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CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Revenue:    
Retail merchandise sales $ 327,915 $ 302,819
Pawn loan fees 151,560 131,819
Leased merchandise income 183,438 149,947
Interest and fees on finance receivables 54,642 42,449
Wholesale scrap jewelry sales 45,184 32,805
Total revenue 762,739 659,839
Cost of revenue:    
Cost of retail merchandise sold 199,001 182,214
Depreciation of leased merchandise 101,605 93,706
Provision for lease losses 49,065 39,820
Provision for loan losses 29,285 24,697
Cost of wholesale scrap jewelry sold 35,727 28,215
Total cost of revenue 414,683 368,652
Net revenue (loss) 348,056 291,187
Expenses and other income:    
Operating expenses 199,061 173,296
Administrative expenses 39,017 36,863
Depreciation and amortization 27,111 25,542
Interest expense 20,897 16,221
Interest income (517) (676)
Gain on foreign exchange (802) (480)
Merger and acquisition expenses 31 665
Business Combination, Contingent Consideration Arrangements, Change in Amount of Contingent Consideration, Liability 0 2,570
Other expenses (income), net 45 177
Total expenses and other income 284,843 254,178
Income (loss) before income taxes 63,213 37,009
Provision for income taxes 15,825 9,004
Net income $ 47,388 $ 28,005
Earnings per share:    
Basic (USD per share) $ 1.03 $ 0.58
Diluted (USD per share) $ 1.02 $ 0.58