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Fair Value of Financial Instruments (Tables)
9 Months Ended
Sep. 30, 2025
Fair Value Disclosures [Abstract]  
Schedule of Fair Value by Balance Sheet Grouping
The Company’s financial assets and liabilities as of September 30, 2025, September 30, 2024 and December 31, 2024 that are not measured at fair value in the consolidated balance sheets are as follows (in thousands):

Carrying ValueEstimated Fair Value
September 30,September 30,Fair Value Measurements Using
20252025Level 1Level 2Level 3
Financial assets:
Cash and cash equivalents$130,240 $130,240 $130,240 $— $— 
Accounts receivable, net115,850 115,850 — — 115,850 
Pawn loans788,130 788,130 — — 788,130 
Finance receivables, net (1)
153,134 293,086 — — 293,086 
$1,187,354 $1,327,306 $130,240 $— $1,197,066 
Financial liabilities:
Revolving unsecured credit facility
$575,000 $575,000 $— $575,000 $— 
Other long-term debt (outstanding principal)
1,654,465 1,662,465 — 1,662,465 — 
$2,229,465 $2,237,465 $— $2,237,465 $— 

(1)Finance receivables, gross as of September 30, 2025 was $298.1 million. See Note 6.
Carrying ValueEstimated Fair Value
September 30,September 30,Fair Value Measurements Using
20242024Level 1Level 2Level 3
Financial assets:
Cash and cash equivalents$106,320 $106,320 $106,320 $— $— 
Accounts receivable, net74,378 74,378 — — 74,378 
Pawn loans517,877 517,877 — — 517,877 
Finance receivables, net (1)
123,751 264,517 — — 264,517 
$822,326 $963,092 $106,320 $— $856,772 
Financial liabilities:
Revolving unsecured credit facility
$200,000 $200,000 $— $200,000 $— 
Other long-term debt (outstanding principal)
1,550,000 1,534,000 — 1,534,000 — 
$1,750,000 $1,734,000 $— $1,734,000 $— 

(1)Finance receivables, gross as of September 30, 2024 was $259.5 million. See Note 6.

Carrying ValueEstimated Fair Value
December 31,December 31,Fair Value Measurements Using
20242024Level 1Level 2Level 3
Financial assets:
Cash and cash equivalents$175,095 $175,095 $175,095 $— $— 
Accounts receivable, net73,325 73,325 — — 73,325 
Pawn loans517,867 517,867 — — 517,867 
Finance receivables, net (1)
147,501 296,526 — — 296,526 
$913,788 $1,062,813 $175,095 $— $887,718 
Financial liabilities:
Revolving unsecured credit facility
$198,000 $198,000 $— $198,000 $— 
Other long-term debt (outstanding principal)
1,550,000 1,503,000 — 1,503,000 — 
$1,748,000 $1,701,000 $— $1,701,000 $— 

(1)Finance receivables, gross as of December 31, 2024 were $294.2 million. See Note 6.