XML 15 R3.htm IDEA: XBRL DOCUMENT v3.21.2
CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Revenue:        
Retail merchandise sales $ 265,567 $ 287,400 $ 537,609 $ 584,029
Pawn loan fees 109,909 101,990 225,431 244,105
Wholesale scrap jewelry sales 14,102 22,785 34,477 49,156
Consumer loan and credit services fees 0 571 0 1,946
Total revenue 389,578 412,746 797,517 879,236
Cost of revenue:        
Cost of retail merchandise sold 153,424 171,511 310,577 356,206
Cost of wholesale scrap jewelry sold 11,932 18,357 29,129 41,204
Consumer loan and credit services loss provision 0 (223) 0 (584)
Total cost of revenue 165,356 189,645 339,706 396,826
Net revenue 224,222 223,101 457,811 482,410
Expenses and other income:        
Store operating expenses 139,128 141,051 276,452 294,551
Administrative expenses 27,398 28,386 58,397 61,288
Depreciation and amortization 10,902 10,324 21,514 20,998
Interest expense 7,198 6,974 14,428 15,392
Interest income (119) (525) (277) (710)
Merger and acquisition expenses 1,086 134 1,252 202
(Gain) loss on foreign exchange (577) (614) (310) 2,071
Write-off of certain Cash America merger related lease intangibles 401 182 1,279 3,812
Impairment of certain other assets 0 0 0 1,900
Total expenses and other income 185,417 185,912 372,735 399,504
Income (loss) before income taxes 38,805 37,189 85,076 82,906
Provision for income taxes 10,378 11,316 22,934 24,115
Net income $ 28,427 $ 25,873 $ 62,142 $ 58,791
Earnings per share:        
Basic (USD per share) $ 0.70 $ 0.62 $ 1.52 $ 1.41
Diluted (USD per share) $ 0.70 $ 0.62 $ 1.52 $ 1.41