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CONSOLIDATED STATEMENTS OF CASH FLOWS
12 Months Ended
Dec. 31, 2016
USD ($)
Dec. 31, 2015
USD ($)
Dec. 31, 2014
USD ($)
Cash flow from operating activities:      
Net income $ 60,127,000 $ 60,710,000 $ 85,166,000
Adjustments to reconcile net income to net cash flow provided by operating activities:      
Non-cash portion of credit loss provision 5,970,000 761,000 916,000
Share-based compensation expense 4,174,000 429,000 1,979,000
Net gain on sale of common stock of Enova (1,299,000) 0 0
Depreciation and amortization expense 31,865,000 17,939,000 17,476,000
Amortization of debt issuance costs 1,427,000 943,000 902,000
Amortization of favorable/unfavorable lease intangibles, net (232,000) 0 0
Goodwill impairment - U.S. consumer loan operations 0 7,913,000 0
Deferred income taxes 11,912,000 (430,000) 1,128,000
Changes in operating assets and liabilities, net of business combinations:      
Fees and service charges receivable 1,776,000 (100,000) (116,000)
Merchandise inventories (4,619,000) (1,404,000) (1,364,000)
Prepaid expenses and other assets 4,878,000 490,000 (1,645,000)
Accounts payable, accrued expenses and other liabilities (16,335,000) 4,350,000 1,272,000
Income taxes payable (2,790,000) 1,148,000 (8,035,000)
Net cash flow provided by operating activities 96,854,000 92,749,000 97,679,000
Cash flow from investing activities:      
Loan receivables, net of cash repayments (16,072,000) (3,716,000) (2,470,000)
Purchases of property and equipment (33,863,000) (21,073,000) (23,954,000)
Portion of aggregate merger consideration paid in cash, net of cash acquired (8,250,000) 0 0
Acquisitions of pawn stores, net of cash acquired 29,866,000 46,887,000 58,942,000
Proceeds from sale of common stock of Enova 62,084,000 0 0
Net cash flow used in investing activities (25,967,000) (71,676,000) (85,366,000)
Cash flow from financing activities:      
Borrowings from revolving credit facilities 400,000,000 120,000,000 50,000,000
Repayments of revolving credit facilities (198,000,000) (84,400,000) (209,600,000)
Repayments of debt assumed with merger and other acquisitions (238,532,000) 0 0
Repayments of notes payable 0 0 (8,352,000)
Issuance of senior unsecured notes 0 0 200,000,000
Debt issuance costs paid (2,373,000) (407,000) (6,610,000)
Purchases of treasury stock 0 (39,974,000) (43,947,000)
Proceeds from exercise of share-based compensation awards 0 9,895,000 5,270,000
Income tax benefit from exercise of stock options 0 5,126,000 4,141,000
Dividends paid (19,808,000) 0 0
Payment of minimum withholding taxes on net share settlement of stock options exercised 0 (1,113,000) 0
Net cash flow provided by (used in) financing activities (58,713,000) 9,127,000 (9,098,000)
Effect of exchange rates on cash (9,173,000) (11,238,000) (5,866,000)
Change in cash and cash equivalents 3,001,000 18,962,000 (2,651,000)
Cash and cash equivalents at beginning of the year 86,954,000 67,992,000 70,643,000
Cash and cash equivalents at end of the year 89,955,000 86,954,000 67,992,000
Cash paid during the period for:      
Interest 18,663,000 15,464,000 10,294,000
Income taxes 21,535,000 21,579,000 32,860,000
Supplemental disclosure of non-cash investing and financing activity:      
Non-cash transactions in connection with pawn loans settled through forfeitures of collateral transferred to inventories 265,060,000 186,389,000 177,519,000
Notes and other amounts payable in connection with pawn acquisitions 2,554,000 575,000 1,425,000
Issuance of common stock associated with the Merger 1,015,507,000 0 0
Revolving unsecured credit facilities assumed as a result of the Merger (232,000,000) 0 0
Notes payable assumed in acquisition $ (6,630,000) $ 0 $ 0