XML 35 R23.htm IDEA: XBRL DOCUMENT
v3.25.3

Fair Value of Financial Instruments (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2025
Fair Value Disclosures [Abstract] |
Schedule of Fair Value by Balance Sheet Grouping | The Company’s financial assets and liabilities as of September 30, 2025, September 30, 2024 and December 31, 2024 that are not measured at fair value in the consolidated balance sheets are as follows (in thousands):
|  | Carrying Value |  | Estimated Fair Value
|  | September 30, |  | September 30, |  | Fair Value Measurements Using
|  | 2025 |  | 2025 |  | Level 1 |  | Level 2 |  | Level 3
Financial assets: |  |  |  |  |  |  |  |  |  |
Cash and cash equivalents |  | $ | 130,240 |  |  | $ | 130,240 |  |  | $ | 130,240 |  |  | $ | — |  |  | $ | — |
Accounts receivable, net |  | 115,850 |  |  | 115,850 |  |  | — |  |  | — |  |  | 115,850 |
Pawn loans |  | 788,130 |  |  | 788,130 |  |  | — |  |  | — |  |  | 788,130 |
Finance receivables, net (1) |  | 153,134 |  |  | 293,086 |  |  | — |  |  | — |  |  | 293,086 |
|  | $ | 1,187,354 |  |  | $ | 1,327,306 |  |  | $ | 130,240 |  |  | $ | — |  |  | $ | 1,197,066 |
Financial liabilities: |  |  |  |  |  |  |  |  |  |
Revolving unsecured credit facility |  | $ | 575,000 |  |  | $ | 575,000 |  |  | $ | — |  |  | $ | 575,000 |  |  | $ | — |
Other long-term debt (outstanding principal) |  | 1,654,465 |  |  | 1,662,465 |  |  | — |  |  | 1,662,465 |  |  | — |
|  | $ | 2,229,465 |  |  | $ | 2,237,465 |  |  | $ | — |  |  | $ | 2,237,465 |  |  | $ | — |
(1)Finance receivables, gross as of September 30, 2025 was $298.1 million. See Note 6.
|  | Carrying Value |  | Estimated Fair Value
|  | September 30, |  | September 30, |  | Fair Value Measurements Using
|  | 2024 |  | 2024 |  | Level 1 |  | Level 2 |  | Level 3
Financial assets: |  |  |  |  |  |  |  |  |  |
Cash and cash equivalents |  | $ | 106,320 |  |  | $ | 106,320 |  |  | $ | 106,320 |  |  | $ | — |  |  | $ | — |
Accounts receivable, net |  | 74,378 |  |  | 74,378 |  |  | — |  |  | — |  |  | 74,378 |
Pawn loans |  | 517,877 |  |  | 517,877 |  |  | — |  |  | — |  |  | 517,877 |
Finance receivables, net (1) |  | 123,751 |  |  | 264,517 |  |  | — |  |  | — |  |  | 264,517 |
|  | $ | 822,326 |  |  | $ | 963,092 |  |  | $ | 106,320 |  |  | $ | — |  |  | $ | 856,772 |
Financial liabilities: |  |  |  |  |  |  |  |  |  |
Revolving unsecured credit facility |  | $ | 200,000 |  |  | $ | 200,000 |  |  | $ | — |  |  | $ | 200,000 |  |  | $ | — |
Other long-term debt (outstanding principal) |  | 1,550,000 |  |  | 1,534,000 |  |  | — |  |  | 1,534,000 |  |  | — |
|  | $ | 1,750,000 |  |  | $ | 1,734,000 |  |  | $ | — |  |  | $ | 1,734,000 |  |  | $ | — |
(1)Finance receivables, gross as of September 30, 2024 was $259.5 million. See Note 6.
|  | Carrying Value |  | Estimated Fair Value
|  | December 31, |  | December 31, |  | Fair Value Measurements Using
|  | 2024 |  | 2024 |  | Level 1 |  | Level 2 |  | Level 3
Financial assets: |  |  |  |  |  |  |  |  |  |
Cash and cash equivalents |  | $ | 175,095 |  |  | $ | 175,095 |  |  | $ | 175,095 |  |  | $ | — |  |  | $ | — |
Accounts receivable, net |  | 73,325 |  |  | 73,325 |  |  | — |  |  | — |  |  | 73,325 |
Pawn loans |  | 517,867 |  |  | 517,867 |  |  | — |  |  | — |  |  | 517,867 |
Finance receivables, net (1) |  | 147,501 |  |  | 296,526 |  |  | — |  |  | — |  |  | 296,526 |
|  | $ | 913,788 |  |  | $ | 1,062,813 |  |  | $ | 175,095 |  |  | $ | — |  |  | $ | 887,718 |
Financial liabilities: |  |  |  |  |  |  |  |  |  |
Revolving unsecured credit facility |  | $ | 198,000 |  |  | $ | 198,000 |  |  | $ | — |  |  | $ | 198,000 |  |  | $ | — |
Other long-term debt (outstanding principal) |  | 1,550,000 |  |  | 1,503,000 |  |  | — |  |  | 1,503,000 |  |  | — |
|  | $ | 1,748,000 |  |  | $ | 1,701,000 |  |  | $ | — |  |  | $ | 1,701,000 |  |  | $ | — |
(1)Finance receivables, gross as of December 31, 2024 were $294.2 million. See Note 6.

X
- Definition Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 11 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482907/825-10-50-11 + Details
Name: | us-gaap_FairValueByBalanceSheetGroupingTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_FairValueDisclosuresAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration