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Finance Receivables, Net - Rollforward (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance at beginning of period $ 122,874 $ 99,961 $ 117,005 $ 96,454
Provision for loan losses 35,557 40,557 113,678 102,091
Charge-offs (45,705) (32,969) (124,202) (95,061)
Recoveries 2,995 1,648 9,240 5,713
Balance at end of period 115,721 $ 109,197 115,721 $ 109,197
Adjustment for off- balance sheet bank-originated financing products $ 4,800   $ 4,800