<SEC-DOCUMENT>0001140361-25-020765.txt : 20250529
<SEC-HEADER>0001140361-25-020765.hdr.sgml : 20250529
<ACCEPTANCE-DATETIME>20250529161634
ACCESSION NUMBER:		0001140361-25-020765
CONFORMED SUBMISSION TYPE:	424B5
PUBLIC DOCUMENT COUNT:		16
FILED AS OF DATE:		20250529
DATE AS OF CHANGE:		20250529

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ONEMAIN FINANCE CORP
		CENTRAL INDEX KEY:			0000025598
		STANDARD INDUSTRIAL CLASSIFICATION:	PERSONAL CREDIT INSTITUTIONS [6141]
		ORGANIZATION NAME:           	02 Finance
		EIN:				350416090
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B5
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-274956-01
		FILM NUMBER:		251003601

	BUSINESS ADDRESS:	
		STREET 1:		601 NW SECOND ST
		CITY:			EVANSVILLE
		STATE:			IN
		ZIP:			47708
		BUSINESS PHONE:		8124248031

	MAIL ADDRESS:	
		STREET 1:		601 NW SECOND ST
		CITY:			EVANSVILLE
		STATE:			IN
		ZIP:			47708

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SPRINGLEAF FINANCE CORP
		DATE OF NAME CHANGE:	20110307

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	AMERICAN GENERAL FINANCE CORP
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDITHRIFT FINANCIAL CORP
		DATE OF NAME CHANGE:	19890330

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			OneMain Holdings, Inc.
		CENTRAL INDEX KEY:			0001584207
		STANDARD INDUSTRIAL CLASSIFICATION:	PERSONAL CREDIT INSTITUTIONS [6141]
		ORGANIZATION NAME:           	02 Finance
		EIN:				463348401
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B5
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-274956
		FILM NUMBER:		251003602

	BUSINESS ADDRESS:	
		STREET 1:		601 N.W. SECOND STREET
		CITY:			EVANSVILLE
		STATE:			IN
		ZIP:			47708
		BUSINESS PHONE:		(812) 424-8031

	MAIL ADDRESS:	
		STREET 1:		601 N.W. SECOND STREET
		CITY:			EVANSVILLE
		STATE:			IN
		ZIP:			47708

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Springleaf Holdings, Inc.
		DATE OF NAME CHANGE:	20131008

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Springleaf Holdings, LLC
		DATE OF NAME CHANGE:	20130809
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B5
<SEQUENCE>1
<FILENAME>ny20049645x4_424b5.htm
<DESCRIPTION>424B5
<TEXT>
<html><head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Soultions, Inc.
         Document created using Broadridge PROfile 25.3.2.5298
         Copyright 1995 - 2025 Broadridge -->
  </head><body style="color: #000000;" bgcolor="#ffffff">
<!--Begin Page 1-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 456pt;"><a name="ny20049645x4_424b5_100-cov_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 456pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: right;">Filed Pursuant to Rule&#160;424(b)(5) <br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: right;">Registration Statement No. 333-274956 <br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: right;">333-274956-01<font style="font-weight: normal;"> </font></div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 19.5pt; margin-left: 0pt; text-align: left;"><u>PROSPECTUS SUPPLEMENT</u> <br></div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">(To Prospectus dated October&#160;13, 2023) </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 14.25pt; text-align: center;"><img style="height: 49px; width: 149px;" src="logo_onemainfinancial.jpg"><br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 8.5pt; text-align: center;">OneMain Finance Corporation <br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">$800,000,000 <br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 0pt; text-align: center;">7.125% Senior Notes due 2032 </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.8pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">OneMain Finance Corporation (&#8220;OMFC&#8221;) is offering $800,000,000 aggregate principal amount of its 7.125% Senior Notes due 2032 (the &#8220;notes&#8221;). The notes will bear interest at a rate of 7.125% per annum and will mature on September 15, 2032. Interest will accrue on the notes from June 11, 2025. Interest on the notes is payable on March 15 and September 15 of each year, commencing on September 15, 2025. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.8pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The notes will be redeemable, in whole or in part, at any time on or after June 15, 2028 at the redemption prices set forth in this prospectus supplement under &#8220;Description of the Notes&#8212;Optional Redemption,&#8221; plus accrued and unpaid interest, if any, to, but excluding, the date of redemption. At any time prior to June 15, 2028, the notes will be redeemable, in whole or in part, at a redemption price equal to 100% of the principal amount of the notes, plus accrued and unpaid interest, if any, to, but excluding, the date of redemption, plus a &#8220;make-whole&#8221; premium, as described under &#8220;Description of the Notes&#8212;Optional Redemption.&#8221; </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.8pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The notes will be guaranteed by OMFC&#8217;s direct parent company, OneMain Holdings, Inc. (&#8220;OMH&#8221;), of which OMFC is a wholly-owned direct subsidiary, but the notes will not be guaranteed by any of OMFC&#8217;s subsidiaries, including OneMain Financial Holdings, LLC (&#8220;OMFH&#8221;) and its subsidiaries (OMFH and its subsidiaries, collectively, &#8220;OneMain&#8221;), or any other party. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.8pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The notes will be OMFC&#8217;s general unsecured obligations and will rank equally in right of payment with all of OMFC&#8217;s existing and future unsubordinated debt. The notes will be effectively subordinated to all of OMFC&#8217;s secured obligations to the extent of the value of the assets securing such obligations, and structurally subordinated to all existing and future liabilities of OMFC&#8217;s subsidiaries (including OneMain). </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.8pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">OMFC intends to use all of the net proceeds from this offering to redeem a portion of its outstanding 7.125% Senior Notes due 2026. This prospectus supplement is not a notice of redemption or a solicitation of an offer for the 7.125% Senior Notes due 2026. See &#8220;Use of Proceeds.&#8221; </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.8pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Investing in the notes involves risks. See &#8220;Risk Factors&#8221; beginning on page S-<a href="#sRF">6</a> of this prospectus supplement and page&#160;<a href="#tRF">7</a> of the accompanying prospectus and those risk factors in the documents incorporated by reference in this prospectus supplement and the accompanying prospectus.<font style="font-weight: normal;"> </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.5pt; text-align: center;"><div class="BRDSX_rule-partial" style="height: 0pt; width: 96pt; border-bottom: 1pt solid #000000; margin-top: 6pt; display: inline-block; margin-left: auto; margin-right: auto;"> </div> <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; margin-left: 0pt; text-align: left;"> </div><table cellspacing="0" cellpadding="0" class="BRDSX_fintab" style="margin-top: 0pt; width: 456pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 336pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 8.13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 8.13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 32.5pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 8.13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 8.13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 55pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 336pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td style="width: 8.13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.13pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 32.5pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Per <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Note</div></td><td style="width: 8.13pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.13pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 55pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Note <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Total </div></td></tr><tr><td style="width: 336pt; padding-top: 1.01pt; padding-bottom: 0.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Public offering price<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="padding-left: 0.53pt;"></font></div></td><td style="width: 8.13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 32.5pt; padding-top: 1.01pt; padding-bottom: 0.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">100.000%</div></td><td style="width: 8.13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 55pt; padding-top: 1.01pt; padding-bottom: 0.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$800,000,000 </div></td></tr><tr><td style="width: 336pt; padding-top: 0.01pt; padding-bottom: 0.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Underwriting discount<font style="padding-left: 2.41pt;"></font></div></td><td style="width: 8.13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 32.5pt; padding-top: 0.01pt; padding-bottom: 0.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 10pt;">1.000%</font></div></td><td style="width: 8.13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 55pt; padding-top: 0.01pt; padding-bottom: 0.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$<font style="padding-left: 10pt;">&#8203;8,000,000 </font></div></td></tr><tr><td style="width: 336pt; padding-top: 0.01pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Proceeds, before expenses, to us<font style="padding-left: 0.79pt;"></font></div></td><td style="width: 8.13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 32.5pt; padding-top: 0.01pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><font style="padding-left: 5pt;">99.000%</font></div></td><td style="width: 8.13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 55pt; padding-top: 0.01pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;">$792,000,000</div></td></tr></table><div><div class="BRDSX_rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 10.25pt;"> </div></div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">Plus accrued interest, if any, from June 11, 2025, if settlement occurs after that date. </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.8pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Neither the Securities and Exchange Commission (the &#8220;SEC&#8221;) nor any state securities commission has approved or disapproved of these securities or determined if this prospectus supplement or the accompanying prospectus is truthful or complete. Any representation to the contrary is a criminal offense.<font style="font-weight: normal;"> </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.8pt; margin-top: 6.5pt; margin-left: 0pt; text-align: left;">The notes will not be listed on any securities exchange. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9.8pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">We expect that beneficial interests in the notes will be credited in book-entry form through the facilities of The Depository Trust Company (&#8220;DTC&#8221;) to the accounts of its participants, including Euroclear Bank S.A./N.V., as operator of the Euroclear System, and Clearstream Banking S.A., on or about June 11, 2025. </div><div><div class="BRDSX_rule-partial" style="height: 0pt; width: 96pt; border-bottom: 1pt solid #000000; margin-bottom: 2pt; margin-left: auto; margin-right: auto; margin-top: 9.25pt;"> </div></div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 8.5pt; text-align: center;">Joint Book-Running Managers </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; margin-left: 0pt; text-align: left;"> </div><table cellspacing="0" cellpadding="0" class="BRDSX_txttab" style="margin-top: 0pt; width: 456pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 262.06pt;" colspan="10"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 139.58pt;" colspan="4"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td colspan="10" style="width: 262.06pt; padding-bottom: 0.5pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center;">Barclays </div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 139.58pt; padding-bottom: 0.5pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center;">Goldman Sachs &amp; Co. LLC </div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td colspan="4" style="width: 113pt; padding-top: 0.17pt; padding-bottom: 0.5pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; margin-left: 0pt; text-align: left;">BMO Capital Markets</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 60pt; padding-top: 0.17pt; padding-bottom: 0.5pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center;">BNP PARIBAS</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 149.06pt; padding-top: 0.17pt; padding-bottom: 0.5pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center;">Citigroup</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 97.94pt; padding-top: 0.17pt; padding-bottom: 0.5pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Citizens Capital Markets</div></td></tr><tr><td colspan="4" style="width: 113pt; padding-top: 0.17pt; padding-bottom: 0.5pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; margin-left: 0pt; text-align: left;">Deutsche Bank Securities</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 60pt; padding-top: 0.17pt; padding-bottom: 0.5pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center;">Mizuho</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 149.06pt; padding-top: 0.17pt; padding-bottom: 0.5pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center;">NatWest</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 97.94pt; padding-top: 0.17pt; padding-bottom: 0.5pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">RBC Capital Markets</div></td></tr><tr><td colspan="4" style="width: 113pt; padding-top: 0.17pt; text-align: left; vertical-align: top;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; margin-left: 0pt; text-align: left;">Regions Securities LLC</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 60pt; padding-top: 0.17pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center;">SMBC Nikko</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 65.06pt; padding-top: 0.17pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center;">TD Securities</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 72pt; padding-top: 0.17pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: center;">Truist Securities</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 97.94pt; padding-top: 0.17pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 9pt; font-weight: bold; margin-top: 0pt; white-space: nowrap; text-align: right;">Wells Fargo Securities</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 3pt; width: 113pt;" colspan="4"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 60pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 65.06pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 72pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 6pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 3pt; width: 97.94pt;" colspan="4"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 8.5pt; text-align: center;">Co-Manager<br></div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-style: italic; margin-top: 0pt; text-align: center; font-size: 9pt;"><font style="font-size: 9pt; font-style: normal; font-weight: bold;">Drexel Hamilton</font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.5pt; text-align: center;">May 28, 2025</div></div></div></div>
<!--End Page 1-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 2-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_101-about_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="sATP"><!--Anchor--></a>ABOUT THIS PROSPECTUS SUPPLEMENT </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: justify;">This prospectus supplement and the accompanying prospectus are part of a &#8220;shelf&#8221; registration statement that we filed with the SEC. Under this shelf registration process, we may sell the securities described in the accompanying prospectus at our discretion in one or more offerings. You should read (i) this prospectus supplement, (ii) the accompanying prospectus, (iii) any free writing prospectus prepared by or on behalf of us or to which we have referred you and (iv) the documents incorporated by reference herein and therein that are described in this prospectus supplement and the accompanying prospectus under the heading &#8220;Where You Can Find More Information.&#8221;<font style="font-weight: normal;"> </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: justify;">We and the underwriters have not authorized anyone to provide you with any information other than that contained or incorporated by reference in this prospectus supplement, the accompanying prospectus or any free writing prospectus prepared by or on behalf of us or to which we have referred you. We take no responsibility for, and can provide no assurance as to the reliability of, any other information that others may have provided you. We and the underwriters are offering to sell, and seeking offers to buy, these securities only in jurisdictions where the offers and sales are permitted. You should assume that the information appearing in this prospectus supplement and the accompanying prospectus or any other documents incorporated by reference in either is accurate only as of the stated date of each document in which the information is contained. After the stated date, our business, financial condition, results of operations and prospects may have changed.<font style="font-weight: normal;"> </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: justify;">This prospectus supplement and the accompanying prospectus summarize certain documents and other information to which we refer you for a more complete understanding of what we discuss in this prospectus supplement and the accompanying prospectus. In making an investment decision, you should rely on your own examination of the Company (as defined herein) and the terms of this offering and the notes, including the merits and risks involved.<font style="font-weight: normal;"> </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: justify;">We and the underwriters are not making any representation to any purchaser of the notes regarding the legality of the purchaser&#8217;s investment in the notes. You should not consider any information contained or incorporated by reference in this prospectus supplement or the accompanying prospectus to be legal, business or tax advice. You should consult your own attorney, business advisor and tax advisor for legal, business and tax advice regarding an investment in the notes.<font style="font-weight: normal;"> </font></div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-i<br></div></div></div>
<!--End Page 2-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 3-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_102-toc_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">TABLE OF CONTENTS </div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19.5pt; text-align: center;">Prospectus Supplement </div><a name="TOC"><!--Anchor--></a><table cellspacing="0" cellpadding="0" class="BRDSX_fintab" style="margin-top: 4pt; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 432pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 18.89pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 432pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sATP">ABOUT THIS PROSPECTUS SUPPLEMENT<font style="padding-left: 1.56pt;"></font></a></div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sATP"><font style="padding-left: 7.22pt;">S-i </font></a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sIAM">INDUSTRY AND MARKET DATA<font style="padding-left: 0.89pt;"></font></a></div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sIAM"><font style="padding-left: 1.66pt;">S-iii </font></a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sFLS">FORWARD-LOOKING STATEMENTS<font style="padding-left: 0.89pt;"></font></a></div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sFLS"><font style="padding-left: 1.66pt;">S-iii </font></a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sSUM">SUMMARY<font style="padding-left: 3.39pt;"></font></a></div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sSUM"><font style="padding-left: 5pt;">S-1 </font></a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sRF">RISK FACTORS<font style="padding-left: 4.32pt;"></font></a></div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sRF"><font style="padding-left: 5pt;">S-6 </font></a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sUOP">USE OF PROCEEDS<font style="padding-left: 0.07pt;"></font></a></div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sUOP">S-10 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sOMH">OMH CAPITALIZATION<font style="padding-left: 2pt;"></font></a></div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sOMH"><font style="padding-left: 0.37pt;">S-11 </font></a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sOMFC">OMFC CAPITALIZATION<font style="padding-left: 2pt;"></font></a></div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sOMFC">S-12 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sDOC">DESCRIPTION OF CERTAIN OTHER INDEBTEDNESS<font style="padding-left: 3.74pt;"></font></a></div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sDOC">S-13 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sDOT">DESCRIPTION OF THE NOTES<font style="padding-left: 0.27pt;"></font></a></div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sDOT">S-19 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sBES">BOOK-ENTRY SETTLEMENT AND CLEARANCE<font style="padding-left: 0.09pt;"></font></a></div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sBES">S-30 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sUFI">U.S. FEDERAL INCOME TAX CONSIDERATIONS TO NON-U.S. HOLDERS<font style="padding-left: 2.42pt;"></font></a></div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sUFI">S-33 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sCEA">CERTAIN ERISA AND BENEFIT PLAN CONSIDERATIONS<font style="padding-left: 3.92pt;"></font></a></div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sCEA">S-35 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sUND">UNDERWRITING<font style="padding-left: 2.3pt;"></font></a></div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sUND">S-37 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sLEG">LEGAL MATTERS<font style="padding-left: 3.22pt;"></font></a></div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sLEG">S-42 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sEXP">EXPERTS<font style="padding-left: 1.77pt;"></font></a></div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sEXP">S-42 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sWYC">WHERE YOU CAN FIND MORE INFORMATION<font style="padding-left: 3.84pt;"></font></a></div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sWYC">S-42 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#sIBR">INCORPORATION BY REFERENCE<font style="padding-left: 1.57pt;"></font></a></div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 18.89pt; padding-top: 1.01pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: -0.01pt; text-align: left;"><a href="#sIBR">S-43</a></div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 432pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 8.56pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 18.89pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18.5pt; text-align: center;">Prospectus </div><table cellspacing="0" cellpadding="0" class="BRDSX_fintab" style="margin-top: 4pt; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 432pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 432pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tATP">ABOUT THIS PROSPECTUS<font style="padding-left: 4.33pt;"></font></a></div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tATP"><font style="padding-left: 5pt;">1</font> </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tWYC">WHERE YOU CAN FIND MORE INFORMATION<font style="padding-left: 3.84pt;"></font></a></div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tWYC"><font style="padding-left: 5pt;">2</font> </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tINC">INCORPORATION OF CERTAIN DOCUMENTS BY REFERENCE<font style="padding-left: 4.67pt;"></font></a></div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tINC"><font style="padding-left: 5pt;">3</font> </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tFLS">CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING STATEMENTS<font style="padding-left: 4.51pt;"></font></a></div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tFLS"><font style="padding-left: 5pt;">4</font> </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tCO">OUR COMPANY<font style="padding-left: 1pt;"></font></a></div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tCO"><font style="padding-left: 5pt;">6</font></a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tRF">RISK FACTORS<font style="padding-left: 4.32pt;"></font></a></div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tRF"><font style="padding-left: 5pt;">7</font> </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tUOP">USE OF PROCEEDS<font style="padding-left: 0.07pt;"></font></a></div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tUOP"><font style="padding-left: 5pt;">8</font> </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDDS">DESCRIPTION OF DEBT SECURITIES<font style="padding-left: 4.16pt;"></font></a></div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDDS"><font style="padding-left: 5pt;">9</font> </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDCS">DESCRIPTION OF CAPITAL STOCK<font style="padding-left: 3.11pt;"></font></a></div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDCS">20 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDOD">DESCRIPTION OF DEPOSITARY SHARES<font style="padding-left: 2.93pt;"></font></a></div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDOD">27 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDOW">DESCRIPTION OF WARRANTS<font style="padding-left: 0.27pt;"></font></a></div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDOW">29 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDSP">DESCRIPTION OF STOCK PURCHASE CONTRACTS AND STOCK PURCHASE UNITS<font style="padding-left: 0.5pt;"></font></a></div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDSP">30 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tSS">SELLING STOCKHOLDERS<font style="padding-left: 0.82pt;"></font></a></div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tSS">31 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPOD">PLAN OF DISTRIBUTION<font style="padding-left: 3.98pt;"></font></a></div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPOD">32 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tLM">LEGAL MATTERS<font style="padding-left: 3.22pt;"></font></a></div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tLM">36 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tEX">EXPERTS<font style="padding-left: 1.77pt;"></font></a></div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tEX">36</a></div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 432pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-ii<br></div></div></div>
<!--End Page 3-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 4-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_103-fls_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="sIAM"><!--Anchor--></a>INDUSTRY AND MARKET DATA</div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">We obtained the market and competitive position data used or incorporated by reference in this prospectus supplement and accompanying prospectus from our own research, surveys or studies conducted by third parties and industry or general publications. Industry publications and surveys generally state that they have obtained information from sources believed to be reliable, but do not guarantee the accuracy and completeness of such information. While we believe that each of these studies and publications is reliable, neither we nor the underwriters have independently verified such data and neither we nor the underwriters make any representation as to the accuracy of such information. Similarly, we believe our internal research is reliable, but it has not been verified by any independent sources. </div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; text-align: center;"><a name="sFLS"><!--Anchor--></a>FORWARD-LOOKING STATEMENTS </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">This prospectus supplement and the accompanying prospectus and the documents incorporated by reference herein and therein contain or incorporate by reference certain &#8220;forward-looking statements&#8221; within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are not statements of historical fact, but instead represent only management&#8217;s current beliefs regarding future events. By their nature, forward-looking statements are subject to risks, uncertainties, assumptions, and other important factors that may cause actual results, performance, or achievements to differ materially from those expressed in or implied by such forward-looking statements. We caution you not to place undue reliance on these forward-looking statements made or incorporated by reference in this prospectus supplement and the accompanying prospectus and the documents incorporated by reference herein and therein, which speak only as of the date they were made. We do not undertake any obligation to update or revise these forward-looking statements to reflect events or circumstances after the date of this prospectus supplement or to reflect the occurrence of unanticipated events or the non-occurrence of anticipated events, whether as a result of new information, future developments, or otherwise, except as required by law. Forward-looking statements include, without limitation, statements concerning future plans, objectives, goals, projections, strategies, events, or performance, and underlying assumptions and other statements related thereto. Statements preceded by, followed by or that otherwise include the words &#8220;anticipates,&#8221; &#8220;appears,&#8221; &#8220;assumes,&#8221; &#8220;believes,&#8221; &#8220;can,&#8221; &#8220;continues,&#8221; &#8220;could,&#8221; &#8220;estimates,&#8221; &#8220;expects,&#8221; &#8220;forecasts,&#8221; &#8220;foresees,&#8221; &#8220;goals,&#8221; &#8220;intends,&#8221; &#8220;likely,&#8221; &#8220;objective,&#8221; &#8220;plans,&#8221; &#8220;projects,&#8221; &#8220;target,&#8221; &#8220;trend,&#8221; &#8220;remains,&#8221; and similar expressions or future or conditional verbs such as &#8220;could,&#8221; &#8220;may,&#8221; &#8220;might,&#8221; &#8220;should,&#8221; &#8220;will,&#8221; or &#8220;would&#8221; are intended to identify forward-looking statements, but these words are not the exclusive means of identifying forward-looking statements. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">As set forth more fully under &#8220;Part&#160;I, Item&#160;1A. Risk Factors&#8221; and &#8220;Part&#160;I, Item&#160;3. Legal Proceedings&#8221; in OMH&#8217;s and OMFC&#8217;s combined Annual Report on Form&#160;10-K for the fiscal year ended December&#160;31, 2024, and under &#8220;Part&#160;II, Item&#160;1. Legal Proceedings&#8221; and &#8220;Part&#160;II, Item&#160;1A. Risk Factors&#8221; in OMH&#8217;s and OMFC&#8217;s combined Quarterly Report on Form&#160;10-Q for the quarterly period ended March&#160;31, 2025, which are incorporated by reference herein, important factors that could cause actual results, performance or achievements to differ materially from those expressed in or implied by forward-looking statements include, without limitation, the following: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">adverse changes and volatility in general economic conditions, including the interest rate environment and the financial markets; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the sufficiency of our allowance for finance receivable losses; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">increased levels of unemployment and personal bankruptcies; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the current inflationary environment and related trends affecting our customers; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">natural or accidental events such as earthquakes, hurricanes, pandemics, floods, or wildfires affecting our customers, collateral, or our facilities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">a failure in or breach of our information, operational or security systems, or infrastructure or those of third&#160;parties, including as a result of cyber incidents, war, or other disruptions; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the adequacy of our credit risk scoring models; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">geopolitical risks, including recent geopolitical actions outside the U.S.; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">adverse changes in our ability to attract and retain employees or key executives; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">increased competition or adverse changes in customer responsiveness to our distribution channels or products; </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-iii<br></div></div></div>
<!--End Page 4-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 5-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_103-fls_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">changes in federal, state, or local laws, regulations, or regulatory policies and practices or increased regulatory scrutiny of our business or industry; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">risks associated with our insurance operations; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">the costs and effects of any actual or alleged violations of any federal, state, or local laws, rules or regulations; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">the costs and effects of any fines, penalties, judgments, decrees, orders, inquiries, investigations, subpoenas, or enforcement or other proceedings of any governmental or quasi-governmental agency or authority; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">our substantial indebtedness and our continued ability to access the capital markets and maintain adequate current sources of funds to satisfy our cash flow requirements; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">our ability to comply with all of our covenants; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the effects of any downgrade of our debt ratings by credit rating agencies; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">other risks described in &#8220;Risk Factors&#8221; in this prospectus supplement. </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">If one or more of these or other risks or uncertainties materialize, or if our underlying assumptions prove to be incorrect, our actual results may vary materially from what we may have expressed or implied by these forward-looking statements. You should specifically consider the factors identified or incorporated by reference in this prospectus supplement and the accompanying prospectus that could cause actual results to differ before making an investment decision to purchase our securities and should not place undue reliance on any of our forward-looking statements. Furthermore, new risks and uncertainties arise from time to time, and it is impossible for us to predict those events or how they may affect us. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-iv<br></div></div></div>
<!--End Page 5-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 6-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 492pt;"><a name="ny20049645x4_424b5_104-summary_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_border-box" style="border-top: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-bottom: 1pt solid #000000; margin-bottom: 12pt; padding-top: 12pt; padding-bottom: 12pt; width: 492pt; margin-left: 0pt;"><div class="BRDSX_page-content" style="margin-left: 12pt;"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="sSUM"><!--Anchor--></a>SUMMARY </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: justify;">This summary highlights the information contained elsewhere in or incorporated by reference in this prospectus supplement and the accompanying prospectus. Because this is only a summary, it does not contain all of the information that may be important to you. For a more complete understanding of this offering, we encourage you to read this entire prospectus supplement and the accompanying prospectus and the information incorporated by reference herein and therein, including the financial statements and the notes to those statements.<font style="font-style: normal;"> </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: justify;">In this prospectus supplement, except as otherwise indicated or the context otherwise requires, each reference to (i)&#160;&#8220;OMFC&#8221; refers to OneMain Finance Corporation, a direct wholly-owned subsidiary of OMH, (ii) &#8220;OMH&#8221; refers to OneMain Holdings, Inc., (iii) &#8220;OMFH&#8221; refers to OneMain Financial Holdings, LLC, (iv) &#8220;OneMain&#8221; refers to OMFH and its subsidiaries and (v) &#8220;the Company,&#8221; &#8220;we,&#8221; &#8220;us&#8221; and &#8220;our&#8221; refers to OMH and its subsidiaries, whether directly or indirectly owned. See &#8220;&#8212;Organizational Structure&#8221; below.<font style="font-style: normal;"> </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">As one of the nation&#8217;s leaders in offering nonprime consumers responsible access to credit, we: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">offer responsible personal loan products; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">offer secured auto financing at the point of purchase; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">offer credit card products; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">offer optional products; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">offer a customer-focused financial wellness platform (Trim by OneMain); </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">service loans owned by us and third parties; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">pursue strategic acquisitions and dispositions of assets and businesses; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">may establish joint ventures or enter into other strategic alliances. </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">We provide origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. In addition, we offer two credit cards, BrightWay and BrightWay+, through a third-party bank partner from which we purchase the receivable balances. We believe we are well positioned for future growth with an experienced management team, proven access to the capital markets, and strong demand for consumer credit. At March&#160;31, 2025, we had $23.3&#160;billion of finance receivables due from approximately 3.3&#160;million customer accounts. We service the loans that we retain on our balance sheet, as well as loans owned by third parties. At March&#160;31, 2025, we had $24.6&#160;billion of managed receivables due from approximately 3.4&#160;million customer accounts. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Our branch network of more than 1,300 locations is staffed by experienced loan specialists. This network is complemented by our digital lending and servicing capabilities, central operations staff and our network of franchise and independent auto dealerships. Together, these resources allow us to operate in 47 states and serve more customers through their preferred channel, such as in person, digitally, and over the phone. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18.5pt; margin-left: 0pt; text-align: left;">Our Corporate History and Corporate Information </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">OMH is a financial services holding company whose subsidiaries engage in the consumer finance and insurance businesses. OMH was incorporated in Delaware in 2013. OMFC was incorporated in Indiana in 1927 as successor to a business started in 1920. OMFC is a direct wholly-owned subsidiary of OMH. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Our executive offices are located at 601 N.W. Second Street, Evansville, Indiana 47708, and our telephone number is (812) 424-8031. Our website address is <font style="font-style: italic;">www.onemainfinancial.com. </font>The information on, or accessible through, our website is not a part of this prospectus supplement and is not incorporated into this prospectus supplement or the accompanying prospectus by reference. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18.5pt; margin-left: 0pt; text-align: left;">Recent Developments </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 7pt; margin-left: 0pt; text-align: left;">Cash Dividends to OMH&#8217;s Common Stockholders </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">On April&#160;29, 2025, the OMH Board of Directors declared a dividend of $1.04 per share, which was paid on May&#160;16, 2025, to record holders of OMH&#8217;s common stock as of the close of business on May&#160;9, 2025. To provide funding for the OMH dividend payment, the OMFC Board of Directors authorized a dividend in the amount of up to $125&#160;million, of which $124&#160;million was paid on May&#160;14, 2025. </div></div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 12pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-1<br></div></div></div>
<!--End Page 6-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 7-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 492pt;"><a name="ny20049645x4_424b5_104-summary_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_border-box" style="border-top: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-bottom: 1pt solid #000000; margin-bottom: 12pt; padding-top: 12pt; padding-bottom: 12pt; width: 492pt; margin-left: 0pt;"><div class="BRDSX_page-content" style="margin-left: 12pt;"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Organizational Structure </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The following chart summarizes our organizational structure as of March&#160;31, 2025, as well as the aggregate principal amount of outstanding indebtedness of OMFC and its subsidiaries (including OneMain) as of March&#160;31, 2025, after giving effect to this offering and certain other transactions described in the footnotes below. See &#8220;OMH Capitalization,&#8221; &#8220;OMFC Capitalization&#8221; and &#8220;Description of Certain Other Indebtedness&#8221; for more information. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-align: left;">This chart is provided for illustrative purposes only and does not represent all of our subsidiaries or obligations. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 15.25pt; text-align: center;"><img style="height: 473px; width: 617px;" src="ny20049645x4_flowchart.jpg"><br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div><div class="BRDSX_rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 15.25pt;"> </div></div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: justify;">Management and public stockholder holdings consist of outstanding shares of OMH common stock beneficially owned by OMH directors and executive officers and public stockholders, respectively, as of March&#160;31, 2025. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: justify;">Reflects the net increase occurring from March&#160;31, 2025 through May&#160;23, 2025 totaling $153&#160;million (the &#8220;OMFC Net Debt Increase&#8221;), consisting of a $725&#160;million increase in borrowings under our private secured term funding facilities, net of a $421&#160;million decrease in our securitization debt and $151&#160;million of repurchases of our unsecured senior notes. Gives effect to the intended use of all of the net proceeds from this offering to redeem a portion of OMFC&#8217;s outstanding 7.125% Senior Notes due 2026 as described under &#8220;Use of Proceeds.&#8221; As of May&#160;23, 2025, there was $1&#160;million drawn under our revolving conduit facilities. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(c)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">As of March&#160;31, 2025, no amount was drawn under OMFC&#8217;s $1.1&#160;billion unsecured corporate revolver. </div></td></tr></table></div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 12pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-2<br></div></div></div>
<!--End Page 7-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 8-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 492pt;"><a name="ny20049645x4_424b5_104-summary_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_border-box" style="border-top: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-bottom: 1pt solid #000000; margin-bottom: 12pt; padding-top: 12pt; padding-bottom: 12pt; width: 492pt; margin-left: 0pt;"><div class="BRDSX_page-content" style="margin-left: 12pt;"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">The Offering </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The summary below describes the principal terms of the notes. Certain of the terms and conditions described below are subject to important limitations and exceptions. The following is not intended to be complete. You should carefully review the &#8220;Description of the Notes&#8221; section of this prospectus supplement, which contains a more detailed description of the terms and conditions of the notes.<font style="font-style: normal;"> </font></div><div class="BRDSX_sum1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; width: 216pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Issuer <font style="font-weight: normal; padding-left: 4.25pt;"></font></div><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: -12pt; margin-left: 240pt; text-align: left;">OneMain Finance Corporation, an Indiana corporation. </div><div class="BRDSX_sum1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; width: 216pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Notes to be Issued <font style="font-weight: normal; padding-left: 4.77pt;"></font></div><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: -12pt; margin-left: 240pt; text-align: justify;">$800&#160;million aggregate principal amount of 7.125% senior notes due 2032. </div><div class="BRDSX_sum1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; width: 216pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Maturity <font style="font-weight: normal; padding-left: 3.3pt;"></font></div><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: -12pt; margin-left: 240pt; text-align: left;">The notes will mature on September 15, 2032. </div><div class="BRDSX_sum1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; width: 216pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Interest Rate <font style="font-weight: normal; padding-left: 3.72pt;"></font></div><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: -12pt; margin-left: 240pt; text-align: justify;">The notes will bear interest at the rate of 7.125% per annum, payable semiannually in arrears. </div><div class="BRDSX_sum1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; width: 216pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Interest Payment Dates <font style="font-weight: normal; padding-left: 0.74pt;"></font></div><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: -12pt; margin-left: 240pt; text-align: left;">Each March 15 and September 15, commencing on<br></div><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 240pt; text-align: justify;">September 15, 2025. Interest will accrue from June 11, 2025. </div><div class="BRDSX_sum1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; width: 216pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Guarantee <font style="font-weight: normal; padding-left: 2.63pt;"></font></div><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: -12pt; margin-left: 240pt; text-align: justify;">The payment of principal of, and premium and interest on, the notes will be fully and unconditionally guaranteed on an unsecured basis by OMH, OMFC&#8217;s direct parent company. See &#8220;Description of the Notes&#8212;Parent Guaranty.&#8221; The notes will not be guaranteed by any of OMFC&#8217;s subsidiaries (including OneMain). </div><div class="BRDSX_sum1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; width: 216pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Ranking <font style="font-weight: normal; padding-left: 5.5pt;"></font></div><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: -12pt; margin-left: 240pt; text-align: justify;">The notes will be OMFC&#8217;s senior unsecured obligations. The notes will rank equally in right of payment with all of OMFC&#8217;s other existing and future unsubordinated indebtedness from time to time outstanding, will be effectively subordinated to all of OMFC&#8217;s secured obligations to the extent of the value of the assets securing such obligations, will be structurally subordinated to all existing and future liabilities of OMFC&#8217;s subsidiaries (including OneMain), and will rank senior in right of payment to all existing and future subordinated indebtedness of OMFC. </div><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 240pt; text-align: justify;">The guarantee of the notes will be OMH&#8217;s senior unsecured obligation. The guarantee of the notes will rank equally in right of payment with all of OMH&#8217;s other existing and future unsubordinated indebtedness from time to time outstanding, will be effectively subordinated to all of OMH&#8217;s secured obligations to the extent of the value of the assets securing such obligations, will be structurally subordinated to all existing and future liabilities of OMH&#8217;s subsidiaries (other than OMFC), and will rank senior in right of payment to all existing and future subordinated indebtedness of OMH. </div><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 240pt; text-align: justify;">As of March&#160;31, 2025, after giving effect to (i) this offering and the intended use of proceeds therefrom as described under &#8220;Use of Proceeds&#8221; and (ii) the OMFC Net Debt Increase: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 240pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">the notes and the guarantee by OMH of the notes would have ranked equally with approximately $8.5 billion aggregate principal amount of unsubordinated indebtedness; </div></td></tr></table></div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 12pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-3<br></div></div></div>
<!--End Page 8-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 9-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 492pt;"><a name="ny20049645x4_424b5_104-summary_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_border-box" style="border-top: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-bottom: 1pt solid #000000; margin-bottom: 12pt; padding-top: 12pt; padding-bottom: 12pt; width: 492pt; margin-left: 0pt;"><div class="BRDSX_page-content" style="margin-left: 12pt;"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 240pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">the notes and the guarantee by OMH of the notes would have been structurally subordinated to approximately $12.3&#160;billion aggregate principal amount of indebtedness (including securitizations, the private secured term funding facilities and borrowings under revolving conduit and credit card revolving VFN facilities) of OMFC&#8217;s subsidiaries (including OneMain); </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 240pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">the notes and the guarantee by OMH of the notes would have ranked senior in right of payment to $350&#160;million aggregate principal amount of subordinated indebtedness;</div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 240pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">OMFC would have had $1.1&#160;billion of undrawn availability under OMFC&#8217;s unsecured corporate revolver, all of which, if borrowed, would have ranked equally in right of payment with the notes and the guarantee by OMH of the notes; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 240pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">OMH and its subsidiaries would have had approximately $22.0&#160;billion aggregate principal amount of total indebtedness outstanding. </div></td></tr></table><div class="BRDSX_sum1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; width: 216pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Optional Redemption <font style="font-weight: normal; padding-left: 2.86pt;"></font></div><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: -12pt; margin-left: 240pt; text-align: justify;">The notes may be redeemed, in whole or in part, at OMFC&#8217;s option, at any time or from time to time (1)&#160;prior to June 15, 2028, at a &#8220;make-whole&#8221; redemption price described in this prospectus supplement under the caption &#8220;Description of the Notes&#8212;Optional Redemption,&#8221; and (2) on and after June 15, 2028, at the redemption prices described under &#8220;Description of the Notes&#8212;Optional Redemption,&#8221; in each case plus accrued and unpaid interest, if any, to, but excluding, the date of redemption. See &#8220;Description of the Notes&#8212;Optional Redemption.&#8221; </div><div class="BRDSX_sum1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; width: 216pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Certain Covenants <font style="font-weight: normal; padding-left: 3.09pt;"></font></div><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: -12pt; margin-left: 240pt; text-align: justify;">The notes contain certain restrictions, including a limitation that restricts OMFC&#8217;s ability and the ability of OMFC&#8217;s subsidiaries to incur liens on certain assets. See &#8220;Description of the Notes&#8212;Limitations on Liens.&#8221; </div><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 240pt; text-align: justify;">The notes also restrict OMFC&#8217;s ability to merge with or into, or sell or convey all or substantially all of its assets to, any other corporation or entity. See &#8220;Description of the Notes&#8212;Merger and Consolidation.&#8221; </div><div class="BRDSX_sum1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; width: 216pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Use of Proceeds <font style="font-weight: normal; padding-left: 3.5pt;"></font></div><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: -12pt; margin-left: 240pt; text-align: justify;">OMFC intends to use all of the net proceeds from this offering to redeem a portion of its outstanding 7.125% Senior Notes due 2026. This prospectus supplement is not a notice of redemption or a solicitation of an offer for the 7.125% Senior Notes due 2026. See &#8220;Use of Proceeds.&#8221; </div><div class="BRDSX_sum1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; width: 216pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Governing Law <font style="font-weight: normal; padding-left: 4.4pt;"></font></div><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: -12pt; margin-left: 240pt; text-align: justify;">The indenture and the notes will be governed by, and construed in accordance with, the laws of the State of New York. </div><div class="BRDSX_sum1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; width: 216pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">No Prior Market <font style="font-weight: normal; padding-left: 4.49pt;"></font></div><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: -12pt; margin-left: 240pt; text-align: justify;">The notes will be new securities for which there is no market. Although the underwriters have informed us that they intend to make a market in the notes, they are not </div></div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 12pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-4<br></div></div></div>
<!--End Page 9-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 10-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 492pt;"><a name="ny20049645x4_424b5_104-summary_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_border-box" style="border-top: 1pt solid #000000; border-left: 1pt solid #000000; border-right: 1pt solid #000000; border-bottom: 1pt solid #000000; margin-bottom: 12pt; padding-top: 12pt; padding-bottom: 12pt; width: 492pt; margin-left: 0pt;"><div class="BRDSX_page-content" style="margin-left: 12pt;"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 240pt; text-align: justify;">obligated to do so and may discontinue market-making at any time without notice. Accordingly, a liquid market for the notes may not develop or be maintained. </div><div class="BRDSX_sum1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; width: 216pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">Risk Factors <font style="font-weight: normal; padding-left: 5.19pt;"></font></div><div class="BRDSX_sum2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: -12pt; margin-left: 240pt; text-align: justify;">You should carefully consider the information set forth herein under &#8220;Risk Factors&#8221; and in the section entitled &#8220;Risk Factors&#8221; in OMH&#8217;s and OMFC&#8217;s most recent combined Annual Report on Form&#160;10-K and the other information included or incorporated by reference in this prospectus supplement and the accompanying prospectus in deciding whether to purchase the notes. </div></div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 12pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-5<br></div></div></div>
<!--End Page 10-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 11-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_105-risk_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="sRF"><!--Anchor--></a>RISK FACTORS </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: justify;">In addition to the other information included or incorporated by reference in this prospectus supplement and the accompanying prospectus, including the matters addressed under &#8220;Forward-Looking Statements,&#8221; you should carefully consider the following risks before investing in the notes. You should also read the risk factors and other cautionary statements, including those described under the sections entitled &#8220;Risk Factors&#8221; and &#8220;Legal Proceedings&#8221; in OMH&#8217;s and OMFC&#8217;s combined Annual Report on Form&#160;10-K for the fiscal year ended December&#160;31, 2024, and OMH&#8217;s and OMFC&#8217;s combined Quarterly Report on Form&#160;10-Q for the quarterly period ended March&#160;31, 2025, which are incorporated by reference in this prospectus supplement and the accompanying prospectus.<font style="font-style: normal;"> </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: justify;">We are subject to certain risks and hazards due to the nature of the business activities we conduct. The risks discussed below and incorporated by reference in this prospectus supplement and the accompanying prospectus, any of which could materially and adversely affect our business, financial condition, liquidity, results of operations and prospects, are not the only risks we face. We may experience additional risks and uncertainties not currently known to us or, as a result of developments occurring in the future, conditions that we currently deem to be immaterial may also materially and adversely affect our business, financial condition, liquidity, results of operations and prospects.<font style="font-style: normal;"> </font></div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Risks Related to the Notes </div><div class="BRDSX_frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: justify;">If current market conditions or our financial performance deteriorates, we may not be able to generate sufficient cash to service all of our indebtedness, including the notes offered hereby, and we may be forced to take other actions to satisfy our obligations under our indebtedness, which may not be successful. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Our ability to make scheduled payments or to refinance our debt obligations, including the notes offered hereby, depends on our financial and operating performance, which is subject to prevailing economic and competitive conditions, which may deteriorate in the future, and to certain financial, business and other factors beyond our control. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">At March&#160;31, 2025, after giving effect to (i) this offering and the intended use of proceeds therefrom as described under &#8220;Use of Proceeds,&#8221; (ii) the OMFC Net Debt Increase, and (iii) the May&#160;2025 dividend payment, OMH would have approximately $1.1&#160;billion and OMFC would have approximately $1.0&#160;billion of cash and cash equivalents, respectively. See &#8220;OMH Capitalization&#8221; and &#8220;OMFC Capitalization.&#8221; During the three months ended March&#160;31, 2025, OMH and OMFC each generated net income of $213&#160;million, respectively. During the year ended December&#160;31, 2024, OMH and OMFC each generated net income of $509&#160;million, respectively. OMH&#8217;s net cash inflows from operating and investing activities totaled $334&#160;million for the three months ended March&#160;31, 2025, and OMH&#8217;s net cash outflows from operating and investing activities totaled $567&#160;million for the year ended December&#160;31, 2024. OMFC&#8217;s net cash inflows from operating and investing activities totaled $332&#160;million for the three months ended March&#160;31, 2025, and OMFC&#8217;s net cash outflows from operating and investing activities totaled $567&#160;million for the year ended December&#160;31, 2024. We intend to support our liquidity position by pursuing additional debt financings (including new securitizations and new debt issuances, debt refinancing transactions and standby funding facilities), or a combination of the foregoing. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">We cannot give any assurance that we would be able to take any of these actions, that these actions would be successful even if undertaken, that these actions would permit us to meet our scheduled debt obligations, or that these actions would be permitted under the terms of our existing or future debt agreements. In the absence of sufficient cash resources, we could face substantial liquidity problems and might be required to dispose of material assets or operations to meet our debt and other obligations. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Further, our ability to refinance our debt on attractive terms or at all, as well as the timing of any refinancings, depends upon a number of factors over which we have little or no control, including general economic conditions, such as unemployment levels, housing markets and interest rates, disruptions in the financial markets, the market&#8217;s view of the quality, value, and liquidity of our assets, our current and potential future earnings and cash flows, and our credit ratings. In addition, any financing, particularly any securitization, that is reviewed by a rating agency is subject to the rating agency&#8217;s view of the quality and value of any assets supporting such financing, our processes to generate cash flows from, and monitor the status of, such assets, and changes in the methodology used by the rating agencies to review and rate the applicable financing. This process may require significant time and effort to complete and may not result in a favorable rating or any rating at all, which could reduce the effectiveness of such financing or render it unexecutable. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-6<br></div></div></div>
<!--End Page 11-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 12-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_105-risk_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">If we cannot make scheduled payments on our debt, we will be in default and as a result our debt holders could declare all outstanding principal and interest to be due and payable, which could also result in an event of default and declaration of acceleration under certain of our other debt agreements. </div><div class="BRDSX_frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 19pt; margin-left: 0pt; text-align: justify;">Our indebtedness is significant, which could affect our ability to meet our obligations under our debt instruments and could materially and adversely affect our business and our ability to react to changes in the economy or our industry. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">We currently have a significant amount of indebtedness. As of March&#160;31, 2025, after giving effect to (i) this offering and the intended use of proceeds therefrom as described under &#8220;Use of Proceeds&#8221; and (ii) the OMFC Net Debt Increase, OMH and its subsidiaries would have had approximately $22.0&#160;billion aggregate principal amount of total indebtedness outstanding, and the notes and the guarantee by OMH of the notes being offered hereby would have ranked equally with approximately $8.5 billion aggregate principal amount of unsubordinated indebtedness. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The amount of indebtedness could have important consequences, including the following: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">it may require us to dedicate a larger portion of our cash flow from operations to the payment of the principal of, and interest on, our indebtedness, which reduces the funds available for other purposes, including finance receivable originations; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">it may limit our ability to withstand competitive pressures and reduce our flexibility in responding to changing regulatory, business and economic conditions; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">it may limit our ability to incur additional borrowings or securitizations; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">it may require us to seek to change the maturity, interest rate and other terms of our existing debt; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">it may place us at a competitive disadvantage to competitors that are proportionately not as highly leveraged; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">it may cause a downgrade of our debt and long-term corporate ratings; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">it may cause us to be more vulnerable to periods of negative or slow growth in the general economy or in our business. </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">In addition, meeting our anticipated liquidity requirements is contingent upon our continued compliance with our existing debt agreements. An event of default or declaration of acceleration under one of our existing debt agreements could also result in an event of default and declaration of acceleration under certain of our other existing debt agreements. Such an acceleration of our debt would have a material adverse effect on our liquidity and our ability to continue as a going concern. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Furthermore, our existing debt agreements do not restrict us from incurring significant additional indebtedness. If our debt obligations increase, whether due to the increased cost of existing indebtedness or the incurrence of additional indebtedness, the consequences described above could be magnified. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">There can be no assurance that we will be able to repay or refinance our debt in the future, including the debt of OneMain. </div><div class="BRDSX_frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 19pt; margin-left: 0pt; text-align: justify;">The limited covenants applicable to the notes may not provide protection against some events or developments that may affect our ability to repay the notes or the trading prices for the notes. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">The indenture governing the notes, among other things, does not: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">require us to maintain any financial ratios or specific levels of net worth, revenues, income, cash flow or liquidity and, accordingly, does not protect holders of the notes in the event that we experience significant adverse changes in our financial condition or results of operations; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">limit our ability to incur indebtedness, including secured indebtedness (subject to compliance with the lien covenant); </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">limit our ability to guarantee unsecured indebtedness or secured indebtedness (subject to compliance with the lien covenant), including, in each case, indebtedness of OneMain; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">limit our ability to sell assets (except as described below) or restrict the use of proceeds from such sale; </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-7<br></div></div></div>
<!--End Page 12-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 13-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_105-risk_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">limit OMFC&#8217;s subsidiaries&#8217; ability to incur indebtedness, which would be structurally senior to the notes; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">restrict our ability to repurchase or prepay our securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">restrict our ability to enter into transactions with our affiliates; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">restrict our ability to make investments or to repurchase or pay dividends or make other payments in respect of our common stock or other securities; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">restrict our ability to engage in any acquisition or other transaction, other than our ability to merge or consolidate with, or sell all or substantially all of our assets to, another person without the surviving or transferring person (if other than OMFC) assuming the obligations under the notes. </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Furthermore, we are subject to periodic review by independent credit rating agencies. An increase in the level of our outstanding indebtedness, or other events that could have an adverse impact on our business, properties, financial condition, results of operations or prospects, may cause the rating agencies to downgrade our debt credit rating generally, and the ratings on the notes, which could adversely impact the trading prices for, or the liquidity of, the notes. Any such downgrade could also adversely affect our cost of borrowing, limit our access to the capital markets or result in more restrictive covenants in future debt agreements. </div><div class="BRDSX_frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;">Redemption may adversely affect your return on the notes. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">We have the right to redeem some or all of the notes prior to maturity, as described under &#8220;Description of the Notes&#8212;Optional Redemption.&#8221; We may redeem the notes at times when prevailing interest rates may be relatively low. Accordingly, you may not be able to reinvest the redemption proceeds in a comparable security at an effective interest rate as high as that of the notes. </div><div class="BRDSX_frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;">Our credit ratings may not reflect all risks of an investment in the notes. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The credit ratings assigned to the notes may not reflect the potential impact of all risks related to trading markets, if any, for, or trading value of, your notes. In addition, real or anticipated changes in our credit ratings will generally affect any trading market, if any, for, or trading value of, your notes. Accordingly, you should consult your own financial and legal advisors as to the risks entailed by an investment in the notes and the suitability of investing in the notes in light of your particular circumstances. </div><div class="BRDSX_frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: justify;">Claims of noteholders will be structurally subordinated to the existing and future obligations of OMFC&#8217;s subsidiaries (including OneMain) because they will not guarantee the notes. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The notes will not be guaranteed by any of OMFC&#8217;s subsidiaries (including OneMain). Accordingly, claims of holders of the notes will be structurally subordinated to the existing and future obligations of OMFC&#8217;s subsidiaries (including OneMain). All obligations of OMFC&#8217;s subsidiaries (including OneMain), as the case may be, will have to be satisfied before any of the assets of such entities would be available for distribution, upon a liquidation or otherwise, to OMFC. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">OMFC&#8217;s subsidiaries, including OneMain, accounted for substantially all of its revenues and assets as of and for the year ended December&#160;31, 2024 and as of and for the three months ended March&#160;31, 2025. </div><div class="BRDSX_frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: justify;">The notes are unsecured, and consequently the notes will be effectively subordinated to any existing and future secured indebtedness. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The notes are unsecured and will be effectively junior to all of OMFC&#8217;s senior secured indebtedness, as well as any future secured indebtedness OMFC may incur, to the extent of the value of the assets securing such secured indebtedness. In addition, the guarantee from OMH is unsecured and will be effectively junior to any existing or future secured indebtedness of OMH to the extent of the value of the assets securing such secured indebtedness. We may also incur additional secured indebtedness in the future. Upon any distribution to our creditors in a bankruptcy, liquidation or reorganization or similar proceeding relating to us or our property, the holders of our secured indebtedness will be entitled to exercise the remedies available to a secured lender under applicable law and pursuant to the instruments governing such secured indebtedness and to be paid in full from the assets securing that secured indebtedness before any payment may be made with respect to the notes. In that event, because the notes will not be secured by any of our assets, it is possible that there will be no assets from which claims of holders of the notes can be satisfied or, if any assets remain, that the remaining assets will be insufficient to satisfy those claims in full </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-8<br></div></div></div>
<!--End Page 13-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 14-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_105-risk_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">or at all. If the value of such remaining assets is less than the aggregate outstanding principal amount of the notes and all other debt ranking pari passu with the notes, we may be unable to satisfy our obligations under the notes. In addition, if we fail to meet our payment or other obligations under any secured indebtedness we have or may incur, the holders of such secured indebtedness would be entitled to foreclose on our assets securing that secured indebtedness and liquidate those assets. Accordingly, we may not have sufficient funds to pay amounts due on the notes. As a result, you may lose a portion or the entire value of your investment in the notes. </div><div class="BRDSX_frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">OMFC is a holding company and is dependent on dividends and other distributions from its subsidiaries. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">OMFC is a holding company with no direct operations. Its principal assets are the equity interests that it holds in its operating subsidiaries. As a result, it is dependent on dividends and other distributions or loans or advances from those subsidiaries to generate the funds necessary to meet its financial obligations, including the payment of principal and interest on the notes offered hereby. OMFC&#8217;s subsidiaries may not generate sufficient cash from operations to enable OMFC to make principal and interest payments on its indebtedness, including the notes offered hereby. Furthermore, OMFC&#8217;s insurance subsidiaries are subject to policy holder protection regulations that may limit their ability to pay dividends or make loans or advances to OMFC. Moreover, payments to OMFC by its subsidiaries will be contingent upon its subsidiaries&#8217; earnings. OMFC&#8217;s subsidiaries are permitted under the terms of OMFC&#8217;s indebtedness, including the notes offered hereby, to incur additional indebtedness that may restrict payments from those subsidiaries to OMFC. We cannot assure you that agreements governing current and future indebtedness of OMFC&#8217;s subsidiaries will permit those subsidiaries to provide OMFC with sufficient cash to fund its debt service payments. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">OMFC&#8217;s subsidiaries are legally distinct from it and have no obligation, contingent or otherwise, to pay amounts due on OMFC&#8217;s debt or to make funds available to OMFC for such payment. </div><div class="BRDSX_frisk" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: justify;">Your ability to transfer the notes may be limited by the absence of an active trading market, and there is no assurance that any active trading market will develop for the notes. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The notes are a new issue of securities for which there is no established public market. The underwriters have advised us that they presently intend to make a market in the notes after completion of the offering, as permitted by applicable laws and regulations. However, the underwriters are not obligated to make a market in the notes, and may discontinue their market-making activities at any time without notice. Therefore, we cannot assure you that an active market for the notes will develop or, if developed, that it will continue. If an active trading market for the notes does not develop, the market price and liquidity of such notes may be adversely affected. The liquidity of any trading market in the notes, and the market price quoted for the notes, may be adversely affected by changes in the overall market for these types of securities and by changes in our financial performance or prospects or in the prospects for companies in our industry generally. Historically, the market for non-investment grade debt, such as the notes, has been subject to disruptions that have caused substantial volatility in the prices of securities similar to the notes. We cannot assure you that the market, if any, for the notes will be free from similar disruptions, and any such disruptions may adversely affect the prices at which you may sell your notes. In addition, subsequent to their initial issuance, the notes may trade at a discount from its initial offering price depending upon prevailing interest rates, the market for similar notes, our performance or other factors. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-9<br></div></div></div>
<!--End Page 14-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 15-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_106-use_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="sUOP"><!--Anchor--></a>USE OF PROCEEDS </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">OMFC estimates that the net proceeds from the sale of the notes offered pursuant to this prospectus supplement will be approximately $790 million, after deducting the underwriting discount and estimated expenses of this offering. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">OMFC intends to use all of the net proceeds from this offering to redeem a portion of its outstanding 7.125%&#160;Senior Notes due 2026. This prospectus supplement is not a notice of redemption or a solicitation of an offer for the 7.125% Senior Notes due 2026. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Certain of the underwriters and/or their affiliates may hold a portion of the 7.125% Senior Notes due 2026 and as a result, may receive a portion of the proceeds from this offering. See &#8220;Underwriting.&#8221; </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-10<br></div></div></div>
<!--End Page 15-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 16-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_107-capital_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="sOMH"><!--Anchor--></a>OMH CAPITALIZATION </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">The following table sets forth the consolidated capitalization of OMH and its subsidiaries as of March&#160;31, 2025: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">on an actual basis; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">on an as adjusted basis to give effect to (i) this offering and the intended use of proceeds therefrom as described under &#8220;Use of Proceeds,&#8221; (ii) the OMFC Net Debt Increase, and (iii) the May&#160;2025 dividend payment. </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">This table should be read in conjunction with OMH&#8217;s audited consolidated financial statements and related notes and &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221; in OMH&#8217;s and OMFC&#8217;s combined Annual Report on Form&#160;10-K for the year ended December&#160;31, 2024, and OMH&#8217;s unaudited condensed consolidated financial statements and related notes and &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221; in OMH&#8217;s and OMFC&#8217;s combined Quarterly Report on Form&#160;10-Q for the quarter ended March&#160;31, 2025, each of which is incorporated by reference herein. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"> </div><table cellspacing="0" cellpadding="0" class="BRDSX_fintab" style="width: 468pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 82.57pt;" colspan="4"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 372pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 82.57pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">As of March&#160;31, 2025 </div></td></tr><tr class="BRDSX_header"><td style="width: 372pt; padding-top: 2.08pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">(dollars in millions)</div></td><td style="width: 6.71pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 2.08pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Actual</div></td><td style="width: 6.71pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 2.08pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">As <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjusted* </div></td></tr><tr><td style="width: 372pt; padding-top: 2.01pt; padding-bottom: 3.63pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash and cash equivalents<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="padding-left: 3.02pt;"></font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 2.01pt; padding-bottom: 3.63pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="border-bottom: 3pt double #000000; padding-bottom: 0.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; padding-bottom: 0.5pt;">627</font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 2.01pt; padding-bottom: 3.63pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="border-bottom: 3pt double #000000; padding-bottom: 0.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; padding-bottom: 0.5pt;">1,0</font><font style="border-bottom: 3pt double #000000; padding-bottom: 0.5pt;">59 </font></div></td></tr><tr><td style="width: 372pt; padding-top: 3.26pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Long-term debt:<br></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 3.26pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 3.26pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Securitization debt<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup><font style="padding-left: 4.67pt;"></font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;">$<font style="padding-left: 0.37pt;">11,957</font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;">$<font style="padding-left: 0.37pt;">11,536 </font></div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Private secured term funding facilities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup><font style="padding-left: 4.71pt;"></font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 17.5pt;">725 </font></div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Borrowings under revolving conduit facilities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup><font style="padding-left: 4.7pt;"></font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 27.5pt;">1</font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 27.5pt;">1 </font></div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Borrowings under credit card revolving VFN facilities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup><font style="padding-left: 3.25pt;"></font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212; </font></div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Borrowings under unsecured corporate revolver<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup><font style="padding-left: 0.84pt;"></font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212; </font></div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Existing senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup><font style="padding-left: 0.22pt;"></font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 10pt;">9,364</font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 10pt;">8,421 </font></div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Notes offered hereby<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup><font style="padding-left: 4.87pt;"></font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 17.5pt;">790</font> </div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 2.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Junior subordinated debt (hybrid debt)<font style="padding-left: 2.33pt;"></font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 2.63pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; padding-bottom: 1.5pt;">172</font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 2.63pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; padding-bottom: 1.5pt;">172 </font></div></td></tr><tr><td style="width: 372pt; padding-top: 2.26pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total debt<font style="padding-left: 3.54pt;"></font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 2.26pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 5pt;">21,494</font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 2.26pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 5pt;">21,645 </font></div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 2.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total shareholders&#8217; equity<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup><font style="padding-left: 0.57pt;"></font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 2.63pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; padding-bottom: 1.5pt;">3,280</font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 2.63pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; padding-bottom: 1.5pt;">3,156 </font></div></td></tr><tr><td style="width: 372pt; padding-top: 2.26pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total capitalization<font style="padding-left: 1.89pt;"></font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 2.26pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="border-bottom: 3pt double #000000; padding-bottom: 0.5pt;">$24,774</font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 2.26pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 5pt; border-bottom: 3pt double #000000; padding-bottom: 0.5pt;">24,80</font><font style="border-bottom: 3pt double #000000; padding-bottom: 0.5pt;">1</font></div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 372pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 33.28pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 35.87pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div><div class="BRDSX_rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 13.25pt;"> </div></div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">*<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">Certain amounts presented are subject to rounding adjustments and, as a result, the totals may not sum. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: justify;">Includes $139&#160;million of cash and cash equivalents at March&#160;31, 2025, held at our regulated insurance subsidiaries or for other operating activities that are unavailable for general corporate purposes. &#8220;As adjusted cash and cash equivalents&#8221; gives effect to the $1.04 per share cash dividend payment to holders of OMH common stock, in an aggregate amount of approximately $124&#160;million, which was paid on May&#160;16, 2025 to holders of record of OMH common stock as of the close of business on May&#160;9, 2025 (as described in &#8220;Summary&#8212;Recent Developments&#8212;Cash Dividends to OMH&#8217;s Common Stockholders&#8221;). </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: justify;">Debt issuance costs of approximately $39&#160;million related to the existing securitization debt, approximately $77&#160;million related to the existing senior notes and approximately $10 million related to the notes offered hereby are each reported as a direct reduction from the principal amount of such long-term debt. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(3)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">As of March&#160;31, 2025, OMH had $6.0 billion of undrawn committed capacity under its subsidiaries&#8217; revolving conduit facilities. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(4)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: justify;">As of March&#160;31, 2025, OMH had $400 million of undrawn committed capacity under its subsidiaries&#8217; credit card revolving VFN facilities. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(5)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">As of March&#160;31, 2025, OMH had $1.1&#160;billion of undrawn committed capacity under OMFC&#8217;s unsecured corporate revolver. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(6)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: justify;">&#8220;As adjusted total shareholders&#8217; equity&#8221; gives effect to the $1.04 per share cash dividend payment to holders of OMH common stock, in an aggregate amount of approximately $124&#160;million, which was paid on May&#160;16, 2025 to holders of record of OMH common stock as of the close of business on May&#160;9, 2025 (as described in &#8220;Summary&#8212;Recent Developments&#8212;Cash Dividends to OMH&#8217;s Common Stockholders&#8221;). </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-11<br></div></div></div>
<!--End Page 16-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 17-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_107-capital_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="sOMFC"><!--Anchor--></a>OMFC CAPITALIZATION </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-align: left;">The following table sets forth the consolidated capitalization of OMFC and its subsidiaries as of March&#160;31, 2025: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">on an actual basis; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">on an as adjusted basis to give effect to (i) this offering and the intended use of proceeds therefrom as described under &#8220;Use of Proceeds,&#8221; (ii) the OMFC Net Debt Increase, and (iii) the May&#160;2025 dividend payment. </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">This table should be read in conjunction with OMFC&#8217;s audited consolidated financial statements and related notes and &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221; in OMH&#8217;s and OMFC&#8217;s combined Annual Report on Form&#160;10-K for the year ended December&#160;31, 2024, and OMFC&#8217;s unaudited condensed consolidated financial statements and related notes and &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221; in OMH&#8217;s and OMFC&#8217;s combined Quarterly Report on Form&#160;10-Q for the quarter ended March&#160;31, 2025, each of which is incorporated by reference herein. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"> </div><table cellspacing="0" cellpadding="0" class="BRDSX_fintab" style="width: 468pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 372pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 82.57pt;" colspan="4"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 372pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold;">&#160;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td colspan="4" style="width: 82.57pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">As of March&#160;31, 2025 </div></td></tr><tr class="BRDSX_header"><td style="width: 372pt; padding-top: 2.08pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">(dollars in millions)</div></td><td style="width: 6.71pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 2.08pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Actual</div></td><td style="width: 6.71pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 2.08pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">As <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Adjusted* </div></td></tr><tr><td style="width: 372pt; padding-top: 2.01pt; padding-bottom: 3.63pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Cash and cash equivalents<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup><font style="padding-left: 3.02pt;"></font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 2.01pt; padding-bottom: 3.63pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="border-bottom: 3pt double #000000; padding-bottom: 0.5pt;">$</font><font style="padding-left: 12.5pt; border-bottom: 3pt double #000000; padding-bottom: 0.5pt;">608</font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 2.01pt; padding-bottom: 3.63pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="border-bottom: 3pt double #000000; padding-bottom: 0.5pt;">$</font><font style="padding-left: 5pt; border-bottom: 3pt double #000000; padding-bottom: 0.5pt;">1,04</font><font style="border-bottom: 3pt double #000000; padding-bottom: 0.5pt;">0 </font></div></td></tr><tr><td style="width: 372pt; padding-top: 3.26pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Long-term debt:<br></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 3.26pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 3.26pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#160;</div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Securitization debt<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup><font style="padding-left: 4.67pt;"></font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;">$<font style="padding-left: 0.37pt;">11,957</font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;">$<font style="padding-left: 0.37pt;">11,536 </font></div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Private secured term funding facilities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup><font style="padding-left: 4.71pt;"></font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 17.5pt;">725 </font></div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Borrowings under revolving conduit facilities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup><font style="padding-left: 4.7pt;"></font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 27.5pt;">1</font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 27.5pt;">1 </font></div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Borrowings under credit card revolving VFN facilities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup><font style="padding-left: 3.25pt;"></font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212; </font></div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Borrowings under unsecured corporate revolver<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup><font style="padding-left: 0.84pt;"></font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212; </font></div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Existing senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup><font style="padding-left: 0.22pt;"></font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 10pt;">9,364</font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 10pt;">8,421 </font></div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Notes offered hereby<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup><font style="padding-left: 4.87pt;"></font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 22.5pt;">&#8212;</font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 17.5pt;">790</font> </div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 2.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Junior subordinated debt (hybrid debt)<font style="padding-left: 2.33pt;"></font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 2.63pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; padding-bottom: 1.5pt;">172</font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 2.63pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 17.5pt; border-bottom: 1pt solid #000000; padding-bottom: 1.5pt;">172 </font></div></td></tr><tr><td style="width: 372pt; padding-top: 2.26pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total debt<font style="padding-left: 3.54pt;"></font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 2.26pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 5pt;">21,494</font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 2.26pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 5pt;">21,645 </font></div></td></tr><tr><td style="width: 372pt; padding-top: 1.01pt; padding-bottom: 2.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total shareholder&#8217;s equity<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup><font style="padding-left: 0.01pt;"></font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 1.01pt; padding-bottom: 2.63pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; padding-bottom: 1.5pt;">3,261</font></div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 1.01pt; padding-bottom: 2.63pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; padding-bottom: 1.5pt;">3,137 </font></div></td></tr><tr><td style="width: 372pt; padding-top: 2.26pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Total capitalization<font style="padding-left: 1.89pt;"></font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 33.28pt; padding-top: 2.26pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0.39pt; text-align: left;"><font style="border-bottom: 3pt double #000000; padding-bottom: 0.5pt;">$24,755</font></div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 35.87pt; padding-top: 2.26pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 1.69pt; text-align: left;"><font style="border-bottom: 3pt double #000000; padding-bottom: 0.5pt;">$24,782</font></div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 372pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 33.28pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 6.71pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 35.87pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div><div class="BRDSX_rule-partial" style="height: 0pt; width: 72pt; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-right: auto; margin-left: 0pt; margin-top: 13.25pt;"> </div></div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">*<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">Certain amounts presented are subject to rounding adjustments and, as a result, the totals may not sum. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: justify;">Includes $139&#160;million of cash and cash equivalents at March&#160;31, 2025, held at our regulated insurance subsidiaries or for other operating activities that are unavailable for general corporate purposes. &#8220;As adjusted cash and cash equivalents&#8221; gives effect to the payment of approximately $124&#160;million for a dividend paid on May&#160;14, 2025 by OMFC to OMH to provide funding for the $1.04 per share cash dividend payment to holders of OMH common stock (as described in &#8220;Summary&#8212;Recent Developments&#8212;Cash Dividends to OMH&#8217;s&#160;Common Stockholders&#8221;). </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: justify;">Debt issuance costs of approximately $39&#160;million related to the existing securitization debt, approximately $77&#160;million related to the existing senior notes and approximately $10 million related to the notes offered hereby are each reported as a direct reduction from the principal amount of such long-term debt. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(3)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">As of March&#160;31, 2025, OMFC had $6.0&#160;billion of undrawn committed capacity under its subsidiaries&#8217; revolving conduit facilities. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(4)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: justify;">As of March&#160;31, 2025, OMFC had $400&#160;million of undrawn committed capacity under its subsidiaries&#8217; credit card revolving VFN facilities. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(5)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: left;">As of March&#160;31, 2025, OMFC had $1.1&#160;billion of undrawn committed capacity under its unsecured corporate revolver. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 0pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt;">(6)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; text-align: justify;">&#8220;As adjusted total shareholder&#8217;s equity&#8221; gives effect to the payment of approximately $124&#160;million for a dividend paid on May&#160;14, 2025 by OMFC to OMH to provide funding for the $1.04 per share cash dividend payment to holders of OMH common stock (as described in &#8220;Summary&#8212;Recent Developments&#8212;Cash Dividends to OMH&#8217;s Common Stockholders&#8221;). </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-12<br></div></div></div>
<!--End Page 17-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 18-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_108-description_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="sDOC"><!--Anchor--></a>DESCRIPTION OF CERTAIN OTHER INDEBTEDNESS </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Set forth below is a description of the material other indebtedness of OMFC and its subsidiaries (including OneMain), other than securitization debt. As of March&#160;31, 2025, after giving effect to the OMFC Net Debt Increase, OMFC&#8217;s subsidiaries (including OneMain) had approximately $12.3&#160;billion aggregate principal amount of securitization debt, private secured term debt outstanding and borrowings under revolving conduit facilities and credit card revolving VFN facilities. For a description of OMFC&#8217;s securitization debt, see Note&#160;10 of the notes to the consolidated financial statements and related &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221; included in OMH&#8217;s and OMFC&#8217;s combined Annual Report on Form&#160;10-K for the year ended December&#160;31, 2024 and Note&#160;7 of the notes to the unaudited condensed consolidated financial statements and related &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221; included in OMH&#8217;s and OMFC&#8217;s combined Quarterly Report on Form&#160;10-Q for the quarter ended March&#160;31, 2025, each of which is incorporated by reference herein. </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 19.5pt; margin-left: 0pt; text-align: left;">Revolving Conduit Facilities </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">As of March&#160;31, 2025, OMFC and its subsidiaries were party to 17 revolving conduit facilities with a total maximum borrowing capacity of $6.0 billion. As of March&#160;31, 2025, $1&#160;million was drawn under the revolving conduit facilities. A description of the material terms of the revolving conduit facilities is set forth in Note&#160;10 of the notes to the consolidated financial statements and related &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221; included in OMH&#8217;s and OMFC&#8217;s combined Annual Report on Form&#160;10-K for the year ended December&#160;31, 2024 and Note&#160;7 of the notes to the unaudited condensed consolidated financial statements and related &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221; included in OMH&#8217;s and OMFC&#8217;s combined Quarterly Report on Form&#160;10-Q for the quarter ended March&#160;31, 2025, each of which is incorporated by reference herein. </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 19.5pt; margin-left: 0pt; text-align: left;">Credit Card Revolving VFN Facilities </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">OMFC and its subsidiaries are party to two credit card revolving VFN facilities with a total maximum borrowing capacity of $400&#160;million as of March&#160;31, 2025. As of March&#160;31, 2025, no amounts were drawn under the credit card revolving VFN facilities and we had $380&#160;million of credit card principal balances held in OneMain Financial Credit Card Trust for our credit card revolving VFN facilities. </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 19.5pt; margin-left: 0pt; text-align: left;">Unsecured Corporate Revolver </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">On October&#160;25, 2021, OMFC entered into an unsecured corporate revolver with a total maximum borrowing capacity (as increased on June&#160;15, 2022) of $1.3&#160;billion. During the third quarter of 2024, OMFC amended the revolver to extend its term to September&#160;6, 2029 and decreased the total maximum borrowing capacity of the revolver to $1.1&#160;billion. The corporate revolver has a five-year term during which draws and repayments may occur. The corporate revolver is fully and unconditionally guaranteed by OMH. Any outstanding principal balance is due and payable on September&#160;6, 2029. As of March&#160;31, 2025, no amounts were drawn under this facility. </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 19.5pt; margin-left: 0pt; text-align: left;">7.125% Notes due 2026 </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">On May&#160;11, 2018, OMFC issued $900&#160;million aggregate principal amount of 7.125% Senior Notes due 2026, and on August&#160;10, 2018, OMFC issued $700&#160;million aggregate principal amount of additional 7.125% Senior Notes due 2026 (collectively, the &#8220;7.125% Notes&#8221;), in each case under an indenture, dated as of December&#160;3, 2014, among OMFC, OMH and Wilmington Trust, National Association as trustee, as supplemented by a sixth supplemental indenture, dated as of May&#160;11, 2018, among OMFC, OMH as guarantor and Wilmington Trust, National Association as trustee. As of March&#160;31, 2025, the remaining principal amount due at maturity was $1.4&#160;billion. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The 7.125% Notes mature on March&#160;15, 2026, and bear interest at a rate of 7.125% per annum, payable semiannually in arrears on March&#160;15 and September&#160;15 of each year. The 7.125% Notes are unsecured and rank equally in right of payment with all of OMFC&#8217;s other unsubordinated indebtedness. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The 7.125% Notes may be redeemed at any time and from time to time, at the option of OMFC, in whole or in part at a &#8220;make-whole&#8221; redemption price specified in the indenture governing the 7.125% Notes. The 7.125% Notes do not have the benefit of any sinking fund. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-13<br></div></div></div>
<!--End Page 18-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 19-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_108-description_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">The covenants and events of default in the indenture governing the 7.125% Notes are substantially the same as those in the indenture under which the notes offered hereby will be issued. See &#8220;Description of the Notes.&#8221; </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">OMFC intends to use all of the net proceeds from this offering to redeem a portion of its outstanding 7.125% Senior Notes due 2026. See &#8220;Use of Proceeds.&#8221; </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 12pt; margin-left: 0pt; text-align: left;">6.625% Notes due 2028 </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">On May&#160;9, 2019, OMFC issued $800&#160;million aggregate principal amount of 6.625% Senior Notes due 2028 (the &#8220;May&#160;2019 Notes&#8221;) under an indenture, dated as of December&#160;3, 2014, among OMFC, OMH and Wilmington Trust, National Association, as trustee, as supplemented by an eighth supplemental indenture, dated as of May&#160;9, 2019, among OMFC, OMH and Wilmington Trust, National Association as trustee, and OMH as guarantor. As of March&#160;31, 2025, the remaining principal amount due at maturity was $750&#160;million. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The May&#160;2019 Notes mature on January&#160;15, 2028, and bear interest at a rate of 6.625% per annum, payable semiannually in arrears on January&#160;15 and July&#160;15 of each year. The May 2019 Notes are unsecured and rank equally in right of payment with all of OMFC&#8217;s other unsubordinated indebtedness. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The May&#160;2019 Notes may be redeemed at any time and from time to time, at the option of OMFC, in whole or in part (1) prior to July&#160;15, 2027 (six months prior to the maturity date of the notes), at a &#8220;make-whole&#8221; redemption price specified in the indenture governing the May&#160;2019 Notes and (2) on and after July&#160;15, 2027 (six months prior to the maturity date of the notes), at a redemption price equal to 100% of the principal amount of the notes being redeemed, in each case plus accrued and unpaid interest on the principal amount of the May&#160;2019 Notes to, but not including, the redemption date. The May&#160;2019 Notes do not have the benefit of any sinking fund. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The covenants and events of default in the indenture governing the May 2019 Notes are substantially the same as those in the indenture under which the notes offered hereby will be issued. See &#8220;Description of the Notes.&#8221; </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 12pt; margin-left: 0pt; text-align: left;">5.375% Notes due 2029 </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">On November&#160;7, 2019, OMFC issued $750&#160;million aggregate principal amount of 5.375% Senior Notes due 2029 (the &#8220;November&#160;2019 Notes&#8221;) under an indenture, dated as of December&#160;3, 2014, among OMFC, OMH and Wilmington Trust, National Association, as trustee, as supplemented by a ninth supplemental indenture, dated as of November&#160;7, 2019, among OMFC, OMH and Wilmington Trust, National Association as trustee, and OMH as guarantor. As of March&#160;31, 2025, the remaining principal amount due at maturity was $740&#160;million. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The November 2019 Notes mature on November&#160;15, 2029, and bear interest at a rate of 5.375% per annum, payable semiannually in arrears on May&#160;15 and November&#160;15 of each year. The November&#160;2019 Notes are unsecured and rank equally in right of payment with all of OMFC&#8217;s other unsubordinated indebtedness. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The November&#160;2019 Notes may be redeemed at any time and from time to time, at the option of OMFC, in whole or in part (1) prior to May&#160;15, 2029 (six months prior to the maturity date of the notes), at a &#8220;make-whole&#8221; redemption price specified in the indenture governing the November&#160;2019 Notes and (2) on and after May&#160;15, 2029 (six months prior to the maturity date of the notes), at a redemption price equal to 100% of the principal amount of the notes being redeemed, in each case plus accrued and unpaid interest on the principal amount of the November&#160;2019 Notes to, but not including, the redemption date. The November 2019 Notes do not have the benefit of any sinking fund. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The covenants and events of default in the indenture governing the November 2019 Notes are substantially the same as those in the indenture under which the notes offered hereby will be issued. See &#8220;Description of the Notes.&#8221; </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 12pt; margin-left: 0pt; text-align: left;">4.000% Notes due 2030 </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">On December&#160;17, 2020, OMFC issued a total of $850&#160;million aggregate principal amount of 4.000% Senior Notes due 2030 (the &#8220;December&#160;2020 Notes&#8221;) under an indenture, dated as of December&#160;3, 2014, among OMFC, OMH and Wilmington Trust, National Association, as trustee, as supplemented by an eleventh supplemental indenture, dated as of December&#160;10, 2020 (the &#8220;eleventh supplemental indenture&#8221;), among OMFC, OMH and Wilmington Trust, National Association as trustee, and OMH as guarantor. As of March&#160;31, 2025, the remaining principal amount due at maturity was $842&#160;million. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The December&#160;2020 Notes will mature on September&#160;15, 2030, and bear interest at a rate of 4.000% per annum, payable semiannually in arrears on March&#160;15 and September&#160;15 of each year. The December&#160;2020 Notes are unsecured and rank equally in right of payment with all of OMFC&#8217;s other unsubordinated indebtedness. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-14<br></div></div></div>
<!--End Page 19-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 20-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_108-description_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">The December&#160;2020 Notes may be redeemed at any time and from time to time, at the option of OMFC, in whole or in part (1) prior to September&#160;15, 2025, at a &#8220;make-whole&#8221; redemption price specified in the indenture governing the December&#160;2020 Notes and (2) on and after September&#160;15, 2025, at the applicable redemption prices set forth in the eleventh supplemental indenture, in each case plus accrued and unpaid interest on the principal amount of the December&#160;2020 Notes to, but not including, the redemption date. The December&#160;2020 Notes do not have the benefit of any sinking fund. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The covenants and events of default in the indenture governing the December&#160;2020 Notes are substantially the same as those in the indenture under which the notes offered hereby will be issued. See &#8220;Description of the Notes.&#8221; </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Social Bond Offering&#8211;3.500% Notes due 2027 </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">On June&#160;22, 2021, OMFC issued its inaugural social bond for a total of $750&#160;million aggregate principal amount of 3.500% Senior Notes due 2027 (the &#8220;2021 Social Bond&#8221;) under an indenture, dated as of December&#160;3, 2014, among OMFC, OMH and Wilmington Trust, National Association, as trustee, as supplemented by a twelfth supplemental indenture, dated as of June&#160;22, 2021 (the &#8220;twelfth supplemental indenture&#8221;), among OMFC, OMH and Wilmington Trust, National Association as trustee, and OMH as guarantor. We allocated an amount equivalent to the net proceeds of the 2021 Social Bond offering to finance or refinance, in part or in full, a portfolio of new or existing loans that met the eligibility criteria of our June&#160;2021 Social Bond Framework. At least 75% of the loans funded by the 2021 Social Bond were allocated to women and/or minority borrowers as outlined in our June&#160;2021 Social Bond Framework, which is available on our Investor Relations website. As of March&#160;31, 2025, the remaining principal amount due at maturity was $750&#160;million. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The 2021 Social Bond will mature on January&#160;15, 2027, and bear interest at a rate of 3.500% per annum, payable semiannually in arrears on January&#160;15 and July&#160;15 of each year. The 2021 Social Bond is unsecured and ranks equally in right of payment with all of OMFC&#8217;s other unsubordinated indebtedness. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The 2021 Social Bond may be redeemed at any time and from time to time, at the option of OMFC, in whole or in part (1) prior to January&#160;15, 2024, at a &#8220;make-whole&#8221; redemption price specified in the indenture governing the 2021 Social Bond and (2) on and after January&#160;15, 2024, at the applicable redemption prices set forth in the twelfth&#160;supplemental indenture, in each case plus accrued and unpaid interest on the principal amount of the 2021 Social Bond to, but not including, the redemption date. The 2021 Social Bond does not have the benefit of any sinking fund. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The covenants and events of default in the indenture governing the 2021 Social Bond are substantially the same as those in the indenture under which the notes offered hereby will be issued. See &#8220;Description of the Notes.&#8221; </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 20pt; margin-left: 0pt; text-align: left;">3.875% Notes due 2028 </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">On August&#160;11, 2021, OMFC issued $600&#160;million aggregate principal amount of 3.875% Senior Notes due 2028 (the&#160;&#8220;August&#160;2021 Notes&#8221;) under an indenture, dated as of December&#160;3, 2014, among OMFC, OMH and Wilmington Trust, National Association, as trustee, as supplemented by a thirteenth supplemental indenture, dated as of August&#160;11, 2021 (the &#8220;thirteenth supplemental indenture&#8221;), among OMFC, OMH as guarantor and Wilmington Trust, National Association as trustee. As of March&#160;31, 2025, the remaining principal amount due at maturity was $600&#160;million. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The August&#160;2021 Notes mature on September&#160;15, 2028, and bear interest at a rate of 3.875% per annum, payable semiannually in arrears on March&#160;15 and September&#160;15 of each year. The August&#160;2021 Notes are unsecured and rank equally in right of payment with all of OMFC&#8217;s other unsubordinated indebtedness. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The August&#160;2021 Notes may be redeemed at any time and from time to time, at the option of OMFC, in whole or in part (1) prior to September&#160;15, 2024, at a &#8220;make-whole&#8221; redemption price specified in the indenture governing the August&#160;2021 Notes and (2) on and after September&#160;15, 2024, at the applicable redemption prices set forth in the thirteenth supplemental indenture, in each case plus accrued and unpaid interest on the principal amount of the August&#160;2021 Notes to, but not including, the redemption date. The August&#160;2021 Notes do not have the benefit of any sinking fund. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The covenants and events of default in the indenture governing the August&#160;2021 Notes are substantially the same as those in the indenture under which the notes offered hereby will be issued. See &#8220;Description of the Notes.&#8221; </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-15<br></div></div></div>
<!--End Page 20-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 21-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_108-description_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">9.000% Notes due 2029 </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">On June&#160;22, 2023, OMFC issued $500&#160;million aggregate principal amount of 9.000% Senior Notes due 2029, and on November&#160;14, 2023, OMFC issued $400&#160;million aggregate principal amount of the Additional 2029 Notes (collectively, the &#8220;9.000% Notes&#8221;), in each case under an indenture, dated as of December&#160;3, 2014, among OMFC, OMH and Wilmington Trust, National Association, as supplemented by a fifteenth supplemental indenture, dated as of June&#160;22, 2023 (the &#8220;fifteenth supplemental indenture&#8221;), among OMFC, OMH, as guarantor, and HSBC Bank USA, National Association as series trustee. As of March&#160;31, 2025, the remaining principal amount due at maturity was $704&#160;million. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The 9.000% Notes mature on January&#160;15, 2029, and bear interest at a rate of 9.000% per annum, payable semiannually in arrears on January&#160;15 and July&#160;15 of each year. The 9.000% Notes are unsecured and rank equally in right of payment with all of OMFC&#8217;s other unsubordinated indebtedness. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The 9.000% Notes may be redeemed at any time and from time to time, at the option of OMFC, in whole or in part (1) prior to July&#160;15, 2025, at a &#8220;make-whole&#8221; redemption price specified in the indenture governing the 9.000% Notes and (2) on or after July&#160;15, 2025, at the applicable redemption prices set forth in the fifteenth supplemental indenture, in each case plus accrued and unpaid interest on the principal amount of the 9.000% Notes to, but not including, the redemption date. The 9.000% Notes do not have the benefit of any sinking fund. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The covenants and events of default in the indenture governing the 9.000% Notes are substantially the same as those in the indenture under which the notes offered hereby will be issued. See &#8220;Description of the Notes.&#8221; </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 18pt; margin-left: 0pt; text-align: left;">7.875% Notes due 2030 </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">On December&#160;13, 2023, OMFC issued $700&#160;million aggregate principal amount of 7.875% Senior Notes due 2030 (the &#8220;December&#160;2023 Notes&#8221;) under an indenture, dated as of December&#160;3, 2014, among OMFC, OMH and Wilmington Trust, National Association, as supplemented by a sixteenth supplemental indenture, dated as of December&#160;13, 2023 (the &#8220;sixteenth supplemental indenture&#8221;), among OMFC, OMH, as guarantor, and HSBC Bank USA, National Association as series trustee. As of March&#160;31, 2025, the remaining principal amount due at maturity was $700&#160;million. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The December 2023 Notes mature on March&#160;15, 2030, and bear interest at a rate of 7.875% per annum, payable semiannually in arrears on March&#160;15 and September&#160;15 of each year. The December&#160;2023 Notes are unsecured and rank equally in right of payment with all of OMFC&#8217;s other unsubordinated indebtedness. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The December&#160;2023 Notes may be redeemed at any time and from time to time, at the option of OMFC, in whole or in part (1) prior to December&#160;15, 2026, at a &#8220;make-whole&#8221; redemption price specified in the indenture governing the December&#160;2023 Notes and (2) on or after December&#160;15, 2026, at the applicable redemption prices set forth in the sixteenth supplemental indenture, in each case plus accrued and unpaid interest on the principal amount of the December&#160;2023 Notes to, but not including, the redemption date. The December&#160;2023 Notes do not have the benefit of any sinking fund. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The covenants and events of default in the indenture governing the December 2023 Notes are substantially the same as those in the indenture under which the notes offered hereby will be issued. See &#8220;Description of the Notes.&#8221; </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 18pt; margin-left: 0pt; text-align: left;">7.500% Senior Notes due 2031 </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">On May&#160;22, 2024, OMFC issued $750&#160;million aggregate principal amount of 7.500% Senior Notes due 2031 (the &#8220;May&#160;2024 Notes&#8221;) under an indenture, dated as of December&#160;3, 2014, among OMFC, OMH and Wilmington Trust, National Association, as supplemented by a seventeenth supplemental indenture, dated as of May&#160;22, 2024 (the &#8220;seventeenth supplemental indenture&#8221;), among OMFC, OMH, as guarantor, and HSBC Bank USA, National Association as series trustee. As of March&#160;31, 2025, the remaining principal amount due at maturity was $750&#160;million. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The May&#160;2024 Notes mature on May&#160;15, 2031, and bear interest at a rate of 7.500% per annum, payable semiannually in arrears on May&#160;15 and November&#160;15 of each year. The May 2024 Notes are unsecured and rank equally in right of payment with all of OMFC&#8217;s other unsubordinated indebtedness. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The May&#160;2024 Notes may be redeemed at any time and from time to time, at the option of OMFC, in whole or in part (1) prior to May&#160;15, 2027, at a &#8220;make-whole&#8221; redemption price specified in the indenture governing the May&#160;2024 Notes and (2) on or after May&#160;15, 2027, at the applicable redemption prices set forth in the </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-16<br></div></div></div>
<!--End Page 21-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 22-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_108-description_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">seventeenth&#160;supplemental indenture, in each case plus accrued and unpaid interest on the principal amount of the May&#160;2024 Notes to, but not including, the redemption date. The May 2024 Notes do not have the benefit of any sinking fund. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The covenants and events of default in the indenture governing the May 2024 Notes are substantially the same as those in the indenture under which the notes offered hereby will be issued. See &#8220;Description of the Notes.&#8221; </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Social Bond Offering&#8211;7.125% Senior Notes due 2031 </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">On August&#160;19, 2024, OMFC issued a social bond for a total of $750&#160;million aggregate principal amount of 7.125% Senior Notes due 2031 (the &#8220;2024 Social Bond&#8221;) under an indenture, dated as of December&#160;3, 2014, among OMFC, OMH and Wilmington Trust, National Association, as supplemented by an eighteenth supplemental indenture, dated as of August&#160;19, 2024 (the &#8220;eighteenth supplemental indenture&#8221;), among OMFC, OMH, as guarantor, and HSBC Bank USA, National Association, as series trustee. OMFC intends to allocate an amount equivalent to the net proceeds of the 2024 Social Bond offering to finance or refinance, in part or in full, a portfolio of new or existing loans that meet the eligibility criteria of our August 2024 Social Bond Framework. As of March&#160;31, 2025, the remaining principal amount due at maturity was $750&#160;million. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The 2024 Social Bond will mature on November&#160;15, 2031, and bear interest at a rate of 7.125% per annum, payable semiannually in arrears on May&#160;15 and November&#160;15 of each year. The 2024 Social Bond is unsecured and ranks equally in right of payment with all of OMFC&#8217;s other unsubordinated indebtedness. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The 2024 Social Bond may be redeemed at any time and from time to time, at the option of OMFC, in whole or in part (1) prior to August&#160;15, 2027, at a &#8220;make-whole&#8221; redemption price specified in the indenture governing the 2024 Social Bond and (2) on and after August&#160;15, 2027, at the applicable redemption prices set forth in the eighteenth&#160;supplemental indenture, in each case plus accrued and unpaid interest on the principal amount of the 2024 Social Bond to, but not including, the redemption date. The 2024 Social Bond does not have the benefit of any sinking fund. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The covenants and events of default in the indenture governing the 2024 Social Bond are substantially the same as those in the indenture under which the notes offered hereby will be issued. See &#8220;Description of the Notes.&#8221; </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">6.625% Senior Notes due 2029 </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">On November&#160;4, 2024, OMFC issued $900&#160;million aggregate principal amount of 6.625% Senior Notes due 2029 (the &#8220;November&#160;2024 Notes&#8221;) under an indenture, dated as of December&#160;3, 2014, among OMFC, OMH and Wilmington Trust, National Association, as supplemented by a nineteenth supplemental indenture, dated as of November&#160;4, 2024 , among OMFC, OMH, as guarantor, and HSBC Bank USA, National Association as series trustee. As of March&#160;31, 2025, the remaining principal amount due at maturity was $900&#160;million. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The November 2024 Notes mature on May&#160;15, 2029, and bear interest at a rate of 6.625% per annum, payable semiannually in arrears on May&#160;15 and November&#160;15 of each year. The November&#160;2024 Notes are unsecured and rank equally in right of payment with all of OMFC&#8217;s other unsubordinated indebtedness. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The November&#160;2024 Notes may be redeemed at any time and from time to time, at the option of OMFC, in whole or in part (1) prior to November&#160;15, 2028, at a &#8220;make-whole&#8221; redemption price specified in the indenture governing the November&#160;2024 Notes and (2) on or after November&#160;15, 2028, at a redemption price equal to 100% of the principal amount of the notes being redeemed, in each case plus accrued and unpaid interest on the principal amount of the November&#160;2024 Notes to, but not including, the redemption date. The November 2024 Notes do not have the benefit of any sinking fund. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The covenants and events of default in the indenture governing the November&#160;2024 Notes are substantially the same as those in the indenture under which the notes offered hereby will be issued. See &#8220;Description of the Notes.&#8221; </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 15pt; margin-left: 0pt; text-align: left;">6.750% Senior Notes due 2032 </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">On March&#160;13, 2025, OMFC issued $600&#160;million aggregate principal amount of 6.750% Senior Notes due 2032 (the &#8220;March&#160;2025 Notes&#8221;) under an indenture, dated as of December&#160;3, 2014, among OMFC, OMH and Wilmington Trust, National Association, as supplemented by a twentieth supplemental indenture, dated as of March&#160;13, 2025 (the &#8220;twentieth supplemental indenture&#8221;), among OMFC, OMH, as guarantor, and HSBC Bank USA, National Association as series trustee. As of March&#160;31, 2025, the remaining principal amount due at maturity was $600&#160;million. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-17<br></div></div></div>
<!--End Page 22-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 23-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_108-description_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">The March&#160;2025 Notes mature on March&#160;15, 2032, and bear interest at a rate of 6.750% per annum, payable semiannually in arrears on March&#160;15 and September&#160;15 of each year. The March&#160;2025 Notes are unsecured and rank equally in right of payment with all of OMFC&#8217;s other unsubordinated indebtedness. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The March&#160;2025 Notes may be redeemed at any time and from time to time, at the option of OMFC, in whole or in part (1) prior to March&#160;15, 2028, at a &#8220;make-whole&#8221; redemption price specified in the twentieth supplemental indenture and (2) on or after March&#160;15, 2028, at the applicable redemption prices set forth in the twentieth&#160;supplemental indenture, in each case plus accrued and unpaid interest on the principal amount of the March&#160;2025 Notes to, but not including, the redemption date. The March&#160;2025 Notes do not have the benefit of any sinking fund. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The covenants and events of default in the indenture governing the March&#160;2025 Notes are substantially the same as those in the indenture under which the notes offered hereby will be issued. See &#8220;Description of the Notes.&#8221; </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 12pt; margin-left: 0pt; text-align: left;">Private Secured Term Funding </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">On April&#160;25, 2022, OMFC entered into a $350&#160;million private secured term funding collateralized by our personal loans. No principal payments are required to be made during the first three years, followed by a subsequent one-year amortization period at the expiration of which the outstanding principal amount is due and payable. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">On October&#160;24, 2024, pursuant to an amendment, we converted a $375&#160;million revolving conduit facility to a private secured term funding facility. No principal payments are required to be made until after June&#160;2026, at the earliest, followed by a subsequent amortization period, which upon expiration the outstanding principal is due and payable. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">In April&#160;2025, we borrowed the maximum capacity of $725&#160;million under these facilities. </div><div class="BRDSX_h4" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 12pt; margin-left: 0pt; text-align: left;">Junior Subordinated Indenture </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">As of March&#160;31, 2025, OMFC had $350&#160;million aggregate principal amount of a 60-year junior subordinated debenture (the &#8220;debenture&#8221;) outstanding under an indenture dated January&#160;22, 2007 (the &#8220;Junior Subordinated Indenture&#8221;), by and between OMFC and Deutsche Bank Trust Company, as trustee. The debenture beared interest at a variable floating rate in relation to the 3-month LIBOR rate. ICE Benchmark Administration and the Financial Conduct Authority announced that the publication of the most commonly used USD LIBOR settings has ceased to be provided after June&#160;30, 2023. Effective in July&#160;2023, the debenture transitioned from a LIBOR-based interest rate to a SOFR-based interest rate in accordance with the statutory framework provided by the Adjustable Interest Rate (LIBOR) Act, enacted in March&#160;2022, and the rules adopted in December&#160;2022 by the Board of Governors of the Federal Reserve System. The replacement rate is 3-month CME Term SOFR plus a spread adjustment of 0.26% plus 1.75%, or 6.31% as of March&#160;31, 2025. OMFC can redeem the debentures at par beginning in January&#160;2017. On December&#160;30, 2013, OMH entered into a guaranty agreement whereby it agreed to fully and unconditionally guarantee, on a junior subordinated basis, the payment of principal of, premium (if any), and interest on the debenture. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The Junior Subordinated Indenture restricts OMFC&#8217;s ability to sell or convey all or substantially all of its assets, unless the transferee assumes OMFC&#8217;s obligations and covenants under the Junior Subordinated Indenture. The Junior Subordinated Indenture provides for customary events of default, including: payment defaults; bankruptcy and insolvency; and upon admission by OMFC in writing of its inability to pay its debts generally as they become due or that it has taken corporate action with regard to the commencement of voluntary bankruptcy or insolvency proceedings. In the case of an event of default arising from certain events of bankruptcy or insolvency, the outstanding debenture will become due and payable immediately without further action or notice. If any other event of default occurs and is continuing, the trustee or the holders of at least 25% in aggregate principal amount of the then-outstanding debenture may declare the debenture to be due and payable immediately. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Pursuant to the terms of the debenture, OMFC, upon the occurrence of a mandatory trigger event, is required to defer interest payments to the holders of the debenture (and not make dividend payments to OMH) unless OMFC obtains non-debt capital funding in an amount equal to all accrued and unpaid interest on the debenture otherwise payable on the next interest payment date and pays such amount to the holders of the debenture. A mandatory trigger event occurs if OMFC&#8217;s (i) tangible equity to tangible managed assets is less than 5.5% or (ii) average fixed charge ratio is not more than 1.10x for the trailing four quarters (where the fixed charge ratio equals earnings excluding income taxes, interest expense, extraordinary items, goodwill impairment, and any amounts related to discontinued operations, divided by the sum of interest expense and any preferred dividends). </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Based upon OMFC&#8217;s financial results for the quarter ended March&#160;31, 2025, a mandatory trigger event did not occur with respect to the April of 2025 interest payment, as OMFC was in compliance with both required ratios discussed above. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-18<br></div></div></div>
<!--End Page 23-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 24-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_108-description_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="sDOT"><!--Anchor--></a>DESCRIPTION OF THE NOTES </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">General </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">We will issue the notes under the indenture (the &#8220;base indenture&#8221;) referred to in the accompanying prospectus, among OMFC, OMH and Wilmington Trust, National Association, as trustee (the &#8220;Original Trustee&#8221;), and a supplemental indenture thereto among OMFC, OMH and HSBC Bank USA, National Association, as series trustee (the &#8220;Series&#160;Trustee&#8221;) establishing the terms of the notes (the &#8220;supplemental indenture&#8221;). The following description of particular terms of the notes supplements the more general description of the debt securities contained in the accompanying prospectus. If there are any inconsistencies between the information in this section and the information in the accompanying prospectus, the information in this section controls. You should read this section together with the section entitled &#8220;Description of Debt Securities&#8221; in the accompanying prospectus. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Together with the &#8220;Description of Debt Securities&#8221; in the accompanying prospectus, the following description provides a summary of the material provisions of the notes and the indenture, as supplemented by the supplemental indenture, and does not purport to be complete. This summary is subject to and is qualified by reference to all the provisions of the notes and the indenture, as supplemented by the supplemental indenture, including the definitions of certain terms used therein. You may request a copy of the base indenture and the supplemental indenture from us as set forth in &#8220;Where You Can Find More Information.&#8221; We urge you to read the base indenture, as supplemented by the supplemental indenture (including the form of note contained therein), because it, and not this description, defines your rights as a holder of the notes. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">You can find the definitions of some of the terms used in this &#8220;Description of the Notes&#8221; section below under the caption &#8220;&#8212;Certain Definitions.&#8221; For purposes of this &#8220;Description of the Notes&#8221; section, references to &#8220;the Company,&#8221; &#8220;OMFC,&#8221; &#8220;we,&#8221; &#8220;us,&#8221; and &#8220;our&#8221; include only OneMain Finance Corporation, and not its Subsidiaries, and references to &#8220;OMH&#8221; include only OneMain Holdings, Inc., and not its subsidiaries, and references to the &#8220;indenture&#8221; refer to the base indenture together with the supplemental indenture. Certain defined terms used in this &#8220;Description of the Notes&#8221; section but not defined herein have the meanings assigned to them in the indenture. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">We have summarized selected terms and provisions of the indenture. We urge you to read the indenture because it, and not this description, defines your rights. The terms of the notes include those stated in the indenture and those made part of the indenture by reference to the Trust Indenture Act of 1939, as amended (the &#8220;TIA&#8221;). The following summary of the material provisions of the indenture and the notes is not complete and is subject to, and is qualified in its entirety by reference to, all provisions of the indenture. If you would like more information on any of these provisions, you should read the relevant sections of the indenture. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The notes will be issued only in fully registered book-entry form without coupons only in minimum denominations of $2,000 principal amount and integral multiples of $1,000 above that amount. The notes will be issued in the form of global notes. Global notes will be registered in the name of a nominee of DTC, New York, New York, as described under &#8220;Book-Entry Settlement and Clearance.&#8221; </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Principal Amount; Maturity and Interest </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The Company will issue the notes in an initial aggregate principal amount of $800&#160;million. Additional notes (&#8220;Additional Notes&#8221;) may be issued from time to time. The notes and any Additional Notes subsequently issued will be treated as a single class for all purposes under the indenture, including, without limitation, for purposes of voting (including for waivers or amendments) and redemptions. The notes and any Additional Notes will be substantially identical other than with respect to the date of issuance, issue price and first interest payment date. Unless the context otherwise requires, for all purposes of the indenture and this &#8220;Description of the Notes,&#8221; references to notes include any Additional Notes actually issued. If any Additional Notes are not fungible with the notes for U.S. federal income tax purposes, such Additional Notes shall have a separate CUSIP number or numbers and may be represented by a different global note or global notes. The notes will mature on September 15, 2032. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The notes will be denominated in U.S. dollars and all payments of principal, premium (if any) and interest thereon will be paid in U.S. dollars. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The notes will bear interest at a rate of 7.125% per year and interest with respect to the notes will be payable semiannually, in cash in arrears, on March 15 and September 15 of each year, beginning on September 15, 2025, to the persons in whose names the notes are registered at the close of business on the March 1 and September 1 immediately preceding such interest payment date. Interest on the notes will be computed on the basis of a 360-day year of twelve 30-day months. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-19<br></div></div></div>
<!--End Page 24-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 25-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_108-description_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">Interest on the notes will accrue from and including the date the notes are issued (the &#8220;issue date&#8221;) or from and including the most recent interest payment date (whether or not such interest payment date was a business day) for which interest has been paid or provided for but excluding the relevant interest payment date. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">If an interest payment date falls on a day that is not a business day, the interest payment will be postponed to the next succeeding business day, with the same force and effect as if made on the date such payment was due, and no interest will accrue as a result of such delay. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16pt; margin-left: 0pt; text-align: left;">Methods of Receiving Payments on the Notes </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">If a holder has given wire transfer instructions to the Company, the Company will make all principal, premium, if any, and interest payments on such holder&#8217;s notes in accordance with those instructions. All other payments on these notes will be made at the office or agency of the paying agent and registrar unless the Company elects to make interest payments by check mailed to the holders at their address set forth in the register of holders. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16pt; margin-left: 0pt; text-align: left;">Paying Agent and Registrar for the Notes </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The Series&#160;Trustee will initially act as paying agent and registrar. The Company may change the paying agent or registrar without prior notice to the holders. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16pt; margin-left: 0pt; text-align: left;">Transfer and Exchange </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">A holder may transfer or exchange notes in accordance with the indenture. The registrar and the Series&#160;Trustee may require a holder, among other things, to furnish appropriate endorsements and transfer documents and the Company may require a holder to pay any taxes and fees required by law or permitted by the indenture. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The registered holder of a note will be treated as the owner of it for all purposes. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16pt; margin-left: 0pt; text-align: left;">Parent Guaranty </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">OMH will fully and unconditionally guarantee the payment of principal of, premium (if any), and interest on the notes on a senior unsecured basis (the &#8220;Parent Guaranty&#8221;). </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Parent Guaranty will be a continuing guaranty with respect to the notes and shall: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">remain in full force and effect until payment in full of all the guaranteed obligations; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">subject to the next succeeding paragraph, be binding upon OMH and its successors; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">inure to the benefit of and be enforceable by the Series&#160;Trustee, the holders of the notes and their successors, transferees and assigns. </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">The Parent Guaranty will be automatically released upon any of: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the Company ceasing to be a wholly owned subsidiary of OMH; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">the Company&#8217;s transfer of all or substantially all of its assets to, or merger with, an entity that is not a wholly owned subsidiary of OMH in accordance with Article&#160;V of the Indenture and such transferee entity assumes the Company&#8217;s obligations under the Indenture; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the Company exercising its Legal Defeasance option or Covenant Defeasance options described below. </div></td></tr></table><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16pt; margin-left: 0pt; text-align: left;">Ranking </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The notes will be the Company&#8217;s senior unsecured obligations. The notes will rank equally in right of payment with all of the Company&#8217;s other existing and future unsubordinated indebtedness from time to time outstanding, will be effectively subordinated to all of the Company&#8217;s secured obligations to the extent of the value of the assets securing such obligations, will be structurally subordinated to all existing and future liabilities of the Company&#8217;s Subsidiaries (including OneMain), and will rank senior in right of payment to all existing and future subordinated indebtedness of the Company. As of March&#160;31, 2025, after giving effect to (i) this offering and the intended use of proceeds therefrom as described under &#8220;Use of Proceeds&#8221; and (ii) the OMFC Net Debt Increase, the Company and its Subsidiaries would have had approximately $22.0&#160;billion aggregate principal amount of total indebtedness outstanding, and the notes being offered hereby (a) would have ranked equally with approximately $8.5 billion </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-20<br></div></div></div>
<!--End Page 25-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 26-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_108-description_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">aggregate principal amount of the Company&#8217;s unsubordinated indebtedness, (b) would have been structurally subordinated to approximately $12.3&#160;billion aggregate principal amount of indebtedness (including securitizations, private secured term funding and borrowings under revolving conduit facilities and credit card revolving VFN facilities) of the Company&#8217;s Subsidiaries (including OneMain) and (c) would have ranked senior in right of payment to $350&#160;million aggregate principal amount of the Company&#8217;s subordinated indebtedness. As of March&#160;31, 2025, the Company also had $1.1&#160;billion of undrawn availability under the Company&#8217;s unsecured corporate revolver, all of which, if borrowed, would rank equally in right of payment with the notes. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The Parent Guaranty will be OMH&#8217;s senior unsecured obligation. The guarantee of the notes will rank equally in right of payment with all of OMH&#8217;s other existing and future unsubordinated indebtedness from time to time outstanding, will be effectively subordinated to all of OMH&#8217;s secured obligations to the extent of the value of the assets securing such obligations, will be structurally subordinated to all existing and future liabilities of OMH&#8217;s subsidiaries (other than the Company), and will rank senior in right of payment to all existing and future subordinated indebtedness of OMH. As of March&#160;31, 2025, OMH had no secured indebtedness outstanding. As of March&#160;31, 2025, after giving effect to (i) this offering and the intended use of proceeds therefrom as described under &#8220;Use of Proceeds&#8221; and (ii)&#160;the OMFC Net Debt Increase, OMH and its subsidiaries would have had approximately $22.0&#160;billion aggregate principal amount of total indebtedness outstanding, and the Parent Guaranty of the notes being offered hereby (a)&#160;would have ranked equally with approximately $8.5 billion aggregate principal amount of OMH&#8217;s unsubordinated indebtedness, (b) would have been structurally subordinated to approximately $12.3&#160;billion of securitizations, private secured term funding and borrowings under the revolving conduit facilities and credit card revolving VFN facilities, (but excluding payables and other obligations owed to OMH) of OMH&#8217;s subsidiaries (other than the Company) and (c) would have ranked senior in right of payment to $350&#160;million aggregate principal amount of OMH&#8217;s subordinated indebtedness. As of March&#160;31, 2025, the Company also had $1.1&#160;billion of undrawn availability under the Company&#8217;s unsecured corporate revolver, all of which, if borrowed, would rank equally in right of payment with the Parent Guaranty.</div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Optional Redemption </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Except as set forth in the next two succeeding paragraphs, the notes are not subject to redemption prior to the Stated Maturity, and there is no sinking fund for the notes. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">On and after June 15, 2028, the Company may redeem, at its option, all or, from time to time, part of the notes, upon not less than 10 nor more than 60 days&#8217; prior notice (with a copy to the Series&#160;Trustee), at the applicable redemption price set forth below (expressed as a percentage of the principal amount of notes to be redeemed), plus accrued and unpaid interest on the notes, if any, to, but excluding, the applicable redemption date (subject to the right of holders of record on the relevant record date to receive interest due on the relevant interest payment date), if redeemed during the 12-month period beginning on June 15 of each of the years indicated below: </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;"> </div><table cellspacing="0" cellpadding="0" class="BRDSX_fintab" style="width: 468pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 408pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 8.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 8.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 42.5pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 408pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Year</div></td><td style="width: 8.75pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.75pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 42.5pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Percentage </div></td></tr><tr><td style="width: 408pt; padding-top: 2.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2028<font style="padding-left: 0.5pt;"></font></div></td><td style="width: 8.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 42.5pt; padding-top: 2.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">103.56250%</div></td></tr><tr><td style="width: 408pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2029<font style="padding-left: 0.5pt;"></font></div></td><td style="width: 8.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.75pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 42.5pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">101.78125%</div></td></tr><tr><td style="width: 408pt; padding-top: 1.01pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">2030 and thereafter<font style="padding-left: 1.09pt;"></font></div></td><td style="width: 8.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 8.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 42.5pt; padding-top: 1.01pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">100.00000%</div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 408pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 8.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 8.75pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 42.5pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">In addition, prior to June 15, 2028, the Company may redeem, at its option, all or, from time to time, part of the notes, upon not less than 10 nor more than 60 days&#8217; prior notice (with a copy to the Series&#160;Trustee), at a redemption price equal to the sum of (i) 100% of the principal amount thereof, plus (ii) the Applicable Premium as of the date of redemption, plus (iii) accrued and unpaid interest on the notes, if any, to, but excluding, the date of redemption (subject to the right of holders of record on the relevant record date to receive interest due on the relevant interest payment date). </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Any redemption notice may, at the Company&#8217;s discretion, be subject to the satisfaction or waiver of one or more conditions precedent, including completion of an equity offering or other corporate transaction. In addition, if such redemption is subject to satisfaction or waiver of one or more conditions precedent, such notice shall state that, in the Company&#8217;s discretion, the redemption date may be delayed until such time as any or all such conditions shall be satisfied or waived, or such redemption may not occur and such notice may be rescinded in the event that any or all such conditions shall not have been satisfied or waived by the redemption date, or by the redemption date so delayed. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-21<br></div></div></div>
<!--End Page 26-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 27-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_108-description_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">SEC Reports and Reports to Holders </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The Company, pursuant to Section&#160;314(a) of the TIA, will be required to file with the Series&#160;Trustee, within 15 days after the Company is required to file the same with the SEC, copies of the annual reports and of the information, documents and other reports (or copies of such portions of any of the foregoing as the SEC may from time to time by rules and regulations prescribe) which the Company may be required to file with the SEC pursuant to Section&#160;13 or Section&#160;15(d) of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;); or, if the Company is not required to file information, documents or reports pursuant to either of such Sections, then to file with the Series&#160;Trustee and the SEC, in accordance with the rules and regulations prescribed from time to time by the SEC, such of the supplementary and periodic information, documents and reports which would be required pursuant to Section&#160;13 of the Exchange Act in respect of a security listed and registered on a national securities exchange as may be prescribed from time to time in such rules and regulations. The Company, pursuant to Section&#160;314(a) of the TIA, will also be required to file with the Series&#160;Trustee and the SEC, in accordance with the rules and regulations prescribed from time to time by the SEC, such additional information, documents and reports with respect to compliance by the Company with the conditions and covenants provided for in the indenture as may be required from time to time by such rules and regulations. In addition, the Company, pursuant to Section&#160;314(a) of the TIA, will be required to transmit to the holders of the notes within 30 days after the filing thereof with the Series&#160;Trustee, in the manner and to the extent provided in Section&#160;313(c) of the TIA, such summaries of any information, documents and reports required to be filed by the Company pursuant to the two immediately preceding sentences as may be required by rules and regulations prescribed from time to time by the SEC. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The Company has also agreed to notify the Series&#160;Trustee in writing when and as the notes become admitted to trading on any national securities exchange. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Limitations on Liens </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">The Company shall not at any time, directly or indirectly, create or assume, and shall not cause or permit any Subsidiary to create or assume, any Mortgage of or upon any of its or their properties or assets, real or personal, whether owned at the issue date or thereafter acquired, or of or upon any income or profit therefrom, without making effective provision, and the Company covenants that in any such case it will make or cause to be made effective provision, whereby the notes shall be secured by such Mortgage equally and ratably with or prior to any and all other obligations and indebtedness to be secured thereby, so long as any such other obligations and indebtedness shall be so secured. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">Nothing in this covenant shall be construed to prevent the Company or any Subsidiary from creating or assuming, and the Company or any Subsidiary is hereby expressly permitted to create or assume, without securing the notes as hereinabove provided, any Mortgage of the following character: </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(i)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">any Mortgage on any properties or assets of the Company or any Subsidiary existing on the issue date; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(ii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">any Mortgage on any properties or assets of the Company or any Subsidiary, in addition to those otherwise permitted by this subsection (b) of this covenant, securing Indebtedness of the Company or any Subsidiary and refundings or extensions of any such Mortgage and the Indebtedness secured thereby for amounts not exceeding the principal amount of the Indebtedness so refunded or extended at the time of the refunding or extension thereof and covering only the same property theretofore securing the same; <font style="font-style: italic;">provided</font> that at the time such Indebtedness was initially incurred, the aggregate amount of secured Indebtedness permitted by this paragraph (ii), after giving effect to such incurrence, does not exceed 10% of Consolidated Net Tangible Assets; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(iii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">any Mortgage on any property or assets of any Subsidiary to secure Indebtedness owing by it to the Company or to a Wholly owned Subsidiary; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(iv)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">any Mortgage on any property or assets of any Subsidiary to secure, in the ordinary course of business, its Indebtedness, if as a matter of practice, prior to the time it became a Subsidiary, it had borrowed on the basis of secured loans or had customarily deposited collateral to secure any or all of its obligations; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(v)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">any purchase money Mortgage on property, real or personal, acquired or constructed by the Company or any Subsidiary after the issue date, to secure the purchase price of such property (or to secure Indebtedness incurred for the purpose of financing the acquisition or construction of any </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-22<br></div></div></div>
<!--End Page 27-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 28-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_108-description_pg11"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 70pt; text-align: justify;">such property to be subject to such Mortgage), or Mortgages existing on any such property at the time of acquisition, whether or not assumed, or any Mortgage existing on any property of any corporation at the time it becomes a Subsidiary, or any Mortgage with respect to any property hereafter acquired; <font style="font-style: italic;">provided, however</font>, that the aggregate principal amount of the Indebtedness secured by all such Mortgages on a particular parcel of property shall not exceed 75% of the cost of such property, including the improvements thereon, to the Company or any such Subsidiary, and provided, further, that any such Mortgage does not spread to other property owned prior to such acquisition or construction or to property thereafter acquired or constructed other than additions to such property; </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(vi)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">refinancing, refunding, extension, renewal or replacement (or successive refinancings, refundings, extensions, renewals or replacements) of any Mortgage permitted by this subsection (b) of this covenant (other than pursuant to paragraph (ii) hereof) for amounts not exceeding (A) the principal amount of the Indebtedness so refinanced, refunded, extended, renewed or replaced at the time of the refunding or extension thereof and (B) an amount necessary to pay any fees and expenses, including premiums, related to such refinancing, refunding, extension, renewal or replacement, and covering only the same property theretofore securing the same; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(vii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">deposits, liens or pledges to enable the Company or any Subsidiary to exercise any privilege or license, or to secure payments of workmen&#8217;s compensation, unemployment insurance, old age pensions or other social security, or to secure the performance of bids, tenders, contracts or leases to which the Company or any Subsidiary is a party, or to secure public or statutory obligations of the Company or any Subsidiary, or to secure surety, stay or appeal bonds to which the Company or any Subsidiary is a party; or other similar deposits, liens or pledges made in the ordinary course of business; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(viii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">mechanics&#8217;, workmen&#8217;s, repairmen&#8217;s, materialmen&#8217;s, or carriers&#8217; liens; or other similar liens arising in the ordinary course of business; or deposits or pledges to obtain the release of any such liens; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(ix)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">liens arising out of judgments or awards against the Company or any Subsidiary with respect to which the Company or such Subsidiary shall in good faith be prosecuting an appeal or proceedings for review; or liens incurred by the Company or any Subsidiary for the purpose of obtaining a stay or discharge in the course of any legal proceeding to which the Company or such Subsidiary is a party; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(x)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">liens for taxes not yet subject to penalties for non-payment or contested, or minor survey exceptions, or minor encumbrances, easements or reservations of, or rights of others for, rights of way, sewers, electric lines, telegraph and telephone lines and other similar purposes, or zoning or other restrictions as to the use of real properties, which encumbrances, easements, reservations, rights and restrictions do not in the aggregate materially detract from the value of said properties or materially impair their use in the operation of the business of the Company or of the Subsidiary owning the same; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(xi)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">other liens, charges and encumbrances incidental to the conduct of its business or the ownership of its property and assets which were not incurred in connection with the borrowing of money or the obtaining of advances or credit, and which do not in the aggregate materially detract from the value of its property and assets or materially impair the use thereof in the operation of its business; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(xii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">any Mortgage created by the Company or any Subsidiary in connection with a transaction intended by the Company or such Subsidiary to be one or more sales of properties or assets of the Company or such Subsidiary; <font style="font-style: italic;">provided</font> that such Mortgage shall only apply to the properties or assets involved in such sale or sales, the income from such properties or assets and/or the proceeds of such properties or assets. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(c)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">If at any time the Company or any Subsidiary shall create or assume any Mortgage not permitted by subsection (b) of this covenant, to which the covenant in subsection (a) of this covenant is applicable, the Company shall promptly deliver to the Series&#160;Trustee (i) an officers&#8217; certificate stating that the covenant of </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-23<br></div></div></div>
<!--End Page 28-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 29-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_108-description_pg12"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 40pt; text-align: justify;">the Company contained in subsection (a) of this covenant has been complied with and (ii) an Opinion of Counsel to the effect that such covenant has been complied with, and that any instruments executed by the Company in the performance of such covenant comply with the requirements of such covenant. </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(d)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">In the event that the Company shall hereafter secure the notes equally and ratably with (or prior to) any other obligation or indebtedness pursuant to the provisions of this covenant, the Series&#160;Trustee will be authorized under the indenture to enter into an indenture or agreement supplemental to the indenture and to take such action, if any, as the Company may deem advisable to enable the Series&#160;Trustee to enforce effectively the rights of the holders of the notes so secured equally and ratably with (or prior to) such other obligation or indebtedness. </div></td></tr></table><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Events of Default, Notice and Waiver </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">If an Event of Default with respect to the notes occurs and is continuing, the Series&#160;Trustee or the holders of at least 25% in aggregate principal amount of the outstanding notes may declare, by notice as provided in the indenture, the principal amount of all the notes due and payable immediately. However, in the case of an Event of Default involving certain events in bankruptcy, insolvency or reorganization, acceleration will occur automatically. If all Events of Default with respect to the notes have been cured or waived, and all amounts due otherwise than because of the acceleration have been paid or deposited with the Series&#160;Trustee, the holders of a majority in aggregate principal amount of the outstanding notes may rescind the acceleration and its consequences. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The holders of a majority in aggregate principal amount of the notes may waive any past Default with respect to such notes, and any Event of Default arising from a past default, except in the case of (i) a Default in the payment of the principal of, or any premium or interest on, any note; or (ii) a Default in respect of a covenant or provision that cannot be amended or modified without the consent of the holder of each outstanding note. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: justify;">&#8220;Event of Default&#8221; means the occurrence and continuance of any of the following events with respect to the notes: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">default in the payment of any interest payable in respect of any note, when such interest becomes due and payable, and continuance of such default for a period of 30 days; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">default in the payment of the principal of and any premium on any note when it becomes due and payable at its Maturity; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(3)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">default in the performance, or breach, of any covenant or warranty of the Company in the indenture or the notes, and continuance of such default or breach for a period of 90 days; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(4)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">an event of default, as defined in any mortgage, indenture or instrument under which there may be issued, or by which there may be secured or evidenced, any Indebtedness for money borrowed of the Company, whether such Indebtedness now exists or shall hereafter be created, shall happen and shall result in a principal amount in excess of $25&#160;million of Indebtedness becoming or being declared due and payable prior to the date on which it would otherwise have become due and payable, and such acceleration shall not have been rescinded or annulled, or such Indebtedness shall not have been discharged, within a period of 15 days; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(5)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">certain events in bankruptcy, insolvency or reorganization of the Company. </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">A Default under clause (3) or (4) is not an Event of Default until the Series&#160;Trustee or the holders of at least 25%&#160;in aggregate principal amount of the outstanding notes notify the Company in writing of the Default, and the Company does not cure the Default within the time specified in such clause after receipt of such notice. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: left;">When a Default under clause (3) or (4) is cured or remedied within the specified period, it ceases to exist. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">If an Event of Default (other than an Event of Default with respect to the Company specified in clause (5) above) occurs and is continuing, the Series&#160;Trustee, by written notice to the Company, or the holders of at least 25% in aggregate principal amount of the outstanding notes, by written notice to the Company and the Series&#160;Trustee, may declare all unpaid principal of and accrued interest on the notes then outstanding to be due and payable (the &#8220;Default Amount&#8221;). Upon a declaration of acceleration, such amount shall be due and payable immediately. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">If an Event of Default with respect to the Company specified in clause (5) above occurs, the Default Amount shall <font style="font-style: italic;">ipso facto </font>become and be immediately due and payable without any declaration or other act on the part of the Series&#160;Trustee or any holder. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-24<br></div></div></div>
<!--End Page 29-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 30-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_108-description_pg13"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">Under certain circumstances, the holders of a majority in aggregate principal amount of the notes then outstanding may rescind an acceleration with respect to such notes and its consequences. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">In case an Event of Default occurs and is continuing, the Series&#160;Trustee will be under no obligation to exercise any of the rights or powers under the indenture at the request or direction of any of the holders unless such holders have offered to the Series&#160;Trustee indemnity or security satisfactory to it against any loss, liability or expense; except to enforce the right to receive payment of principal, premium (if any) or interest (if any) when due, no holder may pursue any remedy with respect to the indenture or the notes unless (i) such holder has previously given the Series&#160;Trustee notice that an Event of Default is continuing, (ii) holders of at least 25% in principal amount of the outstanding notes requested the Series&#160;Trustee to pursue the remedy, (iii) such holders have offered the Series&#160;Trustee security or indemnity satisfactory to it against any loss, liability or expense, (iv) the Series&#160;Trustee has not complied with such request within 60 days after the receipt of the request and the offer of security or indemnity and (v) the holders of a majority in principal amount of the outstanding notes have not given the Series&#160;Trustee a direction inconsistent with such request within such 60-day period. Subject to certain restrictions, the holders of a majority in principal amount of the outstanding notes are given the right to direct the time, method and place of conducting any proceeding for any remedy available to the Series&#160;Trustee or of exercising any trust or power conferred on the Series&#160;Trustee. The Series&#160;Trustee, however, may refuse to follow any direction that conflicts with law or the indenture or that the Series&#160;Trustee determines is unduly prejudicial to the rights of any other holder or that would involve the Series&#160;Trustee in personal liability. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The indenture will provide that, if a Default occurs and is continuing and is known to the Series&#160;Trustee, the Series&#160;Trustee must deliver to each holder notice of the Default within 90 days after it occurs. Except in the case of a Default in the payment of principal of or interest on any note, the Series&#160;Trustee may withhold notice if and so long as a Responsible Officer or Officers of the Series&#160;Trustee in good faith determines that withholding notice is in the interests of the holders. In addition, the Company is required to deliver to the Series&#160;Trustee, within 120 days after the end of each fiscal year, a certificate indicating whether the signers thereof know of any Default that occurred during the previous year. The Company also is required to deliver to the Series&#160;Trustee, within 10 days after the occurrence thereof, written notice of any event which would constitute a Default. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">No Personal Liability of Directors, Officers, Employees and Stockholders </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">No director, officer, employee, incorporator or stockholder, member or limited partner of the Company or its parent companies shall have any liability for any obligations of the Company under the notes or the indenture or for any claim based on, in respect of, or by reason of such obligations or their creation. Each holder, by accepting the notes, waives and releases all such liability. The waiver and release are part of the consideration for issuance of the notes. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Merger and Consolidation </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The Company may consolidate with, merge with or into, or sell or convey all or substantially all of its assets to any other corporation or entity if: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">(i) in the case of a merger, the Company is the surviving entity in such merger, or (ii) in the case of a merger in which the Company is not the surviving entity or in the case of a consolidation or a sale or conveyance of assets, the entity into which the Company is merged or the entity which is formed by such consolidation or which acquires by sale or conveyance all or substantially all of the assets of the Company shall be a corporation, association, company or business trust organized and existing under the laws of the United&#160;States of America or a State thereof and such successor entity shall expressly assume the due and punctual payment of the principal of and any premium and interest on all the notes, according to their tenor, and the due and punctual performance and observance of all of the covenants of the indenture and the notes to be performed or observed by the Company by a supplemental indenture in form satisfactory to the Series&#160;Trustee, executed and delivered to the Series&#160;Trustee by such entity; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">the Company or such successor entity, as the case may be, shall not, immediately after such merger or consolidation, or such sale or conveyance, be in default in the performance or observance of any such covenant and shall not immediately thereafter have outstanding (or otherwise be liable for) any indebtedness secured by a Mortgage not expressly permitted by the provisions of the indenture or shall have secured the notes hereunder equally and ratably with (or prior to) any Indebtedness secured by any Mortgage not so permitted; and </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-25<br></div></div></div>
<!--End Page 30-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 31-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_108-description_pg14"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(c)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">the Company shall have delivered to the Series&#160;Trustee an officer&#8217;s certificate and an opinion of counsel, each stating that such consolidation, merger or transfer and such supplemental indenture (if any) comply with the indenture and an opinion of counsel stating that such supplemental indenture (if any) has been duly authorized, executed and delivered and is a legal, valid and binding agreement enforceable against the successor entity. </div></td></tr></table><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14pt; margin-left: 0pt; text-align: left;">Modification and Waiver </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The indenture may be modified or amended in respect of the notes with the consent of the holders of a majority in aggregate principal amount of the outstanding notes. However, unless each holder to be affected by the proposed change consents, no modification or amendment may: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">change the Stated Maturity of the principal of, or any installment of principal of, or interest on, any note; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">reduce the principal amount of, or the rate or amount of interest on, or any premium payable with respect to, any note; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(c)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">change the places or currency of payment of the principal of, or any premium or interest on, any note; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(d)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">impair the right to sue for the enforcement of any payment of principal of, or any premium or interest on, any note on or after the date the payment is due; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(e)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reduce the percentage in aggregate principal amount of outstanding notes necessary to: </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(i)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">modify or amend the indenture, </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(ii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">waive any past default or compliance with certain restrictive provisions, or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(iii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">constitute a quorum or take action at a meeting; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(f)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">otherwise modify the provisions of the indenture concerning modification or amendment or concerning waiver of compliance with certain provisions of, or certain defaults and their consequences under, the indenture, except to: </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(i)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">increase the percentage of outstanding notes necessary to modify or amend the indenture or to give the waiver, or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(ii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">provide that certain other provisions of the indenture cannot be modified or waived without the consent of the holder of each outstanding note affected by the modification or waiver. </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The holders of a majority in aggregate principal amount of the outstanding notes may waive our obligation to comply with certain restrictive provisions applicable to such notes. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The indenture may be modified or amended without the consent of any holder of outstanding notes for any of the following purposes: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">to evidence that another entity is our successor and has assumed our obligations with respect to the notes; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">to add to our covenants or to add guarantees of any Person for the benefit of the holders of the notes or to surrender any of our rights or powers under the indenture; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(c)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to add any Events of Default; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(d)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">to change or eliminate any restrictions on the payment of the principal of, or any premium or interest on, any notes, to modify the provisions relating to global notes, or to permit the issuance of notes in uncertificated form, so long as in any such case the interests of the holders of notes are not adversely affected in any material respect; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(e)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to secure the notes; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(f)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to provide for the appointment of a successor trustee with respect to the notes; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(g)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">to provide for the discharge of the indenture with respect to the notes by the deposit in trust of money and/or Government Obligations in accordance with the provisions described below under &#8220;Satisfaction and Discharge&#8221;; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(h)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to make certain changes to the indenture to provide for the issuance of Additional Notes; </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-26<br></div></div></div>
<!--End Page 31-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 32-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_108-description_pg15"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(i)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">to cure any ambiguity, defect or inconsistency in the indenture or to make any other provisions with respect to matters or questions arising under the indenture, so long as the action does not adversely affect the interests of the holders of the notes in any material respect; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(j)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to conform the text of the indenture or the notes to any provision of this &#8220;Description of the Notes.&#8221; </div></td></tr></table><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17.5pt; margin-left: 0pt; text-align: left;">Satisfaction and Discharge </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The indenture will be discharged and will cease to be of further effect as to all notes issued thereunder (other than the Company&#8217;s obligations to register the transfer or exchange of notes; to replace stolen, lost or mutilated notes; to maintain paying agencies; and to hold money for payment in trust), when: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">either </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(i)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">all notes that have been authenticated, except lost, stolen or destroyed notes that have been replaced or paid and notes for whose payment money has been deposited in trust and thereafter repaid to the Company, have been delivered to the Series&#160;Trustee for cancellation; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(ii)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">all notes that have not been delivered to the Series&#160;Trustee for cancellation have become due and payable by reason of the delivery of a notice of redemption or otherwise or will become due and payable within one year or are to be called for redemption within one year under arrangements satisfactory to the Series&#160;Trustee for the giving of notice of redemption by the Series&#160;Trustee in the name, and at the expense of the Company, and the Company has irrevocably deposited or caused to be deposited with the Series&#160;Trustee as trust funds in trust solely for the benefit of the holders, cash in U.S. dollars, Government Obligations, or a combination of cash in U.S. dollars and Government Obligations, in such amounts as will be sufficient without consideration of any reinvestment of interest, to pay and discharge the entire indebtedness on the notes not delivered to the Series&#160;Trustee for cancellation for principal, premium, if any, and accrued interest to the date of maturity or redemption; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">the Company has paid or caused to be paid all sums payable by it under the indenture in respect of the notes; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(c)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">in the event of a deposit as provided in clause (a)(i) above, the Company has delivered irrevocable instructions to the Series&#160;Trustee under the indenture to apply the deposited money toward the payment of the notes at maturity or the redemption date, as the case may be. </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">In addition, the Company must deliver an officers&#8217; certificate and an opinion of counsel to the Series&#160;Trustee stating that all conditions precedent to satisfaction and discharge have been satisfied. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17.5pt; margin-left: 0pt; text-align: left;">Defeasance of Certain Covenants </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The Company at any time may terminate all its obligations under the notes and the indenture with respect to the notes except for certain obligations, including those respecting the Defeasance Trust (as defined below) and obligations to register the transfer or exchange of the notes, to replace mutilated, destroyed, lost or stolen notes and to maintain a registrar and paying agent in respect of the notes. This is known as &#8220;Legal Defeasance.&#8221; The Company at any time may terminate its obligations under the covenants described under &#8220;&#8212;Limitations on Liens&#8221; above and the operation of clause (3) or (4) described under &#8220;&#8212;Events of Default, Notice and Waiver&#8221; above. This is known as &#8220;Covenant Defeasance.&#8221; </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The Company may exercise its Legal Defeasance option notwithstanding its prior exercise of its Covenant Defeasance option. If the Company exercises its Legal Defeasance option, payment of the notes may not be accelerated because of an Event of Default with respect thereto. If the Company exercises its Covenant Defeasance option, payment of the notes may not be accelerated because of an Event of Default specified in clause (3) or (4)&#160;described under &#8220;&#8212;Events of Default, Notice and Waiver&#8221; above. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">In order to exercise either defeasance option, the Company must irrevocably deposit in trust (the &#8220;Defeasance Trust&#8221;) with the Series&#160;Trustee money, Government Obligations or a combination thereof, for the payment of principal and interest (if any) on the notes to redemption or maturity, as the case may be, and must comply with certain other conditions, including delivering to the Series&#160;Trustee an opinion of counsel to the effect that beneficial owners of the notes will not recognize income, gain or loss for U.S. federal income tax purposes as a result of such deposit and </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-27<br></div></div></div>
<!--End Page 32-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 33-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_108-description_pg16"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">defeasance and will be subject to U.S. federal income tax on the same amounts, in the same manner and at the same times as would have been the case if such deposit and defeasance had not occurred, and, in the case of Legal Defeasance only, such opinion of counsel must be based on a ruling of the Internal Revenue Service or change in applicable U.S. federal income tax law; <font style="font-style: italic;">provided</font> that, in the case of Legal Defeasance only, such opinion of counsel need not be delivered if the notes have become due and payable or will mature or be redeemed within one year (and, if the notes are to be redeemed within one year, certain notice requirements are satisfied). </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;">The Trustee under the Indenture </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">We and certain of our affiliates maintain banking relations with Wilmington Trust, National Association, HSBC Bank USA, National Association, and their respective affiliates. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The indenture provides that there may be more than one trustee under the indenture, each with respect to one or more series of debt securities. If there are different trustees for different series of debt securities, each trustee will be a trustee of a trust under the indenture separate and apart from the trust administered by any other trustee under the indenture. Any action permitted to be taken by a trustee may be taken by such trustee only with respect to the one&#160;or more series of debt securities for which it is the trustee under the indenture. Any trustee under the indenture may resign or be removed with respect to one or more series of debt securities. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Unless we are in default, the Series&#160;Trustee is required to perform only those duties specifically set out in the indenture. After an Event of Default, the Series&#160;Trustee is required to exercise the same degree of care as a prudent individual would exercise in the conduct of his or her own affairs. The Series&#160;Trustee is under no obligation to exercise any of its rights or powers under the indenture at the request of any holder of notes, unless the holder offers the Series&#160;Trustee security or indemnity satisfactory to it against the costs, expenses and liabilities that might be incurred in connection with the Series&#160;Trustee&#8217;s exercise of these rights or powers. The Series&#160;Trustee is not required to spend or risk its own funds or otherwise incur financial liability in performing its duties if the Series&#160;Trustee reasonably believes that repayment or adequate indemnity is not reasonably assured to it. The indenture contains other provisions limiting the responsibilities and liabilities of the Series&#160;Trustee. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;">Governing Law </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The indenture and the notes will be governed by and will be construed in accordance with the laws of the State&#160;of&#160;New York. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12.5pt; margin-left: 0pt; text-align: left;">Certain Definitions </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-align: left;">&#8220;Applicable Premium&#8221; means, with respect to any note on any date of redemption, the greater of: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">1.0% of the principal amount of the note; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the excess, if any, as determined by the Company, of: </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">the present value at such redemption date of (x) the redemption price of the note at June 15, 2028 (such redemption price being set forth in the table appearing above under &#8220;&#8212;Optional Redemption&#8221;), plus (y) all required interest payments due on the note through June 15, 2028 (excluding accrued but unpaid interest to the date of redemption), discounted to the date of redemption on a semi-annual basis using a discount rate equal to the Treasury Rate as of such date of redemption plus 50 basis points; over </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the principal amount of the note. </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The Company shall calculate the Applicable Premium and the Series&#160;Trustee shall have no responsibility to verify such amount. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">&#8220;Consolidated Net Tangible Assets&#8221; means the total amount of assets (less depreciation and valuation reserves and other reserves and items deductible from the gross book value of specific asset amounts under generally accepted accounting principles) which under generally accepted accounting principles would be included on a balance sheet of the Company and its Subsidiaries, after deducting therefrom (i) all liability items except indebtedness (whether incurred, assumed or guaranteed) for borrowed money maturing by its terms more than one year from the date of creation thereof or which is extendible or renewable at the sole option of the obligor in such manner that it may become payable more than one year from the date of creation thereof and reserves for deferred income taxes and (ii)&#160;all goodwill, trade names, trademarks, patents, unamortized debt discount and expense and other like intangibles, which in each case would be so included on such balance sheet. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-28<br></div></div></div>
<!--End Page 33-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 34-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_108-description_pg17"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">&#8220;Default&#8221; means any event which is, or after notice or passage of time or both would be, an Event of Default. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">&#8220;Government Obligations,&#8221; with respect to any note, means (i) direct obligations of the United States where the timely payment or payments thereunder are supported by the full faith and credit of the United States or (ii)&#160;obligations of a Person controlled or supervised by and acting as an agency or instrumentality of the United States where the timely payment or payments thereunder are unconditionally guaranteed as a full faith and credit obligation by the United States, and which, in the case of (i) or (ii), are not callable or redeemable at the option of the issuer or issuers thereof, and shall also include a depository receipt issued by a bank or trust company as custodian with respect to any such Government Obligation or a specific payment of interest on or principal of or other amount with respect to any such Government Obligation held by such custodian for the account of the holder of a depository receipt; <font style="font-style: italic;">provided, however</font>, that (except as required by law) such custodian is not authorized to make any deduction from the amount payable to the holder of such depository receipt from any amount received by the custodian in respect of the Government Obligation or the specific payment of interest on or principal of or other amount with respect to the Government Obligation evidenced by such depository receipt. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">&#8220;Indebtedness&#8221; means all obligations which in accordance with generally accepted accounting principles would be classified upon a balance sheet as liabilities, including, without limitation, by the enumeration thereof, obligations arising through direct or indirect guarantees (including agreements, contingent or otherwise, to purchase Indebtedness or to purchase property or services for the primary purpose of enabling the payment of Indebtedness or assuring the owner of Indebtedness against loss) or through agreements, contingent or otherwise, to supply or advance funds for the payment or purchase of Indebtedness of others; <font style="font-style: italic;">provided, however</font>, that in determining Indebtedness of any Person, there shall not be included rental obligations under any lease of such Person, whether or not such rental obligations would, under generally accepted accounting principles, be required to be shown on the balance sheet of such Person as a liability item. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">&#8220;Maturity,&#8221; when used with respect to any note, means the date on which the principal of such note becomes due and payable as provided in the notes and the indenture, whether at the Stated Maturity or by declaration of acceleration, notice of redemption, notice of option to elect repayment or otherwise, and includes any redemption date. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">&#8220;Mortgage&#8221; means any mortgage, pledge, lien, security interest, conditional sale or other title retention agreement or other similar encumbrance. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">&#8220;Person&#8221; means any individual, corporation, limited liability company, partnership, joint venture, joint-stock company, trust, unincorporated organization or government or any agency or political subdivision thereof. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">&#8220;Stated Maturity,&#8221; when used with respect to any note or any installment of principal thereof or any premium or interest thereon, means the fixed date on which the principal of such note or such installment of principal or premium or interest is due and payable. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">&#8220;Subsidiary&#8221; means any corporation of which at the time of determination the Company and/or one or more Subsidiaries owns or controls directly or indirectly more than 50% of the total voting power of shares of stock or other equity interests having general voting power under ordinary circumstances (without regard to the occurrence of any contingency) and entitled to vote in the election of directors, managers or trustees of such corporation. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">&#8220;Treasury Rate&#8221; means, as of any redemption date, the yield to maturity as of such redemption date of United States Treasury securities with a constant maturity (as compiled and published in the most recent Federal Reserve Statistical Release H.15 (519) that has become publicly available at least two business days prior to the redemption date (or, if such Statistical Release is no longer published, any publicly available source of similar market data)) most nearly equal to the period from the redemption date to June 15, 2028; provided, however, that if the period from the redemption date to June 15, 2028 of such notes is less than one year, the weekly average yield on actively traded United States Treasury securities adjusted to a constant maturity of one year will be used. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">&#8220;Wholly owned,&#8221; when used with reference to a Subsidiary, means a Subsidiary of which all of the outstanding capital stock (except directors&#8217; qualifying shares) is owned by the Company and/or one or more wholly owned Subsidiaries. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-29<br></div></div></div>
<!--End Page 34-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 35-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_109-book_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="sBES"><!--Anchor--></a>BOOK-ENTRY SETTLEMENT AND CLEARANCE </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Except as set forth below, notes will be issued in registered, global form in minimum denominations of $2,000 and integral multiples of $1,000 in excess thereof (the &#8220;Global Notes&#8221;). The Global Notes will be deposited upon issuance with the Series&#160;Trustee, as custodian for DTC, and registered in the name of DTC or its nominee, in each case for credit to an account of a direct or indirect participant in DTC as described below. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Except as set forth below, the Global Notes may be transferred, in whole and not in part, only to another nominee of DTC or to a successor of DTC or its nominee. Beneficial interests in the Global Notes may not be exchanged for notes in certificated form except in the limited circumstances described below. See &#8220;Individual Securities.&#8221; Except in the limited circumstances described below, owners of beneficial interests in the Global Notes will not be entitled to receive physical delivery of Individual Securities (as defined below). </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 15pt; margin-left: 0pt; text-align: left;">Global Notes </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">OMFC expects that, pursuant to the Applicable Procedures (as defined below) established by DTC, (i) upon the issuance of the Global Notes, DTC or its custodian will credit, on its internal system, the principal amount at maturity of the individual beneficial interests represented by such Global Notes to the respective accounts of persons who have accounts with such depositary (&#8220;participants&#8221;) and (ii) ownership of beneficial interests in the Global Notes will be shown on, and the transfer of such ownership will be effected only through, records maintained by DTC or its nominee (with respect to interests of participants) and the records of participants (with respect to interests of persons other than participants). As used herein, &#8220;Applicable Procedures&#8221; means, with respect to any transfer, exchange or other activity of DTC, Euroclear and Clearstream on behalf of or for beneficial interests in any Global Note, the rules and procedures of DTC, Euroclear and Clearstream that apply to such transfer, exchange or other activity. Such accounts initially will be designated by or on behalf of the underwriters and ownership of beneficial interests in the Global Notes will be limited to participants or persons who hold interests through participants. Holders may hold their interests in the Global Notes directly through DTC if they are participants in such system, or indirectly through organizations which are participants in such system. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">So long as DTC or its nominee is the registered owner or holder of the notes, DTC or such nominee, as the case may be, will be considered the sole owner or holder of the notes represented by such Global Notes for all purposes under the indenture. No beneficial owner of an interest in the Global Notes will be able to transfer that interest except in accordance with the Applicable Procedures, in addition to those provided for under the indenture with respect to the notes. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Payments of the principal of, and premium (if any) and interest (including additional interest, if any) on, the Global Notes will be made to DTC or its nominee, as the case may be, as the registered owner thereof. Neither OMFC, the Series&#160;Trustee nor any of its agents, nor any paying agent will have any responsibility or liability for any aspect of the records relating to or payments made on account of beneficial ownership interests in the Global Notes or for maintaining, supervising or reviewing any records relating to such beneficial ownership interest. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">OMFC expects that DTC or its nominee, upon receipt of any payment of principal of, and premium (if any) and interest (including additional interest, if any) on, the Global Notes, will credit participants&#8217; accounts with payments in amounts proportionate to their respective beneficial interests in the principal amount of the Global Notes as shown on the records of DTC or its nominee. OMFC also expects that payments by participants to owners of beneficial interests in the Global Notes held through such participants will be governed by standing instructions and customary practice, as is now the case with securities held for the accounts of customers, registered in the names of nominees for such customers. Such payments will be the responsibility of such participants. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Transfers between participants in DTC will be effected in the ordinary way through DTC&#8217;s same-day funds system in accordance with DTC rules and will be settled in same-day funds. If a holder requires physical delivery of an Individual Security for any reason, including to sell notes to persons in states that require physical delivery of the notes, or to pledge such securities, such holder must transfer its interest in a Global Note, in accordance with the Applicable Procedures and with the procedures set forth in the indenture. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">DTC has advised OMFC that it will take any action permitted to be taken by a holder of notes (including the presentation of notes for exchange as described below) only at the direction of one or more participants to whose account the DTC interests in the Global Notes are credited and only in respect of such portion of the aggregate principal amount of notes as to which such participant or participants has or have given such direction. However, if there is an event of default under the indenture, DTC has advised OMFC that it will exchange the applicable Global Notes for Individual Securities, which it will distribute to its participants. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-30<br></div></div></div>
<!--End Page 35-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 36-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_109-book_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">DTC has advised OMFC as follows: DTC is a limited-purpose trust company organized under New York banking law, a &#8220;banking organization&#8221; within the meaning of the New York banking law, a member of the Federal Reserve System, a &#8220;clearing corporation&#8221; within the meaning of the New York Uniform Commercial Code and a &#8220;clearing agency&#8221; registered pursuant to the provisions of Section&#160;17A of the Exchange Act. DTC holds and provides asset servicing for issues of U.S. and non-U.S. equity, corporate and municipal debt issues that participants deposit with DTC. DTC also facilitates the post-trade settlement among participants of sales and other securities transactions in deposited securities through electronic computerized book-entry transfers and pledges between participants&#8217; accounts. This eliminates the need for physical movement of securities certificates. Participants include both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, clearing corporations and certain other organizations. Access to the DTC system is also available to indirect participants such as both U.S. and non-U.S. securities brokers and dealers, banks, trust companies and clearing corporations that clear through or maintain a custodial relationship with a participant, either directly or indirectly. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Although DTC has agreed to the foregoing procedures in order to facilitate transfers of interests in the Global Notes among participants of DTC, it is under no obligation to perform such procedures, and such procedures may be discontinued at any time. Neither OMFC nor the Series&#160;Trustee or any of its agents will have any responsibility for the performance by DTC or their respective participants or indirect participants of their respective obligations under the rules and procedures governing their operations. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Clearstream.<font style="font-style: normal; font-weight: normal;"> Clearstream Banking S.A. (&#8220;Clearstream&#8221;) is incorporated under the laws of Luxembourg as a professional depositary. Clearstream holds securities for its participating organizations (&#8220;Clearstream Participants&#8221;) and facilitates the clearance and settlement of securities transactions between Clearstream Participants through electronic book-entry changes in accounts of Clearstream Participants, thereby eliminating the need for physical movement of certificates. As a professional depositary, Clearstream is subject to regulation by the Luxembourg Monetary Institute. Clearstream Participants are financial institutions around the world, including underwriters, securities brokers and dealers, banks, trust companies, clearing corporations and certain other organizations, and may include the underwriters. Indirect access to Clearstream is also available to others, such as banks, brokers, dealers and trust companies, that clear through or maintain a custodial relationship with a Clearstream Participant either directly or indirectly. </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Distributions with respect to beneficial interests in Global Notes held through Clearstream will be credited to cash accounts of Clearstream Participants in accordance with its rules and procedures to the extent received by DTC for Clearstream. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Euroclear.<font style="font-style: normal; font-weight: normal;"> The Euroclear System (&#8220;Euroclear&#8221;) was created to hold securities for participants of Euroclear (&#8220;Euroclear Participants&#8221;) and to clear and settle transactions between Euroclear Participants through simultaneous electronic book-entry delivery against payment, thereby eliminating the need for physical movement of certificates. Euroclear is operated by Euroclear Bank S.A./N.V. (the &#8220;Euroclear Operator&#8221;), under contract with Euroclear Clearance Systems S.C., a Belgian cooperative corporation (the &#8220;Cooperative&#8221;). All operations are conducted by the Euroclear Operator, and all Euroclear securities clearance accounts and Euroclear cash accounts are accounts with the Euroclear Operator, not the Cooperative. The Cooperative establishes policy for Euroclear on behalf of Euroclear Participants. Euroclear Participants include banks (including central banks), securities brokers and dealers and other professional financial intermediaries and may include the underwriters. Indirect access to Euroclear is also available to other firms that clear through or maintain a custodial relationship with a Euroclear Participant, either directly or indirectly. </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Although Clearstream and Euroclear have agreed to the procedures described below in order to facilitate transfers of interests in the Global Notes, they are under no obligation to perform these procedures, and these procedures may be modified or discontinued at any time. Neither we nor the Series&#160;Trustee or its agents will have any responsibility for the performance by DTC, Euroclear or Clearstream or their respective participants or indirect participants of their respective obligations under the rules and procedures governing their respective operations. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Links have been established among DTC, Clearstream and Euroclear to facilitate the initial issuance of the notes sold outside of the United States and cross-market transfers of the notes associated with secondary market trading. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Clearstream and Euroclear will record the ownership interests of their participants in much the same way as DTC, and DTC will record the total ownership of each of the U.S. agents of Clearstream and Euroclear, as participants in DTC. When beneficial interests in Global Notes are to be transferred from the account of a DTC participant to the account of a Clearstream Participant or a Euroclear Participant, the purchaser must send instructions to Clearstream </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-31<br></div></div></div>
<!--End Page 36-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 37-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_109-book_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">or Euroclear through a participant at least one day prior to settlement. Clearstream or Euroclear, as the case may be, will instruct its U.S. agent to receive beneficial interests in Global Notes against payment. After settlement, Clearstream or Euroclear will credit its participant&#8217;s account. Credit for beneficial interests in Global Notes will appear on the next day (European time). </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Because settlement is taking place during New York business hours, DTC participants will be able to employ their usual procedures for sending beneficial interests in Global Notes to the relevant U.S. agent acting for the benefit of Clearstream or Euroclear participants. The sale proceeds will be available to the DTC seller on the settlement date. As a result, to the DTC participant, a cross-market transaction will settle no differently than a trade between two DTC participants. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">When a Clearstream or Euroclear participant wishes to transfer beneficial interests in Global Notes to a DTC&#160;participant, the seller will be required to send instructions to Clearstream or Euroclear through a Clearstream or Euroclear participant at least one business day prior to settlement. In these cases, Clearstream or Euroclear will instruct its U.S. agent to transfer these beneficial interests in Global Notes against payment for them. The payment will then be reflected in the account of the Clearstream or Euroclear participant the following day, with the proceeds back valued to the value date, which would be the preceding day, when settlement occurs in New York. If settlement is not completed on the intended value date, that is, the trade fails, proceeds credited to the Clearstream or Euroclear participant&#8217;s account will instead be valued as of the actual settlement date. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">You should be aware that you will only be able to make and receive deliveries, payments and other communications involving beneficial interests in Global Notes through Clearstream and Euroclear on the days when those clearing systems are open for business. Those systems may not be open for business on days when banks, brokers and other institutions are open for business in the United States. In addition, because of time zone differences there may be problems with completing transactions involving Clearstream and Euroclear on the same business day as in the United States. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Individual Securities </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">A Global Note&#160;is exchangeable for individual securities in definitive form registered in the name or names of Persons other than the then-existing depositary or a nominee or nominees thereof (&#8220;Individual Securities&#8221;) only in the following limited circumstances: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">DTC notifies the Company that it is unwilling or unable to continue as depositary for the Global Notes or it ceases to be a clearing agency registered under the Exchange Act or other applicable statute or regulation, and in each case the Company fails to appoint a successor depositary within 90 days of such notice, or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">there shall have occurred and be continuing an Event of Default with respect to the notes. </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The laws of some states require that certain persons take physical delivery in definitive form of securities that they own. Consequently, the ability to transfer the notes will be limited to such extent. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-32<br></div></div></div>
<!--End Page 37-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 38-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_110-tax_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="sUFI"><!--Anchor--></a>U.S. FEDERAL INCOME TAX CONSIDERATIONS TO NON-U.S. HOLDERS </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The following discussion is a summary of U.S. federal income tax considerations generally applicable to the ownership and disposition of the notes. This summary applies only to Non-U.S. Holders (as defined below) that purchase the notes pursuant to this offering at the initial public offering price and hold the notes as capital assets for U.S. federal income tax purposes. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">This discussion is not a comprehensive summary of all of the tax considerations that may be relevant to any particular investor. In particular, the discussion does not address all of the tax consequences that may be applicable to investors that are subject to special rules, such as banks and other financial institutions, insurance companies, broker dealers, persons that mark their securities to market, tax-exempt entities, persons liable for alternative minimum tax, regulated investment companies, real estate investment trusts, certain expatriates or former long-term residents of the United States, governments or agencies or instrumentalities thereof, persons holding the notes as part of a straddle, hedging, conversion or integrated transaction and persons required to accelerate the recognition of any item of gross income with respect to the notes as a result of such income being recognized on an applicable financial statement. Moreover, this discussion does not address any non-U.S., state or local tax considerations, any aspect of the Medicare tax on net investment income, or any aspect of U.S. federal non-income tax laws, such as gift or estate tax laws. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The discussion below regarding U.S. federal income tax considerations is based upon the Internal Revenue Code of 1986, as amended (the &#8220;Code&#8221;), U.S. Treasury regulations promulgated thereunder as well as administrative rulings or pronouncements or judicial decisions, all as of the date hereof. All of the foregoing authorities are subject to change, which change could apply retroactively and could affect the tax considerations described below. There can be no assurance that the Internal Revenue Service (&#8220;IRS&#8221;) will not challenge one or more of the tax consequences described herein and that a court would not agree with the IRS. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">For purposes of this discussion, &#8220;Non-U.S. Holder&#8221; means a beneficial owner of the notes that is, for U.S. federal income tax purposes, an individual, corporation, estate or trust and that is not, for U.S. federal income tax purposes: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a citizen or individual resident of the United States; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">a corporation (or other entity subject to tax as a corporation for U.S. federal income tax purposes) that is created or organized in or under the laws of the United States, any state or political subdivision thereof or the District of Columbia; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">an estate whose income is subject to U.S. federal income taxation regardless of its source; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">a trust that (i) is subject to the primary supervision of a court within the United States and the control of one or more United States persons or (ii) has a valid election in effect under applicable U.S. Treasury regulations to be treated as a United States person. </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 20pt; text-align: justify;">If a partnership or other entity treated as a partnership for U.S. federal income tax purposes holds the notes, the tax treatment of a partner will generally depend upon the status of the partner and the activities of the partnership. Partners and partnerships should consult their tax advisors as to the particular U.S. federal income tax considerations applicable to them. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">PROSPECTIVE INVESTORS ARE URGED TO CONSULT THEIR TAX ADVISORS CONCERNING THE APPLICATION OF THE U.S. FEDERAL TAX LAWS TO THEIR PARTICULAR CIRCUMSTANCES AS WELL AS ANY STATE, LOCAL OR NON-U.S. TAX CONSEQUENCES TO THEM OF THE OWNERSHIP AND DISPOSITION OF THE NOTES. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12.5pt; margin-left: 0pt; text-align: left;">Interest Payments </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">A Non-U.S. Holder will generally not be subject to U.S. federal income or withholding tax on interest paid on a note if the interest is not effectively connected with the Non-U.S. Holder&#8217;s conduct of a U.S. trade or business (and in the case of certain tax treaties, is not attributable to a permanent establishment or fixed base within the United States); <font style="font-style: italic;">provided</font> that the Non-U.S. Holder: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">does not actually or constructively own 10% or more of the total combined voting power of all classes of our voting stock; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">is not a controlled foreign corporation (within the meaning of Section&#160;957(a) of the Code) that is related to us directly or indirectly through stock ownership; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 3pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">certifies to its non-U.S. status on IRS Form&#160;W-8BEN or W-8BEN-E (or other applicable form) and no withholding is required pursuant to FATCA (discussed below). </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-33<br></div></div></div>
<!--End Page 38-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 39-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_110-tax_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">Alternatively, a Non-U.S. Holder that cannot satisfy the above requirements will generally be exempt from U.S. federal withholding tax with respect to interest paid on the notes if the holder establishes that such interest is effectively connected with the Non-U.S. Holder&#8217;s conduct of a trade or business in the United States (and, in the case of certain tax treaties, is attributable to a permanent establishment or fixed base within the United States), generally, by providing an IRS&#160;Form&#160;W-8ECI. However, to the extent that such interest is effectively connected with the Non-U.S. Holder&#8217;s conduct of a trade or business in the United States (and, in the case of certain tax treaties, is attributable to a permanent establishment or fixed base within the United States), the Non-U.S. Holder will generally be subject to U.S. federal income tax on a net basis with respect to such interest in the same manner as if the Non-U.S. Holder were a U.S. person and, if it is a foreign corporation, the Non-U.S. Holder may also be subject to a 30% branch profits tax (or a lower applicable treaty rate) on its effectively connected earnings and profits, subject to adjustments. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">If a Non-U.S. Holder does not satisfy the requirements described above, and does not establish that the interest is effectively connected with the Non-U.S. Holder&#8217;s conduct of a trade or business in the United States (and, if required by an applicable tax treaty, is attributable to a permanent establishment or fixed base within the United States), the Non-U.S. Holder will generally be subject to U.S. withholding tax, currently imposed at 30%. Under certain income tax treaties, the U.S. withholding rate on payments of interest may be reduced or eliminated, provided the Non-U.S. Holder complies with the applicable certification requirements (generally, by providing a properly completed IRS&#160;Form&#160;W-8BEN, W-8BEN-E, or other applicable form). </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Sale, Exchange, Retirement or Other Disposition of the Notes </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Except with respect to accrued but unpaid interest, which will generally be taxed as described above under &#8220;&#8212;Interest Payments,&#8221; a Non-U.S. Holder will generally not be subject to U.S. federal income tax (or any withholding thereof) with respect to gain, if any, recognized upon the sale, exchange, retirement or other disposition of the notes unless: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">the investment in the notes is effectively connected with the conduct of a trade or business within the United States by the Non-U.S. Holder and, if required under an applicable treaty, is attributable to a permanent establishment or fixed base of the Non-U.S. Holder within the United States, or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">in the case of a Non-U.S. Holder that is an individual, such holder is present in the United States for 183 or more days in the taxable year in which the sale, exchange, retirement or other disposition occurs and certain other conditions are satisfied. </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">For Non-U.S. Holders described in the first bullet above, such gain will generally be subject to U.S. federal income tax on a net income basis (but not U.S. withholding tax) in the same manner as if the Non-U.S. Holder were a U.S. person, and, in the case of a Non-U.S. Holder that is a foreign corporation, such Non-U.S. Holder may also be subject to a 30% branch profits tax (or a lower applicable treaty rate) on its effectively connected earnings and profits, subject to adjustments. Non-U.S. Holders described in the second bullet above will generally be subject to U.S. federal income tax at a rate of 30% (or a lower applicable treaty rate) on any gain allocable to U.S. sources and derived from such sale, exchange, retirement, or other disposition, which may be offset by certain capital losses allocable to U.S. sources. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Foreign Account Tax Compliance Act </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Pursuant to the Foreign Account Tax Compliance Act (&#8220;FATCA&#8221;), withholding at a rate of 30% is generally required in certain circumstances on interest in respect of our notes held by or through certain foreign financial institutions (including investment funds), unless such institution (i) enters into an agreement with the U.S. Department of the Treasury to report, on an annual basis, information with respect to interests in, and accounts maintained by, the institution to the extent such interests or accounts are held by certain U.S. persons and by certain non-U.S. entities that are wholly or partially owned by U.S. persons and to withhold on certain payments, or (ii) complies with the terms of an intergovernmental agreement between the United States and an applicable foreign country. Accordingly, the entity through which the notes are held will affect the determination of whether such withholding is required. Similarly, in certain circumstances, interest in respect of the notes held by an investor that is a non-financial non-U.S. entity that does not qualify under certain exemptions will generally be subject to withholding at a rate of 30%, unless such entity either (i) certifies that such entity does not have any &#8220;substantial United States owners&#8221; or (ii) provides certain information regarding the entity&#8217;s &#8220;substantial United States owners,&#8221; which will in turn be provided to the IRS. An intergovernmental agreement between the United States and an applicable foreign country, or other guidance, may modify these requirements. We will not pay any additional amounts to Non-U.S. holders in respect of any amounts withheld. Prospective investors should consult their tax advisors regarding the possible implications of these rules on their investment in the notes. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-34<br></div></div></div>
<!--End Page 39-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 40-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_111-certain_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="sCEA"><!--Anchor--></a>CERTAIN ERISA AND BENEFIT PLAN CONSIDERATIONS </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The following is a summary of certain considerations associated with the purchase and holding of the notes, or any interest therein, by (i) &#8220;employee benefit plans&#8221; within the meaning of Section&#160;3(3) of the Employee Retirement Income Security Act of 1974, as amended (&#8220;ERISA&#8221;), that are subject to Title I of ERISA, (ii) plans, individual retirement accounts and other arrangements that are subject to Section&#160;4975 of the Code or provisions under any other federal, state, local, non-U.S. or other laws or regulations that are similar to such provisions of the Code or ERISA (collectively, &#8220;Similar Laws&#8221;), and (iii) entities whose underlying assets are considered to constitute the assets of any of the foregoing described in clauses (i) and (ii), pursuant to ERISA or otherwise (each of the foregoing described in clauses (i), (ii) and (iii), referred to herein as a &#8220;Plan&#8221;).<font style="font-style: normal;"> </font></div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18pt; margin-left: 0pt; text-align: left;">General Fiduciary Matters </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">ERISA and the Code impose certain duties on persons who are fiduciaries of a Plan subject to Title I of ERISA or Section&#160;4975 of the Code (a &#8220;Covered Plan&#8221;) and prohibit certain transactions involving the assets of a Covered Plan and its fiduciaries or other interested parties. Under ERISA and the Code, any person who exercises any discretionary authority or control over the administration of a Covered Plan or the management or disposition of the assets of a Covered Plan, or who renders investment advice for a fee or other compensation to a Covered Plan, is generally considered to be a fiduciary of the Covered Plan. It is not intended that any of the Company, the underwriters, any guarantors, or their respective affiliates (&#8220;Transaction Parties&#8221;) will act in a fiduciary capacity to any Covered Plan in connection with its investment in or holding of a note, or any interest therein, with respect to this offering. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">In considering an investment in the notes, or any interest therein, using a portion of the assets of any Plan, a fiduciary should determine whether the investment is in accordance with the documents and instruments governing the Plan and the applicable provisions of ERISA, the Code or any Similar Law relating to a fiduciary&#8217;s duties to the Plan including, without limitation, the prudence, diversification, delegation of control, conflicts of interest and prohibited transaction provisions of ERISA, the Code and any other Similar Laws, as applicable. A fiduciary of a Plan should consider the Plan&#8217;s particular circumstances and all of the facts and circumstances of the investment, including, but not limited to, the matters discussed above under &#8220;Risk Factors,&#8221; in determining whether an investment in the notes satisfies these requirements. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18pt; margin-left: 0pt; text-align: left;">Prohibited Transaction Issues </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Section&#160;406 of ERISA and Section&#160;4975 of the Code prohibit Covered Plans from engaging in specified transactions involving plan assets with persons or entities who are &#8220;parties in interest,&#8221; within the meaning of Section&#160;3(14) of ERISA, or &#8220;disqualified persons,&#8221; within the meaning of Section&#160;4975 of the Code, unless an exemption is available. A party in interest or disqualified person who engages in a non-exempt prohibited transaction may be subject to excise taxes and other penalties and liabilities under ERISA and the Code. In addition, the fiduciary of the Covered Plan that engages in such a non-exempt prohibited transaction may be subject to penalties and liabilities under ERISA and the Code and the transaction may need to be reversed. For example, the acquisition and/or holding of notes, or any interest therein, by a Covered Plan with respect to which a Transaction Party is considered a party in interest or a disqualified person may constitute or result in a direct or indirect prohibited transaction under Section&#160;406 of ERISA and/or Section&#160;4975 of the Code, unless the notes are acquired and held in accordance with an applicable statutory, class or individual prohibited transaction exemption. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">In this regard, the U.S. Department of Labor has issued prohibited transaction class exemptions (&#8220;PTCEs&#8221;) that might potentially provide exemptive relief for direct or indirect prohibited transactions resulting from the sale, purchase or holding of the notes, or any interest therein. These class exemptions include, without limitation, PTCE&#160;84-14 respecting transactions determined by independent qualified professional asset managers, PTCE 90-1 respecting insurance company pooled separate accounts, PTCE 91-38 respecting bank collective investment funds, PTCE 95-60 respecting life insurance company general accounts and PTCE 96-23 respecting transactions determined by in-house asset managers. In addition, Section&#160;408(b)(17) of ERISA and Section&#160;4975(d)(20) of the Code provide relief from the prohibited transaction provisions of ERISA and Section&#160;4975 of the Code for certain transactions between a Covered Plan and a person that is a party in interest or disqualified person with respect to the Covered Plan solely by reason of providing services to the Covered Plan or a relationship with such a service provider, <font style="font-style: italic;">provided</font> that neither the person transacting with the Covered Plan nor any of its affiliates (directly or indirectly) has or exercises any discretionary authority or control or renders any investment advice with respect to the assets of the Covered Plan involved in the transaction and provided further that the Covered Plan receives no less, nor pays more, </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-35<br></div></div></div>
<!--End Page 40-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 41-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_111-certain_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">than &#8220;adequate consideration&#8221; (within the meaning of Section&#160;408(b)(17) of ERISA and Section&#160;4975(f)(10) of the Code) in connection with the transaction. Each of the above-noted exemptions contains conditions and limitations on its application. Fiduciaries of Covered Plans considering acquiring or holding the notes (including any interest in the notes) in reliance on any of these or any other exemption should carefully review the exemption to ensure it is applicable and the requirements for such exemption are satisfied. There can be no assurance that any of the foregoing exemptions or any other exemption will be available with respect to all possible prohibited transactions that may arise in connection with the acquisition and holding of the notes, or any interest therein, or that all of the conditions of any such exemptions will be satisfied. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Because of the foregoing, the notes, or any interest therein, should not be purchased or held by &#8220;plan assets&#8221; of any Plan, unless such purchase and holding will not constitute or result in a non-exempt prohibited transaction under ERISA or the Code or a similar violation of any applicable Similar Laws. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">While employee benefit plans that are governmental plans (as defined in Section&#160;3(32) of ERISA), certain church plans (as defined in Section&#160;3(33) of ERISA) and non-U.S. plans (as described in Section&#160;4(b)(4) of ERISA) may not be subject to the requirements of Section&#160;406 of ERISA or Section&#160;4975 of the Code, they may be subject to similar provisions under Similar Laws. Fiduciaries of Plans subject to Similar Law should consult with their counsel regarding the potential consequences of an investment in the notes, or any interest therein, under any applicable Similar Laws before acquiring the notes or any such interest. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Representations </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">By acceptance of a note, or any interest therein, each purchaser and subsequent transferee of a note, or any interest in a note, will be deemed to have represented and warranted that either (i) it is not a Plan or acting on behalf of a Plan, and no portion of the assets used by such purchaser or transferee to acquire or hold the notes, or any interest therein, constitutes assets of any Plan or (ii) the acquisition and holding of the notes, or any interest therein, by such purchaser or transferee will not constitute or result in a non-exempt prohibited transaction under Section&#160;406 of ERISA or Section&#160;4975 of the Code or a similar violation under any applicable Similar Laws. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Additionally, if any purchaser or subsequent transferee of the notes (or any interest in a note) is using assets of any Covered Plan to acquire or hold the notes, or any interest therein, such purchaser or subsequent transferee will be deemed to have represented and warranted that none of the Transaction Parties has been relied upon for any advice, with respect to the purchaser&#8217;s or transferee&#8217;s decision to acquire and hold the notes, or any interest therein, with respect to this offering, and has not acted as the Covered Plan&#8217;s fiduciary with regard to such investment. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The foregoing discussion is general in nature and is not intended to be all inclusive. Due to the complexity of these rules and the penalties that may be imposed upon persons involved in non-exempt prohibited transactions or other violations of applicable Law, it is particularly important that fiduciaries, or other persons considering purchasing and holding the notes, or any interest therein, on behalf of, or with the assets of, any Plan, consult with their counsel regarding the potential applicability of ERISA, Section&#160;4975 of the Code and any Similar Laws to such investment and whether one or more exemptions would be necessary, and if so applicable, to the purchase and holding of the notes, or any interest therein. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Neither providing this prospectus or this disclosure, nor a sale of notes or any interest therein, to a Plan is in any respect a representation by any Transaction Party that such an investment meets all relevant legal requirements with respect to investments by Plans generally or any particular Plan, or that such an investment is appropriate, recommended or advisable for Plans generally or any particular Plan. Purchasers of the notes, or any interest therein, have the exclusive responsibility for ensuring that their purchase and holding of the notes, or any interest therein, complies with the fiduciary responsibility rules of ERISA and does not violate the prohibited transaction rules of ERISA and the Code or violate any applicable Similar Laws. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-36<br></div></div></div>
<!--End Page 41-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 42-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_112-under_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="sUND"><!--Anchor--></a>UNDERWRITING </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Barclays Capital Inc. is acting as representative of each of the underwriters named below. Subject to the terms and conditions set forth in the underwriting agreement among us and the underwriters, we have agreed to sell to the underwriters, and each of the underwriters has agreed, severally and not jointly, to purchase from us, the principal amount of notes set forth opposite its name below. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; margin-left: 0pt; text-align: left;"> </div><table cellspacing="0" cellpadding="0" class="BRDSX_fintab" style="margin-top: 0pt; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 396pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 61.77pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr class="BRDSX_header"><td style="width: 396pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-left: 0pt; text-align: left;">Underwriter</div></td><td style="width: 5.12pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt; border-bottom: none;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-bottom: 2.38pt; text-align: left; vertical-align: bottom; border-bottom: 1pt solid #000000;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Principal Amount <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">of<br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: bold; margin-top: 0pt; text-align: center;">Notes </div></td></tr><tr><td style="width: 396pt; padding-top: 2.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Barclays Capital Inc. <font style="padding-left: 4.38pt;"></font></div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-top: 2.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.39pt; text-align: left;">$100,000,000 </div></td></tr><tr><td style="width: 396pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Goldman Sachs &amp; Co. LLC <font style="padding-left: 0.48pt;"></font></div></td><td style="width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.39pt; text-align: left;"><font style="padding-left: 10pt;">84,000,000</font></div></td></tr><tr><td style="width: 396pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">BMO Capital Markets Corp. <font style="padding-left: 3.27pt;"></font></div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.39pt; text-align: left;"><font style="padding-left: 10pt;">32,000,000</font></div></td></tr><tr><td style="width: 396pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">BNP Paribas Securities Corp. <font style="padding-left: 4.75pt;"></font></div></td><td style="width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.39pt; text-align: left;"><font style="padding-left: 10pt;">56,000,000</font></div></td></tr><tr><td style="width: 396pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Citigroup Global Markets Inc. <font style="padding-left: 1.6pt;"></font></div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.39pt; text-align: left;"><font style="padding-left: 10pt;">56,000,000</font></div></td></tr><tr><td style="width: 396pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Citizens JMP Securities, LLC <font style="padding-left: 3.63pt;"></font></div></td><td style="width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.39pt; text-align: left;"><font style="padding-left: 10pt;">32,000,000</font></div></td></tr><tr><td style="width: 396pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Deutsche Bank Securities Inc. <font style="padding-left: 2.17pt;"></font></div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.39pt; text-align: left;"><font style="padding-left: 10pt;">40,000,000</font></div></td></tr><tr><td style="width: 396pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Mizuho Securities USA LLC <font style="padding-left: 1.31pt;"></font></div></td><td style="width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.39pt; text-align: left;"><font style="padding-left: 10pt;">56,000,000</font></div></td></tr><tr><td style="width: 396pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">NatWest Markets Securities Inc. <font style="padding-left: 3.54pt;"></font></div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.39pt; text-align: left;"><font style="padding-left: 10pt;">32,000,000</font></div></td></tr><tr><td style="width: 396pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">RBC Capital Markets, LLC <font style="padding-left: 2.14pt;"></font></div></td><td style="width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.39pt; text-align: left;"><font style="padding-left: 10pt;">56,000,000</font></div></td></tr><tr><td style="width: 396pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Regions Securities LLC <font style="padding-left: 2.42pt;"></font></div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.39pt; text-align: left;"><font style="padding-left: 10pt;">32,000,000</font></div></td></tr><tr><td style="width: 396pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">SMBC Nikko Securities America, Inc. <font style="padding-left: 3pt;"></font></div></td><td style="width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.39pt; text-align: left;"><font style="padding-left: 10pt;">52,000,000</font></div></td></tr><tr><td style="width: 396pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">TD Securities (USA) LLC <font style="padding-left: 1.88pt;"></font></div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.39pt; text-align: left;"><font style="padding-left: 10pt;">52,000,000</font></div></td></tr><tr><td style="width: 396pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Truist Securities, Inc. <font style="padding-left: 2.78pt;"></font></div></td><td style="width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.39pt; text-align: left;"><font style="padding-left: 10pt;">52,000,000</font></div></td></tr><tr><td style="width: 396pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Wells Fargo Securities, LLC <font style="padding-left: 3.69pt;"></font></div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.39pt; text-align: left;"><font style="padding-left: 10pt;">52,000,000</font></div></td></tr><tr><td style="width: 396pt; padding-top: 1.01pt; padding-bottom: 2.63pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">Drexel Hamilton, LLC <font style="padding-left: 2.14pt;"></font></div></td><td style="width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-top: 1.01pt; padding-bottom: 2.63pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.39pt; text-align: left;"><font style="padding-left: 10pt; border-bottom: 1pt solid #000000; padding-bottom: 1.5pt;">16,000,000</font></div></td></tr><tr><td style="width: 396pt; padding-top: 2.26pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 10pt; text-align: left;">Total<font style="padding-left: 3.09pt;"></font></div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 61.77pt; padding-top: 2.26pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 3.39pt; text-align: left;"><font style="border-bottom: 3pt double #000000; padding-bottom: 0.5pt;">$800,000,000</font></div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 396pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 5.12pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 61.77pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Subject to the terms and conditions set forth in the underwriting agreement, the underwriters have agreed, severally and not jointly, to purchase all of the notes sold under the underwriting agreement if any of these notes are purchased. If an underwriter defaults, the underwriting agreement provides that the purchase commitments of the non-defaulting underwriters may be increased or the underwriting agreement may be terminated. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">We have agreed to indemnify the underwriters and their controlling persons against certain liabilities in connection with this offering, including liabilities under the Securities Act of 1933, as amended, or to contribute to payments the underwriters may be required to make in respect of those liabilities. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The underwriters are offering the notes, subject to prior sale, when, as and if issued to and accepted by them, subject to approval of legal matters by their counsel, including the validity of the notes, and other conditions contained in the underwriting agreement, such as the receipt by the underwriters of officers&#8217; certificates and legal opinions. The underwriters reserve the right to withdraw, cancel or modify offers to the public and to reject orders in whole or in part. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;">Commissions and Discounts </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The representative has advised us that the underwriters propose initially to offer the notes to the public at the public offering price set forth on the cover page of this prospectus supplement. After the initial offering, the public offering price, concession or any other term of the offering may be changed. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-align: justify;">The expenses of the offering, not including the underwriting discount, are estimated at $2.0 million and are payable by us. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Certain of the underwriters and/or their affiliates may hold a portion of the 7.125% Senior Notes due 2026 and as a result, may receive a portion of the proceeds from this offering. See &#8220;Use of Proceeds.&#8221; </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17.5pt; margin-left: 0pt; text-align: left;">New Issue of Notes </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The notes are a new issue of securities with no established trading market. We do not intend to apply for listing of the notes on any national securities exchange or for inclusion of the notes on any automated dealer quotation system. We have been advised by the underwriters that they presently intend to make a market in the notes after completion of the offering. However, they are under no obligation to do so and may discontinue any market-making activities </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-37<br></div></div></div>
<!--End Page 42-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 43-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_112-under_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">at any time without any notice. We cannot assure the liquidity of the trading market for the notes or that an active public market for the notes will develop. If an active public trading market for the notes does not develop, the market price and liquidity of the notes may be adversely affected. If the notes are traded, they may trade at a discount from their initial offering price, depending on prevailing interest rates, the market for similar securities, our operating performance and financial condition, general economic conditions and other factors. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">No Sales of Similar Securities </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">OMFC has agreed that it will not, for a period of 30 days after the date of this prospectus supplement, without first&#160;obtaining the prior written consent of Barclays Capital Inc. directly or indirectly, issue, sell, offer to contract or grant any option to sell, pledge, transfer or otherwise dispose of any unsecured debt securities that are substantially similar to the notes, except for the notes sold to the underwriters pursuant to the underwriting agreement and except for exchanges or other similar transactions. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Short Positions </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">In connection with the offering, the underwriters may purchase and sell the notes in the open market. These transactions may include short sales and purchases on the open market to cover positions created by short sales. Short sales involve the sale by the underwriters of a greater principal amount of notes than they are required to purchase in the offering. The underwriters must close out any short position by purchasing notes in the open market. A short position is more likely to be created if the underwriters are concerned that there may be downward pressure on the price of the notes in the open market after pricing that could adversely affect investors who purchase in the offering. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Similar to other purchase transactions, the underwriters&#8217; purchases to cover the syndicate short sales may have the effect of raising or maintaining the market price of the notes or preventing or retarding a decline in the market price of the notes. As a result, the price of the notes may be higher than the price that might otherwise exist in the open market. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Neither we nor any of the underwriters make any representation or prediction as to the direction or magnitude of any effect that the transactions described above may have on the price of the notes. In addition, neither we nor any of the underwriters make any representation that the underwriters will engage in these transactions or that these transactions, once commenced, will not be discontinued without notice. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The underwriters also may impose a penalty bid. This occurs when a particular underwriter repays to the underwriters a portion of the underwriting discount received by it because Barclays Capital Inc. or its affiliates have repurchased notes sold by or for the account of such underwriter in stabilizing or short covering transactions. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Other Relationships </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Some of the underwriters and their affiliates have engaged in, and may in the future engage in, investment banking and other commercial dealings in the ordinary course of business with us or our affiliates. They have received, or may in the future receive, customary fees and commissions for these transactions. Some of the underwriters and their affiliates have entered into, and may in the future enter into, financing arrangements in which they serve as lender to the Company or certain of the Company&#8217;s affiliates. Affiliates of the underwriters may provide advisory services to us or the sellers in connection with, and may provide financing for, the potential acquisitions. In addition, in the ordinary course of their business activities, the underwriters and their affiliates may make or hold a broad array of investments and actively trade debt and equity securities (or related derivative securities) and financial instruments (including bank loans) for their own account and for the accounts of their customers. Such investments and securities activities may involve securities and/or instruments of ours or our affiliates. Certain of the underwriters or their affiliates that have a lending relationship with us routinely hedge their credit exposure to us consistent with their customary risk management policies. Typically, such underwriters and their affiliates would hedge such exposure by entering into transactions which consist of either the purchase of credit default swaps or the creation of short positions in our securities, including potentially the notes offered hereby. Any such short positions could adversely affect future trading prices of the notes offered hereby. The underwriters and their affiliates may also make investment recommendations and/or publish or express independent research views in respect of such securities or financial instruments and may hold, or recommend to clients that they acquire, long and/or short positions in such securities and instruments. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Alternative Settlement Cycle </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">It is expected that delivery of the notes will be made against payment therefor on or about June 11, 2025, which is the tenth business day following the date hereof (such settlement cycle being referred to as &#8220;T+10&#8221;). Pursuant to </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-38<br></div></div></div>
<!--End Page 43-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 44-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_112-under_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">Rule&#160;15c6-1 under the Exchange Act, trades in the secondary market generally are required to settle in one business day unless the parties to any such trade expressly agree otherwise. Accordingly, purchasers who wish to trade the notes prior to the business day before the settlement date will be required, by virtue of the fact that the notes initially will settle in T+10, to specify an alternative settlement cycle at the time of any such trade to prevent failed settlement. Purchasers of the notes who wish to trade such notes prior to their date of delivery should consult their own advisors. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Notice to Prospective Investors in Canada </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The notes may be sold in Canada only to purchasers purchasing, or deemed to be purchasing, as principal that are accredited investors, as defined in National Instrument 45-106 Prospectus Exemptions or Subsection 73.3(1) of the Securities Act (Ontario), and are permitted clients, as defined in National Instrument 31-103 Registration Requirements, Exemptions and Ongoing Registrant Obligations. Any resale of the notes must be made in accordance with an exemption from, or in a transaction not subject to, the prospectus requirements of applicable securities laws. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Securities legislation in certain provinces or territories of Canada may provide a purchaser with remedies for rescission or damages if this prospectus supplement or the accompanying prospectus (including any amendment thereto) contains a misrepresentation, <font style="font-style: italic;">provided</font> that the remedies for rescission or damages are exercised by the purchaser within the time limit prescribed by the securities legislation of the purchaser&#8217;s province or territory. The purchaser should refer to any applicable provisions of the securities legislation of the purchaser&#8217;s province or territory for particulars of these rights or consult with a legal advisor. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Pursuant to Section&#160;3A.3 of National Instrument 33-105 Underwriting Conflicts (&#8220;NI 33-105&#8221;), the underwriters are not required to comply with the disclosure requirements of NI 33-105 regarding underwriter conflicts of interest in connection with this offering. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Notice to Prospective Investors in the United Kingdom </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">In the United Kingdom (&#8220;UK&#8221;), this prospectus supplement and the accompanying prospectus is not a prospectus for the purposes of the UK Prospectus Regulation (as defined below). This prospectus supplement and the accompanying prospectus have been prepared on the basis that any offer of notes in the UK will be made pursuant to an exemption under the UK Prospectus Regulation from the requirement to publish a prospectus for offers of notes. Accordingly any person making or intending to make an offer in the UK of notes which are the subject of the offering contemplated in this prospectus supplement and the accompanying prospectus may only do so in circumstances in which no obligation arises for us or any of the underwriters to publish a prospectus pursuant to Article&#160;3 of the UK Prospectus Regulation or supplement a prospectus pursuant to Article&#160;23 of the UK Prospectus Regulation, in each case, in relation to such offer. Neither us nor the underwriters have authorized, nor do they authorize, the making of any offer of notes in circumstances in which an obligation arises for us or the underwriters to publish or supplement a prospectus for such offer. The expression &#8220;UK Prospectus Regulation&#8221; means Regulation (EU) 2017/1129 as it forms part of domestic law by virtue of the European Union (Withdrawal) Act 2018. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">No notes have been offered or will be offered pursuant to the offering to the public in the UK prior to the publication of a prospectus in relation to the notes which has been approved by the Financial Conduct Authority, except that the notes may be offered to the public in the UK at any time: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">to any legal entity which is a qualified investor as defined under Article&#160;2 of the UK Prospectus Regulation; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">B.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">to fewer than 150 natural or legal persons (other than qualified investors as defined under Article&#160;2 of the UK Prospectus Regulation), subject to obtaining the prior consent of the representative for any such offer; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">C.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">in any other circumstances falling within Section&#160;86 of the Financial Services and Markets Act 2000 (&#8220;FSMA&#8221;), </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: justify;">provided<font style="font-style: normal;"> that no such offer of the notes shall require us or any underwriter to publish a prospectus pursuant to Section&#160;85 of the FSMA or supplement a prospectus pursuant to Article&#160;23 of the UK Prospectus Regulation. For the purposes of this provision, the expression an &#8220;offer to the public&#8221; in relation to the notes in the UK means the communication in any form and by any means of sufficient information on the terms of the offer and any notes to be offered so as to enable an investor to decide to purchase or subscribe for any notes. </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Any invitation or inducement to engage in investment activity (within the meaning of Section&#160;21 of the FSMA) in connection with the issue or sale of the notes may only be communicated or caused to be communicated in circumstances in which Section&#160;21(1) of the FSMA does not apply to us. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-39<br></div></div></div>
<!--End Page 44-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 45-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_112-under_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">All applicable provisions of the FSMA must be complied with in respect to anything done by any person in relation to the notes of our common stock in, from or otherwise involving the UK. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;">Notice to Prospective Investors in the European Economic Area </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">This prospectus supplement and the accompanying prospectus is not a prospectus for the purposes of the Prospectus Regulation (as defined below). This prospectus supplement and the accompanying prospectus have been prepared on the basis that any offer of notes in any Member State of the European Economic Area (the &#8220;EEA&#8221;), will be made pursuant to an exemption under the Prospectus Regulation from the requirement to publish a prospectus for offers of notes. Accordingly any person making or intending to make an offer in that Member State of notes which are the subject of the offering contemplated in this prospectus supplement and the accompanying prospectus may only do so in circumstances in which no obligation arises for us or any of the underwriters to publish a prospectus pursuant to Article&#160;3 of the Prospectus Regulation or supplement a prospectus pursuant to Article&#160;23 of the Prospectus Regulation, in each case, in relation to such offer. Neither us nor the underwriters have authorized, nor do they authorize, the making of any offer of notes in circumstances in which an obligation arises for us or the underwriters to publish or supplement a prospectus for such offer. The expression &#8220;Prospectus Regulation&#8221; means Regulation&#160;(EU) 2017/1129. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">No notes have been offered or will be offered pursuant to the offering to the public in any Member State of the EEA prior to the publication of a prospectus in relation to the notes other than: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">A.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">to any legal entity which is a qualified investor as defined under Article&#160;2 of the Prospectus Regulation; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">B.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">to fewer than 150 natural or legal persons (other than qualified investors as defined under Article&#160;2 of the Prospectus Regulation), subject to obtaining the prior consent of the representative for any such offer; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">C.<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">in any other circumstances falling within Article&#160;1(4) of the Prospectus Regulation, </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-align: justify;">provided<font style="font-style: normal;"> that no such offer of notes shall require us or any underwriters to publish a prospectus pursuant to Article&#160;3 of the Prospectus Regulation or supplement a prospectus pursuant to Article&#160;23 of the Prospectus Regulation. For the purposes of this provision, the expression an &#8220;offer to the public&#8221; in relation to any notes in any Member State means the communication in any form and by any means of sufficient information on the terms of the offer and the notes to be offered so as to enable an investor to decide to purchase or subscribe for the notes. </font></div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;">Hong Kong </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The notes may not be offered or sold by means of any document other than (i) in circumstances which do not constitute an offer to the public within the meaning of the Companies Ordinance (Cap. 32, Laws of Hong Kong), or (ii) to &#8220;professional investors&#8221; within the meaning of the Securities and Futures Ordinance (Cap. 571, Laws of Hong&#160;Kong) and any rules made thereunder, or (iii) in other circumstances which do not result in the document being a &#8220;prospectus&#8221; within the meaning of the Companies Ordinance (Cap. 32, Laws of Hong Kong), and no advertisement, invitation or document relating to the notes may be issued or may be in the possession of any person for the purpose of issue (in each case whether in Hong Kong or elsewhere), which is directed at, or the contents of which are likely to be accessed or read by, the public in Hong Kong (except if permitted to do so under the laws of Hong Kong) other than with respect to notes which are or are intended to be disposed of only to persons outside Hong&#160;Kong or only to &#8220;professional investors&#8221; within the meaning of the Securities and Futures Ordinance (Cap.&#160;571, Laws of Hong Kong) and any rules made thereunder. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12.5pt; margin-left: 0pt; text-align: left;">Singapore </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">This prospectus has not been registered as a prospectus with the Monetary Authority of Singapore. Accordingly, this prospectus and any other document or material in connection with the offer or sale, or invitation for subscription or purchase, of the notes may not be circulated or distributed, nor may the notes be offered or sold, or be made the subject of an invitation for subscription or purchase, whether directly or indirectly, to persons in Singapore other than (i) to an institutional investor under Section&#160;274 of the Securities and Futures Act, Chapter 289 of Singapore (the &#8220;SFA&#8221;), (ii) to a relevant person, or any person pursuant to Section&#160;275(1A), and in accordance with the conditions, specified in Section&#160;275 of the SFA or (iii) otherwise pursuant to, and in accordance with the conditions of, any other applicable provision of the SFA. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Where the notes are subscribed or purchased under Section&#160;275 by a relevant person which is: (a) a corporation (which is not an accredited investor) the sole business of which is to hold investments and the entire share capital </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-40<br></div></div></div>
<!--End Page 45-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 46-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_112-under_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: justify;">of which is owned by one or more individuals, each of whom is an accredited investor; or (b) a trust (where the trustee is not an accredited investor) whose sole purpose is to hold investments and each beneficiary is an accredited investor, notes, debentures and units of notes and debentures of that corporation or the beneficiaries&#8217; rights and interest in that trust shall not be transferable for six months after that corporation or that trust has acquired the notes under Section&#160;275 except: (1) to an institutional investor under Section&#160;274 of the SFA or to a relevant person, or any person pursuant to Section&#160;275(1A), and in accordance with the conditions, specified in Section&#160;275 of the SFA; (2) where no consideration is given for the transfer; or (3) by operation of law. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Solely for the purposes of our obligations pursuant to sections 309B(1)(a) and 309B(1)(c) of the SFA, we have determined, and hereby notify all relevant persons (as defined in Section&#160;309A of the SFA) that the notes are &#8220;prescribed capital markets products&#8221; (as defined in the Securities and Futures (Capital Markets Products) Regulations 2018) and Excluded Investment Products (as defined in MAS Notice SFA 04 N12: Notice on the Sale of Investment Products and MAS Notice FAA N16: Notice on Recommendations on Investment Products). </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Japan </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The notes have not been, and will not be, registered under the Financial Instruments and Exchange Law of Japan (the &#8220;Financial Instruments and Exchange Law&#8221;), and each underwriter has agreed that it will not offer or sell any notes, directly or indirectly, in Japan or to, or for the benefit of, any resident of Japan (which term as used herein means any person resident in Japan, including any corporation or other entity organized under the laws of Japan), or to others for re-offering or resale, directly or indirectly, in Japan or to a resident of Japan, except pursuant to an exemption from the registration requirements of, and otherwise in compliance with, the Financial Instruments and Exchange Law and any other applicable laws, regulations and ministerial guidelines of Japan. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-41<br></div></div></div>
<!--End Page 46-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 47-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_113-legal_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="sLEG"><!--Anchor--></a>LEGAL MATTERS </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">Skadden, Arps, Slate, Meagher &amp; Flom LLP, New York, New York, is representing us in connection with this offering. In addition, certain legal matters will be passed upon for OMFC by Jeffrey M. Gershon, Associate General Counsel of OMFC. The underwriters have been represented in this offering by Simpson Thacher &amp; Bartlett LLP, New&#160;York, New York. </div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; text-align: center;"><a name="sEXP"><!--Anchor--></a>EXPERTS </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The OneMain Holdings, Inc. financial statements and management&#8217;s assessment of the effectiveness of internal control over financial reporting (which is included in Management&#8217;s Report on Internal Control over Financial Reporting) incorporated in this prospectus by reference to OneMain Holdings, Inc.&#8217;s and OneMain Finance Corporation&#8217;s combined Annual Report on Form&#160;10-K for the year ended December&#160;31, 2024 have been so incorporated in reliance on the report of PricewaterhouseCoopers LLP, an independent registered public accounting firm, given on the authority of said firm as experts in auditing and accounting. </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">The OneMain Finance Corporation financial statements incorporated in this prospectus by reference to OneMain Holdings, Inc.&#8217;s and OneMain Finance Corporation&#8217;s combined Annual Report on Form&#160;10-K for the year ended December&#160;31, 2024 have been so incorporated in reliance on the report of PricewaterhouseCoopers LLP, an independent registered public accounting firm, given on the authority of said firm as experts in auditing and accounting. </div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; text-align: center;"><a name="sWYC"><!--Anchor--></a>WHERE YOU CAN FIND MORE INFORMATION </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">We file annual, quarterly and current reports and other information with the SEC. The SEC maintains an internet site that contains reports, proxy and information statements and other information regarding issuers that file electronically with the SEC, including us. The SEC&#8217;s website address is www.sec.gov. In addition, our SEC filings are accessible on our Investor Relations website at www.onemainfinancial.com/ under the heading &#8220;Financials.&#8221; The information on, or accessible through, our website is not a part of this prospectus supplement and is not incorporated by reference into this prospectus supplement or the accompanying prospectus. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-42<br></div></div></div>
<!--End Page 47-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 48-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_114-incorp_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="sIBR"><!--Anchor--></a>INCORPORATION BY REFERENCE </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">This prospectus supplement &#8220;incorporates by reference&#8221; information that OMH and OMFC have filed with the SEC under the Exchange Act, which means that we are disclosing important information to you by referring you to those documents. Any statement contained in this prospectus supplement, the accompanying prospectus or in any document incorporated or deemed to be incorporated by reference into this prospectus supplement will be deemed modified or superseded for the purposes of this prospectus supplement and the accompanying prospectus to the extent that a statement contained in this prospectus supplement, the accompanying prospectus or any subsequently filed document which also is, or is deemed to be, incorporated by reference into this prospectus supplement or the accompanying prospectus modifies or supersedes that statement. Any statement so modified or superseded will not be deemed, except as so modified or superseded, to constitute a part of this prospectus supplement or the accompanying prospectus. Accordingly, we incorporate by reference the specific documents listed below and any future filings made with the SEC after the date hereof under Sections 13(a), 13(c), 14, or 15(d) of the Exchange Act which will be deemed to be incorporated by reference into this prospectus supplement and to be part of this prospectus supplement from the date we subsequently file such reports and documents until the termination of this offering, except that any interactive data in eXtensible Business Reporting Language shall not be deemed incorporated by reference herein and that any such reports or portions thereof which are furnished under Item&#160;2.02 or Item&#160;7.01 of any Current Reports on Form&#160;8-K (including financial statements or exhibits relating thereto furnished pursuant to Item&#160;9.01) and not filed shall not be deemed incorporated by reference herein: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">combined Annual Report of OMH and OMFC on Form&#160;10-K for the year ended December&#160;31, 2024, filed with the SEC on <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/25598/000158420725000006/omf-20241231.htm">February&#160;7, 2025</a>; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">combined Quarterly Report of OMH and OMFC on Form&#160;10-Q for the quarter ended March&#160;31, 2025, filed with the SEC on <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/25598/000158420725000025/omf-20250331.htm">May&#160;2, 2025</a>; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">Current Reports of OMH on Form&#160;8-K and 8-K/A filed with the SEC on <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1584207/000114036125007233/ny20044771x5_8k.htm">March&#160;5, 2025</a>, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1584207/000114036125008649/ny20044771x8_8k.htm">March&#160;13, 2025</a>, <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1584207/000158420725000008/omf-20250317.htm">March&#160;17, 2025</a> and <a href="https://www.sec.gov/Archives/edgar/data/1584207/000158420725000012/omf-20250317.htm">April&#160;8, 2025</a>; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">Current Reports of OMFC on Form&#160;8-K filed with the SEC on <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/25598/000114036125007232/ny20044771x4_8k.htm">March&#160;5, 2025</a> and <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/25598/000114036125008648/ny20044771x7_8k.htm">March&#160;13, 2025</a>; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: justify;">those portions of the Definitive Proxy Statement of OMH on Schedule 14A filed with the SEC on <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1584207/000158420725000022/omf-20250429.htm">April&#160;29, 2025</a>, incorporated by reference in the combined Annual Report of OMH and OMFC on Form&#160;10-K for the year ended December&#160;31, 2024. </div></td></tr></table><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-align: justify;">We will provide to each person, including any beneficial owner to whom a copy of this prospectus supplement and the accompanying prospectus is delivered, a copy of these filings, other than an exhibit to these filings unless we have specifically incorporated that exhibit by reference into the filing, upon written or oral request and at no cost. Requests should be made by writing or telephoning us at the following address: </div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; text-align: center;">OneMain Finance Corporation <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">601 N.W. Second Street <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Evansville, IN 47708 <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Attn: Legal Department <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; text-align: center;">Telephone: (812) 424-8031 </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">S-43<br></div></div></div>
<!--End Page 48-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 49-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 528pt;"><a name="ny20049645x4_424b5_200-cov_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 528pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 18.75pt; margin-left: 0pt; text-align: left;">PROSPECTUS</div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 13.75pt; text-align: center;"><img style="height: 27px; width: 279px;" src="logo_onemainfinancial2.jpg"><br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201; <br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 17pt; text-align: center;">ONEMAIN HOLDINGS, INC. <br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 10pt;"><font style="font-size: 10pt;">COMMON STOCK </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 10pt;"><font style="font-size: 10pt;">PREFERRED STOCK </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 10pt;"><font style="font-size: 10pt;">DEPOSITARY SHARES </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 10pt;"><font style="font-size: 10pt;">DEBT SECURITIES </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 10pt;"><font style="font-size: 10pt;">(and guarantees thereof) </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 10pt;"><font style="font-size: 10pt;">WARRANTS </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 10pt;"><font style="font-size: 10pt;">STOCK PURCHASE CONTRACTS </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 10pt;"><font style="font-size: 10pt;">AND </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 10pt;"><font style="font-size: 10pt;">STOCK PURCHASE UNITS </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; text-align: center;">ONEMAIN FINANCE CORPORATION <br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 10pt;"><font style="font-size: 10pt;">DEBT SECURITIES </font><br></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-weight: bold; margin-top: 0pt; text-align: center; font-size: 10pt;"><font style="font-size: 10pt;">(and guarantees thereof) </font></div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 4pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">OneMain Holdings, Inc. (&#8220;OMH&#8221;) may offer, issue and sell from time to time, together or separately: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">shares of its common stock; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">shares of its preferred stock, which it may issue in one or more series; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">depositary shares representing shares of its preferred stock; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">debt securities, which may be senior, subordinated or junior subordinated debt securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">warrants to purchase debt or equity securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">stock purchase contracts to purchase shares of its common stock or other securities; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">stock purchase units, each representing ownership of a stock purchase contract and debt securities, preferred securities or debt obligations of third-parties, including U.S. treasury securities or any combination of the foregoing, securing the holder&#8217;s obligation to purchase its common stock or other securities under the stock purchase contracts. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 4pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">OneMain Finance Corporation, a direct wholly-owned subsidiary of OMH (&#8220;OMFC&#8221;), may guarantee the principal of, and premium (if any) and interest on, any such debt securities. OMFC may, from time to time, offer and sell debt securities, which may be senior, subordinated or junior subordinated debt securities, and OMH may guarantee the principal of, and premium (if any) and interest on, such debt securities. In this prospectus, we refer to the debt securities and the guarantees thereof, common stock, preferred stock, depositary shares, warrants, stock purchase contracts and stock purchase units of OMH and the debt securities of OMFC and the guarantees thereof registered hereunder collectively as the &#8220;securities.&#8221; </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 4pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We will provide the specific terms of these securities in supplements to this prospectus. We may describe the terms of these securities in a term sheet that will precede the prospectus supplement. You should read this prospectus and the accompanying prospectus supplement carefully before you make your investment decision. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 4pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">THIS PROSPECTUS MAY NOT BE USED TO SELL SECURITIES UNLESS ACCOMPANIED BY A PROSPECTUS SUPPLEMENT.<font style="font-weight: normal;"> </font></div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 4pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may offer securities through underwriting syndicates managed or co-managed by one or more underwriters, through agents or directly to purchasers. These securities also may be resold by selling stockholders, whether owned on the date hereof or hereafter. The prospectus supplement for each offering of securities will describe in detail the plan of distribution for that offering and the identities of any selling stockholders. For general information about the distribution of securities offered, please see &#8220;Plan of Distribution&#8221; in this prospectus. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 4pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">OMH common stock is listed on the New York Stock Exchange (the &#8220;NYSE&#8221;) under the trading symbol &#8220;OMF.&#8221; Each prospectus supplement will indicate if the securities offered thereby will be listed on any securities exchange. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 4pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">INVESTING IN OUR SECURITIES INVOLVES RISKS. BEFORE BUYING OUR SECURITIES, YOU SHOULD REFER TO THE RISK FACTORS INCLUDED IN OUR PERIODIC REPORTS, IN PROSPECTUS SUPPLEMENTS RELATING TO SPECIFIC OFFERINGS OF SECURITIES AND IN OTHER INFORMATION THAT WE FILE WITH THE SECURITIES AND EXCHANGE COMMISSION. SEE &#8220;RISK FACTORS&#8221; ON PAGE <a href="#tRF">7</a>.<font style="font-weight: normal;"> </font></div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 4pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">NEITHER THE SECURITIES AND EXCHANGE COMMISSION NOR ANY STATE SECURITIES COMMISSION HAS APPROVED OR DISAPPROVED OF THESE SECURITIES OR DETERMINED IF THIS PROSPECTUS OR ANY ACCOMPANYING PROSPECTUS SUPPLEMENT IS TRUTHFUL OR COMPLETE. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE.<font style="font-weight: normal;"> </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6pt; text-align: center;">The date of this prospectus is October&#160;13, 2023.<font style="font-weight: normal;"> </font></div></div></div></div>
<!--End Page 49-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 50-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_201-toc_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;">TABLE OF CONTENTS </div><table cellspacing="0" cellpadding="0" class="BRDSX_fintab" style="margin-top: 4pt; width: 468pt; margin-left: auto; margin-right: auto;"><tr class="BRDSX_boxspacer"><td style="height: 6pt; width: 432pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 6pt; width: 10pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td></tr><tr><td style="width: 432pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tATP">ABOUT THIS PROSPECTUS<font style="padding-left: 4.33pt;"></font></a></div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tATP"><font style="padding-left: 5pt;">1</font> </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tWYC">WHERE YOU CAN FIND MORE INFORMATION<font style="padding-left: 3.84pt;"></font></a></div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tWYC"><font style="padding-left: 5pt;">2</font> </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tINC">INCORPORATION OF CERTAIN DOCUMENTS BY REFERENCE<font style="padding-left: 4.67pt;"></font></a></div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tINC"><font style="padding-left: 5pt;">3</font> </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tFLS">CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING STATEMENTS<font style="padding-left: 4.51pt;"></font></a></div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tFLS"><font style="padding-left: 5pt;">4</font> </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tCO">OUR COMPANY<font style="padding-left: 1pt;"></font></a></div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tCO"><font style="padding-left: 5pt;">6</font></a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tRF">RISK FACTORS<font style="padding-left: 4.32pt;"></font></a></div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tRF"><font style="padding-left: 5pt;">7</font> </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tUOP">USE OF PROCEEDS<font style="padding-left: 0.07pt;"></font></a></div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tUOP"><font style="padding-left: 5pt;">8</font> </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDDS">DESCRIPTION OF DEBT SECURITIES<font style="padding-left: 4.16pt;"></font></a></div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDDS"><font style="padding-left: 5pt;">9</font> </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDCS">DESCRIPTION OF CAPITAL STOCK<font style="padding-left: 3.11pt;"></font></a></div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDCS">20 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDOD">DESCRIPTION OF DEPOSITARY SHARES<font style="padding-left: 2.93pt;"></font></a></div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDOD">27 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDOW">DESCRIPTION OF WARRANTS<font style="padding-left: 0.27pt;"></font></a></div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDOW">29 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDSP">DESCRIPTION OF STOCK PURCHASE CONTRACTS AND STOCK PURCHASE UNITS<font style="padding-left: 0.5pt;"></font></a></div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tDSP">30 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tSS">SELLING STOCKHOLDERS<font style="padding-left: 0.82pt;"></font></a></div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tSS">31 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPOD">PLAN OF DISTRIBUTION<font style="padding-left: 3.98pt;"></font></a></div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tPOD">32 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: left; vertical-align: bottom; background-color: #CCEEFF;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tLM">LEGAL MATTERS<font style="padding-left: 3.22pt;"></font></a></div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt; background-color: #CCEEFF;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; padding-bottom: 1.38pt; text-align: center; vertical-align: bottom; background-color: #CCEEFF; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tLM">36 </a></div></td></tr><tr><td style="width: 432pt; padding-top: 1.01pt; text-align: left; vertical-align: bottom;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tEX">EXPERTS<font style="padding-left: 1.77pt;"></font></a></div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="width: 10pt; padding-top: 1.01pt; text-align: center; vertical-align: bottom; white-space: nowrap;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;"><a href="#tEX">36</a></div></td></tr><tr class="BRDSX_boxspacer"><td style="height: 2.75pt; width: 432pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 13pt;"><div style="font-size: 1pt;">&#8194;</div></td><td style="height: 2.75pt; width: 10pt;"><div style="font-size: 1pt;">&#8194;</div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Unless otherwise stated or the context otherwise requires, references in this prospectus to (i) &#8220;OMH&#8221; refer to OneMain Holdings, Inc. and references to &#8220;the Company,&#8221; &#8220;we,&#8221; &#8220;our,&#8221; and &#8220;us&#8221; refer to OneMain Holdings, Inc. collectively with its subsidiaries, whether directly or indirectly owned, including OMFC, and (ii)&#160;&#8220;OMFC&#8221; refer to OneMain Finance Corporation, and unless the context otherwise requires, its consolidated subsidiaries. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">i<br></div></div></div>
<!--End Page 50-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 51-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_202-about_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tATP"><!--Anchor--></a>ABOUT THIS PROSPECTUS </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">This prospectus is part of a registration statement on Form&#160;S-3 that we filed with the U.S. Securities and Exchange Commission (the &#8220;SEC&#8221;) using an automatic &#8220;shelf&#8221; registration process. Under this automatic shelf registration process, we or any selling stockholders may, from time to time, offer and sell any combination of the securities described in this prospectus, in one or more offerings at an unspecified aggregate initial offering price. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">This prospectus provides you with a general description of the securities we or the selling stockholders may offer. Each time we offer to sell securities under this prospectus, we will provide a prospectus supplement containing specific information about the terms of that offering. The prospectus supplement may also add, update or change information contained in this prospectus. If there is any inconsistency between the information in this prospectus and any prospectus supplement, you should rely on the information in the prospectus supplement. You should read both this prospectus and any prospectus supplement together with additional information described under the headings &#8220;Where You Can Find More Information&#8221; and &#8220;Incorporation of Certain Documents by Reference.&#8221; </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">You should only rely on the information contained or incorporated by reference in this prospectus. Neither we nor any selling stockholder have authorized anyone to provide you with different information. If anyone provides you with different or inconsistent information, you should not rely on it. Neither we nor any selling stockholder are making an offer to sell or soliciting an offer to buy securities in any jurisdiction where the offer or sale thereof is not permitted. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">You should assume that the information in this prospectus is accurate as of the date of this prospectus. Our business, financial condition, results of operations and prospects may have changed since that date. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">This prospectus contains summary descriptions of the securities that we or selling stockholders may sell from time to time. These summary descriptions are not meant to be complete descriptions of each security. The particular terms of any security will be described in the related prospectus supplement. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">1<br></div></div></div>
<!--End Page 51-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 52-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_203-info_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tWYC"><!--Anchor--></a>WHERE YOU CAN FIND MORE INFORMATION </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We file annual, quarterly and current reports, proxy statements and other information with the SEC. The SEC maintains an internet site that contains reports, proxy and information statements, and other information regarding issuers that file electronically with the SEC, including us. The SEC&#8217;s internet site can be found at www.sec.gov. We make available free of charge most of our SEC filings on the investor relations page of our website at www.omf.com as soon as reasonably practicable after we electronically file these materials with the SEC. You may access these SEC filings on our website. Except for those SEC filings incorporated by reference in this prospectus, none of the other information on our website is part of this prospectus or incorporated by reference into this prospectus or any accompanying prospectus supplement. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">This prospectus is part of a registration statement filed on Form&#160;S-3 with the SEC under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), and the rules and regulations promulgated by the SEC thereunder. This prospectus does not contain all of the information set forth in the registration statement and the exhibits and schedules to the registration statement. For further information concerning us and the securities, you should read the entire registration statement and the additional information described under &#8220;Incorporation of Certain Documents by Reference&#8221; below. The registration statement has been filed electronically and may be obtained in any manner listed above. Any statements contained herein concerning the provisions of any document are not necessarily complete, and, in each instance, reference is made to the copy of such document filed as an exhibit to the registration statement or otherwise filed with the SEC. Each such statement is qualified in its entirety by such reference. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">2<br></div></div></div>
<!--End Page 52-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 53-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_204-incorp_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tINC"><!--Anchor--></a>INCORPORATION OF CERTAIN DOCUMENTS BY REFERENCE </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The SEC allows us to &#8220;incorporate by reference&#8221; into this prospectus information that each of OMH and OMFC file with the SEC. This permits us to disclose important information to you by referencing these filed documents. Any information referenced this way is considered to be a part of this prospectus and any information filed by us with the SEC subsequent to the date of this prospectus will automatically be deemed to update and supersede this prospectus. We incorporate by reference into this prospectus and any accompanying prospectus supplement the following documents that OMH and OMFC have already filed with the SEC (other than any portion of such filings that are furnished, rather than filed, under the SEC&#8217;s applicable rules): </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Combined Annual Report of OMH and OMFC on Form&#160;10-K for the year ended December&#160;31, 2022, filed with the SEC on <a href="https://www.sec.gov/Archives/edgar/data/1584207/000158420723000012/omf-20221231.htm">February&#160;10, 2023</a> (&#8220;2022 Annual Report on Form&#160;10-K&#8221;); </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Combined Quarterly Reports of OMH and OMFC on Form&#160;10-Q for the quarters ended March&#160;31, 2023 and June&#160;30, 2023, filed with the SEC on <a href="https://www.sec.gov/Archives/edgar/data/1584207/000158420723000016/omf-20230331.htm">April&#160;28, 2023</a> and <a href="https://www.sec.gov/Archives/edgar/data/1584207/000158420723000023/omf-20230630.htm">July&#160;28, 2023</a>, respectively; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Current Reports of OMH on Form&#160;8-K, filed with the SEC on <a href="https://www.sec.gov/Archives/edgar/data/1584207/000158420723000003/omf-20230201.htm">February&#160;3, 2023</a>, <a href="https://www.sec.gov/Archives/edgar/data/1584207/000158420723000019/omf-20230613.htm">June&#160;15, 2023</a>, <a href="https://www.sec.gov/Archives/edgar/data/1584207/000114036123030586/ny20009492x3_8k.htm">June&#160;21, 2023</a> and <a href="https://www.sec.gov/Archives/edgar/data/1584207/000114036123030964/ny20009492x8_8k.htm">June&#160;22, 2023</a>; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Current Reports of OMFC on Form&#160;8-K, filed with the SEC on <a href="https://www.sec.gov/Archives/edgar/data/25598/000114036123030585/ny20009492x2_8k.htm">June&#160;21, 2023</a> and <a href="https://www.sec.gov/Archives/edgar/data/25598/000114036123030963/ny20009492x9_8k.htm">June&#160;22, 2023</a>; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Those portions of the Definitive Proxy Statement of OMH on Schedule 14A filed with the SEC on <a href="https://www.sec.gov/Archives/edgar/data/1584207/000110465923053073/tm231928d7_def14a.htm">April&#160;28, 2023</a> incorporated by reference in the 2022 Annual Report on Form&#160;10-K; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The description of OMH&#8217;s common stock set forth in its registration statement on Form&#160;8-A filed with the SEC on <a href="https://www.sec.gov/Archives/edgar/data/1584207/000119312513397313/d608006d8a12b.htm">October&#160;11, 2013</a>. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We incorporate by reference additional documents that OMH and OMFC may file with the SEC under Sections 13(a), 13(c), 14 or 15(d) of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;), after the date of this prospectus and before the termination of the offering of the securities described in this prospectus (other than any information that has been &#8220;furnished&#8221; but not &#8220;filed&#8221; for purposes of the Exchange Act and applicable SEC rules). These documents include our periodic reports, such as Annual Reports on Form&#160;10-K, Quarterly Reports on Form&#160;10-Q and Current Reports on Form&#160;8-K, as well as our proxy statements. Any statement made in this prospectus or in a document incorporated or deemed to be incorporated by reference in this prospectus will be deemed to be modified or superseded for purposes of this prospectus to the extent that a statement contained in this prospectus or in any other subsequently filed document that is also incorporated or deemed to be incorporated by reference in this prospectus modifies or supersedes that statement. Any statement so modified or superseded will not be deemed, except as so modified or superseded, to constitute a part of this prospectus. The SEC file number is 001-36129 for OMH and 001-06155 for OMFC. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We will provide without charge, upon written or oral request, a copy to each person to whom this prospectus is delivered of any or all of the documents that are incorporated by reference into this prospectus, excluding any exhibits to those documents unless the exhibit is specifically incorporated by reference as an exhibit to the registration statement of which this prospectus forms a part. Requests should be directed to OneMain Holdings, Inc., Attn: Legal Department, 601 N.W. Second Street, Evansville, Indiana 47708 (telephone number: (812) 424-8031). </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">3<br></div></div></div>
<!--End Page 53-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 54-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_205-fls_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tFLS"><!--Anchor--></a>CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING STATEMENTS </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">This prospectus contains or incorporates by reference certain &#8220;forward-looking statements&#8221; within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are not statements of historical fact, but instead represent only management&#8217;s current beliefs regarding future events. By their nature, forward-looking statements are subject to risks, uncertainties, assumptions, and other important factors that may cause actual results, performance, or achievements to differ materially from those expressed in or implied by such forward-looking statements. We caution you not to place undue reliance on these forward-looking statements, which speak only as of the date they were made. We do not undertake any obligation to update or revise these forward-looking statements to reflect events or circumstances after the date of this prospectus or to reflect the occurrence of unanticipated events or the non-occurrence of anticipated events, whether as a result of new information, future developments, or otherwise, except as required by law. Forward-looking statements include, without limitation, statements concerning future plans, objectives, goals, projections, strategies, events, or performance, and underlying assumptions and other statements related thereto. Statements preceded by, followed by or that otherwise include the words &#8220;anticipates,&#8221; &#8220;appears,&#8221; &#8220;assumes,&#8221; &#8220;believes,&#8221; &#8220;can,&#8221; &#8220;continues,&#8221; &#8220;could,&#8221; &#8220;estimates,&#8221; &#8220;expects,&#8221; &#8220;forecasts,&#8221; &#8220;foresees,&#8221; &#8220;goals,&#8221; &#8220;intends,&#8221; &#8220;likely,&#8221; &#8220;objectives,&#8221; &#8220;plans,&#8221; &#8220;projects,&#8221; &#8220;remains,&#8221; &#8220;target,&#8221; &#8220;trend,&#8221; and similar expressions or future or conditional verbs such as &#8220;could,&#8221; &#8220;may,&#8221; &#8220;might,&#8221; &#8220;should,&#8221; &#8220;will,&#8221; or &#8220;would&#8221; are intended to identify forward-looking statements, but these words are not the exclusive means of identifying forward-looking statements. As set forth more fully under &#8220;Part&#160;I, Item&#160;1A. Risk Factors&#8221; in the most recent combined Annual Report on Form&#160;10-K of OMH and OMFC and any subsequent combined Quarterly Reports on Form&#160;10-Q of OMH and OMFC, each of which is incorporated by reference herein, important factors that could cause actual results, performance, or achievements to differ materially from those expressed in or implied by forward-looking statements include, without limitation, the following: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">adverse changes and volatility in general economic conditions, including the interest rate environment and the financial markets; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the sufficiency of our allowance for finance receivable losses; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">increased levels of unemployment and personal bankruptcies; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the current inflationary environment and related trends affecting our customers; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">natural or accidental events such as earthquakes, hurricanes, pandemics, floods, or wildfires affecting our customers, collateral, or our facilities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a failure in or breach of our information, operational or security systems, or infrastructure or those of third parties, including as a result of cyber-attacks, war, or other disruptions; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the adequacy of our credit risk scoring models; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">adverse changes in our ability to attract and retain employees or key executives; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">increased competition or adverse changes in customer responsiveness to our distribution channels or products; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">changes in federal, state, or local laws, regulations, or regulatory policies and practices or increased regulatory scrutiny of our business or industry; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">risks associated with our insurance operations; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the costs and effects of any actual or alleged violations of any federal, state, or local laws, rules or regulations; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the costs and effects of any fines, penalties, judgements, decrees, orders, inquiries, investigations, subpoenas, or enforcement or other proceedings of any governmental or quasi-governmental agency or authority; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">our substantial indebtedness and our continued ability to access the capital markets and maintain adequate current sources of funds to satisfy our cash flow requirements; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">our ability to comply with all of our covenants; and </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">4<br></div></div></div>
<!--End Page 54-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 55-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_205-fls_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the effects of any downgrade of our debt ratings by credit rating agencies; </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We also direct readers to the other risks and uncertainties discussed in other documents we file with the SEC. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The forward-looking statements made or incorporated by reference in this prospectus relate only to events as of the date on which the statements are made. We do not undertake any obligation to publicly update or review any forward-looking statement except as required by law, whether as a result of new information, future developments or otherwise. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If one or more of these or other risks or uncertainties materialize, or if our underlying assumptions prove to be incorrect, our actual results may vary materially from what we may have expressed or implied by these forward-looking statements. You should specifically consider the factors identified or incorporated by reference in this prospectus that could cause actual results to differ before making an investment decision to purchase our securities and should not place undue reliance on any of our forward-looking statements. Furthermore, new risks and uncertainties arise from time to time, and it is impossible for us to predict those events or how they may affect us. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">5<br></div></div></div>
<!--End Page 55-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 56-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_206-company_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tCO"><!--Anchor--></a>OUR COMPANY </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 19.5pt; margin-left: 0pt; text-align: left;">Overview </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">As one of the nation&#8217;s leaders in offering nonprime customers responsible access to credit, we provide loan products to customers through our branch network and the internet. We service the loans that we originate and retain on our balance sheet, as well as loans owned by third parties on their behalf in connection with our whole loan sale program and legacy businesses. In connection with our offerings, our insurance subsidiaries offer our personal loan customers optional credit and non-credit insurance, and other insurance-related products. We also offer two credit cards, BrightWay and BrightWay+, which are designed to reward customers for responsible credit activity such as consistent on-time payments. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We strive to meet our customers at their preferred channel and to deliver a seamless customer experience through our digital platforms, distribution partnerships, or working with our expert team members. Our branch network of approximately 1,400 locations in 44 states is staffed with expert personnel and is complemented by our online lending and servicing capabilities and centralized operations staff, which allow us to serve customers in person, digitally, and over the phone. Our digital platform provides our current and prospective customers with the option of applying for our products via our website, <font style="font-style: italic;">www.omf.com</font>. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We believe we are well positioned for future growth with an experienced management team, proven access to the capital markets, and strong demand for consumer credit. At June&#160;30, 2023, we had $20.5&#160;billion of finance receivables due from approximately 2.58&#160;million customer accounts. We also service personal loans for our whole loan sale partners. At June&#160;30, 2023, we managed a combined total of 2.68&#160;million customer accounts and $21.4&#160;billion of managed receivables. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Our Corporate History and Corporate Information </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">OMFC is a financial services holding company whose subsidiaries engage in the consumer finance and insurance business. OMFC was incorporated in Indiana in 1927 as successor to a business started in 1920. OMH was incorporated in Delaware in 2013. On November&#160;15, 2015, OMH acquired all of the outstanding equity interests of OneMain Financial Holdings, LLC (&#8220;OMFH&#8221;) for approximately $4.5&#160;billion in cash (the &#8220;OneMain Acquisition&#8221;). In connection with the OneMain Acquisition, OMH changed its name from Springleaf Holdings, Inc. to OneMain Holdings, Inc. As a result of the OneMain Acquisition, OMFH became a wholly-owned, indirect subsidiary of OMH. Subsequently, in an effort to simplify our legal entity structure, we undertook a series of intercompany equity contributions and mergers, pursuant to which OMFH become a wholly-owned direct subsidiary of OMFC (effective as of June&#160;22, 2018) and OMFC became a wholly-owned direct subsidiary of OMH (on September&#160;20, 2019, but effective for purposes of OMFC&#8217;s consolidated financial statements as of July&#160;1, 2019). Effective as of July&#160;1, 2020, OMFC changed its name from Springleaf Finance Corporation to OneMain Finance Corporation. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">General </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">OMH&#8217;s common stock is traded on the NYSE under the symbol &#8220;OMF.&#8221; </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">OMH is incorporated in Delaware and OMFC is incorporated in Indiana. Our executive offices are located at 601 N.W. Second Street, Evansville, Indiana 47708. Our telephone number is (812) 424-8031. Our website address is <font style="font-style: italic;">www.omf.com</font>. The information on our website is not part of this prospectus and is not incorporated into this prospectus or any accompanying prospectus supplement by reference. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">6<br></div></div></div>
<!--End Page 56-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 57-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_207-risk_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tRF"><!--Anchor--></a>RISK FACTORS </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Before you invest in any of our securities, in addition to the other information in this prospectus and any prospectus supplement or other offering materials, you should carefully consider the risk factors in any prospectus supplement as well the risk factors discussed under &#8220;Part&#160;I, Item&#160;1A. Risk Factors&#8221; in the most recent combined Annual Report on Form&#160;10-K of OMH and OMFC and any subsequent combined Quarterly Reports on Form&#160;10-Q of OMH and OMFC, each of which is incorporated by reference into this prospectus and any prospectus supplement, as the same may be amended, supplemented or superseded from time to time by our filings under Sections 13(a), 13(c), 14 and 15(d) of the Exchange Act. These risks could materially and adversely affect our business, operating results, cash flows and financial condition and could result in a partial or complete loss of your investment. See &#8220;Incorporation of Certain Documents By Reference&#8221; and &#8220;Cautionary Statement Regarding Forward-Looking Statements.&#8221; </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">7<br></div></div></div>
<!--End Page 57-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 58-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_208-use_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tUOP"><!--Anchor--></a>USE OF PROCEEDS </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Unless otherwise indicated in the applicable prospectus supplement or other offering material, we will use the net proceeds from any sale of securities for general corporate purposes. We may provide additional information on the use of the net proceeds from any sale of securities in an applicable prospectus supplement or other offering materials relating to the securities. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Unless set forth in an accompanying prospectus supplement, we will not receive any proceeds in the event that securities are sold by a selling stockholder. We may pay expenses in connection with sales by selling stockholders. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">8<br></div></div></div>
<!--End Page 58-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 59-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tDDS"><!--Anchor--></a>DESCRIPTION OF DEBT SECURITIES </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The following description of the debt securities outlines some of the provisions of the debt securities. This information may not be complete in all respects and is qualified in its entirety by reference to the applicable indenture and its associated documents, including the form of note. Unless otherwise specified in an accompanying prospectus supplement, OMFC&#8217;s debt securities will be issued in one or more series under an indenture between OMFC, OMH and Wilmington Trust, National Association, as trustee, dated as of December&#160;3, 2014 (the &#8220;OMFC Indenture&#8221;), which is filed as an exhibit to the registration statement of which this prospectus forms a part, and OMH&#8217;s debt securities will be issued in one or more series under the form of indenture filed as an exhibit to the registration statement of which this prospectus forms a part (the &#8220;OMH Indenture,&#8221; and together with the OMFC Indenture, the &#8220;indentures&#8221;). See &#8220;Where You Can Find More Information&#8221; for information on how to obtain copies of the indentures. The indentures will be qualified under the Trust Indenture Act of 1939 (the &#8220;TIA&#8221;). The specific terms of any series of debt securities will be described in the applicable prospectus supplement. If so described in a prospectus supplement, the terms of that series of debt securities may differ from the general description of terms presented below and the indenture or form of indenture filed as an exhibit to the registration statement of which this prospectus forms a part.<font style="font-style: normal;"> </font></div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Please note that, in this section titled &#8220;Description of Debt Securities,&#8221; references to &#8220;the Company,&#8221; &#8220;we,&#8221; &#8220;our&#8221; and &#8220;us&#8221; refer either to OMH or OMFC, as the issuer, as applicable, of the applicable series of debt securities and not to any of their respective subsidiaries, unless the context requires otherwise. Unless otherwise specified in the applicable prospectus supplement, the trustee under the indentures will be Wilmington Trust, National Association.<font style="font-style: normal;"> </font></div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may offer unsecured debt securities in one or more series which may be senior, subordinated or junior subordinated, and which may be convertible into another security. The aggregate principal amount of debt securities that may be issued under each indenture is unlimited. The prospectus supplement relating to any series of debt securities that we may offer will contain the specific terms of the debt securities. These terms may include the following: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">whether the issuer of the debt securities is OMH or OMFC; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the title and aggregate principal amount of the debt securities and any limit on the aggregate principal amount; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">whether the debt securities will be senior, subordinated or junior subordinated; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any applicable subordination provisions for any subordinated debt securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the maturity date(s) or method for determining same; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the interest rate(s) or the method for determining same; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the dates on which interest will accrue or the method for determining dates on which interest will accrue and dates on which interest will be payable and whether interest shall be payable in cash or additional securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">whether the debt securities are convertible or exchangeable into other securities and any related terms and conditions; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">redemption or early repayment provisions; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">authorized denominations; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">if other than the principal amount, the principal amount of debt securities payable upon acceleration; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">place(s) where payment of principal and interest may be made, where debt securities may be presented and where notices or demands upon the issuer may be made; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">whether such debt securities will be issued in whole or in part in the form of one or more global securities and the date on which the securities are dated if other than the date of original issuance; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">amount of discount or premium, if any, at which such debt securities will be issued; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">whether the indenture will contain any additional covenants, or eliminate or change any covenants described herein, that apply to the debt securities; </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">9<br></div></div></div>
<!--End Page 59-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 60-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any additions or changes in the defaults and events of default applicable to the particular debt securities being issued; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the guarantors of each series, if any, and the extent of the guarantees (including provisions relating to seniority, subordination and release of the guarantees), if any; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the currency, currencies or currency units in which the purchase price for, the principal of and any premium and any interest on, such debt securities will be payable; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the time period within which, the manner in which and the terms and conditions upon which the holders of the debt securities or the issuer can select the payment currency; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">our obligation or right to redeem, purchase or repay debt securities under a sinking fund, amortization or analogous provision; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any restriction or conditions on the transferability of the debt securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">provisions granting special rights to holders of the debt securities upon occurrence of specified events; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">additions or changes relating to compensation or reimbursement of the trustee of the series of debt securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">additions or changes to the provisions for the defeasance of the debt securities or to provisions related to satisfaction and discharge of the indenture; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">provisions relating to the modification of the indenture both with and without the consent of holders of debt securities issued under the indenture and the execution of supplemental indentures for such series; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any other terms of the debt securities (which terms shall not be inconsistent with the provisions of the TIA, but may modify, amend, supplement or delete any of the terms of the indenture with respect to such debt securities). </div></td></tr></table><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">General </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may sell the debt securities, including original issue discount securities, at par or at a discount below their stated principal amount. Unless we inform you otherwise in a prospectus supplement, we may issue additional debt securities of a particular series without the consent of the holders of the debt securities of such series or any other series outstanding at the time of issuance. Any such additional debt securities, together with all other outstanding debt securities of that series, will constitute a single series of securities under the indenture. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We will describe in the applicable prospectus supplement any other special considerations for any debt securities we sell which are denominated in a currency or currency unit other than U.S. dollars. In addition, debt securities may be issued where the amount of principal and/or interest payable is determined by reference to one or more currency exchange rates, commodity prices, equity indices or other factors. Holders of such securities may receive a principal amount or a payment of interest that is greater than or less than the amount of principal or interest otherwise payable on such dates, depending upon the value of the applicable currencies, commodities, equity indices or other factors. Information as to the methods for determining the amount of principal or interest, if any, payable on any date, and the currencies, commodities, equity indices or other factors to which the amount payable on such date would be linked, will be described in the applicable prospectus supplement. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">United States federal income tax consequences and special considerations, if any, applicable to any such series will be described in the applicable prospectus supplement. Unless we inform you otherwise in the applicable prospectus supplement, the debt securities will not be listed on any securities exchange. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We expect most debt securities to be issued in fully registered form without coupons and in denominations of $2,000 and any integral multiples of $1,000 in excess thereof. Subject to the limitations provided in the indenture and prospectus supplement, debt securities that are issued in registered form may be transferred or exchanged at the designated corporate trust office of the trustee, without the payment of any service charge, other than any tax or other governmental charge payable in connection therewith. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">10<br></div></div></div>
<!--End Page 60-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 61-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Guarantees </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The debt securities issued by OMH may be guaranteed by certain subsidiaries of OMH, including OMFC. Unless otherwise described in the applicable prospectus supplement, the debt securities issued by OMFC will be fully and unconditionally guaranteed by OMH. These guarantees will be joint and several obligations of the guarantor(s). If a series of debt securities is so guaranteed, an indenture, or a supplemental indenture thereto, will be executed by the guarantor. The obligations of each guarantor under its guarantee will be limited as necessary to prevent that guarantee from constituting a fraudulent conveyance under applicable law. The terms of the guarantee will be set forth in the applicable prospectus supplement. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;">Certain Covenants </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Unless provided otherwise in the applicable prospectus supplement, each indenture provides for the following covenants for the benefit of the holders of all series of debt securities issued thereunder: </div><div class="BRDSX_h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 17pt; margin-left: 20pt; text-align: left;">SEC Reports and Reports to Holders and the Trustee </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The issuer, pursuant to Section&#160;314(a) of the TIA, will be required to file with the trustee within fifteen&#160;days after the issuer is required to file the same with the SEC, copies of the annual reports and of the information, documents and other reports (or copies of such portions of any of the foregoing as the SEC may from time to time by rules and regulations prescribe) which the issuer may be required to file with the SEC pursuant to Section&#160;13 or Section&#160;15(d) of the Exchange Act; or, if the issuer is not required to file information, documents or reports pursuant to either of such Sections, then to file with the trustee and the SEC, in accordance with the rules and regulations prescribed from time to time by the SEC, such of the supplementary and periodic information, documents and reports which would be required pursuant to Section&#160;13 of the Exchange Act in respect of a security listed and registered on a national securities exchange as may be prescribed from time to time in such rules and regulations. The issuer, pursuant to Section&#160;314(a) of the TIA, will also be required to file with the trustee and the SEC, in accordance with the rules and regulations prescribed from time to time by the SEC, such additional information, documents and reports with respect to compliance by the issuer with the conditions and covenants provided for in the applicable indenture as may be required from time to time by such rules and regulations. The issuer is also required to deliver to the trustee, within 120 days after the end of the issuer&#8217;s fiscal year, a written statement as to the Company&#8217;s compliance with all conditions and covenants under the indenture. In addition, the issuer, pursuant to Section&#160;314(a) of the TIA, will be required to transmit to the holders of the debt securities within 30 days after the filing thereof with the trustee, in the manner and to the extent provided in Section&#160;313(c) of the TIA, such summaries of any information, documents and reports required to be filed by the issuer pursuant to the two immediately preceding sentences as may be required by rules and regulations prescribed from time to time by the SEC. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The issuer has also agreed to notify the trustee when and as the notes become admitted to trading on any national securities exchange. </div><div class="BRDSX_h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 17pt; margin-left: 20pt; text-align: left;">Restrictions on Liens </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The issuer will not at any time, directly or indirectly, suffer to exist, and shall not cause, suffer or permit any Subsidiary to create, assume or suffer to exist, any Mortgage of or upon any of its or their properties or assets, real or personal, whether owned at the issue date or thereafter acquired, or of its or upon any income or profit therefrom, without making effective provision, and the issuer covenants that in any such case the issuer will make or cause to be made effective provision, whereby the debt securities shall be secured by such Mortgage equally and ratably with or prior to any and all other obligations and Indebtedness to be secured thereby, so long as any such other obligations and Indebtedness shall be so secured. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">Nothing in this covenant shall be construed to prevent the issuer or any Subsidiary from creating, assuming or suffering to exist, and the issuer or any Subsidiary is hereby expressly permitted to create, assume or suffer to exist, without securing the debt securities as hereinabove provided, any Mortgage of the following character: </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any Mortgage on any properties or assets of the issuer or any Subsidiary existing on the issue date; </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">11<br></div></div></div>
<!--End Page 61-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 62-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any Mortgage on any properties or assets of the issuer or any Subsidiary, in addition to those otherwise permitted by this subsection (b) of this covenant, securing Indebtedness of the issuer or any Subsidiary and refundings or extensions of any such Mortgage and the Indebtedness secured thereby for amounts not exceeding the principal amount of the Indebtedness so refunded or extended at the time of the refunding or extension thereof and covering only the same property theretofore securing the same; provided that at the time such Indebtedness was initially incurred, the aggregate amount of secured Indebtedness permitted by this paragraph (2), after giving effect to such incurrence, does not exceed 10% of Consolidated Net Tangible Assets, as applicable; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(3)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any Mortgage on any property or assets of any Subsidiary to secure Indebtedness owing by it to the issuer or to a Wholly-owned Subsidiary; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(4)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any Mortgage on any property or assets of any Subsidiary to secure, in the ordinary course of business, its Indebtedness, if as a matter of practice, prior to the time it became a Subsidiary, it had borrowed on the basis of secured loans or had customarily deposited collateral to secure any or all of its obligations; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(5)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any purchase money Mortgage on property, real or personal, acquired or constructed by the issuer or any Subsidiary after the issue date, to secure the purchase price of such property (or to secure Indebtedness incurred for the purpose of financing the acquisition or construction of any such property to be subject to such Mortgage), or Mortgages existing on any such property at the time of acquisition, whether or not assumed, or any Mortgage existing on any property of any corporation at the time it becomes a Subsidiary, or any Mortgage with respect to any property hereafter acquired; provided, however, that the aggregate principal amount of the Indebtedness secured by all such Mortgages on a particular parcel of property shall not exceed 75% of the cost of such property, including the improvements thereon, to the issuer or any such Subsidiary; and provided, further, that any such Mortgage does not spread to other property owned prior to such acquisition or construction or to property thereafter acquired or constructed other than additions to such property; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(6)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">refinancing, refunding, extension, renewal or replacement (or successive refinancings, refundings, extensions, renewals or replacements) of any Mortgage permitted by this subsection (b) of this covenant (other than pursuant to paragraph (2) hereof) for amounts not exceeding (A)&#160;the principal amount of the Indebtedness so refinanced, refunded, extended, renewed or replaced at the time of the refunding or extension thereof, and (B) an amount necessary to pay any fees and expenses, including premiums, related to such refinancing, refunding, extension, renewal or replacement, and covering only the same property theretofore securing the same; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(7)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">deposits, liens or pledges to enable the issuer or any Subsidiary to exercise any privilege or license, or to secure payments of workmen&#8217;s compensation, unemployment insurance, old age pensions or other social security, or to secure the performance of bids, tenders, contracts or leases to which the issuer or any Subsidiary is a party, or to secure public or statutory obligations of the issuer or any Subsidiary, or to secure surety, stay or appeal bonds to which the issuer or any Subsidiary is a party; or other similar deposits, liens or pledges made in the ordinary course of business; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(8)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">mechanics&#8217;, workmen&#8217;s, repairmen&#8217;s, materialmen&#8217;s, or carriers&#8217; liens; or other similar liens arising in the ordinary course of business; or deposits or pledges to obtain the release of any such liens; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(9)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">liens arising out of judgments or awards against the issuer or any Subsidiary with respect to which the issuer or such Subsidiary shall in good faith be prosecuting an appeal or proceedings for review; or liens incurred by the issuer or any Subsidiary for the purpose of obtaining a stay or discharge in the course of any legal proceeding to which the issuer or such Subsidiary is a party; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(10)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">liens for taxes not yet subject to penalties for non-payment or contested, or minor survey exceptions, or minor encumbrances, easements or reservations of, or rights of others for, rights </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">12<br></div></div></div>
<!--End Page 62-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 63-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg5"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 70pt; text-align: left;">of way, sewers, electric lines, telegraph and telephone lines and other similar purposes, or zoning or other restrictions as to the use of real properties, which encumbrances, easements, reservations, rights and restrictions do not in the aggregate materially detract from the value of said properties or materially impair their use in the operation of the business of the issuer or of the Subsidiary owning the same; </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(11)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">other liens, charges and encumbrances incidental to the conduct of its business or the ownership of its property and assets which were not incurred in connection with the borrowing of money or the obtaining of advances or credit, and which do not in the aggregate materially detract from the value of its property and assets or materially impair the use thereof in the operation of its business; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 30pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(12)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any Mortgage created by the issuer or any Subsidiary in connection with a transaction intended by the issuer or such Subsidiary to be one or more sales of properties or assets of the issuer or such Subsidiary; provided that such Mortgage shall only apply to the properties or assets involved in such sale or sales, the income from such properties or assets and/or the proceeds of such properties or assets. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(c)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">If at any time the issuer or any Subsidiary shall create or assume any Mortgage not permitted by subsection (b) of this covenant, to which the covenant in subsection (a) of this covenant is applicable, the issuer shall promptly deliver to the trustee (1) an officers&#8217; certificate stating that the covenant of the issuer contained in subsection (a) of this covenant has been complied with; and (2) an opinion of counsel to the effect that such covenant has been complied with, and that any instruments executed by the issuer in the performance of such covenant comply with the requirements of such covenant. </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(d)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">In the event that the issuer shall hereafter secure the debt securities equally and ratably with (or prior to) any other obligation or Indebtedness pursuant to the provisions of this covenant, the trustee is hereby authorized to enter into an indenture or agreement supplemental hereto and to take such action, if any, as the Company may deem advisable to enable the trustee to enforce effectively the rights of the holders of the debt securities so secured equally and ratably with (or prior to) such other obligation or indebtedness. </div></td></tr></table><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14pt; margin-left: 0pt; text-align: left;">Merger and Consolidation </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Unless provided otherwise in the applicable prospectus supplement, the issuer may consolidate with, merge with or into, or sell or convey all or substantially all of the issuer&#8217;s assets to, any other corporation or entity if: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">(i)in the case of a merger, the issuer is the surviving entity in such merger, or (ii) in the case of a merger in which the issuer is not the surviving entity or in the case of a consolidation or a sale or conveyance of assets, the entity into which the issuer is merged or the entity which is formed by such consolidation or which acquires by sale or conveyance all or substantially all of the issuer&#8217;s assets shall be a corporation, association, company or business trust organized and existing under the laws of the United States of America or a State thereof and such successor entity shall expressly assume the due and punctual payment of the principal of and any premium and interest on all the debt securities, according to their tenor, and the due and punctual performance and observance of all of the covenants under the applicable indenture and the debt securities to be performed or observed by the issuer by a supplemental indenture in form satisfactory to the trustee, executed and delivered to the trustee by such entity; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the issuer or such successor entity, as the case may be, shall not, immediately after such merger or consolidation, or such sale or conveyance, be in default in the performance or observance of any such covenant and shall not immediately thereafter have outstanding (or otherwise be liable for) any Indebtedness secured by a Mortgage not expressly permitted by the provisions of the applicable indenture or shall have secured the debt securities thereunder equally and ratably with (or prior to) any Indebtedness secured by any Mortgage not so permitted; and </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">13<br></div></div></div>
<!--End Page 63-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 64-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg6"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(c)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the issuer shall have delivered to the trustee an officer&#8217;s certificate and an opinion of counsel, each stating that such consolidation, merger or transfer and such supplemental indenture (if any) comply with the indenture and an opinion of counsel stating that such supplemental indenture (if any) has been duly authorized, executed and delivered and is a legal, valid and binding agreement enforceable against the successor entity. </div></td></tr></table><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Modification and Waiver </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Unless provided otherwise in the applicable prospectus supplement, each indenture, the debt securities and the debt security guarantees may be modified or amended with the consent of the holders of a majority in aggregate principal amount of the outstanding debt securities of each series affected by the modification or amendment. However, unless each holder to be affected by the proposed change consents, no modification or amendment may: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">change the Stated Maturity of the principal of, or any installment of principal of, or interest on, any outstanding debt security; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reduce the principal amount of, or the rate or amount of interest on, or any premium payable with respect to, any debt security; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">change the places or currency of payment of the principal of, or any premium or interest on, any debt security; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">impair the right to sue for the enforcement of any payment of principal of, or any premium or interest on, any debt security on or after the date the payment is due; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">reduce the percentage in aggregate principal amount of outstanding debt securities of any series necessary to: </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">modify or amend the applicable indenture with respect to that series, </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">waive any past default or compliance with certain restrictive provisions, or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">constitute a quorum or take action at a meeting; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">otherwise modify the provisions of the indenture concerning modification or amendment or concerning waiver of compliance with certain provisions of, or certain defaults and their consequences under, the indenture, except to: </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">increase the percentage of outstanding debt securities necessary to modify or amend the indenture or to give the waiver, or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">provide that certain other provisions of the applicable indenture cannot be modified or waived without the consent of the holder of each outstanding debt security affected by the modification or waiver. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The holders of a majority in aggregate principal amount of the outstanding debt securities of any series may waive the issuer&#8217;s obligation to comply with certain restrictive provisions applicable to the series. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The indenture, the debt securities and the debt security guarantees may be modified or amended without the consent of any holder of outstanding debt securities for any of the following purposes: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to evidence that another entity is the issuer&#8217;s or a guarantor&#8217;s successor, as applicable, and has assumed the issuer&#8217;s or guarantors obligations with respect to the debt securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to add to the issuer&#8217;s or a guarantor&#8217;s covenants, as applicable, for the benefit of the holders of all or any series of debt securities or to surrender any of the issuer&#8217;s or guarantor&#8217;s rights or powers under the applicable indenture; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to add any Events of Default to all or any series of debt securities; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to delete or modify any Events of Default with respect to all or any series of debt securities and to specify the rights and remedies of the trustee and the holders of such securities in connection therewith; </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">14<br></div></div></div>
<!--End Page 64-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 65-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg7"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to change or eliminate any restrictions on the payment of the principal of, or any premium or interest on, any debt securities, to modify the provisions relating to global debt securities, or to permit the issuance of debt securities in uncertificated form, so long as in any such case the interests of the holders of debt securities are not adversely affected in any material respect; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to add to, change or eliminate any provision of the applicable indenture in respect of one or more series of debt securities, so long as either </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">there is no outstanding debt security of any series entitled to the benefit of the provision; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the amendment does not apply to any then outstanding debt security; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to secure any series of the debt securities&#8217; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to provide for the appointment of a successor trustee with respect to the debt securities of one or more series and to add to or change any of the provisions to facilitate the administration of the trusts under the applicable indenture by more than one trustee; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to facilitate the satisfaction and discharge, or Legal Defeasance or Covenant Defeasance with respect to the debt securities of any series by the deposit in trust of money and/or Government Obligations; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to cure any ambiguity, defect, mistake or inconsistency in the applicable indenture, debt security or debt security guarantee; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to make any other changes with respect to matters or questions arising under the applicable indenture, or any series of debt security or debt security guarantee so long as the action does not adversely affect the interests of the holders of the debt securities of any series in any material respect. </div></td></tr></table><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Satisfaction and Discharge </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Unless provided otherwise in the applicable prospectus supplement, each indenture will be discharged and will cease to be of further effect as to all debt securities issued thereunder, when: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">either </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(1)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">all debt securities that have been authenticated, except lost, stolen or destroyed debt securities that have been replaced or paid and debt securities for whose payment money has been deposited in trust and thereafter repaid to the issuer, have been delivered to the trustee for cancellation; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 40pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(2)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">all debt securities that have not been delivered to the trustee for cancellation have become due and payable by reason of the mailing of a notice of redemption or otherwise or will become due and payable within one year or are to be called for redemption within one year under arrangements satisfactory to the trustee for the giving of notice of redemption by the trustee in the name, and at the expense of the issuer, and the issuer has irrevocably deposited or caused to be deposited with the trustee as trust funds in trust solely for the benefit of the holders, cash in U.S. dollars, Government Obligations, or a combination of cash in U.S. dollars and Government Obligations, in such amounts as will be sufficient without consideration of any reinvestment of interest, to pay and discharge the entire indebtedness on the Notes not delivered to the trustee for cancellation for principal, premium, if any, and accrued interest to the date of maturity or redemption; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the issuer has paid or caused to be paid all sums payable by it under the indenture; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(c)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">in the event of a deposit as provided in clause (i)(b) above, the issuer has delivered irrevocable instructions to the trustee under the indenture to apply the deposited money toward the payment of the debt securities at maturity or the redemption date, as the case may be. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In addition, the issuer must deliver an officers&#8217; certificate and an opinion of counsel to the trustee stating that all conditions precedent to satisfaction and discharge have been satisfied. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 14.5pt; margin-left: 0pt; text-align: left;">Defeasance of Certain Covenants </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The issuer at any time may terminate all its obligations under the outstanding debt securities of any series and all obligations of any guarantors discharged with respect to their guarantees except for certain obligations, including those respecting the Defeasance Trust (as defined below) and obligations to register the transfer or </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">15<br></div></div></div>
<!--End Page 65-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 66-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg8"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">exchange of the debt securities of the applicable series, to replace mutilated, destroyed, lost or stolen debt securities and to maintain a registrar and paying agent in respect of the debt securities. This is known as &#8220;Legal&#160;Defeasance.&#8221; The issuer at any time may terminate its obligations under the covenants described under &#8220;-Limitations on Liens&#8221; above and the operation of clause (4) described under &#8220;-Events of Default, Notice and Waiver&#8221; below. This is known as &#8220;Covenant Defeasance.&#8221; </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The issuer may exercise its Legal Defeasance option notwithstanding its prior exercise of its Covenant Defeasance option. If the issuer exercises its Legal Defeasance option, payment of the debt securities of the applicable series may not be accelerated because of an Event of Default with respect thereto. If the issuer exercises its Covenant Defeasance option, payment of the debt securities of the applicable series may not be accelerated because of an Event of Default specified in clause (4) described under &#8220;-Events of Default, Notice and Waiver&#8221; below. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In order to exercise either defeasance option, the issuer must irrevocably deposit in trust (the &#8220;Defeasance Trust&#8221;) with the trustee money or Government Obligations for the payment of principal and interest (if any) on the applicable series of debt securities to redemption or maturity, as the case may be, and must comply with certain other conditions, including (unless the applicable series of debt securities will mature or be redeemed within 30 days) delivering to the trustee an opinion of counsel to the effect that holders will not recognize income, gain or loss for federal income tax purposes as a result of such deposit and defeasance and will be subject to federal income tax on the same amount and in the same manner and at the same times as would have been in the case if such deposit and defeasance had not occurred, and, in the case of Legal Defeasance only, such opinion of counsel must be based on a ruling of the Internal Revenue Service or other change in applicable federal income tax law. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Events of Default, Notice and Waiver </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Unless provided otherwise in the applicable prospectus supplement, if an Event of Default with respect to a series of debt securities occurs and is continuing, the trustee or the holders of at least 25% in aggregate principal amount of the outstanding debt securities of such series may declare, by notice as provided in the indenture, the principal amount of all the debt securities of that series due and payable immediately. However, in the case of an Event of Default involving certain events in bankruptcy, insolvency or reorganization, acceleration will occur automatically. If all Events of Default with respect to a series of debt securities have been cured or waived, and all amounts due otherwise than because of the acceleration have been paid or deposited with the trustee, the holders of a majority in aggregate principal amount of the outstanding debt securities of such series may rescind the acceleration and its consequences. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The holders of a majority in aggregate principal amount of debt securities of an affected series may waive any past Default with respect to such series of debt securities, and any Event of Default arising from a past default, except in the case of (i) a Default in the payment of the principal of, or any premium or interest on, any debt security; or (ii) a Default in respect of a covenant or provision that cannot be amended or modified without the consent of the holder of each outstanding debt security of an affected series. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">&#8220;Event of Default,&#8221; when used in each indenture with respect to any series of debt securities, means any of the following events: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(a)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a default in the payment of any interest payable in respect of any debt security, when such interest becomes due and payable, and continuance of such default for a period of 30 days; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(b)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a default in the payment of the principal of and any premium on any debt security when it becomes due and payable at its maturity; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(c)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a default in the deposit of any sinking fund payment, when and as due by the terms of a security of that series; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(d)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a default by the issuer in the performance or breach of any covenant or warranty under the Indentures, and the continuance of such default or breach for a period of 90 days; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(e)<br></div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">certain events in bankruptcy, insolvency or reorganization of the issuer. </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">16<br></div></div></div>
<!--End Page 66-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 67-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg9"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">A Default under clause (d) is not an Event of Default until the trustee or the holders of at least 25% in aggregate principal amount of the outstanding debt securities of the affected series notify the issuer in writing of the Default, and the issuer does not cure the Default within the time specified in such clause after receipt of such notice. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">When a Default under clause (d) is cured or remedied within the specified period, it ceases to exist. If an Event of Default (other than an Event of Default with respect to the issuer specified in clause (e) above) occurs and is continuing, the trustee, by written notice to the issuer, or the holders of at least 25% in aggregate principal amount of the outstanding debt securities of the affected series, by written notice to the issuer and the trustee, may declare all unpaid principal of and accrued interest on the debt securities of the affected series then outstanding to be due and payable (the &#8220;Default Amount&#8221;). Upon a declaration of acceleration, such amount shall be due and payable immediately, subject to certain conditions as described in the indenture. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If an Event of Default with respect to the issuer specified in clause (e) above occurs, the Default Amount shall ipso facto become and be immediately due and payable without any declaration or other act on the part of the trustee or any holder. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Under certain circumstances, the holders of a majority in aggregate principal amount of the debt securities of the affected series then outstanding may rescind an acceleration with respect to the debt securities of the affected series and its consequences. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In case an Event of Default occurs and is continuing, the trustee will be under no obligation to exercise any of the rights or powers under the applicable indenture at the request or direction of any of the holders unless such holders have offered to the trustee indemnity or security satisfactory to it against any loss, liability or expense. Except to enforce the right to receive payment of principal, premium (if any) or interest (if any) when due, no holder may pursue any remedy with respect to the applicable indenture or the debt securities of the affected series unless (i) such holder has previously given the trustee notice that an Event of Default is continuing, (ii) holders of at least 25% in principal amount of the outstanding debt securities of the affected series have requested the trustee to pursue the remedy, (iii) such holders have offered the trustee security or indemnity satisfactory to it against any loss, liability or expense, (iv) the trustee has not complied with such request within 60 days after the receipt of the request and the offer of security or indemnity and (v) the holders of a majority in principal amount of the outstanding debt securities of the affected series have not given the trustee a direction inconsistent with such request within such 60-day period. Subject to certain restrictions, the holders of a majority in principal amount of the outstanding debt securities of the affected series are given the right to direct the time, method and place of conducting any proceeding for any remedy available to the trustee or of exercising any trust or power conferred on the trustee. The trustee, however, may refuse to follow any direction that conflicts with law or the applicable indenture or that the trustee determines is unduly prejudicial to the rights of any other holder or that would involve the trustee in personal liability. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If a Default occurs and is continuing and is known to the trustee, the trustee must mail to each holder notice of the Default within 90 days after it occurs. Except in the case of a Default in the payment of principal of or interest on any note, the trustee may withhold notice if and so long as a committee of its trust officers in good faith determines that withholding notice is in the interests of the holders. In addition, the issuer is required to deliver to the trustee, within 120 days after the end of each fiscal year, a certificate indicating whether the signers thereof know of any Default that occurred during the previous year. The issuer is also required to deliver to the trustee, within 30 days after the Company becomes aware of the occurrence thereof, written notice of any event which would constitute a Default. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20pt; margin-left: 0pt; text-align: left;">Certain Definitions </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Unless provided otherwise in the applicable prospectus supplement, as used in the indentures and this prospectus, the following definitions apply: </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">&#8220;Consolidated Net Tangible Assets&#8221; means the total amount of assets (less depreciation and valuation reserves and other reserves and items deductible from the gross book value of specific asset amounts under generally accepted accounting principles) which under generally accepted accounting principles would be included on a balance sheet of the issuer and its Subsidiaries, after deducting therefrom (i) all liability items except indebtedness (whether incurred, assumed or guaranteed) for borrowed money maturing by its terms more than one year from the date of creation thereof or which is extendible or renewable at the sole option of the </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">17<br></div></div></div>
<!--End Page 67-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 68-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg10"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">obligor in such manner that it may become payable more than one year from the date of creation thereof, shareholder&#8217;s equity and reserves for deferred income taxes and (ii) all goodwill, trade names, trademarks, patents, unamortized debt discount and expense and other like intangibles, which in each case would be so included on such balance sheet. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">&#8220;Default&#8221; means any event which is, or after notice or passage of time or both would be, an Event of Default. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">&#8220;Government Obligations,&#8221; means (i) direct obligations of the United States of America where the timely payment or payments thereunder are supported by the full faith and credit of the United State of America or (ii)&#160;obligations of a Person controlled or supervised by and acting as an agency or instrumentality of the United&#160;States of America where the timely payment or payments thereunder are unconditionally guaranteed as a full faith and credit obligation by the United States of America, and which, in the case of (i) or (ii), are not callable or redeemable at the option of the issuer or issuers thereof, and shall also include a depository receipt issued by a bank or trust company as custodian with respect to any such Government Obligation or a specific payment of interest on or principal of or other amount with respect to any such Government Obligation held by such custodian for the account of the holder of a depository receipt; provided, however that (except as required by law) such custodian is not authorized to make any deduction from the amount payable to the holder of such depository receipt from any amount received by the custodian in respect of the Government Obligation or the specific payment of interest on or principal of or other amount with respect to the Government Obligation evidenced by such depository receipt. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">&#8220;Indebtedness&#8221; means all obligations which in accordance with generally accepted accounting principles would be classified upon a balance sheet as liabilities, including without limitation by the enumeration thereof, obligations arising through direct or indirect guarantees (including agreements, contingent or otherwise, to purchase Indebtedness or to purchase property or services for the primary purpose of enabling the payment of Indebtedness or assuring the owner of Indebtedness against loss) or through agreements, contingent or otherwise, to supply or advance funds for the payment or purchase of Indebtedness of others; provided, however, that in determining Indebtedness of any Person, there shall not be included rental obligations under any lease of such Person, whether or not such rental obligations would, under generally accepted accounting principles, be required to be shown on the balance sheet of such Person as a liability item. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">&#8220;Mortgage&#8221; means any mortgage, pledge, lien, security interest, conditional sale or other title retention agreement or other similar encumbrance. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">&#8220;Person&#8221; means any individual, corporation, limited liability company, partnership, joint venture, joint-stock company, trust, unincorporated organization or government or any agency or political subdivision thereof. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">&#8220;Stated Maturity,&#8221; when used with respect to any debt security or any installment of principal thereof or any premium or interest thereon, means the fixed date on which the principal of such debt security or such installment of principal or premium or interest is due and payable. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">&#8220;Subsidiary,&#8221; when used with respect to any Person, shall mean (i) any corporation, limited liability company, association or other business entity of which more than 50% of the total voting power of shares of capital stock entitled (without regard to the occurrence of any contingency and after giving effect to any voting agreement or stockholders&#8217; agreement that effectively transfers voting power) to vote in the election of directors, managers or trustees of the corporation, limited liability company, association or other business entity is at the time owned or controlled, directly or indirectly, by that Person or one or more of the other Subsidiaries of that Person (or a combination thereof); and (ii) any partnership (a) the sole general partner or the managing general partner of which is such Person or a Subsidiary of such Person or (b) the only general partners of which are that Person or one or more Subsidiaries of that Person (or any combination thereof). </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">&#8220;Wholly-owned,&#8221; when used with reference to a Subsidiary of a Person, shall mean a Subsidiary of which all of the outstanding capital stock (except directors&#8217; qualifying shares) is owned by such Person and/or one or more of such Person&#8217;s wholly-owned Subsidiaries. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Global Securities </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Unless the issuer informs you otherwise in the applicable prospectus supplement, the debt securities of a series may be issued in whole or in part in the form of one or more global securities that will be deposited with, or on behalf of, a depositary identified in the applicable prospectus supplement. Global securities will be issued </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">18<br></div></div></div>
<!--End Page 68-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 69-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg11"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">in registered form and in either temporary or definitive form. Unless and until it is exchanged in whole or in part for the individual debt securities, a global security may not be transferred except as a whole by the depositary for such global security to a nominee of such depositary or by a nominee of such depositary to such depositary or to another nominee of such depositary or by such depositary or any such nominee to a successor of such depositary or to a nominee of such successor. The specific terms of the depositary arrangement with respect to any debt securities of a series and the rights of and limitations upon owners of beneficial interests in a global security will be described in the applicable prospectus supplement. With respect to any debt securities held in book-entry form through a depositary, the depositary or its nominee will be the sole registered and legal owner of those debt securities, and references in this prospectus to any &#8220;securityholder&#8221; or &#8220;holder&#8221; of those debt securities means only the depositary or its nominee. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Regarding the Trustee </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The trustee for the OMFC Indenture is Wilmington Trust, National Association, and the series trustee for the OMFC Indenture is HSBC Bank USA, National Association. The trustee for the form of OMH Indenture is Wilmington Trust, National Association. Each trustee is permitted to engage in other transactions with the issuer and its subsidiaries from time to time, provided that if such trustee acquires any conflicting interest they must eliminate such conflict upon the occurrence of an Event of Default, or else resign. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">No Personal Liability of Directors, Officers, Employees and Stockholders </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">No director, officer, employee, incorporator or stockholder, member or limited partner of the issuer or its parent companies shall have any liability for any of its obligations under the debt securities or the applicable indenture or for any claim based on, in respect of, or by reason of such obligations or their creation. Each holder by accepting debt securities waives and releases all such liability. The waiver and release are part of the consideration for issuance of the debt securities. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Governing Law </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The indentures, the debt securities and any guarantees thereunder shall be construed in accordance with and governed by the laws of the State of New York. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">19<br></div></div></div>
<!--End Page 69-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 70-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg12"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tDCS"><!--Anchor--></a>DESCRIPTION OF CAPITAL STOCK </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The following descriptions are summaries of the material terms of OMH&#8217;s amended and restated certificate of incorporation, as amended (the &#8220;A&amp;R Certificate&#8221;) and amended and restated bylaws, as amended (the A&amp;R Bylaws&#8221;). These descriptions contain all information which we consider to be material, but may not contain all of the information that is important to you. To understand them fully, you should read our A&amp;R Certificate and A&amp;R Bylaws, copies of which are filed with the SEC as exhibits to the registration statement of which this prospectus is a part. References in this &#8220;Description of the Capital Stock&#8221; section to &#8220;the Company,&#8221; &#8220;we,&#8221; &#8220;us&#8221; and &#8220;our&#8221; are to OMH, and not to any of its subsidiaries. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Please note that, with respect to any of our shares held in book-entry form through The Depository Trust Company or any other share depositary, the depositary or its nominee will be the sole registered and legal owner of those shares, and references in this prospectus to any &#8220;stockholder&#8221; or &#8220;holder&#8221; of those shares means only the depositary or its nominee. Persons who hold beneficial interests in our shares through a depositary will not be registered or legal owners of those shares and will not be recognized as such for any purpose. For example, only the depositary or its nominee will be entitled to vote the shares held through it, and any dividends or other distributions to be paid, and any notices to be given, in respect of those shares will be paid or given only to the depositary or its nominee. Owners of beneficial interests in those shares will have to look solely to the depositary with respect to any benefits of share ownership, and any rights they may have with respect to those shares will be governed by the rules of the depositary, which are subject to change from time to time. We have no responsibility for those rules or their application to any interests held through the depositary. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;">Authorized Capital Stock </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Our authorized capital stock consists of: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">2,000,000,000 shares of common stock, par value $0.01 per share; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">300,000,000 shares of preferred stock, par value $0.01 per share. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">As of July&#160;20, 2023, 120,418,460 shares of our common stock were issued and outstanding. All the outstanding shares of our common stock are fully paid and non-assessable. No shares of our preferred stock are outstanding. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The following is a description of the material terms of our A&amp;R Certificate and A&amp;R Bylaws, copies of which have been filed with the SEC. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;">Common Stock </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Each holder of common stock is entitled to one vote for each share of common stock held on all matters submitted to a vote of stockholders, including the election of directors. Our A&amp;R Certificate does not provide for cumulative voting in the election of directors, which means that the holders of a majority of the outstanding shares of common stock can elect all of the directors standing for election, and the holders of the remaining shares are not able to elect any directors. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Subject to any preference rights of holders of any preferred stock that we may issue in the future, holders of our common stock are entitled to receive dividends, if any, declared from time to time by our board of directors out of legally available funds. In the event of our liquidation, dissolution or winding up, the holders of our common stock are entitled to share ratably in all assets remaining after the payment of liabilities, subject to any rights of holders of our preferred stock prior to distribution. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Holders of our common stock have no preemptive, subscription, redemption or conversion rights. Any shares of common stock sold under this prospectus will be validly issued, fully paid and nonassessable upon issuance against full payment of the purchase price for such shares. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 17pt; margin-left: 0pt; text-align: left;">Preferred Stock </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Our board of directors has the authority, without action by our stockholders, to issue preferred stock and to fix voting powers for each class or series of preferred stock, and to provide that any class or series may be subject to redemption, entitled to receive dividends, entitled to rights upon dissolution, subject to other rights or limitations, or convertible or exchangeable for shares of any other class or classes of capital stock. The rights </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">20<br></div></div></div>
<!--End Page 70-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 71-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg13"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">with respect to a series or class of preferred stock may be greater than the rights attached to our common stock. It is not possible to state the actual effect of the issuance of any shares of our preferred stock on the rights of holders of our common stock until our board of directors determines the specific rights attached to that preferred stock. The effect of issuing preferred stock could include, among other things, one or more of the following: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">restricting dividends in respect of our common stock; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">diluting the voting power of our common stock or providing that holders of preferred stock have the right to vote on matters as a class; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">impairing the liquidation rights of our common stock; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">delaying or preventing a change of control of us. </div></td></tr></table><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Regulations Concerning Change of Control </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Certain of the states in which we are licensed to originate loans and the state in which our insurance subsidiaries are domiciled (Texas) have laws or regulations which require regulatory approval for the acquisition of &#8220;control&#8221; of regulated entities. Under some state laws or regulations applicable to licensing, there exists a presumption of &#8220;control&#8221; when an acquiring party acquires as little as 10% of the voting securities of a regulated entity or of a company which itself controls (directly or indirectly) a regulated entity (the threshold is 10% under the insurance statutes of Texas). Therefore, any person acquiring 10% or more of our common stock may need the prior approval of some state insurance and/or licensing regulators, or a determination from such regulators that &#8220;control&#8221; has not been acquired. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Amended and Restated Stockholders Agreement </div><div class="BRDSX_h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 7pt; margin-left: 20pt; text-align: left;">General </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">On June&#160;25, 2018, an investor group led by funds managed by affiliates of Apollo Global Management, LLC (&#8220;Apollo&#8221;) and V&#228;rde Partners, Inc. (&#8220;V&#228;rde&#8221;) (collectively, the &#8220;Apollo-V&#228;rde Group&#8221;) completed its purchase of 54,937,500 shares of OMH&#8217;s common stock beneficially owned by Springleaf Financial Holdings, LLC, representing the entire holdings of OMH&#8217;s stock beneficially owned by a private equity fund managed by an affiliate of Fortress Investment Group LLC, for an aggregate purchase price of approximately $1.4&#160;billion in cash (the &#8220;Apollo-V&#228;rde Transaction&#8221;). After a series of selling transactions during 2021, on October&#160;26, 2021, Apollo sold the remainder of its OMH position and as a result Apollo was no longer an OMH stockholder. As of February&#160;10, 2023, V&#228;rde owns 8,268,916 shares of OMH&#8217;s common stock representing less than 7% of the then-outstanding shares of OMH&#8217;s common stock. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In connection with the closing of the Apollo-V&#228;rde Transaction, the Company and OMH Holdings L.P., a special purpose entity formed by the Apollo-V&#228;rde Group (the &#8220;Acquisition Entity&#8221;), entered into an amended and restated stockholders agreement (the &#8220;A&amp;R Stockholders Agreement&#8221;) containing, among other things, certain provisions described below. As discussed further below, the A&amp;R Stockholders Agreement provides certain rights to the Acquisition Entity with respect to the designation of directors for nomination and election to the OMH board of directors, as well as registration rights for certain of our securities beneficially owned, directly or indirectly, by the Acquisition Entity and its Permitted Transferees (collectively, the &#8220;Stockholders&#8221;). The term &#8220;Permitted Transferees&#8221; and other capitalized terms used but not defined in this discussion have the respective meanings given to them in the A&amp;R Stockholders Agreement. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The A&amp;R Stockholders Agreement provides that the parties thereto will use their respective reasonable efforts, including voting or causing to be voted all of our voting shares beneficially owned by each, so that no amendment is made to our A&amp;R Certificate or Bylaws in effect as of the date of the A&amp;R Stockholders Agreement (i) that would add restrictions to the transferability of our shares by the Stockholders, which are beyond those provided for in our A&amp;R Certificate, the A&amp;R Stockholders Agreement or applicable securities laws or (ii) that nullify the rights set out in the A&amp;R Stockholders Agreement of the Stockholders unless such amendment is approved by such Stockholders. </div><div class="BRDSX_h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 12pt; margin-left: 20pt; text-align: left;">Designation and Election of Directors </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The A&amp;R Stockholders Agreement provides that, for so long as the A&amp;R Stockholders Agreement is in effect, we and each Stockholder shall take all reasonable actions within our respective control (including voting or causing to be voted all of the securities held of record or beneficially owned by such Stockholder entitled to </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">21<br></div></div></div>
<!--End Page 71-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 72-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg14"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">vote generally in the election of our directors and, with respect to us, including in the slate of nominees recommended by the OMH board of directors those individuals designated by the Acquisition Entity) so as to elect to the OMH board of directors, and to cause to continue in office a number of directors (rounded up to the nearest whole number) that would be required to maintain the Acquisition Entity&#8217;s proportional representation on the OMH board of directors who are designated by the Acquisition Entity for so long as the Acquisition Entity directly or indirectly beneficially owns, together with its Permitted Transferees, less than 10% but at least 5% of our voting power, provided that if the OMH board of directors consists of six or fewer directors, then the Acquisition Entity shall have the right to designate one director. The A&amp;R Stockholders Agreement provides for greater representation by the Acquisition Entity on the OMH board of directors if the Acquisition Entity directly or indirectly beneficially owns, together with its Permitted Transferees, certain higher amounts of our voting power. </div><div class="BRDSX_h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14.5pt; margin-left: 20pt; text-align: left;">Indemnification of the Acquisition Entity </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The A&amp;R Stockholders Agreement provides that we will indemnify the Acquisition Entity and its officers, directors, employees, agents, and affiliates against losses arising out of third-party claims (including litigation matters and other claims) based on, arising out of or resulting from: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the Acquisition Entity&#8217;s status as an equity holder of the Company; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the ownership or the operation of our assets or properties and the operation or conduct of our business; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any other activities we engage in. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In addition, we have agreed to indemnify the Acquisition Entity and its officers, directors, employees, agents, and affiliates against losses, including liabilities under the Securities Act and the Exchange Act, relating to actual or alleged misstatements in or omissions from any registration statement, prospectus, preliminary prospectus or any amendment or supplement thereto, other than misstatements or omissions made in reliance on information relating to and furnished by the Acquisition Entity for use in the preparation of that registration statement or report. </div><div class="BRDSX_h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 14.5pt; margin-left: 20pt; text-align: left;">Registration Rights </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Demand Rights.<font style="font-style: normal;">&#8195;Each Stockholder has, for so long as such Stockholder directly or indirectly beneficially owns, together with Acquisition Entity and its Permitted Transferees, an amount of Company common stock (whether owned at the time of the offering or subsequently acquired) equal to or greater than 1% of our shares of common stock then issued and outstanding (a &#8220;Registrable Amount&#8221;), &#8220;demand&#8221; registration rights that allow the Stockholder, for itself and for the Acquisition Entity and its Permitted Transferees, at any time after 180 days following the date of the A&amp;R Stockholders Agreement, to request that we register under the Securities Act an amount equal to or greater than a Registrable Amount. The Stockholder, for itself and for the Acquisition Entity and its Permitted Transferees, will be entitled to unlimited demand registrations so long as such persons, together, beneficially own a Registrable Amount. We will not be required to effect any demand registration within one month of a &#8220;firm commitment&#8221; underwritten offering to which the requestor held &#8220;piggyback&#8221; rights, described below, and which included at least 50% of the shares of common stock requested by the requestor to be included. We will not be obligated to grant a request for a demand registration within one month of any other demand registration. </font></div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Piggyback Rights.<font style="font-style: normal;">&#8195;For so long as Stockholders beneficially own a Registrable Amount and subject to certain other conditions, Stockholders have &#8220;piggyback&#8221; registration rights that allow them to include the common stock that they own in any public offering of equity securities initiated by us (other than those public offerings pursuant to registration statements on Forms S-4 or S-8 or pursuant to an employee benefit plan arrangement) or by any of our other stockholders that have registration rights. These &#8220;piggyback&#8221; registration rights will be subject to proportional cutbacks based on the manner of the offering and the identity of the party initiating such offering. </font></div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Shelf Registration.<font style="font-style: normal;">&#8195;We granted to the Acquisition Entity and its Permitted Transferees, for so long as the Acquisition Entity, together with its Permitted Transferees, beneficially owns a Registrable Amount, the right to request a shelf registration on Form&#160;S-3 providing for offerings of Company common stock to be made on a continuous basis until all shares covered by such registration have been sold, subject to our right to suspend the </font></div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">22<br></div></div></div>
<!--End Page 72-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 73-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg15"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">use of the shelf registration prospectuses for a reasonable period of time (not exceeding 60 days in succession or 90 days in the aggregate in any 12-month period) if we determine that certain disclosures required by the shelf registration statements would be detrimental to us or our stockholders. In addition, Stockholders may elect to participate in such shelf registrations within five days after notice of the registration is given. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Indemnification; Expenses; Lock-ups.<font style="font-style: normal;">&#8195;Under our A&amp;R Stockholders Agreement, we have agreed to indemnify the applicable selling Stockholders and its officers, directors, employees, managers, members partners, agents and controlling persons against any losses or damages resulting from any untrue statement or omission of material fact in any registration statement or prospectus pursuant to which it sells shares of our common stock, unless such liability arose from the applicable selling stockholder&#8217;s misstatement or omission, and the applicable selling Stockholder will agree to indemnify us against all losses caused by its misstatements or omissions. We will pay all registration and offering-related expenses incidental to our performance under the A&amp;R Stockholders Agreement, and the applicable selling Stockholder will pay its portion of all underwriting discounts, commissions and transfer taxes, if any, relating to the sale of its shares of common stock under the A&amp;R Stockholders Agreement. Under the A&amp;R Stockholders Agreement we agreed to enter into, and to cause our officers and directors to enter into, lock-up agreements in connection with any exercise of registration rights by the Acquisition Entity, for itself and for its affiliates and Permitted Transferees. </font></div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16.5pt; margin-left: 0pt; text-align: left;">Anti-Takeover Effects of Delaware Law, OMH&#8217;s A&amp;R Certificate and A&amp;R Bylaws </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The following is a summary of certain provisions of our A&amp;R Certificate and A&amp;R Bylaws that may be deemed to have an anti-takeover effect and may delay, deter or prevent a tender offer or takeover attempt that a stockholder might consider to be in its best interest, including those attempts that might result in a premium over the market price for the shares held by stockholders. </div><div class="BRDSX_h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 16.5pt; margin-left: 20pt; text-align: left;">Authorized but Unissued Shares </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The authorized but unissued shares of our common stock and our preferred stock will be available for future issuance without obtaining stockholder approval. These additional shares may be utilized for a variety of corporate purposes, including future public offerings to raise additional capital, corporate acquisitions and employee benefit plans. The existence of authorized but unissued shares of our common stock and preferred stock could render more difficult or discourage an attempt to obtain control over us by means of a proxy contest, tender offer, merger or otherwise. </div><div class="BRDSX_h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 17pt; margin-left: 20pt; text-align: left;">Delaware Business Combination Statute </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We are organized under Delaware law. Some provisions of Delaware law may delay or prevent a transaction that would cause a change in our control. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Our A&amp;R Certificate provides that Section&#160;203 of the Delaware General Corporation Law, as amended (the &#8220;DGCL&#8221;), an anti-takeover law, will not apply to us; however, our A&amp;R Certificate contains similar provisions providing that we may not engage in certain &#8220;business combinations&#8221; with any &#8220;interested stockholder&#8221; for a three-year period following the time that the stockholder became an interested stockholder, unless: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">prior to such time, our board of directors approved either the business combination or the transaction which resulted in the stockholder becoming an interested stockholder; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">upon consummation of the transaction which resulted in the stockholder becoming an interested stockholder, the interested stockholder owned at least 85% of our outstanding voting stock at the time the transaction commenced, excluding certain shares; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">at or subsequent to that time, the business combination is approved by our board of directors and authorized at an annual or special meeting of stockholders and not by written consent by the affirmative vote of holders of at least 66 2/3% of the outstanding voting stock that is not owned by the interested stockholder. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Generally, a &#8220;business combination&#8221; includes a merger, asset or stock sale or other transaction resulting in a financial benefit to the interested stockholder. Subject to certain exceptions, an &#8220;interested stockholder&#8221; is a person who, together with that person&#8217;s affiliates and associates, owns, or within the previous three years owned, 15% or more of our voting stock. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">23<br></div></div></div>
<!--End Page 73-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 74-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg16"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Under certain circumstances, this provision will make it more difficult for a person who would be an &#8220;interested stockholder&#8221; to effect various business combinations with a corporation for a three-year period. This provision may encourage companies interested in acquiring our company to negotiate in advance with our board of directors because the stockholder approval requirement would be avoided if our board of directors approves either the business combination or the transaction which results in the stockholder becoming an interested stockholder. These provisions also may have the effect of preventing changes in our board of directors and may make it more difficult to accomplish transactions which stockholders may otherwise deem to be in their best interests. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Our A&amp;R Certificate provides that the Acquisition Entity and certain of its affiliates, and any group as to which such persons are a party or any transferee of any such person or group of persons, will not constitute &#8220;interested stockholders&#8221; for purposes of this provision. </div><div class="BRDSX_h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 17.5pt; margin-left: 20pt; text-align: left;">Other Provisions of Our A&amp;R Certificate and A&amp;R Bylaws </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Our A&amp;R Certificate provides for a staggered board of directors consisting of three classes of directors. Directors of each class are chosen for three-year terms upon the expiration of their current terms and each year one class of our directors will be elected by our stockholders. The terms of the first, second and third classes will expire in 2026, 2024, and 2025, respectively. There is no cumulative voting in the election of directors. This classified board provision could have the effect of making the replacement of incumbent directors more time consuming and difficult. At least two annual meetings of stockholders, instead of one, will generally be required to effect a change in a majority of our board of directors. Thus, the classified board provision could increase the likelihood that incumbent directors will retain their positions. The staggered terms of directors may delay, defer, or prevent a tender offer or an attempt to change control of us, even though a tender offer or change in control might be believed by our stockholders to be in their best interest. In addition, our A&amp;R Certificate and A&amp;R Bylaws provide that directors may be removed only for cause and only with the affirmative vote of at least 80% of the voting interest of stockholders entitled to vote. Pursuant to our A&amp;R Certificate, shares of our preferred stock may be issued from time to time, and the board of directors is authorized to determine and alter all rights, preferences, privileges, qualifications, limitations and restrictions without limitation. See &#8220;-Preferred Stock.&#8221; </div><div class="BRDSX_h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 17.5pt; margin-left: 20pt; text-align: left;">Ability of our Stockholders to Act </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Our A&amp;R Certificate and A&amp;R Bylaws do not permit our stockholders to call special stockholders meetings. Under our A&amp;R Certificate and A&amp;R Bylaws, any action required or permitted to be taken at a meeting of our stockholders may be taken without a meeting by the unanimous written consent of our stockholders entitled to vote thereon. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Our A&amp;R Bylaws provide that nominations of persons for election to our board of directors may be made at any annual meeting of our stockholders, or at any special meeting of our stockholders called for the purpose of electing directors, (a) by or at the direction of our board of directors or (b) by any of our stockholders. In addition to any other applicable requirements, for a nomination to be properly brought by a stockholder, such stockholder must have given timely notice thereof in proper written form to the Secretary of the Company. To be timely, a stockholder&#8217;s notice must be delivered to or mailed and received at our principal executive offices (a) in the case of an annual meeting of stockholders, not less than 90 days nor more than 120 days prior to the anniversary date of the immediately preceding annual meeting of stockholders; provided, however, that in the event that the annual meeting is called for a date that is not within 30 days before or after such anniversary date, notice by a stockholder in order to be timely must be so received not later than the close of business on the tenth day following the day on which such notice of the date of the annual meeting was mailed or such public disclosure of the date of the annual meeting was made, whichever first occurs; and (b) in the case of a special meeting of our stockholders called for the purpose of electing directors, not later than the close of business on the tenth day following the day on which notice of the date of the special meeting was mailed or public disclosure of the date of the special meeting was made, whichever first occurs. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Our A&amp;R Bylaws provide that no business may be transacted at any annual meeting of our stockholders, other than business that is either (a) specified in the notice of meeting given by or at the direction of our board of directors, (b) otherwise properly brought before the annual meeting by or at the direction of our board of directors, or (c) otherwise properly brought by any of our stockholders. In addition to any other applicable requirements, for business to be properly brought before an annual meeting by a stockholder, such stockholder </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">24<br></div></div></div>
<!--End Page 74-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 75-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg17"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">must have given timely notice thereof in proper written form to our Secretary. To be timely, a stockholder&#8217;s notice must be delivered to or mailed and received at our principal executive offices not less than 90 days nor more than 120 days prior to the anniversary date of the immediately preceding annual meeting of stockholders; provided, however, that in the event that the annual meeting is called for a date that is not within 30 days before or after such anniversary date, notice by a stockholder in order to be timely must be so received not later than the close of business on the tenth day following the day on which such notice of the date of the annual meeting was mailed or such public disclosure of the date of the annual meeting was made, whichever first occurs. </div><div class="BRDSX_h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20.5pt; margin-left: 20pt; text-align: left;">Forum Selection Clause </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Our A&amp;R Certificate provides that, unless we consent in writing to the selection of an alternative forum, the Court of Chancery of the State of Delaware will be the sole and exclusive forum for (i) any derivative action or proceeding brought on our behalf, (ii) any action asserting a claim of breach of a fiduciary duty owed by any of our directors or officers to us or our stockholders, (iii) any action asserting a claim against us arising pursuant to any provision of the DGCL, our A&amp;R Certificate or A&amp;R Bylaws or (iv) any action asserting a claim against us governed by the internal affairs doctrine, in each such case subject to said Court of Chancery having jurisdiction over any such action or proceeding. In the event that the Court of Chancery lacks jurisdiction over any such action or proceeding, our A&amp;R Certificate provides that the sole and exclusive forum for such action or proceeding will be another state or federal court located within the State of Delaware. Our A&amp;R Certificate further provides that any person or entity purchasing or otherwise acquiring any interest in shares of our capital stock is deemed to have notice of and consented to the foregoing provision. </div><div class="BRDSX_h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 20.5pt; margin-left: 20pt; text-align: left;">Limitations on Liability and Indemnification of Directors and Officers </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Our A&amp;R Certificate provides that our directors shall not be personally liable to us or our stockholders for monetary damages for breach of fiduciary duty as a director, except for the following (to the extent such exemption is not permitted under the DGCL, as amended from time to time): </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any breach of the director&#8217;s duty of loyalty to us or our stockholders; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">acts or omissions not in good faith or which involves intentional misconduct or a knowing violation of law; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">under Section&#160;174 of the DGCL; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any transaction from which the director derives an improper personal benefit. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Our A&amp;R Certificate and A&amp;R Bylaws provide that we must indemnify our directors and officers to the fullest extent permitted by law. We are also expressly authorized to advance certain expenses (including attorneys&#8217; fees and disbursements and court costs) to our directors and officers and carry directors&#8217; and officers&#8217; insurance providing indemnification for our directors and officers for some liabilities. We believe that these indemnification provisions and insurance are useful to attract and retain qualified directors and executive officers. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In addition, we have entered into separate indemnification agreements with certain of our directors and executive officers, which are broader than the specific indemnification provisions contained in the DGCL. The indemnification agreements require us, among other things, to indemnify our directors and officers against (i) any and all liabilities, expenses, damages, judgments, fines, penalties, ERISA excise taxes and amounts paid in settlement of any claim with our approval and counsel fees and disbursements, (ii) any liability pursuant to a loan guaranty, or otherwise, for any of our indebtedness, and (iii) any liabilities incurred as a result of acting on our behalf (as a fiduciary or otherwise) in connection with an employee benefit plan. The indemnification agreements provide for the advancement or payment of all expenses to the indemnitee and for reimbursement to us if it is found that such indemnitee is not entitled to such indemnification under applicable law. These provisions and agreements may have the practical effect in some cases of eliminating our stockholders&#8217; ability to collect monetary damages from our directors and executive officers. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">25<br></div></div></div>
<!--End Page 75-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 76-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg18"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h3" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-style: italic; font-weight: bold; margin-top: 6.75pt; margin-left: 20pt; text-align: left;">Corporate Opportunity </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Under our A&amp;R Certificate, to the extent permitted by law: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">The Acquisition Entity and its affiliates have the right to and have no duty to abstain from, exercising such right to, engage or invest in the same or similar business as us, do business with any of our clients, customers or vendors or employ or otherwise engage any of our officers, directors or employees; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">if the Acquisition Entity or any of its affiliates or any of their officers, directors or employees acquire knowledge of a potential transaction that could be a corporate opportunity, they have no duty to offer such corporate opportunity to us, our stockholders or affiliates; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">we have renounced any interest or expectancy in, or in being offered an opportunity to participate in, such corporate opportunities; and </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">in the event that any of our directors and officers who is also a director, officer, or employee of the Acquisition Entity or any of its affiliates acquires knowledge of a corporate opportunity or is offered a corporate opportunity, provided that this knowledge was not acquired solely in such person&#8217;s capacity as our director or officer and such person acted in good faith, then such person is deemed to have fully satisfied such person&#8217;s fiduciary duty and is not liable to us if the Acquisition Entity or any of its affiliates pursues or acquires such corporate opportunity or if such person did not present the corporate opportunity to us. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Transfer Agent </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The registrar and transfer agent for our common stock is American Stock Transfer &amp; Trust Company, LLC. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Listing </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 7.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Our common stock is listed on the NYSE under the symbol &#8220;OMF&#8221;. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">26<br></div></div></div>
<!--End Page 76-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 77-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg19"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tDOD"><!--Anchor--></a>DESCRIPTION OF DEPOSITARY SHARES </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may issue depositary receipts representing interests in shares of particular series of preferred stock which are called depositary shares. We will deposit the preferred stock of a series which is the subject of depositary shares with a depositary, which will hold that preferred stock for the benefit of the holders of the depositary shares, in accordance with a deposit agreement between the depositary and us. The holders of depositary shares will be entitled to all the rights and preferences of the preferred stock to which the depositary shares relate, including dividend, voting, conversion, redemption and liquidation rights, to the extent of their interests in that preferred stock. References in this &#8220;Description of Depositary Shares&#8221; section to &#8220;the Company,&#8221; &#8220;we,&#8221; &#8220;us&#8221; and &#8220;our&#8221; are to OMH, and not to any of its subsidiaries. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">While the deposit agreement relating to a particular series of preferred stock may have provisions applicable solely to that series of preferred stock, all deposit agreements relating to preferred stock we issue will include the following provisions: </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13.5pt; margin-left: 0pt; text-align: left;">Dividends and Other Distributions </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Each time we pay a cash dividend or make any other type of cash distribution with regard to preferred stock of a series, the depositary will distribute to the holder of record of each depositary share relating to that series of preferred stock an amount equal to the dividend or other distribution per depositary share the depositary receives. If there is a distribution of property other than cash, the depositary either will distribute the property to the holders of depositary shares in proportion to the depositary shares held by each of them, or the depositary will, if we approve, sell the property and distribute the net proceeds to the holders of the depositary shares in proportion to the depositary shares held by them. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;">Withdrawal of Preferred Stock </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">A holder of depositary shares will be entitled to receive, upon surrender of depositary receipts representing depositary shares, the number of whole or fractional shares of the applicable series of preferred stock, and any money or other property, to which the depositary shares relate. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;">Redemption of Depositary Shares </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Whenever we redeem shares of preferred stock held by a depositary, the depositary will be required to redeem, on the same redemption date, depositary shares constituting, in total, the number of shares of preferred stock held by the depositary which we redeem, subject to the depositary&#8217;s receiving the redemption price of those shares of preferred stock. If fewer than all the depositary shares relating to a series are to be redeemed, the depositary shares to be redeemed will be selected by lot or by another method we determine to be equitable. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;">Voting </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Any time we send a notice of meeting or other materials relating to a meeting to the holders of a series of preferred stock to which depositary shares relate, we will provide the depositary with sufficient copies of those materials so they can be sent to all holders of record of the applicable depositary shares, and the depositary will send those materials to the holders of record of the depositary shares on the record date for the meeting. The depositary will solicit voting instructions from holders of depositary shares and will vote or not vote the preferred stock to which the depositary shares relate in accordance with those instructions. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;">Liquidation Preference </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In the event of our liquidation, dissolution or winding up, the holder of each depositary share will be entitled to what the holder of the depositary share would have received if the holder had owned the number of shares (or fraction of a share) of preferred stock which is represented by the depositary share. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 13pt; margin-left: 0pt; text-align: left;">Conversion </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If shares of a series of preferred stock are convertible into common stock or other of our securities or property, holders of depositary shares relating to that series of preferred stock will, if they surrender depositary receipts representing depositary shares and appropriate instructions to convert them, receive the shares of common stock or other securities or property into which the number of shares (or fractions of shares) of preferred stock to which the depositary shares relate could at the time be converted. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">27<br></div></div></div>
<!--End Page 77-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 78-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg20"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">Amendment and Termination of a Deposit Agreement </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We and the depositary may amend a deposit agreement, except that an amendment which materially and adversely affects the rights of holders of depositary shares, or would be materially and adversely inconsistent with the rights granted to the holders of the preferred stock to which they relate, must be approved by holders of at least two-thirds of the outstanding depositary shares. No amendment will impair the right of a holder of depositary shares to surrender the depositary receipts evidencing those depositary shares and receive the preferred stock to which they relate, except as required to comply with law. We may terminate a deposit agreement with the consent of holders of a majority of the depositary shares to which it relates. Upon termination of a deposit agreement, the depositary will make the whole or fractional shares of preferred stock to which the depositary shares issued under the deposit agreement relate available to the holders of those depositary shares. A deposit agreement will automatically terminate if: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">all outstanding depositary shares to which it relates have been redeemed or converted; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the depositary has made a final distribution to the holders of the depositary shares issued under the deposit agreement upon our liquidation, dissolution or winding up. </div></td></tr></table><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Miscellaneous </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">There will be provisions: (1) requiring the depositary to forward to holders of record of depositary shares any reports or communications from us which the depositary receives with respect to the preferred stock to which the depositary shares relate; (2) regarding compensation of the depositary; (3) regarding resignation of the depositary; (4) limiting our liability and the liability of the depositary under the deposit agreement (usually to failure to act in good faith, gross negligence or willful misconduct); and (5) indemnifying the depositary against certain possible liabilities. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">28<br></div></div></div>
<!--End Page 78-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 79-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg21"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tDOW"><!--Anchor--></a>DESCRIPTION OF WARRANTS </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may issue warrants to purchase debt or equity securities. We may issue warrants independently or together with any offered securities. The warrants may be attached to or separate from those offered securities. We will issue the warrants under warrant agreements to be entered into between us and a bank or trust company, as warrant agent, all as described in the applicable prospectus supplement. The warrant agent will act solely as our agent in connection with the warrants and will not assume any obligation or relationship of agency or trust for or with any holders or beneficial owners of warrants. References in this &#8220;Description of the Warrants&#8221; section to &#8220;the Company,&#8221; &#8220;we,&#8221; &#8220;us&#8221; and &#8220;our&#8221; are to OMH, and not to any of its subsidiaries. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The prospectus supplement relating to any warrants that we may offer will contain the specific terms of the warrants. These terms may include the following: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the title of the warrants; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the designation, amount and terms of the securities for which the warrants are exercisable; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the designation and terms of the other securities, if any, with which the warrants are to be issued and the number of warrants issued with each other security; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the price or prices at which the warrants will be issued; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the aggregate number of warrants; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any provisions for adjustment of the number or amount of securities receivable upon exercise of the warrants or the exercise price of the warrants; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the price or prices at which the securities purchasable upon exercise of the warrants may be purchased; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">if applicable, the date on and after which the warrants and the securities purchasable upon exercise of the warrants will be separately transferable; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">if applicable, a discussion of the material U.S. federal income tax considerations applicable to the exercise of the warrants; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any other terms of the warrants, including terms, procedures and limitations relating to the exchange and exercise of the warrants; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the date on which the right to exercise the warrants will commence, and the date on which the right will expire; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the maximum or minimum number of warrants that may be exercised at any time; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">information with respect to book-entry procedures, if any. </div></td></tr></table><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; margin-left: 0pt; text-align: left;">Exercise of Warrants </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Each warrant will entitle the holder of warrants to purchase for cash the amount of debt or equity securities, at the exercise price stated or determinable in the prospectus supplement for the warrants. Warrants may be exercised at any time up to the close of business on the expiration date shown in the applicable prospectus supplement, unless otherwise specified in such prospectus supplement. After the close of business on the expiration date, unexercised warrants will become void. Warrants may be exercised as described in the applicable prospectus supplement. When the warrant holder makes the payment and properly completes and signs the warrant certificate at the corporate trust office of the warrant agent or any other office indicated in the prospectus supplement, we will, as soon as possible, forward the debt or equity securities that the warrant holder has purchased. If the warrant holder exercises the warrant for less than all of the warrants represented by the warrant certificate, we will issue a new warrant certificate for the remaining warrants. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">29<br></div></div></div>
<!--End Page 79-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 80-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_209-description_pg22"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tDSP"><!--Anchor--></a>DESCRIPTION OF STOCK PURCHASE CONTRACTS AND STOCK PURCHASE UNITS </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may issue stock purchase contracts, including contracts obligating holders to purchase from or sell to us, and obligating us to sell to or purchase from the holders, a specified number of shares of common stock or other securities at a future date or dates, which we refer to in this prospectus as stock purchase contracts. The price per&#160;share of the securities and the number of shares of the securities may be fixed at the time the stock purchase contracts are issued or may be determined by reference to a specific formula set forth in the stock purchase contracts, and may be subject to adjustment under anti-dilution formulas. The stock purchase contracts may be issued separately or as part of units consisting of a stock purchase contract and debt securities, preferred securities or debt obligations of third parties, including U.S. treasury securities, any other securities described in the applicable prospectus supplement or any combination of the foregoing, securing the holders&#8217; obligations to purchase the securities under the stock purchase contracts, which we refer to herein as stock purchase units. The stock purchase contracts may require holders to secure their obligations under the stock purchase contracts in a specified manner. The stock purchase contracts also may require us to make periodic payments to the holders of the stock purchase contracts or the stock purchase units, as the case may be, or vice versa, and those payments may be unsecured or pre-funded in whole or in part. References in this &#8220;Description of Stock Purchase Contracts and Stock Purchase Units&#8221; section to &#8220;the Company,&#8221; &#8220;we,&#8221; &#8220;us&#8221; and &#8220;our&#8221; are to OMH, and not to any of its subsidiaries. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The applicable prospectus supplement will describe the terms of the stock purchase contracts or stock purchase units. This description is not complete and the description in the prospectus supplement will not necessarily be complete, and reference is made to the stock purchase contracts, and, if applicable, collateral or depositary arrangements relating to the stock purchase contracts or stock purchase units, which will be filed with the SEC each time we issue stock purchase contracts or stock purchase units. If any particular terms of the stock purchase contracts or stock purchase units described in the prospectus supplement differ from any of the terms described herein, then the terms described herein will be deemed superseded by that prospectus supplement. Material United States federal income tax considerations applicable to the stock purchase units and the stock purchase contracts will also be discussed in the applicable prospectus supplement. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">30<br></div></div></div>
<!--End Page 80-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 81-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_210-stock_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tSS"><!--Anchor--></a>SELLING STOCKHOLDERS </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Information about selling stockholders, when applicable, will be set forth in a prospectus supplement, in a post-effective amendment or in filings we make with the SEC under the Exchange Act which are incorporated by reference into this prospectus. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">31<br></div></div></div>
<!--End Page 81-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 82-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_211-plan_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tPOD"><!--Anchor--></a>PLAN OF DISTRIBUTION </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We or the selling stockholders may sell the securities offered by this prospectus from time to time in one or more transactions, including without limitation: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">directly to one or more purchasers; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">through agents; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">to or through underwriters, brokers or dealers; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">through a combination of any of these methods. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">A distribution of the securities offered by this prospectus may also be effected through the issuance of derivative securities, including without limitation, warrants, subscriptions, exchangeable securities, forward delivery contracts and the writing of options. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In addition, the manner in which we may sell some or all of the securities covered by this prospectus includes, without limitation, through: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">a block trade in which a broker-dealer will attempt to sell as agent, but may position or resell a portion of the block, as principal, in order to facilitate the transaction; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">purchases by a broker-dealer, as principal, and resale by the broker-dealer for its account; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">ordinary brokerage transactions and transactions in which a broker solicits purchasers; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">privately negotiated transactions. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8.5pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may also enter into hedging transactions. For example, we may: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">enter into transactions with a broker-dealer or affiliate thereof in connection with which such broker-dealer or affiliate will engage in short sales of the common stock pursuant to this prospectus, in which case such broker-dealer or affiliate may use shares of common stock received from us to close out its short positions; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">sell securities short and redeliver such shares to close out our short positions; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">enter into option or other types of transactions that require us to deliver common stock to a broker-dealer or an affiliate thereof, who will then resell or transfer the common stock under this prospectus; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">loan or pledge the common stock to a broker-dealer or an affiliate thereof, who may sell the loaned shares or, in an event of default in the case of a pledge, sell the pledged shares pursuant to this prospectus. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In addition, we may enter into derivative or hedging transactions with third parties, or sell securities not covered by this prospectus to third parties in privately negotiated transactions. In connection with such a transaction, the third parties may sell securities covered by and pursuant to this prospectus and an applicable prospectus supplement. If so, the third party may use securities borrowed from us or others to settle such sales and may use securities received from us to close out any related short positions. We may also loan or pledge securities covered by this prospectus and an applicable prospectus supplement to third parties, who may sell the loaned securities or, in an event of default in the case of a pledge, sell the pledged securities pursuant to this prospectus and the applicable prospectus supplement, as the case may be. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">A prospectus supplement with respect to each offering of securities will state the terms of the offering of the securities, including: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the name or names of any underwriters or agents and the amounts of securities underwritten or purchased by each of them, if any, and any obligations in relation thereto; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">the public offering price or purchase price of the securities and the net proceeds to be received by us from the sale; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any delayed delivery arrangements; </div></td></tr></table></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">32<br></div></div></div>
<!--End Page 82-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 83-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_211-plan_pg2"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6.75pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any underwriting discounts or agency fees and other items constituting underwriters&#8217; or agents&#8217; compensation; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any discounts or concessions allowed or reallowed or paid to dealers; and </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">any securities exchange or markets on which the securities may be listed. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The offer and sale of the securities described in this prospectus by us, the underwriters or the third parties described above may be effected from time to time in one or more transactions, including privately negotiated transactions, either: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">at a fixed price or prices, which may be changed; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">at market prices prevailing at the time of sale; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">at prices related to the prevailing market prices; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">at negotiated prices. </div></td></tr></table><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 8pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In addition to selling its common stock under this prospectus, a selling stockholder may: </div><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">transfer its common stock in other ways not involving market maker or established trading markets, including directly by gift, distribution, or other transfer; </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">sell its common stock under Rule&#160;144 or Rule&#160;145 of the Securities Act rather than under this prospectus, if the transaction meets the requirement of Rule&#160;144 or Rule&#160;145; or </div></td></tr></table><table border="0" cellpadding="0" cellspacing="0" style="margin-top: 6pt; margin-left: 20pt;"><tr><td style="width: 20pt; text-align: left; vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8226;</div></td><td style="vertical-align: top;"><div style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">sell its common stock by any other legally available means. </div></td></tr></table><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">General </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Any public offering price and any discounts, commissions, concessions or other items constituting compensation allowed or reallowed or paid to underwriters, dealers, agents or remarketing firms may be changed from time to time. Underwriters, dealers, agents and remarketing firms that participate in the distribution of the offered securities may be &#8220;underwriters&#8221; as defined in the Securities Act. Any discounts or commissions they receive from us and any profits they receive on the resale of the offered securities may be treated as underwriting discounts and commissions under the Securities Act. We will identify any underwriters, agents or dealers and describe their commissions, fees or discounts in the applicable prospectus supplement. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 12pt; margin-left: 0pt; text-align: left;">Underwriters and Agents </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">If underwriters are used in a sale, they will acquire the offered securities for their own account. The underwriters may resell the offered securities in one or more transactions, including negotiated transactions. These sales may be made at a fixed public offering price or prices, which may be changed, at market prices prevailing at the time of the sale, at prices related to such prevailing market price or at negotiated prices. We may offer the securities to the public through an underwriting syndicate or through a single underwriter. The underwriters in any particular offering will be mentioned in the applicable prospectus supplement. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Unless otherwise specified in connection with any particular offering of securities, the obligations of the underwriters to purchase the offered securities will be subject to certain conditions contained in an underwriting agreement that we will enter into with the underwriters at the time of the sale to them. The underwriters will be obligated to purchase all of the securities of the series offered if any of the securities are purchased, unless otherwise specified in connection with any particular offering of securities. Any initial offering price and any discounts or concessions allowed, reallowed or paid to dealers may be changed from time to time. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may designate agents to sell the offered securities. Unless otherwise specified in connection with any particular offering of securities, the agents will agree to use their best efforts to solicit purchases for the period of their appointment. We may also sell the offered securities to one or more remarketing firms, acting as principals for their own accounts or as agents for us. These firms will remarket the offered securities upon purchasing them in accordance with a redemption or repayment pursuant to the terms of the offered securities. A&#160;prospectus supplement will identify any remarketing firm and will describe the terms of its agreement, if any, with us and its compensation. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In connection with offerings made through underwriters or agents, we may enter into agreements with such underwriters or agents pursuant to which we receive our outstanding securities in consideration for the securities </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">33<br></div></div></div>
<!--End Page 83-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 84-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_211-plan_pg3"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">being offered to the public for cash. In connection with these arrangements, the underwriters or agents may also sell securities covered by this prospectus to hedge their positions in these outstanding securities, including in short sale transactions. If so, the underwriters or agents may use the securities received from us under these arrangements to close out any related open borrowings of securities. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16pt; margin-left: 0pt; text-align: left;">Dealers </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may sell the offered securities to dealers as principals. We may negotiate and pay dealers&#8217; commissions, discounts or concessions for their services. The dealer may then resell such securities to the public either at varying prices to be determined by the dealer or at a fixed offering price agreed to with us at the time of resale. Dealers engaged by us may allow other dealers to participate in resales. If we offer securities through dealers, the applicable prospectus supplement will specify any commissions or discounts offered to such dealers. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16pt; margin-left: 0pt; text-align: left;">Direct Sales </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may choose to sell the offered securities directly. In this case, no underwriters or agents would be involved. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16pt; margin-left: 0pt; text-align: left;">Institutional Purchasers </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may authorize agents, dealers or underwriters to solicit certain institutional investors to purchase offered securities on a delayed delivery basis pursuant to delayed delivery contracts providing for payment and delivery on a specified future date. The applicable prospectus supplement will provide the details of any such arrangement, including the offering price and commissions payable on the solicitations. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We will enter into such delayed contracts only with institutional purchasers that we approve. These institutions may include commercial and savings banks, insurance companies, pension funds, investment companies and educational and charitable institutions. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16pt; margin-left: 0pt; text-align: left;">Indemnification; Other Relationships </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">We may have agreements with agents, underwriters, dealers and remarketing firms to indemnify them against certain civil liabilities, including liabilities under the Securities Act. Agents, underwriters, dealers and remarketing firms, and their affiliates, may engage in transactions with, or perform services for, us in the ordinary course of business. This includes commercial banking and investment banking transactions. </div><div class="BRDSX_h2" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 16pt; margin-left: 0pt; text-align: left;">Market-Making, Stabilization and Other Transactions </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">There is currently no market for any of the offered securities, other than our common stock, which is listed on the NYSE. If the offered securities are traded after their initial issuance, they may trade at a discount from their initial offering price, depending upon prevailing interest rates, the market for similar securities and other factors. While it is possible that an underwriter could inform us that it intends to make a market in the offered securities, such underwriter would not be obligated to do so, and any such market-making could be discontinued at any time without notice. Therefore, no assurance can be given as to whether an active trading market will develop for the offered securities. We have no current plans for listing of the debt securities, preferred stock or warrants on any securities exchange; any such listing with respect to any particular debt securities, preferred stock or warrants will be described in the applicable prospectus supplement. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In connection with any offering of common stock, the underwriters may purchase and sell shares of common stock in the open market. These transactions may include short sales, syndicate covering transactions and stabilizing transactions. Short sales involve syndicate sales of common stock in excess of the number of shares to be purchased by the underwriters in the offering, which creates a syndicate short position. &#8220;Covered&#8221; short sales are sales of shares made in an amount up to the number of shares represented by the underwriters&#8217; over-allotment option. In determining the source of shares to close out the covered syndicate short position, the underwriters will consider, among other things, the price of shares available for purchase in the open market as compared to the price at which they may purchase shares through the over-allotment option. Transactions to close out the covered syndicate short involve either purchases of the common stock in the open market after the distribution has been completed or the exercise of the over-allotment option. The underwriters may also make &#8220;naked&#8221; short sales of shares in excess of the over-allotment option. The underwriters must close out any naked </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">34<br></div></div></div>
<!--End Page 84-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 85-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_211-plan_pg4"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.75pt; margin-left: 0pt; text-align: left;">short position by purchasing shares of common stock in the open market. A naked short position is more likely to be created if the underwriters are concerned that there may be downward pressure on the price of the shares in the open market after pricing that could adversely affect investors who purchase in the offering. Stabilizing transactions consist of bids for or purchases of shares in the open market while the offering is in progress for the purpose of pegging, fixing or maintaining the price of the securities. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">In connection with any offering, the underwriters may also engage in penalty bids. Penalty bids permit the underwriters to reclaim a selling concession from a syndicate member when the securities originally sold by the syndicate member are purchased in a syndicate covering transaction to cover syndicate short positions. Stabilizing transactions, syndicate covering transactions and penalty bids may cause the price of the securities to be higher than it would be in the absence of the transactions. The underwriters may, if they commence these transactions, discontinue them at any time. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">35<br></div></div></div>
<!--End Page 85-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 86-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 468pt;"><a name="ny20049645x4_424b5_212-legal_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 468pt; margin-left: 0pt;"><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 6.75pt; text-align: center;"><a name="tLM"><!--Anchor--></a>LEGAL MATTERS </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">Unless otherwise indicated in the applicable prospectus supplement, certain legal matters will be passed upon for us by Skadden, Arps, Slate, Meagher &amp; Flom LLP, New York, NY. In addition, certain legal matters will be passed upon for OMFC by Jeffrey M. Gershon, Esq., Associate General Counsel of OMFC. </div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 20.5pt; text-align: center;"><a name="tEX"><!--Anchor--></a>EXPERTS </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The OneMain Holdings, Inc. financial statements and management&#8217;s assessment of the effectiveness of internal control over financial reporting (which is included in Management&#8217;s Report on Internal Control over Financial Reporting) incorporated in this prospectus by reference to OneMain Holdings, Inc.&#8217;s and OneMain Finance Corporation&#8217;s combined Annual Report on Form&#160;10-K for the year ended December&#160;31, 2022 have been so incorporated in reliance on the report of PricewaterhouseCoopers LLP, an independent registered public accounting firm, given on the authority of said firm as experts in auditing and accounting. </div><div class="BRDSX_para" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; margin-left: 0pt; text-indent: 20pt; text-align: left;">The OneMain Finance Corporation financial statements incorporated in this prospectus by reference to OneMain Holdings, Inc.&#8217;s and OneMain Finance Corporation&#8217;s combined Annual Report on Form&#160;10-K for the year ended December&#160;31, 2022 have been so incorporated in reliance on the report of PricewaterhouseCoopers LLP, an independent registered public accounting firm, given on the authority of said firm as experts in auditing and accounting. </div></div></div><div class="BRDSX_block-frill" style="width: 468pt; margin-top: 12pt; margin-left: 0pt;"><div class="BRDSX_unknown" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 9.47pt; text-align: center;">36<br></div></div></div>
<!--End Page 86-->
<div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;"><div class="BRPFPageBreak" style="page-break-after: always;"><hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px auto; width: 612pt; height: 2px; color: #000000; background-color: #000000;"></div></div>
<!--Begin Page 87-->
<div class="BRDSX_page" style="text-align: left; margin: auto; line-height: initial; width: 456pt;"><a name="ny20049645x4_424b5_300-bcv_pg1"><!--Anchor--></a><p style="text-align: left; font-family: 'Times New Roman', Times, Serif; font-size: 8pt; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></p><div class="BRDSX_block-frill" style="width: 456pt; margin-left: 0pt;"><div><div class="BRDSX_rule-full" style="height: 0pt; width: 100%; border-bottom: 2pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div><div class="BRDSX_rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-bottom: 1pt; margin-left: auto; margin-right: auto; margin-top: 4pt;"> </div></div></div><div class="BRDSX_page-content"><div class="BRDSX_block-main" style="width: 456pt; margin-left: 0pt;"><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 90.75pt; text-align: center;"><img style="height: 76px; width: 232px;" src="logo_onemainfinancialx1.jpg"><br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0pt; margin-left: 0pt; text-align: left;">&#8201;</div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold; margin-top: 32.5pt; text-align: center;">OneMain Finance Corporation </div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 12.5pt; text-align: center;">$800,000,000 </div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 12.5pt; text-align: center;">7.125% Senior Notes due 2032 </div><div><div class="BRDSX_rule-partial" style="height: 0pt; width: 96pt; border-bottom: 1pt solid #000000; margin-bottom: 2pt; margin-left: auto; margin-right: auto; margin-top: 16.25pt;"> </div></div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold; margin-top: 17.5pt; text-align: center;">PROSPECTUS SUPPLEMENT</div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6.5pt; text-align: center;"><div class="BRDSX_rule-partial" style="height: 0pt; width: 96pt; border-bottom: 1pt solid #000000; margin-top: 6pt; display: inline-block; margin-left: auto; margin-right: auto;"> </div> <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-style: italic; margin-top: 14.5pt; text-align: center;">Joint Book-Running Managers<font style="font-style: normal;"> </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 6.5pt; text-align: center;">Barclays <br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; text-align: center;">Goldman Sachs &amp; Co. LLC<br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; text-align: center;">BMO Capital Markets<br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; text-align: center;">BNP PARIBAS<br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; text-align: center;">Citigroup<br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; text-align: center;">Citizens Capital Markets<br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; text-align: center;">Deutsche Bank Securities<br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; text-align: center;">Mizuho<br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; text-align: center;">NatWest<br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; text-align: center;">RBC Capital Markets<br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; text-align: center;">Regions Securities LLC<br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; text-align: center;">SMBC Nikko<br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; text-align: center;">TD Securities<br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; text-align: center;">Truist Securities<br></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 0pt; text-align: center;">Wells Fargo Securities</div><div class="BRDSX_h1" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-style: italic; margin-top: 30.5pt; text-align: center;">Co-Manager<font style="font-style: normal;"> </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 12pt; font-weight: bold; margin-top: 6.5pt; text-align: center;">Drexel Hamilton<font style="font-weight: normal;"> </font></div><div class="BRDSX_fpara" style="color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold; margin-top: 60.5pt; text-align: center;">May 28, 2025</div></div></div><div class="BRDSX_block-frill" style="width: 456pt; margin-top: 12pt; margin-left: 0pt;"><div><div class="BRDSX_rule-full" style="height: 0pt; width: 100%; border-bottom: 1pt solid #000000; margin-top: 1pt; margin-bottom: 1pt; margin-left: auto; margin-right: auto;"> </div><div class="BRDSX_rule-full" style="height: 0pt; width: 100%; border-bottom: 2pt solid #000000; margin-bottom: 1pt; margin-left: auto; margin-right: auto; margin-top: 4pt;"> </div></div></div></div>
<!--End Page 87-->
</body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-FILING FEES
<SEQUENCE>2
<FILENAME>ny20049645x4_exfees.htm
<DESCRIPTION>EX-FILING FEES
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Thu May 29 15:59:16 UTC 2025 -->
<html xmlns:compsci="http://compsciresources.com" xmlns:dei="http://xbrl.sec.gov/dei/2024" xmlns:ffd="http://xbrl.sec.gov/ffd/2024q2" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2020-02-12" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:us-types="http://fasb.org/us-types/2024" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.w3.org/1999/xhtml">
  <head>
    <title> </title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc. Document created using Broadridge PROfile 25.3.2.5298 Copyright 1995 - 2025 Broadridge -->

<meta content="text/html" http-equiv="Content-Type"/>
</head>
<body><div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; "><div>
  </div><div>
    <hr style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"/>
    <div>
      <div>
        <div style="text-align: right; color: #000000; font-weight: bold;">Exhibit 107</div>
        <div><br/>
        </div>
      </div>
      <div>
        <div style="text-align: center; color: #000000;">Calculation of Filing Fee Tables</div>
        <div><br/>
        </div>
        <div style="text-align: center; color: #000000; font-weight: bold;"><span style="-sec-ix-hidden: hidden-fact-0">424(b)(5)</span></div>
        <div style="text-align: center; color: #000000;">(Form Type)</div>
        <div><br/>
        </div>
        <div style="text-align: center; color: #000000; font-weight: bold;"><ix:nonNumeric contextRef="c0" name="dei:EntityRegistrantName" id="ixv-172">OneMain Finance Corporation</ix:nonNumeric></div>
        <div style="text-align: center; color: #000000; font-weight: bold;">OneMain Holdings, Inc.</div>
        <div><br/>
        </div>
        <div style="text-align: center; color: #000000;">(Exact Name of Registrant as Specified in its Charter)</div>
        <div style="text-align: center; color: #000000;"><span style="text-decoration:underline">Table 1: Newly Registered Securities</span></div>
      </div>
      <div>
        <div><br/>
        </div>
      </div>
      <table cellpadding="0" id="zfa42f29921e6464f804be20aaf71bdd5" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000; border-spacing: 0px;"> <tr> <td style="width: 6.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td> <td style="width: 6.16%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">Security Type</div> </td> <td style="width: 8.88%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">Security</div> <div style="text-align: center;">Class</div> <div style="text-align: center;">Title</div> </td> <td style="width: 14.52%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">Fee</div> <div style="text-align: center;">Calculation</div> <div style="text-align: center;">or</div> <div style="text-align: center;">Carry</div> <div style="text-align: center;">Forward</div> <div style="text-align: center;">Rule</div> </td> <td style="width: 13.86%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">Amount</div> <div style="text-align: center;">Registered</div> </td> <td style="width: 10.1%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">Proposed</div> <div style="text-align: center;">Maximum</div> <div style="text-align: center;">Offering</div> <div style="text-align: center;">Price</div> <div style="text-align: center;">Per Unit</div> </td> <td style="width: 12.84%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">Maximum</div> <div style="text-align: center;">Aggregate</div> <div style="text-align: center;">Offering</div> <div style="text-align: center;">Price</div> </td> <td style="width: 12%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">Fee</div> <div style="text-align: center;">Rate</div> </td> <td style="width: 15.28%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">Amount of</div> <div style="text-align: center;">Registration</div> <div style="text-align: center;">Fee</div> </td> <td style="width: 0.2%; vertical-align: middle; border-left: #000000 2px solid;">&#160;</td> </tr> <tr> <td style="width: 6.17%; vertical-align: middle; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0); text-align: center;"> <div style="font-family: 'Times New Roman',Times,serif;"><ix:nonNumeric contextRef="c2" format="ixt:fixed-false" name="ffd:PrevslyPdFlg" id="ixv-173"><ix:nonNumeric contextRef="c1" format="ixt:fixed-false" name="ffd:PrevslyPdFlg" id="ixv-174">Fees to be Paid</ix:nonNumeric></ix:nonNumeric></div> </td> <td style="width: 6.16%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;"><ix:nonNumeric contextRef="c1" name="ffd:OfferingSctyTp" id="ixv-175">Debt</ix:nonNumeric></div> </td> <td style="width: 8.88%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;"><ix:nonNumeric contextRef="c1" name="ffd:OfferingSctyTitl" id="ixv-176">7.125% Senior Notes due 2032</ix:nonNumeric></div> </td> <td style="width: 14.52%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">Rule 456(b) and <ix:nonNumeric contextRef="c1" format="ixt:fixed-true" name="ffd:Rule457rFlg" id="ixv-177">457(r)</ix:nonNumeric></div> </td> <td style="width: 13.86%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">$<ix:nonFraction contextRef="c1" decimals="INF" format="ixt:num-dot-decimal" name="ffd:AmtSctiesRegd" scale="0" unitRef="shares" id="ixv-178">800,000,000</ix:nonFraction></div> </td> <td style="width: 10.1%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;"><ix:nonFraction contextRef="c1" decimals="INF" format="ixt:num-dot-decimal" name="ffd:MaxOfferingPricPerScty" scale="-2" unitRef="shares" id="ixv-179">100.000</ix:nonFraction>%</div> </td> <td style="width: 12.84%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">$<ix:nonFraction contextRef="c1" decimals="INF" format="ixt:num-dot-decimal" name="ffd:MaxAggtOfferingPric" scale="0" unitRef="usd" id="ixv-180">800,000,000</ix:nonFraction></div> </td> <td style="width: 12%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;"><ix:nonFraction contextRef="c1" decimals="8" format="ixt:num-dot-decimal" name="ffd:FeeRate" scale="0" unitRef="pure" id="ixv-181">0.00015310</ix:nonFraction></div> </td> <td style="width: 15.28%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">$<ix:nonFraction contextRef="c1" decimals="2" format="ixt:num-dot-decimal" name="ffd:FeeAmt" scale="0" unitRef="usd" id="ixv-182">122,480.00</ix:nonFraction></div> </td> <td style="width: 0.2%; vertical-align: middle; border-left: #000000 2px solid;">&#160;</td> </tr> <tr> <td style="width: 6.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td> <td style="width: 6.16%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;"><ix:nonNumeric contextRef="c2" name="ffd:OfferingSctyTp" id="ixv-183">Other</ix:nonNumeric></div> </td> <td style="width: 8.88%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;"><ix:nonNumeric contextRef="c2" name="ffd:OfferingSctyTitl" id="ixv-184">Guarantee of 7.125% Senior Notes due 2032</ix:nonNumeric></div> </td> <td style="width: 14.52%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;"><ix:nonNumeric contextRef="c2" format="ixt:fixed-true" name="ffd:FeesOthrRuleFlg" id="ixv-185">457(n)</ix:nonNumeric></div> </td> <td style="width: 13.86%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">(1)</div> </td> <td style="width: 10.1%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">(1)</div> </td> <td style="width: 12.84%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">(1)</div> </td> <td style="width: 12%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">(1)</div> </td> <td style="width: 15.28%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;"><ix:nonFraction contextRef="c2" decimals="0" format="ixt:fixed-zero" name="ffd:FeeAmt" scale="0" unitRef="usd" id="ixv-186">(1)</ix:nonFraction></div> </td> <td style="width: 0.2%; vertical-align: middle; border-left: #000000 2px solid;">&#160;</td> </tr> <tr> <td style="width: 6.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td> <td colspan="4" style="width: 43.42%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center; color: #000000;">Total Offering Amounts</div> </td> <td style="width: 10.1%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td> <td style="width: 12.84%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">$<ix:nonFraction contextRef="c0" decimals="INF" format="ixt:num-dot-decimal" name="ffd:TtlOfferingAmt" scale="0" unitRef="usd" id="ixv-187">800,000,000</ix:nonFraction></div> </td> <td style="width: 12%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td> <td style="width: 15.28%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">$<ix:nonFraction contextRef="c0" decimals="2" format="ixt:num-dot-decimal" name="ffd:TtlFeeAmt" scale="0" unitRef="usd" id="ixv-188">122,480.00</ix:nonFraction></div> </td> <td style="width: 0.2%; vertical-align: middle; border-left: #000000 2px solid;">&#160;</td> </tr> <tr> <td style="width: 6.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td> <td colspan="4" style="width: 43.42%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">Total Fees Previously Paid</div> </td> <td style="width: 10.1%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td> <td style="width: 12.84%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td> <td style="width: 12%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td> <td style="width: 15.28%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center; color: #000000;"><ix:nonFraction contextRef="c0" decimals="0" format="ixt:fixed-zero" name="ffd:TtlPrevslyPdAmt" scale="0" unitRef="usd" id="ixv-189">&#8212;</ix:nonFraction></div> </td> <td style="width: 0.2%; vertical-align: middle; border-left: #000000 2px solid;">&#160;</td> </tr> <tr> <td style="width: 6.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td> <td colspan="4" style="width: 43.42%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center; color: #000000;">Total Fee Offsets</div> </td> <td style="width: 10.1%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td> <td style="width: 12.84%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td> <td style="width: 12%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td> <td style="width: 15.28%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center; color: #000000;"><ix:nonFraction contextRef="c0" decimals="0" format="ixt:fixed-zero" name="ffd:TtlOffsetAmt" scale="0" unitRef="usd" id="ixv-190">&#8212;</ix:nonFraction></div> </td> <td style="width: 0.2%; vertical-align: middle; border-left: #000000 2px solid;">&#160;</td> </tr> <tr> <td style="width: 6.17%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td> <td colspan="4" style="width: 43.42%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center; color: #000000;">Net Fee Due</div> </td> <td style="width: 10.1%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td> <td style="width: 12.84%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td> <td style="width: 12%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td> <td style="width: 15.28%; vertical-align: middle; border-left: #000000 2px solid; border-right: #000000 2px solid; border-top: #000000 2px solid; border-bottom: #000000 2px solid;"> <div style="text-align: center;">$<ix:nonFraction contextRef="c0" decimals="2" format="ixt:num-dot-decimal" name="ffd:NetFeeAmt" scale="0" unitRef="usd" id="ixv-191">122,480.00</ix:nonFraction></div> </td> <td style="width: 0.2%; vertical-align: middle; border-left: #000000 2px solid;">&#160;</td> </tr> </table>
      <div>
        <div><br/>
        </div>
        <div><br/>
        </div>
      </div>
      <ix:nonNumeric contextRef="c1" escape="true" name="ffd:OfferingNote" id="ixv-157"><ix:nonNumeric contextRef="c2" escape="true" name="ffd:OfferingNote" id="ixv-158"><table cellpadding="0" class="DSPFListTable" id="z54bdfe9f700b4d86883ef6ceac242fdd" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; border-spacing: 0px;"> <tr> <td style="width: 18pt;"><br/> </td> <td style="width: 36pt; vertical-align: top; color: #000000;">(1)</td> <td style="width: auto; vertical-align: top;"> <div>Guarantee of OneMain Finance Corporation&#8217;s 7.125% Senior Notes due 2032 by its direct parent company OneMain Holdings, Inc. Pursuant to Rule 457(n) under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), no separate fee is payable with respect to the guarantee.</div> </td> </tr> </table></ix:nonNumeric></ix:nonNumeric>
      <div><br/>
      </div>
      <div>
        <hr style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"/></div>
    </div>
  </div><div>
</div><div style="display: none"><ix:header>
<ix:hidden>
<ix:nonNumeric contextRef="c0" id="hidden-fact-0" name="ffd:SubmissnTp">424B5</ix:nonNumeric>
<ix:nonNumeric contextRef="c0" name="dei:EntityCentralIndexKey" id="ixv-195">0000025598</ix:nonNumeric>
<ix:nonNumeric contextRef="c0" name="ffd:FeeExhibitTp" id="ixv-196">EX-FILING FEES</ix:nonNumeric>
<ix:nonNumeric contextRef="c0" name="ffd:FormTp" id="ixv-197">S-3</ix:nonNumeric>
<ix:nonNumeric contextRef="c0" name="ffd:RegnFileNb" id="ixv-198">333-274956-01</ix:nonNumeric>
</ix:hidden>
<ix:references><link:schemaRef xlink:href="https://xbrl.sec.gov/ffd/2024q2/ffd-2024q2.xsd" xlink:type="simple"/></ix:references>
<ix:resources xmlns="http://www.xbrl.org/2003/instance"><xbrli:context xmlns="" id="c0">
  <xbrli:entity>
    <xbrli:identifier scheme="http://www.sec.gov/CIK">0000025598</xbrli:identifier>
  </xbrli:entity>
  <xbrli:period>
    <xbrli:startDate>2025-05-29</xbrli:startDate>
    <xbrli:endDate>2025-05-29</xbrli:endDate>
  </xbrli:period>
</xbrli:context><xbrli:context xmlns="" id="c1">
  <xbrli:entity>
    <xbrli:identifier scheme="http://www.sec.gov/CIK">0000025598</xbrli:identifier>
    <xbrli:segment>
<!-- [WMV6][XcpuxYn59dz7vgYynUDuwG7r97K2jUTysl7vcz0lJt9uqgO9qQHmt9BQ98lPQIywCovnKWWl+vytrqQ5F8C/cf7JZhSHLoxmmhtav8NS0Ufe3uPixYVksS5v2VxdeBhTmyymPJFH4xRIJJqAuxVwCmOAE6XhhiRsU34iJWLorA3aAgL5yI/dgHnzQPzpMzwVWeoeBx7xWuW/Hd89KVjPYUYtKGh9Z4kADysZdCpw0d96Xqykc+s0eTaHc/Ix0oYRxIV8OrAu6bYj1FB+egRQW2NOhTT/vJYhOZ0xTEsJnjuS51BFE3fyNBZ4lVLxO4GWJb+Gcsky9Zo=] CSR-->
      <xbrldi:typedMember dimension="ffd:OfferingAxis">
        <dei:lineNo>1</dei:lineNo>
      </xbrldi:typedMember>
    </xbrli:segment>
  </xbrli:entity>
  <xbrli:period>
    <xbrli:startDate>2025-05-29</xbrli:startDate>
    <xbrli:endDate>2025-05-29</xbrli:endDate>
  </xbrli:period>
</xbrli:context><xbrli:context xmlns="" id="c2">
  <xbrli:entity>
    <xbrli:identifier scheme="http://www.sec.gov/CIK">0000025598</xbrli:identifier>
    <xbrli:segment>
      <xbrldi:typedMember dimension="ffd:OfferingAxis">
        <dei:lineNo>2</dei:lineNo>
      </xbrldi:typedMember>
    </xbrli:segment>
  </xbrli:entity>
  <xbrli:period>
    <xbrli:startDate>2025-05-29</xbrli:startDate>
    <xbrli:endDate>2025-05-29</xbrli:endDate>
  </xbrli:period>
</xbrli:context><xbrli:unit xmlns="" id="shares">
  <xbrli:measure>xbrli:shares</xbrli:measure>
</xbrli:unit><xbrli:unit xmlns="" id="usd">
  <xbrli:measure>iso4217:USD</xbrli:measure>
</xbrli:unit><xbrli:unit xmlns="" id="pure">
  <xbrli:measure>xbrli:pure</xbrli:measure>
</xbrli:unit></ix:resources></ix:header>

</div></div></body>
</html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>logo_onemainfinancial2.jpg
<TEXT>
begin 644 logo_onemainfinancial2.jpg
M_]C_X  02D9)1@ ! 0$ P #   #_[0 V4&AO=&]S:&]P(#,N,  X0DE- ^T*
M4F5S;VQU=&EO;@     0 ,     !  $ P     $  ?_B"^!)0T-?4%)/1DE,
M10 ! 0  "]!N;VYE @   &UN=')21T(@6%E:( ?4  < %0 3  L (6%C<W
M         $E%0R!S4D="     0            #VU@ !     -,M2% @(
M
M$&1E<V,   %$    =&)865H   &X    %&)44D,   ',   (#&1M9&0   G8
M    B&=865H   I@    %&=44D,   ',   (#&QU;6D   IT    %&UE87,
M  J(    )&)K<'0   JL    %')865H   K     %')44D,   ',   (#'1E
M8V@   K4    #'9U960   K@    AW=T<'0   MH    %&-P<G0   M\
M*&-H860   ND    +&1E<V,         &G-21T(@245#-C$Y-C8M,BTQ('=I
M=&A"4$,
M                                                    6%E:(
M     "2@   /A   ML]C=7)V        !      %  H #P 4 !D '@ C "@
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M;W5R(%-P86-E("T@<U)'0@
M
M      !865H@        8ID  +>%   8VEA96B            !0
M;65A<P         !                               "6%E:(
M  ,6   #,P   J1865H@        ;Z(  #CU   #D'-I9R      0U)4(&1E
M<V,         +5)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,@
M-C$Y-C8M,BTQ
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MU=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X^?K_Q  ? 0 # 0$! 0$! 0$!
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MW5NP,/ABVU+PMJWBC6I-(GD(MM<U[4+*TUDVT%U<^#=*CEGTP_ES_P %6O\
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MF"GQ%4R&KED:%=SI9=&I];J5E#]Q"DYPI4XWJ6YG4FH\JDM&XR7V[17\7O\
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MIA85N>GAI5,34G*$8.=62]GS<MFYM6=[V.SBG$YU+Q&S+#Y3C<51Q]?-X8+
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M,<-3J2GAYXC#0Q$*=:$7RQ<Z>*H14:W(I^PE4CHIM']S]%%%?R<?UB?Y=?\
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M_!*G]E#4M=O+F^U+0-#\?^ _M%R58KI/@+XK^.O"?A:SA9<;K;3?">E:%IL
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MO]IBJM-0E*I5P]"C[7#P=X.O2I1G%TY5(RZWQ-_P7E_X+(?M#Z7XF\:?LX?
M6T\'_#/P_/>S77B+X1?L[>-/B[#X;TN*\26-?&'C?Q3;^-_"K7UG;*+&^U&/
M0/#%C,)9ITTFQG: V_N?["G_  <V_%F^^*_A+X9_MQ>!OAQ<?#_Q9XATSPW=
M?&;P)9ZGX&USX;R:G=W-J_B/QMX<O-0U[0/%'AFQO)]+AU1=$B\%:EX=T2'5
MM<)\67MO!HEQ_:):6=II]I:V%A:V]C8V5O!9V5E:016UI:6EM$L-M:VMM"J0
MV]O;PHD4$$2)%%$BQQJJJ /X._\ @Z%_9V\#?"W]J?X)_&3P1X8T/PK-\>OA
MSXI_X3>'0=/L-+A\1^._ /B>"35/&>JV]E!"USXBUK2/'&@6.K:M<%YM3&C6
MLTS/=I=SS^KPOF/!G&682X9K<%Y?E$<7A\3++\;@Z\IXVE4H4'5:J8GV-&M4
MJ*%.=6$Y3E3YH>SJ4*D*DV_*XHR_C/@W 1XGH\:8_-Y83$8:.88+&4%3P-6G
M7KQHKV>&5:M1ITY3G"E.,(0JJ,_:4J].<(I?WE(Z2(LD;*Z.JNCHP9'1@&5E
M920RL""K D$$$'!KXM_;A_;\_9Q_X)_?"_\ X63\?/%GV6]U87T'@+X;Z UE
MJ'Q'^)>J:>+7[;8^#_#US>V(GM-,-]8'7O$.HW.G^'/#ZW^GIJVJVUWJFDVM
M_@_\$NO&=SX__P""=/[%GB6]GO[N]?\ 9R^%^AWMYJ;B6^O+WPCX9LO"-W>7
M$XEF>Y:[N-#DN5NIY&NKJ.5+B\Q=23*/X1O^"B/Q)\>_\%,/^"NOB;X=:+K]
MO%8:[\?]"_9'^"DE]>SZCX8\->$]$\=+\-M.\0V_V>%9X]$\0^(9]<^*&KPP
M137,<OB748(&G6&V4?(\'\%4L[XAS3 9EB)T<LX?^M5,TKTDH3J1PM>5"-&#
M?/[+VSIU:DIVFX4J511?M'"1]=QAQK5R3A[*\=EN'A7S3B#ZK3RO#U+SA3EB
MJ$:TJTTN3VOL?:4J<87@IU:M-R7LU.)][>+O^#B?_@IS^TYX[U+P=^QQ\!/#
M?AN.X>_F\-^%/AU\+/%G[0/Q<BTR11%;SZQ=2QZEHFK7-BP$\=QIGPTT6R$[
MM'=V]["%2NJB_P""[O\ P6+_ &3;C09_VQ?V3X+KPG=7@T^6]^+?P$^)/P%U
MSQ)+:P)#/%X;\86J:-X-%[/):3WC3V_@O7K-C/=-:V26:VL=K_7O^RI^R1\!
MOV+_ (2Z+\&_V?\ P)I?@WPSIT5O-K.HQ0I/XG\;^($MXX+SQ;XX\02+_:'B
M/Q%J!3+W5[*UOIUH+?1M$M=+T*PT[2[3Z#U?1](\0:9>Z+KVEZ=K>C:G;O::
MEI.KV-MJ6F:A:RC$EM>V%Y%-:W=O(.'AGBDC<<,IKOQ'&G!L*SPF$\/LKJY3
M!NG&IB*\Z6:UJ:]U57BXTZM6C-KWN1UJ\D]ZW,[K@PW!?&4Z,<7B_$'-*6;S
MBJDJ5"A"KE5&H[2=)82=2E2K0C+W>=4:$6O^7/+[LOG3P!^T)J7CS]CGPG^U
M1/X$E\(:IXL_9RTOX]#X<ZGK(U230Y]8^',7CZW\+7FO0:=IKWBP">.PDU%M
M%TN\>/\ ?7.C:;=^;IUO^$/_  1M_P""VG[37_!0[]JSQ9\"?C1\-_@3X7\*
MZ;\&_%?Q'T?4_A?H7Q T;Q!!JWA_Q;X'T6WLM3N/%?Q'\:Z=J&G3Z?XHO#,M
MKIFE7(O+>VN$N%@$MI)_0K^T4 /V>_CJ   /@U\3@ !@ #P3K8  '  '05_"
MW_P:]_\ *1?QI_V:Q\2O_5@_""L^&,IRC,>$N/LSK9=1^L8&G1JY;*<ZE2>
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M#-"[Q2Q2HT<D4D;%)(Y(W 9'1@5=& 96!! ((K^PN%\SR_C_ (+E@<3-.O+
MK*LWI1DO;T,1&BJ<,7&+;:C6<(XO#3ES0]HI4VY3HU8K^/>*,LS#@#C2..PT
M'[".._M7*:THOV%?#RJ^TGA)RBHINBIRPF)A%QG[-QJ)0C6I-_['@((!!!!
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M\3FZ*-I'Q$^+6@BR\D,MPOB/PUX-U!KHS^8#&;0^%EB6$0N)Q>LYDB^SA9O
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M/_!V9_R*7[#?_8Q?M!?^FSX/5^IO_!O)_P HG_V>?^QA^-__ *N[Q_7Y9?\
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M\'*_M!K^+[_@[,_Y&O\ 8:_[%[]H/_TY?!RO'\*/^2[R7_!F?_JJQI[/BO\
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M%>V]O_J[@.>_-RVJ^QNGS?[O[7ZO:_V?9<K7NM<NA_0'X,^!'PJ^'7P3TO\
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&LY1LK?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>logo_onemainfinancial.jpg
<TEXT>
begin 644 logo_onemainfinancial.jpg
M_]C_X  02D9)1@ ! 0$ P #   #_[0 V4&AO=&]S:&]P(#,N,  X0DE- ^T*
M4F5S;VQU=&EO;@     0 ,     !  $ P     $  ?_B"^!)0T-?4%)/1DE,
M10 ! 0  "]!N;VYE @   &UN=')21T(@6%E:( ?4  < %0 3  L (6%C<W
M         $E%0R!S4D="     0            #VU@ !     -,M2% @(
M
M$&1E<V,   %$    =&)865H   &X    %&)44D,   ',   (#&1M9&0   G8
M    B&=865H   I@    %&=44D,   ',   (#&QU;6D   IT    %&UE87,
M  J(    )&)K<'0   JL    %')865H   K     %')44D,   ',   (#'1E
M8V@   K4    #'9U960   K@    AW=T<'0   MH    %&-P<G0   M\
M*&-H860   ND    +&1E<V,         &G-21T(@245#-C$Y-C8M,BTQ('=I
M=&A"4$,
M                                                    6%E:(
M     "2@   /A   ML]C=7)V        !      %  H #P 4 !D '@ C "@
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M;W5R(%-P86-E("T@<U)'0@
M
M      !865H@        8ID  +>%   8VEA96B            !0
M;65A<P         !                               "6%E:(
M  ,6   #,P   J1865H@        ;Z(  #CU   #D'-I9R      0U)4(&1E
M<V,         +5)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,@
M-C$Y-C8M,BTQ
M                                                          !8
M65H@        ]M8  0    #3+71E>'0     0V]P>7)I9VAT($AE=VQE='0@
M4&%C:V%R9"P@,C P- !S9C,R       !#$0   7?___S)@  !Y0  /V/___[
MH?___:(   /;  # =?_; $,  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! ?_; $,! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! ?_  !$( &(!*@,!(@ "$0$#$0'_Q  ?   !!0$!
M 0$! 0           0(#! 4&!P@)"@O_Q "U$  " 0,# @0#!04$!    7T!
M @, !!$%$B$Q008346$'(G$4,H&1H0@C0K'!%5+1\"0S8G*""0H6%Q@9&B4F
M)R@I*C0U-C<X.3I#1$5&1TA)2E-455976%E:8V1E9F=H:6IS='5V=WAY>H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X^?K_Q  ? 0 # 0$! 0$! 0$!
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MXG"-QQ6,QEU&KAJ-6'[VE2H3_<25%PJUJRJQDY4E%2Z?XE_&GXQ?&?5Y-?\
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M4^23IRBY4^>4)N+;CSQ@[72:_8[_ ((+?\%;OCM_PUCI?[-/[5GQV^(/Q8\
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MK7J2J5:N#G*,<10YZC<I?5JTH5()R<O9XB48I0HV7WG117B_[1?QT\%_LR_
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MNH:?=^*?&U_XJ\1:+NBU#PI<O=:%9>&M:5-8CT_4=8T[1=4TW]OR+B;P^PO
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M#D>48FI4Q& P$92J0F[T\/E=#$5,;B*,=/=CB*]:5&,FI-5,33BWR1BHX_\
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M_AJZCB9IB=.N=/F\P+,L,7VI_P %//\ E'1^W%_V:Q\</_5?:[7\&'_!+/\
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M<HX@PRPF<8"ACJ$6Y4U44HU*,FDG.A7IRA7H3:24I4:D')+EDVM#_/V\9_\
M!K__ ,%$/#LET_AKQ?\ LT^/[1+@K9+HOQ"\8Z-J<]J\\L<4UU:>+/AOH>GV
MEPD"1SW=M#K-]'$9EBM;N^9'([SX7?\ !K)^VGXCUC2?^%L?&K]GGX8^%;D*
MVLW?AW4/'/Q+\::4'@CE"6GA8^$O!7AG59HI7:VG5OB+I\*R12/;SW,!BED_
MO-HK[R?C%QI*DZ<:^74YM->WA@(.JFU9-*I.="\7[RO1:O\ $G'0^#AX.\%Q
MJJI*CF-2":?L)X^:I-)W:<J<(5[27NNU9.VS3U/R2_X)\_\ !&3]D/\ X)]S
M6/C7PKI&H_%CX\Q6,MK<_&WXCQVESJ^E->V<-KJD'P\\,6J_V!X T^[VW:)=
M6B:KXS.G:G?Z+J?C75M*G:UK];:**_.\RS3,<XQ<\=F>,KXW%5$E*M7FYR44
MVXTX1TA2I1;?)2IQA3A=\L5<_1,MRO+LGPD,#E>#H8'"TVW&C0@HIR:2E4J2
MUG5JR27/5JRG4G9<TG9'YU_\%1?V"X?^"B_[*NJ? &#QR/ASXFL/&?AGXB^"
M/%-UILFLZ+:^)_#,>JZ<;+Q%I5O<6=Y=Z/JWA_Q!KVFF6QO(;K2]1NM/UI8-
M4BTV71M2_F7L_P#@U#^/#W=JE_\ M;_".VL7N(%O;FS\ ^,KZ[M[1I5%S/:V
M4VHZ?#>7$4)>2"UEO[&*XE58I+RV1S,G]OE?B)^V-_P7Q_8W_8D_:'\=?LS_
M !1^'_[1_B?Q]\.X/"DOB/4?ASX,^&^I^%%D\8^#]!\<Z5:V6H>*OBYX.U2Z
MGBT'Q)I3WK?V+';174LMM#<7!AD8?:<'<2<=8>E4R3A1SQ$8^UQ\L+#!X3$S
MI1E*A1JUE/$4Y2C3YY48N+ER*<[J*<Y-_%\8\-\"XBK3SSBM0P\I>QP$<5/&
MXO#0JRBJU:E1<*%2,95.2-9J2BI.G%IRM"-OUV^#_P .-.^#OPD^%WPBT>_N
M]5TGX6?#KP3\.-+U/4$BCO\ 4M.\#^&=,\,V5_>I ! EW>6VEQ7%RD($2S2.
M(P$ %?EO_P %AO\ @EGJW_!3CX?_  >TCPI\4M)^%WC+X.>)_%&JZ9>>(M!O
M]=T#6]%\:Z?HUEKVG72Z9?6E[I]]!/X<T6]T^]2WU"-EAO+*6WB%VMY;_&G_
M !%/?\$^O^B/?MD?^&^^"?\ ]$+7UC^Q3_P78_9(_;O^/F@_LZ_"'X;_ +2G
MA_QKXAT3Q-K]IJWQ"\#_  ]T_P )6MEX5TF;6-0&IZGX1^+'C74=.:>W@-O8
MSW.CK83ZA+:V$E[!<WEI'-EA\@X]X=Q;XDAE..PE?+_K&-J8VK0H5(4HRI5%
MB:E6$W.$H2I5*JFG!VC*3BDTFM<1G_ 7$>$CPW/-L#B\/F'U?!4\%2K5Z<ZL
MHU:3PM.G."A.,XU:=)P:FFY12;:NC\>/@3_P:Y_%;X?_ !J^$_C[QW^U'\-]
M4\'>!OB)X/\ &?B/2/#7@GQ4->UK2_"VO6.NW.B:7/?ZC96=C=:TMA_9:ZI/
M+*NDK=MJ:V.IO:+IUU_9=7):?X_\!ZMXNUSP!I?C;PCJ7CSPQ8:=JOB7P3I_
MB31KSQ=X>TO5VG32=2USPW;WLFLZ38:H]K<KIUY?V5O;WK6\ZVTDIBD"];7B
M\1\3Y[Q+5PM7/*ZK3PM&4<,EAJ.&4:>(Y*DIJ-*G3Y_:J-.2G*Z<5%QLGK[7
M#G#&1<-4<53R.@Z,,55C+$R>)K8ERJ8=2IQ@Y5:E3E]DY5$X1LU.4E)722_/
M3]OG_@F1^RY_P44\)66D_&WPW>Z1X\\.V;6G@?XR^!Y+'2?B1X2M_M,E[_9"
MZC>6.H6'B'PK/=373W7A;Q)8:GID37^H7^B?V)KUPFM0?RA?%O\ X-9?VR_#
M6L:HWP=^-/P$^*7A:!;N729O$]YXQ^&?C/4%A222WMKCP\/#7C/PS9W5UM2W
MB8^/);5;AP;B>UM@TZ?WD45W\/\ 'W$_#5#ZIEV/4\$FY0P>,I1Q5"DV[OV/
M/:K0C)MRE"C5A3E*4IR@YMR.#B#@#ACB6M]:S' N&-:2GC,'5EAL15222]LX
M)TJ[22C&=:E.I&,5&,U%6/\ /@\.?\&QG_!2/7$+ZGJO[-W@YA="W\OQ'\4/
M$MTYA*1L;X'PC\.O%,?V52[(4,@O=\,A6S9#$\OZ(_LW?\&J&FVLFE:U^UM^
MTS)JAC9GU7X>? '0'LK%VBGC>!8OBIX]M3?75I<P+)%>VL?PITB[C\S-IJR.
MJRU_8=17LXWQ;XTQE*5*&-PN!4]'/!8.E"KRV:<8U*[Q$X7WYX.-1-+EFE=/
MQL%X2<%8.K&K/!8K'.&L88W&59TN9--2E3H?5X5-K.%12IM-J4'I:.&*."**
M")=D4,:11KEFVQQJ$1=S$L<*H&6)8XR23S7\3?B7_@U#^+Z:_JZ^#_VM_AK<
M^%_MTYT*7Q'\/O%%AKITUFW6T>JVNF:KJ=@M["A\F:2TO9(;AH_M"1VPE^S0
M_P!M%%?+\/<6Y[PM+%RR;%0P_P!>5!8E5,/A\0JGU=U71?[^G-P</;UE[CCS
M*H^9-J+C]1Q#PED7%,<)'.<)/$?476>%=/$8C#NFL0J2K1_<5*:E&?L*5U-2
M<>1<CC>5_P L/^"1_P#P3IUG_@FK^SKXN^#_ (F^)>E_%'Q+XX^*^L?$W5-9
MT+0;O0-$TJ.]\+^$O"ECH5A#J%]>WVH-#!X5.I76J3KI_F3:H;"/3UCTX7U_
M^H6I:;IVLZ=J&CZO86>J:3JME=:;JFF:C;0WFGZCIU]!):WMA?6=PDEO=V=W
M;2RV]S;3QR0SPR/%*C([*;M%>5F.98S-L?B<SQU7VN-Q=7VU:K&$*5ZEDDXP
MI1A""BHQ248JUEUNSULMRW!Y3@,-EF!I>RP>$I*C1I2G.JXT[MM2G5E.<W)R
MDVY2=VWTLC^,/XE_\&I_C#4_BEXLOOA9^U'X)\-?"/5/%FH7WA+1_$W@;Q-J
M_B_PKX1U#49+FRT*]EMM<2P\1ZCX<T^9=-BU-]0TH>(7LH[^YBT5[V2WM?ZT
MOV<O@-X$_9?^!7PL_9^^&EM-!X*^$_@[2O".CRW8MQJ.JO91&35?$>LM9P6U
MI+KWBC6I]1\1Z_<6MM;6]SK6JWUQ#;01R+$GM5%>QGO&'$/$F&PF$SC'O%4,
M%+GHP5&A1YJKIJE[:LZ-.#K5>1-*=1R<>>HXV=25_&R+@[A[AO$XO%Y/@%A:
M^-BH5INM6K<M)5'4]C156I-4:3FTW"FHJ7)34KJG!+\NO^"M/_!.R_\ ^"E7
M[.'AGX-Z#\2-.^%WBCP3\5-&^*&A>(-8T"\\1:1J+Z=X6\8>%+SPYJ5K8ZKI
MMQ86]_!XM&HIJ\$>I3VMSH\%JM@\%_<2Q?SCVO\ P:B?'I[FW2]_:U^$5O9M
M/$MW/:^ O&5W<PVS2*)Y;>TEO[**ZGCB+O%;R7MI'-(JQO=6ZL94_M]HKKR3
MC[BCAW ++<JQU.CA(U:E:%.I@\)7<)U6G-QG6HSG9R7-RR;2;=DKV./.^ >%
M^(L>\RS3 U*V,E2ITIU*>,Q=!3A2NH<T*-:$+J+Y>9)-Q2N[I,\Z^#_PXT[X
M._"3X7?"+1[^[U72?A9\.O!/PXTO4]02*._U+3O _AG3/#-E?WJ0 0)=WEMI
M<5Q<I"!$LTCB,! !7Y<_\%-?^",7[/7_  4<$'CJXU:\^"_[0^DZ9;:5IOQ?
M\-:+9ZU:^(M,LWC6ST?XF>$9;K21XQL]/LQ/::)J=GKOA_Q)HXDM(CK&HZ%I
M\?AV;]7?%WQ \!^ (M&G\>>-O"/@F'Q%KEAX8\/S>+O$FC>&XM=\2:K(8M+\
M/:-)K-[9)J>N:E*#'8:39&>_O) 4M[>1N*ZZO"P&;YME./AG& Q5?"8USJSC
MBH)6JRE)2K1G&<71KTY2:]K1J0G2;:4H;'O8_*,IS; SRC'X7#XO!1A2A+"S
M;;I*$;490E&2K4*D8K]U5A.%5*[C/5G^?MXZ_P"#8+_@H;X;OI$\)>*_V<OB
M+I;WS0V=UI/C[Q3X?U%;$M/Y-]JNF^*O 6DVMG($CB^TV>G:OK;0RW$:6\]Y
M&DTT?W7^QI_P:V7NF>*K#Q;^W1\7O#6O>&]*O(;J/X0? J]\0O!XI6&:&=;;
MQ;\2_$.B>%]4T?29A%+9ZIH_A+PV-7O;6Z\[2_'7A^[MU>3^QZBOM\7XM\:8
MO"2PJQF%PKG%PGBL)A(4L6XRT?+4<IQI2M=*I0ITJD;MPE&2BU\1A/"3@O"8
MN.*>#Q6*4)*<,+B\7.KA%):KFIJ,)58IV;IUZE6G*UIQE%M/^2#]J#_@UF\)
M>./B1XR\<_LR?M%67PH\)>)=4GUC1_@_XW^'M[XBTGPA-J%ZMQ?:1HGCO2?%
MEIJ)\,6:SW2^'M-U'PC?ZIIMI:V.F7^NZP\LNJP?1O\ P2C_ ."#_CK_ ()^
M_M/3?M&?$3X^>$_B$--^'WB;PAX<\+>"_"^L:49=4\5RZ;!=:IK>J:Y<R;;#
M3M*M+V*WTZPL_M%YJ%]:W<FHVEMIDMCJW]*5?B/\=O\ @L_X=^#'_!2SX>_\
M$Y;;]G_6O%.J>,/&_P &_ VM?%B?XB6/A_3]!OOC#9:+J5C>:7X.C\'Z[<>(
M;31+/Q)HWVL7?B/PW-=W)U.&%(HK*UN=2C!\6^('$F QV08?&/,L/#*\14QL
M:E'+J>(664(TX8B4\76A1J5&HRC&4W4GBJKJ.TIS=U>,X1\/^&\?@<_Q&#67
M8B>:8>G@I4ZV93H/,Z\YU,/"&$HSK4Z:<H2E&"IPPM-0LXP@DC%_X+$?\$>-
M9_X*9ZS\&O&W@CXQ:-\*_&/PKT;Q3X7O[3Q3X;U'Q!H/B;0?$&HZ1JM@\%SI
M6HVEYHFHZ)>6FJF3-CJL.LPZK;QLVEG2]]]^;/[(O_!LU\3_ ($?M-_ KXY^
M/?VH? 6L:!\%OBKX"^+0T#PCX%\1-J_B+5/AUXKTCQ;I.A?:]8U2RL]+L=2O
M])A@U#4]FH3V]J9%M]/FEE66#^OBBO)P''_%.6Y0LCPF80IY=&C7P\*<L)A*
ME2%+$RJ2JPC6J495-95:CBY2E*"E:+48P4?6Q_ '"V99P\]QF7SJ9C*M0Q$Z
MD<9BZ=.=7#1IQI3E1IUHT](T::DHQ49V;FFY2;*_B4\1?\&HGQB77M7'A/\
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M;5KGY/XOU*=+(\AJUE>C3XMRNI57*YWIPP>9RJ+D2;G>*?NI-RVL[V/[A/\
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M#M!?Q7-#H6@Z[X#T+^R=2N/!]]?:S?7^C637_P"W'Q#^*?PP^$6B0^)?BO\
M$?P'\,/#EQ?PZ7;Z_P#$/Q?X>\%:)/J=Q%-/!IT.J^)-1TVPEOYX;:XFALTG
M:XDB@FD2-DB<K_%O_P $Q?\ E9!_;"_[+)^WU_ZM;Q17V1_P=<_\F^?LG_\
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M.3XN5*="GB\W]CFD\%6:<,;R+#SP\(NDU75";524;1@Y*4:CZ3_@LQ_P3A^
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M/]HT8U:=&M0HU:DX0YZ,</*I:<E%2JTKN,'4J4_FLQK/AS/>">+<?3K/)/\
M5?#Y'C\32I5*W]FUI4IUZ->M3IPG-0K2Q"I^Y%S:I54E*:ITZG]NO[=!"_L2
M_MB,Q 4?LL?M!DDD  #X2^+B22>  .23P!7\U'_!IG_R*7[<G_8Q?L^_^FSX
MPUS'Q-_X*0?MD?\ !<9+7]C+]B;X >,/@)\#?&VN66A?M)_'W6K^3Q:FF_#R
M]CAN-3T+Q#K.G:-H'AKP5I$]E%JEWJ'A*Q\2ZIXQ^*\%I9>%=*N])T2\\3:5
MKOE7_!N9\6O&W[)_[7OQH_8;^+/P7^(FD>-OCQKFF69UF]TFXT?3OAMK/P$\
M$?&;Q5X@7Q7;:I9V]Y/9>*;2ZT[3O#]W:,L0O7M)=L]MJD,J7A>&\PRCP]XS
MRK&2PL<YJ?V9FU;*:>*P]7%X/+L'C*56>(Q/LZDJ492HX?$5E1C4G4C2IPYD
MJM:%(C%<29?F_B%P;FN#CBI9-369Y31S:IA<12PF,S'&82K2AA\-[2E&K*,:
MV(P]%UITX4Y5:D^5NE1G5*O_  4Z_P"5D']CW_LLG[ O_JUO"]?W"5_$U_P4
MV\*>*9O^#C+]C?58?#6ORZ7<_%;]A+4[;4H]'U%["XTW3OBUHL.H:C!>+;&W
MEL;";3-2BO;N.1K>UET^^CGDC>TG$?\ ;+7SG'<HRR7P^49)M<+TD[-.SYJ:
ML[;.Z:L^J?8^DX$C)9SX@W35^*:S5TU=.,VFK[IIII]FF?Q._P#!9S_E/C^P
M/_W9E_ZTYXPKZR_X.MK+Q9)^S;^RQJ-G.J^!;7XX>)[+Q';&9U:7Q9J'@*[G
M\%SBW%TD<JV^CZ;X^C:9[&X> W*I'=6:W$L-]\T_\%D/#'B34?\ @O1^P'>:
M?X>UR^LYO^&./*N[/2;^YMI?L_[3GC(7'ESP6[Q/Y!5A-M<^45(?;@U_2)_P
M4]_8JT[]OC]C;XH? 55TZ#QX+>#QU\&M:U1_)M=!^+?A&"\G\+RW%WY5Q_9^
MG>(K:[U;P+X@U);2\GL/#'BW6[JTM)KR*W6OHWFV&R?$^$F8XJ4?JV&RNI'$
MR=I*C2Q%5X:=:2O?]Q&JZKM[R]FW%.22?S:RG$YSAO%S+L+&7UG$YK3EAXJ\
M76JX>E'%0HQ;5OW[I1HZVB_:+F:BVUT__!-6^\.ZA_P3T_8AN?"TEO)I"_LJ
M_ BTQ;SQW(@U33_AKX<L/$%I<3Q1PI+J%EX@MM3L]4988O\ B9078,49!0?;
M=?PO?L3_ /!6+]J#_@CAX.M?V+?VW/V0_B#<>!/"/B#Q'<?#W4I99?!GB[P[
M8:MK^JZSXIL_#=]JNFZCX&^+_@Z[\3:A>ZMX>UCP]XCTJTM)-0U,Q>(]?TNY
MTFUTC]0/AA_P<86O[3'QV^&/P;_92_86^//Q1M?%/CKPII'CG7M2U'3(-<\$
M^!M7UO2=,UWQ>WA;P98>-M(CMM#M+S4M1N=2\4>.?"_AK3[?3(Y]6UBTM+N[
MN-)^;SWP^XE_M+,\;@L+2Q^4U:^,Q^&S:EC\!]3JX*=2=:-:=:IBH1A-0E:<
M)6E*HI*E[2+C.7TN1>(/#7]FY9@L9BJN!S:E0P> Q.4U<!C_ *Y2QL*=.C*C
M"C##2E.'/&\)PNE3<75]G)2A'X?_ .#LS_D:_P!AK_L7OV@__3E\'*_8?_@N
MS%J$O_!&KX_?8758H]'_ &=)=3C*LTDVGK\=?A &2';'(5:.\:SN)6+0J+6"
MXW2%<Q2?DA_P==^'M?U?Q-^PY<:5H>L:G NB_M!6S3:?IE[>Q+<MJ'P;=;=I
M+:"5!.497$182%6#!<$&OZGOC7^S]X._::_9@\;?LZ?$VTF3PO\ %+X7'P7K
M+?9HGU+0;ZXTFW;2?$.GV]XAACU_PAX@MM.\1Z*;J)H[;6](LI)HF6)D/I8C
M'T<MX>\(,PK>]1R_-,YQE>,+2G[+"Y_@ZU11C_-R0ERK^:QY=# 5LRXC\7LO
MH^Y5S#*\FP="4[QA[7$Y#BJ--RE;X.><>9J_NW/QI_X-C/\ A'_^';FK?V-Y
MG]H_\-)?%#_A+-^-O_"0?\(U\.OLWD_],_\ A%O^$:SGGS?-[8K]6/\ @HL0
M/^"?/[=9) '_  QQ^TX.3CD_!3QN /J20 .Y( YK^*[]EK]I_P#;-_X-Z?CA
M\5_@[^T!^S]J7CGX7?$B^M9'TD^(M6\-^#/%>K^&?-M])^*?P2^)$OAS7?#V
MJVNHZ%JB6_B;2GT"+6KR&+0-#\7Q^$?$/AA]/LOMSXO?M\_MR?\ !=ZROOV2
M/V+OV?-;^!/[.FKZG/'\<OC+XFU:Z\06^I^'-(\O6]+\,>*/%UCX=TGPWX)7
M5W@M)Y?AUH&H^(_%7C*_BL+)O$EIX'7Q;'>>EGG!N8XKB^KQ/2Q. _U6Q./H
M9T^(*F/POU.EA%.E7JPY%6=>I5A*,J&'I4Z<E6E[-1E%.;I^?D?&>787A&CP
MQ4PV/_UIPN K9,N'X8'%/%U<7R5:%&:G[%4*=&<7&O7JU*D?8Q]HW&34/:?0
M7_!J-_R;Y^UA_P!ED\%?^H3-7PO^V]_RL[_"+_LX3]B+_P!1+X25ZE_P;7?'
MSQ3\!/C1\5?V%/B1\"?BGX>\:?%?Q)=^-7\2:SH.H^'X?A]=_#CP/K4FMZ'X
M_P##VO:=IVK:*]Y]CL;#3+HEY3K.I6^G7=C;^;#/)RG[:W@GQG>?\'-/P9U.
MT\(^)[K3;SXW?L;Z]::A;Z!JL]E=:'H?A/X<C6]:MKN*T:"?2='.AZV-5U&*
M1K/3SH^JB[FA.GW?D_0*C/#>)''-:MR0I8[@S,,7A*GM*<H5\/.CEE*-2$HR
MDK.IAZT;.TOW;E;ELW\_[:&(\-^!Z-'GG6P/&67X3%T_9U(SH8F-?,JKI2C.
M$6VJ>(HRO&\;U%'FYDTO[?:*_!?]M7QEK.C_ +64-I\8OBSJOPJ\#6WCSX>6
MW@NWU+XZ-\%]%\0_L\^(=%^$.B>,M8^#5G:^// ]_P"-OCWIOQ#U;]H!?%5Q
M\/=9L_CEX)\':+\,9M$@UO1/%/A_X5_'/]8_V2[WXKZE^S'\!+_XYQ:K#\7;
MSX4>";CQ^GB&TM]/\3MX@DT*S:YG\7Z;:)%8Z9XTN8S%<>,M,T^---TWQ1+J
MUCIRBQ@MQ7X9CLFE@LNP68/$TZBQD:35)1<91]M2G52A+FDJOLE!0Q'NP=&I
M4I1M-3YE^Y8'.8XW,<;EZPU2F\'*LG5<N:,O8U84FYQY8^R]JY\^&7-4]M3I
MU97AR6?T+1117BGM!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !4-Q;6]W!);7<$-U;3*4FM[B))H)4/)22*16C=20"592..E%%5#XX_XH
M_FB9_!+_  R_)A;VUO:01VUI!#:VT*A(;>WB2&")!DA(XHU6-%!)(55 Y/%3
M4443^.7^*7YL(?!'_#'\D%%%%24%%%% $%U:VM[!):WMM;W=M* );:ZACN()
M0K*ZB2&57C<*ZJX#*<,JL.0#26EG:6%O':6-K;V=K%O\JVM((K>WCWNTC^7#
M"J1IOD=Y'VJ-SNSG+,22BM/^77_<3_VTR_Y?K_KT_P#TN)8HHHK,U(+JUM;V
M"2UO;:WN[:4 2VUU#'<02A65U$D,JO&X5U5P&4X958<@&G000VT,5O;0Q6]O
M!&L4,$$:10PQ( J1Q11A4CC10%5$4*H    HHJ_^7:_QO_TF)G_R]_[A_P#M
8Q+1114&@4444 %%%% !1110 4444 ?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>logo_onemainfinancialx1.jpg
<TEXT>
begin 644 logo_onemainfinancialx1.jpg
M_]C_X  02D9)1@ ! 0$ P #   #_[0 V4&AO=&]S:&]P(#,N,  X0DE- ^T*
M4F5S;VQU=&EO;@     0 ,     !  $ P     $  ?_B"^!)0T-?4%)/1DE,
M10 ! 0  "]!N;VYE @   &UN=')21T(@6%E:( ?4  < %0 3  L (6%C<W
M         $E%0R!S4D="     0            #VU@ !     -,M2% @(
M
M$&1E<V,   %$    =&)865H   &X    %&)44D,   ',   (#&1M9&0   G8
M    B&=865H   I@    %&=44D,   ',   (#&QU;6D   IT    %&UE87,
M  J(    )&)K<'0   JL    %')865H   K     %')44D,   ',   (#'1E
M8V@   K4    #'9U960   K@    AW=T<'0   MH    %&-P<G0   M\
M*&-H860   ND    +&1E<V,         &G-21T(@245#-C$Y-C8M,BTQ('=I
M=&A"4$,
M                                                    6%E:(
M     "2@   /A   ML]C=7)V        !      %  H #P 4 !D '@ C "@
M+0 R #< .P!  $4 2@!/ %0 60!> &, : !M '( =P!\ ($ A@"+ )  E0":
M )\ I "I *X L@"W +P P0#& ,L T #5 -L X #E .L \ #V /L! 0$' 0T!
M$P$9 1\!)0$K 3(!. $^ 44!3 %2 5D!8 %G 6X!=0%\ 8,!BP&2 9H!H0&I
M ;$!N0'! <D!T0'9 >$!Z0'R ?H" P(, A0"'0(F B\". )! DL"5 )= F<"
M<0)Z H0"C@*8 J("K *V L$"RP+5 N "ZP+U P #"P,6 R$#+0,X T,#3P-:
M V8#<@-^ XH#E@.B ZX#N@/' ],#X /L _D$!@03!" $+00[!$@$501C!'$$
M?@2,!)H$J 2V!,0$TP3A!/ $_@4-!1P%*P4Z!4D%6 5G!7<%A@66!:8%M07%
M!=4%Y07V!@8&%@8G!C<&2 99!FH&>P:,!IT&KP; !M$&XP;U!P<'&0<K!ST'
M3P=A!W0'A@>9!ZP'OP?2!^4'^ @+"!\(,@A&"%H(;@B"")8(J@B^"-((YPC[
M"1 ))0DZ"4\)9 EY"8\)I FZ"<\)Y0G["A$*)PH]"E0*:@J!"I@*K@K%"MP*
M\PL+"R(+.0M1"VD+@ N8"[ +R OA"_D,$@PJ#$,,7 QU#(X,IPS #-D,\PT-
M#28-0 U:#70-C@VI#<,-W@WX#A,.+@Y)#F0.?PZ;#K8.T@[N#PD/)0]!#UX/
M>@^6#[,/SP_L$ D0)A!#$&$0?A";$+D0UQ#U$1,1,1%/$6T1C!&J$<D1Z!('
M$B8211)D$H02HQ+#$N,3 Q,C$T,38Q.#$Z03Q1/E% 84)Q1)%&H4BQ2M%,X4
M\!42%3055A5X%9L5O17@%@,6)A9)%FP6CQ:R%M86^A<=%T$791>)%ZX7TA?W
M&!L80!AE&(H8KQC5&/H9(!E%&6L9D1FW&=T:!!HJ&E$:=QJ>&L4:[!L4&SL;
M8QN*&[(;VAP"'"H<4AQ['*,<S!SU'1X=1QUP'9D=PQWL'A8>0!YJ'I0>OA[I
M'Q,?/A]I'Y0?OQ_J(!4@02!L()@@Q"#P(1PA2"%U(:$ASB'[(B<B52*"(J\B
MW2,*(S@C9B.4(\(C\"0?)$TD?"2K)-HE"24X)6@EER7')?<F)R97)H<FMR;H
M)Q@G22=Z)ZLGW"@-*#\H<2BB*-0I!BDX*6LIG2G0*@(J-2IH*ILJSRL"*S8K
M:2N=*]$L!2PY+&XLHBS7+0PM02UV+:LMX2X6+DPN@BZW+NXO)"]:+Y$OQR_^
M,#4P;#"D,-LQ$C%*,8(QNC'R,BHR8S*;,M0S#3-&,W\SN#/Q-"LT932>--@U
M$S5--8<UPC7]-C<V<C:N-NDW)#=@-YPWUS@4.% XC#C(.04Y0CE_.;PY^3HV
M.G0ZLCKO.RT[:SNJ.^@\)SQE/*0\XSTB/6$]H3W@/B ^8#Z@/N _(3]A/Z(_
MXD C0&1 ID#G02E!:D&L0>Y",$)R0K5"]T,Z0WU#P$0#1$=$BD3.11)%546:
M1=Y&(D9G1JM&\$<U1WM'P$@%2$M(D4C721U)8TFI2?!*-TI]2L1+#$M32YI+
MXDPJ3'),NDT"34I-DTW<3B5.;DZW3P!/24^33]U0)U!Q4+M1!E%049M1YE(Q
M4GQ2QU,34U]3JE/V5$)4CU3;52A5=57"5@]67%:I5O=71%>25^!8+UA]6,M9
M&EEI6;A:!UI66J9:]5M%6Y5;Y5PU7(9<UETG77A=R5X:7FQ>O5\/7V%?LV %
M8%=@JF#\84]AHF'U8DEBG&+P8T-CEV/K9$!DE&3I93UEDF7G9CUFDF;H9SUG
MDV?I:#]HEFCL:4-IFFGQ:DAJGVKW:T]KIVO_;%=LKVT(;6!MN6X2;FMNQ&\>
M;WAOT7 K<(9PX'$Z<95Q\')+<J9S 7-=<[AT%'1P=,QU*'6%=>%V/G:;=OAW
M5G>S>!%X;GC,>2IYB7GG>D9ZI7L$>V-[PGPA?(%\X7U!?:%^ 7YB?L)_(W^$
M?^6 1X"H@0J!:X'-@C""DH+T@U>#NH0=A("$XX5'A:N&#H9RAM>'.X>?B 2(
M:8C.B3.)F8G^BF2*RHLPBY:+_(QCC,J-,8V8C?^.9H[.CS:/GI &D&Z0UI$_
MD:B2$9)ZDN.339.VE""4BI3TE5^5R98TEI^7"I=UE^"83)BXF229D)G\FFB:
MU9M"FZ^<')R)G/>=9)W2GD">KI\=GXN?^J!IH-BA1Z&VHB:BEJ,&HW:CYJ16
MI,>E.*6IIAJFBZ;]IVZGX*A2J,2I-ZFIJARJCZL"JW6KZ:Q<K-"M1*VXKBVN
MH:\6KXNP +!UL.JQ8+'6LDNRPK,XLZZT);2<M1.UBK8!MGFV\+=HM^"X6;C1
MN4JYPKH[NK6[+KNGO"&\F[T5O8^^"KZ$OO^_>K_UP'# [,%GP>/"7\+;PUC#
MU,11Q,[%2\7(QD;&P\=!Q[_(/<B\R3K)N<HXRK?+-LNVS#7,M<TUS;7.-LZV
MSS?/N- YT+K1/-&^TC_2P=-$T\;42=3+U4[5T=95UMC77-?@V&38Z-ELV?':
M=MK[VX#<!=R*W1#=EMX<WJ+?*=^OX#;@O>%$X<SB4^+;XV/CZ^1SY/SEA.8-
MYI;G'^>IZ#+HO.E&Z=#J6^KEZW#K^^R&[1'MG.XH[K3O0._,\%CPY?%R\?_R
MC/,9\Z?T-/3"]5#UWO9M]OOWBO@9^*CY./G'^E?ZY_MW_ ?\F/TI_;K^2_[<
M_VW__V1E<V,         +DE%0R V,3DV-BTR+3$@1&5F875L="!21T(@0V]L
M;W5R(%-P86-E("T@<U)'0@
M
M      !865H@        8ID  +>%   8VEA96B            !0
M;65A<P         !                               "6%E:(
M  ,6   #,P   J1865H@        ;Z(  #CU   #D'-I9R      0U)4(&1E
M<V,         +5)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,@
M-C$Y-C8M,BTQ
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MU=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X^?K_Q  ? 0 # 0$! 0$! 0$!
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M>+<[K5)/-*^6X:4G[/!Y74G@Z=.&RA*M2E'%5[K6;K5IQ<F^6$(V@ONG4/\
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M7P=+VU3!8FG"5:O'GA3_ -BG3G*EB9<U2"=-RI5DG*;I>RISJ+^MBBO\[/\
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M1K!99Q+_  U_\1)__!3O_H:?@W_X:+2?_EA7[E?\$+?^"Q/[3O[>WQY^*GP
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M#?P5T[6(_$'Q:TJ7P]H6KZ#XDT_0?$>M:U!X4L$O+W7-/\5>(M7\2Q>'+/\
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M=CEC^-^.F"HT\9P]F$(I5\5A\PPM:25G.G@JF$JT+]W%XVNKO6W*KV22_9/
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M7$4D%Q;RR03PRHR2PS1.8Y8I$8!DDC=61T8!E8$$ BOVA_X(*?L?R?M7?\%
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ML[-[?3H_$_AC0M'\!?$/0I)C''%<Z]%JVAZ=XUU@PF0"W^(&DRRRFXN)DC_
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M --MM7G>._P<+?XLZ_+*CT/ C^)Q1_@R;_TK-#^ 3_@YU\3+KW_!2+1M* N
M?!7[-?PO\,L9DA6-FN_%'Q(\9 VIB9GDM]OBU59[@),+I;E%4VZ0.W\[=?TV
M_P#!T[X&UG2/VX/@KX_ELKE?#?C7]F;0M"T[4I,?9[CQ%X)^)/Q'E\0Z;;$(
MOS:=I/BOPC=SJS.P;6$.0C(H_F2K]2X G3GP9PY*G;E66TH.TN9>TIRG3JZ]
M_:QG>/V7>+U1^7>($*E/C3B.-6_,\RJS5TXOV=2,*E+1MZ>RE"SVDK222=B[
M8ZEJ.ES-<:9?WNG3O&87GL;J>TF:%F1VB:2WDC=HV>.-RA8J61&(RJD:O_"7
M^+/^AH\1?^#O4O\ Y)K[\_X)6?LN_L\?MF_M<>'?V<?VB_'WCWX<:1\0_"WB
M6#X=ZYX OO#6G7U]\3='CL];TOP[JEUXJ\.^)-,CT_6O#6G^*X+&-+:VO;WQ
M+'H&EV=Q)/?I9W/]5/\ Q"L?L2_]%[_:G_\ !U\)?_G3UEQ#QWPYPUCHX#.)
M8JEB)T(8FFX8*I6IU*,Y3A&4*L5RRM.G.,DM8RBT^AKP]P)Q'Q+@98_)X86K
MAH8B>&GSXZE1J4ZU.-.<HSIR:E&\*E.<6U[T6FC^%K_A+_%G_0T>(O\ P=ZE
M_P#)-<[7]X__ !"L?L2_]%[_ &I__!U\)?\ YT]'_$*Q^Q+_ -%[_:G_ /!U
M\)?_ )T]>&O%[@B/PXG&J^]LNK+;;9'N/PAXWE;FPN#=MKYC0=MN[_JWH?P<
M5_JR?\$TKZ34?^"=_P"PS<2HB-'^R7^S[8@1A@ICTSX6^%]-A<[F8[Y(;2-Y
M2"%,C.455PH_&RR_X-7/V&HKJ&2_^.7[5MY:(^Z:U@\2?".SEG4 XC%RWP?N
MO*4MMWD0,[1AE1HW994_H[^&_P /?"7PE^'O@7X5^ =*70O WPV\'^&O ?@[
M15N+F[&E>%_".CV>@Z#IYO+V:XO;QK/2["U@>[O;B>[NG1I[J>:>221OR_Q0
MXWR'BG Y7A<HGB:M3"XNMB*TZV'E0A"$J*IQBN=\TI2D[Z1:2@[R3:3_ %#P
MOX'S[A;'YIBLWAAJ-/%82CAZ,*.(A7G.<:WM92?LTXQC"*Y=97;FK)I-K^<K
M_@ZCOS'^PA\$-,\H$7G[6_A*_,V_!C.G?!SXW6XB$>TAA,-5+E]Z[/("[7\P
ME/X**_N2_P"#K;5KV']FK]EK0H[K9IVH_'+Q)JUU9;8C]HO=%\ WUG876XH9
MQ]C@U[4HML<BQ-]NS,CND#1_PVU^I^$,.3@G!2T_>XS,9Z7Z8F5/7S_=]-+6
MZW/RSQ>GS\;XV.O[K!Y=#IUPL*FEMU^\ZZWNMK'[9?\ !O)_RE?_ &>O^Q=^
M-_\ ZI+Q]7[7?\'1'[$__"2> _AG^W5X)T5I-7^'DMC\(OC=-9Q.6E\#:_J<
MTWPU\6:@%9+:&'PYXRU+4/!]Y>LDVH:A)X^\*V3,+#1(A!^/?_!N%HEGJO\
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MXX?_ .PFO_Z@XH_N$K^#G_@ZG_Y/9^ ?_9K.C?\ JVOBM7]XU?P<_P#!U/\
M\GL_ /\ [-9T;_U;7Q6K\!\'_P#DML+_ -@.8?\ I@_?_&#_ )(G%?\ 8=E_
M_I\_F%K^EC_@UA_Y2"_&'_LS?X@_^KL_9ZK^:>OZ6/\ @UA_Y2"_&'_LS?X@
M_P#J[/V>J_H;Q"_Y(OB+_L7R_P#3E,_GCP^_Y+3AS_L8T_\ TBH?WT5_ O\
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MY-E.#R+*\%E.!@X87!452AS6<ZDFW.K6J-))U:]64ZU1I*+G.7*HQLE_ O\
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M@G]LC]E?Q5\-M(U3Q%XZT3]H3X0W?AGPSHTJ1:CXIU/_ (3S0HH_"D#RW%I
M5\3QRR:!<1W-U;6DMKJ,T5W/%;/*Z_ZSU?E7BQPQE?#F:Y6\HP]/!X3&Y?)2
MPL*E2IRU\)5<)UFZM2I42JTJM"-Y.TZE*I/FE.4[?JWA/Q-FG$>59FLWQ%3&
M8O!9A'EQ4Z<*:E0Q5)3A17LJ=.FW2JTJ\K15X4ZM*%HP4$_X^/\ @[.O($\/
M_L*6#.1=7.L_M&WD*;6(:"QLO@C#<N7 V*4DU"U 5F#.)"4!".5_C&K^P_\
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M/>4:BC.<9?Z'OQV_X.3O^"<'PS\,7.H?"?Q%\0?VCO%DMM<#2/#/@SX?^+?
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MA1@GOR4J480C?K:*N%%%%<YT'YM_MY_\$J/V3/\ @HK?^"->^/6E>,M+\8^
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M5(1JP4HQJ0OK":C.<5*+4N2<X7Y923_G)_XA?/\ @G/_ -#E^U-_X<KX?_\
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MV?M\&KKL[-JZZ-K9L_)?&AM<'TTFTGG&"32=KKV&,=GW5TG9]4GND?&_[/\
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MP=2M5IT8+1SJSC3@GV<IM)?>>N45S/A?QKX-\;V;ZCX+\6^&?%^GQR&*2_\
M"^O:5K]G'*I96C>ZTJ[NX%D#*RE&<,"K C(-=-4RC*$G&<91DG9QDG&2?9IV
M:?J5&49Q4H2C.,E>,HM2BUW33::\TS^0#Q[_ ,'3\'AO]I2]\,Z!^S%;ZS^S
M9X<\6ZIX7U?Q!<^+[NV^,'B'2+'5FTT^-] TV2QM_"FBRQVL5QJ=KX#UAK^3
M5L6VGW7CCPW)//=V?]<WAS7],\5^'M!\4:+*\^C^)-&TO7])GEADMY)M,UBQ
M@U&PED@F598'DM;F)WAE59(F)1U#*0/QQ\8_\$!/^"<'CC]I"7]I#5_AWXQB
MN]0\1WOC'Q'\'K'QAY7P0\5>+-1U.XUJ^UC6?"MQI-UXC@M;K5;AKJ?PEH/C
M'1/ DL*#2W\*G1I+C3I_VDBBC@CCAAC2&&%$BBBB18XXHXU"1QQQH J(B@*B
M* JJ    !7V'%>+X.Q5')UPKEV,P-6EAIQS26*G.2JU'[/V4??KUU4K0DJ\J
ME:G[*G*-2G&,6HJ-+X[A3"<8X6MF\N*LQP6.I5<3!Y9'"PA%TJ:]I[62Y*%!
MTZ,XNA&G1J.K4C*G4E*47)RK/HHKG_$_BWPKX)TF77_&7B;P_P"$M"@DBAGU
MKQ/K.G:#I,,LY*PQ2ZCJMS:6<<DS K$CS*TA!" D5\=&,IR48Q<I2:48Q3E*
M3>R25VV^B2N?92E&$7*4E&,4W*4FHQBENVW9)+JV['045YK\/?C-\'_BY!-=
M?"GXK_#7XG6UM&9KBX^'OCKPOXT@@B$\EJ99IO#>J:E'%&+J*6V+NRKY\<D.
M?,1E'I554IU*,W3JTYTJD=)0J0E"<7V<9)27S1-.I3K052E4A5IRUC.G.,X2
M7=2BW%_)A7\PW_!U/_R9+\!/^SI]%_\ 52_%BOZ>:_F&_P"#J?\ Y,E^ G_9
MT^B_^JE^+%?8^'?_ "6W#O\ V'/_ -,5CXWQ%_Y(GB'_ + H_P#J10/GK_@T
MS_Y%+]N3_L8OV??_ $V?&&OZ_J_D!_X-,_\ D4OVY/\ L8OV??\ TV?&&OZ_
MJ[/%+_DO,^_Q9=_ZJ, <OA=_R0F0?X,P_P#5KCPHHHK\_/OPHHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ K_.S_P"#D_\ Y2>>*?\ LC?P
MB_\ 31J%?Z)E?YV?_!R?_P I//%/_9&_A%_Z:-0K];\%_P#DL*O_ &)L;_ZD
M8(_)/&C_ )(^E_V.<%_ZCXT_H-_X(D_MV_L7?!K_ ()A_LR_#;XL_M5? +X;
M_$'PW_PN?^W_  7XV^*G@[PWXGT;^V/V@_BOKVE?VGHNJZM;7]E_:.B:IINK
M67GP)]HT^^M+N+=#/&[?JM_P\\_X)T?]'Q?LL?\ A[_A]_\ +VOX@_V-/^"
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M/@7XJ>#/$OB6ZL;")I[Z[M-#TO6+G4KNWL8%:>]EMK:5+2 &:X,<0WU\F_\
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M+;Q%XOMO%'C(PC<6U'Q3>F-421(D_P!$#]AC]EKPS^QA^RC\%OV=/#<%H)?
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M+_TT:A7ZWX+_ /)85?\ L38W_P!2,$?DGC1_R1]+_L<X+_U'QI_5Y_P;_?\
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MG_J__"-?ZJU>YXW_ /(QX>_[%E?_ -/P/$\#_P#D5Y__ -C.A_ZCL*_RJ?\
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MQ&6YEAX8K!XJ')5I3NKV:E&<)Q:G3J4Y)3IU(2C.G.*E&2:3/XN?$'_!*/\
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3HHKE.H**** "BBB@ HHHH __V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>ny20049645x4_flowchart.jpg
<TEXT>
begin 644 ny20049645x4_flowchart.jpg
M_]C_X  02D9)1@ ! 0$ P #   #_[0 V4&AO=&]S:&]P(#,N,  X0DE- ^T*
M4F5S;VQU=&EO;@     0 ,     !  $ P     $  ?_B"^!)0T-?4%)/1DE,
M10 ! 0  "]!N;VYE @   &UN=')21T(@6%E:( ?4  < %0 3  L (6%C<W
M         $E%0R!S4D="     0            #VU@ !     -,M2% @(
M
M$&1E<V,   %$    =&)865H   &X    %&)44D,   ',   (#&1M9&0   G8
M    B&=865H   I@    %&=44D,   ',   (#&QU;6D   IT    %&UE87,
M  J(    )&)K<'0   JL    %')865H   K     %')44D,   ',   (#'1E
M8V@   K4    #'9U960   K@    AW=T<'0   MH    %&-P<G0   M\
M*&-H860   ND    +&1E<V,         &G-21T(@245#-C$Y-C8M,BTQ('=I
M=&A"4$,
M                                                    6%E:(
M     "2@   /A   ML]C=7)V        !      %  H #P 4 !D '@ C "@
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M;W5R(%-P86-E("T@<U)'0@
M
M      !865H@        8ID  +>%   8VEA96B            !0
M;65A<P         !                               "6%E:(
M  ,6   #,P   J1865H@        ;Z(  #CU   #D'-I9R      0U)4(&1E
M<V,         +5)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,@
M-C$Y-C8M,BTQ
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MU=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X^?K_Q  ? 0 # 0$! 0$! 0$!
M     0(#! 4&!P@)"@O_Q "U$0 " 0($! ,$!P4$!  ! G<  0(#$00%(3$&
M$D%1!V%Q$R(R@0@40I&AL<$)(S-2\!5B<M$*%B0TX27Q%Q@9&B8G*"DJ-38W
M.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U=G=X>7J"@X2%AH>(B8J2
MDY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>XN;K"P\3%QL?(R<K2T]35UM?8V=KB
MX^3EYN?HZ>KR\_3U]O?X^?K_V@ , P$  A$#$0 _ /[^**** "BBB@ HHHH
M**** "BOC3]K3_@H3^QC^PUHC:Q^U%^T)\/_ (7WDEA#J>F>#+O49=>^)OB&
MQN;M["WO?#?PO\+P:UX_UW3GOHY+6;5]-\.SZ/I[QS2ZGJ%E;07$\7Y,1?\
M!4'_ (*;_MP7EI!_P2__ .">4_@;X1W\EK);_M:?\%!I-4^&W@+6M%U&&;[+
MKW@GX8>&M9L/%/B;19?)^U:=XF\):W\15,4ULFM^#],E+0. ?T95\&_M#_\
M!4+_ ()Z?LJ-J]I\=_VOO@AX-U[0;C[+K/@BP\86OCCXE:;< D&*[^%_P^3Q
M5\0XF4@JQ/AC"L&#$$$#\OA_P1L_;;_:P@CN?^"GO_!57XX_$/P]JEHZ:_\
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M>F^(_#6OZ7<@FWU+1==T>YO-+U6PG )AO+&ZGMY0"4D8"NBH **** "BBB@
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M_P 50QW]DJ^=_9GASP[?^';:XT.Y952/P]XXO_'EK:VL<5LL\@0R/^P?P?\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M$L'B[3X=_B32=(O$,MAHOB:+4HM&^U7]WX3N?#.N70UJ$ _2>BOYG[']M?\
MX*(?\$A-<T7P/_P4_P!(;]KW]A^XUK2_#7AG_@H[\)/#]W'X]^&5A?7<^BZ'
M'^TS\+]-BU&^G>6X;P[%=:W 9-0:74KI-,\=_&[QI=IX>M/Z)_AI\3?AY\9?
M ?ACXH?"CQKX:^(GP[\::7#K/A7QGX0U>SUSP]KNFS,\8N+#4K&6:WE,4\<U
MK=P%EN+*]@N+*\B@N[>>&, [FBBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ KYG_:X_:]^ 7[#OP1\2_M
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MX% /$/!/[(?[6'_!:37=!^/G_!2B/Q7^SG^P=9W^G>*?V?\ _@G1X1UV_P!
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M5]X!_:#^&$\.D^-].FTJX16TVTUU)-.\6Z=IT4U]%HMMKP\-SZC=ZKH6IF,
M_1>BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *_!'_@J+^U!
M\</CA\;? _\ P2%_8,\70^&OVA?C?X=G\3_M6_''3K:76?\ ADC]EJ[BM[77
MM:F2TEMH]-^(WC_3M5@M/#$$NK:5KEA8ZIX?ATNX\/:S\2? WCG0/T/_ ."B
MG[9F@_L'?LE_$W]H&^T]/$OC.QM+;P=\%OA\D-Q>ZA\3_CCXS:31_AEX#T[2
M[":'5M574M>DCU'7[;1/.UBV\(:3XCU6PMKB73O*;QC_ ()8?L+:U^R+\(/$
MOQ'^.&KOX^_;:_:NUR#XT_M?_%'4(]/:_O?B%KJ7&IVOPRT273GFLK;P'\)D
MU>^\-^';#3)ET6;4'UW6]%L=%T?5].\/:, ?5G['_P"R+\$OV&_V?_ O[-_P
M \-'P]X"\$6<ADN[V5+WQ+XP\2Z@5G\1>.?&FL+# VL^*_$U^&N]1NA#;6%C
M;K9:%H&G:-X9T?1=%T[Z:HHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ K\ /^"H/[(?QB^ WQ9M?
M^"OG_!/?1@?VG/A'X?6U_:C^"6FPNFE_MC?L[Z4=(E\2Z#J=E#'<I<?$'PEX
M>T*&ZTF]LM-N?$FKZ7HNEC0OM_B_P=X)T75/W_HH ^=_V4/VH/A1^V9^SW\+
M_P!I7X*:O)J_P]^*7AV+6M.2[2.#6-!U.WGFTWQ)X1\1VD4L\5GXE\(>(;/4
M_#FO6]O<75D-3TVXETZ]O]-EM+ZY^B*_G9L_#]M_P1W_ ."D?A33?"B2Z%_P
M3M_X*F_$N]T.Y\+06MZG@[]F7]O+4+*T/AV70!!!-IWA[P?^T;9VIT:T\/P"
M&WLM4TF62.3P[X"^&>E:>?Z)J "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@#\[/^"JW[:3_L%?L/?&+X\Z%%#J'Q3DLK#X<?
M CP\T$-]<>(OC;\1;G_A'? D%KI$Z.FO1^';B>[\=ZSH2@3ZMX;\):W9VQ^T
M21 R_P#!+K]B2#]@O]D+P-\(M:OY/$GQE\5WFH?%_P#:5\>W>HS:SJ/C_P#:
M#^(D=GJ7Q#UR\UN?$NL6VE3PV/@[0]5EB@NM3\.^&-)U/4XY-9O=2NKC\X?V
MOKFZ_;>_X+B?L3?L7QR2W'P;_8*\!W__  4#^-^GIJEU;V6N_%1-2T_P]\#=
M+O=."BTNM3\"Z[J'@KQ%9+*\IU'PM\1/&UB\ MH;HO\ T64 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !117,^-?&/ASX=^#?%O
MQ \8ZG#HOA'P-X9U[QCXIUFX61X-)\.>&=*N]:US4YUB5Y6AL-,L;JZD6-'D
M*1,$5F(! .FHK\;=%_X+"_!_P)^RO\-?VKOVF-)\4^ O#GQU\&:O^T!X \&>
M$?A[XDUS5O '[-0^(7PX^&7A_P 1_$'Q/=ZDOAOQ3XJ74?B?\/\ Q1XHT[P8
MUKK%K8?$"WTOPEX+\8Z)X-U#XA>(OK?X/?M;1>+/VN/V@?V,_'$&F0_$GX8>
M$/!GQY^'/B'P_87FG>'/B5^SM\4+Z^TW0M4M[:_U?6YX_%GPV\56%YX!\<7U
MI?S>'/%+'PWXU\/)H<WB37/A_P" @#[;HHHH **** "BBB@ HHHH *_GK^/,
M+_\ !-C_ (*_?!;]I;P^O]E?LP?\%6=3\/?LO_M*Z3! $TCPS^UOX<L[D?L\
M?%)0ICCM;WQ_8W%[X/U&& 6VFP0)\2_'?B.6_P!8O["2#^A2OS%_X+%_LFW'
M[9/_  3O_:'^%_AZWN7^)_A?PP/C+\%+W38BVOV/Q;^$#MXV\+VGARX6YM&T
M[6/&$&FZI\/$U1)TDT^Q\8WUU%^\C2@#].J*^#/^"87[6,G[;_[!/[,O[3%_
MD>)OB!\.X+'Q^I@M[56^)O@/5-3^'GQ*NK6SMI9DL]+U+QSX5U[5="MV995T
M*^TQY8XWD*#[SH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***^8OVTO
MVDM%_8^_9/\ V@OVFM=M[6^M_@S\+O%/C+3=(O;DV5MXB\4VE@]KX+\+27:J
M[6Q\5^+[O0_#D<Z)(\4NJ(Z1R, C 'Y!N%_X*8?\%H-5T>_N5U7]DW_@CK!X
M;U2+1X[I9-&^(?[>7Q&BN+W3-:NHHXECU.V^!6DZ'?V44,\JZGX*^)7A!VA\
M[1?'-_#+_0S7XV_\$'OV>O$'P/\ ^"=/PP\<?$2_O-=^-7[7FL:_^V;\:?%.
MIWL^H:KXE\7_ !_-EXET+4M4GN2;B+53\.(O Z:_:.5\OQ0->N'C2YN[G=^R
M5 !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !17,^-?&/ASX=^#?%OQ \8ZG#HOA'P-X9U[QCXIUFX61X-)\.>&=*N
M]:US4YUB5Y6AL-,L;JZD6-'D*1,$5F(!_([X*?\ !8SX,^(_"?[/WB#XUZ?X
ME^'VM_M9^,_@W'\*/"VG^ ?$(L/ASX+_ &I-9\?>'_V6[7XG>.-8U.+2/%FO
M_$L_"?QAK?B#Q)\.--N?"O@&YU"T\,>(((-+TJP^(7C0 _9>BOBGX2?M7GQ'
M^U]^T/\ L5?$"RL;+XH_"CPKX0^.7@#6M&TR_P!)T+XB?L^?$O4+_2M'OEL=
M2U;6;NW\8_#+Q;IU[\/O'EU;WLGA_P 32_\ ".>,] CT*?Q'KOP^\ _:U !1
M110 4444 ?''[?O['?@K]O/]DGXQ_LQ>-'M]//C[PW)+X*\52PRRS^ _B;H,
MBZU\._'-JULT5\!X>\56>G7&JVEC<VLVM^'GUGP[/.MCK%VC_//_  1Z_:^\
M;_M=_L;Z-/\ &N*XL?VG?V=O&_B[]EO]J32[Y84U&'XU?!NYMM&UC6;X6ZQV
MLM]XMT.XT#Q1K4NG00:/;^*-4\0Z/I2?9M( 7]3:_G2\#_;/V$_^#@;QQ\-[
M.VNK7X%?\%</@K/\5_#UG:6D%MH>A_M4?L_Z1K%[XY$<DU\6637_  =IGB;Q
M=XHO+>V2YUKQ7\4?"UDT<D&DQM" ?T6T444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 ?@G_ ,$GM*NOC%^W7_P6>_;7U>&P<>)_
MVO=*_8V\$/'$S367AO\ 8V\(6O@O6-0TRY?(;2O&O]L>$+^\^S$VMSK'AZ>8
M$RQR&OWLK\-O^#>P/KG_  3^U?XLW"@7_P ?/VL/VLOC#J<DLTE[JDU_K'QE
M\0^&9I=<U>5$EUS5MGA.*.75Y%\RYM8[1'"M"47]R: "BBB@ HHHH **** "
MBBB@#FO&.H>*-*\,:UJ7@OPY8>+_ !18V3W.C^&-2\0_\(G::Y<Q,KMIQ\0M
MI&NQ:9<W$ E6QFNM-DLI+[[/;WUUIUG-/J5I^27_  2S_P""S?P:_P""HGB'
MXN>!_"WPO\<? _XA?"CP]X%\;'P7\1]5T&\U;QAX#\=P7$MGXP\,Q:6T5S/H
M^EL^@'5;F:S2T2V\:>#KNUN[J+6XQ%^R)( ))  !)).  .223P !R2>E?PGZ
ME\+OC_\ L3?%S_@AI_P4%_8X\*67B/Q)^VY^PK^RU^Q9\3/#&IW>H:=X+UOX
MS:[^S!\._"7PPU7XB:G:0:G<0>'+C2;/P7XTGL=+TP10)^S5J>IZA+&^H2S.
M ?T 6'_!:7P#XP_X*7M_P3/^%_P0\3^+O&QU;Q9I5M\8=6\9Z3X7^&-])\-=
M \1:C\4GLHXM#\0>)+EO!/B7P3X[^'4Z0Z5(NH>-O">HV4<MMII&J)^V-?Q?
M^$/A5H?P._X.F/V5/A'X<O-2U72_A_\ L>KX;77M<EBN?$7BF_L?V8?BL-9\
M8>*;V*.)=3\6^,=9>_\ %'BS5WC$^L>(]6U/5+DM<7<K-\ ?\%=_VEC87W[7
MGCKX*?M$^+?BI\8/@-_P5 T$Z!\?O$NKZ/\ "[XJ_LVW%WX/^+FDK^RO^SAH
MVBZWXI\>^/\ X#^#]0^']]<^+O&^M7GPI^'DWBK0= G\+_#WQ_KNN^-/'-F
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MO^"(NB_'C]DCX$_LI_M6_''XKOIO[,'P\^)WP \&W_P>UKPEI_@SXD?#F_\
M%&AWOP>^*.L^$/B!X*\=S>$?BIX1\ >'/#7A;5I_#UWI5_9ZNGCOPU8^(O$/
MPSUY8M>^_?@-^QU/X!_:W^.W[7'CC79?$GBSQ?\ "CX/?LR_"5-2BTU_$/AG
MX(_!^RFU/7M5\1WNA6VF>'V\2?&#XIZGJOC+4M+T'2+'1])\/Z'X*,5KI&L7
M_B#P]H_WS10 4444 %%%% !1110 4444 %%%% '\]W_!!33X?@+J'_!2_P#X
M)_/#J-@/V0/VZ_&VJ> =(U!<MIOP ^.FGKKGP4>.3.'&M:;X+\0^)&7;\O\
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M;1M+LHA#9Z;I6EVL5CIUA:0K\L5M9VD$-O!$O$<4:(.!6G110 4444 %%%%
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M-Y-,?[)O[.YM[2273Y;W^67_ (*!_$[XQ? '_@JG^V;XG^!WA&/]JCQ#H?\
MP1BT3PQXQU?QMJ'AR\U'5?A5J"_"?2?BC\:-;T4^'+OPOXYUBQ\$RZEXSU;P
MX?#\7AJ[2ZOM<O="U3PWI5WX5U;K_P!N33?V)O'?[,/_  06F_8DT^Z\$_ #
MXK_M[?#:YU!=$\4:OI'Q6TSQ=?W/PY\'^/9O'?CK3-8/BVV^-/AF?3(-"UOQ
MC;:^VIV&H:)I5_X9U@:-;>';N@#^XJJ.J2ZC!INHSZ19VNHZM#8W<NEZ?>W[
MZ79W^HQV\CV5G=ZG%8ZG+IUK=7(B@N+^/3=0>TB=[A+&[:,02?Q>?\$^O&_Q
M4_99LO\ @Y]\$_LMW/B,67[)_B;6]5_9F^'=YXE\0>,M)^&6I:?=_M;VU]K_
M (5TOQ==>*I-3UW3]-\'>'M7O+:^CU&\\;7_ (/T+2M=FOF,;I'^R3\:OBU\
M)?B/_P &]GB?X)ZYXF\2_$+_ (*!>&OVD7_;IN=7\0W_ (GE_:$TZ'Q1X0U[
M5/B5\2K[59M:U#7?B/\ "B!O'.NZ/XRNO)\1:)H'A^W\ 0:Y9^"#JFAJ ?T;
M_P#!,+_@HWX0_P""G'P+\>?'#P;\,?%7PGLO 'QM\4?!#4_#7B[6=&UW4;G6
M_"O@_P  >+KW5K>]T("R%A-#X^M;"*(EI?/TZYF+&&:&LOX1?\%(]%^)O_!2
MC]H#_@FIJ/P?\0^$_B#\!OA*_P 9[CXC?\)7HVN^#O%G@^\U'X31>'DT^P@L
M;#6M,UC4M*^+VA7^H65]"\.DWVFZOID=WJ<*V>IW?\0/P:^/'Q;^"G_!#_Q5
M:> /B!XJ^%OPW^+O_!;C7_A?^T%XZ^'^O3>'O&D?PHU/]G3X5>(]2\,Z;K-C
M&FIZ/I/B0^&9;G6M5TO5=)GN8-"M_"U]-?>'O%.N:9>?N#^P[\/O 'P6_P"#
MD_\ X*!?#[]F[P_H47A3P3_P3@T>V^'W@NS\47]_X;L=2,7[%FJ67AF#6+^_
MUVXT72)M4NT46R2RVVC6EX?L5G%:1PVX /Z[Z*_B7_X)+:9\4?VQ_#?[._[7
M>I_M'^'?#O[3/PR_; ^)OPR_;ME^)_BKQ9X\^*_[2_PU^-_B+P7HT?[-7BOX
M1MX.\G2_A3IO@31M,'PGTF\UC6OAE\._$.D^.O%&FZ!X1D\+^(M1T#?_ ."&
M'[$G@']IO0OVDOC)XT^,/QP\-:;^RI_P4S^(OC+X#>#OA3XX?PU\/_#.N^$/
M#OAC4'UG4?#.GZ;J=AXYTC6M+G\)Z.GAJ_LY]/TW0/"+:%X<%GHWCCQWIOB0
M _LA\;^#/#7Q'\%^+_AYXTTJ#7?!WCSPOK_@SQ9HET7%MK'AKQ1I-WH>NZ5<
M&-DD$&H:7?75I,4=7\N9MK*V"/P7^&?_  0LT76O"?[.UE^T3^T'\9[_ ,<?
ML=S?";P=\%=4^'&L^ 1\/[GPC^S;\5_$?CKX)^/])\*_$/X<^.M<\"^+O$W@
M76?"_@_XS>$-.UY?!VM>*O!QOVLO%>GZ+X'\06_YR_\ !$7Q9XR^$O[<?@[]
MGO\ :Q\(ZYXP^-7C;X._'+XM?LQ?MJ_#C7_$/C'X8_MF_!_XS>(O"_Q-\7?%
M/XL:QJ%WJ$?B3QC=6G@CPT/!'Q.U:T\,^.],T(0?"/XL:=#K]AX,M&_LJH ^
M(/A3^RG/HG[;/[2O[;/C>ZL[KQ9\3? 7PS_9^^$NB1H);OP)\$?AF;[Q#KSW
M]_%<26TFI_%+XIZUJOBB73;82PZ7X6\/>!FN9K;Q%?\ B71],^WZ** "BBB@
M HHHH *_GN_X+\:?#\)=/_X)V?\ !0&*'44/[$/[=?PNU3X@:O8+O71O@!\7
M-0T[0_BT\\>09!K.I>%/A_X;C4,F?[9=0ZLRAOZ$:_$C_@XRT4:Y_P $:OVR
M80D33:?9?!+6K>22(RM ='_:.^$-_<O#@%HY9=/AO+7S5P$CN)/,/E&0$ _;
M>BO./@[XJ;QW\(_A9XW=)8V\9?#CP1XJ:.>[-_/&WB'PSI>KE)KXI&;V53>%
M9+LHAN7!F*+OP/1Z "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M3-9OKJ[CUG5TN;BZO99ITU74EE=UOKH2_0=% 'D7QI^ 'P,_:/\ "EGX&_:
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MDUK2M:\+S3>&]6T[4M2N;/4=!EDT>\AFT]VMSYU#_P $Y?\ @GK;6FG6%O\
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MCKPGJ2M")SI>OV$5XMAJ=O!-<#3]=T>=YM(\0Z/+*;O1=<L=0TF^6.\LIXT
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M!=I#\+M#3P?I,WPTM(;R/PQ+HWA7P:VG?UT444 %%%% !1110 4444 %%%%
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MXA\*Z;K.N?\ "+S:M>?I[0 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110!YI\9?C!\.?V?_ (5?
M$#XU_%SQ/I_@WX:_#'PMJWC#QCXDU)]L&G:-H]L]Q,((5S/J&IWL@BT_1M'L
M8Y]3UO5[NQTC2K6[U&]M;:7\7_\ @B]\(?'/QCU3X]_\%=_VBO#DVB_'+]OK
M589/@[X6U0QW-U\&?V-/#$MK:?"'P3I<SZ3ITUO)XYL='T;Q9X@OK)WTOQKH
M^B?#KQBUI8:[J.NI/X_\?]6N_P#@M1^W&/V+_ NHWM[_ ,$U?V)?&.A>+OVV
M?'&AZ@;3P_\ M,?M :)='4?!O[,6A:U8B9M>\&^#=1M4O_B0MC<6\*W=KK4S
MSZ+K^E?"'Q1JO](-C8V6EV5GIFF6=KIVFZ=:V]CI^GV-O#:65C96D*6]I9V=
MI;I'!:VMK!''!;V\$:0PPHD<:*BJH +5%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110!^(W_!:?]F_Q_J/PZ^%?_!0S]FC35;]K?\ X)Q^)KGX
MW^$K:U\^VF^*7P1MHDF^.WP8UR73IK74-2T;7_!5MJ.I0Z="]WJ-S9VWB;PI
MX<MH=0\>7<S?I]^R[^T?\,_VNOV?OA1^TA\(-6CU?P!\6O".G>*='/GVL]]H
M]W,K6VO>%-=6SFN+>U\3>#M?MM3\+>)]/CGE_L_7](U&R,C^1O;WH@$$$ @@
M@@C((/!!!X((X(/6OYA)[S_APY^WR[74BZ1_P2:_X*)_$:>=78G3/"/[%G[6
M^LQ)+.[MY8\/^'_A1\0K"R=A$'T2UTKPMISRI]DT?X'RKXR /Z?**CBEBN(H
MIX)8YH)HTEAFB=9(I8I%#QRQ2(622.1&#HZ$JRD,I((-24 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 445^>7_!2__@H+X!_X)V?LYZG\4-8L'\<?%_QG>KX _9P^".DQW6H>*OC+
M\8=:$=IX>\/:;I&FDZM+X?TN[N[75/&>J6:&6QT=4TS2EO\ Q?KWA30-; /S
M[_X*[>-==_;2^.7P!_X(O?!/Q'<VU]\=]1T[XR?MU^+/"UZ/[6^#W[(?P\U?
M2M=ET2\NX])U:VT/Q1\6]>ATZR\-K>LI2YM?"ND^)-*G\)?$Z&[?][/!?@WP
MK\.O!_A3X?>!= TSPKX)\#>&]#\'^#_#&BVR66C^'/"_AK3+71M T+2K2/$=
MKIVDZ596EA96Z?+#;6\<:\+7Y9_\$D_V#_&_[+'PO\:_'7]I_5Y/'W[?'[8&
MNQ?%K]JGXA:C<6-_=Z-J5\LESX8^#7AR;38(=*TOPI\,]-NAI\NF: )="'B2
M75;;P_>3>"-(\$:;HGZXT %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110!^('_!2?]@_XSV?Q3T+_ (*;?\$XCIWA;]OK
MX0Z"FB^.? DRQ0>!/VS_ (*6(@EUCX/_ !/T>.2P@UCQ='8:=86_@GQ++J&F
M:M)%I.AZ$^MZ?JGAGX8>*/AW]J_\$]OV_?@[_P %$_@!I/QG^&!F\.^)M+FC
M\+_&7X0:W<,WC3X+?%"SMT/B#P-XEAGL],NKFWM[H3R>'?$9TO3K;Q-I"QWH
ML=+U*+5M#TG[JK\$OVY?^"9/Q@\ ?&O4O^"D/_!*+6M%^$?[:%B+G5OC#\$-
M1=--^ _[:6@B:]UCQ'X:^(7AVUETK3XOB1XMNI T7B:ZU;0[/6/$'V;7;SQ!
MX+\;&/XGZ: ?O;17YC_\$Z?^"I'P0_X*!:#KOA>UT_5O@E^U3\+?M.E?'_\
M9.^)@?1OBK\+_$NB7J:)XF>UTS4[;2]0\4>#M.\0G^S/^$DMM*LKS2KBYTW3
M?&>A^$O$%_#HI_3B@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MN+::2&1'.W0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M4)(-4LO$GC/PY>P-:^*OCW-*EE+/=ZLVHR^&KC3=-U'7KS4O$^E>#=!^#O\
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M;R88;C5=5N1YFH^(/$6I>1'/K?B?7[S4_$6O7N_4-:U2_OI9;A_8* "BBB@
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M[1N@6>HI9#XI?L%?%O\ MI+^ C:MUI?P/UX?$7XKWZN^TS7>JQ>$;6$,SF%
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** $(!!! (((((R"#P00>
M""."#UK\5?VG_P#@A;^R=\8O'LGQ\_9QU_XC?\$__P!J: :A<6'QQ_9$UR7X
M;IJ6H:A#)%</XT^'VC3:9X;UNSOWN+JX\1/X7E\">)?%LMS,GB7Q3J5L[P-^
MU=% '\\MG\4/^"Z?[ 1^S?&GX2_#O_@K/^S]I4S1_P#"SOV?A;_"/]KO1/#=
MK/9P#5?$GP@GL#X<^(.LBP:9M,\'_#W3_$^NZK>0/-XB^(T)N7NX_IGX#?\
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M[1_PU\+7A2XA-C%J&I_"[XY^/-1N7L$W:C!>P:99#^U;.U5K VD\@M_[3Z*
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MIHYX)D.0'BFB9XY$)! 9&(.#S4] !1110 4444 %%%% !1110 4444 %%%%
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MG$/$?_!1'3?V=+9I3<7G@G]F[1/VA_'/AB:Z8PB:\CUCXF_M#^%M12_NX/\
M19;N72)8TAT[3B+25Y;DI^CGPT_X-Z--\&^&+/0M>_X*K_\ !5^XN;5)./AI
M^TU!\,?#"2W$]S->/9^&+SPIX]DLTNFG5Y$_MN=FG^TS2RRFY"0_T4T4 ?S]
M7O\ P;L_L[ZS</J'BC]N7_@J9XPUJ8(MUK_B;]KJQU#6;M(E$5NES=I\+K=9
M$M;=([:W B79!%&A+%=Q9;?\&T?_  3;O)XKOQ_??M2?%Z]E;.N7OQ(_:.\7
MWUWXJ104BB\03^&[?PP\T<%NMO:0_P!G'39%M[2V1G9UD>3^@BB@#\8/!W_!
MO3_P1W\$SV]WIG[%_AK5;N"/8TOC'XF_'#QQ!<.ULUK)-<:7XN^)NLZ*9)%=
MI=L6FQ007)6XM8;>6*%H_M#P+_P3C_X)^?#*_MM7\ ?L0_LG>%-:LV=K37M(
M_9]^%5OX@MC)&L4@@U\^%FUB)'C7:T<=ZJ'=(Q7=)(6^SZ* (K>W@M8(K:U@
MAMK:WC2&"WMXTA@ABC4+'%%%&JQQQHH"HB*JJH 4 #%2T44 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M,-M;0Q6]O;Q1P0001I%#!#$@CBAABC"I'%&BJD<:*J(BA5   J6BB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M6SO[6VO;28*)K6[@BN;>4*ZR*)8)E>*0*ZJZAU(#JK#! (_![_B)A_X(Y?\
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MO^CE_$W_ (8+X]__ #N*/^(F'_@CE_T<OXF_\,%\>_\ YW% 'K<7[<O_  5
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M&/Q[7]OKXM:OJUQ+;B&[O=5L?%DU[X:N;J]E,M[</'H$,8O9FFMXH%AM([<
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "OP[_X(B?\ .7C_
M +3B?M]_^\GK]Q*_#O\ X(B?\Y>/^TXG[??_ +R>@#]Q**** "BBB@ HHHH
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M\&0?M":MXOM/"::K=7E]+K?B'1O!.GG4;314L[GQ-?V%A:RJ^V"-/UO^"O\
MP6JT?XS_ +2G[/7[-UG^SOJ?AW5OVT?V7]5_:=_9"\4:E\2_-T_Q;I=EX?\
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M8WQ.\&._C+PKX@^V6?CO0O$VNPS^/?"SWOANWUF;6-8 /ZXZ*_FZ^)__  <
M>+?A3K/_  4 T+6/V!_%>OR_\$]/&WP_\/\ Q6U[PK^T-X'N/"5WX7\?^.=0
M\%Z9XO\ M_B'P5X:\16D]_(NB7GAWPOH?A3Q?J>HR:K>V_B&?PA::'=ZK+]'
M>,_^"T'AS5?BE^SM\$/V9?V=/%_QW^*?Q\_9 \/_ +<C:1XE\=:)\)-"\&?
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MJ6N2-XW/@N[^)?B*RM+"\N-,^'WPTMT\216WQ!^)/B$1+H/@7POKFK^$]?\
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MXUC^&]GJU[X.A\:R>-;/1+_Q\[>$K34KCP_' VJI&9?)L;[3+R^ /QO^)/\
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %?AW_P $1/\ G+Q_VG$_;[_]Y/7[B5^'?_!$3_G+Q_VG$_;[
M_P#>3T ?N)1110 4444 %%?RU_\ !4'XB_$WX/\ _!<[_@F#KOP:\&>//B?X
MF\6?![XX"\^"/@OX@6'@33OC!XAT3P;\3['P=:>)[KQ5X@T?P!I]II%SJ:W>
ML^+]=M[Z_P!%\-:;+=VFG^(;S1-#T"?Z@^#/_!?CX*_%+]A_3?VM=4^!'Q.\
M.^._$'[5UI^P_P"$?V=M$USPSXO\0^-/VEM:\/:#XG\.>&O#7C>1O#.C/X-O
M=(\26%QJWC36M(T2726LM7MK7P[K-\NA6GB  _?2OF#]F?\ 9<\)?LGV'C[P
M+\)-1;2_@CXH\=^)/B7X,^$CZ7;Q:9\(/$OC[6+_ ,0_$'P[\.[^QN;2TTOX
M5ZSXDO)_%?A[P ^@M)X-\1ZYXO73/$=QX5U3PYX3\'?GEJO_  6(M-+_ &;O
MV[?BC)\!;=/CK_P3B^(&H>"OVF/@!>_%:_LM(;2DUK4[/PUXY^%?Q7'PEN)O
M&?AOQWHNFSZMX3'B3X;^ =0GNM/UNPU6UTFQM-'UOQ#Y]X$_X+L^'+_X&>)O
MVL/B[^QI^T9\(/V3?#O[,?@7XZV7Q[GBTGQ!X;\>_$+QAXT\*_#F?X"?#FPO
MX/"%SKOB:W\<^);C0M"\2:Q<>&]-\0VGAO6O&=QIV@_#RZ\,^,/$(!^W,GPV
M^'4OBF+QQ+X!\%2>-88_)A\82>%M#?Q3%$)GN1%%X@:P.K1Q_:)))]B787SI
M'EQO9F/5W-E9WC6[7=I;736=PEW:-<P13M:W4881W-N948P7$89@DT6V1 S!
M6&37\HW_  5*_P""D)^./[!__!0O]GGQO\*_%/[,7[6OP%^$?[,G[2/@S1K+
MQU<^)YY_A9\5OB%\#TL?&?ACX@Z-H'@B_P! \>^#Y/B->?"[XL^%K6PGTK1]
M4U2YTOPQXX^(.AZAK-SIOTQ_P3W_ ."I/B/P;IO_  2Z_8Y_:7_9T^(?PNMO
MVHOV,/@FW[.'[27B;XJ_#[Q[;_&_Q;X(^!?@JZ\63^,/"WA_5-4UWP ?%ETU
MO?\ @R^UWQ'K_BCQ(/%WA >*O#?@[Q!JVOZ+X8 /Z)9X(;F&:VN88KBWN(I(
M)X)XTEAGAE0QRPS12!DDBD1F22-U9'1BK @D5"EA8Q7"WD=E:1W:6B6"726T
M*7"V,<AECLEG5!*MHDI,B6P80K(2ZH&.:_"#P3_P6?\ 'VM_$/\ X*+_  7\
M=?LE>%?AG\:_^"=_PIU7XKZ]\.=6_:3U?6K_ .-FA:/-;ZA-?_"ZXTK]G+[3
M)X>U3PG=Z-JWAS5M4TN'6-7USX@?"GPV_A>RC\6ZYK?@S]QO!U]XHU3PGX:U
M+QOX=TSPCXQO]#TN\\4>%M&\1R>+])\.:]<V<,VJZ)I_BJ70_#+^(K32[UYK
M*'6CX?T8:BD(NETZU641* =)6?%I.EP&Q,.FZ?"=+2:+33%9VT9TZ.X54N([
M$I&#:).BJDR6_EK*JJKA@ *_GW_X**?\%&?VH?A3_P %3?V!?V%OV=_A#_PE
M)\96?BOXX>*;#4_BMI/PWM/CQIH^'?QE\.:-\.SKZZ+XL3PCX0\):GX?U;QM
MK%SXATBZOO%?BSPYX<T^QTC2-+TJ'6_$GY7_  X_X*"_$W_@G?\ MO?\%S/B
MAIWP#^(O[0OPB^$_Q9^ =]XI\*6OQKT7PCX'^ OA'Q;XH\:Z5J]_H2>,9M?O
MKO4=9\9>,](LO#?@KP%X*;3KVPL]7N=3U7PAI.@:9!?@']M%12V\$S0/-!#,
M]M-]HMGEC21K>?RI8//@9U)BF\B>>'S(RK^5-+'NV2.I_,/XA_\ !4/X>:'X
M1_8%_P"%9_#7Q;\2/C%_P4K\,^'?%O[,GPGU+4]-\&6UEX;U3P%X3^)GB/Q1
M\9?&MM!XPC\!>%O /A#Q?I]WXFO?#/ASXBZ[<WD=Q;>&O#6O6]KJ%]8^U?L!
M?MP_#W_@H!^SY9_'#P-X>U_P/JVC^+?$?PN^*_PT\4&.?7?AA\7O YL8_&?@
MB\U*WAM[37+6R.HZ=JFAZ];VUA)J_AW5](O=2T;P[K,NI>'-) /LR2PL9;N#
M4);*TDO[5)([6]DMH7N[:.8%98X+ED,T*2JQ61(W57!(8$$U;K\//B9_P7&^
M#GP[\<?$34E^$/C;5_V6?@3^UKH/[$WQ_P#VFGUJSL(/!7QPUVQ\3O?7WA#X
M<6^D:M>>.OA9\/=9T71M#^)OC34O%G@?6=-F\5:9>> O!GQ)M?)-YYIJ7_!:
MKX[Z)^VIX^_8 U_]@.PT7]I70$\+77PS\+7G[3FI3:1\?=%\5>+/#&EQ^*_A
M=XBT_P#9JO=,F\*>'? >M:_\7/&>J^(I-$G\+>"OAY\0+?5+"+Q-X2U[0]-
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M7T[4%^*WQ3;PEJ+^,;WPM<W_ (!\(:;X>L[B"X^([>+!_P (HOQ7_P %4?\
M@K5XT\$>"?\ @FA;_L1:4WCS0?\ @H%\<OA%K'A#XKP^+8_ 4'B#P)X<^)7P
MOU/4_A+81ZAIMWXD\):Q\3G\2Z3X-\<Z_P")] M;;P9X8O\ Q!HKZ)KNMW^H
MQ>% #^CNWMX+6"*VM8(;:VMXTA@M[>-(8(8HU"QQ111JL<<:* J(BJJJ %
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M8'UC2+2(7<UJMYJ6JZ;I=DUSJ5]:VLON- 'XI_'+]BC]J_X__P#!//\ :;^
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M#:Q\&/%_@GQ9=6$.N76B:+X7U[QK9>&M7A\)^"/$FJZYILB^)/!^MZ'[=/\
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MBE8 _GL\ _\ !#']O?P;\)/^"1'P_G\2?LA7VI_\$V?VL?B%^T%XRNXOB_\
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M<FUFP,>HVE]H_B.*?6;WG/BW_P %#_VV?'/[(?\ P7J^%GQB^*?PY^).N_\
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MHVI?&'0/#_C^SC\6WL4ATJ;PRU]K,NJ@'X$_$'_@J?\ \%#]#\.?\%Y'T?\
M:7N+:_\ ^"=/QH^%6C_L^:C/\'_@-=S?\(MK_P"T7X^^$VO^&_&=NWPQCLO$
M4&I>%X](NEU06UEK-EKOA_3+VUODL+K7M*UFS_P4T^(?Q7^.UO\ \&JGQ8U+
MQ5H,/QQ^,GQ&_9W^(=_XWUSPA'JOAB+XK_$-/V+?$EUXJUCP%X9UCP+%J6@Q
M^+]8DU?4/"'A_P 0>#H[S3Q-HVE:QX>62WO;/]??CE_P05_9C^.'Q$_; \9'
MXY?M2_"CPM^W1?>!]<_:(^%?PD\5?"?1_!GBOQ-X!U6'Q#H^L6]WXN^#?C;Q
M78Q77BL:AXQU;25\0RZ?J'B76M3EEC_L8:;HFG>G_%C_ ((Y?!'XL> _^"?7
M@F^^-_[1.@7?_!-$:)/^S;XXT?4O@^_BU]2\&M\-Q\/[WXA1:A\';OPCXFC\
M&V_PK\*6=K:Z=X4\/?VS;VTSZ_-J5Y<W-W, ?D+XS_X+9_M5?L$:G_P55^ ?
M[1&L>'OVN_BM^QE_PIO5_P!GSXLR?"B/X4:/XL_X7AJ'A&RBT'XQZ3\-9(_"
MNG67@:V^(&@:MI,.DR>&]8\:1^'?%FDC7XKK4=,OM#^GM-_X*,_M(?#GX[VW
M[$GQ2^+5YX]\<?';_@F);?MQ?"G]H/PMX$^&WA[Q=\*/BW9>%?B7XJ\8_#35
M/!T/@;6OAMJ7PYN+7X?7&H^ K[Q5X<N?$V@:2;/P[XHUWX@ZWXEL?$^D_H!?
M_P#!'_\ 93\5_#S]MKP7\4KSXC_%?Q'_ ,% /$=AXF_:"^*WC#6O#:_$(7'A
MBXL]0^&FC?#R;1/"6E>&O!OACX/ZK8VVI?#;2'\.:S)8S06UOXGOO%=E:6EM
M#3\+_P#!(SX,Z1XW\6?%3Q/\:/C[X]^+6N?L=:;^POX7^).NWOPDLM?^%_P+
ML-&&CW5SX&LM$^$FG>'3\2]?$E[?Z]X\\6:+XHG-WJ6H6VA:9H&C7<^E2 'P
M3_P1_P#VG?\ @J?^U_\  W]GC]M/X\_&KX+7'[,6D:9^TC8_&?P3I_PMLW^-
M/QC?P?JGB^R\&^-?#TW@SP_I.@>$Y?#VO6EOX4A\'Z3;6$][I7@F_P!>U&;Q
M?J7Q#TZS\$_@K_P4U_;&_:>_X*-?\$>)OVTOBMXW\&>%_A7XH_X*%:7\-_AO
M^R_X0\&Z5=6?PXT#P?\ #OXCW.@>(M7^*UQ)!XU\1>/KU-2U.P\51:G;0^$]
M7L?[&UWPWX8\&/-/I\O]N?["'[$7PX_X)\_L\^'?V9/A'XW^)_C;X:>$M2\2
M:EX</Q8OO NK^(=+?Q9XCU?Q5KELNJ>"/ 'P_@O;6YUK6[ZXC&IV%[<6\1BM
MH;A((]C?E)X@_P"#;']D[6_@MXE_9BL_VE/VQ_#/[,>N_'R3]H[3/@AH/B[X
M*?\ "/>$_B+<^&KOPC<7&A:]K7P*UGQA/IMOX=GM]&TG3-=U[6+"SM+-+V^M
M=6\22R^(2 ?/<WQR^.^G_P#!;?\ X*N?!_P_X^\)Z)J'PR_X)J>*?BK\*OB[
M!\ /V>9/C'X/U6R@_9T\>>%/"NJ?$*/X86WB3Q_\._">I>.];TFQ\(^.-1UF
M#4=$AT9]8N[[Q-H>E>)K3Y-_9S_X*\_\%+;K0?\ @BE\6/B=\;_AK\0O!W[?
M7[4_Q#_9S^)_P^3X%^$O"VHSZ%I'[0W@[X4IXQO_ !GH5W;LGB33--\;2-X9
ML/!WA[P5HEK%H%C)XJM_&E[J=]<0_OC#_P $@_A8G[3GQX_:^N?VF_VK[_XY
M?M(?L[WO[,OQ2\07-]^S7!I>H_#Z_P#"'@7PC<7^E>'M-_9GL-(T3Q41\.O#
M/B%-1T^VCTV/7X;LIHPT2[?1!XEX=_X-_P#]EWPOX*_8P\!Z/^T)^U[#HO[!
M7QE\5_'7]GJ67Q-^SY/?Z5XX\7>._!7Q)O5\332?LWFW\2:+8^,?!%GJFF6%
MS:PRQKJ^MV5Y=WUC+IMOI8!^<7_!3C_@L%^W1^QQKGQ@\6V/B;X8^%_$'P7_
M &UO#_PY\&?L\>%;/P)\9_ ?Q,_9%U_PAXNU7P_XY_:'\6^&]*\2>-OV?OC'
MXXUWPJ\WA+PMK?Q0^%?B/7/#S>)8_#OPBURQ\":OX^OO1_\ @I[XV_:8\<?\
M%Y_^"8O[+/@7]HK5?@_X&N?ASXY^,?@&Y\-> /!_B23P5\1=1\#?M!^$=?\
M%FKZ-XUBUW0?'^MW_ACPG>>&](DU^PATOPGH?B'4T\/Z3::U>:WKFN_6'QC_
M .#=;]DGXU-^U/!XD^.O[6]EH/[5GQ\A_:7\3^#M.^(_@M_"/@WXO_VSXDU.
M\\4^%-*O_AO>7%[=7&G>-?&7A2!?&5_XHAM?#>N0JT5SKFA:'KMA]L_M!?\
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MGVMY_P )%H.DWWBGX;6/BCQ+XATSPU+XC\,7?BZR^(6GZ/JNA>(OZ'?VEO\
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M/5UU%[;5[NTDMRG]'-% 'X=_\(O_ ,'&7_14_P#@D/\ ^$1^U=_\D4?\(O\
M\'&7_14_^"0__A$?M7?_ "17[B44 ?AW_P (O_P<9?\ 14_^"0__ (1'[5W_
M ,D4?\(O_P '&7_14_\ @D/_ .$1^U=_\D5^XE% 'X=_\(O_ ,'&7_14_P#@
MD/\ ^$1^U=_\D4?\(O\ \'&7_14_^"0__A$?M7?_ "17[B44 ?AW_P (O_P<
M9?\ 14_^"0__ (1'[5W_ ,D4?\(O_P '&7_14_\ @D/_ .$1^U=_\D5^XE%
M'X=_\(O_ ,'&7_14_P#@D/\ ^$1^U=_\D4?\(O\ \'&7_14_^"0__A$?M7?_
M "17[B44 ?AW_P (O_P<9?\ 14_^"0__ (1'[5W_ ,D4?\(O_P '&7_14_\
M@D/_ .$1^U=_\D5^XE% 'X=_\(O_ ,'&7_14_P#@D/\ ^$1^U=_\D4?\(O\
M\'&7_14_^"0__A$?M7?_ "17[B44 ?AW_P (O_P<9?\ 14_^"0__ (1'[5W_
M ,D4?\(O_P '&7_14_\ @D/_ .$1^U=_\D5^XE% 'X=_\(O_ ,'&7_14_P#@
MD/\ ^$1^U=_\D4?\(O\ \'&7_14_^"0__A$?M7?_ "17[B44 ?AW_P (O_P<
M9?\ 14_^"0__ (1'[5W_ ,D4?\(O_P '&7_14_\ @D/_ .$1^U=_\D5^XE%
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M>W:_N110 4444 %%%% !1110 4444 %%%% !1110 4444 %%?A/\3/\ @O\
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MPW*&Q$4P!^I-%?E7^VI_P5P^"7[#/Q<T[X-_$3X"?MA_$W7=2\$:/X\A\0_
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M7P*=6MXSXRLH-9@M]5T+^V0MG>V][ +R7[.'?\BO^(CK]E?_ *-!_P""EO\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ JGJ%C;ZG87VFW89K74+.YL;E48HYM[N%[>8(XY1C'(P5ARIP1TJY7,^-
M25\&^+64E67PSKQ5@2""-*NR"".00>01R#TH _GP_P"(6/\ X)-_]"A\<?\
MP].L_P#RMHK_ #2O^$U\9?\ 0V^)O_!]JO\ \ET4 ?[=5%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %?QP_L1?\$FOV4_^"B7QX_X*R?%+]H^[^,MYXH\!_P#!5_\ ;"^&?AP>
M"/BSXB\&Z5:^%-/\90^(K2T?3+$3023Q:CXBU+;."F+8P6X0) M?V/5^%O\
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M)C9:+I.FZ; $B14M;.",#Y<G]6: "BBB@ HHHH **** "BBB@ HHHH ****
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M#O\ X(B?\Y>/^TXG[??_ +R>@#]Q**** "BBB@ HHHH **** "BBB@ HHHH
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M0K/4_#,RZAI'B&\TC2)SH%[/9ZCILNHQ0Z;J,%G;:@^LZ5^9G[ /_!7SQ?\
MM[?!/]HWP=IWPZ\$? G_ (*+_LQOXP3Q[^S%\5Y_%-KH4R>&=8N;&#4+9PVF
M^+[72/MUNW@/QI/]FO\ 5/AOXY-I-X@T6?2->\*QZ]]J_P#!6;QUX+\!?\$T
M/V[KKQMXL\.>$;?Q-^R/^T=X%\.3>(]9T_1H]?\ &GC#X+^.=&\*^$]&;4+B
M#^T_$?B+5)XK'1M&LO.U#4+AC';6\A5]OXK_ /!:']B/QL=8\*_\%M/^"87B
MC1;CX[?";P[-K/QHM/ -U9:_X=^/_P &-+T>70M8\76YT*X:Q\6ZEX:\(6]]
MX7^(6A273R>,/AG:E-,U#3/%'@'2M.\2@']"7PR^/]GI?[-_P:^,W[4?CGX,
M_"76/B;X9\"ZIJ-S-XH@\%_#VQ\4?$72[?6M!\#:#KGQ UN"?6M62*[72K.2
M2:TOO$EY97-[8Z'IZ3+IUMP7[;'[?GP#_85\'_"OQ-\7?%?AVVO_ (S_ !<^
M&_PH^'OA^]\5:-X?N-9'C3QCX=T+Q5XY>^U)WM[+P+\+/"VMW'CGQMXFNDCT
M33["ST[2;K4K+4O$NABY_GV\7Z[>>"_^"M7_  3R\4?M0ZIX;@_9.3_@DGXB
M_P"%/K\0]0M](^%D/C:S^#OB*;XT:=+>^(KA_#=G\0-0\&X'B758H;6[N/AW
M=^&=-G^U0V11OQ2C\(?&;_AAO_@@'\<_VI-+EF^%'A#]O#Q%X/M_B3\3K)([
M'PK^S1<_$[X+ZA\,/"_Q"\1^*Y)&A^'PM/!/QLU7P#;ZW);>%;+X9:?"NC01
M>'4M)[L _P!#GQ+\?_@/X,^'FA_%WQA\;/A'X4^$_B>/2)?#7Q/\2_$CP;H7
MP\\0Q>(+8WF@R:'XUU36;7PWJT>MVBM=:0]AJ=PNI6RF>R,T0+5=^(?QN^#'
MPCET2#XK_%WX8?#&?Q+:^(K[PY#\0_'WA3P7+X@LO!^DG7O%MYHD?B35M-?5
M;7POH8.M>(KBP6>'1-)!U'4WM;,&:OY/O^"COC/X9^$_^"O_ .RZ?CYXL\"?
M"S]AO]H__@FQ\2/@!\"?B-X]\!>(+3X0_""\^*=OXST/X@7D>A2>*/AY:>"/
M%VL^"]:T'P??^*IUTZP\+>%OB%X$@\5Z5%I.DW.H:=\+_MO_  G3]CJZ^"OC
MWX,_'?3/VH_#_P "_P!@3P?\)_CS^S9^V')X>\,:Y^U/^P-\1/VF_B[I/PY\
M2?!5+_6=8^VZ$9[+2O#>CP_#[_A$_B?\-++2?@MX\\/:;J>N>-M:\.V0!_?G
M!/#<PPW-M-%<6]Q%'/!/!(DL,\,J"2*:&6,LDD4B,KQR(S(Z,&4D$&O/-&^,
MGPA\1W_C[2O#WQ5^&^O:I\*;FZLOBCINC>.?#&J7_P -KRQMWN[VT\?6=CJD
M]QX.N;.UCDN;J#Q%'ITMO;H\TR)&K,/DO]K?4/CCXQ_X)F?'36/V?_#/B_X:
M?'KQ+^Q_XIU?X?>"+E[A?B5X)\6:K\+Y;]?!=E<:/>I/;?%#0UFNO#NA7^GW
M[&Q\<6]A>PS3) -_\JW[(GBV\U/QM_P;;>&?V9=:\-Q>+=+^#O[62?MF1>'K
M^UF0? >Y\<Z!??%?1OV@=(LY[=+/P_/KWAGXDW>E3_$$G3+SXJRV^H6EO=>(
MK&S$X!^B^J_\'"/C#Q!XV_:@\=_"#X9?LR>)?V6_V/?B'\5/!7Q(/BO]IC0?
M"_QM^*/A#P)I6JW'ACXS?!6VN0FB>(?#?Q(\2:1%X(\&^$-&\.>--0U?7_%?
M@QY?$^F66HZE+I/Z!_\ !,K_ (* _M%_MK^#?$/[0WQ7^'/[-_P^_9/U3X<:
M=XY\&?$7X?\ QLB\2>(_ /BN/RY_&GP<^,^CZFZKI?B'P#HR2>)O$/C&_M?
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MVM^/-6N+[P_XC^+GB'3/B)X)\6>'=&T^T\4?$/Q;H.C1:%)J&D>)?^$4V?\
M@E)^Q;\*/B!_P0U\5?M/?!?PCI_B;_@H7X,^"/[<_A_X2_$.U\0^(-8^)7PT
MOO%,/Q7\&V/@7P%I6CZ];?\ "*7WB+PM-K-W\/[.:P_XE'CKX@^(_&^BK#>>
M+-=GOP#^QC1?BQ\//B%J/Q(\%?"OXJ?##Q7\1OAL1H_C/P_HOBC0_&>H_#7Q
M-J<.IIH-K\2/"OAS7X==T$W-YI=^PTC5;C0-0U*'2]3@LKF"6VFGM_R=_P""
M37_!770/V\_@KK/C;X_77P._9\^)UU^T_P#$']G?X8?#>+XEV5EJ/Q3D\!^
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M1=4C2:6;3;J/PSJV@:C9Z?="&5-#U'2+J&$6-W9N_P"Z% !7,>-O^1,\7?\
M8L:__P"FJ[KIZY_Q9:W%]X6\2V5I$T]U=^']9M;:!,%YKBXTZYBAB0$@;I)'
M5%R0,D9(H _Q#Z*_5/\ X<@_\%9/^C%/CC_X*M&_^75% '^M[1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !7X=_P#!$3_G+Q_VG$_;[_\ >3U^XE?AW_P1$_YR\?\ :<3]OO\
M]Y/0!^XE%%% !1110 4444 %%8GB;Q!8>$_#?B#Q3JOGC2_#6B:KX@U(VMO+
M=W(L-&L+C4;S[/:P))/<S_9[:3R;>%'EFDVQQHSLH/\ +#_P16UK6?\ @LSX
M5_:R_:__ &[M=\3_ !. ^-MU\'_@]\#K'QCXP\&_"'X!^"=.\+Z?XX)\ ^'?
M NO>%[:Z\93I\1=-T1?B=K]KJ'Q+MH/!.C:E;^+DU.ZO)Z /ZN:*_C(_9F_X
M*U?M)?L-?&?_ (*W?LL_$RU\7_MA> ?V#+GQ;\6O@?;_ !-^+2:?\4-$^ /A
MOXUZ%X U7PWK7Q?U/PMX[UCX@ZKIWASXK_#77-*C\92-J\$>@>*-,AU"W:YT
MKP]IWZQ?LP_\%MM/^/G[4_[(O[,?C3]DWXB_!2Y_;7_9EL_VC?@EXWUGXC>!
M?&=CJUDO@OQGXVUC3K_0?#4:ZCI'AM+#X>^+;7PUXGUJXTKQ'X@N+*PN-0^'
M?AJPU:TNR ?NK17X>?$S_@N-\'/AWXX^(FI+\(?&VK_LL_ G]K70?V)OC_\
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MP3=:CIW@SQ(R?%7PA>6OAR#Q!XL9M/N;W^U=0T76+"XT50#]::*** "BBB@
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MA%XL_9WN/"GA7P]I&M:V^D6GA2;XC^)M8M;/3+O1K?Q4GCO4IK9M8D\67-T
M?V!WGBGPSI_B'0_"-_XBT.Q\5^)M/UW5?#?AF[U:PMO$'B#2_##Z1'XEU'1-
M'FG34-5L?#\GB#0DUN[L;>>#2FUK2A?20'4+3S=ZOY5/C5K?[<K?L@?$>\\2
M>*?BGK/QNTC_ (+A>%_#W_!,GQ9\1]-M?#'C_P 3?#63XL:!X6\.3:J;3PYX
M:O[CX6Z]X)U'X^:;+J=]HMA!XB^$ESKHN%O?@]J.GQ7G]5= !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110!Y[\1OA/\-/B]I.F:'\
M3_ WAGQUI6B^(O#GB[1[/Q+I5KJ::5XF\):]IGB;P[K>G/.AFLK_ $O7-'TV
M^AFMI(C(;807 FM9)H).HU_PUX<\6:1=>'_%.@:)XET&^18KW1-?TJQUG2+R
M-"&2.ZTW48+FRN$5@&5)8752 0 0*VJ* ,VQT71]+TFVT#3-)TS3M"LK&/3+
M/1;&PM;32;338H1;Q:=;:;;Q1V<%C';@01VD4*6Z0@1+&$&VFZ)H>B>&M)L-
M!\.:/I?A_0M*MUM-,T71-/M-*TG3;5"2EM8:=80P6=G;H22L-O#'&I)PHR:U
M** ,?3O#OA_1[[6M3TC0M'TO4O$EY#J'B'4-.TRRL;[7K^WM8K&WOM:N[:"*
M?5+R"R@ALX;F^DGFBM88K='6*-$&Q110 4444 %%%% %22PL9;N#4);*TDO[
M5)([6]DMH7N[:.8%98X+ED,T*2JQ61(W57!(8$$U;HHH **** "LS6M1&CZ/
MJVKM";A=*TR_U$P!Q&9Q8VLMR81(5<1F01; Y1PA;=M;&#IUS'C;_D3/%W_8
ML:__ .FJ[H _C$_XC*?!O_2/WQ-_XDII7_SD:*_A1HH _P!Q"BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "OP[_P""(G_.7C_M.)^WW_[R>OW$K\._^"(G_.7C_M.)^WW_ .\G
MH _<2BBB@ HHHH **** &NB2(\<B+)'(K))&ZAT='!5D=6!5E920RD$$$@@@
MU^ _[$/_  3I_:/_ ."3OQ0_:SL/V7?"_P +_P!HG]EG]HWQII/Q$^&?PZ\0
M_%#4_@M\0?@)XIM&\7VP\)ZC<ZA\.OB/I/CKX=_V3JWA/0[KQJGBR#QAI>F>
M%%U"P^&GB'5;R\@U#]^J* /Y</#O_!"_]H&Q_9N_X*9^*/%OC?\ 9\\9?\%
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M>TUOX&^$_#FNZ+-XK^#6IZ;:"3Q)HM\WA[6K#7IK:+4K:X\-M^[%% !1110
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M^.^^\;?L\_MS?&O_ (+1?\$U_P!O_7_V,_&_PZ^%?P=_9DU_X??'RWOOB_\
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M?Q*^'=GXN^''QJN;"_M+Z_\ "-VGC;P#XP\!^$O$L&MZ%X8D\3RW(!];^/\
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M(4^/36B:W:^)M+^QSZ,$:=K>\MKVW>:W2Z:W_>/X\_LI?M,>&?\ @KU\&_\
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M^*F\2>%O'NM^$--\'0ZG9V<D>L^*?$/AM]?@U[0H?!UGXEU*]DT^V^QO'/\
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MX@\3R:&UG_PDNNMJ7\G?[>G_  2C^-OB34_@UXQ_8N_9+\6_LX?'O]EWX/>
M_$O[)GQ!_9O\>?"RV\#>'_%?B[]H;XO^,?%O[,7QJTKXF_&+39TO/ASH_BRS
M\?I\7? UMJ7P^UO4O&7Q4T'7+'Q#H.H>!O",7]9?P\M?&UCX \#6/Q*U/0]:
M^(UGX.\,VOC_ %CPQ8SZ9X:U;QM;Z+90^*M3\/:;<O)<Z?H=_KJ7]UI-C<2/
M/:6$MO;RNTD;$@&CJ?A;P[K.M>&_$.K:19ZEK'@ZXU.]\*WM[&;D^']2UC3)
M]#U'5]*AE+6UGK<VA7FIZ"FMPPKJUMH6M^(=%M;R#2_$6N6FH;]%% !1110
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MPYIOC33?A]^T!_P@/CB+5/B[=P>"XM<UOX?^)_%WB"]\!6%]>W>W30#]HO\
M@BW\;_CO^T)\(_VE_B+X_P#BKK7QK_9X_P"&OOC7X4_8?^)OC*PTB+Q[XO\
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M621DL'M2DT0BN9)!-'%^KU% 'Y&6_P"T=_P6/6>)KK_@F5^S=-;+(AGBM_\
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MV&:UU&SNK&Y5&*.;>[@>WF"..48QR,%8<J<$=* /\/NBO]-O_B%C_P""3?\
MT*'QQ_\ #TZS_P#*VB@#^C6BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M%=SX#\#7^F?&SX:W]EXT\<69T,7?@SPG=6OB:6#Q'XKM3XG\-BY\.Z/)>:O
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MB?J5\1O^"-?P+^)VA_\ !/70]=^/7[4%E'_P3,3P>W[-U_HVL_ >WOY[_P
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M\0>,M7U>32_ DUU8W4&J^(+V\\37'ZG4 %%%% !1110 4444 %%%% !1110
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M%_#7QCUO5M:\<7SWVB^&-*UGQEXPDM-;O?!&A^(M6OK6UTGX=6VC>'Y-$O\
M6-+7Q-<>_?\ !0?]@+X6?\%(O@5!^SO\:/'OQ;\#?#W_ (3'1/&NI?\ "G]4
M\!:+KFN:CX=CO1I%CJ6I>.OAW\1(HM+M;F]:_,.D6>EWD]W!;BXOI;19+64
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MZB@#_<0HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ K\._^"(G_ #EX_P"TXG[??_O)Z_<2OPM_
MX(@:A#)J?_!8/2E647%E_P %MOVZM0E<JGDM#J=Q\.K:!8V#ES*CZ3<F96C1
M%1X"CR%I%C /W2HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH *_E._9%_Y6S_^"I/_ &91\/?_ %7W_!.BOZL:_F9_9_\ A9XA
M^'O_  =3?MP^+=:O-&NM-^.G_!-WPE\4_"4&EW%]-?:=X>TCQ#^R!\$KFS\1
MQW>G64%IK+^*_@[XFU""WTRYU>Q;P]?:%=R:C%J5UJ&DZ6 ?TS4444 %%%%
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ML=6TP22"RNX [ ^8W_[$_P"QMJWPTT3X,:O^R;^S7K/PA\-Z[=^*= ^%VM?
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M82:7+:&QM/)]/^$7P2^#G[/_ (-@^'GP+^%7P[^#G@.WO;K4XO!WPP\&^'O
MWAO^U+Y($O\ 59-&\-:?IMA-JM^MM;B_U.:"2_O3!$UU<3-&I !_*1\8_P!E
M;P3^U7_P<8?M+_LW:MXU\=?"_P"%WCW_ ()_0Z_\7=+^"&OV_@#7_&][J=]\
M.%FM]8US2[62XL=0O=<O_"GC#6KYK:>Z\66_ANQ\,>*H]:\%^(->T;4_*O'_
M ,./&OQO_P""B_[<7_!.'Q)\<KSX8>(?V=/V9?V6M,_X)Q_$#XR?'?Q=82?
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M!$J10001(D4,,2+''&JHBJJ@">@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH *Y_Q9:W%]X6\2V5I$T]U=^'
M]9M;:!,%YKBXTZYBAB0$@;I)'5%R0,D9(KH*S-:U$:/H^K:NT)N%TK3+_43
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M[B44 ?AW_P 1(?\ P1=_Z/+_ /-=_P!JW_YQE'_$2'_P1=_Z/+_\UW_:M_\
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *YCQM_P B9XN_[%C7
M_P#TU7==/63KVG/K&A:UI,<BPR:II.HZ=',X+)$][9S6R2.J_,RHTH9@O) (
M'- '^(+17]B__$'7^TI_T>/\#O\ PA/'O_QZB@#^_FBBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** /R'_;(_Y2M_\$9O^\B/_K-_A>OUXK\D/VRK2X3_ (*E?\$:-7:,C3EU
MK]O_ ,/&YW)M&LZO^RU#K>G67EAO-WW.E^$_$-VLHC^SQKIKQRRQS3VL<_ZW
MT %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 5S/C7_D3?%O_8LZ]_Z:KNNFK#\4
M6=SJ/AKQ%I]G'YUY?:%JUG:P[XX_-N;JPN(((_,E9(DWRNJ[Y'2-<[G95!(
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M(NO>&FFG>>'^S=4 NHQ )&^61: /V.HK\%?^&YO^"Z?_ $@R\,_^+'/V9O\
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M_L;2UU1KR[/DV<] 'T?17X*_\-S?\%T_^D&7AG_Q8Y^S-_\ ':W_  I^VO\
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@#\
MK/VT?^4AW_!&W_LN/[8?_K"OQMK]4Z_*S]M'_E(=_P $;?\ LN/[8?\ ZPK\
M;:_5.@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 5^'?_  1$_P"<O'_:<3]OO_WD]?N)7X=_\$1/^<O'_:<3
M]OO_ -Y/0!^XE%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !7\IW[(O_*V?_P5)_[,H^'O_JOO^"=%?U8U_*=^R+_RMG_\%2?^
MS*/A[_ZK[_@G10!_5C1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !7X=_\ !$3_ )R\?]IQ/V^__>3U^XE?AW_P1$_YR\?]IQ/V^_\ WD]
M'[B4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%?RG?LB_\K9__!4G_LRCX>_^J^_X)T5_5C7\IW[(O_*V?_P5)_[,H^'O_JOO
M^"=% ']6-%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MX-T?]IOX=7>L^-_%FA>!OAO,9M9MO#OQ;\6^(O'&G?#C3M"^"WC*[TF#P?\
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M_P!L;]I+6/V;?VXM5\.ZU)"+;P#\!/C=^W;?>"?@'J\.FW\EL^@^$-?UC4O
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M6S_^"I/_ &91\/?_ %7W_!.B@#^K&BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M)=?LW7WB(Z5JOAE],AU'1]2U75+?[=H.G:C8O8W%SK9U?U[X]_\ !";]G/\
M:,^+?[2OQA\?_'_]K(:S^UE\(_!'PK^-7A[1?'W@'1O"/BR;X<:1X+L/!/C2
M]T?3OA?:L-:\/ZQ\//"/C&ST6TN;/P</$=GJ5LWAT^$M:O?"Q_;FB@#\BOB'
M_P $<O@E\4?AI^P/\,/%7Q[_ &GDTC_@G3>>"M4^!E_HVN_!:TO]9UCX='PO
M%X(U#XB1ZE\#M8T[71X8TGPAHGA[2[32;+P_;/HL-P-535-7O;W5[CUO]L;_
M ()I?"O]MGXI_LE_&#XF?%_X]>$?%O[&/CFT^)OPA7X:ZC\(M,TFY^(%IXC\
M$^*(_%'C&R\7?!SQK+K5R^I_#_PX'TNQNM&\/BVANHHM'B:\FD/Z-44 ?DQX
M1_X)!?!?X=?M4?M _M-_#?XY?M)^ =/_ &K]>@\3?M)?L^^'?$_PX_X49\8-
M7-Y<ZEK*>)-)U3X7:GXSLM/\4:IJOB;4_$!\.^--%UZ27QEXOTC2?$.D>$M?
MOO#3Z4?_  22^!FI_M!?!W]H#XA?$;XJ_%/4OV??CG\;OC_\&/"/C6V^%,NE
M> _$WQH\:ZOX_C\&V/B[1_AEI/Q3U'X4_"WQ9K-YXF^%O@36?'NH6^@>(?(N
M;^_U;1[#2] T_P#56ORP_;@_X*:Z)^S'^T!^SO\ L4_"/X;W/QS_ &SOVIKJ
MSE^'/P^N-<_X1'X?^!?!4NM76EZA\4OB_P",8-.U_7=*\):=8Z'XXUVUL/"/
MA'Q3K.K6?P]\517*Z"J:;=WX!]$_MP?L/_![]OGX/Z7\(/C#>^+_  _!X6^(
M7A'XL> /'?P]U#1=+\=_#WXC^")KMM!\4^&+SQ'X?\5:!]J6SU'5=(OK76/#
MVK6-YI6JWT)MXKHVMY:\)\&_^"=_PT^#?Q%_:V^.&G?$GXI^(?V@/VSY-!B^
M*OQGUI/AD/$6@:-X3T*3PWX4\,_#7P[:?#:#P)X<T'0](:*,Q:WX7\5:EKEW
M:V=[XFU/6I=/TT67RS\6_P#@IW\3?V&/VE/V;_@'^W_\//AA9^!_VN=;O/"G
MP=_:0^ 'B/Q&?"/AOQUI^J>#=&U'PE\8?A[\1;:'5?">C65_XYT)HOB/I/C;
M7=/O=-N?[3N?"VCVUAXB_P"$?_1E/VQ?V1I+3Q1J$?[4_P"SC)8>"-:TCPWX
MTO4^-_PR:T\(>(O$&H7VDZ#H/BBY7Q.8= UK6]4TO4]-TC2]6>TOM2U#3KZS
MLX)KBTN(XP#R#_@GO_P3^^%__!-SX(77[/GP8^(?Q@\=?#E_%FK>,=+MOC#J
M?P\UK5O#VIZ\L)UJ#2=3\!_#;X=/-I^HW%O%>2P:W%K$UO<*PL+BT@DE@?(_
M:._X)R_!SX^_M%_"+]LC0_%'CWX&_M<_ W2=1\.> OCI\,)O"M[J%UX1U/2?
M%NC7G@?QSX*^(GA?QOX"\8>%+BS\<^)XW,GA_3?%EJFJ2IH_B[2A%;F'[7\8
M>/O GP]\):GX_P#'WC7PEX'\":+9PZAK/C7QAXCT?PUX2TFPN)(88+[4_$>M
M7EEH]A9SS7%O%#<W5Y%#))/"B.S2H&_)G_@J]_P42^.'[#_[/_PF_:5_9A\!
M_"3]IOP+\2M<N]+71GU377EN/"^F_ _XM_M%ZG\6?"WC?PGK=[X>\0>!=/\
MA7\(/$FN7<<.F*?[/ABUO3M:U6SNS:60![9\,O\ @F;\,O"_[4?B?]N3XI_%
M'XI_'S]K_6_!1^'_ (0^+/CN3P;I^A_ ;PI)H^LZ)<:%^SW\,- \*V?@OP/I
MMQ9:]J;3MXKM/B'K-U=:CK]Y?ZU>W/C+QS+XFOZG_P $R?@9XW_9S\;_ ++/
MQM\9?%7]H#X1^.OCQJ?[1%]IOQ/D^%5EJVD>.O$GQ^U?]I/QI::#JWPN^%/P
MVEM?#WC?XC^(_%$6OVEY'J&IP^$O$NL^%/#^KZ%I5Q#';\)HO_!3GPOXV_X)
M:>%?^"B/P_\ "L'B37O'OPOTF7PC\*X;V\:WN/V@M6UC_A7%Q\+KS5GM+74%
M\.>%OB_%JFD>+/%Z:>B:;X%\/:[X\:V72;&1U\Y_X(]?\%+?B%_P48_9:^(/
M[5_QG\._"7X(^#?!WQ*\4?#E=%T74-;:#3X_"'AKP=XGU7QAXD\;^*];MM*L
MM*DM_%RVBZ<-%MULAITFH7.N.EP+.  ]._:J_P""3OP=_:Z_:L^ ?[8'Q ^-
M_P"T;X6^)?[,FJ>'M9^#6A_#_4?@;I_@7PQ?^'?$MGXN@EN=+\4_ CQ?KVOI
M?:Y8V]S?PZ]XEU&+RE:VL$L+=C'5'XN_\$EOA=\9_P!M_P"$G_!03Q+^TA^U
M-I7[07P/\-67@SX<3^&M0_9WL/!NC>$[.[\=7<F@W7AV]_9SU.76+74#\2O&
M=OJ%SJVIWFIS6FKF"*_@6SL3;?8?BW]J+X2-^SO\2?V@/A-\7/@+\0?#'A#P
MWXCDT'QA-\:O FF?!R^\=V=G]F\->%/%'Q;@U>]\)^%+?6?%5[H/A^]U&]O6
M?37UBW=K:6:2&"7Y]_8]_;Q\/_%#]G3]GCQQ^U=X[_9;^!/Q]^.R^(HM'^%7
MA/\ :3^%7CC1O$=[I_Q*\0> -$M?AQX@TKQKK-AXXOM4DTW3+74-+\*ZSXGE
MT7Q9>W?A"[NO[>T^[T^W /J+]I?]FKX-?M>_!+QS^SU\?O"$7C?X6?$.RL[3
MQ#H;7VH:5=+/I>IV6MZ+JVE:OI-S9ZGI.L:)K>FZ?JVF7]E<QO%=6D:3+<6D
MEQ;3?#7P<_X)A^*O@G\-M"_9X\,?\%"/VU+O]ESPKINF>'_#GPCO=0^!%EXP
MT_P99S7[WGPZ@_:'T#X)Z/\ ''1? LUI<6.BZ+'X(\8>#O&O@SP]IL6A^$?'
M.D:>+2*P^G?C)^U3IOA_X#?$SX]_LZ2_#C]IW3/@6WBG6?BGX/\  'Q)TS4]
M:N] ^'VAZOJOQ!\)^#]5\*6WB_3D^,>BP6D5WH7@7Q);Z=;^(M1M6\(ZEJ_A
M&;6K?Q+I'MGP1^-'PT_:+^$GP]^.7P=\46?C/X8_%'POIGB_P;XDLDFA34-(
MU.+>B75G=1PWVEZKI\ZSZ;K>BZE;VNJZ'K%G?:1JMI::C975M$ 1^/\ X*?#
MKXE?!#QE^SMXGT1I?A/X[^%NO_!O7O#MI>75K(? 'B/PK=>"]0TFRU$227UK
M,OA^\EM;34%F:\MI5BNDF-Q&)*_(#X%_\$XM:^('_!-/Q/\ \$C/VL/$7Q4\
M,^%OA=K]QX+TWXR_".W\(Z)_PO/X!Z9\5KOXF_!OQ-H&M^*O!GQ,\*^$]7-O
M9:7X2^(WP_N(I/'_ (;UGP9<WSW+^#O%_A7Q/XJ_=6B@#\B-)_X(X?!;1OBO
M^P_\9+7]H?\ :HD\6_\ !/SX2Z)\%/@##/JW[/K:-_P@6B:!J'A%;+QM91?L
M[0S^(K[4O"%^/#6I:E;7FDW+V%G9WED;+6Q<ZM<^%V/_  ;M_L36W[&OQ$_8
MBU/XB?M)>+/AAXY^/%M^TQI/B;Q1XK^%3_$/X<_&=/"=KX&U+Q/X*UKPU\&_
M#&DO9>)/"5E;Z#K^@>+="\4Z3)9^9<:-!HFJN-23]ZZ* /QX_:"_X(T?"W]J
M[]E7P1^R=^T3^UA^VA\3_"O@OQMX:\<KX]UGQS\''^).NWO@SPCJ_@SPEHNL
M:M=? N^T,Z)H&F^(=>NQ=67AZT\8^)=7U6;5?'GB[Q=>V]C-:^H_M/\ _!+K
MX9?M/?'+]F;]IS4?C?\ 'WX6?M$_LO\ AOQ'X.\+_&7X6W_PHT[Q=XL\.>*M
M.NM-U2#Q=9>)?A/XG\'QZE!%J_BF;1[_ ,+>%O#<&EW'C+Q'-%I\C?V%_8?Z
M;44 ?@A8_P#!NW^QCI_[&WC;]B,?%?\ :DU7X8>*OVAM,_:HT/Q+KGC;X7W'
MQ$^'GQLT[P<O@&?Q)X3\0Z3\'-$MKJRUWPE%#HNN:7XMTSQ,&@1[W1+K0M:F
MEU5N^LO^"(?PP?XW_M!_M&>)_P!L/]LSQ=\7_P!J/]G7Q+^R]\:_%.JZC^S,
MH\5_"OQ=X*\,>"]8L;?2D_9F;2_#>IVT'@SPKJ>AZEX5M=$FL+[0[87_ /:\
M%_X@CUO]L:* /Q:\0?\ !#7]FSQ)_P $^? W_!-+4/CG^U.O[.7P^^(&H?$'
M0[FU\1? R+XB376H^*/$_C=_#NI>)6^ $FFW/ARW\8>+]=\0VR0^'K;7?M5S
M%97&O7&CVMOIL>)\9O\ @EUHGP;\4_MG?M\_!;XP_MD>-/VO/B5^PQ\0?V>[
M/2O"NK_!7^T=:BTOX,^%O"'@S4? >B^'?A3\.];T_P")]CXA^&'@;QSHM[X<
M\=^'KFY\<:?)#I4$6FZA%X</[@44 ?QY_L1^"_\ @JM^SMXQ_8=TOX6_'S4O
MCAH'Q \4_!?P_P#M3? /Q=_P2TUO]FBW^&GP@?2;B?XIZ_\ %3]K+7_@YX%U
M/Q-\1OAE!'KT=B_C;Q_#\5?B#XZO]/\ $LOA/QV=?UK3-0_L,HHH **** "B
MBB@ K^4[]D7_ )6S_P#@J3_V91\/?_5??\$Z*_JQK^4[]D7_ )6S_P#@J3_V
M91\/?_5??\$Z* /ZL:*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 5^'?\ P1$_YR\?
M]IQ/V^__ 'D]?N)7X=_\$1/^<O'_ &G$_;[_ />3T ?N)1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 5_*=^R+_RMG_\ !4G_
M +,H^'O_ *K[_@G17]6-?RG?LB_\K9__  5)_P"S*/A[_P"J^_X)T4 ?U8T4
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MO^BK?MQ?^)A?%?\ ^3J /W$HK\._^' '[%W_ $5;]N+_ ,3"^*__ ,G4?\.
M/V+O^BK?MQ?^)A?%?_Y.H _<2BOP[_X< ?L7?]%6_;B_\3"^*_\ \G4?\. /
MV+O^BK?MQ?\ B87Q7_\ DZ@#]Q**_#O_ (< ?L7?]%6_;B_\3"^*_P#\G4?\
M. /V+O\ HJW[<7_B87Q7_P#DZ@#]Q**_#O\ X< ?L7?]%6_;B_\ $POBO_\
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MO_\ )U '[B45^'?_  X _8N_Z*M^W%_XF%\5_P#Y.H_X< ?L7?\ 15OVXO\
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M^Q=_T5;]N+_Q,+XK_P#R=0!^XE%?AW_PX _8N_Z*M^W%_P")A?%?_P"3J/\
MAP!^Q=_T5;]N+_Q,+XK_ /R=0!^XE%?AW_PX _8N_P"BK?MQ?^)A?%?_ .3J
M/^' '[%W_15OVXO_ !,+XK__ "=0!^XE%?AW_P . /V+O^BK?MQ?^)A?%?\
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** /R'_P""\7_**3]JG_NAW_K2'P?K]>*_)#_@NU:7%W_P2B_:
MX>WC,BZ9HOPL\0WQ#(OV?1O#'QU^%_B/7;UM[*733]%TN_OGBCWW$R6[16T4
MUP\4+_K?0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M2DU324OYM-OO%%GJ&N1G4X/[/T:RU6_#3FS$,OX__P#$1U^RO_T:#_P4M_\
M$4K/_P">77]!]% 'XT_LQ_\ !;?]GW]JGXZ> ?@%X-_9L_;H\#^)?B'=ZS9Z
M7XJ^+/[/5MX,^'ND/HGAO6?$]Q)XD\31^.M6?2H;FST2XLK&0:=<_:-5N;&S
M*QBX,L?T?^W?_P %'?A7_P $_?\ A5?_  LSX0?M+_%;_A;?_"<?V)_PSO\
M"F'XG?V#_P (%_PA_P#:7_"8>;XE\._V'_:G_"9V'_"/[?MG]I?V=K>?L_\
M9X\_]!Z* /Y\/^(CK]E?_HT'_@I;_P"(I6?_ ,\NOOW]A/\ X*4_"?\ ;_OO
MB78?#3X.?M._"J7X6VGA2\UB7]H?X2P_#*WUM/%\WB"&QC\*2Q>)_$7]LS:>
MWARZ;68V6T^PI>::P:;[41%^B5% 'XZ?M4_\%K/@#^R1\>O'?[/?C;]G#]N+
MQ[XG^'__  B_]I^+/@_^S[;>-_ASJO\ PE?@WP[XWLO^$=\42>.-'?5/L.G^
M)+33=7SIUO\ 8M=L]3TX><+03R_/?_$1U^RO_P!&@_\ !2W_ ,12L_\ YY=?
MT'T4 ?.'[)W[37A']L#X%^$_C[X&\%_%+X?^&O&%WXEL['PK\9O"">!?B%I[
M^%_$FJ^&+R36?#,>J:REC#>WFD3WNE2#49OMFE3V=X5B,YB3\?\ _B(Z_97_
M .C0?^"EO_B*5G_\\NOZ#Z* /Y\/^(CK]E?_ *-!_P""EO\ XBE9_P#SRZ_8
M#]IK]IKPC^RS^SOXO_:3\8^"_BEXW\*>#;3P?>7_ (.^$_A!/&7Q.U%/&GBW
MPUX/L(]%\)2:II*7\VFWWBBSU#7(SJ<']GZ-9:K?AIS9B&7Z/HH _GP_XB.O
MV5_^C0?^"EO_ (BE9_\ SRZ]Y_9C_P""V_[/O[5/QT\ _ +P;^S9^W1X'\2_
M$.[UFSTOQ5\6?V>K;P9\/=(?1/#>L^)[B3Q)XFC\=:L^E0W-GHEQ96,@TZY^
MT:K<V-F5C%P98_V6HH _/C]N_P#X*._"O_@G[_PJO_A9GP@_:7^*W_"V_P#A
M./[$_P"&=_A3#\3O[!_X0+_A#_[2_P"$P\WQ+X=_L/\ M3_A,[#_ (1_;]L_
MM+^SM;S]G_L\>?\ GO\ \1'7[*__ $:#_P %+?\ Q%*S_P#GEU_0?10!^=O[
M"?\ P4I^$_[?]]\2[#X:?!S]IWX52_"VT\*7FL2_M#_"6'X96^MIXOF\00V,
M?A26+Q/XB_MF;3V\.73:S&RVGV%+S36#3?:B(O!OVJ?^"UGP!_9(^/7CO]GO
MQM^SA^W%X]\3_#__ (1?^T_%GP?_ &?;;QO\.=5_X2OP;X=\;V7_  COBB3Q
MQH[ZI]AT_P 26FFZOG3K?[%KMGJ>G#SA:">7]BZ* /X=_P#@M1_P4*_96_X*
M>_L?W?PI\(_LE?\ !0/0/CQ\/_%>D?$'X&^,/%W[+ T_0M.UR*1=)\6^&O$.
MKZ5XPU[7+;PQXO\ !]YJ=O<6VG6,L)\5:9X,UJ_@N8= 2*OZ.?\ @BKX<^$/
MA'_@FC^S)X8^"G@[XD>#/"F@^&]<TK6K?XN^"F^'WQ"\1_$>Q\5:W;?$_P ;
MZYX6EU?7[G3+3QCX]BU_7O#%K<ZQ?/8^$;S0=-ADBL[&VMX?U/HH _GP_P"(
MCK]E?_HT'_@I;_XBE9__ #RZ/^(CK]E?_HT'_@I;_P"(I6?_ ,\NOZ#Z* /G
M#]IK]IKPC^RS^SOXO_:3\8^"_BEXW\*>#;3P?>7_ (.^$_A!/&7Q.U%/&GBW
MPUX/L(]%\)2:II*7\VFWWBBSU#7(SJ<']GZ-9:K?AIS9B&7\?_\ B(Z_97_Z
M-!_X*6_^(I6?_P \NOZ#Z* /QI_9C_X+;_L^_M4_'3P#\ O!O[-G[='@?Q+\
M0[O6;/2_%7Q9_9ZMO!GP]TA]$\-ZSXGN)/$GB:/QUJSZ5#<V>B7%E8R#3KG[
M1JMS8V96,7!EC^C_ -N__@H[\*_^"?O_  JO_A9GP@_:7^*W_"V_^$X_L3_A
MG?X4P_$[^P?^$"_X0_\ M+_A,/-\2^'?[#_M3_A,[#_A']OVS^TO[.UO/V?^
MSQY_Z#T4 ?SX?\1'7[*__1H/_!2W_P 12L__ )Y=??O["?\ P4I^$_[?]]\2
M[#X:?!S]IWX52_"VT\*7FL2_M#_"6'X96^MIXOF\00V,?A26+Q/XB_MF;3V\
M.73:S&RVGV%+S36#3?:B(OT2HH _'3]JG_@M9\ ?V2/CUX[_ &>_&W[.'[<7
MCWQ/\/\ _A%_[3\6?!_]GVV\;_#G5?\ A*_!OAWQO9?\([XHD\<:.^J?8=/\
M26FFZOG3K?[%KMGJ>G#SA:">7Y[_ .(CK]E?_HT'_@I;_P"(I6?_ ,\NOZ#Z
M* /G#]D[]IKPC^V!\"_"?Q]\#>"_BE\/_#7C"[\2V=CX5^,WA!/ OQ"T]_"_
MB35?#%Y)K/AF/5-92QAO;S2)[W2I!J,WVS2I[.\*Q&<Q)^/_ /Q$=?LK_P#1
MH/\ P4M_\12L_P#YY=?T'T4 ?SX?\1'7[*__ $:#_P %+?\ Q%*S_P#GEU^P
M'[37[37A']EG]G?Q?^TGXQ\%_%+QOX4\&VG@^\O_  =\)_"">,OB=J*>-/%O
MAKP?81Z+X2DU324OYM-OO%%GJ&N1G4X/[/T:RU6_#3FS$,OT?10!_/A_Q$=?
MLK_]&@_\%+?_ !%*S_\ GEU[S^S'_P %M_V??VJ?CIX!^ 7@W]FS]NCP/XE^
M(=WK-GI?BKXL_L]6W@SX>Z0^B>&]9\3W$GB3Q-'XZU9]*AN;/1+BRL9!IUS]
MHU6YL;,K&+@RQ_LM10!^?'[=_P#P4=^%?_!/W_A5?_"S/A!^TO\ %;_A;?\
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M]N;_ )3I_P#!#+_L6?\ @HY_ZS-+7[U4 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 5^&/_!$&*,7W_!8"81H)I/\ @MU^W?$\H11(\<4WPU:*
M-W W,D333-&A)5&EE*@&1B?W.KY)_9/_ &// /[(4G[2\G@+Q)XP\1G]J+]K
M#XP?M>^-!XNGT6<:#X]^,[: WB'P[X7_ +&T;1S#X1TP^'K3^QH-5_M768_.
MN/MVL7N8O* /K:BBB@ HHHH ***_+JP_X*0Z]\3O%_[0EO\ LL_LL^/OVF_A
MM^R=\6=<^!_QS\6^$?B-\,?"7C>_^)W@_3K;4/'WAGX%_"SQGK&FW?Q0F\#?
MVGI=GJ5]XL\4?"72_%%^-:L/AC?>/KW2H+?5 #]1:*\<_9V^,%G^T+^S]\"_
MC[IVA7WA;3_CC\'/AC\8+#PSJEQ%=ZGX<L_B7X*T3QI:Z%J-W!%#!=7VD0:T
MFGW=Q##%%/<6\DL<4:,$'L= !1110 45R7C[Q+?>#/ GC7QAI?A77_'6I^$_
M"7B/Q+IW@CPK%;S^*/&5]H6CWFJ6GA7PW#>3VUI-K_B&XM8](T>*ZN;>WDU&
M\MTGGBB+2+\3> ?^"@_A"X_9-^!W[4/[07PH^*'[+-_\=OB=X)^#GAKX'?%;
M2DLOBQ#\0_B1\6YOA1X&T8Z!?+HE[,FNB,?$%7N+'3[VV^'$5]XHET[[)8OY
M@!^@U%?'_AO]J+QEKW[:WQ$_9*NOV8_C9H/@KP-\']$^*>G?M4:II,2? SQK
MJ6KZAH%@W@#P[K2Q^7+XHM'UG4 UBUZ^JO)X3\3RRZ-;:59V6JZA]@4 %%%?
M,&L?M7_#M?B-^T5\&/ ]AXA^)_QF_9H^#'A3XR>.?AQX*MK"\U>\3X@6/CZ_
M\ ?#W29[C4((!\1/%MOX N;FQT+4%LHX=.\2>$=3GO%M-<A= #Z?HKYL_9"^
M/OB/]J#]G?X<_'3Q9\#?B;^S?KWCRUUVYO/@Y\8=.DTGX@^$TT?Q/K7AZTDU
MG3[BTTZ\@M_$%GI,'B31'O=,TVZNM"U?3;M[.-+B-G^DZ "BBB@ HHHH **^
M/_VG/VHO&7[/GCW]F#P9X7_9C^-GQ]T_]H;XP6/PL\2^,OA3I,6I^'O@1IM[
M-I49\?\ Q/F,<SZ;X7M[?4+[5)[ZX.GZ5;Z5X;\07%[K-G=0:;9:I]@4 %%%
M>&_'[]HKX6?LT>%?"GB[XK:V^DV'CKXL?"SX)^#K&TC@N=7\2_$7XP>,]*\$
M^$="T>PFN;4WLJW6I3:[K/DR-)IGA71/$&NO%+;Z3.A /<J*** "BBB@ HHH
MH **** "BO$_VDOB]=_L_P#P!^,?QTM/"$OCU?@Y\.O%?Q.U+PA;ZY:^'+W7
M/#_@?2;GQ)XFMM-U>]LK^R@U:/P]IVJ7.D6]Y#'::CJ<%IIMS?:9#=OJ5IY+
M^P%^V+X:_;]_9(^$W[6WA#P;KGP_\._%G_A._P"SO"/B2_L-3UK2?^$$^)GC
M+X:7?VV^TM5L9_M]]X-N=3MO( \JTO8(9<S1R&@#[&HKPWPQ^T5\+/&/[0'Q
M6_9G\-ZV^J_%/X)^!?ACX_\ B5I]K'!+IWAG3OB[=>,HO!>CWU['<M+#XFO-
M/\%7OB"ZT::UBDM?#NL>&=5,LD.MVP'N5 !1110 4444 %%%% !1110!\X?$
M/X,_LU^,/VB/V>/C%\1=)\+77[1OP>M/BG;_ +.FJZGXOU'2?$^E6GCOPD?#
M_P 5E\,>$K?Q!8:?XL2]\(DP:Q)J&@Z\VB67^G6KZ;*/M5?1]?@I^W+_ ,IU
M?^"&?_8L?\%&O_69YJ_>N@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "OQM_X(\_%#XE_$VX_X*G+\2?B)XY^(2_#W_@L+^VI\,O (\<>+=?\
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M=\.:?X2^'?@72)[Y?#_@SPEX3\(^'-#TV+4-6U?5]6OK75/$VKWS:GKUY%$
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M%SK/[4]AIWB/P%HWACQ[/\&7DU/XT_8+?0)/&7P^\/P:^]QXLNWL/#]IXO\
M!&C//<Z=;:5KVDV\EI[%\1/V+?V/OB[XN\)^/OBK^RS^SS\2/&_@32M*T'P;
MXL\<_!OX?>*?$'AK0M!GGNM T31]5UKP_>WEEH_A^\NKF]T#2X95L=$O;FXO
M-+M[2ZFDE;WCQ=X2\+^/O"GB?P)XW\/Z/XL\%^-?#VM>$O%WA7Q#I]MJV@>)
MO"_B/3;G1]?\/ZYI=['-9ZEH^LZ5>7>G:GI]W%+;7EE<SVT\;Q2.I /X"= _
M:,_:5_95_8-_X*-?!M?A#\1?V6O^"B/[._P&_9:\">//'_PRU[4H? 'B']F^
MW^.,.E0?'[X?:KHM[X@T?1?C-XT?XQ>(9/'GC7P!X@TS0_B'9:_J'QI\-2V'
MC+PYXUN+?]7?A79?%;]F;]FW]L3]LO\ 8D^,_@2Z^#OQK_X)HI\=?@]^S3X%
M\1Z[\5+WP)\;/A?\-_ /@[4OVG]4US7_  +HOAK3_B1>:/::YJ_Q:\*:]H7_
M  EGQ1^*GA[48O%$WB_4/"&MOH']&WA#]DK]EKP!X<^('@_P3^SE\#_"WA/X
MKZ%IOA7XG>&-$^%O@JP\/?$'PEHFA3^%]#\(>,M&AT5=.\1^$-"\,W5WX=T/
MPKJUM=>']&T.[N])TS3K6PNKBWDT?@K^S#^SA^S?HFO>&_V?O@+\'O@IH7BJ
MYBO/%.E?"WX<^$O MGXFNH(KBWMKCQ%%X;TG3AKDUK;7=S:VCZI]K:TM)Y+2
MV,5LQBH _E#_ &,?@9\!_C__ ,$R-9_;-^''[0'Q)O/C1XM_X)W?M:_!S]I;
M]GZZ^(-AXXM_VB/VD_#/AKXG>*9_BK\7]#UV/4?%NK_%K0]?OK+QKX)\0R,O
MB;3_  C)\*;73]<A\/Z<MOXC_*KX$:MH,GPF_P"#8'6[?6K%_B9J?[?_ ,1O
M#WC&]AUE#XOU+P-I_P"W=\,;WPYI?B<1W?\ :=[X<T^_UOQ#/H4.K)+8V4^M
M:[_9WE'5-1%Q_?W\&_V0_P!E/]G?7?$GBCX!_LU_ CX+>)?&$$EIXH\0?"SX
M3^!O >M:]82W<5^^EZGJGAG0]-O;K2/M\,5\ND23G38[R-;J.U6<>97F.C_\
M$UO^"=N@3VMSH_[!_P"QU8W5CK2^(M.NHOV:O@XUUI>N)+%/#J>E7$O@V2;2
M[JVG@AELWT][86<D2/:B%E!H _F6_9._85^&'[:G_!4G_@M;\%/&'Q#^+/PW
M^"7PZ^,_P1\1Z9\/_P!GWQO_ ,*JTZ;QO9>(?&^JZ/J\U[X>M'$$7AB[TSQ;
M:-X;BMETFXUGQ==^)[JVA\:>%?".NZ'Q7PN?X\?ME_M$?\%&]3U?]H[0/@%^
MW+^Q7_P4'E\>_#3XD_$3X@^-?$&N?"/]F7X?:AX_\!^'_@9\'/A7I/@Z[NO%
MWP;\>)JNN:)\2-*\):O8P?%74]8^'\GC;PCXLU/Q'HPUK^P3P'^S%^S7\*_&
MWB7XE_##]GKX'?#CXC^-+J[O?&/Q \!_";P%X0\;>++R_N+J[OKOQ+XK\/:!
MIVNZ[=7EU?7MS=W&J7]U+<7%Y=33.\EQ*SX.H_L=_LF:Q\:(/VCM6_9E^ >I
M_'^VO-.U.#XU:A\(_ =Y\48M6T>TM=/TC6D\<W&A2>(UUS2=.L;+3=+UO^T/
M[5T_3;2VTZSO(;*"*!0#^4O]K3Q=+^T-_P %+_\ @M7\+?VK_%VLW7AS]DG_
M ()N?$3QG^Q_\-;OQUJOA[P!\/9;GX(>"==U/XI>'K+2;_P[;7OQ%UBX\=AM
M4US4$U;4VTKQ=KG@._OK_P +:+I.EV7Z_P#_  ;>?\H7?V,_^[B/_6K?CG7Z
M4_%K]BK]C[X]^,;;XA_&[]ES]G[XM^/;31G\.P>-/B+\(O GC#Q4N@M%<PQZ
M.^O:]H5]JDVG6BWEX^G6DUU)#I<]U<W.G):W$\LK>D?"#X&?!3]GSPK-X%^
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M ,*?F%\3/V$_VE/A]_P5?_;,^)^H_L>^,?VT_P!A7]OWX9_#B#QGH_AOX_\
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M#,WPE_:)\%ZMX ^+?B[P9\6M>\?^%/CCXLU[PFC:;X/O]6T6RNO">LZA??\
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M]_PCVL'3?"M]<6G]CZ=%^=WAO_@C?_P4OTO_ ()=WGPP3]FN_P!#_:6^$?\
MP5,@_;5\$_#75OC'\"=1T7XC_"W6?@WX7\#7L&FZCX;^*?B#PB/&'ACQ/X2L
M[ZZT_P 7WVB3-X=N=0M_"TNNW^JW.EU^C?AC]C#]MWX\?\%4/^"AO[2GC?\
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M=EN_$$1OX&U 7TDD7ZZU^+O_  0=^ ?[2G[*'[ W@?\ 9E_:7^"6H_"'Q?\
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MS;S*\,]O/"[Q30RH\<L;LCJRL0?Y[_\ @G;_ ,%3_P!IO]OCX0?LN>*=&B^
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M5ZVJZ3:6LT]DTVKJ ?U%UROB_P =^"/A[ID&M>/O&7A7P/H]U?1:7;:MXO\
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M!TZXA\0_"KXS^-%^'>F>-?",FB1K\1?@#\18[SPGIJZUI2>&?-O _P#P4?\
MVK/A)XW_ ."-G[(O[.OP0_93'PW_ &U/V ?A/X]\#^$/$-]\9/"A^$NN:+^S
MU+XCD\++X[;Q1\2;Z^\ >'Y-,T>?3;O4?"7B?QOJVBVVHZ'JFI7.OW$/C&4
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M%K\^LF"34];US47TJYN;N)H/FC0?^".GQ1T3X[_\$ROCA_PUSX&N;G_@FK\
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M*QF@30O'EQ\.?@'+XF\#RZ[$\#SRMX:UY1JFF^3/ $NAND$B_+7['T %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M#QXF/_"56EQ<Z+XF\9^*M$T2[F\,66BD 'V-1110 4444 ?@I^W+_P IU?\
M@AG_ -BQ_P %&O\ UF>:OWKKYP^(?P8_9K\8?M$?L\_&+XBZ3X6NOVC?@_:?
M%*W_ &=-5U/Q?J.D^)]*L_'?A-O#_P 55\,^$[?Q!8:?XL2]\(EH-8DU#0=>
M.B66;^U?391]JKZ/H **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M KY)_9/_ &// /[(4G[2\G@+Q)XP\1G]J+]K#XP?M>^-!XNGT6<:#X]^,[:
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M]7L?-^S:C:17EREM=QRPB>39N(!M4444 %%%% !1110 4444 %%%% !1110
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !7X:
M?\$0O^/G_@K[_P!IO?V\_P#T9\,*_<NOQD_X(X?#WQ]\/[C_ (*K'Q[X'\8>
M"1XW_P""Q_[;/Q \%GQ=X:UKPV/%_@+Q&_PY/A[QOX7.LV5D-?\ ".O"SN_[
M&\2Z5]KT;5/LMQ]AO9_(EV@'[-T444 %%%% !1110 4444 %%%% !1110 44
M44 %4-5MKR\TS4;/3M1DT?4+JPO+:QU>&VMKR72[R>WDBM=1BL[V.6SNY+&=
MTN4MKN*2VG:(13QO$[J;]9^K6+:GI>I::EP]F^H:?>6*7<0+2VK7=O) MQ&
M\9+P&02H!(A+* '4_, #_/Z_9=TOP!^S_P#MB:A^PS_P68^&-Q\)/VE?$\WP
MI_X9U_;HTO39-?\ %'C?XF6/[1WQA^*GAOXW>*/CJU]?^)]:7XHZK\2=/^#]
M[XW2X.@Q^!_!&E?#CXP6_@V?P;K%YI'ZA?M?>"=&\&?\'0W_  3&DT6[\67
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M!";M?$'[&-LMR8D^T+;OIW["4KP";;Y@A:1$D:(-L9T5RI901ZS^S'_P4?\
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !7R;^RM^V1\+OVO;O\
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M9^ -%% '^6S7[/?\&]'_ "F-_8I_[&;XI_\ JA/BK110!^]7_!YG_P XW_\
MN\#_ -]<K^'>BB@#^V+_ (,UO^1R_P""@7_8L_LU_P#IU^-U?W7444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
00 4444 %%%% !1110!__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.1</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Submission<br></strong></div></th>
<th class="th"><div>May 29, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_SubmissionLineItems', window );"><strong>Submission [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Central Index Key</a></td>
<td class="text">0000025598<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Registrant Name</a></td>
<td class="text">OneMain Finance Corporation<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_RegnFileNb', window );">Registration File Number</a></td>
<td class="text">333-274956-01<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FormTp', window );">Form Type</a></td>
<td class="text">S-3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_SubmissnTp', window );">Submission Type</a></td>
<td class="text">424B5<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeeExhibitTp', window );">Fee Exhibit Type</a></td>
<td class="text">EX-FILING FEES<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeeExhibitTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeeExhibitTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:feeExhibitTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FormTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FormTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_RegnFileNb">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_RegnFileNb</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_SubmissionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_SubmissionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_SubmissnTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_SubmissnTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.1</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Offerings<br></strong></div></th>
<th class="th">
<div>May 29, 2025 </div>
<div>USD ($) </div>
<div>shares</div>
</th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingAxis=1', window );">Offering: 1</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingTable', window );"><strong>Offering:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_PrevslyPdFlg', window );">Fee Previously Paid</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_Rule457rFlg', window );">Rule 457(r)</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTp', window );">Security Type</a></td>
<td class="text">Debt<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTitl', window );">Security Class Title</a></td>
<td class="text">7.125% Senior Notes due 2032<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_AmtSctiesRegd', window );">Amount Registered | shares</a></td>
<td class="nump">800,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_MaxOfferingPricPerScty', window );">Proposed Maximum Offering Price per Unit | shares</a></td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_MaxAggtOfferingPric', window );">Maximum Aggregate Offering Price</a></td>
<td class="nump">$ 800,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeeRate', window );">Fee Rate</a></td>
<td class="nump">0.01531%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeeAmt', window );">Amount of Registration Fee</a></td>
<td class="nump">$ 122,480<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingNote', window );">Offering Note</a></td>
<td class="text"><table cellpadding="0" class="DSPFListTable" id="z54bdfe9f700b4d86883ef6ceac242fdd" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; border-spacing: 0px;"> <tr> <td style="width: 18pt;"><br/> </td> <td style="width: 36pt; vertical-align: top; color: #000000;">(1)</td> <td style="width: auto; vertical-align: top;"> <div>Guarantee of OneMain Finance Corporation&#8217;s 7.125% Senior Notes due 2032 by its direct parent company OneMain Holdings, Inc. Pursuant to Rule 457(n) under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), no separate fee is payable with respect to the guarantee.</div> </td> </tr> </table><span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingAxis=2', window );">Offering: 2</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingTable', window );"><strong>Offering:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_PrevslyPdFlg', window );">Fee Previously Paid</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeesOthrRuleFlg', window );">Other Rule</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTp', window );">Security Type</a></td>
<td class="text">Other<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingSctyTitl', window );">Security Class Title</a></td>
<td class="text">Guarantee of 7.125% Senior Notes due 2032<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeeAmt', window );">Amount of Registration Fee</a></td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingNote', window );">Offering Note</a></td>
<td class="text"><table cellpadding="0" class="DSPFListTable" id="z54bdfe9f700b4d86883ef6ceac242fdd" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; border-spacing: 0px;"> <tr> <td style="width: 18pt;"><br/> </td> <td style="width: 36pt; vertical-align: top; color: #000000;">(1)</td> <td style="width: auto; vertical-align: top;"> <div>Guarantee of OneMain Finance Corporation&#8217;s 7.125% Senior Notes due 2032 by its direct parent company OneMain Holdings, Inc. Pursuant to Rule 457(n) under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), no separate fee is payable with respect to the guarantee.</div> </td> </tr> </table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_AmtSctiesRegd">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of securities being registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_AmtSctiesRegd</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:nonNegativeDecimal2ItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeeAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total amount of registration fee (amount due after offsets).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeeAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:nonNegative1TMonetary2ItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeeRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The rate per dollar of fees that public companies and other issuers pay to register their securities with the Commission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeeRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeesOthrRuleFlg">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Checkbox indicating whether filer is using a rule other than 457(a), 457(o), or 457(f) to calculate the registration fee due.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeesOthrRuleFlg</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_MaxAggtOfferingPric">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maximum aggregate offering price for the offering that is being registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_MaxAggtOfferingPric</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:nonNegative100TMonetary2ItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_MaxOfferingPricPerScty">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maximum offering price per share/unit being registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_MaxOfferingPricPerScty</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:nonNegativeDecimal4lItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingNote">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingNote</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingSctyTitl">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The title of the class of securities being registered (for each class being registered).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingSctyTitl</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingSctyTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Type of securities: "Asset-backed Securities", "ADRs/ADSs", "Debt", "Debt Convertible into Equity", "Equity", "Face Amount Certificates", "Limited Partnership Interests", "Mortgage Backed Securities", "Non-Convertible Debt", "Unallocated (Universal) Shelf", "Exchange Traded Vehicle Securities", "Other"</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingSctyTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:securityTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingTable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingTable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_PrevslyPdFlg">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_PrevslyPdFlg</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_Rule457rFlg">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 457<br> -Subsection r<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_Rule457rFlg</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingAxis=1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingAxis=1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingAxis=2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingAxis=2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>R3.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.1</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Fees Summary<br></strong></div></th>
<th class="th">
<div>May 29, 2025 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeesSummaryLineItems', window );"><strong>Fees Summary [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_TtlOfferingAmt', window );">Total Offering</a></td>
<td class="nump">$ 800,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_TtlPrevslyPdAmt', window );">Previously Paid Amount</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_TtlFeeAmt', window );">Total Fee Amount</a></td>
<td class="nump">122,480<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_TtlOffsetAmt', window );">Total Offset Amount</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_NetFeeAmt', window );">Net Fee</a></td>
<td class="nump">$ 122,480<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeesSummaryLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeesSummaryLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_NetFeeAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_NetFeeAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_TtlFeeAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_TtlFeeAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:nonNegative1TMonetary2ItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_TtlOfferingAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_TtlOfferingAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:nonNegative1TMonetary2ItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_TtlOffsetAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_TtlOffsetAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:nonNegative1TMonetary2ItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_TtlPrevslyPdAmt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_TtlPrevslyPdAmt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:nonNegative1TMonetary2ItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
.report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

.report table.authRefData a {
	display: block;
	font-weight: bold;
}

.report table.authRefData p {
	margin-top: 0px;
}

.report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

.report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

.report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

.report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
.pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
.report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

.report hr {
	border: 1px solid #acf;
}

/* Top labels */
.report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

.report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

.report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

.report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

.report td.pl div.a {
	width: 200px;
}

.report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
.report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
.report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
.report .re, .report .reu {
	background-color: #def;
}

.report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
.report .ro, .report .rou {
	background-color: white;
}

.report .rou td {
	border-bottom: 1px solid black;
}

.report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
.report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
.report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

.report .nump {
	padding-left: 2em;
}

.report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
.report .text {
	text-align: left;
	white-space: normal;
}

.report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

.report .text .more {
	display: none;
}

.report .text .note {
	font-style: italic;
	font-weight: bold;
}

.report .text .small {
	width: 10em;
}

.report sup {
	font-style: italic;
}

.report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.25.1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>3</ContextCount>
  <ElementCount>22</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>1</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>3</UnitCount>
  <MyReports>
    <Report instance="ny20049645x4_exfees.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>995210 - Document - Submission</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://xbrl.sec.gov/ffd/role/document/submissionTable</Role>
      <ShortName>Submission</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report instance="ny20049645x4_exfees.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R2.htm</HtmlFileName>
      <LongName>995211 - Document - Offerings</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://xbrl.sec.gov/ffd/role/document/feesOfferingTable</Role>
      <ShortName>Offerings</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>2</Position>
    </Report>
    <Report instance="ny20049645x4_exfees.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R3.htm</HtmlFileName>
      <LongName>995215 - Document - Fees Summary</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://xbrl.sec.gov/ffd/role/document/feesSummaryTable</Role>
      <ShortName>Fees Summary</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>3</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="EX-FILING FEES" original="ny20049645x4_exfees.htm">ny20049645x4_exfees.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="2">http://xbrl.sec.gov/dei/2024</BaseTaxonomy>
    <BaseTaxonomy items="25">http://xbrl.sec.gov/ffd/2024q2</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>false</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>17
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "ny20049645x4_exfees.htm": {
   "dts": {
    "inline": {
     "local": [
      "ny20049645x4_exfees.htm"
     ]
    },
    "schema": {
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/lrr/arcrole/deprecated-2009-12-16.xsd",
      "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd",
      "https://xbrl.sec.gov/dei/2024/dei-2024.xsd",
      "https://xbrl.sec.gov/ffd/2024q2/ffd-2024q2.xsd"
     ]
    }
   },
   "keyStandard": 22,
   "keyCustom": 0,
   "axisStandard": 1,
   "axisCustom": 0,
   "memberStandard": 1,
   "memberCustom": 0,
   "hidden": {
    "total": 5,
    "http://xbrl.sec.gov/ffd/2024q2": 4,
    "http://xbrl.sec.gov/dei/2024": 1
   },
   "contextCount": 3,
   "entityCount": 1,
   "segmentCount": 1,
   "elementCount": 107,
   "unitCount": 3,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/ffd/2024q2": 25,
    "http://xbrl.sec.gov/dei/2024": 2
   },
   "report": {
    "R1": {
     "role": "http://xbrl.sec.gov/ffd/role/document/submissionTable",
     "longName": "995210 - Document - Submission",
     "shortName": "Submission",
     "isDefault": "true",
     "groupType": "Fee_Exhibit",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "c0",
      "name": "dei:EntityRegistrantName",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ny20049645x4_exfees.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c0",
      "name": "dei:EntityRegistrantName",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ny20049645x4_exfees.htm",
      "first": true,
      "unique": true
     }
    },
    "R2": {
     "role": "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable",
     "longName": "995211 - Document - Offerings",
     "shortName": "Offerings",
     "isDefault": "false",
     "groupType": "Fee_Exhibit",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "2",
     "firstAnchor": {
      "contextRef": "c1",
      "name": "ffd:PrevslyPdFlg",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ffd:PrevslyPdFlg",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ny20049645x4_exfees.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c1",
      "name": "ffd:PrevslyPdFlg",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ffd:PrevslyPdFlg",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ny20049645x4_exfees.htm",
      "first": true,
      "unique": true
     }
    },
    "R3": {
     "role": "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable",
     "longName": "995215 - Document - Fees Summary",
     "shortName": "Fees Summary",
     "isDefault": "false",
     "groupType": "Fee_Exhibit",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "3",
     "firstAnchor": {
      "contextRef": "c0",
      "name": "ffd:TtlOfferingAmt",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": null,
      "decimals": "INF",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ny20049645x4_exfees.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c0",
      "name": "ffd:TtlOfferingAmt",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": null,
      "decimals": "INF",
      "ancestors": [
       "div",
       "td",
       "tr",
       "table",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ny20049645x4_exfees.htm",
      "first": true,
      "unique": true
     }
    }
   },
   "tag": {
    "ffd_AggtRedRpPricFsclYr": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "AggtRedRpPricFsclYr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Aggregate Redeemed or Repurchased Price, Fiscal Year",
        "terseLabel": "Aggregate Redeemed or Repurchased, FY"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_AggtRedRpPricPrrFsclYr": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "AggtRedRpPricPrrFsclYr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Aggregate Redeemed or Repurchased Price, Prior Fiscal Year",
        "terseLabel": "Aggregate Redeemed or Repurchased, Prior FY"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_AggtSalesPricFsclYr": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "AggtSalesPricFsclYr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Aggregate Sales Price, Fiscal Year",
        "terseLabel": "Aggregate Sales Price"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_AmtRedCdts": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "AmtRedCdts",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amount of Redemption Credits",
        "terseLabel": "Redemption Credits"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_AmtSctiesRcvd": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "AmtSctiesRcvd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amount of Securities Received",
        "terseLabel": "Amount of Securities Received",
        "documentation": "Amount of securities to be received by the registrant (or cancelled upon issuance of securities to be registered on the form)"
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "ffd_AmtSctiesRegd": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "AmtSctiesRegd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amount of Securities Registered",
        "terseLabel": "Amount Registered",
        "documentation": "The amount of securities being registered."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_CeasedOprsDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "CeasedOprsDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Ceased Operations Date",
        "terseLabel": "Ceased Operations Date"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_CfwdFormTp": {
     "xbrltype": "formTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "CfwdFormTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Carry Forward Form Type",
        "terseLabel": "Carry Forward Form Type",
        "documentation": "The Form Type of the prior shelf registration statement from which unsold securities are carried forward under 415(a)(6). This should be an EDGAR submission type (S-3, S-3/A, S-3ASR, etc.), which means there is a fixed set of possible responses. Note that while the XBRL response should be an EDGAR submission type, the human-readable Ex. 107 could include a simpler label (e.g., \"Form S-3\" in the human-readable and \"S-3ASR\" in the XBRL)."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_CfwdPrevslyPdFee": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "CfwdPrevslyPdFee",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Carry Forward Previously Paid Fee",
        "terseLabel": "Filing Fee Previously Paid in Connection with Unsold Securities to be Carried Forward",
        "documentation": "The fee previously paid in connection with the securities being brought forward from the prior shelf registration statement on which unsold securities are carried forward under 415(a)(6)."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_CfwdPrrFctvDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "CfwdPrrFctvDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Carry Forward Prior Effective Date",
        "terseLabel": "Carry Forward Initial Effective Date",
        "documentation": "The initial effective date of the prior shelf registration statement from which unsold securities are carried forward under 415(a)(6)."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_CfwdPrrFileNb": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "CfwdPrrFileNb",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Carry Forward File Number",
        "terseLabel": "Carry Forward File Number",
        "documentation": "The EDGAR File Number of the prior shelf registration statement from which unsold securities are carried forward under 415(a)(6). If the prior registration statement has a Securities Act File Number and an Investment Company Act File Number, the Securities Act File Number should be used."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_CmbndPrspctsItemAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "CmbndPrspctsItemAxis",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Combined Prospectus Item [Axis]",
        "terseLabel": "Combined Prospectus",
        "documentation": "A sequence number (1, 2, 3...) used to distinguish different references to earlier prospectuses on a single fee bearing submission."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_CmbndPrspctsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "CmbndPrspctsLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Combined Prospectus [Line Items]",
        "terseLabel": "Combined Prospectus:"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_CmbndPrspctsTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "CmbndPrspctsTable",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Combined Prospectus [Table]",
        "terseLabel": "Combined Prospectus Table"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_CombinedProspectusTableNa": {
     "xbrltype": "naItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "CombinedProspectusTableNa",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Combined Prospectus Table [N/A]",
        "terseLabel": "Combined Prospectus Table N/A"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_CshPdByRegistrantInTx": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "CshPdByRegistrantInTx",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cash Paid by Registrant in Transaction",
        "terseLabel": "Cash Consideration Paid",
        "documentation": "Amount of cash consideration paid by registrant in connection with the exchange or other transaction being registered (in a 457(f) calculation)."
       }
      }
     },
     "auth_ref": [
      "r12"
     ]
    },
    "ffd_CshRcvdByRegistrantInTx": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "CshRcvdByRegistrantInTx",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cash Received by Registrant in Transaction",
        "terseLabel": "Cash Consideration Received",
        "documentation": "Amount of cash consideration received by registrant in connection with the exchange or other transaction being registered (in a 457(f) calculation)."
       }
      }
     },
     "auth_ref": [
      "r12"
     ]
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Central Index Key",
        "terseLabel": "Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Registrant Name",
        "terseLabel": "Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "ffd_FeeAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "FeeAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable",
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Amount",
        "terseLabel": "Amount of Registration Fee",
        "documentation": "Total amount of registration fee (amount due after offsets)."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeeExhibitTp": {
     "xbrltype": "feeExhibitTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "FeeExhibitTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Exhibit Type",
        "terseLabel": "Fee Exhibit Type"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_FeeIntrstAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "FeeIntrstAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Interest Amount",
        "terseLabel": "Interest Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeeNote": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "FeeNote",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Note",
        "terseLabel": "Fee Note"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeeNoteMaxAggtOfferingPric": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "FeeNoteMaxAggtOfferingPric",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Note Maximum Aggregate Offering Price",
        "terseLabel": "Fee Note MAOP"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeeRate": {
     "xbrltype": "percentItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "FeeRate",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable",
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Rate",
        "terseLabel": "Fee Rate",
        "documentation": "The rate per dollar of fees that public companies and other issuers pay to register their securities with the Commission."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeesOthrRuleFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "FeesOthrRuleFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fees, Other Rule [Flag]",
        "terseLabel": "Other Rule",
        "documentation": "Checkbox indicating whether filer is using a rule other than 457(a), 457(o), or 457(f) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeesSummaryLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "FeesSummaryLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Fees Summary [Line Items]",
        "terseLabel": "Fees Summary:"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FnlPrspctsFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "FnlPrspctsFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Final Prospectus [Flag]",
        "terseLabel": "Final Prospectus"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FormTp": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "FormTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Form Type",
        "terseLabel": "Form Type"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_GnlInstrIIhiFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "GnlInstrIIhiFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "General Instruction II.H,I [Flag]",
        "terseLabel": "General Instruction II.H,I"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrCity": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "IssrBizAdrCity",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, City",
        "terseLabel": "City"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrStatOrCtryCd": {
     "xbrltype": "stateOrCountryCodeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "IssrBizAdrStatOrCtryCd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, State or Country Code",
        "terseLabel": "State or Country Code"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrStrt1": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "IssrBizAdrStrt1",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, Street 1",
        "terseLabel": "Street 1"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrStrt2": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "IssrBizAdrStrt2",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, Street 2",
        "terseLabel": "Street 2"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrZipCd": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "IssrBizAdrZipCd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, Zip Code",
        "terseLabel": "Zip Code"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrNm": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "IssrNm",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Name",
        "terseLabel": "Issuer Name"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_MaxAggtOfferingPric": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "MaxAggtOfferingPric",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Maximum Aggregate Offering Price",
        "terseLabel": "Maximum Aggregate Offering Price",
        "documentation": "The maximum aggregate offering price for the offering that is being registered."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_MaxOfferingPricPerScty": {
     "xbrltype": "nonNegativeDecimal4lItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "MaxOfferingPricPerScty",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Maximum Offering Price per Security",
        "terseLabel": "Proposed Maximum Offering Price per Unit",
        "documentation": "The maximum offering price per share/unit being registered."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NetFeeAmt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "NetFeeAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Net Fee Amount",
        "terseLabel": "Net Fee"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NetSalesAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "NetSalesAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Net Sales Amount",
        "terseLabel": "Net Sales"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NrrtvDsclsr": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "NrrtvDsclsr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Narrative Disclosure",
        "terseLabel": "Narrative Disclosure"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NrrtvMaxAggtAmt": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "NrrtvMaxAggtAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Narrative Disclosure, Maximum Aggregate Offering Amount",
        "terseLabel": "Narrative - Max Aggregate Offering Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NrrtvMaxAggtOfferingPric": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "NrrtvMaxAggtOfferingPric",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Narrative Disclosure, Maximum Aggregate Offering Price",
        "terseLabel": "Narrative - Max Aggregate Offering Price"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OfferingAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OfferingAxis",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering [Axis]",
        "terseLabel": "Offering",
        "documentation": "A sequence number (1, 2, 3...) used to distinguish different security offerings on a single fee bearing submission."
       }
      }
     },
     "auth_ref": []
    },
    "ffd_OfferingLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OfferingLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering [Line Items]",
        "terseLabel": "Offering:"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_OfferingNote": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OfferingNote",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering Note",
        "terseLabel": "Offering Note"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OfferingSctyTitl": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OfferingSctyTitl",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable",
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering Security Title",
        "terseLabel": "Security Class Title",
        "documentation": "The title of the class of securities being registered (for each class being registered)."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OfferingSctyTp": {
     "xbrltype": "securityTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OfferingSctyTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering Security Type",
        "terseLabel": "Security Type",
        "documentation": "Type of securities: \"Asset-backed Securities\", \"ADRs/ADSs\", \"Debt\", \"Debt Convertible into Equity\", \"Equity\", \"Face Amount Certificates\", \"Limited Partnership Interests\", \"Mortgage Backed Securities\", \"Non-Convertible Debt\", \"Unallocated (Universal) Shelf\", \"Exchange Traded Vehicle Securities\", \"Other\""
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OfferingTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OfferingTable",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering [Table]",
        "terseLabel": "Offering:"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_OfferingTableNa": {
     "xbrltype": "naItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OfferingTableNa",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering Table [N/A]",
        "terseLabel": "Offering Table N/A"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_OffsetAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetAxis",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset [Axis]",
        "terseLabel": "Offset",
        "documentation": "A sequence number (1, 2, 3...) used to distinguish different offsets as applied to a fee bearing submission."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetClmInitlFilgDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetClmInitlFilgDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Claim Initial Filing Date",
        "terseLabel": "Initial Filing Date",
        "documentation": "The initial filing date of the earlier registration statement with which the earlier (offsetting) fee was paid for a claimed offset. If the offset fee was paid with an amendment, do not provide the amendment date under this element; instead, provide the date of the initial filing (i.e. the \"parent\" filing) ."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetClmdAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetClmdAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Claimed Amount",
        "terseLabel": "Fee Offset Claimed",
        "documentation": "The amount of offsetting fees being claimed."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetClmdInd": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetClmdInd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Claimed Indicator",
        "terseLabel": "Offset Claimed"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetExpltnForClmdAmt": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetExpltnForClmdAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Explanation for Claimed Amount",
        "terseLabel": "Explanation for Claimed Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetLineItems",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Offset:",
        "label": "Offset [Line Items]"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetNote": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetNote",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Note",
        "terseLabel": "Offset Note"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetPrrFeeAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetPrrFeeAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Fee Amount",
        "terseLabel": "Fee Paid with Fee Offset Source",
        "documentation": "The fee prevoiusly paid from which an offset is being derived."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrFileNb": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetPrrFileNb",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior File Number",
        "terseLabel": "File Number",
        "documentation": "The EDGAR File Number of the earlier registration statement with which the earlier (offsetting) fee was paid. If the offset filing for the offset has a Securities Act File Number and an Investment Company Act File Number, the Securities Act File Number should be used."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrFilerNm": {
     "xbrltype": "filerNameItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetPrrFilerNm",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Filer Name",
        "terseLabel": "Registrant or Filer Name",
        "documentation": "The name of the registrant that filed the earlier registration statement with which the earlier (offsetting) fee was paid."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrFormTp": {
     "xbrltype": "formTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetPrrFormTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Form Type",
        "terseLabel": "Form or Filing Type",
        "documentation": "The Form Type of the offset filing."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrNbOfUnsoldScties": {
     "xbrltype": "nonNegativeIntegerItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetPrrNbOfUnsoldScties",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Unsold Number of Securities",
        "terseLabel": "Unsold Securities Associated with Fee Offset Claimed",
        "documentation": "The number of unsold securities registered on the prior registration statement that are associated with the claimed offset."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrSctyTitl": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetPrrSctyTitl",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Security Title",
        "terseLabel": "Security Title Associated with Fee Offset Claimed",
        "documentation": "The title of the class of securities from which offset fees were derived."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrSctyTp": {
     "xbrltype": "securityTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetPrrSctyTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Security Type",
        "terseLabel": "Security Type Associated with Fee Offset Claimed",
        "documentation": "Type of securities: \"Asset-backed Securities\", \"ADRs/ADSs\", \"Debt\", \"Debt Convertible into Equity\", \"Equity\", \"Face Amount Certificates\", \"Limited Partnership Interests\", \"Mortgage Backed Securities\", \"Non-Convertible Debt\", \"Unallocated (Universal) Shelf\", \"Exchange Traded Vehicle Securities\", \"Other\""
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrUnsoldOfferingAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetPrrUnsoldOfferingAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Unsold Offering Amount",
        "terseLabel": "Unsold Aggregate Offering Amount Associated with Fee Offset Claimed",
        "documentation": "The aggregate offering amount of unsold securities registered on the prior registration statement that are associated with the claimed offset."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetSrcFilgDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetSrcFilgDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Source Filing Date",
        "terseLabel": "Filing Date",
        "documentation": "The filing date of the earlier registration statement with which the earlier (offsetting) fee was paid in an offset."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetTable",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Offset Payment:",
        "label": "Offset [Table]"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetTableNa": {
     "xbrltype": "naItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "OffsetTableNa",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Table [N/A]",
        "terseLabel": "Offset Table N/A"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_PrevslyPdFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "PrevslyPdFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable",
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Previously Paid [Flag]",
        "terseLabel": "Fee Previously Paid"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_RegnFileNb": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "RegnFileNb",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Registration File Number",
        "terseLabel": "Registration File Number"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_RptgFsclYrEndDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "RptgFsclYrEndDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Reporting Fiscal Year End Date",
        "terseLabel": "Reporting FY End Date"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_Rule011Flg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule011Flg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 0-11 [Flag]",
        "terseLabel": "Rule 0-11"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_Rule011a2OffsetFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule011a2OffsetFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Rule 0-11(a)(2) Offset",
        "label": "Rule 0-11(a)(2) Offset [Flag]"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_Rule415a6Flg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule415a6Flg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 415(a)(6) [Flag]",
        "terseLabel": "Rule 415(a)(6)",
        "documentation": "Checkbox indicating whether filer is claiming a 415(a)(6) carryforward."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_Rule429AggtOfferingAmt": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule429AggtOfferingAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Aggregate Offering Amount",
        "terseLabel": "Maximum Aggregate Offering Price of Securities Previously Registered",
        "documentation": "The maximum aggregate offering amount of unsold securities registered on the prior registration statement that are carried forward under Rule 429. Only applicable if 457(o) was used in the fee calculation for the prior registration statement."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429CmbndPrspctsFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule429CmbndPrspctsFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Combined Prospectus [Flag]",
        "terseLabel": "Rule 429",
        "documentation": "Checkbox indicating whether filer is using a combined prospectus under Rule 429."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429EarlierFileNb": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule429EarlierFileNb",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Earlier File Number",
        "terseLabel": "File Number",
        "documentation": "The Securities Act File Number of the earlier effective registration statement(s) from which securities may be offered and sold using the combined prospectus pursuant to Rule 429."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429EarlierFormTp": {
     "xbrltype": "formTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule429EarlierFormTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Earlier Form Type",
        "terseLabel": "Form Type",
        "documentation": "The Form Type of the earlier registration statement from which unsold securities are carried forward under Rule 429. This should be an EDGAR submission type (S-3, S-3/A, S-3ASR, etc.), which means there is a fixed set of possible responses. Note that while the XBRL response should be an EDGAR submission type, the human-readable Ex. 107 could include a simpler label (e.g., \"Form S-3\" in the human-readable and \"S-3ASR\" in the XBRL)."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429InitlFctvDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule429InitlFctvDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Initial Effective Date",
        "terseLabel": "Initial Effective Date",
        "documentation": "The filing date of the earlier registration statement from which unsold securities are carried forward under Rule 429."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429NbOfUnsoldScties": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule429NbOfUnsoldScties",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Number Of Unsold Securities",
        "terseLabel": "Amount of Securities Previously Registered",
        "documentation": "The number of securities registered on the prior registration statement that are carried forward under Rule 429."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429PrspctsNote": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule429PrspctsNote",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Prospectus Note",
        "terseLabel": "Combined Prospectus Note"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Rule429SctyTitl": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule429SctyTitl",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Security Title",
        "terseLabel": "Security Class Title"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Rule429SctyTp": {
     "xbrltype": "securityTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule429SctyTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Security Type",
        "terseLabel": "Security Type"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Rule457aFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule457aFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(a) [Flag]",
        "terseLabel": "Rule 457(a)",
        "documentation": "Checkbox indicating whether filer is using Rule 457(a) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "ffd_Rule457bOffsetFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule457bOffsetFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(b) Offset [Flag]",
        "terseLabel": "Rule 457(b) Offset",
        "documentation": "Checkbox indicating whether filer is claiming an offset under Rule 457(b) or 0-11(a)(2)."
       }
      }
     },
     "auth_ref": [
      "r5"
     ]
    },
    "ffd_Rule457fFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule457fFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(f) [Flag]",
        "terseLabel": "Rule 457(f)",
        "documentation": "Checkbox indicating whether filer is using Rule 457(f) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "ffd_Rule457oFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule457oFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(o) [Flag]",
        "terseLabel": "Rule 457(o)",
        "documentation": "Checkbox indicating whether filer is using Rule 457(o) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r7"
     ]
    },
    "ffd_Rule457pOffsetFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule457pOffsetFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(p) Offset [Flag]",
        "terseLabel": "Rule 457(p) Offset",
        "documentation": "Checkbox indicating whether filer is claiming an offset under Rule 457(p)."
       }
      }
     },
     "auth_ref": [
      "r8"
     ]
    },
    "ffd_Rule457rFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule457rFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(r) [Flag]",
        "terseLabel": "Rule 457(r)"
       }
      }
     },
     "auth_ref": [
      "r9"
     ]
    },
    "ffd_Rule457sFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule457sFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(s) Flag",
        "terseLabel": "Rule 457(s)"
       }
      }
     },
     "auth_ref": [
      "r10"
     ]
    },
    "ffd_Rule457uFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Rule457uFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(u) [Flag]",
        "terseLabel": "Rule 457(u)",
        "documentation": "Checkbox indicating whether filer is using Rule 457(u) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r11"
     ]
    },
    "ffd_Scties424iAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Scties424iAxis",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities, 424I [Axis]",
        "terseLabel": "Securities, 424I"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Scties424iLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Scties424iLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities, 424I [Line Items]",
        "terseLabel": "Securities, 424I:"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Scties424iTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Scties424iTable",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities, 424I [Table]",
        "terseLabel": "Securities, 424I Table"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Securities424iTableNa": {
     "xbrltype": "naItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "Securities424iNa",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities 424I [N/A]",
        "terseLabel": "Securities 424I N/A"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_SubmissionLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "SubmissionLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Submission [Line Items]",
        "terseLabel": "Items"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_SubmissnTp": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "SubmissnTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Submission Type",
        "terseLabel": "Submission Type"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_TermntnCmpltnWdrwl": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "TermntnCmpltnWdrwl",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Termination / Completion / Withdrawal Statement",
        "terseLabel": "Termination / Withdrawal Statement"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_TtlFeeAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "TtlFeeAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Fee Amount",
        "terseLabel": "Total Fee Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlFeeAndIntrstAmt": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "TtlFeeAndIntrstAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Fee and Interest Amount",
        "terseLabel": "Total Fee and Interest Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlOfferingAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "TtlOfferingAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Offering Amount",
        "terseLabel": "Total Offering"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlOffsetAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "TtlOffsetAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Offset Amount",
        "terseLabel": "Total Offset Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlPrevslyPdAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "TtlPrevslyPdAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Previously Paid Amount",
        "terseLabel": "Previously Paid Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlTxValtn": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "TtlTxValtn",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Transaction Valuation",
        "terseLabel": "Total Transaction Valuation"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TxValtn": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "TxValtn",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Transaction Valuation",
        "terseLabel": "Transaction Valuation"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_ValSctiesRcvd": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "ValSctiesRcvd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Value of Securities Received",
        "terseLabel": "Value of Securities Received",
        "documentation": "Value of securities to be received by the registrant (or cancelled upon issuance of securities to be registered on the form)"
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "ffd_ValSctiesRcvdPerShr": {
     "xbrltype": "nonNegativeDecimal4lItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2024q2",
     "localname": "ValSctiesRcvdPerShr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Value of Securities Received, Per Share",
        "terseLabel": "Value of Securities Received, Per Share",
        "documentation": "Value per share of securities to be received by the registrant (or cancelled upon issuance of securities to be registered on the form). This is included in the explanation of 457(f) fee calculation."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r1": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230"
  },
  "r2": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "415",
   "Subsection": "a"
  },
  "r3": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "429"
  },
  "r4": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457"
  },
  "r5": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "b"
  },
  "r6": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "f"
  },
  "r7": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "o"
  },
  "r8": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "p"
  },
  "r9": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "r"
  },
  "r10": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "s"
  },
  "r11": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "u"
  },
  "r12": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Subsection": "f",
   "Section": "457"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>18
<FILENAME>0001140361-25-020765-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001140361-25-020765-xbrl.zip
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:+FAT;5!+!08      0 ! $4   #!#      !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>19
<FILENAME>ny20049645x4_exfees_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2024"
  xmlns:ffd="http://xbrl.sec.gov/ffd/2024q2"
  xmlns:iso4217="http://www.xbrl.org/2003/iso4217"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xbrldi="http://xbrl.org/2006/xbrldi"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef
      xlink:href="https://xbrl.sec.gov/ffd/2024q2/ffd-2024q2.xsd"
      xlink:type="simple"/>
    <context id="c0">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000025598</identifier>
        </entity>
        <period>
            <startDate>2025-05-29</startDate>
            <endDate>2025-05-29</endDate>
        </period>
    </context>
    <context id="c1">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000025598</identifier>
            <segment>
                <xbrldi:typedMember dimension="ffd:OfferingAxis">
                    <dei:lineNo>1</dei:lineNo>
                </xbrldi:typedMember>
            </segment>
        </entity>
        <period>
            <startDate>2025-05-29</startDate>
            <endDate>2025-05-29</endDate>
        </period>
    </context>
    <context id="c2">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000025598</identifier>
            <segment>
                <xbrldi:typedMember dimension="ffd:OfferingAxis">
                    <dei:lineNo>2</dei:lineNo>
                </xbrldi:typedMember>
            </segment>
        </entity>
        <period>
            <startDate>2025-05-29</startDate>
            <endDate>2025-05-29</endDate>
        </period>
    </context>
    <unit id="shares">
        <measure>shares</measure>
    </unit>
    <unit id="usd">
        <measure>iso4217:USD</measure>
    </unit>
    <unit id="pure">
        <measure>pure</measure>
    </unit>
    <dei:EntityRegistrantName contextRef="c0" id="ixv-172">OneMain Finance Corporation</dei:EntityRegistrantName>
    <ffd:PrevslyPdFlg contextRef="c2" id="ixv-173">false</ffd:PrevslyPdFlg>
    <ffd:PrevslyPdFlg contextRef="c1" id="ixv-174">false</ffd:PrevslyPdFlg>
    <ffd:OfferingSctyTp contextRef="c1" id="ixv-175">Debt</ffd:OfferingSctyTp>
    <ffd:OfferingSctyTitl contextRef="c1" id="ixv-176">7.125% Senior Notes due 2032</ffd:OfferingSctyTitl>
    <ffd:Rule457rFlg contextRef="c1" id="ixv-177">true</ffd:Rule457rFlg>
    <ffd:AmtSctiesRegd
      contextRef="c1"
      decimals="INF"
      id="ixv-178"
      unitRef="shares">800000000</ffd:AmtSctiesRegd>
    <ffd:MaxOfferingPricPerScty
      contextRef="c1"
      decimals="INF"
      id="ixv-179"
      unitRef="shares">1</ffd:MaxOfferingPricPerScty>
    <ffd:MaxAggtOfferingPric contextRef="c1" decimals="INF" id="ixv-180" unitRef="usd">800000000</ffd:MaxAggtOfferingPric>
    <ffd:FeeRate contextRef="c1" decimals="8" id="ixv-181" unitRef="pure">0.0001531</ffd:FeeRate>
    <ffd:FeeAmt contextRef="c1" decimals="2" id="ixv-182" unitRef="usd">122480</ffd:FeeAmt>
    <ffd:OfferingSctyTp contextRef="c2" id="ixv-183">Other</ffd:OfferingSctyTp>
    <ffd:OfferingSctyTitl contextRef="c2" id="ixv-184">Guarantee of 7.125% Senior Notes due 2032</ffd:OfferingSctyTitl>
    <ffd:FeesOthrRuleFlg contextRef="c2" id="ixv-185">true</ffd:FeesOthrRuleFlg>
    <ffd:FeeAmt contextRef="c2" decimals="0" id="ixv-186" unitRef="usd">0</ffd:FeeAmt>
    <ffd:TtlOfferingAmt contextRef="c0" decimals="INF" id="ixv-187" unitRef="usd">800000000</ffd:TtlOfferingAmt>
    <ffd:TtlFeeAmt contextRef="c0" decimals="2" id="ixv-188" unitRef="usd">122480</ffd:TtlFeeAmt>
    <ffd:TtlPrevslyPdAmt contextRef="c0" decimals="0" id="ixv-189" unitRef="usd">0</ffd:TtlPrevslyPdAmt>
    <ffd:TtlOffsetAmt contextRef="c0" decimals="0" id="ixv-190" unitRef="usd">0</ffd:TtlOffsetAmt>
    <ffd:NetFeeAmt contextRef="c0" decimals="2" id="ixv-191" unitRef="usd">122480</ffd:NetFeeAmt>
    <ffd:OfferingNote contextRef="c1" id="ixv-157">&lt;table cellpadding="0" class="DSPFListTable" id="z54bdfe9f700b4d86883ef6ceac242fdd" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; border-spacing: 0px;"&gt; &lt;tr&gt; &lt;td style="width: 18pt;"&gt;&lt;br/&gt; &lt;/td&gt; &lt;td style="width: 36pt; vertical-align: top; color: #000000;"&gt;(1)&lt;/td&gt; &lt;td style="width: auto; vertical-align: top;"&gt; &lt;div&gt;Guarantee of OneMain Finance Corporation&#x2019;s 7.125% Senior Notes due 2032 by its direct parent company OneMain Holdings, Inc. Pursuant to Rule 457(n) under the Securities Act of 1933, as amended (the &#x201c;Securities Act&#x201d;), no separate fee is payable with respect to the guarantee.&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</ffd:OfferingNote>
    <ffd:OfferingNote contextRef="c2" id="ixv-158">&lt;table cellpadding="0" class="DSPFListTable" id="z54bdfe9f700b4d86883ef6ceac242fdd" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000; border-spacing: 0px;"&gt; &lt;tr&gt; &lt;td style="width: 18pt;"&gt;&lt;br/&gt; &lt;/td&gt; &lt;td style="width: 36pt; vertical-align: top; color: #000000;"&gt;(1)&lt;/td&gt; &lt;td style="width: auto; vertical-align: top;"&gt; &lt;div&gt;Guarantee of OneMain Finance Corporation&#x2019;s 7.125% Senior Notes due 2032 by its direct parent company OneMain Holdings, Inc. Pursuant to Rule 457(n) under the Securities Act of 1933, as amended (the &#x201c;Securities Act&#x201d;), no separate fee is payable with respect to the guarantee.&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</ffd:OfferingNote>
    <ffd:SubmissnTp contextRef="c0" id="hidden-fact-0">424B5</ffd:SubmissnTp>
    <dei:EntityCentralIndexKey contextRef="c0" id="ixv-195">0000025598</dei:EntityCentralIndexKey>
    <ffd:FeeExhibitTp contextRef="c0" id="ixv-196">EX-FILING FEES</ffd:FeeExhibitTp>
    <ffd:FormTp contextRef="c0" id="ixv-197">S-3</ffd:FormTp>
    <ffd:RegnFileNb contextRef="c0" id="ixv-198">333-274956-01</ffd:RegnFileNb>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
