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v3.25.2

Fair Value Measurement - Schedule of Aggregate Fair Value and Principal Outstanding of All Loans And Loans 90 Days or More Past Due (Details) - USD ($) $ in Thousands | Jun. 30, 2025 | Dec. 31, 2024
--- | --- | ---
Financing Receivable, Past Due [Line Items] |  |  |
Fair value | [1] | $ 1,019,504 | $ 806,304
Loans (at fair value) |  |  |
Financing Receivable, Past Due [Line Items] |  |  |
Outstanding principal balance |  | 1,086,542 | 858,440
Net fair value and accrued interest adjustments |  | (67,038) | (52,136)
Fair value |  | 1,019,504 | 806,304
Loans (at fair value) | Auto Loans |  |  |
Financing Receivable, Past Due [Line Items] |  |  |
Fair value |  | 378,600 | 285,500
Loans (at fair value) | HELOCs |  |  |
Financing Receivable, Past Due [Line Items] |  |  |
Fair value |  | 132,900 | 54,300
Loans > 90 Days Past Due | Loans (at fair value) |  |  |
Financing Receivable, Past Due [Line Items] |  |  |
Outstanding principal balance |  | 9,067 | 11,236
Net fair value and accrued interest adjustments |  | (6,500) | (9,638)
Fair value |  | 2,567 | 1,598
Loans > 90 Days Past Due | Loans (at fair value) | Auto Loans |  |  |
Financing Receivable, Past Due [Line Items] |  |  |
Fair value |  | $ 0 | $ 0
[1] | Includes $102.9 million and $75.9 million of loans, at fair value, contributed as collateral for the consolidated securitization as of December 31, 2024 and June 30, 2025, respectively. Refer to “Note 5. Fair Value Measurement” for details.

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