XML 28 R4.htm IDEA: XBRL DOCUMENT v3.20.4
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Dec. 31, 2020
Sep. 30, 2020
Jun. 30, 2020
Mar. 31, 2020
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Mar. 31, 2019
Dec. 31, 2018
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Revenue:                        
Retail merchandise sales                   $ 1,075,518 $ 1,175,561 $ 1,091,614
Pawn loan fees                   457,517 564,824 525,146
Wholesale scrap jewelry sales                   96,233 103,876 107,821
Consumer loan and credit services fees                   2,016 20,178 56,277
Total revenue $ 392,158 $ 359,890 $ 412,746 $ 466,490 $ 498,362 $ 452,459 $ 446,014 $ 467,604   1,631,284 1,864,439 1,780,858
Cost of revenue:                        
Cost of retail merchandise sold                   641,087 745,861 696,666
Cost of wholesale scrap jewelry sold                   79,546 96,072 99,964
Total cost of revenue 166,167 157,152 189,645 207,181 231,098 201,480 201,709 211,805   720,145 846,092 814,091
Net revenue 225,991 202,738 223,101 259,309 267,264 250,979 244,305 255,799   911,139 1,018,347 966,767
Expenses and other income:                        
Store operating expenses                   562,158 595,539 563,321
Administrative expenses                   110,931 122,334 120,042
Depreciation and amortization                   42,105 41,904 42,961
Interest expense                   29,344 34,035 29,173
Interest income                   (1,540) (1,055) (2,444)
Merger and acquisition expenses                   1,316 1,766 7,643
Loss (gain) on foreign exchange                   884 (787) 762
Loss on extinguishment of debt                   11,737 0 0
Asset Impairment Charges                 $ 1,500 10,505 0 0
Total expenses and other income 182,884 185,052 185,912 213,592 195,746 202,015 199,019 196,956   767,440 793,736 761,458
Income before income taxes                   143,699 224,611 205,309
Provision for income taxes                   37,120 59,993 52,103
Net income $ 32,726 $ 15,062 $ 25,873 $ 32,918 $ 54,154 $ 34,761 $ 33,048 $ 42,655   $ 106,579 $ 164,618 $ 153,206
Earnings per share:                        
Basic (in dollars per share)                   $ 2.57 $ 3.83 $ 3.42
Diluted (in dollars per share $ 0.79 $ 0.36 $ 0.62 $ 0.78 $ 1.27 $ 0.81 $ 0.76 $ 0.98   $ 2.56 $ 3.81 $ 3.41
Provision for Loan and Lease Losses                   $ (488) $ 4,159 $ 17,461