XML 91 R74.htm IDEA: XBRL DOCUMENT v3.10.0.1
Segment and Geographic Information - Segment Information (Details)
$ in Thousands
 3 Months Ended 12 Months Ended
Dec. 31, 2018
USD ($)
Sep. 30, 2018
USD ($)
Jun. 30, 2018
USD ($)
Mar. 31, 2018
USD ($)
Dec. 31, 2017
USD ($)
Sep. 30, 2017
USD ($)
Jun. 30, 2017
USD ($)
Mar. 31, 2017
USD ($)
Dec. 31, 2018
USD ($)
segment
Dec. 31, 2017
USD ($)
Dec. 31, 2016
USD ($)
Schedule of Revenues from External Customers and Assets [Line Items]                      
Number of reportable segments | segment                 2    
Revenue:                      
Retail merchandise sales                 $ 1,091,614 $ 1,051,099 $ 669,131
Pawn loan fees                 525,146 510,905 312,757
Wholesale scrap jewelry sales                 107,821 140,842 62,638
Consumer loan and credit services fees                 56,277 76,976 43,851
Total revenue $ 481,208 $ 429,878 $ 419,972 $ 449,800 $ 480,205 $ 435,412 $ 416,629 $ 447,576 1,780,858 1,779,822 1,088,377
Cost of revenue:                      
Cost of retail merchandise sold                 696,666 679,703 418,556
Cost of wholesale scrap jewelry sold                 99,964 132,794 53,025
Consumer loan and credit services loss provision                 17,461 19,819 11,993
Total cost of revenue 219,208 192,620 191,544 210,719 231,069 204,366 192,205 204,676 814,091 832,316 483,574
Net revenue 262,000 237,258 228,428 239,081 249,136 231,046 224,424 242,900 966,767 947,506 604,803
Expenses and other income:                      
Store operating expenses                 563,321 552,191 327,062
Administrative expenses                 120,042 122,473 96,537
Depreciation and amortization                 42,961 55,233 31,865
Interest expense                 29,173 24,035 20,320
Interest income                 (2,444) (1,597) (751)
Merger and other acquisition expenses                 7,643 9,062 36,670
(Gain) loss on foreign exchange                 762 (317) 952
Net gain on sale of common stock of Enova                 0 0 (1,299)
Loss on extinguishment of debt                 0 14,114 0
Total expenses and other income 198,824 $ 193,175 $ 186,157 $ 183,302 192,101 $ 189,479 $ 202,956 $ 190,658 761,458 775,194 511,356
Income before income taxes                 205,309 172,312 93,447
Pawn loans 362,941       344,748       362,941 344,748 350,506
Consumer loans, net 15,902       23,522       15,902 23,522 29,204
Inventories 275,130       276,771       275,130 276,771 330,683
Goodwill 917,419       831,145       917,419 831,145 831,151
Total assets 2,107,974       2,062,784       2,107,974 2,062,784 2,145,203
U.S. Operations                      
Revenue:                      
Retail merchandise sales                 709,594 717,490 386,026
Pawn loan fees                 373,406 380,596 195,883
Wholesale scrap jewelry sales                 85,718 119,197 47,680
Consumer loan and credit services fees                 55,417 75,209 41,922
Total revenue                 1,224,135 1,292,492 671,511
Cost of revenue:                      
Cost of retail merchandise sold                 450,516 468,527 241,086
Cost of wholesale scrap jewelry sold                 78,308 112,467 41,357
Consumer loan and credit services loss provision                 17,223 19,431 11,494
Total cost of revenue                 546,047 600,425 293,937
Net revenue                 678,088 692,067 377,574
Expenses and other income:                      
Store operating expenses                 414,097 423,214 215,227
Administrative expenses                 0 0 0
Depreciation and amortization                 21,021 24,073 13,618
Interest expense                 0 0 0
Interest income                 0 0 0
Merger and other acquisition expenses                 0 0 0
(Gain) loss on foreign exchange                 0 0 0
Net gain on sale of common stock of Enova                     0
Loss on extinguishment of debt                   0  
Total expenses and other income                 435,118 447,287 228,845
Income before income taxes                 242,970 244,780 148,729
Pawn loans 271,584       276,570       271,584 276,570 293,392
Consumer loans, net 15,902       23,179       15,902 23,179 28,847
Inventories 199,978       216,739       199,978 216,739 282,860
Goodwill 759,538       743,997       759,538 743,997  
Total assets 1,534,542       1,527,012       1,534,542 1,527,012 1,637,995
Latin America Operations                      
Revenue:                      
Retail merchandise sales                 382,020 333,609 283,105
Pawn loan fees                 151,740 130,309 116,874
Wholesale scrap jewelry sales                 22,103 21,645 14,958
Consumer loan and credit services fees                 860 1,767 1,929
Total revenue                 556,723 487,330 416,866
Cost of revenue:                      
Cost of retail merchandise sold                 246,150 211,176 177,470
Cost of wholesale scrap jewelry sold                 21,656 20,327 11,668
Consumer loan and credit services loss provision                 238 388 499
Total cost of revenue                 268,044 231,891 189,637
Net revenue                 288,679 255,439 227,229
Expenses and other income:                      
Store operating expenses                 149,224 128,977 111,835
Administrative expenses                 0 0 0
Depreciation and amortization                 11,333 10,311 10,429
Interest expense                 0 0 0
Interest income                 0 0 0
Merger and other acquisition expenses                 0 0 0
(Gain) loss on foreign exchange                 0 0 0
Net gain on sale of common stock of Enova                     0
Loss on extinguishment of debt                   0  
Total expenses and other income                 160,557 139,288 122,264
Income before income taxes                 128,122 116,151 104,965
Pawn loans 91,357       68,178       91,357 68,178 57,114
Consumer loans, net 0       343       0 343 357
Inventories 75,152       60,032       75,152 60,032 47,823
Goodwill 157,881       87,148       157,881 87,148  
Total assets 407,282       282,605       407,282 282,605 247,915
Corporate                      
Revenue:                      
Retail merchandise sales                 0 0 0
Pawn loan fees                 0 0 0
Wholesale scrap jewelry sales                 0 0 0
Consumer loan and credit services fees                 0 0 0
Total revenue                 0 0 0
Cost of revenue:                      
Cost of retail merchandise sold                 0 0 0
Cost of wholesale scrap jewelry sold                 0 0 0
Consumer loan and credit services loss provision                 0 0 0
Total cost of revenue                 0 0 0
Net revenue                 0 0 0
Expenses and other income:                      
Store operating expenses                 0 0 0
Administrative expenses                 120,042 122,473 96,537
Depreciation and amortization                 10,607 20,849 7,818
Interest expense                 29,173 24,035 20,320
Interest income                 (2,444) (1,597) (751)
Merger and other acquisition expenses                 7,643 9,062 36,670
(Gain) loss on foreign exchange                 762 (317) 952
Net gain on sale of common stock of Enova                     (1,299)
Loss on extinguishment of debt                   14,114  
Total expenses and other income                 165,783 188,619 160,247
Income before income taxes                 (165,783) (188,619) (160,247)
Pawn loans 0       0       0 0 0
Consumer loans, net 0       0       0 0 0
Inventories 0       0       0 0 0
Goodwill 0       0       0 0 0
Total assets $ 166,150       $ 253,167       $ 166,150 $ 253,167 $ 259,293