expend, on an annual basis, an amount in excess of 300% of the current annual premiums paid as of the date hereof by each of Synovus and Pinnacle, respectively, for such insurance (the &#8220;<font style="font-family: 'Times New Roman';"><u>Premium Cap</u></font>&#8221;), and if such premiums for such insurance would at any time exceed the Premium Cap, then the Surviving Entity shall cause to be maintained policies of insurance which, in the Surviving Entity&#8217;s good
            faith determination, provide the maximum coverage available at an annual premium equal to the Premium Cap. <font style="font-family: 'Times New Roman'; font-weight: bold;">&#160;</font>In lieu of the foregoing, Synovus or Pinnacle, in consultation
            with, but only upon the consent of the other, may obtain at or prior to the Effective Time a six (6)-year &#8220;tail&#8221; policy under Synovus&#8217;s or Pinnacle&#8217;s existing directors&#8217; and officers&#8217; insurance policy providing equivalent coverage to that
            described in the preceding sentence if and to the extent that the same may be obtained for an amount that, in the aggregate, does not exceed the Premium Cap.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-66-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">The provisions of this <font style="font-family: 'Times New Roman';"><u>Section 8.8</u></font> shall survive the Effective Time and are intended to be for the benefit of, and shall be enforceable by, each Indemnified Party and his or her heirs and representatives.&#160; If
            the Surviving Entity or any of its successors or assigns (i) consolidates with or merges into any other person and is not the continuing or surviving entity of such consolidation or merger, or (ii) transfers all or substantially all its assets
            or deposits to any other person or engages in any similar transaction, then in each such case, the Surviving Entity will cause proper provision to be made so that the successors and assigns of the Surviving Entity will expressly assume the
            obligations set forth in this <font style="font-family: 'Times New Roman';"><u>Section 8.8</u></font>.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893211"></a><a name="z_Toc352100434"></a><a name="z_Toc202319728"></a><a name="z_Toc202327971"></a><a name="z_Toc203903551"></a><a name="z_Toc204213149"></a><font style="font-family: 'Times New Roman';">8.9</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Additional Agreements</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; In case at any time after the Effective Time any further action is necessary or desirable to carry out the purposes of this Agreement (including any merger between a Subsidiary of Pinnacle, on the one hand, and a Subsidiary
            of Synovus, on the other hand) or to vest the Surviving Entity with full title to all properties, assets, rights, approvals, immunities and franchises of any of the parties to the Merger or the Bank Merger, the proper officers and directors of
            each party to this Agreement and their respective Subsidiaries shall take all such necessary action as may be reasonably requested by the Surviving Entity.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359243"></a><a name="z_Toc351893212"></a><a name="z_Toc352100435"></a><a name="z_Toc202319729"></a><a name="z_Toc202327972"></a><a name="z_Toc203903552"></a><a name="z_Toc204213150"></a><font style="font-family: 'Times New Roman';">8.10</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Advice of Changes</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; Each party shall, and Pinnacle and Synovus shall cause Newco to, promptly advise each other party, as applicable, of any effect, change, event, circumstance, condition, occurrence or development
            (i) that has had or would reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect on it or (ii) that Pinnacle or Synovus believes would or would reasonably be expected to cause or constitute a material
            breach of any of its representations, warranties, obligations, covenants or agreements contained herein that reasonably could be expected to give rise, individually or in the aggregate, to the failure of a condition in <u>Article IX</u>; <u>provided</u>,
            that any failure to give notice in accordance with the foregoing with respect to any breach shall not be deemed to constitute a violation of this <u>Section 8.10</u> or the failure of any condition set forth in <u>Section 9.2</u> or <u>9.3</u>
            to be satisfied, or otherwise constitute a breach of this Agreement by the party failing to give such notice, in each case unless the underlying breach would independently result in a failure of the conditions set forth in <u>Section 9.2</u>
            or <u>9.3</u> to be satisfied; and <u>provided</u>, <u>further</u>, that the delivery of any notice pursuant to this <u>Section 8.10</u> shall not cure any breach of, or noncompliance with, any other provision of this Agreement or limit the
            remedies available to the party receiving such notice.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202319730"></a><a name="z_Toc202327973"></a><a name="z_Toc203903553"></a><a name="z_Toc204213151"></a><font style="font-family: 'Times New Roman';">8.11</font>&#160;&#160;&#160;&#160;&#160;&#160;
        <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Dividends</u></font><font style="font-family: 'Times New Roman';"><u>.&#160;</u> After the date of this Agreement, each of Pinnacle and
            Synovus shall coordinate with the other the declaration of any dividends in respect of Pinnacle Common Stock and Synovus Common Stock and the record dates and payment dates relating thereto, it being the intention of the parties hereto that
            holders of Synovus Common Stock and the holders of Pinnacle Common Stock shall not receive two dividends, or fail to receive one dividend, in any quarter with respect to their shares of Synovus Common Stock or Pinnacle Common Stock, as
            applicable, and any shares of Newco Common Stock any such holder receives in exchange therefor in the Merger.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-67-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202319731"></a><a name="z_Toc202327974"></a><a name="z_Toc203903554"></a><a name="z_Toc204213152"></a><font style="font-family: 'Times New Roman';">8.12</font>&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Shareholder Litigation</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; Each party shall give each other party prompt
            notice of any shareholder litigation against such party or its directors or officers relating to the transactions contemplated by this Agreement, and shall give each other party the opportunity to participate (at such other&#8217;s party&#8217;s expense)
            in the defense or settlement of any such litigation.&#160; Each party shall give the other the right to review and comment on all filings or responses to be made by such party in connection with any such litigation, and will in good faith take such
            comments into account.&#160; No party shall agree to settle any such litigation without the other party&#8217;s prior written consent, which consent shall not be unreasonably withheld, conditioned or delayed; <u>provided</u>, that the other party shall
            not be obligated to consent to any settlement which does not include a full release of such other party and its affiliates or which imposes an injunction or other equitable relief after the Effective Time upon the Surviving Entity or any of its
            affiliates.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347928209"></a><a name="z_Toc351893214"></a><a name="z_Toc352100437"></a><a name="z_Ref536654116"></a><a name="z_Toc202319732"></a><a name="z_Toc202327975"></a><a name="z_Toc203903555"></a><a name="z_Toc204213153"></a><font style="font-family: 'Times New Roman';">8.13</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Corporate
              Governance; Headquarters; Operations</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref350971546"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Prior to the Effective Time, each party
          shall, and each of Synovus and Pinnacle shall cause the Board of Directors of Newco to, take all actions necessary to adopt the Newco Bylaws and to effect the requirements referenced therein that are to be effected as of the Effective Time.&#160; On
          or prior to the Effective Time, in accordance with the Newco Bylaws, the number of directors that will comprise the full Board of Directors of the Surviving Entity and the full Board of Directors of Pinnacle Bank shall each be fifteen (15).&#160; Of
          the members of the initial Board of Directors of the Surviving Entity as of the Effective Time and of the initial Board of Directors of Pinnacle Bank as of the effective time of the Bank Merger, one shall be the Chief Executive Officer of
          Pinnacle as of immediately prior to the Effective Time, one shall be the Chief Executive Officer of Synovus as of immediately prior to the Effective Time, eight (8) (including the Chief Executive Officer of Pinnacle) shall be members of the Board
          of Directors of Pinnacle as of immediately prior to the Effective Time, designated in accordance with the Newco Bylaws, and seven (7) (including the Chief Executive Officer of Synovus) shall be members of the Board of Directors of Synovus as of
          immediately prior to the Effective Time, designated in accordance with the Newco Bylaws.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">The bylaws of Pinnacle Bank in effect as
            of the effective time of the Bank Merger will be consistent in all respects with the provisions of this <font style="font-family: 'Times New Roman';"><u>Section 8.13</u></font> and <font style="font-family: 'Times New Roman';"><u>Exhibit B</u></font>.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-68-</font></div>
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">In accordance with, and to the extent
            provided in, the Newco Bylaws:&#160; (i) effective as of the Effective Time, (A) Mr. M. Terry Turner will serve as Non-Executive Chairman of the Board of Directors of the Surviving Entity and of Pinnacle Bank, (B) Mr. Kevin S. Blair will serve as
            Chief Executive Officer and President and the highest-ranking executive officer of the Surviving Entity and of Pinnacle Bank, reporting directly and exclusively to the Board of Directors of the Surviving Entity and of Pinnacle Bank and (C) Mr.
            Andrew J. Gregory will serve as Chief Financial Officer of the Surviving Entity and of Pinnacle Bank, reporting to the Chief Executive Officer<font style="font-size: 10pt;"><font style="font-family: 'Times New Roman';"> and President</font></font>;
            (ii) Mr. Blair shall be the successor to Mr. Turner as the Chairman of the Board of Directors of the Surviving Entity and of Pinnacle Bank, with such succession becoming effective on the second anniversary of the Closing Date or any such
            earlier date as of which Mr. Turner ceases for any reason to serve in the position of Non-Executive Chairman of the Board of Directors of the Surviving Entity and of Pinnacle Bank (the date of such succession, the &#8220;<font style="font-family: 'Times New Roman';"><u>Chairman Succession Date</u></font>&#8221;); (iii) on the Chairman Succession Date, there will be no Non-Executive Chairman of the Boards of Directors of the Surviving Entity and of Pinnacle Bank and the number of directors
            that will comprise the full Board of Directors of the Surviving Entity and the full Board of Directors of Pinnacle Bank shall be reduced to thirteen (13) directors; (iv) subject to Mr. Turner&#8217;s death, resignation or disqualification, from the
            Chairman Succession Date until the date that is two (2) years from the Chairman Succession Date, Mr. Turner shall serve as a special advisor to the Chief Executive Officer <font style="font-size: 10pt;"><font style="font-family: 'Times New Roman';">and President </font></font>of the Surviving Entity and of Pinnacle Bank; (v) effective as of the Effective Time, Mr. Robert A. McCabe will serve as Vice Chairman of the Board of Directors of the Surviving Entity and of Pinnacle
            Bank and Chief Banking Officer of the Surviving Entity until the first anniversary of the Closing Date or any such earlier date as of which Mr. McCabe ceases for any reason to serve in the position of Vice Chairman of the Board of Directors of
            the Surviving Entity and of Pinnacle Bank and Chief Banking Officer of the Surviving Entity (the date of such succession, the &#8220;<font style="font-family: 'Times New Roman';"><u>Vice Chairman Succession Date</u></font>&#8221;); (vi) on the Vice
            Chairman Succession Date, there will be no Vice Chairman of the Boards of Directors of the Surviving Entity and of Pinnacle Bank and the number of directors that will comprise the full Board of Directors of the Surviving Entity and the full
            Board of Directors of Pinnacle Bank shall be reduced to fourteen (14) directors; (vii) effective as of the Effective Time, Mr. Tim E. Bentsen will serve as Lead Independent Director of the Board of Directors of the Surviving Entity and of
            Pinnacle Bank until the second anniversary of the Closing Date or any such earlier date as of which Mr. Bentsen ceases for any reason to serve in the position of Lead Independent Director of the Board of Directors of the Surviving Entity and of
            Pinnacle Bank and (viii) Mr. G. Kennedy Thompson will serve as a director of the Board of Directors of the Surviving Entity and of Pinnacle Bank until the first anniversary of the Closing Date, as such date may be extended in accordance with
            the Newco Bylaws, or any such earlier date as of which Mr. Thompson ceases for any reason to serve on the Board of Directors of the Surviving Entity and of Pinnacle Bank.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">As of the Effective Time, (i) the
            headquarters of the Surviving Entity will be located in Atlanta, Georgia and the headquarters of Pinnacle Bank will be located in Nashville, Tennessee and (ii) the name of the Surviving Entity will be Pinnacle.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(e)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">The Surviving Entity will continue to
            have a significant employee and operational presence in Nashville, Tennessee and Columbus, Georgia for <font style="font-size: 10pt;"><font style="font-family: 'Times New Roman';">a minimum of </font></font>five (5) years following the
            Closing Date.&#160; For a minimum of five (5) years following the Closing Date, the Surviving Entity will maintain significant community engagement in the Nashville and Columbus metro areas following the Closing and, in both cases, not less than the
            current level of community engagement.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202794853"></a><a name="z_Toc202799509"></a><a name="z_Toc202802371"></a><a name="z_Toc202802528"></a><a name="z_Toc202794855"></a><a name="z_Toc202799511"></a><a name="z_Toc202802373"></a><a name="z_Toc202802530"></a><a name="z_Toc202794856"></a><a name="z_Toc202799512"></a><a name="z_Toc202802374"></a><a name="z_Toc202802531"></a><a name="z_Toc347943944"></a><a name="z_Toc347947766"></a><a name="z_Toc347947887"></a><a name="z_Toc347948007"></a><a name="z_Toc347943945"></a><a name="z_Toc347947767"></a><a name="z_Toc347947888"></a><a name="z_Toc347948008"></a><a name="z_Ref347359374"></a><a name="z_Ref347359392"></a><a name="z_Ref347359709"></a><a name="z_Ref347360061"></a><a name="z_Toc351893215"></a><a name="z_Toc352100438"></a><a name="z_Toc202319734"></a><a name="z_Toc202327977"></a><a name="z_Toc203903556"></a><a name="z_Toc204213154"></a><font style="font-family: 'Times New Roman';">8.14</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u></u><font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Acquisition Proposals</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-69-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359328"></a><font style="font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160; &#160; &#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Each party agrees that it will not,
          and will cause each of its Subsidiaries and its and their respective officers, directors, employees, agents, advisors and representatives (collectively, &#8220;<font style="font-family: 'Times New Roman';"><u>Representatives</u></font>&#8221;) not to,
          directly or indirectly, (i) initiate, solicit, knowingly encourage or knowingly facilitate any inquiries or proposals with respect to any Acquisition Proposal, (ii) engage or participate in any negotiations with any person concerning any
          Acquisition Proposal, (iii) provide any confidential or nonpublic information or data to, or have or participate in any discussions with any person relating to any Acquisition Proposal or (iv) unless this Agreement has been terminated in
          accordance with its terms, approve or enter into any term sheet, letter of intent, commitment, memorandum of understanding, agreement in principle, acquisition agreement, merger agreement or other agreement (whether written or oral, binding or
          nonbinding) (other than a confidentiality agreement referred to and entered into in accordance with this <font style="font-family: 'Times New Roman';"><u>Section 8.14(a)</u></font>) in connection with or relating to any Acquisition Proposal.&#160;
          Notwithstanding the foregoing,<font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"> in the event that after the date of this Agreement and prior to the receipt of the Requisite Pinnacle Vote, in the case or Pinnacle, or the
            Requisite Synovus Vote, in the case of Synovus, a party receives an unsolicited </font><font style="font-family: 'Times New Roman'; font-style: italic; color: rgb(0, 0, 0);">bona fide</font><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"> written Acquisition Proposal, such party may, and may permit its Subsidiaries and its and its Subsidiaries&#8217; Representatives to, furnish or cause to be furnished confidential or nonpublic information or data (provided that no
            such information or data relates to the other party) and participate in such negotiations or discussions with the person making the Acquisition Proposal if the Board of Directors of such party concludes in good faith (after receiving the advice
            of its outside counsel, and with respect to financial matters, its financial advisors) that failure to take such actions would be more likely than not to result in a violation of its fiduciary duties under applicable law; <u>provided</u>,
            that, prior to furnishing any confidential or nonpublic information permitted to be provided pursuant to this sentence, such party shall have entered into a confidentiality agreement with the person making such Acquisition Proposal on terms no
            less favorable to it than the Confidentiality Agreement, </font>which confidentiality agreement shall not provide such person with any exclusive right to negotiate with such party<font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">.&#160; Each party will, and will cause its Representatives to, immediately cease and cause to be terminated any activities, discussions or negotiations conducted before the date of this Agreement with any person other than Synovus or Pinnacle,
            as applicable, with respect to any Acquisition Proposal.&#160; Each party will promptly (within twenty-four (24) hours) advise the other party following receipt of any Acquisition Proposal or any inquiry which could reasonably be expected to lead to
            an Acquisition Proposal, and the substance thereof (including the terms and conditions of and the identity of the person making such inquiry or Acquisition Proposal), will provide the other party with an unredacted copy of any such Acquisition
            Proposal and any draft agreements, proposals or other materials received or provided in connection with any such inquiry or Acquisition Proposal, and will keep the other party apprised of any related developments, discussions and negotiations
            on a current basis, including any amendments to or revisions of the terms of such inquiry or Acquisition Proposal.&#160; Each party shall use its reasonable best efforts to enforce any existing confidentiality or standstill agreements to which it or
            any of its Subsidiaries is a party in accordance with the terms thereof.&#160; As used in this Agreement, &#8220;</font><font style="font-family: 'Times New Roman';"><u>Acquisition Proposal</u></font>&#8221; shall mean<font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">, with respect to Pinnacle or Synovus, as applicable, other than the transactions contemplated by this Agreement, any offer, proposal or inquiry relating to, or any third-party indication of interest in, (i) any
            acquisition or purchase, direct or indirect, of twenty-five percent (25%) or more of the consolidated assets of a party and its Subsidiaries or twenty-five percent (25%) or more of any class of equity or voting securities of a party or its
            Subsidiaries whose assets, individually or in the aggregate, constitute twenty-five percent (25%) or more of the consolidated assets of the party, (ii) any tender offer (including a self-tender offer) or exchange offer that, if consummated,
            would result in such third party beneficially owning twenty-five percent (25%) or more of any class of equity or voting securities of a party or its Subsidiaries whose assets, individually or in the aggregate, constitute twenty-five percent
            (25%) or more of the consolidated assets of the party, or (iii) a merger, consolidation, share exchange, business combination, reorganization, recapitalization, liquidation, dissolution or other similar transaction involving a party or its
            Subsidiaries whose assets, individually or in the aggregate, constitute twenty-five percent (25%) or more of the consolidated assets of the party.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-70-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0);">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">Nothing contained in this Agreement shall prevent a party or its Board of Directors from complying with Rule 14d-9 and Rule 14e-2 under the Exchange Act with respect to an Acquisition Proposal; <font style="font-family: 'Times New Roman';"><u>provided</u></font>, that such rules will in no way eliminate or modify the effect that any action pursuant to such rules would otherwise have under this Agreement.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359424"></a><a name="z_Toc351893216"></a><a name="z_Toc352100439"></a><a name="z_Toc202319735"></a><a name="z_Toc202327978"></a><a name="z_Toc203903557"></a><a name="z_Toc204213155"></a><font style="font-family: 'Times New Roman';">8.15</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Public Announcements</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; Synovus and Pinnacle agree that the initial press release with respect to the execution and delivery of this Agreement shall be a release mutually agreed to by Synovus and Pinnacle.&#160; Thereafter,
            each of the parties agrees that no public release or announcement or statement concerning this Agreement or the transactions contemplated hereby shall be issued by any party without the prior written consent of, after reasonable notice, with
            respect to Newco, Synovus and Pinnacle and, with respect to Synovus or Pinnacle, the other party (which consent shall not be unreasonably withheld, conditioned or delayed), except (i) as required by applicable law or the rules or regulations of
            any applicable Governmental Entity or stock exchange to which the relevant party or Newco is subject, in which case the party required to make the release or announcement shall consult with the other party about, and allow the other party
            reasonable time to comment on, such release or announcement in advance of such issuance or (ii) for such releases, announcements or statements that are consistent with other such releases, announcement or statements made after the date of this
            Agreement in compliance with this <u>Section 8.15.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc152954563"></a><a name="z_Toc202319736"></a><a name="z_Toc202327979"></a><a name="z_Toc203903558"></a><a name="z_Toc204213156"></a><font style="font-family: 'Times New Roman';">8.16</font>&#160;&#160;&#160; &#160;&#160; <font style="font-family: 'Times New Roman';"><u>Change of Method.</u>&#160; Pinnacle and Synovus shall be empowered, upon their mutual agreement, at any time prior to the Effective Time, to change the method or
          structure of effecting the combination of Synovus and Newco, and/or of Pinnacle and Newco (including the provisions of <u>Article II</u>), if and to the extent they both deem such change to be necessary, appropriate or desirable; provided,
          however, that no such change shall (i) alter or change the Exchange Ratio or the number of shares of Newco Common Stock received by holders of Synovus Common Stock and Pinnacle Common Stock in exchange for each share of Synovus Common Stock and
          Pinnacle Common Stock, (ii) adversely affect the tax treatment of Pinnacle&#8217;s shareholders or Synovus&#8217;s shareholders pursuant to this Agreement, (iii) adversely affect the tax treatment of Pinnacle or Synovus pursuant to this Agreement or (iv)
          materially impede or delay the consummation of the transactions contemplated by this Agreement in a timely manner.&#160; Pinnacle and Synovus agree to reflect any such change in an appropriate amendment to this Agreement executed by the parties in
          accordance with <u>Section 11.1.</u></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347935663"></a><a name="z_Toc351893218"></a><a name="z_Toc352100441"></a><a name="z_Toc202319737"></a><a name="z_Toc202327980"></a><a name="z_Toc203903559"></a><a name="z_Toc204213157"></a><font style="font-family: 'Times New Roman';">8.17</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Restructuring Efforts</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; If either Synovus or Pinnacle shall have failed to obtain the Requisite Synovus Vote or the Requisite Pinnacle Vote at the duly convened Synovus Meeting or Pinnacle Meeting, as applicable, or
            any adjournment or postponement thereof, each of the parties shall in good faith use its reasonable best efforts to negotiate a restructuring of the transactions provided for herein (it being understood that neither party shall have any
            obligation to alter or change any material terms, including the amount or kind of the consideration to be issued to holders of the capital stock of Synovus or Pinnacle as provided for in this Agreement, in a manner adverse to such party or its
            shareholders) and/or resubmit this Agreement and the transactions contemplated hereby (or as restructured pursuant to this <u>Section 8.17</u>) to its respective shareholders for approval.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-71-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893219"></a><a name="z_Toc352100442"></a><a name="z_Toc202319738"></a><a name="z_Toc202327981"></a><a name="z_Toc203903560"></a><a name="z_Toc204213158"></a><font style="font-family: 'Times New Roman';">8.18</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Takeover Statutes</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; None of Synovus, Pinnacle, Newco or their respective Boards of Directors shall take, and neither Synovus nor Pinnacle shall cause Newco to take, any action that would cause any Takeover Statute to become applicable to this
            Agreement, the Merger, or any of the other transactions contemplated hereby, and each shall take all necessary steps to exempt (or ensure the continued exemption of) the Merger and the other transactions contemplated hereby from any applicable
            Takeover Statute now or hereafter in effect.&#160; If any Takeover Statute may become, or may purport to be, applicable to the transactions contemplated hereby, each party and the members of their respective Boards of Directors will grant such
            approvals and take such actions as are necessary so that the transactions contemplated by this Agreement may be consummated as promptly as practicable on the terms contemplated hereby and otherwise act to eliminate or minimize the effects of
            any Takeover Statute on any of the transactions contemplated by this Agreement, including, if necessary, challenging the validity or applicability of any such Takeover Statute.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref536198649"></a><a name="z_Toc202319739"></a><a name="z_Toc202327982"></a><a name="z_Toc203903561"></a><a name="z_Toc204213159"></a><a name="z_Toc351893220"></a><font style="font-family: 'Times New Roman';">8.19</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><u>Treatment of Synovus and Pinnacle Indebtedness.</u>&#160; Upon the Effective Time, the Surviving Entity shall assume the due and punctual
          performance and observance of the covenants to be performed by Synovus and Pinnacle under the indentures set forth on, with respect to Synovus, <u>Section 8.19</u> of the Synovus Disclosure Schedule and, with respect to Pinnacle, <u>Section
            8.19</u> of the Pinnacle Disclosure Schedule, and the due and punctual payment of the principal of (and premium, if any) and interest on, the notes governed thereby.&#160; In connection therewith, Pinnacle and Synovus shall cooperate and use
          reasonable best efforts to, and shall cause the Surviving Entity to, execute and deliver any supplemental indentures, officer&#8217;s certificates or other documents, and the parties hereto shall cooperate and use reasonable best efforts to provide any
          opinion of counsel to the trustee thereof, required to make such assumption effective as of the Effective Time.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref352098895"></a><a name="z_Toc352100444"></a><a name="z_Toc202319740"></a><a name="z_Toc202327983"></a><a name="z_Toc203903562"></a><a name="z_Toc204213160"></a><a name="z_Toc351893221"></a><font style="font-family: 'Times New Roman';">8.20</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><u>Exemption from Liability Under Section 16(b).</u>&#160; Synovus and Pinnacle agree that, in order to most
          effectively compensate and retain Synovus Insiders and Pinnacle Insiders, both prior to and after the Effective Time, it is desirable that Synovus Insiders and Pinnacle Insiders not be subject to a risk of liability under Section 16(b) of the
          Exchange Act to the fullest extent permitted by applicable law in connection with the conversion of shares of Synovus Common Stock, Synovus Preferred Stock, Synovus Equity Awards, Pinnacle Common Stock, Pinnacle Preferred Stock and Pinnacle
          Equity Awards into corresponding shares of Newco Common Stock, Newco Preferred Stock, Assumed Synovus RSU Awards and Assumed Pinnacle RSU Awards, as the case may be, in the Merger, and for that compensatory and retentive purpose agree to the
          provisions of this <u>Section 8.20</u>.&#160; Synovus and Pinnacle shall deliver to Newco in a reasonably timely fashion prior to the Effective Time accurate information regarding Synovus Insiders and Pinnacle Insiders, and the Board of Directors of
          Newco, or a committee of non-employee directors thereof (as such term is defined for purposes of Rule 16b-3(d) under the Exchange Act), shall reasonably promptly thereafter, and in any event prior to the Effective Time, take all such steps as may
          be required to cause the receipt by the Synovus Insiders and Pinnacle Insiders of Newco Common Stock in exchange for shares of Synovus Common Stock and Pinnacle Common Stock, Newco Preferred Stock in exchange for shares of Synovus Preferred Stock
          and Pinnacle Preferred Stock, and Assumed Synovus RSU Awards and Assumed Pinnacle RSU Awards upon conversion of Synovus Equity Awards and Pinnacle Equity Awards, in each case pursuant to the transactions contemplated by this Agreement, to be
          exempt from liability pursuant to Section 16b-3 of the Exchange Act to the fullest extent permitted by applicable law.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-72-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Toc351893222"></a><a name="z_Toc352100445"></a><a name="z_Toc352100687"></a><a name="z_Toc352100805"></a><a name="z_Toc352163102"></a><a name="z_Toc352171191"></a><a name="z_Toc352618061"></a><a name="z_Toc352715325"></a><a name="z_Toc352715445"></a><a name="z_Toc352715808"></a><a name="z_Toc352719856"></a><a name="z_Toc352757164"></a><a name="z_Toc352834719"></a><a name="z_Toc524645728"></a><a name="z_Toc524728156"></a><a name="z_Toc524973792"></a><a name="z_Toc524973913"></a><a name="z_Toc525206904"></a><a name="z_Toc525406484"></a><a name="z_Toc536205240"></a><a name="z_Toc536294306"></a><a name="z_Toc536380759"></a><a name="z_Toc536380968"></a><a name="z_Toc536546271"></a><a name="z_Toc536636469"></a><a name="z_Toc536637909"></a><a name="z_Toc536717257"></a><a name="z_Toc536722697"></a><a name="z_Toc536833864"></a><a name="z_Toc536833987"></a><a name="z_Toc46216"></a><a name="z_Toc48091"></a><a name="z_Toc190476"></a><a name="z_Toc195192"></a><a name="z_Toc200049067"></a><a name="z_Toc200049441"></a><a name="z_Toc200352060"></a><a name="z_Toc200354228"></a><a name="z_Toc200397326"></a><a name="z_Toc200401926"></a><a name="z_Toc200403082"></a><a name="z_Toc200403217"></a><a name="z_Toc202312470"></a><a name="z_Toc202319741"></a>ARTICLE IX</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Ref347357894"></a><a name="z_Toc202327984"></a><a name="z_Toc203903563"></a><a name="z_Toc204213161"></a>CONDITIONS PRECEDENT</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; font-size: 10pt; text-indent: 72pt;"><a name="z_Toc351893223"></a><a name="z_Toc352100446"></a><a name="z_Ref525249266"></a><a name="z_Ref525249470"></a><a name="z_Ref200211663"></a><a name="z_Toc202319742"></a><a name="z_Toc202327985"></a><a name="z_Ref203176948"></a><a name="z_Toc203903564"></a><a name="z_Toc204213162"></a><font style="font-family: 'Times New Roman';">9.1</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Conditions to Each Party&#8217;s Obligation to Effect the Merger</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; The respective obligations of the parties to effect the
            Merger shall be subject to the satisfaction at or prior to the Effective Time of the following conditions:</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Shareholder Approvals</u></font>.&#160; This Agreement shall have been approved by the shareholders of Pinnacle by the Requisite Pinnacle Vote and by the shareholders of Synovus by the Requisite Synovus Vote.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>NYSE Listing</u></font>.&#160; The shares of Newco Common Stock and Newco Preferred Stock (or, in the case of the Newco Series C Preferred Stock, depositary shares in respect thereof) that shall be issuable pursuant to this Agreement
            shall have been authorized for listing on the NYSE, subject to official notice of issuance.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref200352441"></a><font style="font-family: 'Times New Roman';">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Regulatory Approvals</u></font>.&#160; (2) All Requisite Regulatory Approvals shall have been obtained and shall remain in full force and effect and all statutory waiting periods in respect thereof shall have expired or been terminated
          and (3) no such Requisite Regulatory Approval shall have resulted in the imposition of any Materially Burdensome Regulatory Condition.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>S-4</u></font>.&#160; The S-4 shall have become effective under the Securities Act and no stop order suspending the effectiveness of the S-4 shall have been issued, and no proceedings for such purpose shall have been initiated or
            threatened by the SEC and not withdrawn.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref200447793"></a><font style="font-family: 'Times New Roman';">(e)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>No Injunctions or Restraints; Illegality</u></font>.&#160; No order, injunction or decree issued by any court or Governmental Entity of competent jurisdiction or other legal restraint or prohibition preventing the consummation of the
          Merger, the Bank Merger or any of the other transactions contemplated by this Agreement shall be in effect.&#160; No law, statute, rule, regulation, order, injunction or decree shall have been enacted, entered, promulgated or enforced by any
          Governmental Entity which prohibits or makes illegal consummation of the Merger, the Bank Merger or any of the other transactions contemplated by this Agreement.</font></div>
      <div style="font-size: 10pt; text-align: justify;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359260"></a><a name="z_Ref347359605"></a><a name="z_Toc351893224"></a><a name="z_Toc352100447"></a><a name="z_Ref525249480"></a><a name="z_Toc202319743"></a><a name="z_Toc202327986"></a><a name="z_Ref203176951"></a><a name="z_Toc203903565"></a><a name="z_Toc204213163"></a><font style="font-family: 'Times New Roman';">9.2</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Conditions to Obligations of Pinnacle</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; The obligation of Pinnacle to effect the Merger is also subject to the
            satisfaction, or waiver by Pinnacle, at or prior to the Effective Time, of the following conditions:</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-73-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Representations and Warranties</u></font>.&#160; The representations and warranties of Synovus set forth in <font style="font-family: 'Times New Roman';"><u>Section 5.2(a)</u></font> and <font style="font-family: 'Times New Roman';"><u>Section



                5.8(a)</u></font> (in each case after giving effect to the lead-in to <font style="font-family: 'Times New Roman';"><u>Article V</u></font>) shall be true and correct (other than, in the case of <font style="font-family: 'Times New Roman';"><u>Section 5.2(a)</u></font>, such failures to be true and correct as are <font style="font-family: 'Times New Roman'; font-style: italic;">de minimis</font>) in each case as of the date of this Agreement and as of the Closing Date
            as though made on and as of the Closing Date (except to the extent such representations and warranties speak as of an earlier date, in which case as of such earlier date), and the representations and warranties of Synovus set forth in <font style="font-family: 'Times New Roman';"><u>Section 5.1(a)</u></font>, <font style="font-family: 'Times New Roman';"><u>Section 5.1(b)</u></font> (but only with respect to Synovus Bank), <font style="font-family: 'Times New Roman';"><u>Section



                5.2(c)</u></font> (but only with respect to Synovus Bank), <font style="font-family: 'Times New Roman';"><u>Section 5.3(a)</u></font> and <font style="font-family: 'Times New Roman';"><u>Section 5.7</u></font> (read without giving effect
            to any qualification as to materiality or Material Adverse Effect set forth in such representations or warranties but, in each case, after giving effect to the lead-in to <font style="font-family: 'Times New Roman';"><u>Article V</u></font>)
            shall be true and correct in all material respects as of the date of this Agreement and as of the Closing Date as though made on and as of the Closing Date (except to the extent such representations and warranties speak as of an earlier date,
            in which case as of such earlier date).&#160; All other representations and warranties of Synovus set forth in this Agreement (read without giving effect to any qualification as to materiality or Material Adverse Effect set forth in such
            representations or warranties but, in each case, after giving effect to the lead-in to <font style="font-family: 'Times New Roman';"><u>Article V</u></font>) shall be true and correct in all respects as of the date of this Agreement and as of
            the Closing Date as though made on and as of the Closing Date (except to the extent such representations and warranties speak as of an earlier date, in which case as of such earlier date); <font style="font-family: 'Times New Roman';"><u>provided</u></font>,
            <font style="font-family: 'Times New Roman';"><u>however</u></font>, that for purposes of this sentence, such representations and warranties shall be deemed to be true and correct unless the failure or failures of such representations and
            warranties to be so true and correct, either individually or in the aggregate, and without giving effect to any qualification as to materiality or Material Adverse Effect set forth in such representations or warranties, has had or would
            reasonably be expected to have a Material Adverse Effect on Synovus or the Surviving Entity.&#160; Pinnacle shall have received a certificate dated as of the Closing Date and signed on behalf of Synovus by the Chief Executive Officer or the Chief
            Financial Officer of Synovus to the foregoing effect.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref200398944"></a><font style="font-family: 'Times New Roman';">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Performance of Obligations of Synovus</u></font>.&#160; Synovus shall have performed in all material respects the obligations, covenants and agreements required to be performed by it under this Agreement at or prior to the Closing Date,
          including, the covenant to take all actions necessary to adopt the Newco Bylaws and to effect the requirements referenced therein that are to be effected as of the Effective Time, and Pinnacle shall have received a certificate dated as of the
          Closing Date and signed on behalf of Synovus by the Chief Executive Officer or the Chief Financial Officer of Synovus to such effect.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref200399058"></a><font style="font-family: 'Times New Roman';">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Federal Tax Opinion</u></font>.&#160; Pinnacle shall have received the written opinion of Sullivan &amp; Cromwell LLP, in form and substance reasonably satisfactory to Pinnacle, dated as of the Closing Date, to the effect that, on the
          basis of facts, representations and assumptions set forth or referred to in such opinion, the Pinnacle Merger will qualify as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code (the &#8220;<font style="font-family: 'Times New Roman';"><u>Pinnacle



              Tax Opinion</u></font>&#8221;).&#160; In rendering such opinion, counsel may require and rely upon representations contained in certificates of officers of Newco, Pinnacle and Synovus, reasonably satisfactory in form and substance to such counsel.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc203769952"></a><a name="z_Toc203811844"></a><a name="z_Toc203847630"></a><a name="z_Toc203848427"></a><a name="z_Toc203903566"></a><a name="z_Ref347359272"></a><a name="z_Ref347359633"></a><a name="z_Toc351893225"></a><a name="z_Toc352100448"></a><a name="z_Ref525249275"></a><a name="z_Toc202319744"></a><a name="z_Toc202327987"></a><a name="z_Ref203177516"></a><a name="z_Toc203903567"></a><a name="z_Toc204213164"></a><font style="font-family: 'Times New Roman';">9.3</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Conditions to Obligations of Synovus</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; The obligation of Synovus to effect the Merger is also subject to the satisfaction, or waiver by Synovus, at or prior to the Effective Time of the following conditions:</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-74-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160; &#160; &#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Representations and Warranties</u></font>.&#160; The representations and warranties of Pinnacle set forth in <font style="font-family: 'Times New Roman';"><u>Section 6.2(a)</u></font> and <font style="font-family: 'Times New Roman';"><u>Section



                6.8(a)</u></font> (in each case, after giving effect to the lead-in to <font style="font-family: 'Times New Roman';"><u>Article VI</u></font>) shall be true and correct (other than, in the case of <font style="font-family: 'Times New Roman';"><u>Section 6.2(a)</u></font>, such failures to be true and correct as are <font style="font-family: 'Times New Roman'; font-style: italic;">de minimis</font>) in each case as of the date of this Agreement and as of the Closing Date
            as though made on and as of the Closing Date (except to the extent such representations and warranties speak as of an earlier date, in which case as of such earlier date), and the representations and warranties of Pinnacle set forth in <font style="font-family: 'Times New Roman';"><u>Section 6.1(a)</u></font>, <font style="font-family: 'Times New Roman';"><u>Section 6.1(b)</u></font> (but only with respect to Pinnacle Bank), <font style="font-family: 'Times New Roman';"><u>Section



                6.2(b)</u></font> (but only with respect to Pinnacle Bank), <font style="font-family: 'Times New Roman';"><u>Section 6.3(a)</u></font> and <font style="font-family: 'Times New Roman';"><u>Section 6.7</u></font> (read without giving effect
            to any qualification as to materiality or Material Adverse Effect set forth in such representations or warranties but, in each case, after giving effect to the lead-in to <font style="font-family: 'Times New Roman';"><u>Article VI</u></font>)
            shall be true and correct in all material respects as of the date of this Agreement and as of the Closing Date as though made on and as of the Closing Date (except to the extent such representations and warranties speak as of an earlier date,
            in which case as of such earlier date).&#160; All other representations and warranties of Pinnacle set forth in this Agreement (read without giving effect to any qualification as to materiality or Material Adverse Effect set forth in such
            representations or warranties but, in each case, after giving effect to the lead-in to <font style="font-family: 'Times New Roman';"><u>Article VI</u></font>) shall be true and correct in all respects as of the date of this Agreement and as of
            the Closing Date as though made on and as of the Closing Date (except to the extent such representations and warranties speak as of an earlier date, in which case as of such earlier date), <font style="font-family: 'Times New Roman';"><u>provided</u></font>,
            <font style="font-family: 'Times New Roman';"><u>however</u></font>, that for purposes of this sentence, such representations and warranties shall be deemed to be true and correct unless the failure or failures of such representations and
            warranties to be so true and correct, either individually or in the aggregate, and without giving effect to any qualification as to materiality or Material Adverse Effect set forth in such representations or warranties, has had or would
            reasonably be expected to have a Material Adverse Effect on Pinnacle or the Surviving Entity.&#160; Synovus shall have received a certificate dated as of the Closing Date and signed on behalf of Pinnacle by the Chief Executive Officer or the Chief
            Financial Officer of Pinnacle to the foregoing effect.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Performance of Obligations of Pinnacle</u></font>.&#160; Pinnacle shall have performed in all material respects the obligations, covenants and agreements required to be performed by it under this Agreement at or prior to the Closing
            Date, including, the covenant to take all actions necessary to adopt the Newco Bylaws and to effect the requirements referenced therein that are to be effected as of the Effective Time, and Synovus shall have received a certificate dated as of
            the Closing Date and signed on behalf of Pinnacle by the Chief Executive Officer or the Chief Financial Officer of Pinnacle to such effect.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';"><u>Federal Tax Opinion</u></font>.&#160; Synovus shall have received the written opinion of Wachtell, Lipton, Rosen &amp; Katz, in form and substance reasonably satisfactory to Synovus, dated as of the Closing Date, to the effect that, on
            the basis of facts, representations and assumptions set forth or referred to in such opinion, the Synovus Merger will qualify as a &#8220;reorganization&#8221; within the meaning of Section 368(a) of the Code (the &#8220;<font style="font-family: 'Times New Roman';"><u>Synovus Tax Opinion</u></font>&#8221;).&#160; In rendering such opinion, counsel may require and rely upon representations contained in certificates of officers of Newco, Pinnacle and Synovus, reasonably satisfactory in form and substance to
            such counsel.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Toc203769954"></a><a name="z_Toc203811846"></a><a name="z_Toc203847632"></a><a name="z_Toc203848429"></a><a name="z_Toc203903568"></a><a name="z_Toc351893226"></a><a name="z_Toc352100449"></a><a name="z_Toc352100691"></a><a name="z_Toc352100809"></a><a name="z_Toc352163106"></a><a name="z_Toc352171195"></a><a name="z_Toc352618065"></a><a name="z_Toc352715329"></a><a name="z_Toc352715449"></a><a name="z_Toc352715812"></a><a name="z_Toc352719860"></a><a name="z_Toc352757168"></a><a name="z_Toc352834723"></a><a name="z_Toc524645732"></a><a name="z_Toc524728160"></a><a name="z_Toc524973796"></a><a name="z_Toc524973917"></a><a name="z_Toc525206908"></a><a name="z_Toc525406488"></a><a name="z_Toc536205244"></a><a name="z_Toc536294310"></a><a name="z_Toc536380763"></a><a name="z_Toc536380972"></a><a name="z_Toc536546275"></a><a name="z_Toc536636473"></a><a name="z_Toc536637913"></a><a name="z_Toc536717261"></a><a name="z_Toc536722701"></a><a name="z_Toc536833868"></a><a name="z_Toc536833991"></a><a name="z_Toc46220"></a><a name="z_Toc48095"></a><a name="z_Toc190480"></a><a name="z_Toc195196"></a><a name="z_Toc200049071"></a><a name="z_Toc200049445"></a><a name="z_Toc200352064"></a><a name="z_Toc200354232"></a><a name="z_Toc200397330"></a><a name="z_Toc200401930"></a><a name="z_Toc200403086"></a><a name="z_Toc200403221"></a><a name="z_Toc202312474"></a><a name="z_Toc202319745"></a>ARTICLE X</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Toc202327988"></a><a name="z_Toc203903569"></a><a name="z_Toc204213165"></a>TERMINATION AND AMENDMENT</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359303"></a><a name="z_Ref347359777"></a><a name="z_Toc351893227"></a><a name="z_Toc352100450"></a><a name="z_Toc202319746"></a><a name="z_Toc202327989"></a><a name="z_Toc203903570"></a><a name="z_Toc204213166"></a><font style="font-family: 'Times New Roman';">10.1</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Termination</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; This Agreement may be terminated at any time prior to the Effective Time, whether before or after receipt of the Requisite Synovus Vote or the Requisite Pinnacle Vote:</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">by mutual written consent of Pinnacle
            and Synovus;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-75-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160; &#160; &#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">by either Pinnacle or Synovus if any
            Governmental Entity that must grant a Requisite Regulatory Approval has denied approval of the Merger or the Bank Merger and such denial has become final and nonappealable or any Governmental Entity of competent jurisdiction shall have issued a
            final and nonappealable order, injunction, decree or other legal restraint or prohibition permanently enjoining or otherwise prohibiting or making illegal the consummation of the Merger or the Bank Merger, unless the failure to obtain a
            Requisite Regulatory Approval shall be due to the failure of the party seeking to terminate this Agreement to perform or observe the obligations, covenants and agreements of such party set forth herein;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref200352352"></a><font style="font-family: 'Times New Roman';">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">by either Pinnacle or Synovus if the
          Merger shall not have been consummated on or before July 24, 2026 (as it may be extended pursuant to this <font style="font-family: 'Times New Roman';"><u>Section 10.1(c)</u></font>, the &#8220;<font style="font-family: 'Times New Roman';"><u>Termination



              Date</u></font>&#8221;), unless the failure of the Closing to occur by such date shall be due to the failure of the party seeking to terminate this Agreement to perform or observe the obligations, covenants and agreements of such party set forth
          herein; <font style="font-family: 'Times New Roman';"><u>provided</u></font>, that (i) if on such date, any of the conditions to the Closing set forth in (A) <font style="font-family: 'Times New Roman';"><u>Section 9.1(c)</u></font> or (B) <font style="font-family: 'Times New Roman';"><u>Section 9.1(e)</u></font> (to the extent related to a Requisite Regulatory Approval), shall not have been satisfied or waived on or prior to such date, but all other conditions set forth in <font style="font-family: 'Times New Roman';"><u>Article IX</u></font> shall have been satisfied or waived (or in the case of conditions that by their nature can only be satisfied at the Closing, shall then be capable of being satisfied if the
          Closing were to take place on such date), then the Termination Date shall be automatically extended to October 24, 2026, and such date shall become the Termination Date for purposes of this Agreement; and (ii) if all the conditions set forth in <font style="font-family: 'Times New Roman';"><u>Article IX</u></font> are satisfied (or in the case of conditions that by their nature can only be satisfied at the Closing, shall then be capable of being satisfied if the Closing were to take place
          on such date) on a date that occurs on or prior to the Termination Date but the Closing would thereafter occur in accordance with <font style="font-family: 'Times New Roman';"><u>Section 2.3</u></font> on a date (the &#8220;<font style="font-family: 'Times New Roman';"><u>Specified Date</u></font>&#8221;) after the Termination Date, then the Termination Date shall automatically be extended to such Specified Date and the Specified Date shall become the Termination Date for all purposes of this
          Agreement;</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359866"></a><font style="font-family: 'Times New Roman';">(d)</font>&#160;&#160; &#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">by either Pinnacle or Synovus (<font style="font-family: 'Times New Roman';"><u>provided</u></font>, that the terminating party is not then in material breach of any representation, warranty, obligation, covenant or other agreement contained herein) if there shall have been a
          breach of any of the obligations, covenants or agreements or any of the representations or warranties (or any such representation or warranty shall cease to be true) set forth in this Agreement on the part of Synovus, in the case of a termination
          by Pinnacle, or Pinnacle, in the case of a termination by Synovus, which breach or failure to be true, either individually or in the aggregate with all other breaches by such party (or failures of such representations or warranties to be true),
          would constitute, if occurring or continuing on the Closing Date, the failure of a condition set forth in <font style="font-family: 'Times New Roman';"><u>Section 9.2</u></font>, in the case of a termination by Pinnacle, or <font style="font-family: 'Times New Roman';"><u>Section 9.3</u></font>, in the case of a termination by Synovus, and which is not cured within forty-five (45) days following written notice to Synovus, in the case of a termination by Pinnacle, or
          Pinnacle, in the case of a termination by Synovus, or by its nature or timing cannot be cured during such period (or such fewer days as remain prior to the Termination Date);</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359964"></a><a name="z_Ref352102747"></a><font style="font-family: 'Times New Roman';">(e)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">by
          Synovus, if (i) Pinnacle or the Board of Directors of Pinnacle shall have made a Recommendation Change or (ii) Pinnacle or the Board of Directors of Pinnacle shall have breached its obligations under <font style="font-family: 'Times New Roman';"><u>Section



              8.4</u></font> or <font style="font-family: 'Times New Roman';"><u>8.14</u></font> in any material respect; or</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-76-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref349207759"></a><a name="z_Ref352102701"></a><a name="z_Ref347359896"></a><font style="font-family: 'Times New Roman';">(f)</font>&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';">by Pinnacle, if (i) Synovus or the Board of Directors of Synovus shall have made a Recommendation Change or (ii) Synovus or the Board of Directors of Synovus shall have breached its obligations under <font style="font-family: 'Times New Roman';"><u>Section 8.4</u></font> or <font style="font-family: 'Times New Roman';"><u>8.14</u></font> in any material respect.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc347943957"></a><a name="z_Toc347947779"></a><a name="z_Toc347947900"></a><a name="z_Toc347948019"></a><a name="z_Ref347359817"></a><a name="z_Ref347359980"></a><a name="z_Ref347360037"></a><a name="z_Toc351893228"></a><a name="z_Toc352100451"></a><a name="z_Toc202319747"></a><a name="z_Toc202327990"></a><a name="z_Toc203903571"></a><a name="z_Toc204213167"></a><font style="font-family: 'Times New Roman';">10.2</font>&#160;&#160;&#160;&#160;



        &#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Effect of Termination</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">In the event of termination of this
            Agreement by either Pinnacle or Synovus as provided in <font style="font-family: 'Times New Roman';"><u>Section 10.1</u></font>, this Agreement shall forthwith become void and have no effect, and none of Pinnacle, Synovus, any of their
            respective Subsidiaries or any of the officers or directors of any of them shall have any liability of any nature whatsoever hereunder, or in connection with the transactions contemplated hereby, except that (i) <font style="font-family: 'Times New Roman';"><u>Section 8.3(b)</u></font> (Access to Information; Confidentiality), <font style="font-family: 'Times New Roman';"><u>Section 8.15</u></font> (Public Announcements), this <font style="font-family: 'Times New Roman';"><u>Section



                10.2</u></font> and <font style="font-family: 'Times New Roman';"><u>Article XI</u></font> shall survive any termination of this Agreement, and (ii) notwithstanding anything to the contrary contained in this Agreement, neither Pinnacle nor
            Synovus shall be relieved or released from any liabilities or damages arising out of its willful and material breach of any provision of this Agreement.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref200447935"></a><a name="z_Ref347359993"></a><font style="font-family: 'Times New Roman';">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';">(i)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;In the event that after the date of this Agreement and prior to the termination of this Agreement, a <font style="font-family: 'Times New Roman'; font-style: italic;">bona fide </font>Acquisition



          Proposal shall have been communicated to or otherwise made known to the Board of Directors or senior management of Synovus or shall have been made directly to the shareholders of Synovus or any person shall have publicly announced (and not
          withdrawn at least two (2) business days prior to the Synovus Meeting) an Acquisition Proposal, in each case with respect to Synovus and (A) (x) thereafter this Agreement is terminated by either Pinnacle or Synovus pursuant to <font style="font-family: 'Times New Roman';"><u>Section 10.1(c)</u></font> without the Requisite Synovus Vote having been obtained (and all other conditions set forth in <font style="font-family: 'Times New Roman';"><u>Section 9.1</u></font> and <font style="font-family: 'Times New Roman';"><u>Section 9.3</u></font> were satisfied or were capable of being satisfied prior to such termination) or (y) thereafter this Agreement is terminated by Pinnacle pursuant to <font style="font-family: 'Times New Roman';"><u>Section 10.1(d)</u></font> as a result of a willful breach, and (B) prior to the date that is twelve (12) months after the date of such termination, Synovus enters into a definitive agreement or consummates a transaction
          with respect to an Acquisition Proposal (whether or not the same Acquisition Proposal as that referred to above), then Synovus shall, on the earlier of the date it enters into such definitive agreement and the date of consummation of such
          transaction, pay Pinnacle, by wire transfer of same-day funds, a fee equal to $425,000,000 (the &#8220;<font style="font-family: 'Times New Roman';"><u>Termination Fee</u></font>&#8221;); <font style="font-family: 'Times New Roman';"><u>provided</u></font>
          that for purposes of this <font style="font-family: 'Times New Roman';"><u>Section 10.2(b)(i)</u></font>, all references in the definition of Acquisition Proposal to &#8220;twenty-five percent (25%)&#8221; shall instead refer to &#8220;fifty percent (50%).&#8221;</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt; font-size: 10pt;"><a name="z_Ref200447950"></a><font style="font-family: 'Times New Roman';">(ii)</font>&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-family: 'Times New Roman';">In the event that
          this Agreement is terminated by Pinnacle pursuant to <font style="font-family: 'Times New Roman';"><u>Section 10.1(f)</u></font>, then Synovus shall pay Pinnacle, by wire transfer of same-day funds, the Termination Fee within two (2) business
          days of the date of termination.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-77-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman';">(i)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;In the event that after the date of this Agreement and prior to the termination of this Agreement, a <font style="font-family: 'Times New Roman'; font-style: italic;">bona fide </font>Acquisition Proposal shall
            have been communicated to or otherwise made known to the Board of Directors or senior management of Pinnacle or shall have been made directly to the shareholders of Pinnacle or any person shall have publicly announced (and not withdrawn at
            least two (2) business days prior to the Pinnacle Meeting) an Acquisition Proposal, in each case with respect to Pinnacle and (A) (x) thereafter this Agreement is terminated by either Pinnacle or Synovus pursuant to <font style="font-family: 'Times New Roman';"><u>Section 10.1(c)</u></font> without the Requisite Pinnacle Vote having been obtained (and all other conditions set forth in <font style="font-family: 'Times New Roman';"><u>Section 9.1</u></font> and <font style="font-family: 'Times New Roman';"><u>Section 9.2</u></font> were satisfied or were capable of being satisfied prior to such termination) or (y) thereafter this Agreement is terminated by Synovus pursuant to <font style="font-family: 'Times New Roman';"><u>Section 10.1(d)</u></font> as a result of a willful breach and (B) prior to the date that is twelve (12) months after the date of such termination, Pinnacle enters into a definitive agreement or consummates a
            transaction with respect to an Acquisition Proposal (whether or not the same Acquisition Proposal as that referred to above), then Pinnacle shall, on the earlier of the date it enters into such definitive agreement and the date of consummation
            of such transaction, pay Synovus the Termination Fee by wire transfer of same-day funds; <font style="font-family: 'Times New Roman';"><u>provided</u></font>, that for purposes of this <font style="font-family: 'Times New Roman';"><u>Section
                10.2(c)(i)</u></font>, all references in the definition of Acquisition Proposal to &#8220;twenty-five percent (25%)&#8221; shall instead refer to &#8220;fifty percent (50%).&#8221;</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt; font-size: 10pt;"><a name="z_Ref200400503"></a><font style="font-family: 'Times New Roman';">(ii)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">In the event that
          this Agreement is terminated by Synovus pursuant to <font style="font-family: 'Times New Roman';"><u>Section 10.1(e)</u></font>, then Pinnacle shall pay Synovus, by wire transfer of same-day funds, the Termination Fee within two (2) business
          days of the date of termination.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref200401253"></a><font style="font-family: 'Times New Roman';">(d)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">Notwithstanding anything to the
          contrary herein, but without limiting the right of any party to recover liabilities or damages to the extent permitted herein, in no event shall either party be required to pay the Termination Fee more than once.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(e)</font><font style="font-size: 10pt;">&#160;&#160;&#160; &#160; &#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Each of Pinnacle and Synovus
            acknowledges that the agreements contained in this <font style="font-family: 'Times New Roman';"><u>Section 10.2</u></font> are an integral part of the transactions contemplated by this Agreement, and that, without these agreements, the other
            party would not enter into this Agreement; accordingly, if Pinnacle or Synovus, as the case may be, fails promptly to pay the amount due pursuant to this <font style="font-family: 'Times New Roman';"><u>Section 10.2</u></font>, and, in order
            to obtain such payment, the other party commences a suit which results in a judgment against the non-paying party for the Termination Fee or any portion thereof, such non-paying party shall pay the costs and expenses of the other party
            (including attorneys&#8217; fees and expenses) in connection with such suit.&#160; In addition, if Pinnacle or Synovus, as the case may be, fails to pay the amounts payable pursuant to this <font style="font-family: 'Times New Roman';"><u>Section 10.2</u></font>,
            then such party shall pay interest on such overdue amounts at a rate per annum equal to the &#8220;prime rate&#8221; published in the <font style="font-family: 'Times New Roman'; font-style: italic;">Wall Street Journal</font> on the date on which such
            payment was required to be made for the period commencing as of the date that such overdue amount was originally required to be paid and ending on the date that such overdue amount is actually paid in full.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Toc351893231"></a><a name="z_Toc352100454"></a><a name="z_Toc352100696"></a><a name="z_Toc352100814"></a><a name="z_Toc352163111"></a><a name="z_Toc352171200"></a><a name="z_Toc352618070"></a><a name="z_Toc352715334"></a><a name="z_Toc352715454"></a><a name="z_Toc352715817"></a><a name="z_Toc352719865"></a><a name="z_Toc352757173"></a><a name="z_Toc352834728"></a><a name="z_Toc524645735"></a><a name="z_Toc524728163"></a><a name="z_Toc524973799"></a><a name="z_Toc524973920"></a><a name="z_Toc525206911"></a><a name="z_Toc525406491"></a><a name="z_Toc536205247"></a><a name="z_Toc536294313"></a><a name="z_Toc536380766"></a><a name="z_Toc536380975"></a><a name="z_Toc536546278"></a><a name="z_Toc536636476"></a><a name="z_Toc536637916"></a><a name="z_Toc536717264"></a><a name="z_Toc536722704"></a><a name="z_Toc536833871"></a><a name="z_Toc536833994"></a><a name="z_Toc46223"></a><a name="z_Toc48098"></a><a name="z_Toc190483"></a><a name="z_Toc195199"></a><a name="z_Toc200049074"></a><a name="z_Toc200049448"></a><a name="z_Toc200352067"></a><a name="z_Toc200354235"></a><a name="z_Toc200397333"></a><a name="z_Toc200401933"></a><a name="z_Toc200403089"></a><a name="z_Toc200403224"></a><a name="z_Toc202312477"></a><a name="z_Toc202319748"></a>ARTICLE XI</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><a name="z_Ref347357963"></a><a name="z_Toc202327991"></a><a name="z_Toc203903572"></a><a name="z_Toc204213168"></a>GENERAL PROVISIONS</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc524645736"></a><a name="z_Toc524645737"></a><a name="z_Ref524645754"></a><a name="z_Ref200202196"></a><a name="z_Toc202319749"></a><a name="z_Toc202327992"></a><a name="z_Toc203903573"></a><a name="z_Toc204213169"></a><font style="font-family: 'Times New Roman';">11.1</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Amendment</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; Subject to compliance with applicable law, this Agreement may be amended by the parties hereto at any time before or after the receipt of the Requisite Pinnacle Vote or the Requisite Synovus
            Vote; <u>provided</u>, <u>however</u>, that after the receipt of the Requisite Pinnacle Vote or the Requisite Synovus Vote, there may not be, without further approval of the shareholders of Pinnacle or Synovus, as applicable, any amendment of
            this Agreement that requires such further approval under applicable law.&#160; This Agreement may not be amended, modified or supplemented in any manner, whether by course of conduct or otherwise, except by an instrument in writing, signed on behalf
            of each of the parties hereto.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-78-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc202319750"></a><a name="z_Toc202327993"></a><a name="z_Toc203903574"></a><a name="z_Toc204213170"></a><font style="font-family: 'Times New Roman';">11.2</font>&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Extension; Waiver</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; At any time prior to the Effective Time, each of the
            parties hereto may, to the extent legally allowed, xv) extend the time for the performance of any of the obligations or other acts of the other party hereto, xvi) waive any inaccuracies in the representations and warranties of the other party
            contained herein or in any document delivered by such other party pursuant hereto, and xvii) waive compliance with any of the agreements or satisfaction of any conditions for its benefit contained herein; <u>provided</u>, <u>however</u>, that
            after the receipt of the Requisite Pinnacle Vote or the Requisite Synovus Vote, there may not be, without further approval of the shareholders of Pinnacle or Synovus, as applicable, any extension or waiver of this Agreement or any portion
            thereof that requires such further approval under applicable law.&#160; Any agreement on the part of a party hereto to any such extension or waiver shall be valid only if set forth in a written instrument signed on behalf of such party, but such
            extension or waiver or failure to insist on strict compliance with an obligation, covenant, agreement or condition shall not operate as a waiver of, or estoppel with respect to, any subsequent or other failure.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893233"></a><a name="z_Toc352100456"></a><a name="z_Toc202319751"></a><a name="z_Toc202327994"></a><a name="z_Toc203903575"></a><a name="z_Toc204213171"></a><font style="font-family: 'Times New Roman';">11.3</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Nonsurvival of Representations, Warranties and Agreements</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; None of the representations, warranties, obligations, covenants and agreements in this Agreement (or in any certificate delivered pursuant to this Agreement) shall survive the Effective Time,
            except for <u>Section 8.8</u> and for those other obligations, covenants and agreements contained herein which by their terms apply in whole or in part after the Effective Time.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893234"></a><a name="z_Toc352100457"></a><a name="z_Toc202319752"></a><a name="z_Toc202327995"></a><a name="z_Toc203903576"></a><a name="z_Toc204213172"></a><font style="font-family: 'Times New Roman';">11.4</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Expenses</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160;
            Except as otherwise expressly provided in this Agreement, all costs and expenses incurred in connection with this Agreement and the transactions contemplated hereby shall be paid by the party incurring such expense; <u>provided</u>, <u>however</u>,
            that the costs and expenses of printing and mailing the Joint Proxy Statement and all filing and other fees paid to Governmental Entities in connection with the Merger and the other transactions contemplated hereby shall be borne equally by
            Pinnacle and Synovus.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347360158"></a><a name="z_Ref347360161"></a><a name="z_Toc351893235"></a><a name="z_Toc352100458"></a><a name="z_Toc202319753"></a><a name="z_Toc202327996"></a><a name="z_Toc203903577"></a><a name="z_Toc204213173"></a><font style="font-family: 'Times New Roman';">11.5</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Notices</u></font><font style="font-family: 'Times New Roman';"><u>.&#160;</u> All notices and other communications hereunder shall be in writing and shall be deemed given (a) on the date of delivery if delivered personally, or if by e-mail transmission (with confirmation
            of receipt requested), (b) on the earlier of confirmed receipt or the fifth (5th) business day following the date of mailing if mailed by registered or certified mail (return receipt requested) or (c) on the first (1st) business day following
            the date of dispatch if delivered using a next-day service by a recognized next-day courier (with confirmation) to the parties at the following addresses (or at such other address for a party as shall be specified by like notice):</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">if to Pinnacle, to:</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Pinnacle Financial Partners, Inc.</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">21 Platform Way South</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Nashville, TN 37203</div>
      <div style="text-align: left; margin-left: 108pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0);">Attention:</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">Harold R. Carpenter, Jr.</font></font></div>
      <div style="text-align: left; margin-left: 108pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0);">E-mail:</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">[***]</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-79-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">With a copy (which shall not constitute notice) to:</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Sullivan &amp; Cromwell LLP</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">125 Broad Street</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">New York, New York 10004</div>
      <div style="text-align: left; margin-left: 108pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0);">Attention:</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">H. Rodgin Cohen</font></font></div>
      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 162pt;">&#160;Mitchell S. Eitel</div>
      <div style="text-align: left; margin-left: 108pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0);">Facsimile:</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">[***]</font></font></div>
      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 162pt;"><font style="font-size: 10pt;"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">&#160;[***]</font></font></div>
      <div style="text-align: left; margin-left: 108pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0);">Email:</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">cohenhr@sullcrom.com<br>
          </font></font></div>
      <div style="margin-top: 0px; margin-bottom: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; margin-left: 162pt;">&#160;eitelm@sullcrom.com</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;">and</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman';">if to Synovus, to:</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Synovus</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">33 West 14th Street</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Columbus, GA 31901</div>
      <div style="text-align: left; margin-left: 108pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0);">Attention:</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">Allan E. Kamensky</font></font></div>
      <div style="text-align: left; margin-left: 108pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0);">E-mail:</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; <font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">[***]</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">With a copy (which shall not constitute notice) to:</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Wachtell, Lipton, Rosen &amp; Katz</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">51 West 52<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">nd</sup> Street</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">New York, NY&#160; 10019</div>
      <div style="text-align: left; margin-left: 108pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0);">Attention:</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">Edward D. Herlihy</font></font></div>
      <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; margin-left: 162pt;">&#160;Brandon C. Price</div>
      <div style="text-align: left; margin-left: 108pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0);">E-mail:</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; EDHerlihy@wlrk.com</font></div>
      <div style="margin-top: 0px; margin-bottom: 0px; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; text-align: left; margin-left: 162pt;">&#160;BCPrice@wlrk.com</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-80-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div>
        <div style="font-family: 'Times New Roman'; font-size: 12pt; text-indent: 72pt; text-align: justify;"><a name="z_Toc203847645"></a><a name="z_Toc203848442"></a><a name="z_Toc203903581"></a><a name="z_Toc203847646"></a><a name="z_Toc203848443"></a><a name="z_Toc203903582"></a><a name="z_Ref347360136"></a><a name="z_Toc351893236"></a><a name="z_Toc352100459"></a><a name="z_Toc202319754"></a><a name="z_Toc202327997"></a><a name="z_Toc203903583"></a><a name="z_Toc204213174"></a><font style="font-family: 'Times New Roman'; font-size: 10pt;">11.6&#160;&#160;&#160; &#160;&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Interpretation.</u>&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman';">The parties have participated jointly in negotiating and drafting this Agreement.&#160; In the event that an ambiguity or a question of intent or interpretation arises, this Agreement shall be construed as if drafted jointly by the
            parties, and no presumption or burden of proof shall arise favoring or disfavoring any party by virtue of the authorship of any provision of this Agreement.&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(0, 0, 0);">When a reference is made in this Agreement to Articles, Sections, Exhibits or Schedules, such reference shall be to an Article or Section of or Exhibit or Schedule to this Agreement unless otherwise indicated.&#160; The table of contents and
            headings contained in this Agreement are for reference purposes only and shall not affect in any way the meaning or interpretation of this Agreement.&#160; Whenever the words &#8220;include,&#8221; &#8220;includes&#8221; or &#8220;including&#8221; are used in this Agreement, they
            shall be deemed to be followed by the words &#8220;without limitation.&#8221;&#160; The word &#8220;or&#8221; shall not be exclusive.&#160; </font><font style="font-size: 10pt; font-family: 'Times New Roman';">References to &#8220;the date hereof&#8221; shall mean the date of this
            Agreement.&#160; As used in this Agreement, the &#8220;<u>knowledge</u>&#8221; of Synovus means the actual knowledge of any of the officers of Synovus listed on <u>Section 11.6</u> of the Synovus Disclosure Schedule, and the &#8220;<u>knowledge</u>&#8221; of Pinnacle
            means the actual knowledge of any of</font><font style="font-size: 10pt;"><a name="PB_85_085454_2983"></a><font style="font-family: 'Times New Roman';"> the officers of Pinnacle listed on <u>Section 11.6</u> of the Pinnacle Disclosure
              Schedule.&#160; As used herein, (a) the term &#8220;person&#8221; means any individual, corporation (including not&#8209;for&#8209;profit), general or limited partnership, limited liability company, joint venture, estate, trust, association, organization, Governmental
              Entity or other entity of any kind or nature, (b) an &#8220;<u>affiliate</u>&#8221; of a specified person is any person that directly or indirectly controls, is controlled by, or is under common control with, such specified person; <u>provided</u> that,
              for purposes of this Agreement, BHG shall not be an affiliate of Pinnacle, (c) the term &#8220;<u>made available</u>&#8221; means any document or other information that was (i) provided by one party or its representatives to the other party and its
              representatives at least one (1) day prior to the date hereof, (ii) included in the virtual data room of a party at least one (1) day prior to the date hereof or (iii) filed by a party with the SEC and publicly available on EDGAR at least one
              (1) day prior to the date hereof, (d) the &#8220;transactions contemplated hereby&#8221; and &#8220;transactions contemplated by this Agreement&#8221; shall include the Merger, the FRS Membership and the Bank Merger and (e) with respect to any representations or
              warranties made by Pinnacle in <u>Article VI </u>that expressly refers to BHG, such representation or warranty shall, with respect to such express reference to BHG, be deemed qualified by the knowledge of Iron.&#160; </font><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);">The Synovus Disclosure Schedule and the Pinnacle Disclosure Schedule, as well as all other schedules and all exhibits hereto, shall be deemed part of this Agreement and included in
              any reference to this Agreement.&#160; Nothing contained herein shall require any party or person to take any action in violation of applicable law.</font></font></div>
        <font style="font-size: 10pt;"> </font></div>
      <font style="font-size: 10pt;"> </font>
      <div style="font-size: 10pt;">&#160;</div>
      <font style="font-size: 10pt;"> </font>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893237"></a><a name="z_Toc352100460"></a><a name="z_Toc202319755"></a><a name="z_Toc202327998"></a><a name="z_Toc203903584"></a><a name="z_Toc204213175"></a><font style="font-family: 'Times New Roman';">11.7</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Counterparts</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160;
            This Agreement may be executed in counterparts, all of which shall be considered one and the same agreement and shall become effective when counterparts have been signed by each of the parties and delivered to the other parties, it being
            understood that all parties need not sign the same counterpart.</font></font></div>
      <font style="font-size: 10pt;"> </font>
      <div style="font-size: 10pt;">&#160;</div>
      <font style="font-size: 10pt;"> </font>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893238"></a><a name="z_Toc352100461"></a><a name="z_Toc202319756"></a><a name="z_Toc202327999"></a><a name="z_Toc203903585"></a><a name="z_Toc204213176"></a><font style="font-family: 'Times New Roman';">11.8</font>&#160;&#160; &#160; &#160; <font style="font-family: 'Times New Roman';"><u>Entire Agreement.</u>&#160; This Agreement (including the documents and instruments referred to herein) together with the Confidentiality
          Agreement constitutes the entire agreement among the parties and supersedes all prior agreements and understandings, both written and oral, among the parties with respect to the subject matter hereof.</font></div>
      <font style="font-size: 10pt;"> </font>
      <div style="font-size: 10pt;">&#160;</div>
      <font style="font-size: 10pt;"> </font>
      <div style="text-align: left; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347360194"></a><a name="z_Toc351893239"></a><a name="z_Toc352100462"></a><a name="z_Toc202319757"></a><a name="z_Toc202328000"></a><a name="z_Toc203903586"></a><a name="z_Toc204213177"></a><font style="font-family: 'Times New Roman';">11.9</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Governing Law; Jurisdiction</u></font><font style="font-family: 'Times New Roman';"><u>.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">This Agreement shall be governed by
            and construed in accordance with the laws of the State of Delaware, without regard to any applicable conflicts of law principles (except that matters relating to the fiduciary duties of the Board of Directors of Synovus shall be subject to the
            laws of the State of Georgia and matters relating to the fiduciary duties of the Board of Directors of Pinnacle shall be subject to the laws of the State of Tennessee).</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';">Each party agrees that it will bring
            any action or proceeding in respect of any claim arising out of or related to this Agreement or the transactions contemplated hereby exclusively in the Delaware Court of Chancery and any state appellate court therefrom within the State of
            Delaware or, if the Delaware Court of Chancery declines to accept jurisdiction over a particular matter, any federal or state court of competent jurisdiction located in the State of Delaware (the &#8220;<font style="font-family: 'Times New Roman';"><u>Chosen



                Courts</u></font>&#8221;), and, solely in connection with claims arising under this Agreement or the transactions that are the subject of this Agreement, (i) irrevocably submits to the exclusive jurisdiction of the Chosen Courts, (ii) waives any
            objection to laying venue in any such action or proceeding in the Chosen Courts, (iii) waives any objection that the Chosen Courts are an inconvenient forum or do not have jurisdiction over any party and (iv) agrees that service of process upon
            such party in any such action or proceeding will be effective if notice is given in accordance with <font style="font-family: 'Times New Roman';"><u>Section 11.5</u></font>.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-81-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347370071"></a><a name="z_Toc351893240"></a><a name="z_Toc352100463"></a><a name="z_Toc202319758"></a><a name="z_Toc202328001"></a><a name="z_Toc203903587"></a><a name="z_Toc204213178"></a><font style="font-family: 'Times New Roman';">11.10</font>&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Waiver of Jury Trial.</u>&#160; </font><a name="z_Toc339472349"></a><a name="z_Toc339472542"></a><a name="z_Toc339472734"></a><a name="z_Toc339472926"></a><a name="z_Toc339473118"></a><font style="font-family: 'Times New Roman';">EACH PARTY ACKNOWLEDGES AND AGREES THAT ANY CONTROVERSY
            WHICH MAY ARISE UNDER THIS AGREEMENT IS LIKELY TO INVOLVE COMPLICATED AND DIFFICULT ISSUES, AND THEREFORE EACH SUCH PARTY HEREBY IRREVOCABLY AND UNCONDITIONALLY WAIVES, TO THE EXTENT PERMITTED BY LAW AT THE TIME OF INSTITUTION OF THE APPLICABLE
            LITIGATION, ANY RIGHT SUCH PARTY MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LITIGATION DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE TRANSACTIONS CONTEMPLATED BY THIS AGREEMENT.&#160; EACH PARTY CERTIFIES AND
            ACKNOWLEDGES THAT:&#160; (I) NO REPRESENTATIVE, AGENT OR ATTORNEY OF ANY OTHER PARTY HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT SUCH OTHER PARTY WOULD NOT, IN THE EVENT OF LITIGATION, SEEK TO ENFORCE THE FOREGOING WAIVER, (II) EACH PARTY
            UNDERSTANDS AND HAS CONSIDERED THE IMPLICATIONS OF THIS WAIVER, (III) EACH PARTY MAKES THIS WAIVER VOLUNTARILY, AND (IV) EACH PARTY HAS BEEN INDUCED TO ENTER INTO THIS AGREEMENT BY, AMONG OTHER THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS IN
            THIS <u>SECTION 11.10.</u></font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref347359188"></a><a name="z_Toc351893241"></a><a name="z_Toc352100464"></a><a name="z_Toc202319759"></a><a name="z_Toc202328002"></a><a name="z_Toc203903588"></a><a name="z_Toc204213179"></a><font style="font-family: 'Times New Roman';">11.11</font>&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Assignment; Third-Party Beneficiaries</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; Neither this Agreement nor any of the rights, interests or obligations hereunder shall be assigned by any of the parties hereto (whether by operation of law or otherwise) without the prior
            written consent of the other party.&#160; Any purported assignment in contravention hereof shall be null and void.&#160; Subject to the preceding sentence, this Agreement will be binding upon, inure to the benefit of and be enforceable by the parties and
            their respective successors and assigns.&#160; Except as otherwise specifically provided in <u>Section 8.8</u>, this Agreement (including the documents and instruments referred to herein) is not intended to, and does not, confer upon any person
            other than the parties hereto any rights or remedies hereunder, including the right to rely upon the representations and warranties set forth herein.&#160; The representations and warranties in this Agreement are the product of negotiations among
            the parties hereto and are for the sole benefit of the parties.&#160; Any inaccuracies in such representations and warranties are subject to waiver by the parties hereto in accordance herewith without notice or liability to any other person.&#160; In
            some instances, the representations and warranties in this Agreement may represent an allocation among the parties hereto of risks associated with particular matters regardless of the knowledge of any of the parties hereto.&#160; Consequently,
            persons other than the parties may not rely upon the representations and warranties in this Agreement as characterizations of actual facts or circumstances as of the date of this Agreement or as of any other date.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893242"></a><a name="z_Toc352100465"></a><a name="z_Toc202319760"></a><a name="z_Toc202328003"></a><a name="z_Toc203903589"></a><a name="z_Toc204213180"></a><font style="font-family: 'Times New Roman';">11.12</font>&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><font style="font-family: 'Times New Roman'; color: rgb(0, 0, 0);"><u>Specific Performance</u></font><font style="font-family: 'Times New Roman';"><u>.</u>&#160; The parties hereto agree that irreparable damage would occur if any provision of this Agreement were not performed in accordance with the terms hereof and, accordingly, that the parties shall be entitled specific performance
            of the terms hereof, including an injunction or injunctions to prevent breaches or threatened breaches of this Agreement or to enforce specifically the performance of the terms and provisions hereof (including the parties&#8217; obligation to
            consummate the Merger), in addition to any other remedy to which they are entitled at law or in equity.&#160; Each of the parties hereby further waives (a) any defense in any action for specific performance that a remedy at law would be adequate and
            (b) any requirement under any law to post security or a bond as a prerequisite to obtaining equitable relief.</font></font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-82-</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc352100466"></a><a name="z_Toc202319761"></a><a name="z_Toc202328004"></a><a name="z_Toc203903590"></a><a name="z_Toc204213181"></a><a name="z_Toc351893243"></a><font style="font-family: 'Times New Roman';">11.13</font>&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><u>Severability.</u>&#160; Whenever possible, each provision or portion of any provision of this Agreement shall be interpreted in such manner as
          to be effective and valid under applicable law, but if any provision or portion of any provision of this Agreement is held to be invalid, illegal or unenforceable in any respect under any applicable law or rule in any jurisdiction, such
          invalidity, illegality or unenforceability shall not affect any other provision or portion of any provision in such jurisdiction, and this Agreement shall be reformed, construed and enforced in such jurisdiction such that the invalid, illegal or
          unenforceable provision or portion thereof shall be interpreted to be only so broad as is enforceable.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Ref524970854"></a><a name="z_Toc202319762"></a><a name="z_Toc202328005"></a><a name="z_Toc203903591"></a><a name="z_Toc204213182"></a><font style="font-family: 'Times New Roman';">11.14</font>&#160;&#160; &#160; <font style="font-family: 'Times New Roman';"><u>Confidential Supervisory Information.</u>&#160; Notwithstanding any other provision of this Agreement, no disclosure, representation or warranty shall be made (or other
          action taken) pursuant to this Agreement that would involve the disclosure of confidential supervisory information (including confidential supervisory information as defined in 12 C.F.R. &#167; 261.2(c), &#167; 45-2-1603 of the Tennessee code and &#167; 7-1-70
          of the Georgia code) of a Governmental Entity by any party to this Agreement to the extent prohibited by applicable law.&#160; To the extent legally permissible, appropriate substitute disclosures or actions shall be made or taken under circumstances
          in which the limitations of the preceding sentence apply.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"><a name="z_Toc351893244"></a><a name="z_Toc352100467"></a><a name="z_Toc202319763"></a><a name="z_Toc202328006"></a><a name="z_Toc203903592"></a><a name="z_Toc204213183"></a><font style="font-family: 'Times New Roman';">11.15</font>&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman';"><u>Delivery by Facsimile or Electronic Transmission.</u>&#160; This Agreement and any signed agreement or instrument entered into in connection
          with this Agreement, and any amendments or waivers hereto or thereto, to the extent signed and delivered by means of a facsimile machine or by e&#8209;mail delivery of a &#8220;.pdf&#8221; format data file, shall be treated in all manner and respects as an
          original agreement or instrument and shall be considered to have the same binding legal effect as if it were the original signed version thereof delivered in person.&#160; No party hereto or to any such agreement or instrument shall raise the use of a
          facsimile machine or e&#8209;mail delivery of a &#8220;.pdf&#8221; format data file to deliver a signature to this Agreement or any amendment hereto or the fact that any signature or agreement or instrument was transmitted or communicated through the use of a
          facsimile machine or e&#8209;mail delivery of a &#8220;.pdf&#8221; format data file as a defense to the formation of a contract and each party hereto forever waives any such defense.</font></div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">[Signature Page Follows]</div>
      <div style="font-size: 10pt;"><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">-83-</font></div>
        <div style="page-break-after: always;" class="BRPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">IN WITNESS WHEREOF, each party has caused this Agreement to be executed by their respective officers thereunto duly authorized as of the date first
        above written.</div>
      <div style="font-size: 10pt;">&#160;<br>
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            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
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              </td>
            </tr>
            <tr>
              <td rowspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
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            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 3%; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">By:</div>
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              <td colspan="2" style="vertical-align: top; border-bottom: 2px solid black; font-size: 10pt;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">/s/ M. Terry Turner</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 3%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 5%; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">Name:</div>
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              <td style="width: 42%; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">M. Terry Turner</div>
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            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 3%; vertical-align: top; font-size: 10pt;">&#160;</td>
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        <div style="font-size: 10pt;"><br>
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              </td>
            </tr>
            <tr>
              <td rowspan="1" style="width: 50%; vertical-align: top; font-size: 10pt;">&#160;</td>
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            <tr>
              <td style="width: 50%; vertical-align: top; font-size: 10pt;">&#160;</td>
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                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">/s/ Kevin S. Blair</div>
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            <tr>
              <td style="width: 50%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 3%; vertical-align: top; font-size: 10pt;">&#160;</td>
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            <tr>
              <td style="width: 50%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 3%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 5%; vertical-align: top; font-size: 10pt;">
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            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 3%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 5%; vertical-align: top; font-size: 10pt;">&#160;</td>
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              </td>
            </tr>

        </table>
        <div style="font-size: 10pt;"><br>
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              <td style="width: 50%; vertical-align: top; font-size: 10pt;">&#160;</td>
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                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">STEEL NEWCO INC.</div>
              </td>
            </tr>
            <tr>
              <td rowspan="1" style="width: 50%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td rowspan="1" colspan="3" style="vertical-align: top; font-size: 10pt;">&#160;</td>
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            <tr>
              <td style="width: 50%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 3%; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">By:</div>
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                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">/s/ Kevin S. Blair</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 3%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 5%; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">Name:</div>
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              <td style="width: 42%; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">Kevin S. Blair</div>
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            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 3%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 5%; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">Title:</div>
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              <td style="width: 42%; vertical-align: top; font-size: 10pt;">
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            </tr>

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        <div style="font-size: 10pt;"><br>
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            <tr>
              <td style="width: 50%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 3%; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">By:</div>
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                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">/s/ M. Terry Turner</div>
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            <tr>
              <td style="width: 50%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 3%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 5%; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">Name:</div>
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              <td style="width: 42%; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">M. Terry Turner</div>
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            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 3%; vertical-align: top; font-size: 10pt;">&#160;</td>
              <td style="width: 5%; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">Title:</div>
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              <td style="width: 42%; vertical-align: top; font-size: 10pt;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman';">Co-President</div>
              </td>
            </tr>

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        <div><br>
        </div>
        <div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">[Signature Page to Agreement and Plan of Merger]</div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 12pt; font-style: italic;"> <br>
          </div>
        </div>
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      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
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      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">EXHIBIT A</div>
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      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">NEWCO CHARTER</div>
      <div style="font-size: 10pt;">&#160;
        <div>
          <div>
            <div>
              <div style="text-align: center; font-weight: bold;">CERTIFICATE OF RESTATEMENT</div>
              <div style="text-align: center; font-weight: bold;">OF</div>
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              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 36pt;">Pursuant to Section 14-2-1007 of the Georgia Business Corporation Code, Steel Newco Inc., a Georgia corporation (the &#8220;<u>Corporation</u>&#8221;), certifies as follows:</div>
              <div>&#160;</div>
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                  <tr>
                    <td style="width: 36pt;"><br>
                    </td>
                    <td style="width: 36pt; vertical-align: top;">1.</td>
                    <td style="width: auto; vertical-align: top; text-align: justify;">
                      <div style="text-align: justify;">The attached Amended and Restated Articles of Incorporation were duly adopted by the shareholders of the Corporation in accordance with the provisions of Section 14-2-1003 of the Georgia Business
                        Code.</div>
                    </td>
                  </tr>

              </table>
              <div>&#160;</div>
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                  <tr>
                    <td style="width: 36pt;"><br>
                    </td>
                    <td style="width: 36pt; vertical-align: top;">2.</td>
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                      <div style="text-align: justify;">The attached Amended and Restated Articles of Incorporation of the Corporation supersede the Articles of Incorporation of the Corporation that were filed with the Secretary of State on July 23, 2025.</div>
                    </td>
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              <div>&#160;</div>
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                    <td style="width: 36pt; vertical-align: top;">3.</td>
                    <td style="width: auto; vertical-align: top; text-align: justify;">
                      <div>The attached Amended and Restated Articles of Incorporation shall be effective at [&#9679;] [a.m.][p.m.] Eastern Time on [&#9679;], 202[&#9679;].</div>
                    </td>
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              <div>&#160;</div>
              <div style="text-align: center;">[Signature on following page]</div>
              <div>&#160;</div>
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              <div style="text-align: justify; text-indent: 36pt;">IN WITNESS WHEREOF, Steel Newco Inc. has caused this Certificate of Restatement to be signed by a duly authorized officer this [&#9679;] day of [&#9679;], 202[&#9679;].</div>
              <div>&#160;</div>
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                  <tr>
                    <td style="width: 50%; vertical-align: top;"><br>
                    </td>
                    <td style="width: 3%; vertical-align: top;" colspan="1">
                      <div>By:</div>
                    </td>
                    <td style="width: 47%; vertical-align: top;"><br>
                    </td>
                  </tr>
                  <tr>
                    <td style="width: 50%; vertical-align: top;"><br>
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                      <div>[Name]</div>
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                  <tr>
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                      <div>[Title]</div>
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              <!--PROfilePageNumberReset%Num%1%%%-->
              <div style="text-align: center; font-weight: bold;">AMENDED AND RESTATED ARTICLES OF INCORPORATION</div>
              <div style="text-align: center; font-weight: bold;">OF</div>
              <div style="text-align: center; font-weight: bold;">PINNACLE FINANCIAL PARTNERS, INC.</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 36pt;"><font style="color: rgb(1, 0, 0);">1.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; The name of the corporation is Pinnacle Financial Partners, Inc.</div>
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              <div style="text-align: justify; text-indent: 36pt;"><font style="color: rgb(1, 0, 0);">2.</font>&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160; The corporation shall have perpetual duration.</div>
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              <div style="text-align: justify; text-indent: 36pt;"><font style="color: rgb(1, 0, 0);">3.</font>&#160;&#160;&#160;&#160; &#160;&#160;&#160; &#160; The object of the corporation is pecuniary gain, and the general nature of the business to be transacted includes any lawful business,
                including, without limitation, the following:</div>
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              <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(1, 0, 0);">(a)</font>&#160; &#160; &#160;&#160;&#160;&#160; To purchase or otherwise acquire and to own and hold, to the extent permitted by State and Federal law, the capital stock of any one or
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              <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(1, 0, 0);">(b)</font>&#160; &#160;&#160; &#160;&#160; To engage directly or indirectly in any lawful businesses, enterprises, ventures and other activities as the Board of Directors of the
                corporation may from time to time deem to be profitable or advantageous to the corporation but not incompatible with the foregoing, including but not limited to bank-related activities such as investment and financial counseling, management
                consulting and services, bookkeeping, computer and data processing services, rental of personal property and equipment, fiduciary and custodian services, brokerage of loans and insurance, real estate development and management, and
                securities investment, whether acting directly on its own behalf, in partnership or other relationship with others, through subsidiary or affiliated corporations, as agent or broker for others, or otherwise;</div>
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              <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(1, 0, 0);">(c)</font>&#160; &#160; &#160;&#160;&#160;&#160; To purchase, subscribe for or otherwise acquire and own, hold, use, sell, assign, transfer, mortgage, pledge, exchange, create security
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                voting trusts for shares of stock, or any bonds, debentures, notes, evidences of indebtedness, and other securities, contracts or obligations of any banking or other securities, contracts or obligations of any banking or other corporation
                or association organized under the laws of the State of Georgia or the United States of America or any other state or district or county, nation or government, and to pay therefor in whole or in part in cash or by exchanging therefor
                stocks, bonds, or other evidences of indebtedness or securities of this or any other corporation; and while the owner or holder of any such real or personal property, stocks, bonds, debentures, notes, evidences of indebtedness or other
                securities, contracts or obligations, to receive, collect and dispose of the interest, dividends and income arising therefrom, and to possess and exercise in respect thereof, all of the rights, powers and privileges of ownership, including
                all voting powers on any stocks, voting trust certificates, or other securities so owned; and in connection with any acquisition, disposition, pledge or other act of ownership with regard to any such stocks, securities or other property,
                whether tangible or intangible, to assume or guarantee performance of any liabilities, obligations or contracts of any persons, firms, corporations or associations;</div>
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              <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(1, 0, 0);">(d)</font>&#160; &#160; &#160; &#160;&#160;&#160; To organize or promote or facilitate the organization of, and participate in the operation of, any corporation, association,
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              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(1, 0, 0);">(e)</font>&#160; &#160;&#160;&#160;&#160;&#160; To merge, consolidate, dissolve, wind up or liquidate any corporation, association or other entity which this corporation may organize,
                purchase or otherwise acquire or have an interest in, or to cause the same to be merged, consolidated, dissolved, wound up or liquidated;</div>
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              <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(1, 0, 0);">(f)</font>&#160; &#160; &#160;&#160;&#160;&#160; To aid, either by loans or by guaranty of securities or in any other manner, any corporation, association, business, enterprise,
                venture, or voting trust, domestic or foreign, any shares of stock in which or any bonds, debentures, notes, securities, evidences of indebtedness, contracts or obligations of which are held by this corporation, directly or indirectly, or
                in which, or in the welfare of which, this corporation shall have any interest, and to do any acts designed to protect, preserve, improve or enhance the value of any property at any time held or controlled by it or in which it may at any
                time be interested, directly or indirectly, through other corporations or otherwise;</div>
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              <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(1, 0, 0);">(g)</font>&#160; &#160; &#160; &#160; &#160; To make equity and debt investments in corporations or projects designed primarily to promote community welfare, such as economic
                rehabilitation and development of depressed or blighted areas;</div>
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              <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(1, 0, 0);">(h)</font>&#160; &#160; &#160;&#160; &#160;&#160; To do all things necessary, suitable or proper for the accomplishment of any purpose or objective of the corporation; and</div>
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              <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(1, 0, 0);">(i)</font>&#160; &#160; &#160;&#160; &#160;&#160;&#160; The corporation shall have all of the powers and shall enjoy all of the rights, privileges and immunities as provided under the
                Georgia Business Corporation Code.</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 36pt;"><font style="color: rgb(1, 0, 0);">4.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; The maximum number of shares of capital stock that the corporation shall be authorized to have outstanding at any time shall be [&#9679;]
                shares.&#160; The corporation shall have the authority to issue (i) [&#9679;] shares of common stock, par value of $1.00 per share, and (ii) [&#9679;] shares of preferred stock, no par value per share.&#160; The corporation may acquire its own shares and shares
                so acquired shall become treasury shares.&#160; In accordance with the provisions of the Georgia Business Corporation Code, the Board of Directors may determine the preferences, limitations and relative rights of (i) any preferred stock before
                the issuance of any shares of preferred stock and (ii) one or more series of preferred stock, and designate the number of shares within that series, before the issuance of any shares of that series.</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 36pt;">Every holder of common stock of the corporation shall be entitled to one (1) vote in person or by proxy on each matter submitted to a vote at a meeting of shareholders for each share of the
                common stock held by such holder as of the record date of such meeting.</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 36pt;">Creation of Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series A (hereinafter called &#8220;<u>Series A Preferred Stock</u>&#8221;):&#160; The powers, rights, and preferences, and the
                qualifications, limitations, and restrictions thereof, of the Series A Preferred Stock are set forth in <u>Designation A</u> attached hereto.</div>
              <div>&#160;</div>
              <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
                <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">2</font></div>
                <div class="BRPFPageBreak" style="page-break-after: always;">
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              </div>
              <div style="text-align: justify; text-indent: 36pt; margin-right: 3.6pt;">Creation of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B (hereinafter called &#8220;<u>Series B Preferred Stock</u>&#8221;):&#160; The powers, rights, and
                preferences, and the qualifications, limitations, and restrictions thereof, of the Series B Preferred Stock are set forth in <u>Designation B</u> attached hereto.</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 36pt;">Creation of 6.75% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series C (hereinafter called &#8220;<u>Series C Preferred Stock</u>&#8221;):&#160; The powers, rights, and preferences, and the
                qualifications, limitations, and restrictions thereof, of the Series C Preferred Stock are set forth in <u>Designation C</u> attached hereto.</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 36pt;"><font style="color: rgb(1, 0, 0);">5.</font>&#160;&#160;&#160;&#160;&#160; &#160;&#160; &#160; No shareholder of the corporation shall have any pre-emptive right to purchase, subscribe for or otherwise acquire any shares of stock
                of any class of the corporation, or any series of any class, or any options, rights or warrants to purchase shares of any class, or any series of any class, or any other securities of the corporation convertible into or carrying an option
                to purchase shares of any class, or any series of any class, whether now or hereafter authorized, and the Board of Directors of the corporation may authorize the issuance of shares of stock of any class, and series of the same class, or
                options, rights, or warrants to purchase shares of any class, or any series of any class, or any securities convertible into or carrying an option to purchase shares of any class, or any series of any class, without offering such issue of
                shares, options, rights, warrants or other securities, either in whole or in part, to the shareholders of the corporation.</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 36pt;"><font style="color: rgb(1, 0, 0);">6.</font>&#160;&#160;&#160; &#160; &#160; &#160; The Board of Directors of the corporation may authorize the issuance of bonds, debentures and other evidences of indebtedness of the
                corporation and may fix all the terms thereof, including, without limitation, the convertibility thereof into shares of stock of the corporation of any class, or any series of the same class.</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 36pt;"><font style="color: rgb(1, 0, 0);">7.</font>&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160; Each member of the Board of Directors of the corporation shall be elected at the annual meeting of shareholders and shall hold office
                for a term of one year and until his or her successor is duly elected and qualified or until his or her earlier retirement, resignation, removal or death.</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 36pt;"><font style="color: rgb(1, 0, 0);">8.</font>&#160;&#160;&#160;&#160; &#160; &#160; The shareholder vote required to:&#160; (i) approve:&#160; (a) any merger or consolidation of the corporation with or into any other corporation;
                or (b) the sale, lease, exchange or other disposition of all, or substantially all, of the assets of the corporation to or with any other corporation, person or entity, with respect to which the approval of the corporation&#8217;s shareholders is
                required by the provisions of the corporate laws of the State of Georgia; (ii) fix, from time to time, the number of members of the Board of Directors of the corporation; (iii) remove a member of the Board of Directors of the corporation;
                (iv) call a special meeting of the shareholders of the corporation; (v) alter, delete, rescind or amend any provision of the corporation&#8217;s bylaws, as amended; and (vi) alter, delete, rescind or amend any provision of the corporation&#8217;s
                Articles of Incorporation, as amended, shall be the affirmative vote by the holders of shares representing at least a majority of the votes entitled to be cast by the holders of all of the issued and outstanding common stock of the
                corporation.</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 36pt;"><font style="color: rgb(1, 0, 0);">9.</font>&#160;&#160;&#160;&#160; &#160;&#160; &#160;&#160; Any action required by law or permitted to be taken at any shareholders&#8217; meeting may be taken without a meeting if, and only if,
                written consent, setting forth the action so taken, shall be signed by all of the shareholders of record of common stock of the corporation entitled to vote with respect to the subject matter thereof.&#160; Such consent shall have the same force
                and effect as a unanimous vote of the shareholders and shall be filed with the Secretary and recorded in the Minute Book of the corporation.</div>
              <div>&#160;</div>
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                <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">3</font></div>
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              </div>
              <div style="text-align: justify; text-indent: 36pt; color: rgb(1, 0, 0);">10.</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(1, 0, 0);">(a)</font>&#160; &#160; &#160;&#160;&#160;&#160; In discharging the duties of their respective positions and in determining what is believed to be in the best interests of the
                corporation, the Board of Directors, committees of the Board of Directors, and individual directors, in addition to considering the effects of any action on the corporation or its shareholders, may consider the interests of the employees,
                customers, suppliers, and creditors of the corporation and its subsidiaries, the communities in which offices or other establishments of the corporation and its subsidiaries are located, and all other factors such directors consider
                pertinent; provided however, that this Section 10(a) shall be deemed solely to grant discretionary authority to the directors and shall not be deemed to provide to any constituency any right to be considered.</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(1, 0, 0);">(b)</font>&#160; &#160;&#160;&#160; &#160;&#160; In furtherance, but not in limitation, of Section 10(a), the Board of Directors of the corporation may, if it deems it advisable,
                oppose a tender or other offer for the corporation&#8217;s securities, whether the offer is in cash or in the securities of a corporation or otherwise.&#160; When considering whether to oppose an offer, the Board of Directors may, but is not legally
                obligated to, consider any pertinent issues; by way of illustration, but not of limitation, the Board of Directors may, but shall not be legally obligated to, consider all or any of the following:</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 108pt;"><font style="color: rgb(1, 0, 0);">(1)</font>&#160; &#160; &#160;&#160;&#160;&#160; whether the offer price is acceptable based on the historical and present operating results or financial condition of the corporation;</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 108pt;"><font style="color: rgb(1, 0, 0);">(2)</font>&#160; &#160; &#160;&#160;&#160;&#160; whether a more favorable price could be obtained for the corporation&#8217;s securities in the future;</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 108pt;"><font style="color: rgb(1, 0, 0);">(3)</font>&#160; &#160; &#160;&#160;&#160;&#160; the impact which an acquisition of the corporation would have on the employees, depositors and customers of the corporation and its
                subsidiaries and the communities which they serve;</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 108pt;"><font style="color: rgb(1, 0, 0);">(4)</font>&#160; &#160; &#160;&#160;&#160;&#160; the reputation and business practices of the offeror and its management and affiliates as they would affect the employees, depositors
                and customers of the corporation and its subsidiaries and the future value for the corporation&#8217;s stock;</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 108pt;"><font style="color: rgb(1, 0, 0);">(5)</font>&#160; &#160; &#160;&#160;&#160;&#160; the value for the securities, if any, that the offeror is offering in exchange for the corporation&#8217;s securities, based on an analysis
                of the worth of the corporation as compared to the offeror or any other entity whose securities are being offered; and</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 108pt;"><font style="color: rgb(1, 0, 0);">(6)</font>&#160; &#160; &#160;&#160;&#160;&#160; any antitrust or other legal or regulatory issues that are raised by the offer.</div>
              <div>&#160;</div>
              <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(1, 0, 0);">(c)</font>&#160; &#160; &#160;&#160;&#160;&#160; If the Board of Directors determines that an offer should be rejected, it may take any lawful action to accomplish its purpose
                including, but not limited to, any or all of the following:&#160; (i) advising shareholders not to accept the offer; (ii) litigation against the offeror; (iii) filing complaints with governmental and regulatory authorities; (iv) acquiring the
                corporation&#8217;s securities; (v) selling or otherwise issuing authorized but unissued securities of the corporation or treasury stock or granting options or rights with respect thereto; (vi) acquiring a company to create an antitrust or other
                regulatory problem for the offeror; and (vii) soliciting a more favorable offer from another individual or entity.</div>
              <div>&#160;</div>
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                <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">4</font></div>
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              </div>
              <div style="text-align: justify; text-indent: 36pt;"><font style="color: rgb(1, 0, 0);">11.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; No director shall be personally liable to the corporation or its shareholders for monetary damages for any action taken, or any failure
                to take any action, as a director, except liability to the extent required by applicable law:&#160; (i) for the appropriation in violation of his duties of any business opportunity of the corporation; (ii) for acts or omissions which involve
                intentional misconduct or a knowing violation of law; (iii) for the types of liability set forth in Section 14-2-832 of the Official Code of Georgia Annotated, or any amendment thereto or successor provision thereto&#894; or (iv) for any
                transaction from which the director received an improper personal benefit.&#160; This provision shall not eliminate or limit the liability of a director for any act or omission occurring prior to July 1, 1987.&#160; No amendment to or repeal of this
                provision shall apply to or have any effect on the liability or alleged liability of any director of the corporation for or with respect to any acts or omissions of such director occurring prior to such amendment.</div>
              <div>&#160;</div>
              <div> <br>
              </div>
            </div>
            <div style="text-align: center;"><font style="font-size: 8pt;">5</font><br>
            </div>
          </div>
        </div>
      </div>
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      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">EXHIBIT B</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">NEWCO BYLAWS</div>
      <div style="font-size: 10pt;">&#160;
        <!--PROfilePageNumberReset%Num%1%-%-%--><br>
        <div>
          <div style="text-align: right;">As Restated</div>
          <div>
            <div style="text-align: right;">Effective [&#9679;], 202[&#9679;]</div>
            <div>&#160;</div>
            <div style="text-align: center; font-weight: bold;">BYLAWS</div>
            <div>&#160;</div>
            <div style="text-align: center; font-weight: bold;">OF</div>
            <div>&#160;</div>
            <div style="text-align: center; font-weight: bold;">PINNACLE FINANCIAL PARTNERS, INC.</div>
            <div>&#160;</div>
            <div style="text-align: center; color: rgb(1, 0, 0);"><u>ARTICLE I.</u></div>
            <div style="text-align: center;"><u>OFFICES</u></div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 1.&#160;&#160;&#160;&#160;&#160; &#160; &#160; &#160;&#160; <u>Principal Office</u>.&#160; The principal office for the transaction of the business of the corporation shall be located in Cobb County, Georgia, at such place within
              said County as may be fixed from time to time by the Board of Directors.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 2.&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; &#160; <u>Other Offices</u>.&#160; Branch offices and places of business may be established at any time by the Board of Directors at any place or places where the corporation is
              qualified to do business, whether within or without the State of Georgia.</div>
            <div>&#160;</div>
            <div style="text-align: center; color: rgb(1, 0, 0);"><u>ARTICLE II.</u></div>
            <div style="text-align: center;"><u>SHAREHOLDERS&#8217; MEETINGS</u></div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 1.&#160;&#160;&#160; &#160;&#160; &#160; &#160; &#160; <u>Meetings, Where Held</u>.&#160; Any meeting of the shareholders of the corporation, whether an annual meeting or a special meeting, may be held either at the principal
              office of the corporation or at any place in the United States within or without the State of Georgia.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 2.&#160; &#160; &#160;&#160; &#160; &#160;&#160; <u>Annual Meetings</u>.&#160; The annual meeting of the shareholders of the corporation for the election of Directors and for the transaction of such other business as may
              properly come before the meeting shall be held on such date and at such time and place as is determined by the Board of Directors of the corporation each year.&#160; Provided, however, that if the Board of Directors shall fail to set a date for
              the annual meeting of shareholders in any year, that the annual meeting of the shareholders of the corporation shall be held on the fourth Thursday in April of each year&#894; provided, that if said day shall fall upon a legal holiday, then such
              annual meeting shall be held on the next day thereafter ensuing which is not a legal holiday.&#160; Unless determined otherwise by the Board of Directors, the Chairman of the Board or the Chief Executive Officer shall act as chairman at all annual
              meetings.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 3.&#160;&#160;&#160;&#160; &#160;&#160; &#160; &#160; <u>Special Meetings</u>.&#160; A special meeting of the shareholders of the corporation, for any purpose or purposes whatsoever, may be called at any time by the Chairman of
              the Board, the Chief Executive Officer, a majority of the Board of Directors, or one or more shareholders of the corporation representing at least a majority of the votes entitled to be cast by the holders of all of the issued and outstanding
              shares of common stock of the corporation.&#160; Such a call for a special meeting must state the purpose of the meeting.&#160; Unless otherwise determined by the Board of Directors, the Chairman of the Board or the Chief Executive Officer shall act as
              chairman at all special meetings.&#160; This section, as it relates to the call of a special meeting of the shareholders of the corporation by one or more shareholders representing at least a majority of the votes entitled to be cast by the
              holders of all of the issued and outstanding shares of common stock of the corporation shall not be altered, deleted or rescinded except upon the affirmative vote of the shareholders of the corporation representing at least a majority of the
              votes entitled to be cast by the holders of all of the issued and outstanding shares of common stock of the corporation.</div>
            <div>&#160;</div>
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            <div style="text-align: justify; text-indent: 36pt;">Section 4.&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160;&#160; <u>Notice of Shareholder Business and Director Nominations</u>.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(i</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160; &#160;&#160; Nominations of persons for election to the Board of Directors and the proposal of other
              business to be considered by the shareholders may be made at an annual meeting only (1) pursuant to the corporation&#8217;s notice of meeting, (2) by or at the direction of the Board of Directors or (3) by any shareholder of the corporation who is
              a shareholder of record at the time of giving notice provided for in this <u>Section 4</u>, is entitled to vote at the meeting, and complies with the notice procedures set forth in this <u>Section 4</u>.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(ii</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; In addition to any other applicable requirements, for nominations of persons for election to
              the Board of Directors or other business to be properly brought before an annual meeting by a shareholder pursuant to this <u>Section 4</u>, timely notice of any nominations of persons for election to the Board of Directors or of any other
              business to be brought before an annual meeting of shareholders by a shareholder must be provided in writing to the Secretary of the corporation.&#160; To be timely, a shareholder&#8217;s notice shall be delivered to or received at the principal
              executive offices of the corporation (directed to the Secretary at the address, facsimile or electronic mail address specified in the corporation&#8217;s most recent proxy statement) not later than the close of business on the 90th day nor earlier
              than the close of business on the 120th day prior to the first anniversary of the preceding year&#8217;s annual meeting (provided, however, that in the event that the date of the annual meeting is more than 30 days before or more than 60 days after
              such anniversary date, notice by the shareholder to be timely must be so delivered not earlier than the close of business on the 120th day prior to the date of such annual meeting and not later than the 90th day prior to the date of such
              annual meeting or, if the first public announcement of the date of such annual meeting is less than 100 days prior to the date of such annual meeting, the 10th day following the day on which public announcement of the date of such meeting is
              first made by the corporation) and such business must constitute a proper subject to be brought before such meeting.&#160; To be in proper form, such shareholder&#8217;s notice shall set forth (a) as to each person whom the shareholder proposes to
              nominate for election as a director (A) all information relating to such person that is required to be disclosed in solicitations of proxies for election of directors, or is otherwise required, in each case pursuant to Regulation 14A under
              the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;) (including such person&#8217;s written consent to being named in the Proxy Statement in connection with such annual meeting as a nominee and to serving as a director if elected),
              (B) evidence reasonably satisfactory to the corporation that such nominee has no interests that would limit such nominee&#8217;s ability to fulfill his or her duties of office and (C) a statement whether each such nominee, if elected, intends to
              tender promptly following such person&#8217;s failure to receive the required vote for election or re-election at the next meeting at which such person would face election or re-election, an irrevocable resignation effective upon acceptance of such
              resignation by the Board of Directors, in accordance with the corporation&#8217;s Corporate Governance Guidelines; (b) as to any other business that the shareholder proposes to bring before the meeting, a brief description of the business desired
              to be brought before the meeting, the reasons for conducting such business at the meeting and any material interest in such business of such shareholder and the beneficial owner, if any, on whose behalf the proposal is made; and (3) as to the
              shareholder giving the notice and the beneficial owner, if any, on whose behalf the nomination or proposal is made (i) the name and address of such shareholder, as they appear on the corporation&#8217;s books, and of such beneficial owner and (ii)
              the class and number of shares of the corporation that are owned beneficially and/or held of record by such shareholder and such beneficial owner, as well as information on (A) any hedging activities entered into by such shareholder or
              beneficial owner or derivative positions held or beneficially held by such shareholder or beneficial owner in each case with respect to shares or other equity interests of the corporation and (B) any other transactions, series of
              transactions, agreements, arrangements or understandings that have been entered into by or on behalf of such shareholder or beneficial owner the effect or intent of which is to increase or decrease the voting power or economic ownership of
              such shareholder or beneficial owner with respect to shares or other equity interests of the corporation.&#160; In addition, if the shareholder intends to solicit proxies from the shareholders of the corporation, such shareholder&#8217;s notice shall
              notify the corporation of this intent.&#160; If a shareholder fails to notify the corporation of his or her intent to solicit proxies and does in fact solicit proxies, the chairman shall have the authority, in his or her discretion, to strike the
              proposal or nomination by the shareholder.</div>
            <div>&#160;</div>
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              <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">-2-</font></div>
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            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(iii</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160; Only such business shall be conducted at a special meeting of shareholders as shall have been
              brought before the meeting pursuant to the corporation&#8217;s notice of meeting.&#160; Nominations of persons for election to the Board of Directors may be made at a special meeting at which directors are to be elected only pursuant to the
              corporation&#8217;s notice of meeting (1) by or at the direction of the Board of Directors or (2) by any shareholder of the corporation who is a shareholder of record at the time of giving notice provided for in this <u>Section 4(iii)</u>, is
              entitled to vote at the meeting, and complies with the notice procedures set forth in <u>Section 4(ii)(1)</u>.&#160; Nominations by shareholders of persons for election to the Board of Directors may be made at such a special meeting of
              shareholders if the shareholder&#8217;s notice required by this <u>Section 4</u> is timely provided in writing to the Secretary of the corporation.&#160; To be timely, a shareholder&#8217;s notice shall be delivered to or received at the principal executive
              offices of the corporation (directed to the Secretary at the address, facsimile or electronic mail address specified in the corporation&#8217;s most recent proxy statement) not later than the close of business on the 90th day nor earlier than the
              close of business on the 120th day prior to the date of such special meeting (or if the first public announcement of the date of such annual meeting is less than 100 days prior to the date of such special meeting, the 10th day following the
              day on which public announcement of the date of such special meeting and of the nominees proposed by the Board of Directors is first made by the corporation).</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(iv</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160; For purposes of this <u>Section 4</u>, &#8220;public announcement&#8221; shall mean disclosure in a press
              release reported by the Dow Jones News Service, Associated Press or comparable national news service or in a document publicly filed by the corporation with the Securities and Exchange Commission pursuant to Section 13, 14, or 15(d) of the
              Exchange Act.</div>
            <div>&#160;</div>
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              <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">-3-</font></div>
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            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(v</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160; &#160;&#160; Only those persons who are nominated in accordance with the procedures set forth in this <u>Section




                4</u> shall be eligible for election as directors at any meeting of shareholders.&#160; Notwithstanding anything in these bylaws to the contrary, no business shall be conducted at any shareholders meeting except in accordance with the procedures
              set forth in this <u>Section 4</u>.&#160; This <u>Section 4</u> applies to proposals made or sought to be made at any meeting, whether or not such proposals are sought to be included in the corporation&#8217;s proxy statement pursuant to the federal
              proxy rules.&#160; The chairman shall, if the facts warrant, determine and declare to the meeting that business has not been properly brought before the meeting in accordance with the provisions of this <u>Section 4</u>, and if the chairman
              should so determine, the chairman shall so declare to the meeting and any such business not properly brought before the meeting shall not be transacted.&#160; In addition, if the chairman of the meeting determines that a nomination of a director
              or directors was not made in accordance with the procedures specified in this <u>Section 4</u>, the chairman of the meeting shall declare to the meeting that the nomination was defective and such defective nomination shall be disregarded.&#160;
              In no event shall any adjournment or postponement of an annual or special meeting or the announcement thereof commence a new time period for the giving of a shareholder&#8217;s notice as described in this <u>Section 4</u>.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(vi</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160;&#160;&#160;&#160;&#160; Notwithstanding the foregoing provisions of this <u>Section 4</u>, a shareholder shall also
              comply with all applicable requirements of the federal securities laws and the rules and regulations thereunder with respect to the matters set forth in this <u>Section 4</u>; provided, however, that references in these bylaws to the federal
              securities laws or the rules promulgated thereunder are not intended to and shall not limit the requirements applicable to nominations or proposals as to any other business to be considered pursuant to <u>Section 4(i)</u> or <u>4(ii)</u> of
              these bylaws.&#160; Nothing in this bylaw shall be deemed to affect any rights of shareholders to request inclusion of proposals in the corporation&#8217;s proxy statement pursuant to Rule 14a-8 under the Exchange Act.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 5.&#160;&#160;&#160;&#160;&#160; &#160;&#160; &#160;&#160; <u>Notice of Meetings</u>.&#160; Unless waived, notice of each annual meeting and of each special meeting of the shareholders of the corporation shall be given to each
              shareholder of record entitled to vote, not less than ten (10) days nor more than sixty (60) days prior to said meeting.&#160; Such notice shall specify the place, day and hour of the meeting; and in the case of a special meeting, it shall also
              specify the purpose or purposes for which the meeting is called.&#160; Within thirty (30) days of receipt from the shareholders of the corporation of sufficient written demands for a special meeting which comply with and satisfy the requirements
              of Article 2, Section 3, for the call of a special meeting, the Secretary of the corporation will issue notice calling for a special meeting of the shareholders to be held within sixty (60) days of such notice.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 6.&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160;&#160; <u>Waiver of Notice</u>.&#160; Notice of an annual or special meeting of the shareholders of the corporation may be waived by any shareholder, either before or after the
              meeting; and the attendance of a shareholder at a meeting, either in person or by proxy, shall of itself constitute waiver of notice and waiver of any and all objections to the place or time of the meeting, or to the manner in which it has
              been called or convened, except when a shareholder attends solely for the purpose of stating, at the beginning of the meeting, an objection or objections to the transaction of business at such meeting.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 7.&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160; <u>Quorum, Voting and Proxy</u>.&#160; Shareholders representing a majority of the votes entitled to be cast by the holders of all of the issued and outstanding shares of
              common stock of the corporation shall constitute a quorum at a shareholders&#8217; meeting.&#160; Any shareholder may be represented and vote at any shareholders&#8217; meeting by proxy, which such shareholder has duly executed in writing or by any other
              method permitted by the Official Code of Georgia Annotated, filed with the Secretary of the corporation on or before the date of such meeting; provided, however, that no proxy shall be valid for more than 11 months after the date thereof
              unless otherwise specified in such proxy.&#160; Every holder of common stock of the corporation shall be entitled to one (1) vote in person or by proxy on each matter submitted to a vote at a meeting of shareholders for each share of the common
              stock held by such holder as of the record date of such meeting.</div>
            <div>&#160;</div>
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              <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">-4-</font></div>
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            </div>
            <div style="text-align: justify; text-indent: 36pt;">Section 8.&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; <u>Voting Rights</u>.&#160; The voting rights of shares of common stock of the corporation shall not be altered, deleted or rescinded except upon the affirmative vote of the
              shareholders of the corporation representing at least a majority of the votes entitled to be cast by the holders of all of the issued and outstanding shares of common stock of the corporation.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 9.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; <u>No Meeting Necessary When</u>.&#160; Any action required by law or permitted to be taken at any shareholders&#8217; meeting may be taken without a meeting if, and only if,
              written consent, setting forth the action so taken, shall be signed by all of the shareholders entitled to vote with respect to the subject matter thereof.&#160; Such consent shall have the same force and effect as a unanimous vote of the
              shareholders and shall be filed with the Secretary and recorded in the Minute Book of the corporation.</div>
            <div>&#160;</div>
            <div style="text-align: center; color: rgb(1, 0, 0);"><u>ARTICLE III.</u></div>
            <div style="text-align: center;"><u>DIRECTORS</u></div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 1.&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160; <u>Number</u>.&#160; The Board of Directors of the corporation shall consist of not less than 8 nor more than 25 Directors.&#160; The number of Directors may vary between said
              minimum and maximum, and within said limits, (i) the Board of Directors or (ii) the shareholders representing at least a majority of the votes entitled to be cast by the holders of all of the issued and outstanding shares of common stock of
              the corporation may, from time to time, by resolution fix the number of Directors to comprise said Board.&#160; This section, as it relates to, from time to time, fixing the number of Directors of the corporation by (i) the Board of Directors or
              (ii) the shareholders of the corporation representing at least a majority of the votes entitled to be cast by the holders of all of the issued and outstanding shares of common stock of the corporation, shall not be altered, deleted or
              rescinded except upon the affirmative vote of the shareholders of the corporation representing at least a majority of the votes entitled to be cast by the holders of all of the issued and outstanding shares of common stock of the corporation.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 2.&#160;&#160;&#160;&#160;&#160; &#160; &#160; &#160; <u>Election and Tenure</u>.&#160; Each member of the Board of Directors of the corporation shall be elected at the annual meeting of shareholders and shall hold office for a
              term expiring at the next succeeding annual meeting of shareholders and until his or her successor is duly elected and qualified or until his or her earlier retirement, resignation, removal or death.&#160; Except as provided in <u>Article III</u>,
              <u>Section 10</u> of these bylaws, a nominee for director shall be elected to the Board of Directors if the votes cast for such nominee&#8217;s election exceed the votes cast against such nominee&#8217;s election; provided, however, that directors shall
              be elected by a plurality of the votes cast at any meeting of shareholders for which (a) the Secretary of the corporation receives a notice that a shareholder has nominated a person for election to the Board of Directors in compliance with
              the advance notice requirements for shareholder nominees for directors set forth in <u>Article II</u>, <u>Section 4</u> of these bylaws and (b) such nomination has not been withdrawn by such shareholder on or prior to the day next preceding
              the date the corporation first mails its notice of meeting for such meeting to the shareholders.&#160; If directors are to be elected by a plurality of the votes cast, shareholders shall not be permitted to vote against a nominee.</div>
            <div>&#160;</div>
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            </div>
            <div style="text-align: justify; text-indent: 36pt;">Section 3.&#160;&#160;&#160; &#160;&#160; &#160;&#160;&#160; <u>Powers</u>.&#160; The Board of Directors shall have authority to manage the affairs and exercise the powers, privileges and franchises of the corporation as they may deem
              expedient for the interests of the corporation, subject to restrictions imposed by law, the terms of the Articles of Incorporation, bylaws and such policies and directions as may be prescribed from time to time by the shareholders of the
              corporation.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 4.&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; <u>Meetings</u>.&#160; The annual meeting of the Board of Directors shall be held without notice immediately before the annual meeting of the shareholders of the corporation,
              on the same date and at the same place as said annual meeting of the shareholders.&#160; The Board by resolution may provide for regular meetings, which may be held without notice as and when scheduled in such resolution.&#160; Special meetings of the
              Board may be called at any time by the Chairman of the Board, the Chief Executive Officer, the Lead Director, or by any two or more Directors.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 5.&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; &#160;&#160; <u>Notice and Waiver; Quorum</u>.&#160; Notice of any special meeting of the Board of Directors shall be given to each Director personally or by mail, telegram, cablegram
              or telephone, or by any other means customary for expedited business communications, at least one day prior to the meeting.&#160; Such notice may be waived, either before or after the meeting; and the attendance of a Director at any special
              meeting shall of itself constitute a waiver of notice of such meeting and of any and all objections to the place or time of the meeting, or to the manner in which it has been called or convened, except where a Director states, at the
              beginning of the meeting, any such objection or objections to the transaction of business.&#160; A majority of the Board of Directors shall constitute a quorum at any Directors&#8217; meeting.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 6.&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160; <u>No Meeting Necessary, When</u>.&#160; Any action required by law or permitted to be taken at any meeting of the Board of Directors or any committee thereof may be taken
              without a meeting if written consent, setting forth the action so taken, shall be signed by all the Directors or committee members.&#160; Such consent shall have the same force and effect as a unanimous vote of the Board of Directors and shall be
              filed with the Secretary and recorded in the Minute Book of the corporation.</div>
            <div>&#160; <br>
            </div>
            <div style="text-align: justify; text-indent: 36pt;">Section 7.&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160;&#160; <u>Telephone Conference Meetings</u>.&#160; Members of the Board of Directors, or any committee designated by the Board of Directors, may participate in a meeting of the
              Board or committee by means of telephone conference or similar communications equipment by means of which all persons participating in the meeting can hear each other, and participation in a meeting pursuant to this section shall constitute
              presence in person at such meeting.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 8.&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160;&#160; <u>Voting</u>.&#160; At all meetings of the Board of Directors each Director shall have one vote and, except as otherwise provided herein or provided by law, all questions
              shall be determined by a majority vote of the Directors present.</div>
            <div>&#160;</div>
            <div>
              <div style="text-align: justify; text-indent: 36pt;">Section 9.&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160;&#160; <u>Removal</u>.&#160; Any one or more Directors or the entire Board of Directors may be removed from office, with or without cause, by the affirmative vote of the
                shareholders of the corporation representing at least a majority of the votes entitled to be cast by the holders of all of the issued and outstanding shares of common stock of the corporation at any shareholders&#8217; meeting with respect to
                which notice of such purpose has been given.&#160; This section, as it relates to the removal of Directors of the corporation by the shareholders of the corporation representing at least a majority of the votes entitled to be cast by the holders
                of all of the issued and outstanding shares of common stock of the corporation, shall not be altered, deleted or rescinded except upon the affirmative vote of the shareholders of the corporation representing at least a majority of the votes
                entitled to be cast by the holders of all of the issued and outstanding shares of common stock of the corporation.</div>
            </div>
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              <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">-6-</font></div>
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            </div>
            <div style="text-align: justify; text-indent: 36pt;">Section 10.&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; <u>Vacancies</u>.&#160; Any vacancy occurring in the Board of Directors caused by the removal of a Director pursuant to <u>Section 9</u> of this <u>Article III</u> shall be
              filled by the shareholders, or if authorized by the shareholders, by the Board of Directors.&#160; Any other vacancy occurring in the Board of Directors, including, without limitation, vacancies occurring by reason of an increase in the number of
              directors comprising the Board or the death, resignation, retirement, disqualification or removal of any Director other than pursuant to <u>Section 9</u> of this <u>Article III</u>, may be filled by the Board of Directors or the
              shareholders until the next succeeding annual meeting of shareholders and until a successor is duly elected and qualified.&#160; Vacancies in the Board of Directors filled by the Board of Directors may be filled by the affirmative vote of a
              majority of the remaining Directors, though less than a quorum, or the sole remaining Director, as the case may be.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 11.&#160;&#160;&#160;&#160; &#160;&#160; &#160;&#160; <u>Dividends</u>.&#160; The Board of Directors may not make a distribution to the shareholders if, after giving it effect, the corporation would not be able to pay its debts
              as they become due in the usual course of business or the corporation&#8217;s total assets would be less than the sum of its total liabilities plus the amount that would be needed, if the corporation were to be dissolved at the time of the
              distribution, to satisfy the preferential rights upon dissolution of the shareholders whose preferential rights are superior to those receiving the distribution.&#160; The effect of the distribution shall be determined as set forth in Section
              14-2-640 of the Georgia Business Corporation Code (the &#8220;<u>GBCC</u>&#8221;).</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 12.&#160;&#160;&#160;&#160;&#160; &#160;&#160; &#160; <u>Committees</u>.&#160; In the discretion of the Board of Directors, said Board from time to time may elect or appoint, from its own members, an Executive Committee, an
              Audit Committee, a Risk Committee, a Corporate Governance and Nominating Committee, a Compensation and Human Capital Committee and such other committee or committees as said Board may see fit to establish.&#160; Each such committee shall consist
              of two or more Directors, and each shall possess such powers and be charged with such responsibilities as are delegated by the Board by resolution, subject to the limitations imposed in these bylaws and by applicable law.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 13.&#160;&#160; &#160; &#160;&#160;&#160;&#160; <u>Executive Committee</u>.&#160; The Executive Committee shall, during the intervals between meetings of the corporation&#8217;s Board of Directors, possess and may exercise any
              and all powers of the corporation&#8217;s Board of Directors in the management and direction of the business and affairs of the corporation in which specific direction has not been given by the corporation&#8217;s Board of Directors.</div>
            <div>&#160; <br>
            </div>
            <div style="text-align: justify; text-indent: 36pt;">Section 14.&#160;&#160;&#160; &#160; &#160; &#160; <u>Officers and Salaries</u>.&#160; The Board of Directors shall elect all officers of the corporation and shall approve the remuneration, including remuneration from
              employee benefit plans, of all officers, except that the Board of Directors shall not have the responsibility to approve salaries for officers who are not executive officers.</div>
            <div>&#160;</div>
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              <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">-7-</font></div>
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            </div>
            <div style="text-align: justify; text-indent: 36pt;">Section 15.&#160;&#160;&#160; &#160;&#160;&#160; &#160; <u>Compensation of Directors</u>.&#160; Directors shall be entitled to receive compensation for their service as Directors and such fees and expenses, if any, for attendance
              at each regular or special meeting of the Board and any adjournments thereof, as may be fixed from time to time by resolution of the Board, and such fees and expenses shall be payable even though an adjournment be had because of the absence
              of a quorum&#894; provided, however, that nothing herein contained shall be construed to preclude any director from serving the corporation in any other capacity and receiving compensation therefor.&#160; Members of either standing or special
              committees may be allowed such compensation as may be provided from time to time by resolution of the Board for serving upon and attending meetings of such committees.</div>
            <div>&#160;</div>
            <div style="text-align: center; color: rgb(1, 0, 0);"><u>ARTICLE IV.</u></div>
            <div style="text-align: center;"><u>OFFICERS</u></div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 1.&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160;&#160; <u>Selection</u>.&#160; The Board of Directors at each annual meeting shall elect or appoint a Chief Executive Officer, a President, a Secretary and a Treasurer, each to
              serve for the ensuing year and until his successor is elected and qualified, or until his earlier resignation, removal from office, or death. The Board of Directors, at such meeting, may or may not, in the discretion of the Board, elect a
              Chairman of the Board, one or more Vice Chairmen of the Board, a Chief Operating Officer, one or more Vice Chairmen of the corporation, one or more Chairmen of the Board-Emeritus and/or one or more Vice Presidents and, also may elect or
              appoint one or more Assistant Vice Presidents and/or one or more Assistant Secretaries and/or one or more Assistant Treasurers.&#160; When more than one Vice President is elected, they may, in the discretion of the Board, be designated Executive
              Vice President, First Vice President, Second Vice President, etc., according to seniority or rank, and any person may hold two or more offices, except that neither the Chief Executive Officer nor President shall also serve as the Secretary.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 2.&#160;&#160;&#160; &#160; &#160;&#160; &#160; &#160; <u>Removal, Vacancies</u>.&#160; Any officers of the corporation may be removed from office at any time by the Board of Directors, with or without cause.&#160; Any vacancy
              occurring in any office of the corporation may be filled by the Board of Directors.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 3.&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; &#160; <u>Chief Executive Officer</u>.&#160; The Chief Executive Officer shall, under the direction of the Board of Directors, have responsibility for the general direction of the
              corporation&#8217;s business, policies and affairs.&#160; The Chief Executive Officer shall have such other authority and perform such other duties as usually appertain to the chief executive office in business corporations or as are provided by the
              Board of Directors.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 4.&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160; <u>President</u>.&#160; The President shall, under the direction of the Chief Executive Officer, have direct superintendence of the corporation&#8217;s business, policies,
              properties and affairs.&#160; The President shall have such further powers and duties as from time to time may be conferred upon or assigned to such officer by the Board of Directors, the Chairman of the Board or the Chief Executive Officer.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 5.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; <u>Vice Presidents</u>.&#160; The Executive Vice Presidents, if any, and Vice Presidents shall have such powers and duties as from time to time may be conferred upon or
              assigned to them by the Board of Directors, the Chairman of the Board, the Chief Executive Officer, or the President.&#160; An Executive Vice President or other officer may be responsible for the assignment of duties to subordinate Vice
              Presidents.</div>
            <div>&#160;</div>
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              <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">-8-</font></div>
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            </div>
            <div style="text-align: justify; text-indent: 36pt;">Section 6.&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; &#160;&#160; <u>Secretary</u>.&#160; It shall be the duty of the Secretary to keep a record of the proceedings of all meetings of the shareholders and Board of Directors; to keep the
              stock records of the corporation; to notify the shareholders and Directors of meetings as provided by these bylaws; and to perform such other duties as may be prescribed by the Chairman of the Board, Chief Executive Officer, President or
              Board of Directors.&#160; Any Assistant Secretary, if elected, shall perform the duties of the Secretary during the absence or disability of the Secretary and shall perform such other duties as may be prescribed by the Chairman of the Board, Chief
              Executive Officer, President, Secretary or Board of Directors.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 7.&#160;&#160;&#160;&#160;&#160; &#160;&#160; &#160;&#160; <u>Treasurer</u>.&#160; The Treasurer shall keep, or cause to be kept, the financial books and records of the corporation, and shall faithfully account for its funds.&#160; He
              shall make such reports as may be necessary to keep the Chairman of the Board, the Chief Executive Officer, the President and Board of Directors fully informed at all times as to the financial condition of the corporation, and shall perform
              such other duties as may be prescribed by the Chairman of the Board, the Chief Executive Officer, President or Board of Directors.&#160; Any Assistant Treasurer, if elected, shall perform the duties of the Treasurer during the absence or
              disability of the Treasurer, and shall perform such other duties as may be prescribed by the Chairman of the Board, Chief Executive Officer, President, Treasurer or Board of Directors.</div>
            <div>&#160;</div>
            <div style="text-align: center; color: rgb(1, 0, 0);"><u>ARTICLE V.</u></div>
            <div style="text-align: center;"><u>CONTRACTS, ETC.</u></div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 1.&#160;&#160;&#160;&#160; &#160;&#160; &#160;&#160; <u>Contracts, Deeds and Loans</u>.&#160; All contracts, deeds, mortgages, pledges, promissory notes, transfers and other written instruments binding upon the corporation
              shall be executed on behalf of the corporation by the Chairman of the Board, if elected, Chief Executive Officer, the President, or by such other officers or agents as the Board of Directors may designate from time to time.&#160; Any such
              instrument required to be given under the seal of the corporation may be attested by the Secretary or Assistant Secretary of the corporation.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 2.&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; &#160; <u>Proxies</u>.&#160; The Chairman of the Board, Chief Executive Officer, any Vice Chairman of the Board, any Vice Chairman of the corporation, the President, any Executive
              Vice President, Secretary or Treasurer of the corporation shall have full power and authority, on behalf of the corporation, to attend and to act and to vote at any meetings of the shareholders, bond holders or other security holders of any
              corporation, trust or association in which the corporation may hold securities, and at and in connection with any such meeting shall possess and may exercise any and all of the rights and powers incident to the ownership of such securities
              and which as owner thereof the corporation might have possessed and exercised if present, including the power to execute proxies and written waivers and consents in relation thereto.&#160; In the case of conflicting representation at any such
              meeting, the corporation shall be represented by its highest ranking officer, in the order first above stated.&#160; Notwithstanding the foregoing, the Board of Directors may, by resolution, from time to time, confer like powers upon any other
              person or persons.</div>
            <div>&#160;</div>
            <div style="text-align: center; color: rgb(1, 0, 0);"><u>ARTICLE VI.</u></div>
            <div style="text-align: center;"><u>CHECKS AND DRAFTS</u></div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Checks and drafts of the corporation shall be signed by such officer or officers or such other employees or persons as the Board of Directors may from time to time designate.</div>
            <div>&#160;</div>
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              <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">-9-</font></div>
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            </div>
            <div style="text-align: center; color: rgb(1, 0, 0);"><u>ARTICLE VII.</u></div>
            <div style="text-align: center;"><u>STOCK</u></div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 1.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; <u>Certificates of Stock</u>.&#160; Shares of capital stock of the corporation shall be issued in certificate or book-entry form.&#160; Certificates shall be numbered
              consecutively and entered into the stock book of the corporation as they are issued.&#160; Each certificate shall state on its face the fact that the corporation is a Georgia corporation, the name of the person to whom the shares are issued, the
              number and class of shares (and series, if any) represented by the certificate and their par value, or a statement that they are without par value.&#160; In addition, when and if more than one class of shares shall be outstanding, all share
              certificates of whatever class shall state that the corporation will furnish to any shareholder upon request and without charge a full statement of the designations, relative rights, preferences and limitations of the shares of each class
              authorized to be issued by the corporation.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 2.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; <u>Signature; Transfer Agent; Registrar</u>.&#160; Share certificates shall be signed by the President or Vice President and by the Treasurer or an Assistant Treasurer, or
              the Secretary or an Assistant Secretary of the corporation, and shall bear the seal of the corporation or a facsimile thereof.&#160; The Board of Directors may from time to time appoint transfer agents and registrars for the shares of capital
              stock of the corporation or any class thereof, and when any share certificate is countersigned by a transfer agent or registered by a registrar, the signature of any officer of the corporation appearing thereon may be a facsimile signature.&#160;
              In case any officer who signed, or whose facsimile signature was placed upon, any such certificate shall have died or ceased to be such officer before such certificate is issued, it may nevertheless be issued with the same effect as if he
              continued to be such officer on the date of issue.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 3.&#160;&#160; &#160; &#160;&#160;&#160;&#160; &#160; <u>Stock Book</u>.&#160; The corporation shall keep at its principal office, or at the office of its transfer agent, wherever located, with a copy at the principal office of
              the corporation, a book, to be known as the stock book of the corporation, containing in alphabetical order the name of each shareholder of record, together with his address, the number of shares of each kind, class or series of stock held by
              him and his social security number.&#160; The stock book shall be maintained in current condition.&#160; The stock book, including the share register, or the duplicate copy thereof maintained at the principal office of the corporation, shall be
              available for inspection by any shareholder at any meeting of the shareholders upon request and shall also be made available for inspection and copying upon the request of any shareholder owning in excess of 2% of the corporation&#8217;s common
              stock, which request must be made in accordance with the provisions of Section 14-2-1602 of the Official Code of Georgia Annotated, as amended.&#160; The information contained in the stock book and share register may be stored on punch cards,
              magnetic tape, or any other approved information storage devices related to electronic data processing equipment, provided that any such method, device, or system employed shall first be approved by the Board of Directors, and provided
              further that the same is capable of reproducing all information contained therein, in legible and understandable form, for inspection by shareholders or for any other proper corporate purpose.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 4.&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; &#160; <u>Transfer of Stock&#894; Registration of Transfer</u>.&#160; The stock of the corporation shall be transferred only by surrender of the certificate and transfer upon the stock
              book of the corporation.&#160; Upon surrender to the corporation, or to any transfer agent or registrar for the class of shares represented by the certificate surrendered, of a certificate properly endorsed for transfer, accompanied by such
              assurances as the corporation, or such transfer agent or registrar, may require as to the genuineness and effectiveness of each necessary endorsement and satisfactory evidence of compliance with all applicable laws relating to securities
              transfers and the collection of taxes, it shall be the duty of the corporation, or such transfer agent or registrar, to issue a new certificate, cancel the old certificate and record the transactions upon the stock book of the corporation.</div>
            <div>&#160;</div>
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            </div>
            <div style="text-align: justify; text-indent: 36pt;">Section 5.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Registered Shareholders</u>.&#160; Except as otherwise required by law, the corporation shall be entitled to treat the person registered on its stock book as the owner of
              the shares of the capital stock of the corporation as the person exclusively entitled to receive notification, dividends or other distributions, to vote and to otherwise exercise all the rights and powers of ownership and shall not be bound
              to recognize any adverse claim.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 6.&#160;&#160;&#160;&#160;&#160; &#160;&#160; &#160; &#160; <u>Record Date</u>.&#160; For the purpose of determining shareholders entitled to notice of or to vote at any meeting of shareholders or any adjournment thereof, or to
              express consent to or dissent from any proposal without a meeting, or for the purpose of determining shareholders entitled to receive payment of any dividend or the allotment of any rights, or for the purpose of any other action affecting the
              interests of shareholders, the Board of Directors may fix, in advance, a record date.&#160; Such date shall not be more than seventy (70) nor less than ten (10) days before the date of any such meeting nor more than seventy (70) days prior to any
              other action.&#160; In each case, except as otherwise provided by law, only such persons as shall be shareholders of record on the date so fixed shall be entitled to notice of and to vote at such meeting and any adjournment thereof, to express
              such consent or dissent, or to receive payment of such dividend or such allotment of rights, or otherwise be recognized as shareholders for any other related purpose, notwithstanding any registration of a transfer of shares on the stock book
              of the corporation after any such record date so fixed.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 7.&#160;&#160;&#160;&#160;&#160; &#160;&#160; &#160; &#160; <u>Lost Certificates</u>.&#160; When a person to whom a certificate of stock has been issued alleges it to have been lost, destroyed or wrongfully taken, and if the
              corporation, transfer agent or registrar is not on notice that such certificate has been acquired by a bona fide purchaser, a new certificate may be issued upon such owner&#8217;s compliance with all of the following conditions, to-wit:&#160; (a) He
              shall file with the Secretary of the corporation, and the transfer agent or the registrar, his request for the issuance of a new certificate, with an affidavit setting forth the time, place and circumstances of the loss; (b) He shall also
              file with the Secretary, and the transfer agent or the registrar, a bond with good and sufficient security acceptable to the corporation and the transfer agent or the registrar, or other agreement of indemnity acceptable to the corporation
              and the transfer agent or the registrar, conditioned to indemnify and save harmless the corporation and the transfer agent or the registrar from any and all damage, liability and expense of every nature whatsoever resulting from the
              corporation&#8217;s or the transfer agent&#8217;s or the registrar&#8217;s issuing a new certificate in place of the one alleged to have been lost; and (c) He shall comply with such other reasonable requirements as the Chief Executive Officer, the President or
              the Board of Directors of the corporation, and the transfer agent or the registrar shall deem appropriate under the circumstances.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 8.&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160;&#160; <u>Replacement of Mutilated Certificates</u>.&#160; A new certificate may be issued in lieu of any certificate previously issued that may be defaced or mutilated upon
              surrender for cancellation of a part of the old certificate sufficient in the opinion of the Secretary and the transfer agent or the registrar to duly identify the defaced or mutilated certificate and to protect the corporation and the
              transfer agent or the registrar against loss or liability.&#160; Where sufficient identification is lacking, a new certificate may be issued upon compliance with the conditions set forth in <u>Section 7</u> of this <u>Article VII</u>.</div>
            <div>&#160;</div>
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              <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">-11-</font></div>
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            </div>
            <div style="text-align: center; color: rgb(1, 0, 0);"><u>ARTICLE VIII.</u></div>
            <div style="text-align: center;"><u>INDEMNIFICATION AND REIMBURSEMENT</u></div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">To the fullest extent permitted by applicable law, every person now or hereafter serving as a director, officer, employee or agent of the corporation and all former directors and officers,
              employees or agents shall be indemnified and held harmless by the corporation from and against the obligation to pay a judgement, settlement, penalty, fine (including an excise tax assessed with respect to an employee benefit plan), and
              reasonable expenses (including attorneys&#8217; fees and disbursements) that may be imposed upon or incurred by him or her in connection with or resulting from any threatened, pending, or completed, action, suit, or proceeding, whether civil,
              criminal, administrative, investigative, formal or informal, in which he or she is, or is threatened to be made, a named defendant or respondent:&#160; (a) because he or she is or was a director, officer, employee, or agent of the corporation; (b)
              because he or she is or was serving at the request of the corporation as a director, officer, partner, trustee, employee, or agent of another corporation, partnership, joint venture, trust, employee benefit plan or other enterprise; or (c)
              because he or she is or was serving as an employee of the corporation who was employed to render professional services as a lawyer or an accountant to the corporation; regardless of whether such person is acting in such a capacity at the time
              such obligation shall have been imposed or incurred, if (i) such person acted in a manner he or she believed in good faith to be in or not opposed to the best interests of the corporation, and, with respect to any criminal proceeding, if such
              person had no reasonable cause to believe his or her conduct was unlawful or (ii), with respect to an employee benefit plan, such person believed in good faith that his or her conduct was in the interests of the participants in and
              beneficiaries of the plan.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Reasonable expenses incurred in any proceeding shall be paid by the corporation in advance of the final disposition of such proceeding if authorized by the Board of Directors in the specific
              case, or if authorized in accordance with procedures adopted by the Board of Directors, upon receipt of a written undertaking executed personally by or on behalf of the director, officer, employee, or agent to repay such amount if it shall
              ultimately be determined that he or she is not entitled to be indemnified by the corporation, and a written affirmation of his or her good faith belief that he or she has met the standard of conduct required for indemnification.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">The foregoing rights of indemnification and advancement of expenses shall not be deemed exclusive of any other right to which those indemnified may be entitled, and the corporation may
              provide additional indemnity and rights to its directors, officers, employees or agents to the fullest extent permitted by applicable law.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">The provisions of this <u>Article VIII</u> shall cover proceedings whether now pending or hereafter commenced and shall be retroactive to cover acts or omissions or alleged acts or omissions
              which heretofore have taken place.&#160; In the event of death of any person having a right of indemnification or advancement of expenses under the provisions of this <u>Article VIII</u>, such right shall inure to the benefit of his or her heirs,
              executors, administrators and personal representatives.&#160; If any part of this <u>Article VIII</u> should be found to be invalid or ineffective in any proceeding, the validity and effect of the remaining provisions shall not be affected.</div>
            <div>&#160;</div>
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              <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">-12-</font></div>
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            </div>
            <div style="text-align: center; color: rgb(1, 0, 0);"><u>ARTICLE IX.</u></div>
            <div style="text-align: center;"><u>MERGERS, CONSOLIDATIONS AND OTHER DISPOSITIONS OF ASSETS</u></div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">The affirmative vote of the shareholders of the corporation representing at least a majority of the votes entitled to be cast by the holders of all of the issued and outstanding shares of
              common stock of the corporation shall be required to approve any merger or consolidation of the corporation with or into any corporation, and the sale, lease, exchange or other disposition of all, or substantially all, of the assets of the
              corporation to or with any other corporation, person or entity, with respect to which the approval of the corporation&#8217;s shareholders is required by the provisions of the corporate laws of the State of Georgia.&#160; This Article shall not be
              altered, deleted or rescinded except upon the affirmative vote of the shareholders representing at least a majority of the votes entitled to be cast by the holders of all of the issued and outstanding shares of common stock of the
              corporation.</div>
            <div>&#160;</div>
            <div style="text-align: center; color: rgb(1, 0, 0);"><u>ARTICLE X.</u></div>
            <div style="text-align: center;"><u>CRITERIA FOR CONSIDERATION OF TENDER OR OTHER OFFERS</u></div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 1.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; <u>Factors to Consider</u>.&#160; The Board of Directors of the corporation may, if it deems it advisable, oppose a tender or other offer for the corporation&#8217;s securities,
              whether the offer is in cash or in the securities of a corporation or otherwise.&#160; When considering whether to oppose an offer, the Board of Directors may, but is not legally obligated to, consider any pertinent issues; by way of illustration,
              but not of limitation, the Board of Directors may, but shall not be legally obligated to, consider any or all of the following:</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(i</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160; &#160; &#160; whether the offer price is acceptable based on the historical and present operating results
              or financial condition of the corporation;</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(ii</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; whether a more favorable price could be obtained for the corporation&#8217;s securities in the
              future;</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(iii</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160; &#160;&#160; the impact which an acquisition of the corporation would have on the employees, depositors
              and customers of the corporation and its subsidiaries and the communities which they serve;</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(iv</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; the reputation and business practices of the offeror and its management and affiliates as they
              would affect the employees, depositors and customers of the corporation and its subsidiaries and the future value of the corporation&#8217;s stock;</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(v</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160; &#160; the value of the securities, if any, that the offeror is offering in exchange for the
              corporation&#8217;s securities, based on an analysis of the worth of the corporation as compared to the offeror or any other entity whose securities are being offered; and</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(vi</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; any antitrust or other legal or regulatory issues that are raised by the offer.</div>
            <div>&#160;</div>
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              <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">-13-</font></div>
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            <div style="text-align: justify; text-indent: 36pt;">Section 2.&#160;&#160;&#160;&#160;&#160; &#160; &#160;&#160; <u>Appropriate Actions</u>.&#160; If the Board of Directors determines that an offer should be rejected, it may take any lawful action to accomplish its purpose including,
              but not limited to, any or all of the following:&#160; (i) advising shareholders not to accept the offer; (ii) litigation against the offeror; (iii) filing complaints with governmental and regulatory authorities; (iv) acquiring the corporation&#8217;s
              securities; (v) selling or otherwise issuing authorized but unissued securities of the corporation or treasury stock or granting options or rights with respect thereto; (vi) acquiring a company to create an antitrust or other regulatory
              problem for the offeror; and (vii) soliciting a more favorable offer from another individual or entity.</div>
            <div>&#160;</div>
            <div style="text-align: center; color: rgb(1, 0, 0);"><u>ARTICLE XI.</u></div>
            <div style="text-align: center;"><u>AMENDMENT</u></div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Except as otherwise specifically provided herein, the bylaws of the corporation may be altered, amended or added to by the affirmative vote of the shareholders of the corporation representing
              at least a majority of the votes entitled to be cast by the holders of all of the issued and outstanding shares of common stock of the corporation present and voting therefor at a shareholders&#8217; meeting or, subject to such limitations as the
              shareholders may from time to time prescribe, by a majority vote of all the Directors then holding office at any meeting of the Board of Directors.</div>
            <div>&#160;</div>
            <div style="text-align: center; color: rgb(1, 0, 0);"><u>ARTICLE XII.</u></div>
            <div style="text-align: center;"><u>EXCLUSIVE FORUM FOR CERTAIN DISPUTES</u></div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Unless the corporation consents in writing to the selection of an alternative forum, to the fullest extent permitted by law, the sole and exclusive forum for any shareholder (including a
              beneficial owner) to bring (i) any derivative action or proceeding brought on behalf of the corporation, (ii) any action asserting a claim of breach of a fiduciary or legal duty owed by any current or former director, officer, employee,
              shareholder, or agent of the corporation to the corporation or the corporation&#8217;s shareholders, (iii) any action asserting a claim against the corporation, its current or former directors, officers, employees, shareholders, or agents arising
              pursuant to any provision of the GBCC or the corporation&#8217;s Articles of Incorporation or bylaws (as either may be amended from time to time), or (iv) any action asserting a claim against the corporation, its current or former directors,
              officers, employees, shareholders, or agents governed by the internal affairs doctrine shall be the Georgia State-Wide Business Court (the &#8220;Chosen Court&#8221;).</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">To the fullest extent permitted by law, if any action the subject matter of which is within the scope of the preceding paragraph is filed in a court (a &#8220;Foreign Court&#8221;) other than the Chosen
              Court (a &#8220;Foreign Action&#8221;) in the name of any shareholder, such shareholder shall be deemed to have consented to (i) the personal jurisdiction of the Chosen Court in connection with any action brought in any such Foreign Court to enforce the
              preceding paragraph and (ii) having service of process made upon such shareholder in any such action by service upon such shareholder&#8217;s counsel in the Foreign Action as agent for such shareholder.</div>
            <div>&#160;</div>
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              <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">-14-</font></div>
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            </div>
            <div style="text-align: center; color: rgb(1, 0, 0);"><u>ARTICLE XIII.</u></div>
            <div style="text-align: center;"><u>CERTAIN GOVERNANCE MATTERS</u></div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 1.&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; &#160; <u>Interpretation; Definitions</u>.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(i</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160; &#160;&#160; The provisions of this <u>Article XIII</u> shall apply notwithstanding anything to the
              contrary set forth in the other Articles of these Bylaws.&#160; In the event of any inconsistency or conflict between any provision of this <u>Article XIII</u> and any other provision of these Bylaws or any of the Corporation&#8217;s other constituent
              documents, such provision of this <u>Article XIII</u> shall control to the fullest extent permitted by law.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(ii</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; The following definitions shall apply to this <u>Article XIII</u>:</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="color: rgb(1, 0, 0);">(a)</font>&#160; &#160; &#160;&#160;&#160; &#160; &#8220;Designated Exchange&#8221; shall mean the primary stock exchange on which the Corporation&#8217;s common stock is listed.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="color: rgb(1, 0, 0);">(b)</font>&#160; &#160; &#160; &#160; &#8220;Effective Time&#8221; shall have the meaning set forth in the Agreement and Plan of Merger, dated as of July 24, 2025, by
              and among Synovus Financial Corp., Pinnacle Financial Partners, Inc. and Steel Newco Inc., as it may have been amended, restated, supplemented or otherwise modified from time to time.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="color: rgb(1, 0, 0);">(c)</font>&#160; &#160; &#160;&#160; &#160;&#160; &#8220;Entire Board of Directors&#8221; shall mean the total number of directors which the Board of Directors of the Corporation
              or Pinnacle Bank, as applicable, would have if there were no vacancies.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="color: rgb(1, 0, 0);">(d)</font>&#160; &#160; &#160;&#160;&#160; &#160; &#8220;Legacy Pinnacle&#8221; shall mean Pinnacle, a Tennessee corporation, which has merged with and into the Corporation
              effective as of the Effective Time.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="color: rgb(1, 0, 0);">(e)</font>&#160; &#160; &#160; &#160; &#160; &#8220;Legacy Pinnacle Directors&#8221; shall mean the persons who were directors of Legacy Pinnacle immediately prior to the
              Effective Time and who were designated by the Boards of Directors of Legacy Pinnacle and the Corporation prior to the Effective Time to be directors of the Corporation as of the Effective Time and any additional directors nominated by the
              Legacy Pinnacle Nominating Committee pursuant to <u>Section 3(ii)</u> or <u>Section 3(iv)</u> of this <u>Article XIII</u>.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="color: rgb(1, 0, 0);">(f)</font>&#160; &#160; &#160;&#160;&#160;&#160; &#8220;Legacy Pinnacle Nominating Committee&#8221; shall mean a committee of the Board of Directors of the Corporation or of
              Pinnacle Bank, as applicable, comprised of all the Legacy Pinnacle Directors who satisfy, in the case of the Corporation, the independence requirements (and any other requirements) for nominating committee membership under the rules of the
              Designated Exchange.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="color: rgb(1, 0, 0);">(g)</font>&#160; &#160; &#160;&#160;&#160;&#160; &#8220;Legacy Synovus&#8221; shall mean Synovus, a Georgia corporation, which has merged with and into the Corporation effective
              as of the Effective Time.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="color: rgb(1, 0, 0);">(h)</font>&#160; &#160; &#160;&#160;&#160;&#160; &#8220;Legacy Synovus Directors&#8221; shall mean the persons who were directors of Legacy Synovus immediately prior to the
              Effective Time and who were designated by the Boards of Directors of Legacy Synovus and the Corporation prior to the Effective Time to be directors of the Corporation as of the Effective Time and any additional directors nominated by the
              Legacy Synovus Nominating Committee pursuant to <u>Section 3(iii)</u> or <u>Section 3(v)</u> of this <u>Article XIII</u>.</div>
            <div>&#160;</div>
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              <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">-15-</font></div>
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            </div>
            <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="color: rgb(1, 0, 0);">(i)</font>&#160; &#160; &#160; &#160; &#160; &#8220;Legacy Synovus Nominating Committee&#8221; shall mean a committee of the Board of Directors of the Corporation or of
              Pinnacle Bank, as applicable, comprised of all the Legacy Synovus Directors who satisfy, in the case of the Corporation, the independence requirements (and any other requirements) for nominating committee membership under the rules of the
              Designated Exchange.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="color: rgb(1, 0, 0);">(j)</font>&#160; &#160; &#160;&#160;&#160; &#160;&#160; &#8220;Pinnacle Bank&#8221; shall mean Pinnacle Bank, a wholly owned subsidiary of the Corporation.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt; margin-left: 36pt;"><font style="color: rgb(1, 0, 0);">(k)</font>&#160; &#160; &#160; &#160; &#160; &#8220;Transition Period&#8221; shall mean the period beginning at the Effective Time and ending on the first business day
              following the second anniversary of the Effective Time.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 2.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Board of Directors; Management</u>.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(i</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160; &#160; &#160; (a) As of the Effective Time, the Entire Boards of Directors of the Corporation and of
              Pinnacle Bank shall be fifteen (15) directors, of which, in each case of the Corporation and Pinnacle Bank, eight (8) directors shall be Legacy Pinnacle Directors and seven (7) directors shall be Legacy Synovus Directors; and (b) during the
              Transition Period, the size of the Entire Boards of Directors of the Corporation and of Pinnacle Bank shall not be increased or decreased except as otherwise expressly set forth in this <u>Article XIII</u>;</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(ii</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; As of the Effective Time, (i) subject to <u>Section 2(iii)</u> and <u>Section 2(iv)</u> of
              this <u>Article XIII</u>, Mr. M. Terry Turner will serve as Non-Executive Chairman of the Boards of Directors of the Corporation and of Pinnacle Bank which position shall not be an officer or executive position of the Corporation or Pinnacle
              Bank, (ii) subject to <u>Section 2(iii)</u> and <u>Section 2(iv)</u> of this <u>Article XIII</u>, Mr. Kevin S. Blair will serve as a director of the Corporation and of Pinnacle Bank and as Chief Executive Officer and President and the
              highest-ranking executive officer of the Corporation and of Pinnacle Bank reporting directly and exclusively to the Boards of Directors of the Corporation and of Pinnacle Bank, (iii) Mr. Andrew J. Gregory will serve as Chief Financial Officer
              of the Corporation and of Pinnacle Bank reporting to the Chief Executive Officer, (iv) Mr. Robert A. McCabe will serve as Vice Chairman of the Boards of Directors and as Chief Banking Officer of the Corporation and of Pinnacle Bank until the
              earlier of the (x) first anniversary of the Effective Time and (y) death, resignation, removal, disqualification or other cessation of service by Mr. McCabe as Vice Chairman of the Boards of Directors or Chief Banking Officer of the
              Corporation and of Pinnacle Bank (such date, the &#8220;<u>Vice Chairman Succession Date</u>&#8221;), at which time Mr. McCabe will cease to serve as a member of the Boards of Directors and as Chief Banking Officer of the Corporation and of Pinnacle
              Bank, (v) Mr. Tim E. Bentsen, or a replacement selected pursuant <u>Section 2(vi)</u> of this Article XIII, will serve as Lead Independent Director of the Boards of Directors of the Corporation and of Pinnacle Bank for the duration of the
              Transition Period and (vi) Mr. G. Kennedy Thompson will serve as a director of the Corporation and of Pinnacle Bank until the earlier of the (x) first anniversary of the Effective Time, or such later date as may be determined by the Boards of
              Directors of the Corporation and of Pinnacle Bank pursuant to <u>Section 4</u> of this <u>Article XIII</u>, or (y) death, resignation, removal, disqualification or other cessation of service by Mr. Thompson as a director of the Corporation
              and of Pinnacle Bank.</div>
            <div>&#160;</div>
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              <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">-16-</font></div>
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            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(iii</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160; During the Transition Period (or in the case of Mr. McCabe, during the one-year period
              following the Effective Time), (i) any removal (with or without cause) of Mr. Turner, Mr. Blair, Mr. McCabe or Mr. Gregory from serving in the capacities set forth in <u>Section 2(ii)(i)</u> and <u>(ii)</u> of this <u>Article XIII</u>&#160;from,




              or failure to appoint, re-elect or re-nominate, as applicable, such person to, any such positions, (ii) any amendment or modification to any employment, consulting or similar agreement with Mr. Turner, Mr. Blair, Mr. McCabe or Mr. Gregory to
              the extent such amendment or modification would conflict with this <u>Article XIII</u> or adversely affect such individual, (iii) any termination of Mr. Turner&#8217;s service with, or Mr. Blair&#8217;s, Mr. McCabe&#8217;s or Mr. Gregory&#8217;s employment by or
              other service with, the Corporation or any subsidiary of the Corporation, or (iv) any modification to Mr. Blair&#8217;s reporting relationships as set forth in these Bylaws or failure to appoint Mr. Blair as Chairman of the Boards of Directors of
              the Corporation and of Pinnacle Bank on the Chairman Succession Date shall, in each case, require the affirmative vote of at least seventy-five percent (75%) of the Entire Board of Directors.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(iv</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160; Upon the earlier of the (i) second anniversary of the Effective Time and (ii) death,
              resignation, removal, disqualification or other cessation of service by Mr. Turner as Non-Executive Chairman of the Boards of Directors of the Corporation and of Pinnacle Bank (such date, the &#8220;<u>Chairman Succession Date</u>&#8221;), (A) Mr. Turner
              shall cease to serve as Non-Executive Chairman and as a member of the Boards of Directors of the Corporation and of Pinnacle Bank and (B) Mr. Blair (or, in the event of Mr. Blair&#8217;s earlier death, resignation, removal, disqualification or
              other cessation of service as Chief Executive Officer and director of the Corporation and Pinnacle Bank, another individual, such other individual to be approved by the affirmative vote of a majority of the Entire Board of Directors, which
              majority shall include at least seventy-five percent (75%) of the Legacy Synovus Directors) shall be the Chairman of the Boards of Directors of the Corporation and of Pinnacle Bank.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(v</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; Following the Chairman Succession Date, Mr. Turner shall serve as a special advisor in a
              consulting role to the Chief Executive Officer of the Corporation until the earlier of the (x) second anniversary of the Chairman Succession Date or (y) death, resignation, removal, disqualification or other cessation of service by Mr. Turner
              as a consultant to the Corporation.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(vi</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160; If, prior to the expiration of the Transition Period, Mr. Bentsen ceases at any time to serve
              as the Lead Independent Director of the Boards of Directors of the Corporation and of Pinnacle Bank, the Legacy Synovus Nominating Committee shall select an individual that qualifies as an independent director under the rules of the
              Designated Exchange to serve as the Lead Independent Director of the Boards of Directors of the Corporation and of Pinnacle Bank.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 3.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; <u>Composition of the Board of Directors</u>.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">During the Transition Period:</div>
            <div>&#160;</div>
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              <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">-17-</font></div>
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            </div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(i</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160; &#160;&#160; The Entire Boards of Directors of the Corporation and of Pinnacle Bank will be automatically
              reduced by one director without further action on each of the Chairman Succession Date and the Vice Chairman Succession Date;</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(ii</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; all vacancies resulting from the cessation of service by any Legacy Pinnacle Director for any
              reason (other than those of Mr. Turner and Mr. McCabe, which are addressed in <u>Section 3(i)</u> of this <u>Article XIII</u>) shall be filled by the Boards of Directors of the Corporation and of Pinnacle Bank with a nominee selected by the
              Legacy Pinnacle Nominating Committee;</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(iii</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; all vacancies resulting from the cessation of service by any Legacy Synovus Director for any
              reason shall be filled by the Boards of Directors of the Corporation and of Pinnacle Bank with a nominee selected by the Legacy Synovus Nominating Committee;</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(iv</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; the Legacy Pinnacle Nominating Committee shall have the exclusive authority to nominate, on
              behalf of the Boards of Directors of the Corporation and of Pinnacle Bank, directors for election at each annual meeting, or at any special meeting at which directors are to be elected, to fill each seat previously held by a Legacy Pinnacle
              Director; and</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(v</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160; &#160; the Legacy Synovus Nominating Committee shall have the exclusive authority to nominate, on
              behalf of the Boards of Directors of the Corporation and of Pinnacle Bank, directors for election at each annual meeting, or at any special meeting at which directors are to be elected, to fill each seat previously held by a Legacy Synovus
              Director;</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(vi</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; all vacancies on the Boards of Directors of the Corporation and of Pinnacle Bank shall be
              promptly filled by the Boards of Directors of the Corporation and of Pinnacle Bank with the individuals chosen as provided for in this <u>Article XIII</u>; and</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(vii</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160;&#160;&#160;&#160;&#160; the members of the Board of Directors of the Corporation and of Pinnacle Bank shall be
              identical.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 4.&#160;&#160;&#160;&#160;&#160; &#160; &#160;&#160;&#160; <u>Director Retirement</u>.&#160; A director shall retire as a director of the Corporation and of Pinnacle Bank effective as of the first annual meeting of the Corporation
              occurring after the date on which such director has turned seventy-five (75) years of age, without any further action by the shareholders or the Boards of Directors of the Corporation or of Pinnacle Bank; <u>provided</u> that this <u>Section









                4</u> shall not apply to (i) Mr. McCabe prior to the Vice Chairman Succession Date and (ii) Mr. Thompson prior to the first anniversary of the Effective Time (as such period for Mr. Thompson may be extended on an annual basis by the
              affirmative vote of a majority of the Entire Board of Directors).</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 5.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; <u>Composition of Committees</u>.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(i</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160; &#160; During the Transition Period, the Boards of Directors of the Corporation and of Pinnacle Bank
              shall have and maintain as standing committees (i) an Executive Committee, (ii) an Audit Committee, (iii) a Risk Committee, (iv) a Compensation and Human Capital Committee and (v) a Corporate Governance and Nominating Committee.</div>
            <div>&#160;</div>
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            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(ii</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; During the Transition Period, the Executive Committee shall be composed of the Chief Executive
              Officer, the Non-Executive Chairman (or if the Chairman Succession Date precedes the expiration of the Transition Period, the Chairman), the Vice Chairman (during his term of service), the Lead Independent Director and the Chairs of the Audit
              Committee, the Risk Committee, the Corporate Governance and Nominating Committee and the Compensation and Human Capital Committee.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(iii</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160; During the Transition Period, each committee of the Boards of Directors of the Corporation and
              of Pinnacle Bank (other than the Executive Committee, the Legacy Pinnacle Nominating Committee and the Legacy Synovus Nominating Committee) shall (i) have at least four (4) members, (ii) have an even number of members and (iii) be composed of
              fifty percent (50%) Legacy Pinnacle Directors and fifty percent (50%) Legacy Synovus Directors.&#160; During the Transition Period, all vacancies on any committee of the Boards of Directors of the Corporation and of Pinnacle Bank shall be promptly
              filled by the Boards of Directors of the Corporation and of Pinnacle Bank in compliance with the foregoing requirements.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(iv</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160; During the Transition Period, (i) the Chief Executive Officer shall chair the Executive
              Committee, (ii) a Legacy Pinnacle Director shall chair the Risk Committee, (iii) a Legacy Pinnacle Director shall chair the Audit Committee, (iv) a Legacy Synovus Director shall chair the Corporate Governance and Nominating Committee and (v)
              a Legacy Synovus Director shall chair the Compensation and Human Capital Committee.&#160; Service on any committee shall be subject to compliance with any independence requirements, and any other requirements, for membership on the applicable
              committee under the rules of the Designated Exchange.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(v</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; As of the Effective Time and for the duration of the Transition of Period, the Boards of
              Directors of the Corporation and of Pinnacle Bank shall constitute a Legacy Pinnacle Nominating Committee, which shall be comprised of all the Legacy Pinnacle Directors who satisfy the independence requirements (and any other requirements)
              for nominating committee membership under the rules of the Designated Exchange.&#160; At the end of the Transition Period, the Legacy Pinnacle Nominating Committee shall be automatically disbanded.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(vi</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160; As of the Effective Time and for the duration of the Transition Period, the Board of the
              Corporation and of Pinnacle Bank shall constitute a Legacy Synovus Nominating Committee, which shall be comprised of all the Legacy Synovus Directors who satisfy the independence requirements (and any other requirements) for nominating
              committee membership under the rules of the Designated Exchange.&#160; At the end of the Transition Period, the Legacy Synovus Nominating Committee shall be automatically disbanded.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(vii</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160;&#160;&#160;&#160; Notwithstanding anything to the contrary in these Bylaws, during the Transition Period, no
              committee (including, for the avoidance of doubt, the Executive Committee) shall be permitted to take any action, and the Board shall not delegate to any committee the power to take any action, that, if taken by the Boards of Directors of the
              Corporation and of Pinnacle Bank, would require the affirmative vote of at least seventy-five percent (75%) of the Entire Board of Directors pursuant to this <u>Article XIII</u>.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 6.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; <u>Corporate Name; Headquarters</u>.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(i</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160; &#160;&#160;&#160; The name of the Corporation shall be &#8220;Pinnacle Financial Partners, Inc.&#8221; and the name of
              Pinnacle Bank shall be &#8220;Pinnacle Bank&#8221;.</div>
            <div>&#160;</div>
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            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(ii</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; The shares of common stock of the Corporation shall be traded on the Designated Exchange under
              the ticker symbol &#8220;PNFP&#8221;.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 72pt;"><font style="color: rgb(0, 0, 0);">(iii</font><font style="color: rgb(1, 0, 0);">)</font>&#160; &#160;&#160;&#160;&#160;&#160; The headquarters of (i) the Corporation will be located in Atlanta, Georgia and (ii) Pinnacle
              Bank will be located in Nashville, Tennessee.&#160; For the avoidance of doubt, Atlanta, Georgia will be deemed to include Cobb County for purposes of this provision.</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 7.&#160;&#160;&#160;&#160; &#160; &#160;&#160; &#160; <u>Amendments</u>.&#160; During the Transition Period, this <u>Article XIII</u> may be modified, amended or repealed (voluntarily or by merger, consolidation or otherwise
              by operation of law), and any Bylaw provision or other resolution inconsistent with these Bylaws may be adopted, by the Boards of Directors of the Corporation and of Pinnacle Bank only by (and any such modification, amendment, repeal or
              inconsistent Bylaw provisions and other resolutions may be proposed or recommended by the Boards of Directors of the Corporation and of Pinnacle Bank for adoption by the shareholders of the Corporation only by) an affirmative vote of at least
              seventy-five percent (75%) of the Entire Board of Directors.&#160; Any modification, amendment or repeal of this Article XIII or adoption of any Bylaw provision or other resolution inconsistent with this Article XIII following the Transition
              Period adopted by the Board of Directors of the Corporation or of Pinnacle Bank shall be prospective only and shall not in any way diminish or adversely affect the applicability and enforceability of the bylaws set forth in this Article XIII
              (as they applied prior to such modification, amendment or repeal or adoption) with respect to the Transition Period without an affirmative vote of at least seventy-five percent (75%) of the Entire Board of Directors (as comprised at the end
              of the Transition Period).</div>
            <div>&#160;</div>
            <div style="text-align: justify; text-indent: 36pt;">Section 8.&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160; <u>Change of Control</u>.&#160; During the Transition Period, any merger or consolidation of the Corporation with or into any other entity or other disposition by the
              Corporation of all or substantially all of the assets of the Corporation and its Subsidiaries, taken as a whole, shall require an affirmative vote of at least seventy-five percent (75%) of the Entire Board of Directors.</div>
            <div style="text-align: justify; text-indent: 36pt;"> <br>
            </div>
          </div>
        </div>
      </div>
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      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">EXHIBIT C</div>
      <div style="font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">BANK MERGER AGREEMENT</div>
      <div style="font-size: 10pt;">
        <div> <br>
          <div>
            <div>
              <div>
                <div style="text-align: center; font-weight: bold;">AGREEMENT AND PLAN OF MERGER OF</div>
                <div style="text-align: center; font-weight: bold;">PINNACLE BANK</div>
                <div style="text-align: center; font-weight: bold;">AND</div>
                <div style="text-align: center; font-weight: bold;">SYNOVUS BANK</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 24.5pt;">This Agreement and Plan of Merger (this &#8220;<u>Agreement</u>&#8221;), dated as of [&#9679;], 2025, is made by and between Pinnacle Bank, a Tennessee state-chartered bank that will become a member of
                  the Federal Reserve System and Synovus Bank, a Georgia state-chartered member bank.&#160; Each of Pinnacle Bank and Synovus Bank may be referred to individually as a &#8220;<u>Party</u>,&#8221; or together as the &#8220;<u>Parties</u>.&#8221;</div>
                <div>&#160;</div>
                <div style="text-align: center; font-weight: bold;">WITNESSETH:</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">WHEREAS</font><font style="font-size: 10pt;">, Pinnacle Bank is a Tennessee state-chartered bank with its principal
                    office located in Nashville, Tennessee and its other offices located at the addresses listed in <u>Exhibit A</u> hereto, all the issued and outstanding voting stock of which is owned as of the date hereof directly by Pinnacle Financial
                    Partners, Inc., a Tennessee corporation (&#8220;<u>Pinnacle</u>&#8221;), and has authorized capital stock consisting of 10,000,000 shares of common stock, par value $5.00 per share, of which 6,805,600 shares of common stock are issued and
                    outstanding as of the date hereof;</font></div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">WHEREAS</font><font style="font-size: 10pt;">, Synovus Bank is a Georgia state-chartered bank with its principal office
                    located in Columbus, Georgia and its other offices located at the addresses listed in <u>Exhibit B</u> hereto, all the issued and outstanding voting stock of which is owned as of the date hereof by Synovus Financial Corp., a Georgia
                    corporation (&#8220;<u>Synovus</u>&#8221;), and has authorized capital stock consisting of 650,000 shares of common stock, par value $5.00 per share, of which 630,763 shares of common stock are issued and outstanding as of the date hereof;</font></div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">WHEREAS</font><font style="font-size: 10pt;">, Pinnacle, Synovus and Steel Newco Inc., a Georgia corporation jointly
                    owned by Pinnacle and Synovus (&#8220;<u>Newco</u>&#8221;) have entered into an Agreement and Plan of Merger, dated as of July 24, 2025 (as amended and/or supplemented from time to time, the &#8220;<u>Merger Agreement</u>&#8221;), pursuant to which, subject to
                    the terms and conditions thereof, Pinnacle and Synovus will each simultaneously merge with and into Newco (such mergers, collectively, the &#8220;<u>Merger</u>&#8221;), with Newco continuing as the surviving entity in the Merger (the &#8220;<u>Surviving
                      Entity</u>&#8221;);</font></div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">WHEREAS</font><font style="font-size: 10pt;">, subject to the terms and conditions of the Merger Agreement, immediately
                    following the consummation of the Merger, Pinnacle Bank shall become a member bank of the Federal Reserve System (&#8220;<u>FRS Membership</u>&#8221;);</font></div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">WHEREAS</font><font style="font-size: 10pt;">,<font style="font-weight: bold;">&#160;</font>contingent upon the Merger and
                    immediately following FRS Membership, on the terms and subject to the conditions contained in this Agreement, the Parties intend to effect the merger of Synovus Bank with and into Pinnacle Bank (the &#8220;<u>Bank Merger</u>&#8221;), with Pinnacle
                    Bank continuing as the surviving entity (the &#8220;<u>Bank Merger</u>&#8221;); and</font></div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">WHEREAS</font><font style="font-size: 10pt;">, the Board of Directors of Pinnacle Bank and the Board of Directors of
                    Synovus Bank have deemed the Bank Merger advisable, and have adopted and approved the execution and delivery of this Agreement and the transactions contemplated hereby.</font></div>
                <div>&#160;</div>
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                </div>
                <!--PROfilePageNumberReset%Num%2%-%-%-->
                <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">NOW, THEREFORE</font><font style="font-size: 10pt;">, in consideration of the premises and of the mutual agreements
                    herein contained, the Parties do hereby agree as follows:</font></div>
                <div>&#160;</div>
                <div style="text-align: center; color: rgb(1, 0, 0); font-weight: bold;">ARTICLE I</div>
                <div style="text-align: center; font-weight: bold;">BANK MERGER</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 1.01&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>The Merger</u>.&#160; Subject to the terms and conditions of this Agreement, at the Effective Time, Synovus Bank shall be merged with and into Pinnacle Bank pursuant to
                  the provisions of, and with the effect provided in, applicable law.&#160; At the Effective Time, the separate existence of Synovus Bank shall cease, and Pinnacle Bank, as the surviving entity (the &#8220;<u>Surviving Bank</u>&#8221;), shall continue
                  unaffected and unimpaired by the Bank Merger as a state bank under the laws of the state of Tennessee.&#160; All assets of Synovus Bank as they exist at the Effective Time of the Bank Merger shall pass to and vest in the Surviving Bank without
                  any conveyance or other transfer.&#160; The Surviving Bank shall be responsible for all of the liabilities of every kind and description of each of the Parties existing as of the Effective Time of the Bank Merger, including all deposits,
                  accounts, debts, obligations and contracts thereof, matured or unmatured, whether accrued, absolute, contingent or otherwise, and whether or not reflected or reserved against on balance sheets, books of account or records thereof.&#160;
                  Immediately following the Effective Time, the Surviving Bank shall continue to operate the principal office and each of the branches of Pinnacle Bank and Synovus Bank existing as of the Effective Time as branches of the Surviving Bank at
                  the officially designated address of each such office or branch and shall continue to operate the principal office and each of the branches of the Surviving Bank existing at the Effective Time, in each case without limiting the authority
                  under applicable law of the Surviving Bank to close, relocate or otherwise make any change regarding any such branch.</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 1.02&#160;&#160;&#160;&#160; &#160;&#160; <u>Closing</u>.&#160; The closing of the Bank Merger will take place immediately following the FRS Membership and the Merger or at such other time and date as specified by
                  the Parties, but in no case prior to the Merger or the FRS Membership or the date on which all of the conditions precedent to the consummation of the Bank Merger specified in this Agreement shall have been satisfied or duly waived by the
                  Party entitled to satisfaction thereof, at such place as is agreed by the Parties.</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 1.03&#160;&#160; &#160; &#160;&#160; <u>Effective Time</u>.&#160; Subject to applicable law, the Bank Merger shall become effective as of the date and time specified in the articles of merger filed with the
                  Commissioner of the Tennessee Department of Financial Institutions and the Georgia Department of Banking&#160; and Finance (such date and time being herein referred to as the &#8220;<u>Effective Time</u>&#8221;).</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 1.04&#160;&#160;&#160;&#160;&#160; &#160;&#160; <u>Charter and Bylaws of the Surviving Bank</u>.&#160; The charter and bylaws of Pinnacle Bank in effect immediately prior to the Effective Time shall be the charter and
                  the bylaws of the Surviving Bank, in each case until amended in accordance with applicable law and the terms thereof; <u>provided</u> that the charter and bylaws of Pinnacle Bank shall be amended effective at or prior to the Effective
                  Time to the extent necessary to give effect to the provisions of <u>Section 1.05</u>, <u>Section 1.06</u> and <u>Section 1.07</u>.</div>
                <div>&#160;</div>
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                </div>
                <div style="text-align: justify; text-indent: 36pt;">Section 1.05&#160;&#160;&#160; &#160; &#160;&#160; <u>Board of Directors and Officers of the Surviving Bank</u>.&#160; Effective as of the Effective Time, (i) the persons listed in <u>Exhibit C</u> hereto, as it shall be
                  updated prior to the Effective Time to include the persons appointed to the board of directors of Newco at the effective time of the Merger in accordance with the terms of the Merger Agreement and the Newco Bylaws (as defined in the
                  Merger Agreement), shall be the members of the Board of Directors of the Surviving Bank, and (ii) the persons indicated in <u>Exhibit D</u> hereto, as it shall be updated prior to the Effective Time to include the persons appointed to
                  the corresponding offices of Newco at the effective time of the Merger in accordance with the terms of the Merger Agreement and the Newco Bylaws (as defined in the Merger Agreement) and such other persons to hold such other offices as
                  shall be agreed by Pinnacle Bank and Synovus Bank, shall be appointed to the offices of the Surviving Bank specified in such Exhibit.&#160; Any update, amendment or revision to <u>Exhibit C</u> or <u>Exhibit D</u> made in accordance with
                  this Agreement shall not be deemed an amendment to this Agreement.</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 1.06&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Name of the Surviving Bank; Headquarters</u>.&#160; As of and from the Effective Time, (a) the name of the Surviving Bank will be Pinnacle Bank and (b) (i) the
                  headquarters of the Surviving Bank shall be located in Nashville, Tennessee and (ii) the address of the principal office of the Surviving Bank shall be 21 Platform Way, Suite 2300, Nashville, Davidson County, Tennessee 37203.</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 1.07&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Certain Directors and Executive Officers of the Surviving Bank; Succession</u>.</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 72pt;">(a<font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160; &#160;&#160; Effective as of the Effective Time, (i) Mr. M. Terry Turner will serve as Non-Executive Chairman of the Board of Directors of the
                  Surviving Bank, (ii)&#160; Mr. Kevin S. Blair will serve as Chief Executive Officer and President and the highest-ranking executive officer of the Surviving Bank, reporting directly and exclusively to the Board of Directors of the Surviving
                  Bank and (iii) Mr. Andrew J. Gregory will serve as Chief Financial Officer of the Surviving Bank reporting to the Chief Executive Officer;</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 72pt;">(b<font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; Mr. Blair shall be the successor to Mr. Turner as the Chairman of the Board of Directors of the Surviving Bank, with such succession
                  becoming effective on the second anniversary of the date on which the closing of the Merger occurs (the &#8220;<u>Closing Date</u>&#8221;) or any such earlier date as of which Mr. Turner ceases for any reason to serve in the position of Non-Executive
                  Chairman of the Board of Directors of the Surviving Bank (the date of such succession, the &#8220;<u>Chairman Succession Date</u>&#8221;);</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 72pt;">(c<font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; On the Chairman Succession Date, Mr. Turner shall cease to serve as Non-Executive Chairman and as a member of the Board of Directors
                  of the Surviving Bank and the number of directors that will comprise the full Board of Directors of the Surviving Bank shall be reduced by one (1) director;</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 72pt;">(d<font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; Subject to Mr. Turner&#8217;s earlier death, resignation, removal, disqualification or other cessation of service, from the Chairman
                  Succession Date until the date that is two (2) years from the Chairman Succession Date, Mr. Turner shall serve as a special advisor in a consulting role to the Chief Executive Officer of the Surviving Bank;</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 72pt;">(e<font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; Effective as of the Effective Time, Mr. Robert A. McCabe will serve as Vice Chairman of the Board of Directors and Chief Banking
                  Officer of the Surviving Bank until the first anniversary of the Closing Date or any such earlier date as of which Mr. McCabe ceases for any reason to serve in the position of Vice Chairman of the Board of Directors or Chief Banking
                  Officer of the Surviving Bank (such date, the &#8220;<u>Vice Chairman Succession Date</u>&#8221;);</div>
                <div>&#160;</div>
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                  <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">-3-</font></div>
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                </div>
                <div style="text-align: justify; text-indent: 72pt;">(f<font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; On the Vice Chairman Succession Date, Mr. McCabe will cease to serve as Vice Chairman and as a member of the Board of Directors and
                  Chief Banking Officer of the Surviving Bank and the number of directors that will comprise the full Board of Directors of the Surviving Bank shall be reduced by one (1) director; and</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 72pt;">(g<font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; Effective as of the Effective Time, Mr. Tim E. Bentsen will serve as Lead Independent Director of the Board of Directors of the
                  Surviving Bank until the second anniversary of the Closing Date or any such earlier date as of which Mr. Bentsen ceases for any reason to serve in the position of Lead Independent Director of the Board of Directors of the Surviving Bank.</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 72pt;">(h<font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; The provisions of Article XIII of Exhibit B to the Merger Agreement that are specifically applicable to the Surviving Bank are
                  incorporated herein by reference, <font style="font-style: italic;">mutatis mutandis</font>.</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 1.08&#160;&#160; &#160; &#160;&#160; <u>Tax Treatment</u>.&#160; It is the intention of the Parties that (i) the Bank Merger be treated for U.S. federal income tax purposes as a &#8220;reorganization&#8221; within the
                  meaning of Section 368(a) of the Internal Revenue Code of 1986, as amended (the &#8220;<u>Code</u>&#8221;) and (ii) this Agreement constitute a &#8220;plan of reorganization&#8221; for purposes of Sections 354 and 361 of the Code.</div>
                <div>&#160;</div>
                <div style="text-align: center; color: rgb(1, 0, 0); font-weight: bold;">ARTICLE II</div>
                <font style="font-weight: bold;"> </font>
                <div style="text-align: center; font-weight: bold;">CONSIDERATION</div>
                <font style="font-weight: bold;"> </font>
                <div style="font-weight: bold;">&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 2.01&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Effect on Synovus Bank Capital Stock</u>.&#160; By virtue of the Bank Merger and without any action on the part of the holder of any capital stock of Synovus Bank, at
                  the Effective Time, all shares of Synovus Bank capital stock issued and outstanding shall be automatically cancelled and retired and shall cease to exist, and no cash, new shares of common stock, or other property shall be delivered in
                  exchange therefor.</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 2.02&#160; &#160; &#160; &#160; <u>Effect on Pinnacle Bank Capital Stock</u>.&#160; Each share of Pinnacle Bank capital stock issued and outstanding immediately prior to the Effective Time shall remain
                  issued and outstanding and unaffected by the Bank Merger and shall immediately after the Effective Time constitute all of the issued and outstanding capital stock of the Surviving Bank.</div>
                <div>&#160;</div>
                <div style="text-align: center; color: rgb(1, 0, 0); font-weight: bold;">ARTICLE III</div>
                <font style="font-weight: bold;"> </font>
                <div style="text-align: center; font-weight: bold;">COVENANTS</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 3.01&#160;&#160;&#160;&#160; &#160; &#160; During the period from the date of this Agreement and continuing until the Effective Time, subject to the provisions of the Merger Agreement, each of the Parties
                  agrees to use all reasonable efforts to take, or cause to be taken, all actions and to do, or cause to be done, all things necessary, proper or advisable under applicable laws and regulations to consummate and make effective the
                  transactions contemplated by this Agreement.</div>
                <div>&#160;</div>
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                </div>
                <div style="text-align: center; color: rgb(1, 0, 0); font-weight: bold;">ARTICLE IV</div>
                <font style="font-weight: bold;"> </font>
                <div style="text-align: center; font-weight: bold;">CONDITIONS PRECEDENT</div>
                <font style="font-weight: bold;"> </font>
                <div style="font-weight: bold;">&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 4.01&#160;&#160;&#160;&#160; &#160; &#160; The Bank Merger and the respective obligations of each Party to consummate the Bank Merger are subject to the fulfillment or written waiver of each of the following
                  conditions prior to the Effective Time:</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 72pt;">(a<font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; The approval of (i) the Board of Governors of the Federal Reserve System, (ii) the Commissioner of the Tennessee Department of
                  Financial Institutions and (iii) the Georgia Department of Banking and Finance, in each case with respect to the Bank Merger, shall in each case have been obtained and shall remain in full force and effect, and all statutory waiting
                  periods in respect thereof shall have expired or been terminated, and all other material approvals and authorizations of, filings and registrations with, and notifications to, all governmental authorities required for the consummation the
                  Bank Merger shall have been obtained or made and shall remain in full force and effect, and all statutory waiting periods required by law shall have expired or been terminated.</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 72pt;">(b<font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; This Agreement shall have been ratified and confirmed by each of the sole shareholder of Pinnacle Bank and the sole shareholder of
                  Synovus Bank.</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 72pt;">(c<font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160; &#160;&#160;&#160; The Merger and FRS Membership shall have been consummated in accordance with the terms of the Merger Agreement.</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 72pt;">(d<font style="color: rgb(1, 0, 0);">)</font>&#160; &#160; &#160;&#160;&#160;&#160; No order, injunction or decree issued by any court or governmental entity of competent jurisdiction or other legal restraint or
                  prohibition preventing the consummation of the Bank Merger shall be in effect and no law, statute, rule, regulation, order, injunction or decree shall have been enacted, entered, promulgated or enforced by any governmental entity which
                  prohibits or makes illegal consummation of the Bank Merger.</div>
                <div>&#160;</div>
                <font style="font-weight: bold;"> </font>
                <div style="text-align: center; color: rgb(1, 0, 0); font-weight: bold;">ARTICLE V</div>
                <font style="font-weight: bold;"> </font>
                <div style="text-align: center; font-weight: bold;">TERMINATION AND AMENDMENT</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 5.01&#160;&#160;&#160;&#160;&#160;&#160; <u>Termination</u><font style="font-style: italic;">.</font>&#160; This Agreement may be terminated at any time prior to the Effective Time by an instrument executed by
                  each of the Parties.&#160; Notwithstanding the approval of this Agreement by the sole shareholder of Pinnacle Bank or the sole shareholder of Synovus Bank, this Agreement will terminate automatically prior to the Effective Time upon the valid
                  termination of the Merger Agreement in accordance with its terms.&#160; In the event of termination of this Agreement as provided in this <u>Section 5.01</u>, this Agreement shall forthwith become void and have no effect.</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 5.02&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <u>Amendment</u><font style="font-style: italic;">.</font>&#160; This Agreement may not be amended, except by an instrument in writing signed on behalf of each of the
                  Parties.</div>
                <div>&#160;</div>
                <div style="text-align: center; color: rgb(1, 0, 0); font-weight: bold;">ARTICLE VI</div>
                <font style="font-weight: bold;"> </font>
                <div style="text-align: center; font-weight: bold;">GENERAL PROVISIONS</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 6.01&#160;&#160;&#160; &#160;&#160; &#160; <u>Representations and Warranties</u>.&#160; Each of the Parties represents and warrants that this Agreement has been duly authorized, executed and delivered by such
                  Party and (assuming due authorization, execution and delivery by the other Party) constitutes a valid and binding obligation of such Party, enforceable against it in accordance with the terms hereof (except in all cases as such
                  enforceability may be limited by bankruptcy, insolvency, moratorium, reorganization or similar laws of general applicability affecting the rights of creditors generally and the availability of equitable remedies).</div>
                <div>&#160;</div>
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                </div>
                <div style="text-align: justify; text-indent: 36pt;">Section 6.02&#160;&#160;&#160; &#160;&#160; &#160; <u>Nonsurvival of Agreements</u>.&#160; None of the agreements in this Agreement or in any instrument delivered pursuant to this Agreement shall survive the Effective
                  Time.</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 6.03&#160;&#160; &#160; &#160;&#160; <u>Notices</u>.&#160; All notices and other communications hereunder shall be in writing and shall be deemed given if delivered personally, by e-mail transmission (with
                  confirmation of receipt requested), mailed by registered or certified mail (return receipt requested) or delivered by an express courier (with confirmation) to the parties at the following addresses (or at such other address for a party
                  as shall be specified by like notice):</div>
                <div>&#160;</div>
                <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="zfeb0edf6bf2d4107b7b4dc8cafbe0941">

                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td colspan="1" style="width: 3%; vertical-align: top;">
                        <div style="text-align: justify;">(a)</div>
                      </td>
                      <td style="vertical-align: top; width: 32%;">
                        <div style="text-align: justify;">if to Synovus Bank, to:</div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td rowspan="1" colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td rowspan="1" colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
                      <td rowspan="1" style="vertical-align: top; width: 32%;">&#160;</td>
                      <td rowspan="1" style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
                      <td style="vertical-align: top; width: 32%;">
                        <div style="text-align: justify; color: rgb(0, 0, 0);">Synovus Bank</div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
                      <td style="vertical-align: top; width: 32%;">
                        <div style="text-align: justify;">33 West 14th Street</div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
                      <td style="vertical-align: top; width: 32%;">
                        <div style="text-align: justify;">Columbus, GA 31901</div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
                      <td style="vertical-align: top; width: 32%;">
                        <div style="text-align: justify;">Attention:&#160; &#160; &#160; Allan E. Kamensky</div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
                      <td style="vertical-align: top; width: 32%;">
                        <div style="text-align: justify;">E-mail:&#160; &#160; &#160;&#160; &#160;&#160; [***]</div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
                      <td style="vertical-align: top; width: 32%;">&#160;</td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
                      <td style="vertical-align: top; width: 32%;">
                        <div style="text-align: justify; color: rgb(0, 0, 0); font-style: italic;">With a copy (which shall not constitute notice) to:</div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td rowspan="1" colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td rowspan="1" colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
                      <td rowspan="1" style="vertical-align: top; width: 32%;">&#160;</td>
                      <td rowspan="1" style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
                      <td style="vertical-align: top; width: 32%;">
                        <div style="color: rgb(0, 0, 0);">Wachtell, Lipton, Rosen &amp; Katz</div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
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                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
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                      <td style="width: 55%; vertical-align: top;">&#160;</td>
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                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
                      <td style="vertical-align: top; width: 32%;">
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                      <td style="width: 55%; vertical-align: top;">&#160;</td>
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                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
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                      <td style="width: 55%; vertical-align: top;">&#160;</td>
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                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
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                        <div style="margin-left: 54pt;">Brandon C. Price </div>
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                      <td style="width: 55%; vertical-align: top;"><br>
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                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;"><br>
                      </td>
                      <td colspan="1" style="width: 3%; vertical-align: top;"><br>
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                      <td rowspan="1" style="width: 32%; vertical-align: top;">
                        <div style="color: rgb(0, 0, 0);">
                          <div>
                            <div>
                              <div>
                                <div>
                                  <div>
                                    <div>
                                      <div>
                                        <div>
                                          <div>
                                            <div>
                                              <div>
                                                <div style="color: rgb(0, 0, 0);">E-mail:&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; EDHerlihy@wlrk.com</div>
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                                      </div>
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                                </div>
                              </div>
                            </div>
                          </div>
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                      <td style="width: 55%; vertical-align: top;"><br>
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                      <td rowspan="1" colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td rowspan="1" colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
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                        <div style="color: rgb(0, 0, 0); margin-left: 54pt;">BCPrice@wlrk.com</div>
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                      <td rowspan="1" style="width: 55%; vertical-align: top;">&#160;</td>
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                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
                      <td style="vertical-align: top; width: 32%;"><br>
                      </td>
                      <td style="width: 55%; vertical-align: top;"><br>
                      </td>
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                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
                      <td style="vertical-align: top; width: 32%;">
                        <div style="text-align: justify; color: rgb(0, 0, 0);">and</div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
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                </table>
                <div><br>
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                <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="ze36109d6a518406f9d4c210ad3c6c43c">

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                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td style="width: 3%; vertical-align: top;">
                        <div style="text-align: justify;">(b)</div>
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                      <td style="width: 32%; vertical-align: top;">
                        <div style="text-align: justify;">if to Pinnacle Bank, to:</div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td rowspan="1" colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td rowspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
                      <td rowspan="1" style="width: 32%; vertical-align: top;">&#160;</td>
                      <td rowspan="1" style="width: 55%; vertical-align: top;">&#160;</td>
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                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
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                      <td style="width: 32%; vertical-align: top;">
                        <div style="text-align: justify;">Pinnacle Bank</div>
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                      <td style="width: 55%; vertical-align: top;">&#160;</td>
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                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td style="width: 3%; vertical-align: top;">&#160;</td>
                      <td style="width: 32%; vertical-align: top;">
                        <div style="text-align: justify;">21 Platform Way, Suite 2300</div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td style="width: 3%; vertical-align: top;">&#160;</td>
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                        <div style="text-align: justify;">Nashville, TN 37203</div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td style="width: 3%; vertical-align: top;">&#160;</td>
                      <td nowrap="nowrap" style="width: 32%; vertical-align: top;">
                        <div style="text-align: justify;">Attention:&#160; &#160;&#160;&#160; Harold R. Carpenter, Jr.</div>
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                      <td style="width: 55%; vertical-align: top;">
                        <div style="text-align: justify;"><br>
                        </div>
                      </td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td style="width: 3%; vertical-align: top;">&#160;</td>
                      <td style="width: 32%; vertical-align: top;">
                        <div style="text-align: justify;">E-mail:&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Harold.Carpenter@pnfp.com</div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td style="width: 3%; vertical-align: top;">&#160;</td>
                      <td style="width: 32%; vertical-align: top;">&#160;</td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
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                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td style="width: 3%; vertical-align: top;">&#160;</td>
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                        <div style="text-align: justify; font-style: italic;">With a copy (which shall not constitute notice) to:</div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td rowspan="1" colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td rowspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
                      <td rowspan="1" style="width: 32%; vertical-align: top;"><br>
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                      <td rowspan="1" style="width: 55%; vertical-align: top;">&#160;</td>
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                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td style="width: 3%; vertical-align: top;">
                        <div style="text-align: justify; color: rgb(0, 0, 0);"><br>
                        </div>
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                      <td style="width: 32%; vertical-align: top;">
                        <div style="text-align: justify; color: rgb(0, 0, 0);">Sullivan &amp; Cromwell LLP</div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
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                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;"><br>
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                      <td style="width: 3%; vertical-align: top;"><br>
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                      <td style="width: 32%; vertical-align: top;">
                        <div style="text-align: justify; color: rgb(0, 0, 0);">125 Broad Street</div>
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                      <td style="width: 55%; vertical-align: top;"><br>
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                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td style="width: 3%; vertical-align: top;"><br>
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                        <div style="text-align: justify; color: rgb(0, 0, 0);">New York, NY 10004</div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td style="width: 3%; vertical-align: top;">
                        <div style="text-align: justify; color: rgb(0, 0, 0);"><br>
                        </div>
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                      <td style="width: 32%; vertical-align: top;">
                        <div style="text-align: justify; color: rgb(0, 0, 0);">
                          <div style="color: rgb(0, 0, 0);">Attention:&#160;&#160; &#160;&#160; H. Rodgin Cohen</div>
                        </div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td style="width: 3%; vertical-align: top;">&#160;</td>
                      <td style="width: 32%; vertical-align: top;">
                        <div style="margin-left: 9pt">
                          <div style="margin-left: 9pt">
                            <div style="margin-left: 9pt">
                              <div style="margin-left: 9pt">
                                <div style="margin-left: 9pt">
                                  <div style="margin-left: 9pt">
                                    <div style="text-align: justify; color: rgb(0, 0, 0);">Mitchell S. Eitel</div>
                                  </div>
                                </div>
                              </div>
                            </div>
                          </div>
                        </div>
                      </td>
                      <td style="width: 55%; vertical-align: top;"><br>
                      </td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td style="width: 3%; vertical-align: top;">
                        <div style="text-align: justify; color: rgb(0, 0, 0);"><br>
                        </div>
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                      <td style="width: 32%; vertical-align: top;">
                        <div style="text-align: justify; color: rgb(0, 0, 0);">
                          <div style="color: rgb(0, 0, 0);">Facsimile:&#160;&#160;&#160;&#160; (212) 558-3588</div>
                        </div>
                      </td>
                      <td style="width: 55%; vertical-align: top;">&#160;</td>
                    </tr>
                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td style="width: 3%; vertical-align: top;"><br>
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                      <td style="width: 32%; vertical-align: top;">
                        <div style="text-align: justify; color: rgb(0, 0, 0);">E-mail:&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; cohenhr@sullcrom.com</div>
                      </td>
                      <td style="width: 55%; vertical-align: top;"><br>
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                    <tr>
                      <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
                      <td style="width: 3%; vertical-align: top;">&#160;</td>
                      <td style="width: 32%; vertical-align: top;">
                        <div style="margin-left: 9pt">
                          <div style="margin-left: 9pt">
                            <div style="margin-left: 9pt">
                              <div style="margin-left: 9pt">
                                <div style="margin-left: 9pt">
                                  <div style="margin-left: 9pt">
                                    <div>
                                      <div>
                                        <div>
                                          <div>
                                            <div>
                                              <div>
                                                <div>
                                                  <div style="text-align: justify; color: rgb(0, 0, 0);">eitelm@sullcrom.com</div>
                                                </div>
                                              </div>
                                            </div>
                                          </div>
                                        </div>
                                      </div>
                                    </div>
                                  </div>
                                </div>
                              </div>
                            </div>
                          </div>
                        </div>
                      </td>
                      <td style="width: 55%; vertical-align: top;"><br>
                      </td>
                    </tr>

                </table>
                <div><br>
                </div>
                <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                  <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">-6-</font></div>
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                <div style="text-align: justify; text-indent: 36pt;">Section 6.04&#160;&#160; &#160;&#160; &#160; <u>Interpretation</u>.&#160; The words &#8220;hereof,&#8221; &#8220;herein&#8221; and &#8220;hereunder&#8221; and words of similar import when used in this Agreement shall refer to this Agreement as a whole
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                  meaning or interpretation of this Agreement.&#160; No provision of this Agreement does, or will be deemed to, modify or waive any provision of the Merger Agreement.&#160; In the event of any conflict between this Agreement and the Merger Agreement,
                  the Merger Agreement will control.</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 6.05&#160;&#160;&#160;&#160; &#160;&#160;&#160; <u>Counterparts</u>.&#160; This Agreement may be executed in counterparts, all of which shall be considered one and the same agreement and shall become effective when
                  counterparts have been signed by each of the Parties and delivered to the other Party, it being understood that all Parties need not sign the same counterpart.</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 6.06&#160; &#160;&#160; &#160;&#160;&#160; <u>Entire Agreement</u>.&#160; This Agreement constitutes the entire agreement between the Parties and supersedes all prior agreements and understandings, both written
                  and oral, between the Parties with respect to the subject matter hereof.</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 6.07&#160;&#160;&#160;&#160; &#160; &#160; <u>Governing Law</u>.&#160; This Agreement shall be governed by and construed in accordance with the laws of the State of Delaware without regard to any conflicts of law
                  principles.</div>
                <div>&#160;</div>
                <div style="text-align: justify; text-indent: 36pt;">Section 6.08&#160; &#160; &#160; &#160;&#160; <u>Assignment</u>.&#160; Neither this Agreement nor any of the rights, interests or obligations may be assigned by any of the Parties and any attempted assignment in
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                <div>&#160;</div>
                <div style="text-align: center; font-style: italic;">[Signature page follows]</div>
                <div style="text-align: center; font-style: italic;"> <br>
                </div>
                <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                  <div style="text-align: center;" class="BRPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;">-7-</font></div>
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                <div style="text-align: justify; text-indent: 72pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">IN WITNESS WHEREOF</font><font style="font-size: 10pt;">, the Parties have caused this Agreement to be executed in
                    counterparts by their duly authorized officers and attested by their officers thereunto duly authorized, all as of the day and year first above written.</font></div>
                <div>&#160;</div>
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                    <tr>
                      <td style="width: 49.65%; vertical-align: top;">&#160;</td>
                      <td style="width: 50.35%; vertical-align: top;">
                        <div style="text-align: justify; font-weight: bold;">PINNACLE BANK</div>
                      </td>
                    </tr>
                    <tr>
                      <td rowspan="1" style="width: 49.65%; vertical-align: top;">&#160;</td>
                      <td rowspan="1" style="width: 50.35%; vertical-align: top;"><br>
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                    </tr>
                    <tr>
                      <td rowspan="1" style="width: 49.65%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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                    <tr>
                      <td rowspan="1" style="width: 49.65%; vertical-align: top;">&#160;</td>
                      <td rowspan="1" style="width: 50.35%; vertical-align: top;">
                        <div style="text-align: justify;">By:</div>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 49.65%; vertical-align: top;">&#160;</td>
                      <td style="width: 50.35%; vertical-align: top;">
                        <div style="text-align: justify;">Title:</div>
                      </td>
                    </tr>

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                      <td style="width: 50.35%; vertical-align: top;">
                        <div style="text-align: justify; font-weight: bold;">SYNOVUS BANK</div>
                      </td>
                    </tr>
                    <tr>
                      <td rowspan="1" style="width: 49.65%; vertical-align: top;">&#160;</td>
                      <td rowspan="1" style="width: 50.35%; vertical-align: top;"><br>
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                      <td rowspan="1" style="width: 49.65%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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                    <tr>
                      <td rowspan="1" style="width: 49.65%; vertical-align: top;">&#160;</td>
                      <td rowspan="1" style="width: 50.35%; vertical-align: top;">
                        <div style="text-align: justify;">By:</div>
                      </td>
                    </tr>
                    <tr>
                      <td rowspan="1" style="width: 49.65%; vertical-align: top;">&#160;</td>
                      <td rowspan="1" style="width: 50.35%; vertical-align: top;">
                        <div style="text-align: justify;">Title:</div>
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                </div>
                <div>
                  <div style="text-align: center;">[<font style="font-style: italic;">Bank Merger Agreement &#8211; Signature Page</font>]</div>
                  <div style="text-align: center;"> <br>
                  </div>
                </div>
                <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                  <div style="page-break-after: always;" class="BRPFPageBreak">
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                <div style="text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-weight: bold;">IN WITNESS WHEREOF</font><font style="font-size: 10pt;">, this Agreement and Plan of Merger has been executed by a majority of the respective
                    directors of each of the merging banks, as of the day and year first above written.</font></div>
                <div><br>
                </div>
                <div>&#160;</div>
                <div style="text-align: center; font-weight: bold;">FOR THE BOARD OF DIRECTORS OF</div>
                <div style="text-align: center; font-weight: bold;">PINNACLE BANK</div>
                <div><br>
                </div>
                <div>
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                      <tr>
                        <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                        </td>
                        <td style="width: 20%; vertical-align: top; padding-bottom: 2px;"><br>
                        </td>
                        <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                        </td>
                      </tr>
                      <tr>
                        <td style="width: 40%; vertical-align: top;"><br>
                        </td>
                        <td style="width: 20%; vertical-align: top;"><br>
                        </td>
                        <td style="width: 40%; vertical-align: top;"><br>
                        </td>
                      </tr>
                      <tr>
                        <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                        </td>
                        <td style="width: 20%; vertical-align: top; padding-bottom: 2px;"><br>
                        </td>
                        <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                        </td>
                      </tr>
                      <tr>
                        <td style="width: 40%; vertical-align: top;"><br>
                        </td>
                        <td style="width: 20%; vertical-align: top;"><br>
                        </td>
                        <td style="width: 40%; vertical-align: top;"><br>
                        </td>
                      </tr>
                      <tr>
                        <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                        </td>
                        <td style="width: 20%; vertical-align: top; padding-bottom: 2px;"><br>
                        </td>
                        <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                        </td>
                      </tr>
                      <tr>
                        <td style="width: 40%; vertical-align: top;"><br>
                        </td>
                        <td style="width: 20%; vertical-align: top;"><br>
                        </td>
                        <td style="width: 40%; vertical-align: top;"><br>
                        </td>
                      </tr>
                      <tr>
                        <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                        </td>
                        <td style="width: 20%; vertical-align: top; padding-bottom: 2px;"><br>
                        </td>
                        <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                        </td>
                      </tr>
                      <tr>
                        <td style="width: 40%; vertical-align: top;"><br>
                        </td>
                        <td style="width: 20%; vertical-align: top;"><br>
                        </td>
                        <td style="width: 40%; vertical-align: top;"><br>
                        </td>
                      </tr>
                      <tr>
                        <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                        </td>
                        <td style="width: 20%; vertical-align: top; padding-bottom: 2px;"><br>
                        </td>
                        <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                        </td>
                      </tr>
                      <tr>
                        <td style="width: 40%; vertical-align: top;"><br>
                        </td>
                        <td style="width: 20%; vertical-align: top;"><br>
                        </td>
                        <td style="width: 40%; vertical-align: top;"><br>
                        </td>
                      </tr>
                      <tr>
                        <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1"><br>
                        </td>
                        <td style="width: 20%; vertical-align: top; padding-bottom: 2px;" rowspan="1"><br>
                        </td>
                        <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1"><br>
                        </td>
                      </tr>
                      <tr>
                        <td style="width: 40%; vertical-align: top;" rowspan="1"><br>
                        </td>
                        <td style="width: 20%; vertical-align: top;" rowspan="1"><br>
                        </td>
                        <td style="width: 40%; vertical-align: top;" rowspan="1"><br>
                        </td>
                      </tr>

                  </table>
                </div>
                <div><br>
                </div>
                <div style="text-align: center; font-weight: bold;">FOR THE BOARD OF DIRECTORS OF</div>
                <div style="text-align: center; font-weight: bold;">SYNOVUS BANK</div>
                &#160;
                <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="z6b74b191d389402a86819a234fdd4e5d">

                    <tr>
                      <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 20%; vertical-align: top; padding-bottom: 2px;"><br>
                      </td>
                      <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 40%; vertical-align: top;"><br>
                      </td>
                      <td style="width: 20%; vertical-align: top;"><br>
                      </td>
                      <td style="width: 40%; vertical-align: top;"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 20%; vertical-align: top; padding-bottom: 2px;"><br>
                      </td>
                      <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 40%; vertical-align: top;"><br>
                      </td>
                      <td style="width: 20%; vertical-align: top;"><br>
                      </td>
                      <td style="width: 40%; vertical-align: top;"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 20%; vertical-align: top; padding-bottom: 2px;"><br>
                      </td>
                      <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 40%; vertical-align: top;"><br>
                      </td>
                      <td style="width: 20%; vertical-align: top;"><br>
                      </td>
                      <td style="width: 40%; vertical-align: top;"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 20%; vertical-align: top; padding-bottom: 2px;"><br>
                      </td>
                      <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 40%; vertical-align: top;"><br>
                      </td>
                      <td style="width: 20%; vertical-align: top;"><br>
                      </td>
                      <td style="width: 40%; vertical-align: top;"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 20%; vertical-align: top; padding-bottom: 2px;"><br>
                      </td>
                      <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 40%; vertical-align: top;"><br>
                      </td>
                      <td style="width: 20%; vertical-align: top;"><br>
                      </td>
                      <td style="width: 40%; vertical-align: top;"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1"><br>
                      </td>
                      <td style="width: 20%; vertical-align: top; padding-bottom: 2px;" rowspan="1"><br>
                      </td>
                      <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 40%; vertical-align: top;" rowspan="1"><br>
                      </td>
                      <td style="width: 20%; vertical-align: top;" rowspan="1"><br>
                      </td>
                      <td style="width: 40%; vertical-align: top;" rowspan="1"><br>
                      </td>
                    </tr>

                </table>
                <div><br>
                </div>
                <div>
                  <div style="text-align: center;">[<font style="font-style: italic;">Bank Merger Agreement &#8211; Signature Page</font>]</div>
                  <div> <br>
                  </div>
                </div>
                <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                  <div style="page-break-after: always;" class="BRPFPageBreak">
                    <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
                </div>
                <div style="text-align: center; font-weight: bold;">EXHIBIT A</div>
                <div>&#160;</div>
                <div style="text-align: center;">Pinnacle Bank Offices</div>
                <div style="text-align: center;">(see attached)</div>
                <div style="text-align: center;"> <br>
                </div>
                <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                  <div style="page-break-after: always;" class="BRPFPageBreak">
                    <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
                </div>
                <div style="text-align: center; font-weight: bold;">EXHIBIT B</div>
                <div>&#160;</div>
                <div style="text-align: center;">Synovus Bank Offices</div>
                <div style="text-align: center;">(see attached)</div>
                <div style="text-align: center;"> <br>
                </div>
                <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                  <div style="page-break-after: always;" class="BRPFPageBreak">
                    <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
                </div>
                <div style="text-align: center; font-weight: bold;">EXHIBIT C</div>
                <div>&#160;</div>
                <div style="text-align: center;">Board of Directors of the Surviving Bank</div>
                <div>&#160;</div>
                <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z022c1b1591914e3c88c29942736b27a2">

                    <tr>
                      <td style="width: 5%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0);">&#160;</td>
                      <td style="width: 62%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0);">
                        <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Director Name</div>
                      </td>
                      <td style="width: 33%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0);">
                        <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Residence</div>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                        <div style="margin-left: 10.8pt;">1.</div>
                      </td>
                      <td style="width: 62%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                        <div style="margin-left: 10.8pt;">2.</div>
                      </td>
                      <td style="width: 62%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                        <div style="margin-left: 10.8pt;">3.</div>
                      </td>
                      <td style="width: 62%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                        <div style="margin-left: 10.8pt;">4.</div>
                      </td>
                      <td style="width: 62%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                        <div style="margin-left: 10.8pt;">5.</div>
                      </td>
                      <td style="width: 62%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                        <div style="margin-left: 10.8pt;">6.</div>
                      </td>
                      <td style="width: 62%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                        <div style="margin-left: 10.8pt;">7.</div>
                      </td>
                      <td style="width: 62%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                        <div style="margin-left: 10.8pt;">8.</div>
                      </td>
                      <td style="width: 62%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                        <div style="margin-left: 10.8pt;">9.</div>
                      </td>
                      <td style="width: 62%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                        <div style="margin-left: 10.8pt;">10.</div>
                      </td>
                      <td style="width: 62%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                        <div style="margin-left: 10.8pt;">11.</div>
                      </td>
                      <td style="width: 62%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                        <div style="margin-left: 10.8pt;">12.</div>
                      </td>
                      <td style="width: 62%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                        <div style="margin-left: 10.8pt;">13.</div>
                      </td>
                      <td style="width: 62%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                        <div style="margin-left: 10.8pt;">14.</div>
                      </td>
                      <td style="width: 62%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                        <div style="margin-left: 10.8pt;">15.</div>
                      </td>
                      <td style="width: 62%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                    </tr>

                </table>
                <div><br>
                </div>
                <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
                  <div style="page-break-after: always;" class="BRPFPageBreak">
                    <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
                </div>
                <div style="text-align: center; font-weight: bold;">EXHIBIT D</div>
                <div>&#160;</div>
                <div style="text-align: center;">Officers of the Surviving Bank</div>
                <div><br>
                </div>
                <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zc51dfb88e87340beb32ef47c8431ba09">

                    <tr>
                      <td style="width: 33%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0);">
                        <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Officer Name</div>
                      </td>
                      <td style="width: 34%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0);">
                        <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Position</div>
                      </td>
                      <td style="width: 33%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0);">
                        <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">Residence</div>
                      </td>
                    </tr>
                    <tr>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                      <td style="width: 34%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                      <td style="width: 33%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                    </tr>
                    <tr>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                      <td style="width: 34%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                    </tr>
                    <tr>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                      <td style="width: 34%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                    </tr>
                    <tr>
                      <td style="width: 33%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                      <td style="width: 34%; vertical-align: middle; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);"><br>
                      </td>
                      <td style="width: 33%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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<TYPE>EX-10.1
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<FILENAME>ef20052605_ex10-1.htm
<DESCRIPTION>EXHIBIT 10.1
<TEXT>
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      <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right;"><font style="font-weight: bold;">Exhibit 10.1</font><br>
      </div>
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      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">EMPLOYMENT AGREEMENT</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
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      <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; text-indent: 36pt;">THIS EMPLOYMENT AGREEMENT (this &#8220;<u>Agreement</u>&#8221;) is entered into as of July 24, 2025 by and among Synovus Financial Corporation, a
        Georgia Corporation (&#8220;Synovus&#8221;), Synovus Bank, a Georgia state-chartered bank and wholly owned subsidiary of Synovus, and Kevin Blair (the &#8220;<u>Executive</u>&#8221;).</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10.5pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">WHEREAS</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">,<font style="font-weight: bold;">&#160;</font>Steel Newco Inc., a Georgia Corporation (the &#8220;<u>Company</u>&#8221;), is a newly formed subsidiary of Pinnacle Financial Partners, Inc. (&#8220;<u>Pinnacle</u>&#8221;) and Synovus and pursuant to, and
          subject to the conditions of, the Agreement and Plan of Merger, by and among Pinnacle and Synovus, dated as of the date hereof (the &#8220;<u>Merger Agreement</u>&#8221;), Pinnacle and Synovus will be merged with and into the Company, into two separate
          merger transactions (collectively, the &#8220;<u>Merger</u>&#8221;);</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10.5pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">WHEREAS</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">, contingent upon the Merger, on the terms and subject to the conditions included in the Agreement and Plan of Merger, dated as of the date hereof, between the Bank and Synovus Bank, it is intended that Synovus Bank will merge
          with and into Pinnacle Bank (the &#8220;<u>Bank</u>&#8221;), a Tennessee state-chartered bank and wholly owned subsidiary of Pinnacle, with the Bank continuing as the surviving entity and wholly owned subsidiary of the Company (the &#8220;<u>Bank Merger</u>&#8221;);</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10.5pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">WHEREAS</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">,<font style="font-weight: bold;">&#160;</font>as of the date of this Agreement, the Executive serves as the President and Chief Executive Officer of Synovus Bank and Synovus, and Pinnacle and Synovus have agreed that, effective upon
          the consummation of the Merger, the Executive will serve as the President and Chief Executive Officer of the Bank and the Company (together, the &#8220;<u>Employer</u>&#8221;);</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10.5pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">WHEREAS</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">, the Executive, Synovus and Synovus Bank mutually desire that the Executive will provide services to the Bank and the Company on the terms and conditions contained herein; and</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10.5pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">WHEREAS</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">, effective upon the consummation of the Merger and the Bank Merger, the Company and the Bank will become parties to this Agreement by operation of law.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10.5pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">NOW, THEREFORE</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">,<font style="font-weight: bold;">&#160;</font>in consideration of the above, the parties hereto hereby agree as follows:</font></div>
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      <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">1.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Employment Period</u>.&#160; The Employer hereby agrees to employ the Executive, and the Executive hereby agrees to serve the Employer,
          on the terms and conditions of this Agreement for the period commencing on the Closing Date (as defined in the Merger Agreement, and as used herein, the &#8220;<u>Effective Date</u>&#8221;) and ending on the day after the second anniversary thereof (the &#8220;<u>Employment
            Period</u>&#8221;).&#160; Following the end of the Employment Period, the Executive&#8217;s employment with the Employer will continue on an &#8220;at will&#8221; basis until terminated by either the Employer or the Executive. Notwithstanding the foregoing, the Employment
          Period shall immediately expire upon any termination of the Executive&#8217;s employment with the Employer pursuant to Section 3 hereof.&#160; If the Merger Agreement is terminated for any reason without the completion of the Merger or if the Executive&#8217;s
          employment with Synovus and Synovus Bank terminates for any reason before the Closing Date, this Agreement will be null and void <font style="font-style: italic;">ab initio</font> and of no further force and effect.</font></div>
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      <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">2.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Terms of Employment</u>.</font></div>
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      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(a)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160; &#160; &#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Position; Location</u>.&#160; During the Employment Period, the Executive shall serve as President and Chief
          Executive Officer of each of the Bank and the Company.&#160; During the Employment Period, and excluding any periods of vacation and sick leave to which the Executive is entitled, the Executive agrees to devote substantially all of his business
          attention and time to the business and affairs of the Employer and, to the extent necessary to discharge the responsibilities assigned to the Executive hereunder, to use his reasonable best efforts to perform faithfully and efficiently such
          responsibilities.&#160; Notwithstanding the foregoing, the Employer hereby agrees that the Executive may continue to hold the positions set forth on <u>Schedule A</u> hereto.&#160; During the Employment Period, the Executive&#8217;s principal place of
          employment will be the Company&#8217;s headquarters in Atlanta, Georgia, but the Executive may perform services elsewhere as he reasonably determines and will engage in reasonable business travel as is necessary for the performance of the Executive&#8217;s
          duties.</font></div>
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      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(b)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Reporting; Authority, Duties and Responsibilities</u>.&#160; The Executive will report solely and directly to the
          board of directors of the Bank (the &#8220;<u>Bank Board</u>&#8221;) and the board of directors of the Company (the &#8220;<u>Company Board</u>&#8221; and together with the Bank Board, the &#8220;<u>Employer Board</u>&#8221;), and shall have the authority, duties and
          responsibilities that are customarily associated with the Executive&#8217;s position.&#160; Effective as of the Effective Date, the Executive will be appointed as a member of the Bank Board and of the Company Board.&#160; During the Term, the Executive will
          serve as a member of the Bank Board and will be nominated for reelection to the Company Board at each annual meeting of the Company&#8217;s shareholders during the Employment Period.&#160; Effective on the earlier of (i) the second anniversary of the
          Effective Date and (ii) the date on which Terry Turner ceases to serve as Chairman of the Employer Board for any reason, the Executive will serve as Chairman of the Employer Board, in addition to his roles as President and Chief Executive Officer
          of the Bank and the Company.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(c)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Compensation and Employee Benefits</u>.</font></div>
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      <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(i)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Base Salary</u>.&#160; During the Employment Period, the Executive shall receive an annual base salary (the &#8220;<u>Base

            Salary</u>&#8221;) of no less than $1,150,000, payable in accordance with the Employer&#8217;s regular payroll practices for full-time employees.&#160; The Base Salary will be reviewed annually by the compensation committee (the &#8220;<u>Committee</u>&#8221;) of the
          Employer Board for increase but not decrease.&#160; The term &#8220;Base Salary&#8221; as used herein will refer to the most recently effective Base Salary.</font></div>
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        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">2</font></div>
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      <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(ii)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160; &#160; &#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Annual Bonus</u>.&#160; During the Employment Period and commencing with the Company&#8217;s fiscal year 2026, the
          Executive will be eligible to receive an annual cash incentive award (&#8220;<u>Annual Bonus</u>&#8221;) pursuant to the annual program maintained by the Employer, with an annual target bonus opportunity of 170% of Base Salary.&#160; The actual Annual Bonus
          payable to the Executive for each fiscal year of the Employer will be determined by the Committee in its reasonable discretion based upon the achievement of performance goals established by the Committee for the applicable year, which shall be
          the same performance goals applicable to other executive officers of the Company.&#160; Each Annual Bonus will be paid not later than two-and-one-half months following the end of the fiscal year for which the Annual Bonus is awarded.&#160; The Executive&#8217;s
          annual bonus for fiscal year 2025 will be paid in accordance with the Synovus annual bonus program and the terms of the Merger Agreement.&#160; The Executive&#8217;s Annual Bonus for fiscal year 2026 will not be prorated, regardless of when the Effective
          Date occurs; <u>provided</u> that if the Effective Time occurs on or after April 15, 2026, then the Committee may determine in its discretion that the Executive&#8217;s target annual bonus opportunity for 2026 will be the sum of (a) the Executive&#8217;s
          target annual bonus opportunity in effect immediately prior to the Effective Time, prorated for the portion of 2026 elapsed prior to the Effective Time and (b) the Executive&#8217;s target annual bonus opportunity specified in this Section 2(c)(ii),
          prorated for the portion of 2026 that will occur after the Effective Time.</font></div>
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      <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(iii)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160; &#160; &#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Annual Long-Term Incentive Awards</u>.&#160; Each year of the Employment Period, the Executive will be granted an
          annual long-term equity incentive award (&#8220;<u>Annual LTI Award</u>&#8221;) from the Company with a target grant date value of not less than $5,800,000.&#160; The form and terms and conditions of the Executive&#8217;s Annual LTI Awards, including the vesting
          schedule applicable to such Awards, shall be determined by the Committee in its reasonable discretion, <u>provided</u> that such terms and conditions shall be no less favorable than those that apply to Annual LTI Awards granted to other
          executive officers of the Company.&#160; If the Executive receives an annual long term incentive award from Synovus in respect of 2026, then the Executive will be entitled to an Annual LTI Award from the Company, to be granted promptly following the
          Effective Date, with a target value equal to the value specified in the first sentence of this Section 2(c)(iii) reduced by the target value of such annual long term incentive award granted by Synovus (the &#8220;<u>Top-Up Award</u>&#8221;); <u>provided</u>
          that if the Effective Time occurs on or after April 15, 2026, then the Committee may determine in its discretion whether to prorate the Top-Up Award based on the portion of 2026 that will occur after the Effective Time.</font></div>
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      <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(iv)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160; &#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Other Employee Benefits</u>.&#160; During the Employment Period, the Executive will be entitled to participate in
          employee benefit plans, practices, policies and programs on a basis that is no less favorable than that provided to other executive officers of the Company.&#160; The Executive will also be eligible to receive certain other fringe benefits including,
          but not be limited to, executive physicals, financial planning assistance, a housing allowance, and security alarm monitoring, in each case, on terms consistent with those applicable to the Executive as of immediately prior to the Effective Date.</font></div>
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      <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(v)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Expenses</u>.&#160; During the Employment Period, the Executive will be entitled to receive prompt reimbursement
          for all reasonable business expenses incurred by the Executive in accordance with the applicable policy of the Employer as in effect with respect to executive officers of the Company from time to time.</font></div>
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      <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(vi)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Paid Time Off</u>.&#160; During the Employment Period, the Executive will be entitled to paid time off in
          accordance with the applicable policy of the Employer as in effect with respect to executive officers of the Company from time to time, <u>provided</u> that the amount of paid time off per year to which the Executive is entitled shall be no less
          than the amount applicable to the Executive under the Synovus paid time off policy as of immediately prior to the Effective Date.</font></div>
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      <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(vii)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160; &#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Indemnification</u>.&#160; Following the Closing Date, the Employer will continue to (A) indemnify the Executive
          (including, for the avoidance of doubt, by providing the Executive with advancement of expenses) against any actual or threatened action, suit or proceeding and (B) provide the Executive with D&amp;O insurance coverage, in each case, with respect
          to the Executive&#8217;s services as an executive officer and director of Synovus and its subsidiaries prior to the Closing Date, and thereafter, the Executive&#8217;s services consistent with the terms of this Agreement, in each case, to the same extent
          that such indemnification, expense advancement and D&amp;O insurance coverage is provided to executive officers and directors of the Employer and its subsidiaries.&#160; In addition, any existing indemnification agreement entered into between the
          Executive and Synovus will remain in full force and effect with respect to the Executive&#8217;s service as an executive officer and director of Synovus and the Executive will continue to have the indemnification, expense advancement and D&amp;O
          coverage as described in Section 8.8 of the Merger Agreement.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">3.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Termination of Employment</u>.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(a)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160; &#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Generally</u>.&#160; During the Employment Period, the Executive&#8217;s employment may only be terminated by the
          Employer (whether with or without Cause (as defined below)) by approval of no less than 75% of the members of the Employer Board (the &#8220;<u>Supermajority Approval</u>&#8221;) and no termination of the Executive&#8217;s employment by the Employer (whether with
          or without Cause) shall be effective prior to the date on which such Supermajority Approval is obtained.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(b)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160; &#160;&#160; &#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Death or Disability</u>.&#160; The Executive&#8217;s employment will terminate automatically upon the Executive&#8217;s death
          during the Employment Period.&#160; If the Disability of the Executive has occurred during the Employment Period (pursuant to the definition of Disability set forth below), the Employer may give to the Executive written notice in accordance with
          Section 10(b) hereof of its intention to terminate the Executive&#8217;s employment.&#160; In such event, the Executive&#8217;s employment with the Employer shall terminate effective on the 30th day after receipt of such notice by the Executive (the &#8220;<u>Disability

            Effective Date</u>&#8221;), <u>provided</u> that, within the 30 days after such receipt, the Executive has not returned to full&#8209;time performance of the Executive&#8217;s duties.&#160; For purposes of this Agreement, &#8220;<u>Disability</u>&#8221; shall mean the absence
          of the Executive from the Executive&#8217;s duties with the Employer on a full&#8209;time basis for 180 business days within any 365-day period as a result of incapacity due to mental or physical illness which is determined to be permanent by a physician
          selected by the Employer or its insurers and acceptable to the Executive or the Executive&#8217;s legal representative.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">4</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
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      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(c)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160; &#160; &#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Cause</u>.&#160; The Employer may terminate the Executive&#8217;s employment during the Employment Period for Cause or
          without Cause.&#160; For purposes of this Agreement, &#8220;<u>Cause</u>&#8221; shall mean the Executive&#8217;s (i) willful engagement in illegal conduct or gross misconduct that is materially and demonstrably injurious to the Company or (ii) conviction of a felony.&#160;
          For purposes of this provision, no act, or failure to act, on the part of the Executive shall be considered &#8220;willful&#8221; unless it is done, or omitted to be done, by the Executive in bad faith or without reasonable belief that the Executive&#8217;s action
          or omission was in the best interests of the Employer. Any act, or failure to act, based upon authority given pursuant to a resolution duly adopted by the Board or the Committee or based upon the advice of counsel for the Employer, shall be
          conclusively presumed to be done, or omitted to be done, by the Executive in good faith and in the best interests of the Employer. The cessation of employment of the Executive shall not be deemed to be for Cause unless and until there shall have
          been delivered to the Executive a copy of a resolution duly adopted by the affirmative vote of not less than 75% of the members of the Employer Board called and held for such purpose (after reasonable notice is provided to the Executive and the
          Executive is given an opportunity, together with counsel, to be heard before the Employer Board), finding that, in the good faith opinion of the Employer Board, the Executive is guilty of the conduct described above, and specifying the
          particulars thereof in detail.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(d)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160; &#160; &#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Good Reason</u>.&#160; The Executive&#8217;s employment may be terminated by the Executive for Good Reason or without
          Good Reason.&#160; For purposes of this Agreement, &#8220;<u>Good Reason</u>&#8221; shall mean the Executive&#8217;s voluntary resignation after any of the following actions are taken by the Employer or any of its subsidiaries without the Executive&#8217;s prior written
          consent: (i) a reduction in the Executive&#8217;s responsibilities, duties or authorities, (ii) any change in the Executive&#8217;s position or reporting relationship; (iii) any reduction in the Executive&#8217;s Base Salary, Annual Bonus opportunity or Annual LTI
          Award opportunity; (iv) a change in the geographic location at which the Executive must perform services as specified in this Agreement; (v) any material breach of this Agreement by the Employer; or (vi) the failure of any successor to the
          Employer (whether by merger, consolidation, sale of assets or otherwise) to expressly assume and agree to perform this Agreement in accordance with its terms; <u>provided</u>, <u>however</u>, that a termination will not be for &#8220;Good Reason&#8221;
          under this Section 3(d) unless the Executive shall have provided written notice to the Employer of the existence of one of the conditions described in this Section 3(d) within 90 days following the date on which the Executive first becomes aware
          of the existence of such condition, specifying in reasonable detail such condition, the Employer shall have had 30 days following receipt of such written notice (the &#8220;<u>Cure Period</u>&#8221;) to remedy the condition, the Employer shall have failed to
          remedy the condition constituting Good Reason during the applicable Cure Period, and the Executive&#8217;s termination of employment shall have occurred within 30 days following expiration of such Cure Period.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(e)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160; &#160;&#160; &#160; &#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Notice of Termination</u>.&#160; Any termination by the Employer for Cause or without Cause, or by the Executive
          for Good Reason or without Good Reason, shall be communicated by written notice to the other party hereto which (i) indicates the specific termination provision in this Agreement relied upon, (ii) to the extent applicable, sets forth in
          reasonable detail the facts and circumstances claimed to provide a basis for termination of the Executive&#8217;s employment under the provision so indicated, and (iii) if the termination date is other than the date of receipt of such notice, specifies
          the termination date.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">4.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Obligations of the Employer upon Termination</u>.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(a)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160; &#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Without Cause or for Good Reason</u>.&#160; If, during the Employment Period, the Employer terminates the
          Executive&#8217;s employment other than for Cause and not due to the Executive&#8217;s death or Disability or the Executive resigns employment for Good Reason, then, the Employer shall:</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">5</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(i)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">pay to the Executive, in a lump sum in cash within 10 days after the date of the Executive&#8217;s termination of
          employment (the &#8220;<u>Date of Termination</u>&#8221;), the sum of the Executive&#8217;s Base Salary through the Date of Termination to the extent not theretofore paid, any earned and unpaid Annual Bonus for the fiscal year prior to the Date of Termination, any
          accrued but unreimbursed business expenses and any amounts required to be paid to the Executive under any plan, program, policy, practice or contract of the Employer through the Date of Termination (the &#8220;<u>Accrued Obligations</u>&#8221;);</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(ii)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">provide to the Executive:</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; margin-left: 108pt; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(A)</font><font class="TRGRRTFtoHTMLTab" style="font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">a lump sum cash severance payment equal to the sum of (i) three times (3x) the sum of (x) the Base Salary (disregarding any reduction
          thereto that constitutes Good Reason) and (y) average annual bonus paid with respect to the three preceding years (which shall include, for purposes of this Agreement, any annual bonus paid to the Executive by Synovus prior to the Effective
          Date); and (ii) the target Annual Bonus for the year of termination (disregarding any reduction thereto that constitutes Good Reason), multiplied by a fraction, the numerator of which is the greater of (x) six and (y) the number of full months
          elapsed in the year of termination prior to the Date of Termination, and the denominator of which is 12, which payment shall be made to the Executive on the date that is six months and one day after the Date of Termination;</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 108pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(B)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">continued health and welfare benefits (including, without limitation, medical, prescription, dental, disability
          (both individual and group), life (both individual and group), and AD&amp;D plans and programs) for the Executive and his eligible dependents at the level of coverage elected by the Executive during the open enrollment period immediately
          preceding the Date of Termination through the date that is 36 months following the Date of Termination (or, if earlier, the date on which the Executive becomes reemployed and is eligible to receive medial or other welfare benefits under another
          employer provided plan) and reimbursement for the Executive&#8217;s costs or expenses for such benefits; and</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 108pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(C)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">accelerated vesting of the Executive&#8217;s unvested Company equity awards, whether granted before or after the
          Effective Date, with the level of achievement of any applicable performance goals for any performance-based awards granted after the Effective Date determined based on the greater of target and actual performance through the Date of Termination,
          as determined by the Committee (the &#8220;<u>Equity Benefits</u>&#8221;).</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(b)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160; &#160;&#160; &#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Death or Disability</u>.&#160; If the Executive&#8217;s employment is terminated due to the Executive&#8217;s death or
          Disability during the Employment Period, the Employer shall pay to the Executive (or, in the case of the Executive&#8217;s death, to the Executive&#8217;s estate) the Accrued Obligations within 30 days after the Date of Termination, and the Executive (or his
          estate) shall be entitled to the Equity Benefits.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">6</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(c)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Other Termination</u>.&#160; If the Executive&#8217;s employment is terminated during the Employment Period by the
          Employer for Cause or due to the Executive&#8217;s voluntary resignation without Good Reason, the Employment Period shall terminate without further obligations to the Executive under this Agreement, other than for payment of Accrued Obligations.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">5.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160; &#160; &#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Non&#8209;exclusivity of Rights</u>.&#160; Amounts which are vested benefits or which the Executive is otherwise entitled to receive under any
          plan, policy, practice or program of or any contract or agreement with the Employer at or subsequent to the Date of Termination shall be payable in accordance with such plan, policy, practice, program or contract or agreement except as explicitly
          modified by this Agreement.&#160; Notwithstanding the foregoing, if the Executive receives payments and benefits pursuant to Section 4 hereof, the Executive shall not be entitled to any severance pay or benefits under any severance plan, program or
          policy of the Employer and its affiliates, unless otherwise specifically provided therein in a specific reference to this Agreement.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">6.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160; &#160; &#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>No Mitigation</u>.&#160; In no event shall the Executive be obligated to seek other employment or take any other action by way of
          mitigation of any amounts payable to the Executive under Section 4 hereof and such amounts shall not be reduced whether or not the Executive obtains other employment.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">7.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Restrictive Covenants</u>.&#160; The Executive hereby reaffirms that he shall continue to be bound by the restrictive covenants contained
          in any award agreements and/or individual confidentiality agreements between Synovus and the Executive, in either case to which he is party as of immediately prior to the Effective Date (collectively, the &#8220;<u>Existing Restrictive Covenants</u>&#8221;),
          to the same extent as were applicable as of immediately prior to the Effective Date.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">8.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Section 280G</u>.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(a)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="color: rgb(0, 0, 0);">Notwithstanding anything in this Agreement to the contrary, in the event Compensation &amp; Benefits Advisory Services, LLC (&#8220;<u>CBAS</u>&#8221;), or, if CBAS
            is unavailable, such other accounting firm as mutually agreed between the Employer and the Executive (the &#8220;<u>Accounting Firm</u>&#8221;) shall determine that receipt of all Payments (as defined below) would subject the Executive to the excise tax
            under Section 4999 of the Code, the Accounting Firm shall determine whether to reduce any of the Payments paid or payable pursuant to this Agreement (the &#8220;<u>Agreement Payments</u>&#8221;) so that the Parachute Value (as defined below) of all
            Payments, in the aggregate, equals the Safe Harbor Amount (as defined below).&#160; The Agreement Payments shall be so reduced only if the Accounting Firm determines that the Executive would have a greater Net After-Tax Receipt (as defined below) of
            aggregate Payments if the Agreement Payments were so reduced.&#160; If the Accounting Firm determines that the Executive would not have a greater Net After-Tax Receipt of aggregate Payments if the Agreement Payments were so reduced, the Executive
            shall receive all Agreement Payments to which the Executive is entitled hereunder.</font></font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">7</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(b)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="color: rgb(0, 0, 0);">If the Accounting Firm determines that aggregate Agreement Payments should be reduced so that the Parachute Value of all Payments, in the aggregate,
            equals the Safe Harbor Amount, the Employer shall promptly give the Executive notice to that effect and a copy of the detailed calculation thereof.&#160; All determinations made by the Accounting Firm under this Section 8 shall be binding upon the
            Employer and the Executive and shall be made as soon as reasonably practicable and in no event later than 15 days following the Date of Termination.&#160; For purposes of reducing the Agreement Payments so that the Parachute Value of all Payments,
            in the aggregate, equals the Safe Harbor Amount, only amounts payable under this Agreement (and no other Payments) shall be reduced.&#160; The reduction of the amounts payable hereunder, if applicable, shall be made by reducing the payments and
            benefits in the following order:&#160; (i) cash payments that may not be valued under Treas. Reg. &#167; 1.280G-1, Q&amp;A-24(c) (&#8220;<u>24(c)</u>&#8221;), (ii) equity-based payments that may not be valued under 24(c), (iii) cash payments that may be valued under
            24(c), (iv) equity-based payments that may be valued under 24(c) and (v) other types of benefits.&#160; With respect to each category of the foregoing, such reduction shall occur first with respect to amounts that are not &#8220;deferred compensation&#8221;
            within the meaning of Section 409A of the Code and next with respect to payments that are deferred compensation, in each case, beginning with payments or benefits that are to be paid the farthest in time from the Accounting Firm&#8217;s
            determination.&#160; All fees and expenses of the Accounting Firm shall be borne solely by the Employer.</font></font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(c)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160; &#160; &#160; </font><font style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">To the extent requested by the Executive, the Employer shall cooperate with the Executive in good faith in valuing, and the Accounting Firm shall take into account the
          value of, services provided or to be provided by the Executive (including, without limitation, the Executive&#8217;s agreeing to refrain from performing services pursuant to a covenant not to compete or similar covenant) before, on or after the date of
          a change in ownership or control of the Employer (within the meaning of Q&amp;A-2(b) of the final regulations under Section 280G of the Code), such that payments in respect of such services may be considered reasonable compensation within the
          meaning of Q&amp;A-9 and Q&amp;A-40 to Q&amp;A-44 of the final regulations under Section 280G of the Code and/or exempt from the definition of the term &#8220;parachute payment&#8221; within the meaning of Q&amp;A-2(a) of the final regulations under Section
          280G of the Code in accordance with Q&amp;A-5(a) of the final regulations under Section 280G of the Code.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(d)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">The following terms shall have the following meanings for purposes of this Section 8:</font></div>
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      <div style="text-align: justify; text-indent: 108pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(i)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="color: rgb(0, 0, 0);">&#8220;<u>Net After-Tax Receipt</u>&#8221; shall mean the present value (as determined in accordance with Sections 280G(b)(2)(A)(ii) and 280G(d)(4) of the Code) of a
            Payment net of all taxes imposed on the Executive with respect thereto under Sections 1 and 4999 of the Code and under applicable state and local laws, determined by applying the highest marginal rate under Section 1 of the Code and under state
            and local laws which applied to the Executive&#8217;s taxable income for the immediately preceding taxable year, or such other rate(s) as the Accounting Firm determines to be likely to apply to the Executive in the relevant tax year(s).</font></font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 108pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(ii)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="color: rgb(0, 0, 0);">&#8220;<u>Parachute Value</u>&#8221; of a Payment shall mean the present value as of the date of the change of control for purposes of Section 280G of the Code of the
            portion of such Payment that constitutes a &#8220;parachute payment&#8221; under Section 280G(b)(2) of the Code, as determined by the Accounting Firm for purposes of determining whether and to what extent the excise tax under Section 4999 of the Code will
            apply to such Payment.</font></font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">8</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 108pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(iii)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160; &#160; &#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="color: rgb(0, 0, 0);">&#8220;<u>Payment</u>&#8221; shall mean any payment or distribution in the nature of compensation (within the meaning of Section 280G(b)(2) of the Code) to or for the
            benefit of the Executive, whether paid or payable pursuant to this Agreement or otherwise.</font></font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 108pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(iv)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160; &#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="color: rgb(0, 0, 0);">&#8220;<u>Safe Harbor Amount</u>&#8221; shall mean 2.99 times the Executive&#8217;s &#8220;base amount,&#8221; within the meaning of Section 280G(b)(3) of the Code.</font></font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">9.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160; &#160; &#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Successors</u>.&#160; This Agreement is personal to the Executive and, without the prior written consent of the Employer, shall not be
          assignable by the Executive otherwise than by will or the laws of descent and distribution.&#160; This Agreement shall inure to the benefit of and be enforceable by the Executive&#8217;s legal representatives.&#160; This Agreement shall inure to the benefit of
          and be binding upon the Employer and its successors and assigns.&#160; The Employer will require any successor (whether direct or indirect, by purchase, merger, consolidation or otherwise) to all or substantially all of the business and/or assets of
          the Employer to assume expressly and agree to perform this Agreement in the same manner and to the same extent that the Employer would be required to perform it if no such succession had taken place.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">10.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Miscellaneous</u>.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(a)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Governing Law and Dispute Resolution</u>.&#160; This Agreement shall be governed by and construed in accordance
          with the laws of the State of Georgia, without reference to principles of conflict of laws.&#160; Any controversy or claim arising out of or relating to this Agreement shall be settled in the state or federal courts of Georgia.&#160; The captions of this
          Agreement are not part of the provisions hereof and shall have no force or effect.&#160; The invalidity or unenforceability of any provision of this Agreement shall not affect the validity or enforceability of any other provision of this Agreement.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(b)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160; &#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Notices</u>.&#160; All notices and other communications hereunder shall be in writing and shall be given by hand
          delivery to the other party or by registered or certified mail, return receipt requested, postage prepaid, addressed as follows:</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">If to the Executive: To the most recent address on file with the Employer.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </div>
      <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">If to the Synovus, to:</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Synovus</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">33 West 14th Street</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Columbus, GA 31901</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Attention: Allan E. Kamensky</div>
      <div style="text-align: left; margin-left: 108pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">E-mail:</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"> [***]</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">With a copy (which shall not constitute notice) to:</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Wachtell, Lipton, Rosen &amp; Katz</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">51 West 52<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">nd</sup> Street</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">New York, NY&#160; 10019</div>
      <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Attention: Brandon C. Price</div>
      <div style="text-align: left; margin-left: 108pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">E-mail:</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;</font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"> BCPrice@wlrk.com</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">9</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">or to such other address as either party shall have furnished to the other in writing in accordance herewith.&#160; Notice and communications shall be
        effective when actually received by the addressee.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(c)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160; &#160; &#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Tax Withholding</u>.&#160; The Employer may withhold from any amounts payable under this Agreement such Federal,
          state, local or foreign taxes as shall be required to be withheld pursuant to any applicable law or regulation.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(d)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Section 409A</u>.&#160; It is intended that payments and benefits made or provided under this Agreement shall
          comply with Section 409A or an exemption thereto.&#160; For purposes of the limitations on nonqualified deferred compensation under Section 409A, each payment of compensation under this Agreement shall be treated as a separate payment of compensation
          for purposes of applying the exclusion under Section 409A for short-term deferral amounts, the separation pay exception or any other exception or exclusion under Section 409A.&#160; All payments to be made upon a termination of employment under this
          Agreement may only be made upon a &#8220;separation from service&#8221; under Section 409A to the extent necessary in order to avoid the imposition of penalty taxes on the Executive pursuant to Section 409A.&#160; In no event may the Executive, directly or
          indirectly, designate the calendar year of any payment under this Agreement.&#160; Notwithstanding anything to the contrary in this Agreement, all reimbursements and in-kind benefits provided under this Agreement that are subject to Section 409A shall
          be made in accordance with the requirements of Section 409A, including, where applicable, the requirement that (i) any reimbursement is for expenses incurred during the Executive&#8217;s lifetime (or during a shorter period of time specified in this
          Agreement); (ii) the amount of expenses eligible for reimbursement, or in-kind benefits provided, during a calendar year may not affect the expenses eligible for reimbursement, or in-kind benefits to be provided, in any other calendar year; (iii)
          the reimbursement of an eligible expense will be made no later than the last day of the calendar year following the year in which the expense is incurred; and (iv) the right to reimbursement or in-kind benefits is not subject to liquidation or
          exchange for another benefit.&#160; Without limiting the generality of the foregoing, to the extent required in order to comply with Section 409A, amounts and benefits to be paid or provided under Section 4 hereof during the period between the
          Executive&#8217;s termination of service with the Employer and the date that is six months thereafter, shall be paid or provided to the Executive on the first business day after the date that is six months following the date of such termination.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(e)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160; &#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Assumption by the Company</u>.&#160; The Company and the Bank shall, by operation of law and without any further
          action required by any party, automatically assume this Agreement as of the Effective Date, and the Company and the Bank shall be obligated to perform all duties, responsibilities, and obligations set forth in this Agreement as if it were a
          direct signatory hereto.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(f)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Whole Agreement</u>.&#160; This Agreement, together with the Existing Restrictive Covenants and any standalone
          indemnification agreement between the Executive and Synovus in effect as of the Effective Date in respect of the Executive&#8217;s service as an executive officer and/or director of Synovus, supersedes all agreements between the parties covering the
          same subject matter, including, without limitation, the Change of Control Agreement by and between Synovus and the Executive, dated as of August 10, 2016.&#160; This Agreement may not be amended or modified otherwise than by a written agreement
          executed by the parties hereto or their respective successors and legal representatives.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">[<font style="font-style: italic;">Signature Page Follows</font>]</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">10</font></div>
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed as of the day and year first above written.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">
        <table cellspacing="0" cellpadding="0" border="0" id="z71da6c25a65c4cb3aa8254dfbeede328" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

            <tr>
              <td style="width: 50.00%;"><br>
              </td>
              <td style="width: 50%;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">EXECUTIVE</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50.00%;"><br>
              </td>
              <td style="width: 50.00%;"><br>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; padding-bottom: 2px;"><br>
              </td>
              <td style="width: 50%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10.5pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">/s/ Kevin Blair</font><font class="TRGRRTFtoHTMLTab" style="font-size: 10pt; font-family: 'Times New Roman';"><br>
                  </font></div>
              </td>
            </tr>
            <tr>
              <td rowspan="1" style="width: 50.00%;">&#160;</td>
              <td rowspan="1" style="width: 50%;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Kevin Blair</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">
        <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">[<font style="font-family: 'Times New Roman'; font-style: italic;">Signature Page to Executive Employment Agreement</font>]</div>
        <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> <br>
        </div>
      </div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">
        <table cellspacing="0" cellpadding="0" border="0" id="zcb4543acd9624d25b83f74f5961304f6" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

            <tr>
              <td style="width: 50.00%;"><br>
              </td>
              <td colspan="2">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">SYNOVUS FINANCIAL CORPORATION</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50.00%;"><br>
              </td>
              <td colspan="2"><br>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; padding-bottom: 2px;"><br>
              </td>
              <td style="width: 3%; padding-bottom: 2px;">By:</td>
              <td style="width: 47%; border-bottom: 2px solid rgb(0, 0, 0);">/s/ Allan E. Kamensky<font class="TRGRRTFtoHTMLTab" style="text-indent: 0px;">&#160; <br>
                </font></td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

            <tr>
              <td rowspan="1" style="width: 50.00%;"><br>
              </td>
              <td rowspan="1" style="width: 5%;">Name:</td>
              <td rowspan="1" style="width: 45%;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">&#160;Allan E. Kamensky</div>
              </td>
            </tr>
            <tr>
              <td rowspan="1" style="width: 50.00%;"><br>
              </td>
              <td rowspan="1" style="width: 5%;">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;">Title: </div>
              </td>
              <td nowrap="nowrap" rowspan="1" style="width: 45%;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">&#160;Executive Vice President and General Counsel</div>
              </td>
            </tr>

        </table>
      </div>
      <br>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">
        <div style="font-family: 'Times New Roman'; font-size: 10pt;">
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

              <tr>
                <td style="width: 50.00%;"><br>
                </td>
                <td colspan="2">
                  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
                    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">SYNOVUS BANK</div>
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                </td>
                <td style="width: 3%; padding-bottom: 2px;">By:</td>
                <td style="width: 47%; border-bottom: 2px solid rgb(0, 0, 0);">/s/ Allan E. Kamensky<font class="TRGRRTFtoHTMLTab" style="text-indent: 0px;">&#160; <br>
                  </font></td>
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                <td rowspan="1" style="width: 5%;">Name:</td>
                <td rowspan="1" style="width: 45%;">
                  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">&#160;Allan E. Kamensky</div>
                </td>
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                <td rowspan="1" style="width: 5%;">
                  <div style="font-family: 'Times New Roman'; font-size: 10pt;">Title: </div>
                </td>
                <td nowrap="nowrap" rowspan="1" style="width: 45%;">
                  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">&#160;Executive Vice President and General Counsel</div>
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        <div style="text-align: justify; margin-left: 234pt; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
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      <div style="font-family: 'Times New Roman'; font-size: 10pt;">
        <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">[<font style="font-family: 'Times New Roman'; font-style: italic;">Signature Page to Executive Employment Agreement</font>]</div>
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      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><u>Schedule A</u></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><u>Continuing Positions</u></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </div>
      <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Vice Chairman and Board Member of the Mid-Size Bank Coalition Association;</div>
      <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Board Member Partnership for Innovation;</div>
      <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Board Member of Metro Atlanta Chamber of Commerce;</div>
      <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Board Member of Georgia Historical Society; and</div>
      <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Board Member of United Way of Chattahoochee Valley.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
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<DOCUMENT>
<TYPE>EX-10.2
<SEQUENCE>4
<FILENAME>ef20052605_ex10-2.htm
<DESCRIPTION>EXHIBIT 10.2
<TEXT>
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  <div style="text-align: right;"><font style="font-weight: bold; font-family: 'Times New Roman'; font-size: 10pt;"> Exhibit 10.2</font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
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    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">EMPLOYMENT AGREEMENT</div>
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    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; text-indent: 36pt;">THIS EMPLOYMENT AGREEMENT (this &#8220;<u>Agreement</u>&#8221;) is entered into as of July 24, 2025 by and among Synovus Financial Corporation, a
      Georgia Corporation (&#8220;<u>Synovus</u>&#8221;), Synovus Bank, a Georgia state-chartered bank and wholly owned subsidiary of Synovus, and Jamie Gregory (the &#8220;<u>Executive</u>&#8221;).</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10.5pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">WHEREAS</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">,<font style="font-weight: bold;">&#160;</font>Steel Newco Inc., a Georgia Corporation (the &#8220;<u>Company</u>&#8221;), is a newly formed subsidiary of Pinnacle Financial Partners, Inc. (&#8220;Pinnacle&#8221;) and Synovus and pursuant to, and subject to
        the conditions of, the Agreement and Plan of Merger, by and among Pinnacle and Synovus, dated as of the date hereof (the &#8220;<u>Merger Agreement</u>&#8221;), Pinnacle and Synovus will be merged with and into the Company, into two separate merger
        transactions (collectively, the &#8220;<u>Merger</u>&#8221;);</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10.5pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">WHEREAS</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">, contingent upon the Merger, on the terms and subject to the conditions included in the Agreement and Plan of Merger, dated as of the date hereof, between the Bank and Synovus Bank, it is intended that Synovus Bank will merge
        with and into Pinnacle Bank (the &#8220;<u>Bank</u>&#8221;), a Tennessee state-chartered bank and wholly owned subsidiary of Pinnacle, with the Bank continuing as the surviving entity and wholly owned subsidiary of the Company (the &#8220;<u>Bank Merger</u>&#8221;);</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10.5pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">WHEREAS</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">,<font style="font-weight: bold;">&#160;</font>as of the date of this Agreement, the Executive serves as the Executive Vice President and Chief Financial Officer of Synovus Bank and Synovus, and Pinnacle and Synovus have agreed that,
        effective upon the consummation of the Merger, the Executive will serve as the Executive Vice President and Chief Financial Officer of the Bank and the Company (together, the &#8220;<u>Employer</u>&#8221;);</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10.5pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">WHEREAS</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">, the Executive, Synovus and Synovus Bank mutually desire that the Executive will provide services to the Bank and the Company on the terms and conditions contained herein; and</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10.5pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">WHEREAS</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">, effective upon the consummation of the Merger and the Bank Merger, the Company and the Bank will become parties to this Agreement by operation of law.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10.5pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">NOW, THEREFORE</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">,<font style="font-weight: bold;">&#160;</font>in consideration of the above, the parties hereto hereby agree as follows:</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">1.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
      </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Employment Period</u>.&#160; The Employer hereby agrees to employ the Executive, and the Executive hereby agrees to serve the Employer, on the terms and
        conditions of this Agreement for the period commencing on the Closing Date (as defined in the Merger Agreement, and as used herein, the &#8220;<u>Effective Date</u>&#8221;) and ending on the day after the second anniversary thereof (the &#8220;<u>Employment Period</u>&#8221;).&#160;
        Following the end of the Employment Period, the Executive&#8217;s employment with the Employer will continue on an &#8220;at will&#8221; basis until terminated by either the Employer or the Executive. Notwithstanding the foregoing, the Employment Period shall
        immediately expire upon any termination of the Executive&#8217;s employment with the Employer pursuant to Section 3 hereof.&#160; If the Merger Agreement is terminated for any reason without the completion of the Merger or if the Executive&#8217;s employment with
        Synovus and Synovus Bank terminates for any reason before the Closing Date, this Agreement will be null and void <font style="font-style: italic;">ab initio</font> and of no further force and effect.</font></div>
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    <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">2.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;


      </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Terms of Employment</u>.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(a)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160; &#160;&#160; &#160; <u></u></font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Position; Location</u>.&#160; During the Employment Period, the Executive shall serve as Executive Vice President and
        Chief Financial Officer of each of the Bank and the Company.&#160; During the Employment Period, and excluding any periods of vacation and sick leave to which the Executive is entitled, the Executive agrees to devote substantially all of his business
        attention and time to the business and affairs of the Employer and, to the extent necessary to discharge the responsibilities assigned to the Executive hereunder, to use his reasonable best efforts to perform faithfully and efficiently such
        responsibilities.&#160; Notwithstanding the foregoing, the Employer hereby agrees that the Executive may continue to hold the positions set forth on <u>Schedule A</u> hereto.&#160; During the Employment Period, the Executive&#8217;s principal place of employment
        will be the Company&#8217;s headquarters in Atlanta, Georgia, but the Executive may perform services elsewhere as he reasonably determines and will engage in reasonable business travel as is necessary for the performance of the Executive&#8217;s duties.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(b)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160; &#160; &#160; &#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Reporting; Authority, Duties and Responsibilities</u>.&#160; The Executive will report solely and directly to the Chief
        Executive Officer of the Company, and shall have the authority, duties and responsibilities that are customarily associated with the Executive&#8217;s position.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(c)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Compensation and Employee Benefits</u>.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(i)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Base Salary</u>.&#160; During the Employment Period, the Executive shall receive an annual base salary (the &#8220;<u>Base Salary</u>&#8221;)


        of no less than $675,000, payable in accordance with the Employer&#8217;s regular payroll practices for full-time employees.&#160; The Base Salary will be reviewed annually by the compensation committee (the &#8220;<u>Committee</u>&#8221;) of the board of directors of
        the Company&#160; (&#8220;<u>Company Board</u>&#8221; and, together with the board of directors of the Bank, the &#8220;<u>Employer Board</u>&#8221;)&#160; for increase but not decrease.&#160; The term &#8220;Base Salary&#8221; as used herein will refer to the most recently effective Base Salary.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(ii)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160; &#160; &#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Annual Bonus</u>.&#160; During the Employment Period and commencing with the Company&#8217;s fiscal year 2026, the Executive will be
        eligible to receive an annual cash incentive award (&#8220;<u>Annual Bonus</u>&#8221;) pursuant to the annual program maintained by the Employer, with an annual target bonus opportunity of 120% of Base Salary.&#160; The actual Annual Bonus payable to the Executive
        for each fiscal year of the Employer will be determined by the Committee in its reasonable discretion based upon the achievement of performance goals established by the Committee for the applicable year, which shall be the same performance goals
        applicable to other executive officers of the Company.&#160; Each Annual Bonus will be paid not later than two-and-one-half months following the end of the fiscal year for which the Annual Bonus is awarded.&#160; The Executive&#8217;s annual bonus for fiscal year
        2025 will be paid in accordance with the Synovus annual bonus program and the terms of the Merger Agreement.&#160; The Executive&#8217;s Annual Bonus for fiscal year 2026 will not be prorated, regardless of when the Effective Date occurs; <u>provided</u>
        that if the Effective Time occurs on or after April 15, 2026, then the Committee may determine in its discretion that the Executive&#8217;s target annual bonus opportunity for 2026 will be the sum of (a) the Executive&#8217;s target annual bonus opportunity in
        effect immediately prior to the Effective Time, prorated for the portion of 2026 elapsed prior to the Effective Time and (b) the Executive&#8217;s target annual bonus opportunity specified in this Section 2(c)(ii), prorated for the portion of 2026 that
        will occur after the Effective Time.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
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      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">2</font></div>
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    <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(iii)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160; &#160; &#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Annual Long-Term Incentive Awards</u>.&#160; Each year of the Employment Period, the Executive will be granted an
        annual long-term equity incentive award (&#8220;<u>Annual LTI Award</u>&#8221;) from the Company with a target grant date value of not less than $1,825,000.&#160; The form and terms and conditions of the Executive&#8217;s Annual LTI Awards, including the vesting schedule
        applicable to such Awards, shall be determined by the Committee in its reasonable discretion, <u>provided</u> that such terms and conditions shall be no less favorable than those that apply to Annual LTI Awards granted to other executive officers
        of the Company.&#160; If the Executive receives an annual long term incentive award from Synovus in respect of 2026, then the Executive will be entitled to an Annual LTI Award from the Company, to be granted promptly following the Effective Date, with a
        target value equal to the value specified in the first sentence of this Section 2(c)(iii) reduced by the target value of such annual long term incentive award granted by Carbon (the &#8220;<u>Top-Up Award</u>&#8221;); <u>provided</u> that if the Effective
        Time occurs on or after April 15, 2026, then the Committee may determine in its discretion whether to prorate the Top-Up Award based on the portion of 2026 that will occur after the Effective Time.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(iv)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160; &#160; &#160; &#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Other Employee Benefits</u>.&#160; During the Employment Period, the Executive will be entitled to participate in employee
        benefit plans, practices, policies and programs on a basis that is no less favorable than that provided to other executive officers of the Company.&#160; The Executive will also be eligible to receive certain other fringe benefits including, but not be
        limited to, executive physicals, financial planning assistance and security alarm monitoring, in each case, on terms consistent with those applicable to the Executive as of immediately prior to the Effective Date.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(v)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160; &#160;&#160; &#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Expenses</u>.&#160; During the Employment Period, the Executive will be entitled to receive prompt reimbursement for all
        reasonable business expenses incurred by the Executive in accordance with the applicable policy of the Employer as in effect with respect to executive officers of the Company from time to time.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(vi)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160; &#160; &#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Paid Time Off</u>.&#160; During the Employment Period, the Executive will be entitled to paid time off in accordance with the
        applicable policy of the Employer as in effect with respect to executive officers of the Company from time to time, <u>provided</u> that the amount of paid time off per year to which the Executive is entitled shall be no less than the amount
        applicable to the Executive under the Synovus paid time off policy as of immediately prior to the Effective Date.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
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      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">3</font></div>
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    <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(vii)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160; &#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Indemnification</u>.&#160; Following the Closing Date, the Employer will continue to (A) indemnify the Executive
        (including, for the avoidance of doubt, by providing the Executive with advancement of expenses) against any actual or threatened action, suit or proceeding and (B) provide the Executive with D&amp;O insurance coverage, in each case, with respect
        to the Executive&#8217;s services as an executive officer and director of Synovus and its subsidiaries prior to the Closing Date, and thereafter, the Executive&#8217;s services consistent with the terms of this Agreement, in each case, to the same extent that
        such indemnification, expense advancement and D&amp;O insurance coverage is provided to executive officers and directors of the Employer and its subsidiaries.&#160; In addition, any existing indemnification agreement entered into between the Executive
        and Synovus will remain in full force and effect with respect to the Executive&#8217;s service as an executive officer and director of Synovus and the Executive will continue to have the indemnification, expense advancement and D&amp;O coverage as
        described in Section 8.8 of the Merger Agreement.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">3.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;


      </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Termination of Employment</u>.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(a)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Generally</u>.&#160; During the Employment Period, the Executive&#8217;s employment may only be terminated by the Employer (whether with
        or without Cause (as defined below)) by approval of no less than 75% of the members of the Employer Board (the &#8220;<u>Supermajority Approval</u>&#8221;) and no termination of the Executive&#8217;s employment by the Employer (whether with or without Cause) shall
        be effective prior to the date on which such Supermajority Approval is obtained.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(b)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160; &#160; &#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Death or Disability</u>.&#160; The Executive&#8217;s employment will terminate automatically upon the Executive&#8217;s death during the
        Employment Period.&#160; If the Disability of the Executive has occurred during the Employment Period (pursuant to the definition of Disability set forth below), the Employer may give to the Executive written notice in accordance with Section 10(b)
        hereof of its intention to terminate the Executive&#8217;s employment.&#160; In such event, the Executive&#8217;s employment with the Employer shall terminate effective on the 30th day after receipt of such notice by the Executive (the &#8220;<u>Disability Effective Date</u>&#8221;),



        <u>provided</u> that, within the 30 days after such receipt, the Executive has not returned to full&#8209;time performance of the Executive&#8217;s duties.&#160; For purposes of this Agreement, &#8220;<u>Disability</u>&#8221; shall mean the absence of the Executive from the
        Executive&#8217;s duties with the Employer on a full&#8209;time basis for 180 business days within any 365-day period as a result of incapacity due to mental or physical illness which is determined to be permanent by a physician selected by the Employer or its
        insurers and acceptable to the Executive or the Executive&#8217;s legal representative.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(c)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160; &#160; &#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Cause</u>.&#160; The Employer may terminate the Executive&#8217;s employment during the Employment Period for Cause or without Cause.&#160;
        For purposes of this Agreement, &#8220;<u>Cause</u>&#8221; shall mean the Executive&#8217;s (i) willful engagement in illegal conduct or gross misconduct that is materially and demonstrably injurious to the Company or (ii) conviction of a felony.&#160; For purposes of
        this provision, no act, or failure to act, on the part of the Executive shall be considered &#8220;willful&#8221; unless it is done, or omitted to be done, by the Executive in bad faith or without reasonable belief that the Executive&#8217;s action or omission was
        in the best interests of the Employer. Any act, or failure to act, based upon authority given pursuant to a resolution duly adopted by the Board or the Committee, or upon the instructions of the Chief Executive Officer of the Company, or based upon
        the advice of counsel for the Employer, shall be conclusively presumed to be done, or omitted to be done, by the Executive in good faith and in the best interests of the Employer. The cessation of employment of the Executive shall not be deemed to
        be for Cause unless and until there shall have been delivered to the Executive a copy of a resolution duly adopted by the affirmative vote of not less than 75% of the members of the Employer Board called and held for such purpose (after reasonable
        notice is provided to the Executive and the Executive is given an opportunity, together with counsel, to be heard before the Employer Board), finding that, in the good faith opinion of the Employer Board, the Executive is guilty of the conduct
        described above, and specifying the particulars thereof in detail.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">4</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(d)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160; &#160;&#160; &#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Good Reason</u>.&#160; The Executive&#8217;s employment may be terminated by the Executive for Good Reason or without Good Reason.&#160;
        For purposes of this Agreement, &#8220;<u>Good Reason</u>&#8221; shall mean the Executive&#8217;s voluntary resignation after any of the following actions are taken by the Employer or any of its subsidiaries without the Executive&#8217;s prior written consent: (i) a
        reduction in the Executive&#8217;s responsibilities, duties or authorities, (ii) any change in the Executive&#8217;s position or reporting relationship; (iii) any reduction in the Executive&#8217;s Base Salary, Annual Bonus opportunity or Annual LTI Award
        opportunity; (iv) a change in the geographic location at which the Executive must perform services as specified in this Agreement; (v) any material breach of this Agreement by the Employer; or (vi) the failure of any successor to the Employer
        (whether by merger, consolidation, sale of assets or otherwise) to expressly assume and agree to perform this Agreement in accordance with its terms; <u>provided</u>, <u>however</u>, that a termination will not be for &#8220;Good Reason&#8221; under this
        Section 3(d) unless the Executive shall have provided written notice to the Employer of the existence of one of the conditions described in this Section 3(d) within 90 days following the date on which the Executive first becomes aware of the
        existence of such condition, specifying in reasonable detail such condition, the Employer shall have had 30 days following receipt of such written notice (the &#8220;<u>Cure Period</u>&#8221;) to remedy the condition, the Employer shall have failed to remedy
        the condition constituting Good Reason during the applicable Cure Period, and the Executive&#8217;s termination of employment shall have occurred within 30 days following expiration of such Cure Period.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(e)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Notice of Termination</u>.&#160; Any termination by the Employer for Cause or without Cause, or by the Executive for Good Reason
        or without Good Reason, shall be communicated by written notice to the other party hereto which (i) indicates the specific termination provision in this Agreement relied upon, (ii) to the extent applicable, sets forth in reasonable detail the facts
        and circumstances claimed to provide a basis for termination of the Executive&#8217;s employment under the provision so indicated, and (iii) if the termination date is other than the date of receipt of such notice, specifies the termination date.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">4.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;


      </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Obligations of the Employer upon Termination</u>.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(a)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160; &#160; &#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Without Cause or for Good Reason</u>.&#160; If, during the Employment Period, the Employer terminates the Executive&#8217;s employment
        other than for Cause and not due to the Executive&#8217;s death or Disability or the Executive resigns employment for Good Reason, then, the Employer shall:</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(i)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160; &#160;&#160; &#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">pay to the Executive, in a lump sum in cash within 10 days after the date of the Executive&#8217;s termination of employment (the &#8220;<u>Date
          of Termination</u>&#8221;), the sum of the Executive&#8217;s Base Salary through the Date of Termination to the extent not theretofore paid, any earned and unpaid Annual Bonus for the fiscal year prior to the Date of Termination, any accrued but unreimbursed
        business expenses and any amounts required to be paid to the Executive under any plan, program, policy, practice or contract of the Employer through the Date of Termination (the &#8220;<u>Accrued Obligations</u>&#8221;);</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">5</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(ii)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">provide to the Executive:</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; margin-left: 108pt; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(A)</font><font class="TRGRRTFtoHTMLTab" style="font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">a lump sum cash severance payment equal to the sum of (i) three times (3x) the sum of (x) the Base Salary (disregarding any reduction
        thereto that constitutes Good Reason) and (y) average annual bonus paid with respect to the three preceding years (which shall include, for purposes of this Agreement, any annual bonus paid to the Executive by Synovus prior to the Effective Date);
        and (ii) the target Annual Bonus for the year of termination (disregarding any reduction thereto that constitutes Good Reason), multiplied by a fraction, the numerator of which is the greater of (x) six and (y) the number of full months elapsed in
        the year of termination prior to the Date of Termination, and the denominator of which is 12, which payment shall be made to the Executive on the date that is six months and one day after the Date of Termination;</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 108pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(B)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">continued health and welfare benefits (including, without limitation, medical, prescription, dental, disability (both individual
        and group), life (both individual and group), and AD&amp;D plans and programs) for the Executive and his eligible dependents at the level of coverage elected by the Executive during the open enrollment period immediately preceding the Date of
        Termination through the date that is 36 months following the Date of Termination (or, if earlier, the date on which the Executive becomes reemployed and is eligible to receive medial or other welfare benefits under another employer provided plan)
        and reimbursement for the Executive&#8217;s costs or expenses for such benefits; and</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 108pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(C)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">accelerated vesting of the Executive&#8217;s unvested Company equity awards, whether granted before or after the Effective Date, with
        the level of achievement of any applicable performance goals for any performance-based awards granted after the Effective Date determined based on the greater of target and actual performance through the Date of Termination, as determined by the
        Committee (the &#8220;<u>Equity Benefits</u>&#8221;).</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(b)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160; &#160; &#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Death or Disability</u>.&#160; If the Executive&#8217;s employment is terminated due to the Executive&#8217;s death or Disability during the
        Employment Period, the Employer shall pay to the Executive (or, in the case of the Executive&#8217;s death, to the Executive&#8217;s estate) the Accrued Obligations within 30 days after the Date of Termination, and the Executive (or his estate) shall be
        entitled to the Equity Benefits.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(c)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Other Termination</u>.&#160; If the Executive&#8217;s employment is terminated during the Employment Period by the Employer for Cause
        or due to the Executive&#8217;s voluntary resignation without Good Reason, the Employment Period shall terminate without further obligations to the Executive under this Agreement, other than for payment of Accrued Obligations.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">6</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">5.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;


        &#160; &#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Non&#8209;exclusivity of Rights</u>.&#160; Amounts which are vested benefits or which the Executive is otherwise entitled to receive under any plan, policy,
        practice or program of or any contract or agreement with the Employer at or subsequent to the Date of Termination shall be payable in accordance with such plan, policy, practice, program or contract or agreement except as explicitly modified by
        this Agreement.&#160; Notwithstanding the foregoing, if the Executive receives payments and benefits pursuant to Section 4 hereof, the Executive shall not be entitled to any severance pay or benefits under any severance plan, program or policy of the
        Employer and its affiliates, unless otherwise specifically provided therein in a specific reference to this Agreement.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">6.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;


      </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>No Mitigation</u>.&#160; In no event shall the Executive be obligated to seek other employment or take any other action by way of mitigation of any amounts
        payable to the Executive under Section 4 hereof and such amounts shall not be reduced whether or not the Executive obtains other employment.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">7.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;


      </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Restrictive Covenants</u>.&#160; The Executive hereby reaffirms that he shall continue to be bound by the restrictive covenants contained in any award agreements
        and/or individual confidentiality agreements between Synovus and the Executive, in either case to which he is party as of immediately prior to the Effective Date (collectively, the &#8220;<u>Existing Restrictive Covenants</u>&#8221;), to the same extent as
        were applicable as of immediately prior to the Effective Date.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">8.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;


      </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Section 280G</u>.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(a)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160; &#160; &#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="color: rgb(0, 0, 0);">Notwithstanding anything in this Agreement to the contrary, in the event Compensation &amp; Benefits Advisory Services, LLC (&#8220;<u>CBAS</u>&#8221;), or, if CBAS is
          unavailable, such other accounting firm as mutually agreed between the Employer and the Executive (the &#8220;<u>Accounting Firm</u>&#8221;) shall determine that receipt of all Payments (as defined below) would subject the Executive to the excise tax under
          Section 4999 of the Code, the Accounting Firm shall determine whether to reduce any of the Payments paid or payable pursuant to this Agreement (the &#8220;<u>Agreement Payments</u>&#8221;) so that the Parachute Value (as defined below) of all Payments, in
          the aggregate, equals the Safe Harbor Amount (as defined below).&#160; The Agreement Payments shall be so reduced only if the Accounting Firm determines that the Executive would have a greater Net After-Tax Receipt (as defined below) of aggregate
          Payments if the Agreement Payments were so reduced.&#160; If the Accounting Firm determines that the Executive would not have a greater Net After-Tax Receipt of aggregate Payments if the Agreement Payments were so reduced, the Executive shall receive
          all Agreement Payments to which the Executive is entitled hereunder.</font></font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(b)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="color: rgb(0, 0, 0);">If the Accounting Firm determines that aggregate Agreement Payments should be reduced so that the Parachute Value of all Payments, in the aggregate, equals
          the Safe Harbor Amount, the Employer shall promptly give the Executive notice to that effect and a copy of the detailed calculation thereof.&#160; All determinations made by the Accounting Firm under this Section 8 shall be binding upon the Employer
          and the Executive and shall be made as soon as reasonably practicable and in no event later than 15 days following the Date of Termination.&#160; For purposes of reducing the Agreement Payments so that the Parachute Value of all Payments, in the
          aggregate, equals the Safe Harbor Amount, only amounts payable under this Agreement (and no other Payments) shall be reduced.&#160; The reduction of the amounts payable hereunder, if applicable, shall be made by reducing the payments and benefits in
          the following order:&#160; (i) cash payments that may not be valued under Treas. Reg. &#167; 1.280G-1, Q&amp;A-24(c) (&#8220;<u>24(c)</u>&#8221;), (ii) equity-based payments that may not be valued under 24(c), (iii) cash payments that may be valued under 24(c), (iv)
          equity-based payments that may be valued under 24(c) and (v) other types of benefits.&#160; With respect to each category of the foregoing, such reduction shall occur first with respect to amounts that are not &#8220;deferred compensation&#8221; within the
          meaning of Section 409A of the Code and next with respect to payments that are deferred compensation, in each case, beginning with payments or benefits that are to be paid the farthest in time from the Accounting Firm&#8217;s determination.&#160; All fees
          and expenses of the Accounting Firm shall be borne solely by the Employer.</font></font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">7</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(c)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">To the extent requested by the Executive, the Employer shall cooperate with the Executive in good faith in valuing, and the Accounting Firm shall take into account the
        value of, services provided or to be provided by the Executive (including, without limitation, the Executive&#8217;s agreeing to refrain from performing services pursuant to a covenant not to compete or similar covenant) before, on or after the date of a
        change in ownership or control of the Employer (within the meaning of Q&amp;A-2(b) of the final regulations under Section 280G of the Code), such that payments in respect of such services may be considered reasonable compensation within the meaning
        of Q&amp;A-9 and Q&amp;A-40 to Q&amp;A-44 of the final regulations under Section 280G of the Code and/or exempt from the definition of the term &#8220;parachute payment&#8221; within the meaning of Q&amp;A-2(a) of the final regulations under Section 280G of
        the Code in accordance with Q&amp;A-5(a) of the final regulations under Section 280G of the Code.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 72pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(d)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">The following terms shall have the following meanings for purposes of this Section 8:</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 108pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(i)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="color: rgb(0, 0, 0);">&#8220;<u>Net After-Tax Receipt</u>&#8221; shall mean the present value (as determined in accordance with Sections 280G(b)(2)(A)(ii) and 280G(d)(4) of the Code) of a
          Payment net of all taxes imposed on the Executive with respect thereto under Sections 1 and 4999 of the Code and under applicable state and local laws, determined by applying the highest marginal rate under Section 1 of the Code and under state
          and local laws which applied to the Executive&#8217;s taxable income for the immediately preceding taxable year, or such other rate(s) as the Accounting Firm determines to be likely to apply to the Executive in the relevant tax year(s).</font></font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 108pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(ii)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="color: rgb(0, 0, 0);">&#8220;<u>Parachute Value</u>&#8221; of a Payment shall mean the present value as of the date of the change of control for purposes of Section 280G of the Code of the
          portion of such Payment that constitutes a &#8220;parachute payment&#8221; under Section 280G(b)(2) of the Code, as determined by the Accounting Firm for purposes of determining whether and to what extent the excise tax under Section 4999 of the Code will
          apply to such Payment.</font></font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 108pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(iii)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160; &#160; &#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="color: rgb(0, 0, 0);">&#8220;<u>Payment</u>&#8221; shall mean any payment or distribution in the nature of compensation (within the meaning of Section 280G(b)(2) of the Code) to or for the
          benefit of the Executive, whether paid or payable pursuant to this Agreement or otherwise.</font></font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 108pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(iv)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160; &#160; &#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="color: rgb(0, 0, 0);">&#8220;<u>Safe Harbor Amount</u>&#8221; shall mean 2.99 times the Executive&#8217;s &#8220;base amount,&#8221; within the meaning of Section 280G(b)(3) of the Code.</font></font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">8</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">9.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;



      </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Successors</u>.&#160; This Agreement is personal to the Executive and, without the prior written consent of the Employer, shall not be assignable by the
        Executive otherwise than by will or the laws of descent and distribution.&#160; This Agreement shall inure to the benefit of and be enforceable by the Executive&#8217;s legal representatives.&#160; This Agreement shall inure to the benefit of and be binding upon
        the Employer and its successors and assigns.&#160; The Employer will require any successor (whether direct or indirect, by purchase, merger, consolidation or otherwise) to all or substantially all of the business and/or assets of the Employer to assume
        expressly and agree to perform this Agreement in the same manner and to the same extent that the Employer would be required to perform it if no such succession had taken place.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">10.</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;



      </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Miscellaneous</u>.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(a)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Governing Law and Dispute Resolution</u>.&#160; This Agreement shall be governed by and construed in accordance with the laws of
        the State of Georgia, without reference to principles of conflict of laws.&#160; Any controversy or claim arising out of or relating to this Agreement shall be settled in the state or federal courts of Georgia.&#160; The captions of this Agreement are not
        part of the provisions hereof and shall have no force or effect.&#160; The invalidity or unenforceability of any provision of this Agreement shall not affect the validity or enforceability of any other provision of this Agreement.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(b)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160; &#160; &#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Notices</u>.&#160; All notices and other communications hereunder shall be in writing and shall be given by hand delivery to the
        other party or by registered or certified mail, return receipt requested, postage prepaid, addressed as follows:</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">If to the Executive: To the most recent address on file with the Employer.</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">If to Synovus, to:</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Synovus</div>
    <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">33 West 14th Street</div>
    <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Columbus, GA 31901</div>
    <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Attention: Allan E. Kamensky</div>
    <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">E-mail: [***]</div>
    <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;"> <br>
    </div>
    <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">With a copy (which shall not constitute notice) to:</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Wachtell, Lipton, Rosen &amp; Katz</div>
    <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">51 West 52<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">nd</sup> Street</div>
    <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">New York, NY&#160; 10019</div>
    <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Attention: Brandon C. Price</div>
    <div style="text-align: left; margin-left: 108pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">E-mail: BCPrice@wlrk.com</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">or to such other address as either party shall have furnished to the other in writing in accordance herewith.&#160; Notice and communications shall be
      effective when actually received by the addressee.</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(c)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Tax Withholding</u>.&#160; The Employer may withhold from any amounts payable under this Agreement such Federal, state, local or
        foreign taxes as shall be required to be withheld pursuant to any applicable law or regulation.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">9</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(d)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Section 409A</u>.&#160; It is intended that payments and benefits made or provided under this Agreement shall comply with Section
        409A or an exemption thereto.&#160; For purposes of the limitations on nonqualified deferred compensation under Section 409A, each payment of compensation under this Agreement shall be treated as a separate payment of compensation for purposes of
        applying the exclusion under Section 409A for short-term deferral amounts, the separation pay exception or any other exception or exclusion under Section 409A.&#160; All payments to be made upon a termination of employment under this Agreement may only
        be made upon a &#8220;separation from service&#8221; under Section 409A to the extent necessary in order to avoid the imposition of penalty taxes on the Executive pursuant to Section 409A.&#160; In no event may the Executive, directly or indirectly, designate the
        calendar year of any payment under this Agreement.&#160; Notwithstanding anything to the contrary in this Agreement, all reimbursements and in-kind benefits provided under this Agreement that are subject to Section 409A shall be made in accordance with
        the requirements of Section 409A, including, where applicable, the requirement that (i) any reimbursement is for expenses incurred during the Executive&#8217;s lifetime (or during a shorter period of time specified in this Agreement); (ii) the amount of
        expenses eligible for reimbursement, or in-kind benefits provided, during a calendar year may not affect the expenses eligible for reimbursement, or in-kind benefits to be provided, in any other calendar year; (iii) the reimbursement of an eligible
        expense will be made no later than the last day of the calendar year following the year in which the expense is incurred; and (iv) the right to reimbursement or in-kind benefits is not subject to liquidation or exchange for another benefit.&#160;
        Without limiting the generality of the foregoing, to the extent required in order to comply with Section 409A, amounts and benefits to be paid or provided under Section 4 hereof during the period between the Executive&#8217;s termination of service with
        the Employer and the date that is six months thereafter, shall be paid or provided to the Executive on the first business day after the date that is six months following the date of such termination.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(e)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160; &#160; &#160; <u></u></font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Assumption by the Company</u>.&#160; The Company and the Bank shall, by operation of law and without any further action
        required by any party, automatically assume this Agreement as of the Effective Date, and the Company and the Bank shall be obligated to perform all duties, responsibilities, and obligations set forth in this Agreement as if it were a direct
        signatory hereto.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);">(f)</font><font class="TRGRRTFtoHTMLTab" style="text-indent: 0px; font-size: 10pt; font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0);"><u>Whole Agreement</u>.&#160; This Agreement, together with the Existing Restrictive Covenants and any standalone indemnification
        agreement between the Executive and Synovus in effect as of the Effective Date in respect of the Executive&#8217;s service as an executive officer and/or director of Synovus, supersedes all agreements between the parties covering the same subject matter,
        including, without limitation, the Change of Control Agreement by and between Synovus and the Executive, dated as of June 24, 2019.&#160; This Agreement may not be amended or modified otherwise than by a written agreement executed by the parties hereto
        or their respective successors and legal representatives.</font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">[<font style="font-style: italic;">Signature Page Follows</font>]</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageNumberArea" style="text-align: center;"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">10</font></div>
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed as of the day and year first above written.</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

            <tr>
              <td style="width: 50.00%;"><br>
              </td>
              <td style="width: 50%;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">EXECUTIVE</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50.00%;"><br>
              </td>
              <td style="width: 50.00%;"><br>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; padding-bottom: 2px;"><br>
              </td>
              <td style="width: 50%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10.5pt;">
                  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10.5pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">/s/ Jamie Gregory</font><font class="TRGRRTFtoHTMLTab" style="font-size: 10pt; font-family: 'Times New Roman';">&#160; <br>
                    </font></div>
                  <font style="font-size: 10pt; font-family: 'Times New Roman';" class="TRGRRTFtoHTMLTab"> </font></div>
              </td>
            </tr>
            <tr>
              <td style="width: 50.00%;" rowspan="1">&#160;</td>
              <td style="width: 50%;" rowspan="1">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
                  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Jamie Gregory</div>
                </div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">[<font style="font-family: 'Times New Roman'; font-style: italic;">Signature Page to Executive Employment Agreement</font>]</div>
      <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-weight: 400;"> <br>
      </div>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

            <tr>
              <td style="width: 50.00%;"><br>
              </td>
              <td colspan="2">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">SYNOVUS FINANCIAL CORP.</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50.00%;"><br>
              </td>
              <td colspan="2"><br>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; padding-bottom: 2px;"><br>
              </td>
              <td style="width: 3%; padding-bottom: 2px;">By:</td>
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                </font></td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

            <tr>
              <td style="width: 50.00%;" rowspan="1"><br>
              </td>
              <td style="width: 5%;" rowspan="1">Name:</td>
              <td style="width: 45%;" rowspan="1">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Allan E. Kamensky</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50.00%;" rowspan="1"><br>
              </td>
              <td style="width: 5%;" rowspan="1">
                <div style="font-family: 'Times New Roman'; font-size: 10pt;">Title: </div>
              </td>
              <td nowrap="nowrap" style="width: 45%;" rowspan="1">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Executive Vice President and General Counsel</div>
              </td>
            </tr>

        </table>
      </div>
      <br>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">
        <div style="font-family: 'Times New Roman'; font-size: 10pt;">
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

              <tr>
                <td style="width: 50.00%;"><br>
                </td>
                <td colspan="2">
                  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
                    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">SYNOVUS BANK</div>
                  </div>
                </td>
              </tr>
              <tr>
                <td style="width: 50.00%;"><br>
                </td>
                <td colspan="2"><br>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; padding-bottom: 2px;"><br>
                </td>
                <td style="width: 3%; padding-bottom: 2px;">By:</td>
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                  </font></td>
              </tr>

          </table>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

              <tr>
                <td style="width: 50.00%;" rowspan="1"><br>
                </td>
                <td style="width: 5%;" rowspan="1">Name:</td>
                <td style="width: 45%;" rowspan="1">
                  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Allan E. Kamensky</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50.00%;" rowspan="1"><br>
                </td>
                <td style="width: 5%;" rowspan="1">
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                  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Executive Vice President and General Counsel</div>
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        <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">&#160;
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">[<font style="font-family: 'Times New Roman'; font-style: italic;">Signature Page to Executive Employment Agreement</font>]</div>
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    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><u>Schedule A</u></div>
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    </div>
    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><u>Continuing Positions</u></div>
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    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Member of the Board of Directors of Atlanta Area Council; and</div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Member of the Board of Trustees of the Woodruff Arts Center.</div>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>7
<FILENAME>snv-20250724_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--Generated by Broadridge PROfile 25.7.1.5324 Broadridge-->
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>8
<FILENAME>snv-20250724_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCountry" xlink:label="EntityAddressCountry" xlink:title="EntityAddressCountry" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressPostalZipCode" xlink:label="EntityAddressPostalZipCode" xlink:title="EntityAddressPostalZipCode" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CityAreaCode" xlink:label="CityAreaCode" xlink:title="CityAreaCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EntityListingsLineItems" xlink:to="CityAreaCode" xlink:title="presentation: EntityListingsLineItems to CityAreaCode" order="17.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_LocalPhoneNumber" xlink:label="LocalPhoneNumber" xlink:title="LocalPhoneNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EntityListingsLineItems" xlink:to="LocalPhoneNumber" xlink:title="presentation: EntityListingsLineItems to LocalPhoneNumber" order="18.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Security12bTitle" xlink:label="Security12bTitle" xlink:title="Security12bTitle" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_TradingSymbol" xlink:label="TradingSymbol" xlink:title="TradingSymbol" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="EntityListingsLineItems" xlink:to="TradingSymbol" xlink:title="presentation: EntityListingsLineItems to TradingSymbol" order="20.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_NoTradingSymbolFlag" xlink:label="NoTradingSymbolFlag" xlink:title="NoTradingSymbolFlag" />
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</XBRL>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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</head>
<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Jul. 24, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityListingsLineItems', window );"><strong>Entity Listings [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Jul. 24,  2025<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-10312<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">SYNOVUS FINANCIAL CORP.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000018349<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">GA<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">58-1134883<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">33 W. 14th Street<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Columbus<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">GA<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">31901<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">706<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">641-6500<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember', window );">Common Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityListingsLineItems', window );"><strong>Entity Listings [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock (par value $1.00 per share)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">SNV<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=snv_FixedToFloatingRateNonCumulativePerpetualPreferredStockSeriesDMember', window );">Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series D [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityListingsLineItems', window );"><strong>Entity Listings [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series D<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">SNV-PrD<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=snv_FixedRateResetNonCumulativePerpetualPreferredStockSeriesEMember', window );">Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series E [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityListingsLineItems', window );"><strong>Entity Listings [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series E<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">SNV-PrE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityListingsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityListingsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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