<DOCUMENT>
<TYPE>EX-10.2
<SEQUENCE>2
<FILENAME>exh10-12.txt
<DESCRIPTION>AMENDMENT TO CONSULTING AGREEMENT
<TEXT>

                                                                EXHIBIT 10.12


        AMENDMENT NO. 1 TO CONSULTING AGREEMENT OF PHILLIP ERIC POWELL


      This is  the  First Amendment  ("First  Amendment") to  the  Consulting
 Agreement  of  Phillip Eric Powell entered  into as of  January 1, 2005 (the
 "Agreement"), by  and  between  First  Cash  Financial  Services,  Inc. (the
 "Company"),  a   Delaware  corporation,   and  Phillip   Eric  Powell   (the
 "Consultant").  This  First  Amendment  shall  apply  prospectively  and  is
 effective as of March 9, 2007.

      WHEREAS, Consultant is presently serving the Company as an  independent
 contractor pursuant to  the Agreement  between the  parties (said  Agreement
 including all previous amendments and/or addenda,  if any), and the  parties
 desire to modify the Agreement as set forth below.

      NOW,  THEREFORE,  in   consideration  of  the   mutual  covenants   and
 obligations  hereinafter   set   forth,   and  other   good   and   valuable
 consideration, the receipt and sufficiency of which is hereby  acknowledged,
 the parties agree as follows:

     1. In paragraph 7(a) of the Agreement, after the term "$500,000"  insert
        the phrase  "until January  1, 2007, at  which time  the annual  rate
        shall be increased to $600,000."

     2. Except  as modified  herein,  the remainder  of the  Agreement  shall
        remain unchanged.

      CONSULTANT ACKNOWLEDGES  THAT  HE HAS  BEEN  GIVEN THE  OPPORTUNITY  TO
 DISCUSS THIS FIRST AMENDMENT WITH HIS PRIVATE LEGAL COUNSEL AND HAS  AVAILED
 HIMSELF OF THAT OPPORTUNITY.


 FIRST CASH FINANCIAL SERVICES, INC.           CONSULTANT


 By:_____________________________              ______________________________
    Richard T. Burke                           Phillip Eric Powell
    Director
</TEXT>
</DOCUMENT>
