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Earnings Per Share - Antidilutive Securities (Details) - shares
3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]    
Securities were excluded from the computation of diluted net income per share attributable to Upstart Holdings, Inc. common stockholders because including them would have been anti-dilutive 1,355,106,000 66,357,412
Convertible preferred stock    
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]    
Securities were excluded from the computation of diluted net income per share attributable to Upstart Holdings, Inc. common stockholders because including them would have been anti-dilutive 0 47,349,577
Options to purchase common stock    
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]    
Securities were excluded from the computation of diluted net income per share attributable to Upstart Holdings, Inc. common stockholders because including them would have been anti-dilutive 617,424,000 18,087,958
Unvested RSUs    
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]    
Securities were excluded from the computation of diluted net income per share attributable to Upstart Holdings, Inc. common stockholders because including them would have been anti-dilutive 737,682,000 0
Warrants to purchase convertible preferred stock    
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]    
Securities were excluded from the computation of diluted net income per share attributable to Upstart Holdings, Inc. common stockholders because including them would have been anti-dilutive 0 600,208
Warrants to purchase common stock    
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]    
Securities were excluded from the computation of diluted net income per share attributable to Upstart Holdings, Inc. common stockholders because including them would have been anti-dilutive 0 319,669