Auto Loan Receivables (Tables)

9 Months Ended

Nov. 30, 2011



		As of November 30						As of February 28
(In millions)		2011			2010			2011			2010
Warehouse facilities ⁽¹⁾	$	876.0		$	542.0		$	943.0		$	331.0
Term securitizations ⁽¹⁾		3,697.1			3,599.9			3,193.1			3,615.6
Other receivables ⁽²⁾		250.7			146.2			198.5			166.1
Total ending managed receivables		4,823.8			4,288.1			4,334.6		$	4,112.7
Accrued interest and fees		24.3			23.2			20.9
Other		1.1			5.5			4.0
Less allowance for loan losses		(41.4	)		(42.2	)		(38.9	)
Auto loan receivables, net	$	4,807.8		$	4,274.6		$	4,320.6

⁽¹⁾Amounts were off-balance sheet prior to March 1, 2010.

⁽²⁾Other receivables includes receivables not funded through the warehouse facilities or term securitizations.



		As of November 30						As of February 28
(In millions)		2011	⁽¹⁾	%	⁽²	⁾		2011	⁽¹⁾	%	⁽²	⁾
A	$	2,401.4			49.8		$	2,234.1			51.5
B		1,860.3			38.6			1,668.0			38.5
C and other		562.1			11.6			432.5			10.0
Total ending managed receivables	$	4,823.8			100.0		$	4,334.6			100.0

⁽¹⁾Classified based on credit grade assigned when customers were initially approved for financing.

⁽²⁾Percent of total ending managed receivables.



		Nine Months
		Ended
		November 30
(In millions)		2011		%	⁽¹	⁾
Balance as of beginning of period	$	38.9			0.9
Charge-offs		(67.1	)
Recoveries		44.7
Provision for loan losses		24.9
Balance as of end of period	$	41.4			0.9

⁽¹⁾Percent of total ending managed receivables as of the corresponding reporting date.

	As of November 30					As of February 28
(In millions)		2011	%	⁽¹	⁾		2011	%	⁽¹	⁾
Total ending managed receivables	$	4,823.8		100.0		$	4,334.6		100.0
Delinquent loans:
31-60 days past due	$	103.3		2.2		$	86.6		2.0
61-90 days past due		28.4		0.6			24.2		0.6
Greater than 90 days past due		10.6		0.2			10.5		0.2
Total past due	$	142.3		3.0		$	121.3		2.8

⁽¹⁾Percent of total ending managed receivables.