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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Cash flow from operating activities:    
Net income $ 41,300 $ 58,225
Adjustments to reconcile net income to net cash flow provided by operating activities:    
Non-cash portion of credit loss provision 466 797
Share-based compensation expense 209 1,370
Depreciation and amortization expense 13,651 13,001
Amortization of debt issuance costs 715 633
Goodwill impairment - U.S. consumer loan operations 7,913 0
Deferred income taxes 2,293 1,488
Changes in operating assets and liabilities, net of business combinations:    
Pawn fees and service charges receivable (2,203) (3,084)
Merchandise inventories (3,310) (3,548)
Prepaid expenses and other assets (1,731) (906)
Accounts payable and accrued expenses 4,428 10,502
Income taxes payable, current 1,391 (9,150)
Net cash flow provided by operating activities 65,122 69,328
Cash flow from investing activities:    
Loan receivables, net of cash repayments (22,299) (24,324)
Purchases of property and equipment (15,528) (17,801)
Acquisitions of pawn stores, net of cash acquired (33,015) (34,873)
Net cash flow used in investing activities (70,842) (76,998)
Cash flow from financing activities:    
Borrowings from revolving credit facilities 82,055 25,500
Repayments of revolving credit facilities (35,955) (190,000)
Repayments of notes payable 0 (8,352)
Issuance of senior unsecured notes 0 200,000
Debt issuance costs paid 0 (6,601)
Purchases of treasury stock (31,974) (43,947)
Proceeds from exercise of share-based compensation awards 2,901 2,262
Income tax benefit from exercise of stock options 1,617 1,813
Net cash flow provided by (used in) financing activities 18,644 (19,325)
Effect of exchange rates on cash (8,393) (888)
Change in cash and cash equivalents 4,531 (27,883)
Cash and cash equivalents at beginning of the period 67,992 70,643
Cash and cash equivalents at end of the period $ 72,523 $ 42,760