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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Cash flow from operating activities:    
Net income $ 62,142 $ 58,791
Adjustments to reconcile net income to net cash flow provided by operating activities:    
Non-cash portion of consumer loan credit loss provision 0 (833)
Share-based compensation expense 5,250 5,250
Depreciation and amortization expense 21,514 20,998
Amortization of debt issuance costs 793 772
Write-off of certain Cash America merger related lease intangibles 1,279 3,812
Impairment of certain other assets 0 1,900
Deferred income taxes, net 4,444 8,557
Changes in operating assets and liabilities, net of business combinations:    
Fees and service charges receivable 1,369 14,265
Inventories purchased directly from customers, wholesalers or manufacturers (9,173) 21,143
Prepaid expenses and other assets (2,107) 271
Accounts payable, accrued liabilities and other liabilities 26,748 4,294
Income taxes 1,490 4,079
Net cash flow provided by operating activities 113,749 143,299
Cash flow from investing activities:    
Loan receivables, net [1] (8,492) 178,279
Purchases of furniture, fixtures, equipment and improvements (21,025) (20,476)
Purchases of store real property (29,096) (19,596)
Acquisitions of pawn stores, net of cash acquired (49,334) (7,764)
Net cash flow (used in) provided by investing activities (107,947) 130,443
Cash flow from financing activities:    
Borrowings from unsecured credit facilities 227,000 143,925
Repayments of unsecured credit facilities (187,000) (282,433)
Debt issuance costs paid 0 (134)
Purchases of treasury stock (36,427) (80,331)
Payment of withholding taxes on net share settlements of restricted stock awards (1,663) (3,327)
Dividends paid (23,405) (22,457)
Net cash flow used in financing activities (21,495) (244,757)
Effect of exchange rates on cash (96) (4,556)
Change in cash and cash equivalents (15,789) 24,429
Cash and cash equivalents at beginning of the period 65,850 46,527
Cash and cash equivalents at end of the period $ 50,061 $ 70,956
[1] Includes the funding of new loans net of cash repayments and recovery of principal through the sale of inventories acquired from forfeiture of pawn collateral.