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Commitments and Contingencies
12 Months Ended
Dec. 31, 2020
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies COMMITMENTS AND CONTINGENCIES
Accrued General Liability and Auto Insurances
Accrued general liability and auto insurance reserves included on the Consolidated Balance Sheets were as follows (in thousands):

As of December 31,
20202019
Included in other current liabilities$5,102 $3,538 
Included in other long-term liabilities16,440 18,184 
$21,542 $21,722 


We also had insurance receivables and indemnification assets included on the Consolidated Balance Sheets that, in aggregate, offset equal liabilities included within the reserve amounts noted above. The amounts were as follows (in thousands):

As of December 31,
20202019
Insurance receivables and indemnification assets for claims under fully insured policies$4,400 $7,491 
Insurance receivables for claims that exceeded the stop loss limit3282,321
Total insurance receivables and indemnification assets included in other non-current assets$4,728 $9,812 
Leases
See Note 9, Leases, for further information on our lease commitments.
Other Commitments and Contingencies
From time to time, various claims and litigation are asserted or commenced against us principally arising from contractual matters and personnel and employment disputes. In determining loss contingencies, management considers the likelihood of
loss as well as the ability to reasonably estimate the amount of such loss or liability. An estimated loss is recorded when it is considered probable that such a liability has been incurred and when the amount of loss can be reasonably estimated. As litigation is subject to inherent uncertainties, we cannot be certain that we will prevail in these matters. However, we do not believe that the ultimate outcome of any pending matters will have a material adverse effect on our consolidated financial position, results of operations or cash flows.

During the year ended December 31, 2018, we entered into an agreement with one of our suppliers to purchase a portion of the insulation materials we utilize across our business. This agreement is effective January 1, 2019 through December 31, 2021 with a purchase obligation of $22.6 million for 2020 and $14.9 million for 2021. During the fourth quarter of 2020, our commitment for the year ended December 31, 2020 was reduced to $12.6 million, which is equal to the total amount we purchased during the year.