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v3.25.1

Finance Receivables, Net (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended |
--- | --- | --- | ---
Mar. 31, 2025 | Mar. 31, 2024 | Dec. 31, 2024 | Dec. 31, 2023
Receivables [Abstract] |  |  |  |
Finance receivables, gross | $ 296,999 | $ 222,087 | $ 294,166 |
Merchant partner discounts and premiums, net | (27,355) | (15,221) | (22,833) |
Unearned origination fees | (6,223) | (5,193) | (6,827) |
Finance receivables, amortized cost | 263,421 | 201,673 | 264,506 |
Less allowance for loan losses | (118,342) | (96,020) | (117,005) | $ (96,454)
Finance receivables, net | $ 145,079 | $ 105,653 | $ 147,501 |

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