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Pay vs Performance Disclosure
12 Months Ended
Dec. 31, 2022
USD ($)
$ / shares
Dec. 31, 2021
USD ($)
$ / shares
Dec. 31, 2020
USD ($)
$ / shares
Pay vs Performance Disclosure [Table]      
Pay vs Performance [Table Text Block]
Average
SummaryAverage
Compen-Compen-
sationsation
SummaryTableActuallyValue of Initial Fixed $100
Compen-Compen-Total forPaid toInvestment Based On:
sationsationNon-PEONon-PEOPeer GroupAdjusted
TableActually NamedNamedTotalTotalDiluted
Total forPaid toExecutiveExecutiveShareholderShareholderEarnings
PEO (1)
PEO (2)
Officers (3)
Officers (2) (3)
Return (4)
Return (4)
Net Income
Per Share (5)
Year$$$$$$$$
20229,836,835 15,114,505 2,834,198 3,793,799 113.04 126.16 253,495,000 5.19 
20217,175,467 7,215,249 2,014,574 1,972,295 95.77 130.71 124,909,000 3.94 
202010,488,603 3,853,657 2,791,299 1,398,643 88.27 98.31 106,579,000 3.01 
   
Named Executive Officers, Footnote [Text Block] Rick Wessel was the Company’s PEO in 2020, 2021 and 2022.The non-PEO named executive officers included in the averages are the following individuals for each of the years shown:
202220212020
T. Brent StuartT. Brent StuartT. Brent Stuart
R. Douglas OrrR. Douglas OrrR. Douglas Orr
Howard F. Hambleton (i)
Anna M. Alvarado (ii)
Anna M. Alvarado
Raul R. RamosRaul R. RamosRaul R. Ramos

(i)Mr. Hambleton joined the Company in December 2021, in conjunction with the AFF Acquisition, as the AFF president.

(ii)Ms. Alvarado resigned from the Company effective October 8, 2021.
   
Peer Group Issuers, Footnote [Text Block] For the relevant year, represents the cumulative TSR of the Company and the S&P MidCap 400 – Financials Index from December 31, 2019 though the respective measurement periods ending on December 31 of 2022, 2021 and 2020. Each year reflects what the cumulative value of $100 would be, including the reinvestment of dividends, if such amount were invested on December 31, 2019. For purposes of reporting comparative stockholder returns per Item 201(e) of Regulation S-K under the Exchange Act in the Company’s Annual Report on Form 10-K for the year ended December 31, 2022, both the S&P MidCap 400 – Financials Index and the S&P MidCap 400 – Consumer Discretionary Index are used by the Company. Given that more than 50% of the Company’s earnings in 2022 were from consumer finance-related activities, the Company has elected to use the S&P MidCap 400 – Financials Index Returns as the peer group benchmark in this table. For informational purposes. the stockholder returns for the S&P MidCap 400 – Consumer Discretionary Index were $132.09, $167.26 and $130.99 for 2022, 2021 and 2020, respectively.    
PEO Total Compensation Amount $ 9,836,835 $ 7,175,467 $ 10,488,603
PEO Actually Paid Compensation Amount $ 15,114,505 7,215,249 3,853,657
Adjustment To PEO Compensation, Footnote [Text Block] To calculate compensation actually paid (“CAP”), the following amounts were deducted from and added to SCT total compensation:
PEO202220212020
SCT total compensation$9,836,835 $7,175,467 $10,488,603 
Less fair value of stock awards reported in the SCT(5,155,277)(3,453,904)(7,478,258)
Plus fair value as of year end of stock awards granted in current year8,103,054 5,177,226 3,741,817 
Change in fair value of stock awards granted in prior years that are outstanding and unvested as of year end2,287,279 840,071 (2,148,575)
Change in fair value of stock awards granted in prior years that vested during the current year42,614 (2,523,611)(749,930)
CAP$15,114,505 $7,215,249 $3,853,657 
   
Non-PEO NEO Average Total Compensation Amount $ 2,834,198 2,014,574 2,791,299
Non-PEO NEO Average Compensation Actually Paid Amount $ 3,793,799 1,972,295 1,398,643
Adjustment to Non-PEO NEO Compensation Footnote [Text Block]
Average of Non-PEO NEO’s202220212020
SCT total compensation$2,834,198 $2,014,574 $2,791,299 
Less fair value of stock awards reported in the SCT(1,161,314)(744,532)(1,458,714)
Plus fair value as of year end of stock awards granted in current year1,678,775 1,083,099 798,701 
Change in fair value of stock awards granted in prior years that are outstanding and unvested as of year end443,809 156,478 (605,031)
Change in fair value of stock awards granted in prior years that vested during the current year(1,669)(278,176)(127,612)
Less fair value of stock awards forfeited during the current year (259,148)— 
CAP$3,793,799 $1,972,295 $1,398,643 
   
Compensation Actually Paid vs. Total Shareholder Return [Text Block] 1649267763491    
Compensation Actually Paid vs. Net Income [Text Block] 1649267729448    
Compensation Actually Paid vs. Company Selected Measure [Text Block]
1649267733690
(1)Non-GAAP financial measure. See detailed reconciliation of non-GAAP financial measures provided in Appendix A.
   
Tabular List [Table Text Block] Adjusted diluted earnings per share
Adjusted net income
Adjusted EBITDA
Adjusted net revenue (gross profit)
TSR relative to compensation peers
   
Total Shareholder Return Amount $ 113.04 95.77 88.27
Peer Group Total Shareholder Return Amount 126.16 130.71 98.31
Net Income (Loss) $ 253,495,000 $ 124,909,000 $ 106,579,000
Company Selected Measure Amount | $ / shares 5.19 3.94 3.01
PEO Name (1)Rick Wessel    
Additional 402(v) Disclosure [Text Block]
Pay Versus Performance

As required by SEC rules, the Company is providing the following information about the relationship between “compensation actually paid” (as computed in accordance with SEC rules) to its Principal Executive Officer (“PEO”) and to its other NEO’s and certain financial performance of the Company for the most recently completed fiscal years:
The following are the most important financial performance measures used by the Compensation Committee to link compensation actually paid to the Company’s NEOs with the Company’s performance. The role of each of these performance measures on the NEO’s compensation is further described in the Compensation Discussion and Analysis section above:The following charts reflect that the CAP over the three-year period ended December 31, 2022 aligns to trends in the Company’s financial results over the same period:
   
S&P MidCap 400 Consumer Discretionary Index Total Shareholder Return Amount $ 132.09 $ 167.26 $ 130.99
Measure [Axis]: 1      
Pay vs Performance Disclosure [Table]      
Measure Name •Adjusted diluted earnings per share    
Non-GAAP Measure Description [Text Block] Non-GAAP financial measure. See detailed reconciliation of non-GAAP financial measures provided in Appendix A.    
Measure [Axis]: 2      
Pay vs Performance Disclosure [Table]      
Measure Name •Adjusted net income    
Measure [Axis]: 3      
Pay vs Performance Disclosure [Table]      
Measure Name •Adjusted EBITDA    
Measure [Axis]: 4      
Pay vs Performance Disclosure [Table]      
Measure Name •Adjusted net revenue (gross profit)    
Measure [Axis]: 5      
Pay vs Performance Disclosure [Table]      
Measure Name •TSR relative to compensation peers    
PEO [Member] | Equity Awards Reported Value [Member]      
Pay vs Performance Disclosure [Table]      
Adjustment to Compensation Amount, Equity Awards $ (5,155,277) (3,453,904) (7,478,258)
PEO [Member] | Equity Awards Granted During the Year [Member]      
Pay vs Performance Disclosure [Table]      
Adjustment to Compensation Amount, Equity Awards 8,103,054 5,177,226 3,741,817
PEO [Member] | Equity Awards Outstanding, Unvested [Member]      
Pay vs Performance Disclosure [Table]      
Adjustment to Compensation Amount, Equity Awards 2,287,279 840,071 (2,148,575)
PEO [Member] | Equity Awards Granted in Prior Years, Vested [Member]      
Pay vs Performance Disclosure [Table]      
Adjustment to Compensation Amount, Equity Awards 42,614 (2,523,611) (749,930)
Non-PEO NEO [Member] | Equity Awards Reported Value [Member]      
Pay vs Performance Disclosure [Table]      
Adjustment to Compensation Amount, Equity Awards (1,161,314) (744,532) (1,458,714)
Non-PEO NEO [Member] | Equity Awards Granted During the Year [Member]      
Pay vs Performance Disclosure [Table]      
Adjustment to Compensation Amount, Equity Awards 1,678,775 1,083,099 798,701
Non-PEO NEO [Member] | Equity Awards Outstanding, Unvested [Member]      
Pay vs Performance Disclosure [Table]      
Adjustment to Compensation Amount, Equity Awards 443,809 156,478 (605,031)
Non-PEO NEO [Member] | Equity Awards Granted in Prior Years, Vested [Member]      
Pay vs Performance Disclosure [Table]      
Adjustment to Compensation Amount, Equity Awards (1,669) (278,176) (127,612)
Non-PEO NEO [Member] | Equity Awards Forfeited During the Year [Member]      
Pay vs Performance Disclosure [Table]      
Adjustment to Compensation Amount, Equity Awards $ 0 $ (259,148) $ 0