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CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Revenue:        
Retail merchandise sales $ 104,937 $ 101,950 $ 321,016 $ 297,846
Pawn loan fees 49,882 51,778 146,119 146,971
Consumer loan and credit services fees 6,995 9,474 21,300 27,674
Wholesale scrap jewelry revenue 7,718 11,798 24,743 37,612
Total revenue 169,532 175,000 513,178 510,103
Cost of revenue:        
Cost of retail merchandise sold 64,875 62,780 198,757 182,363
Consumer loan and credit services loss provision 2,368 2,913 5,074 6,892
Cost of wholesale scrap jewelry sold 6,847 10,444 21,088 31,608
Total cost of revenue 74,090 76,137 224,919 220,863
Net revenue 95,442 98,863 288,259 289,240
Expenses and other income:        
Store operating expenses 50,995 49,293 155,062 146,719
Administrative expenses 11,733 13,406 40,240 40,350
Depreciation and amortization 4,637 4,404 13,651 13,001
Goodwill impairment - U.S. consumer loan operations 7,913 0 7,913 0
Interest expense 4,336 4,059 12,482 9,405
Interest income (406) (179) (1,143) (522)
Total expenses and other income 79,208 70,983 228,205 208,953
Income from continuing operations before income taxes 16,234 27,880 60,054 80,287
Provision for income taxes 5,061 8,352 18,754 21,790
Income from continuing operations 11,173 19,528 41,300 58,497
Loss from discontinued operations, net of tax 0 0 0 (272)
Net income $ 11,173 $ 19,528 $ 41,300 $ 58,225
Basic income per share:        
Income from continuing operations (in dollars per share) $ 0.40 $ 0.69 $ 1.46 $ 2.03
Income from discontinued operations (in dollars per share) 0.00 0.00 0.00 (0.01)
Net income per basic share (in dollars per share) 0.40 0.69 1.46 2.02
Diluted income per share:        
Income from continuing operations (in dollars per share) 0.40 0.68 1.45 2.01
Income from discontinued operations (in dollars per share) 0.00 0.00 0.00 (0.01)
Net income per diluted share (in dollars per share) $ 0.40 $ 0.68 $ 1.45 $ 2.00