<SEC-DOCUMENT>0001193125-20-319050-index.html : 20201216
<SEC-HEADER>0001193125-20-319050.hdr.sgml : 20201216
<ACCEPTANCE-DATETIME>20201216161920
ACCESSION NUMBER:		0001193125-20-319050
CONFORMED SUBMISSION TYPE:	424B4
PUBLIC DOCUMENT COUNT:		19
FILED AS OF DATE:		20201216
DATE AS OF CHANGE:		20201216

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Upstart Holdings, Inc.
		CENTRAL INDEX KEY:			0001647639
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		IRS NUMBER:				464332431
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B4
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-249860
		FILM NUMBER:		201392639

	BUSINESS ADDRESS:	
		STREET 1:		2950 S. DELAWARE STREET, SUITE 300
		CITY:			SAN MATEO
		STATE:			CA
		ZIP:			94403
		BUSINESS PHONE:		(650) 204-1000

	MAIL ADDRESS:	
		STREET 1:		2950 S. DELAWARE STREET, SUITE 300
		CITY:			SAN MATEO
		STATE:			CA
		ZIP:			94403
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B4
<SEQUENCE>1
<FILENAME>d867925d424b4.htm
<DESCRIPTION>FILED PURSUANT TO RULE 424(B)(4)
<TEXT>
Document 1 - file: d867925d424b4.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g867925g00a01.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 2 - file: g867925g00a01.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g867925g00a02.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 3 - file: g867925g00a02.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>g867925g00a03.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 4 - file: g867925g00a03.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>g867925g02r05.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 5 - file: g867925g02r05.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>g867925g03d06.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 6 - file: g867925g03d06.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>g867925g04w09.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 7 - file: g867925g04w09.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>g867925g05a10.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 8 - file: g867925g05a10.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>g867925g09o27.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 9 - file: g867925g09o27.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>g867925g10h28.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 10 - file: g867925g10h28.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>g867925g11a11.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 11 - file: g867925g11a11.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>g867925g17i66.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 12 - file: g867925g17i66.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>g867925g19r49.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 13 - file: g867925g19r49.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>g867925g20a33.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 14 - file: g867925g20a33.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>g867925g23m16.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 15 - file: g867925g23m16.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>g867925g34y48.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 16 - file: g867925g34y48.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>g867925g42h00.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 17 - file: g867925g42h00.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>g867925g51s79.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 18 - file: g867925g51s79.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
<FILENAME>g867925g87u67.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 19 - file: g867925g87u67.jpg

</DOCUMENT>
</SEC-DOCUMENT>