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35. INSURANCE | 12 Months Ended
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Dec. 31, 2019
Disclosure of types of insurance contracts [abstract] |
INSURANCE | 35. INSURANCE The Company maintains insurance policies to cover damages on certain assets, in accordance with orientation by specialists, as listed below, taking into account the nature and the degree of risk, for amounts considered sufficient to cover any significant losses related to its assets and responsibilities. The risk assumptions adopted, due to their nature, are not part of the scope of an audit of the financial statements, and consequently were not examined by the external auditors.
|  | Coverage |  |  |  | Coverage period |  | Amount insured (1) |  | Annual premium (1)
Companhia Energética de Minas Gerais |  |  |  |  |  |  |  |  |  |  |  |
Facilities in buildings |  | Fire |  |  |  | Jan. 8, 2020 to Jan. 8, 2021 |  | R$ | 8,661 |  | R$ | 2
Cemig Geração e Transmissão |  |  |  |  |  |  |  |  |  |  |  |
Air transport / Aircraft |  | Fuselage Third party |  |  |  | April 29, 2019 to April 29, 2020 April 29, 2019 to April 29, 2020 |  | US$ US$ | 4,385 14,000 |  | US$ | 49
Warehouse stores |  | Fire |  |  |  | Nov. 2, 2019 to Nov. 2, 2020 |  | R$ | 20,771 |  | R$ | 20
Buildings |  | Fire |  |  |  | Jan. 8, 2020 to Jan. 8, 2021 |  | R$ | 275,773 |  | R$ | 75
Telecoms equipment (3) |  | Fire |  |  |  | Jan. 8, 2019 to Jan. 8, 2020 |  | R$ | 2,650 |  | R$ | 2
Operational risk - Transformers above 15MVA and other power distribution equipment with value above R$1,000 |  | (2) |  |  |  | Dec. 7, 2019 to Dec. 7, 2020 |  | R$ | 959,243 |  | R$ | 1,262
Cemig Distribuição |  |  |  |  |  |  |  |  |  |  |  |
Air transport / Aircraft / Guimbal equipment |  | Fuselage Third party |  |  |  | April 29, 2019 to April 29, 2020 |  | US$ USS | 3,370 14,000 |  | US$ | 34
Warehouse stores |  | Fire |  |  |  | Nov. 2, 2019 to Nov. 2, 2020 |  | R$ | 120,007 |  | R$ | 117
Buildings |  | Fire |  |  |  | Jan. 8, 2019 to Jan. 8, 2020 |  | R$ | 744,134 |  | R$ | 201
Telecoms equipment (3) |  | Fire |  |  |  |  |  | R$ | 31,083 |  | R$ | 28
Operational risk – Transformers above 15MVA and other energy distribution equipment with value above R$ 1,000 (2) |  | Total |  |  |  | Dec. 7, 2019 to Dec. 7, 2020 |  | R$ | 528,071 |  | R$ | 695
Gasmig |  |  |  |  |  |  |  |  |  |  |  |
Gas distribution network / Third party |  | Third party |  |  |  | Dec. 15, 2019 to Dec. 15, 2020 |  | R$ | 60,000 |  | R$ | 398
Own vehicle fleet (Operation) |  | Damage to third parties only |  |  |  | Jul. 7, 2019 to Jul. 7, 2020 |  | R$ | 500 |  | R$ | 3
Own vehicle fleet (Directors) |  | Full cover |  |  |  | Oct. 25, 2019 to Oct. 25, 2020 |  | R$ | 100 |  | R$ | 2
Facilities – multirisk |  | Robbery, theft and fire |  |  |  | Jan. 1, 2020 to Jan. 1, 2021 |  | R$ | 41,374 |  | R$ | 44.8
(1) | Amounts expressed in R$ ‘000 or US$’000.
(2) | Maximum indemnity limit: R$ 231
(3) | Contracting of a new policy is in progress.
The Company, except for its aircraft, does not have third party liability insurance covering accidents, and is not seeking proposals for this type of insurance. Additionally, Company has not sought proposals for, and does not have current policies for, insurance against events that could affect its facilities such as earthquakes, floods, systemic failures or business interruption. The Company has not suffered significant losses arising from the above-mentioned risks.

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