<SEC-DOCUMENT>0001193125-20-285895-index.html : 20201105
<SEC-HEADER>0001193125-20-285895.hdr.sgml : 20201105
<ACCEPTANCE-DATETIME>20201104215245
ACCESSION NUMBER:		0001193125-20-285895
CONFORMED SUBMISSION TYPE:	S-1
PUBLIC DOCUMENT COUNT:		38
FILED AS OF DATE:		20201105
DATE AS OF CHANGE:		20201104

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Upstart Holdings, Inc.
		CENTRAL INDEX KEY:			0001647639
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		IRS NUMBER:				464332431
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-1
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-249860
		FILM NUMBER:		201288436

	BUSINESS ADDRESS:	
		STREET 1:		2345 YALE STREET
		CITY:			PALO ALTO
		STATE:			CA
		ZIP:			94306
		BUSINESS PHONE:		408-596-6563

	MAIL ADDRESS:	
		STREET 1:		2345 YALE STREET
		CITY:			PALO ALTO
		STATE:			CA
		ZIP:			94306
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-1
<SEQUENCE>1
<FILENAME>d867925ds1.htm
<DESCRIPTION>FORM S-1
<TEXT>
Document 1 - file: d867925ds1.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-3.1 <SEQUENCE>2 <FILENAME>d867925dex31.htm <DESCRIPTION>EX-3.1 <TEXT> Document 2 - file: d867925dex31.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-3.3 <SEQUENCE>3 <FILENAME>d867925dex33.htm <DESCRIPTION>EX-3.3 <TEXT> Document 3 - file: d867925dex33.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-4.2 <SEQUENCE>4 <FILENAME>d867925dex42.htm <DESCRIPTION>EX-4.2 <TEXT> Document 4 - file: d867925dex42.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-4.3 <SEQUENCE>5 <FILENAME>d867925dex43.htm <DESCRIPTION>EX-4.3 <TEXT> Document 5 - file: d867925dex43.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-4.4 <SEQUENCE>6 <FILENAME>d867925dex44.htm <DESCRIPTION>EX-4.4 <TEXT> Document 6 - file: d867925dex44.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-10.3 <SEQUENCE>7 <FILENAME>d867925dex103.htm <DESCRIPTION>EX-10.3 <TEXT> Document 7 - file: d867925dex103.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-10.8 <SEQUENCE>8 <FILENAME>d867925dex108.htm <DESCRIPTION>EX-10.8 <TEXT> Document 8 - file: d867925dex108.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-10.9 <SEQUENCE>9 <FILENAME>d867925dex109.htm <DESCRIPTION>EX-10.9 <TEXT> Document 9 - file: d867925dex109.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-10.10 <SEQUENCE>10 <FILENAME>d867925dex1010.htm <DESCRIPTION>EX-10.10 <TEXT> Document 10 - file: d867925dex1010.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-10.11 <SEQUENCE>11 <FILENAME>d867925dex1011.htm <DESCRIPTION>EX-10.11 <TEXT> Document 11 - file: d867925dex1011.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-10.12 <SEQUENCE>12 <FILENAME>d867925dex1012.htm <DESCRIPTION>EX-10.12 <TEXT> Document 12 - file: d867925dex1012.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-10.13 <SEQUENCE>13 <FILENAME>d867925dex1013.htm <DESCRIPTION>EX-10.13 <TEXT> Document 13 - file: d867925dex1013.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-10.14 <SEQUENCE>14 <FILENAME>d867925dex1014.htm <DESCRIPTION>EX-10.14 <TEXT> Document 14 - file: d867925dex1014.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-10.15 <SEQUENCE>15 <FILENAME>d867925dex1015.htm <DESCRIPTION>EX-10.15 <TEXT> Document 15 - file: d867925dex1015.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-10.16 <SEQUENCE>16 <FILENAME>d867925dex1016.htm <DESCRIPTION>EX-10.16 <TEXT> Document 16 - file: d867925dex1016.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-23.1 <SEQUENCE>17 <FILENAME>d867925dex231.htm <DESCRIPTION>EX-23.1 <TEXT> Document 17 - file: d867925dex231.htm
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>18 <FILENAME>g867108g20s27.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 18 - file: g867108g20s27.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>19 <FILENAME>g867108g65i24.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 19 - file: g867108g65i24.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>20 <FILENAME>g867108g67h25.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 20 - file: g867108g67h25.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>21 <FILENAME>g867925g02r05.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 21 - file: g867925g02r05.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>22 <FILENAME>g867925g03d06.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 22 - file: g867925g03d06.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>23 <FILENAME>g867925g04w09.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 23 - file: g867925g04w09.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>24 <FILENAME>g867925g05a10.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 24 - file: g867925g05a10.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>25 <FILENAME>g867925g06q11.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 25 - file: g867925g06q11.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>26 <FILENAME>g867925g07v12.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 26 - file: g867925g07v12.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>27 <FILENAME>g867925g08n26.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 27 - file: g867925g08n26.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>28 <FILENAME>g867925g09o27.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 28 - file: g867925g09o27.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>29 <FILENAME>g867925g10h28.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 29 - file: g867925g10h28.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>30 <FILENAME>g867925g17i66.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 30 - file: g867925g17i66.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>31 <FILENAME>g867925g19r49.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 31 - file: g867925g19r49.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>32 <FILENAME>g867925g20a33.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 32 - file: g867925g20a33.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>33 <FILENAME>g867925g23m16.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 33 - file: g867925g23m16.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>34 <FILENAME>g867925g34y48.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 34 - file: g867925g34y48.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>35 <FILENAME>g867925g42h00.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 35 - file: g867925g42h00.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>36 <FILENAME>g867925g51s79.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 36 - file: g867925g51s79.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>37 <FILENAME>g867925g87u67.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 37 - file: g867925g87u67.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>38 <FILENAME>g867925g98p24.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 38 - file: g867925g98p24.jpg
</DOCUMENT> </SEC-DOCUMENT>