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Segment and Geographic Information
 12 Months Ended
Dec. 31, 2020
Segment Reporting [Abstract]  
Segment and Geographic Information SEGMENT AND GEOGRAPHIC INFORMATION
Segment Information

The Company organizes its operations into two reportable segments as follows:

•U.S. operations
•Latin America operations - includes operations in Mexico, Guatemala, Colombia and El Salvador

Corporate expenses and income, which include administrative expenses, corporate depreciation and amortization, interest expense, interest income, merger and acquisition expenses and loss (gain) on foreign exchange, are incurred or earned in both the U.S. and Latin America, but presented on a consolidated basis and are not allocated between the U.S. operations segment and Latin America operations segment.

The following tables present reportable segment information for the years ended December 31, 2020, 2019 and 2018 as well as separately identified segment assets (in thousands):
Year Ended December 31, 2020
 U.S.
Operations		Latin America
Operations		CorporateConsolidated
Revenue:   
Retail merchandise sales$720,281 $355,237 $— $1,075,518 
Pawn loan fees310,437 147,080 — 457,517 
Wholesale scrap jewelry sales45,405 50,828 — 96,233 
Consumer loan and credit services fees (1)
2,016 — — 2,016 
Total revenue1,078,139 553,145 — 1,631,284 
Cost of revenue:    
Cost of retail merchandise sold415,938 225,149 — 641,087 
Cost of wholesale scrap jewelry sold39,584 39,962 — 79,546 
Consumer loan and credit services loss provision (1)
(488)— — (488)
Total cost of revenue455,034 265,111 — 720,145 
Net revenue623,105 288,034 — 911,139 
Expenses and other income:    
Store operating expenses396,627 165,531 — 562,158 
Administrative expenses— — 110,931 110,931 
Depreciation and amortization21,743 15,816 4,546 42,105 
Interest expense— — 29,344 29,344 
Interest income— — (1,540)(1,540)
Merger and acquisition expenses— — 1,316 1,316 
Loss on foreign exchange— — 884 884 
Loss on extinguishment of debt— — 11,737 11,737 
Write-offs and impairments of certain lease intangibles and other assets— — 10,505 10,505 
Total expenses and other income418,370 181,347 167,723 767,440 
Income (loss) before income taxes$204,735 $106,687 $(167,723)$143,699 

(1)Effective June 30, 2020, the Company no longer offers an unsecured consumer loan product in the U.S.
As of December 31, 2020
U.S.
Operations		Latin America
Operations		CorporateConsolidated
Pawn loans$220,391 $87,840 $— $308,231 
Inventories136,109 54,243 — 190,352 
Goodwill802,148 175,233 — 977,381 
Total assets1,718,975 540,473 112,749 2,372,197 


Year Ended December 31, 2019
 U.S.
Operations		Latin America
Operations		CorporateConsolidated
Revenue:   
Retail merchandise sales$722,127 $453,434 $— $1,175,561 
Pawn loan fees379,395 185,429 — 564,824 
Wholesale scrap jewelry sales71,813 32,063 — 103,876 
Consumer loan and credit services fees20,178 — — 20,178 
Total revenue1,193,513 670,926 — 1,864,439 
Cost of revenue:    
Cost of retail merchandise sold447,911 297,950 — 745,861 
Cost of wholesale scrap jewelry sold65,941 30,131 — 96,072 
Consumer loan and credit services loss provision4,159 — — 4,159 
Total cost of revenue518,011 328,081 — 846,092 
Net revenue675,502 342,845 — 1,018,347 
Expenses and other income:    
Store operating expenses412,508 183,031 — 595,539 
Administrative expenses— — 122,334 122,334 
Depreciation and amortization20,860 14,626 6,418 41,904 
Interest expense— — 34,035 34,035 
Interest income— — (1,055)(1,055)
Merger and acquisition expenses— — 1,766 1,766 
Gain on foreign exchange — — (787)(787)
Total expenses and other income433,368 197,657 162,711 793,736 
Income (loss) before income taxes$242,134 $145,188 $(162,711)$224,611 

As of December 31, 2019
U.S.
Operations		Latin America
Operations		CorporateConsolidated
Pawn loans$268,793 $100,734 $— $369,527 
Consumer loans, net751 — — 751 
Inventories181,320 83,936 — 265,256 
Goodwill771,311 177,332 — 948,643 
Total assets1,767,504 574,059 97,877 2,439,440 
Year Ended December 31, 2018
 U.S.
Operations		Latin America
Operations		CorporateConsolidated
Revenue:   
Retail merchandise sales$709,594 $382,020 $— $1,091,614 
Pawn loan fees373,406 151,740 — 525,146 
Wholesale scrap jewelry sales85,718 22,103 — 107,821 
Consumer loan and credit services fees55,417 860 — 56,277 
Total revenue1,224,135 556,723 — 1,780,858 
Cost of revenue:    
Cost of retail merchandise sold450,516 246,150 — 696,666 
Cost of wholesale scrap jewelry sold78,308 21,656 — 99,964 
Consumer loan and credit services loss provision17,223 238 — 17,461 
Total cost of revenue546,047 268,044 — 814,091 
Net revenue678,088 288,679 — 966,767 
Expenses and other income:    
Store operating expenses414,097 149,224 — 563,321 
Administrative expenses— — 120,042 120,042 
Depreciation and amortization21,021 11,333 10,607 42,961 
Interest expense— — 29,173 29,173 
Interest income— — (2,444)(2,444)
Merger and acquisition expenses— — 7,643 7,643 
Loss on foreign exchange— — 762 762 
Total expenses and other income435,118 160,557 165,783 761,458 
Income (loss) before income taxes$242,970 $128,122 $(165,783)$205,309 
    
As of December 31, 2018
U.S.
Operations		Latin America
Operations		CorporateConsolidated
Pawn loans$271,584 $91,357 $— $362,941 
Consumer loans, net15,902 — — 15,902 
Inventories199,978 75,152 — 275,130 
Goodwill759,538 157,881 — 917,419 
Total assets1,534,542 407,282 166,150 2,107,974 
Geographic Information

The following table shows revenue and long-lived assets (all non-current assets except operating lease right of use asset, goodwill, intangibles, net and deferred tax assets) by geographic area (in thousands):
Year Ended December 31,
202020192018
Revenue:
U.S.$1,078,139 $1,193,513 $1,224,135 
Mexico530,462 641,505 531,744 
Other Latin America22,683 29,421 24,979 
$1,631,284 $1,864,439 $1,780,858 
Long-lived assets:
U.S.$286,079 $254,395 $226,358 
Mexico82,438 80,385 65,260 
Other Latin America14,968 12,893 9,265 
$383,485 $347,673 $300,883