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CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Revenue:        
Retail merchandise sales $ 410,968 $ 363,141 $ 1,167,149 $ 1,093,425
Pawn loan fees 221,088 186,561 603,781 547,142
Leased merchandise income 132,540 188,560 429,242 588,801
Interest and fees on finance receivables 81,683 61,198 231,171 175,384
Wholesale scrap jewelry sales 86,710 37,861 168,691 99,951
Other revenue 2,590 0 2,590 0
Total revenue 935,579 837,321 2,602,624 2,504,703
Cost of revenue:        
Cost of retail merchandise sold 248,723 218,178 703,173 659,854
Depreciation of leased merchandise 76,028 104,928 243,119 335,369
Provision for lease losses 27,920 39,171 88,025 129,834
Provision for loan losses 40,347 40,557 118,468 102,091
Cost of wholesale scrap jewelry sold 68,220 29,880 138,479 81,711
Other cost of revenue 634 0 634 0
Total cost of revenue 461,872 432,714 1,291,898 1,308,859
Net revenue 473,707 404,607 1,310,726 1,195,844
Expenses and other income:        
Operating expenses 236,528 224,926 673,607 674,431
Administrative expenses 58,845 42,237 166,631 132,857
Depreciation and amortization 29,034 25,933 80,400 78,507
Interest expense 32,216 27,424 86,024 78,029
Interest income (908) (403) (2,664) (1,407)
(Gain) loss on foreign exchange (219) 882 (1,504) 2,133
Merger and acquisition expenses 9,472 225 12,711 2,186
Other income, net (3,740) (1,797) (9,254) (4,135)
Total expenses and other income 361,228 319,427 1,005,951 962,601
Income (loss) before income taxes 112,479 85,180 304,775 233,243
Provision for income taxes 29,672 20,353 78,572 57,975
Net income $ 82,807 $ 64,827 $ 226,203 $ 175,268
Earnings per share:        
Basic (USD per share) $ 1.87 $ 1.45 $ 5.09 $ 3.89
Diluted (USD per share) $ 1.86 $ 1.44 $ 5.07 $ 3.88