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v3.25.2

Revenue - Narrative (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Disaggregation of Revenue [Line Items] |  |  |  |  |
Trailing fee liabilities | $ 5,000 |  | $ 5,000 |  | $ 4,600
Receivables | 44,682 |  | 44,682 |  | 48,233
Contract costs capitalized | $ 0 |  | $ 0 |  | 2,500
Loans on non-accrual status | 120 days |  | 120 days |  |
Accrued interest income | $ 8,200 |  | $ 8,200 |  | 8,200
Amounts received from borrowers for previously charged-off loan | $ 0 | $ 3,800 | $ 8,500 | $ 7,100 |
HELOCs |  |  |  |  |
Disaggregation of Revenue [Line Items] |  |  |  |  |
Loans on non-accrual status | 180 days |  | 180 days |  |
Minimum |  |  |  |  |
Disaggregation of Revenue [Line Items] |  |  |  |  |
Subscription agreements term |  |  | 1 month |  |
Maximum |  |  |  |  |
Disaggregation of Revenue [Line Items] |  |  |  |  |
Subscription agreements term |  |  | 6 months |  |
Platform and referral fees, net |  |  |  |  |
Disaggregation of Revenue [Line Items] |  |  |  |  |
Loan premium and loan trailing fees recognized | $ 0 | 0 | $ 8,100 | 4,400 |
Receivables | $ 20,900 |  | $ 20,900 |  | $ 19,000
Capitalized cost amortization term | 3 years |  | 3 years |  |
Subscription fee |  |  |  |  |
Disaggregation of Revenue [Line Items] |  |  |  |  |
Revenue from fees, net | $ 0 | $ 0 | $ 0 | $ 2,700 |

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