<SEC-DOCUMENT>0001921094-24-001447.txt : 20241120
<SEC-HEADER>0001921094-24-001447.hdr.sgml : 20241120
<ACCEPTANCE-DATETIME>20241120163954
ACCESSION NUMBER:		0001921094-24-001447
CONFORMED SUBMISSION TYPE:	144
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20241120
DATE AS OF CHANGE:		20241120

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Upstart Holdings, Inc.
		CENTRAL INDEX KEY:			0001647639
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				464332431
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		144
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	001-39797
		FILM NUMBER:		241480935

	BUSINESS ADDRESS:	
		STREET 1:		2950 S. DELAWARE STREET, SUITE 300
		CITY:			SAN MATEO
		STATE:			CA
		ZIP:			94403
		BUSINESS PHONE:		(650) 204-1000

	MAIL ADDRESS:	
		STREET 1:		2950 S. DELAWARE STREET, SUITE 300
		CITY:			SAN MATEO
		STATE:			CA
		ZIP:			94403

REPORTING-OWNER:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Darling Scott
		CENTRAL INDEX KEY:			0001558259
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		144

	MAIL ADDRESS:	
		STREET 1:		C/O STITCH FIX, INC.
		STREET 2:		1 MONTGOMERY STREET, SUITE 1500
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94104
</SEC-HEADER>
<DOCUMENT>
<TYPE>144
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
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  <headerData>
    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001558259</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
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  <formData>
    <issuerInfo>
      <issuerCik>0001647639</issuerCik>
      <issuerName>Upstart Holdings, Inc.</issuerName>
      <secFileNumber>001-39797</secFileNumber>
      <issuerAddress>
        <com:street1>2950 S. DELAWARE STREET, SUITE 300</com:street1>
        <com:city>SAN MATEO</com:city>
        <com:stateOrCountry>CA</com:stateOrCountry>
        <com:zipCode>94403</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>(650) 204-1000</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Darling Scott</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Officer</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Charles Schwab &amp; Co., Inc.</name>
        <address>
          <com:street1>3000 Schwab Way</com:street1>
          <com:city>Westlake</com:city>
          <com:stateOrCountry>TX</com:stateOrCountry>
          <com:zipCode>76262</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>6390</noOfUnitsSold>
      <aggregateMarketValue>446285.00</aggregateMarketValue>
      <noOfUnitsOutstanding>91228026</noOfUnitsOutstanding>
      <approxSaleDate>11/20/2024</approxSaleDate>
      <securitiesExchangeName>NASDAQ</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>11/20/2024</acquiredDate>
      <natureOfAcquisitionTransaction>Restricted Stock Lapse - See Remarks</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Upstart Holdings, Inc.</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>6390</amountOfSecuritiesAcquired>
      <paymentDate>11/20/2024</paymentDate>
      <natureOfPayment>Equity Compensation</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>SCOTT DARLING</name>
        <address>
          <com:street1>2950 S. DELAWARE STREET, SUITE 300</com:street1>
          <com:city>SAN MATEO</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94403</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Upstart Holdings, Inc.</securitiesClassTitle>
      <saleDate>08/20/2024</saleDate>
      <amountOfSecuritiesSold>7190</amountOfSecuritiesSold>
      <grossProceeds>276754.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>SCOTT DARLING</name>
        <address>
          <com:street1>2950 S. DELAWARE STREET, SUITE 300</com:street1>
          <com:city>SAN MATEO</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94403</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Upstart Holdings, Inc.</securitiesClassTitle>
      <saleDate>08/23/2024</saleDate>
      <amountOfSecuritiesSold>3000</amountOfSecuritiesSold>
      <grossProceeds>120006.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>SCOTT DARLING</name>
        <address>
          <com:street1>2950 S. DELAWARE STREET, SUITE 300</com:street1>
          <com:city>SAN MATEO</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94403</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Upstart Holdings, Inc.</securitiesClassTitle>
      <saleDate>08/29/2024</saleDate>
      <amountOfSecuritiesSold>39000</amountOfSecuritiesSold>
      <grossProceeds>1755001.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>SCOTT DARLING</name>
        <address>
          <com:street1>2950 S. DELAWARE STREET, SUITE 300</com:street1>
          <com:city>SAN MATEO</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94403</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Upstart Holdings, Inc.</securitiesClassTitle>
      <saleDate>09/03/2024</saleDate>
      <amountOfSecuritiesSold>11327</amountOfSecuritiesSold>
      <grossProceeds>464714.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>SCOTT DARLING</name>
        <address>
          <com:street1>2950 S. DELAWARE STREET, SUITE 300</com:street1>
          <com:city>SAN MATEO</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94403</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Upstart Holdings, Inc.</securitiesClassTitle>
      <saleDate>10/01/2024</saleDate>
      <amountOfSecuritiesSold>6200</amountOfSecuritiesSold>
      <grossProceeds>245952.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>SCOTT DARLING</name>
        <address>
          <com:street1>950 S. DELAWARE STREET, SUITE 300</com:street1>
          <com:city>SAN MATEO</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94403</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Upstart Holdings, Inc.</securitiesClassTitle>
      <saleDate>10/04/2024</saleDate>
      <amountOfSecuritiesSold>1300</amountOfSecuritiesSold>
      <grossProceeds>52012.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>SCOTT DARLING</name>
        <address>
          <com:street1>950 S. DELAWARE STREET, SUITE 300</com:street1>
          <com:city>SAN MATEO</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94403</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Upstart Holdings, Inc.</securitiesClassTitle>
      <saleDate>10/11/2024</saleDate>
      <amountOfSecuritiesSold>20000</amountOfSecuritiesSold>
      <grossProceeds>900072.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>SCOTT DARLING</name>
        <address>
          <com:street1>950 S. DELAWARE STREET, SUITE 300,</com:street1>
          <com:city>SAN MATEO</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94403</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Upstart Holdings, Inc.</securitiesClassTitle>
      <saleDate>10/14/2024</saleDate>
      <amountOfSecuritiesSold>84000</amountOfSecuritiesSold>
      <grossProceeds>4201477.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>SCOTT DARLING</name>
        <address>
          <com:street1>950 S. DELAWARE STREET, SUITE 300</com:street1>
          <com:city>SAN MATEO</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>94403</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Upstart Holdings, Inc.</securitiesClassTitle>
      <saleDate>11/01/2024</saleDate>
      <amountOfSecuritiesSold>10891</amountOfSecuritiesSold>
      <grossProceeds>527376.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <remarks>Shares sold to cover tax obligation from settlement of vested Restricted Stock Units.</remarks>
    <noticeSignature>
      <noticeDate>11/20/2024</noticeDate>
      <signature>SCOTT DARLING</signature>
    </noticeSignature>
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</DOCUMENT>
</SEC-DOCUMENT>
