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Fair Value of Financial Instruments (Tables)
 3 Months Ended
Mar. 31, 2025
Fair Value Disclosures [Abstract]  
Schedule of Fair Value by Balance Sheet Grouping
The Company’s financial assets and liabilities as of March 31, 2025, March 31, 2024 and December 31, 2024 that are not measured at fair value in the consolidated balance sheets are as follows (in thousands):

Carrying ValueEstimated Fair Value
March 31,March 31,Fair Value Measurements Using
20252025Level 1Level 2Level 3
Financial assets:
Cash and cash equivalents$146,034 $146,034 $146,034 $— $— 
Accounts receivable, net71,166 71,166 — — 71,166 
Pawn loans499,710 499,710 — — 499,710 
Finance receivables, net (1)
145,079 303,286 — — 303,286 
$861,989 $1,020,196 $146,034 $— $874,162 
Financial liabilities:
Revolving unsecured credit facilities
$175,000 $175,000 $— $175,000 $— 
Senior unsecured notes (outstanding principal)1,550,000 1,512,000 — 1,512,000 — 
$1,725,000 $1,687,000 $— $1,687,000 $— 

(1)Finance receivables, gross as of March 31, 2025 was $297.0 million. See Note 5.
Carrying ValueEstimated Fair Value
March 31,March 31,Fair Value Measurements Using
20242024Level 1Level 2Level 3
Financial assets:
Cash and cash equivalents$135,070 $135,070 $135,070 $— $— 
Accounts receivable, net69,703 69,703 — — 69,703 
Pawn loans456,079 456,079 — — 456,079 
Finance receivables, net (1)
105,653 227,922 — — 227,922 
$766,505 $888,774 $135,070 $— $753,704 
Financial liabilities:
Revolving unsecured credit facilities$15,000 $15,000 $— $15,000 $— 
Senior unsecured notes (outstanding principal)1,550,000 1,489,000 — 1,489,000 — 
$1,565,000 $1,504,000 $— $1,504,000 $— 

(1)Finance receivables, gross as of March 31, 2024 was $222.1 million. See Note 5.

Carrying ValueEstimated Fair Value
December 31,December 31,Fair Value Measurements Using
20242024Level 1Level 2Level 3
Financial assets:
Cash and cash equivalents$175,095 $175,095 $175,095 $— $— 
Accounts receivable, net73,325 73,325 — — 73,325 
Pawn loans517,867 517,867 — — 517,867 
Finance receivables, net (1)
147,501 296,526 — — 296,526 
$913,788 $1,062,813 $175,095 $— $887,718 
Financial liabilities:
Revolving unsecured credit facilities$198,000 $198,000 $— $198,000 $— 
Senior unsecured notes (outstanding principal)1,550,000 1,503,000 — 1,503,000 — 
$1,748,000 $1,701,000 $— $1,701,000 $— 

(1)Finance receivables, gross as of December 31, 2024 were $294.2 million. See Note 5.