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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Cash flow from operating activities:    
Net income $ 47,388 $ 28,005
Adjustments to reconcile net income to net cash flow provided by operating activities:    
Depreciation of leased merchandise 101,605 93,706
Provision for lease losses 49,065 39,820
Provision for loan losses 29,285 24,697
Share-based compensation expense 3,375 3,075
Depreciation and amortization expense 27,111 25,542
Amortization of debt issuance costs 692 732
Net amortization of premiums, discounts and unearned origination fees on finance receivables (3,344) 15,782
Business Combination, Contingent Consideration Arrangements, Change in Amount of Contingent Consideration, Liability 0 2,570
Impairments and dispositions of certain other assets 45 177
Deferred income taxes, net (5,732) 493
Changes in operating assets and liabilities, net of business combinations:    
Accounts receivable, net 2,484 3,746
Inventories purchased directly from customers, wholesalers or manufacturers 12,819 7,075
Leased merchandise, net (146,222) (108,729)
Prepaid expenses and other assets (2,138) (1,165)
Accounts payable, accrued liabilities and other liabilities (20,992) (14,707)
Income taxes 15,153 (674)
Net cash flow provided by operating activities 110,594 120,145
Cash flow from investing activities:    
Pawn loans, net [1] 44,358 17,383
Finance receivables, net (24,540) 61
Purchases of furniture, fixtures, equipment and improvements (13,828) (7,028)
Purchases of store real property (17,483) (10,233)
Acquisitions of pawn stores, net of cash acquired (1,746) 0
Net cash flow (used in) provided by investing activities (13,239) 183
Cash flow from financing activities:    
Borrowings from unsecured credit facilities 73,000 39,000
Repayments of unsecured credit facilities (104,000) (80,000)
Debt issuance costs paid 0 (132)
Purchases of treasury stock (67,227) (72,217)
Payment of withholding taxes on net share settlements of restricted stock unit awards (2,463) 0
Dividends paid (15,294) (14,546)
Net cash flow used in financing activities (115,984) (127,895)
Effect of exchange rates on cash 2,094 838
Change in cash and cash equivalents (16,535) (6,729)
Cash and cash equivalents at beginning of the period 117,330 120,046
Cash and cash equivalents at end of the period $ 100,795 $ 113,317
[1] Includes the funding of new pawn loans net of cash repayments and recovery of principal through the sale of inventories acquired from forfeiture of pawn collateral.