XML 33 R31.htm IDEA: XBRL DOCUMENT v3.20.1
Segment Information (Details)
$ in Thousands
 3 Months Ended
Mar. 31, 2020
USD ($)
segment
Mar. 31, 2019
USD ($)
Schedule of Revenues from External Customers [Line Items]    
Number of reportable segments | segment 2  
Revenue:    
Retail merchandise sales $ 296,629 $ 284,241
Pawn loan fees 142,115 141,192
Wholesale scrap jewelry sales 26,371 31,710
Consumer loan and credit services fees 1,375 10,461
Total revenue 466,490 467,604
Cost of revenue:    
Cost of retail merchandise sold 184,695 179,349
Cost of wholesale scrap jewelry sold 22,847 30,353
Total cost of revenue (361) 2,103
Total cost of revenue 207,181 211,805
Net revenue 259,309 255,799
Expenses and other income:    
Store operating expenses 153,500 146,852
Administrative expenses 32,902 32,154
Depreciation and amortization 10,674 9,874
Interest expense 8,418 8,370
Interest income (185) (204)
Merger and other acquisition expenses 68 149
Loss (gain) on foreign exchange 2,685 (239)
Write-offs and impairments of certain lease intangibles and other assets 5,530 0
Total expenses and other income 213,592 196,956
Income (loss) before income taxes 45,717 58,843
U.S. Operations    
Revenue:    
Retail merchandise sales 195,966 186,815
Pawn loan fees 97,857 97,876
Wholesale scrap jewelry sales 15,478 22,785
Consumer loan and credit services fees 1,375 10,461
Total revenue 310,676 317,937
Cost of revenue:    
Cost of retail merchandise sold 119,529 117,744
Cost of wholesale scrap jewelry sold 14,006 21,270
Total cost of revenue (361) 2,103
Total cost of revenue 133,174 141,117
Net revenue 177,502 176,820
Expenses and other income:    
Store operating expenses 107,706 103,884
Administrative expenses 0 0
Depreciation and amortization 5,401 5,045
Interest expense 0 0
Interest income 0 0
Merger and other acquisition expenses 0 0
Loss (gain) on foreign exchange 0 0
Write-offs and impairments of certain lease intangibles and other assets 0  
Total expenses and other income 113,107 108,929
Income (loss) before income taxes 64,395 67,891
Latin America Operations    
Revenue:    
Retail merchandise sales 100,663 97,426
Pawn loan fees 44,258 43,316
Wholesale scrap jewelry sales 10,893 8,925
Consumer loan and credit services fees 0 0
Total revenue 155,814 149,667
Cost of revenue:    
Cost of retail merchandise sold 65,166 61,605
Cost of wholesale scrap jewelry sold 8,841 9,083
Total cost of revenue 0 0
Total cost of revenue 74,007 70,688
Net revenue 81,807 78,979
Expenses and other income:    
Store operating expenses 45,794 42,968
Administrative expenses 0 0
Depreciation and amortization 4,063 3,305
Interest expense 0 0
Interest income 0 0
Merger and other acquisition expenses 0 0
Loss (gain) on foreign exchange 0 0
Write-offs and impairments of certain lease intangibles and other assets 0  
Total expenses and other income 49,857 46,273
Income (loss) before income taxes 31,950 32,706
Corporate    
Revenue:    
Retail merchandise sales 0 0
Pawn loan fees 0 0
Wholesale scrap jewelry sales 0 0
Consumer loan and credit services fees 0 0
Total revenue 0 0
Cost of revenue:    
Cost of retail merchandise sold 0 0
Cost of wholesale scrap jewelry sold 0 0
Total cost of revenue 0 0
Total cost of revenue 0 0
Net revenue 0 0
Expenses and other income:    
Store operating expenses 0 0
Administrative expenses 32,902 32,154
Depreciation and amortization 1,210 1,524
Interest expense 8,418 8,370
Interest income (185) (204)
Merger and other acquisition expenses 68 149
Loss (gain) on foreign exchange 2,685 (239)
Write-offs and impairments of certain lease intangibles and other assets 5,530  
Total expenses and other income 50,628 41,754
Income (loss) before income taxes $ (50,628) $ (41,754)