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CONSOLIDATED STATEMENTS OF CASH FLOWS
$ in Thousands
 12 Months Ended
Dec. 31, 2018
USD ($)
Dec. 31, 2017
USD ($)
Dec. 31, 2016
USD ($)
Cash flow from operating activities:      
Net income $ 153,206 $ 143,892 $ 60,127
Adjustments to reconcile net income to net cash flow provided by operating activities:      
Non-cash portion of consumer loan credit loss provision 9,405 12,727 5,970
Share-based compensation expense 5,786 3,069 4,174
Net gain on sale of common stock of Enova 0 0 (1,299)
Depreciation and amortization expense 42,961 55,233 31,865
Asset impairments related to consumer loan operations 1,514 0 0
Amortization of debt issuance costs 1,920 1,838 1,427
Amortization of favorable/(unfavorable) lease intangibles, net (259) (976) (232)
Loss on extinguishment of debt 0 14,114 0
Deferred income taxes, net 7,427 (14,497) 11,912
Changes in operating assets and liabilities, net of business combinations:      
Fees and service charges receivable (432) (1,411) 1,776
Inventories 3,321 16,193 (4,619)
Prepaid expenses and other assets 681 13,702 4,878
Accounts payable, accrued expenses and other liabilities 3,077 (35,135) (16,335)
Income taxes 14,822 11,608 (2,790)
Net cash flow provided by operating activities 243,429 220,357 96,854
Cash flow from investing activities:      
Loan receivables, net of cash repayments 10,125 40,735 (16,072)
Purchases of furniture, fixtures, equipment and improvements (35,677) (25,971) (20,456)
Purchases of store real property (19,996) (11,164) (13,407)
Portion of aggregate merger consideration paid in cash, net of cash acquired 0 0 (8,250)
Acquisitions of pawn stores, net of cash acquired (113,699) (2,203) (29,866)
Proceeds from sale of common stock of Enova 0 0 62,084
Net cash flow provided by (used in) investing activities (159,247) 1,397 (25,967)
Cash flow from financing activities:      
Borrowings from revolving unsecured credit facility 416,000 206,000 400,000
Repayments of revolving unsecured credit facility (228,000) (359,000) (198,000)
Repayments of debt assumed with merger and other acquisitions 0 0 (238,532)
Issuance of senior unsecured notes 0 300,000 0
Repurchase/redemption of senior unsecured notes 0 (200,000) 0
Repurchase/redemption premiums paid on senior unsecured notes 0 (10,895) 0
Debt issuance costs paid (948) (5,342) (2,373)
Purchases of treasury stock (273,660) (91,740) 0
Proceeds from exercise of share-based compensation awards 400 307 0
Dividends paid (40,853) (36,836) (19,808)
Net cash flow used in financing activities (127,061) (197,506) (58,713)
Effect of exchange rates on cash 249 220 (9,173)
Change in cash and cash equivalents (42,630) 24,468 3,001
Cash and cash equivalents at beginning of the year 114,423 89,955 86,954
Cash and cash equivalents at end of the year 71,793 114,423 89,955
Cash paid during the period for:      
Interest 27,121 24,301 18,663
Income taxes 29,597 29,813 21,535
Supplemental disclosure of non-cash investing and financing activity:      
Non-cash transactions in connection with pawn loans settled through forfeitures of collateral transferred to inventories 492,743 436,705 265,060
Notes and other amounts payable in connection with pawn acquisitions 0 0 2,554
Issuance of common stock associated with the Merger 0 0 1,015,507
Revolving unsecured credit facilities assumed as a result of the Merger 0 0 (232,000)
Notes payable assumed in acquisition $ 0 $ 0 $ (6,630)