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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Cash flow from operating activities:    
Net income $ 33,715 $ 32,918
Adjustments to reconcile net income to net cash flow provided by operating activities:    
Non-cash portion of consumer loan credit loss provision 0 (729)
Share-based compensation expense 3,625 2,851
Depreciation and amortization expense 10,612 10,674
Amortization of debt issuance costs 395 387
Write-off of certain Cash America merger related lease intangibles 878 3,630
Impairment of certain other assets 0 1,900
Deferred income taxes, net 2,010 4,239
Changes in operating assets and liabilities, net of business combinations:    
Fees and service charges receivable 5,394 3,673
Inventories purchased directly from customers, wholesalers or manufacturers 1,442 6,951
Prepaid expenses and other assets 868 355
Accounts payable, accrued liabilities and other liabilities 3,122 9,755
Income taxes 7,113 781
Net cash flow provided by operating activities 69,174 77,385
Cash flow from investing activities:    
Loan receivables, net [1] 42,394 52,279
Purchases of furniture, fixtures, equipment and improvements (9,491) (10,581)
Purchases of store real property (14,441) (9,617)
Acquisitions of pawn stores, net of cash acquired (1,204) (5,477)
Net cash flow provided by investing activities 17,258 26,604
Cash flow from financing activities:    
Borrowings from unsecured credit facilities 45,000 106,925
Repayments of unsecured credit facilities (124,000) (88,000)
Debt issuance costs paid 0 (130)
Purchases of treasury stock (4,967) (80,331)
Payment of withholding taxes on net share settlements of restricted stock unit awards (1,663) 0
Dividends paid (11,097) (11,268)
Net cash flow used in financing activities (96,727) (72,804)
Effect of exchange rates on cash (914) (2,248)
Change in cash and cash equivalents (11,209) 28,937
Cash and cash equivalents at beginning of the period 65,850 46,527
Cash and cash equivalents at end of the period $ 54,641 $ 75,464
[1] Includes the funding of new loans net of cash repayments and recovery of principal through the sale of inventories acquired from forfeiture of pawn collateral.