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Finance Receivables, Net (Details) - USD ($) $ in Thousands | 6 Months Ended | 9 Months Ended |  |  |
--- | --- | --- | --- | --- | ---
Jun. 30, 2025 | Sep. 30, 2025 | Sep. 30, 2024 | Dec. 31, 2024 | Jun. 30, 2024 | Dec. 31, 2023
Receivables [Abstract] |  |  |  |  |  |
Finance receivables, gross |  | $ 298,081 | $ 259,485 | $ 294,166 |  |
Merchant partner discounts and premiums, net | $ (22,833) | (24,195) | (20,227) |  |  |
Unearned origination fees | (6,827) | (5,031) | (6,310) |  |  |
Finance receivables, amortized cost |  | 268,855 | 232,948 | 264,506 |  |
Less allowance for loan losses | $ (122,874) | (115,721) | (109,197) | (117,005) | $ (99,961) | $ (96,454)
Finance receivables, net |  | $ 153,134 | $ 123,751 | $ 147,501 |  |

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