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Insurance | 12 Months Ended
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Dec. 31, 2017
Text block1 [abstract] |
Insurance |
32. | INSURANCE
The Company maintains insurance policies to cover damages on certain assets, in accordance with orientation by specialists, as listed below, taking into account the nature and the degree of risk, for amounts considered sufficient to cover any significant losses related to its assets and responsibilities. The risk assumptions adopted, due to their nature, are not part of the scope of an audit of the financial statements, and consequently were not examined by the external auditors.
|  | Cover |  | Dates of cover |  | Amount insured (1) |  | Annual premium (1)
Companhia Energética de Minas Gerais |  |  |  |  |  |  |  |
Facilities in buildings |  | Fire |  | 01/08/2018 – 01/08/2019 |  | R$53,348 |  | R$12
Cemig Geração e Transmissão |  |  |  |  |  |  |  |
Air transport / Aircraft |  | Fuselage Third party |  | 04/29/2017 – 04/29/2018 |  | US$4,675 US$14,000 |  | US$58
Warehouse stores |  | Fire |  | 10/02/2017 – 10/02/2018 |  | R$14,931 |  | R$21
Buildings |  | Fire |  | 01/08/2018 – 01/08/2019 |  | R$454,828 |  | R$98
Telecoms equipment |  | Fire |  | 01/08/2018 – 01/08/2019 |  | R$11,514 |  | R$5
Operational risk |  | — |  | 12/07/2017 – 12/07/2018 |  | R$1,333,711 |  | R$1,790
Cemig Distribuição |  |  |  |  |  |  |  |
Air transport / Aircraft / Guimbal equipment |  | Fuselage Third party |  | 04/29/2017 – 04/29/2018 |  | US$3,613 US$14,000 |  | US$42
Warehouse stores |  | Fire |  | 10/02/2017 – 10/02/2018 |  | R$84,169 |  | R$120
Facilities in buildings |  | Fire |  | 01/08/2018 – 01/08/2019 |  | R$1,003,221 |  | R$217
Telecoms equipment |  | Fire |  | 01/08/2018 – 01/08/2019 |  | R$17,208 |  | R$7
Operational risk – Transformers above 15MVA and other energy distribution equipment with value above R$ 1,000 (2) |  | Total |  | 12/07/2017 – 12/07/2018 |  | R$471,265 |  | R$633
Gasmig |  |  |  |  |  |  |  |
Gas distribution network / Third party |  | Third party |  | 12/15/17 – 12/15/18 |  | R$60,000 |  | R$429
Own vehicle fleet (Operation) |  | Damage to third parties only |  | 07/07/17 – 07/07/18 |  | R$500 |  | R$2
Own vehicle fleet (Directors) |  | Full cover |  | 10/25/17 – 10/25/18 |  | R$100 |  | R$1
Facilities—multirisk |  | Robbery, theft and fire |  | 01/01/17 – 01/01/18 |  | R$41,374 |  | R$50
(1) | Amounts expressed in R$ ‘000 or US$’000.
(2) | Maximum indemnity limit: R$ 231 million for Cemig GT; R$ 214 million for Cemig D.
The Company, except for its aircraft, does not have third party liability insurance covering accidents, and is not seeking proposals for this type of insurance. Additionally, the Company has not sought proposals for, and does not have current policies for, insurance against events that could affect its facilities such as earthquakes, floods, systemic failures or business interruption. The Company has not suffered significant losses arising from the above-mentioned risks. The Company has not suffered significant losses as a result of the above-mentioned risks.

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