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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Cash flow from operating activities:      
Net income $ 219,301 $ 253,495 $ 124,909
Adjustments to reconcile net income to net cash flow provided by operating activities:      
Depreciation of leased merchandise 411,455 353,495 12,826
Provision for lease losses 175,858 139,502 5,442
Provision for loan losses 123,030 118,502 48,952
Share-based compensation expense 13,674 10,853 5,150
Depreciation and amortization expense 109,161 103,832 45,906
Amortization of debt issuance costs 2,795 2,962 1,671
Net amortization of premiums, discounts and unearned origination fees on finance receivables (17,995) 44,378 1,132
Gain on revaluation of contingent acquisition consideration 0 (109,549) (17,871)
Other expenses (income), net 496 1,722 949
Deferred income taxes, net (13,103) 42,488 10,722
Changes in operating assets and liabilities, net of business combinations:      
Accounts receivable, net (8,660) (1,217) (2,492)
Inventories purchased directly from customers, wholesalers or manufacturers 1,806 (3,141) (27,006)
Prepaid expenses and other assets (605,202) (502,355) (22,563)
Prepaid expenses and other assets (3,458) (3,419) 3,094
Accounts payable, accrued liabilities and other liabilities 22,418 19,993 26,180
Income taxes (15,434) (2,236) 6,303
Net cash flow provided by operating activities 416,142 469,305 223,304
Cash flow from investing activities:      
Pawn loans, net (34,978) (35,817) (73,340)
Finance receivables, net (115,442) (85,353) (5,844)
Purchases of furniture, fixtures, equipment and improvements (60,148) (35,586) (42,022)
Purchases of store real property (70,452) (82,902) (79,507)
Portion of AFF Acquisition paid in cash, net of cash acquired 0 (25,000) (462,102)
Acquisitions of pawn stores, net of cash acquired (181,312) (71,785) (81,822)
Net cash flow used in investing activities (462,332) (336,443) (744,637)
Cash flow from financing activities:      
Borrowings from unsecured credit facilities 646,334 286,000 560,000
Repayments of unsecured credit facilities (416,026) (206,000) (424,000)
Issuance of senior unsecured notes 0 0 550,000
Debt issuance costs paid (279) (1,838) (10,581)
Purchases of treasury stock (114,378) (157,864) (49,610)
Proceeds from exercise of stock options 0 0 380
Payment of minimum withholding taxes on net share settlement of stock options exercised (2,463) 0 (1,663)
Payments of Dividends (61,875) (59,571) (47,533)
Net cash flow provided by (used in) financing activities 51,313 (139,273) 576,993
Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Continuing Operations 4,565 3,695 (1,464)
Change in cash and cash equivalents 9,688 (2,716) 54,196
Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents 127,018 117,330 120,046
Supplemental disclosure of cash flow information:      
Interest 90,278 52,891 29,461
Income taxes 102,163 30,069 24,563
Supplemental disclosure of non-cash investing and financing activity:      
Non-cash transactions in connection with pawn loans settled through forfeitures of collateral transferred to inventories 529,429 502,964 430,306
Stock Issued During Period, Value, Acquisitions $ 0 $ 0 $ 505,546