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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Cash flow from operating activities:      
Net income $ 164,618 $ 153,206 $ 143,892
Adjustments to reconcile net income to net cash flow provided by operating activities:      
Non-cash portion of credit loss provision 2,395 9,405 12,727
Share-based compensation expense 8,680 5,786 3,069
Depreciation and amortization expense 41,904 42,961 55,233
Asset impairments related to consumer loan operations 0 1,514 0
Amortization of debt issuance costs 1,430 1,920 1,838
Amortization of favorable/(unfavorable) lease intangibles, net 0 (259) (976)
Loss on extinguishment of debt 0 0 14,114
Deferred income taxes, net 7,008 7,427 (14,497)
Changes in operating assets and liabilities, net of business combinations:      
Fees and service charges receivable 110 (432) (1,411)
Inventories 5,842 3,321 16,193
Prepaid expenses and other assets (1,049) 681 13,702
Accounts payable, accrued liabilities and other liabilities (3,383) 3,077 (35,135)
Income taxes 4,041 14,822 11,608
Net cash flow provided by operating activities 231,596 243,429 220,357
Cash flow from investing activities:      
Loan receivables, net of cash repayments 34,406 10,125 40,735
Purchases of furniture, fixtures, equipment and improvements (44,311) (35,677) (25,971)
Purchases of store real property (74,661) (19,996) (11,164)
Acquisitions of pawn stores, net of cash acquired (52,487) (113,699) (2,203)
Net cash flow provided by (used in) investing activities (137,053) (159,247) 1,397
Cash flow from financing activities:      
Borrowings from revolving unsecured credit facility 257,000 416,000 206,000
Repayments of revolving unsecured credit facility (217,000) (228,000) (359,000)
Issuance of senior unsecured notes 0 0 300,000
Repurchase/redemption of senior unsecured notes 0 0 (200,000)
Repurchase/redemption premiums paid on senior unsecured notes 0 0 (10,895)
Debt issuance costs paid (1,149) (948) (5,342)
Purchases of treasury stock (116,105) (273,660) (91,740)
Proceeds from exercise of share-based compensation awards 400 400 307
Dividends paid (43,952) (40,853) (36,836)
Net cash flow used in financing activities (120,806) (127,061) (197,506)
Effect of exchange rates on cash 997 249 220
Change in cash and cash equivalents (25,266) (42,630) 24,468
Cash and cash equivalents at beginning of the year 71,793 114,423 89,955
Cash and cash equivalents at end of the year 46,527 71,793 114,423
Cash paid during the period for:      
Interest 32,680 27,121 24,301
Income taxes 48,867 29,597 29,813
Supplemental disclosure of non-cash investing and financing activity:      
Non-cash transactions in connection with pawn loans settled through forfeitures of collateral transferred to inventories $ 500,744 $ 492,743 $ 436,705