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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Cash flow from operating activities:    
Net income $ 95,538 $ 73,853
Adjustments to reconcile net income to net cash flow provided by operating activities:    
Non-cash portion of consumer loan credit loss provision 0 (829)
Share-based compensation expense 8,092 5,250
Depreciation and amortization expense 32,731 31,424
Amortization of debt issuance costs 1,223 1,219
Write-off of certain Cash America merger related lease intangibles 1,640 4,649
Loss on extinguishment of debt 0 11,737
Impairment of certain other assets 0 1,900
Deferred income taxes, net 5,622 11,401
Changes in operating assets and liabilities, net of business combinations:    
Fees and service charges receivable (2,302) 8,291
Inventories purchased directly from customers, wholesalers or manufacturers (25,592) 26,628
Prepaid expenses and other assets 229 75
Accounts payable, accrued liabilities and other liabilities 16,538 12,971
Income taxes 4,131 (11,203)
Net cash flow provided by operating activities 137,850 177,366
Cash flow from investing activities:    
Loan receivables, net (70,637) 145,930
Purchases of furniture, fixtures, equipment and improvements (31,608) (27,853)
Purchases of store real property (38,256) (20,946)
Acquisitions of pawn stores, net of cash acquired (49,434) (9,340)
Net cash flow (used in) provided by investing activities (189,935) 87,791
Cash flow from financing activities:    
Borrowings from unsecured credit facilities 338,000 221,925
Repayments of unsecured credit facilities (215,000) (520,433)
Issuance of senior unsecured notes 0 500,000
Repurchase/redemption of senior unsecured notes 0 (300,000)
Repurchase/redemption premiums paid on senior unsecured notes 0 (8,781)
Debt issuance costs paid 0 (5,285)
Purchases of treasury stock (49,610) (80,331)
Proceeds from exercise of stock options 380 0
Payment of withholding taxes on net share settlements of restricted stock awards (1,663) (3,327)
Dividends paid (35,403) (33,646)
Net cash flow provided by (used in) financing activities 36,704 (229,878)
Effect of exchange rates on cash (562) (2,962)
Change in cash and cash equivalents (15,943) 32,317
Cash and cash equivalents at beginning of the period 65,850 46,527
Cash and cash equivalents at end of the period $ 49,907 $ 78,844