XML 41 R27.htm IDEA: XBRL DOCUMENT v3.10.0.1
Segment Information (Details)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2018
USD ($)
Jun. 30, 2017
USD ($)
Jun. 30, 2018
USD ($)
segment
Jun. 30, 2017
USD ($)
Schedule of Revenues from External Customers [Line Items]        
Number of reportable segments | segment     2  
Revenue:        
Retail merchandise sales $ 255,742 $ 243,822 $ 525,583 $ 503,816
Pawn loan fees 123,012 122,632 252,805 250,883
Wholesale scrap jewelry sales 27,475 31,646 62,200 69,757
Consumer loan and credit services fees 13,743 18,529 29,184 39,749
Total revenue 419,972 416,629 869,772 864,205
Cost of revenue:        
Cost of retail merchandise sold 163,574 156,473 338,071 322,108
Cost of wholesale scrap jewelry sold 24,076 30,590 56,571 65,539
Consumer loan and credit services loss provision 3,894 5,142 7,621 9,234
Total cost of revenue 191,544 192,205 402,263 396,881
Net revenue 228,428 224,424 467,509 467,324
Expenses and other income:        
Store operating expenses 137,583 137,070 276,144 273,814
Administrative expenses 29,720 30,305 57,722 63,543
Depreciation and amortization 10,952 14,689 22,235 28,932
Interest expense 6,529 5,585 12,727 11,698
Interest income (740) (393) (1,721) (720)
Merger and other acquisition expenses 2,113 1,606 2,352 2,253
Loss on extinguishment of debt 0 (14,094) 0 (14,094)
Total expenses and other income 186,157 202,956 369,459 393,614
Income (loss) before income taxes 42,271 21,468 98,050 73,710
U.S. Operations        
Revenue:        
Retail merchandise sales 166,441 164,852 352,493 358,518
Pawn loan fees 87,825 90,254 184,067 192,072
Wholesale scrap jewelry sales 22,133 26,136 51,590 59,033
Consumer loan and credit services fees 13,401 18,085 28,440 38,900
Total revenue 289,800 299,327 616,590 648,523
Cost of revenue:        
Cost of retail merchandise sold 105,272 106,731 225,888 230,228
Cost of wholesale scrap jewelry sold 18,955 25,400 46,608 56,082
Consumer loan and credit services loss provision 3,810 5,057 7,454 9,047
Total cost of revenue 128,037 137,188 279,950 295,357
Net revenue 161,763 162,139 336,640 353,166
Expenses and other income:        
Store operating expenses 103,625 105,521 208,008 213,489
Administrative expenses 0 0 0 0
Depreciation and amortization 5,037 6,421 10,592 12,840
Interest expense 0 0 0 0
Interest income 0 0 0 0
Merger and other acquisition expenses 0 0 0 0
Loss on extinguishment of debt   0   0
Total expenses and other income 108,662 111,942 218,600 226,329
Income (loss) before income taxes 53,101 50,197 118,040 126,837
Latin America Operations        
Revenue:        
Retail merchandise sales 89,301 78,970 173,090 145,298
Pawn loan fees 35,187 32,378 68,738 58,811
Wholesale scrap jewelry sales 5,342 5,510 10,610 10,724
Consumer loan and credit services fees 342 444 744 849
Total revenue 130,172 117,302 253,182 215,682
Cost of revenue:        
Cost of retail merchandise sold 58,302 49,742 112,183 91,880
Cost of wholesale scrap jewelry sold 5,121 5,190 9,963 9,457
Consumer loan and credit services loss provision 84 85 167 187
Total cost of revenue 63,507 55,017 122,313 101,524
Net revenue 66,665 62,285 130,869 114,158
Expenses and other income:        
Store operating expenses 33,958 31,549 68,136 60,325
Administrative expenses 0 0 0 0
Depreciation and amortization 2,740 2,622 5,449 5,019
Interest expense 0 0 0 0
Interest income 0 0 0 0
Merger and other acquisition expenses 0 0 0 0
Loss on extinguishment of debt   0   0
Total expenses and other income 36,698 34,171 73,585 65,344
Income (loss) before income taxes 29,967 28,114 57,284 48,814
Corporate        
Revenue:        
Retail merchandise sales 0 0 0 0
Pawn loan fees 0 0 0 0
Wholesale scrap jewelry sales 0 0 0 0
Consumer loan and credit services fees 0 0 0 0
Total revenue 0 0 0 0
Cost of revenue:        
Cost of retail merchandise sold 0 0 0 0
Cost of wholesale scrap jewelry sold 0 0 0 0
Consumer loan and credit services loss provision 0 0 0 0
Total cost of revenue 0 0 0 0
Net revenue 0 0 0 0
Expenses and other income:        
Store operating expenses 0 0 0 0
Administrative expenses 29,720 30,305 57,722 63,543
Depreciation and amortization 3,175 5,646 6,194 11,073
Interest expense 6,529 5,585 12,727 11,698
Interest income (740) (393) (1,721) (720)
Merger and other acquisition expenses 2,113 1,606 2,352 2,253
Loss on extinguishment of debt   (14,094)   (14,094)
Total expenses and other income 40,797 56,843 77,274 101,941
Income (loss) before income taxes $ (40,797) $ (56,843) $ (77,274) $ (101,941)