Auto Loan Receivables (Tables)


	As of August 31		As of February 28
(In millions)		2013		2013
Warehouse facilities	$	947.0	$	792.0
Term securitizations		5,565.3		4,989.7
Other receivables⁽¹⁾		170.8		151.6
Total ending managed receivables		6,683.1		5,933.3
Accrued interest and fees		28.8		24.9
Other		20.0		(5.0)
Less allowance for loan losses		(65.9)		(57.3)
Auto loan receivables, net	$	6,666.0	$	5,895.9

⁽¹⁾Other receivables includes receivables not funded through the warehouse facilities or term securitizations.


		As of August 31		As of February 28
(In millions)		2013 ⁽¹⁾	% ⁽²⁾		2013 ⁽¹⁾	% ⁽²⁾
A	$	3,239.4	48.5	$	2,841.4	47.9
B		2,504.7	37.5		2,265.6	38.2
C and other		939.0	14.0		826.3	13.9
Total ending managed receivables	$	6,683.1	100.0	$	5,933.3	100.0

⁽¹⁾Classified based on credit grade assigned when customers were initially approved for financing.

⁽²⁾Percent of total ending managed receivables.


		Three Months Ended August 31					Six Months Ended August 31
(In millions)		2013	% ⁽¹⁾		2012	% ⁽¹⁾		2013	% ⁽¹⁾		2012	% ⁽¹⁾
Balance as of beginning of period	$	60.9	1.0	$	46.6	0.9	$	57.3	1.0	$	43.3	0.9
Charge-offs		(31.8)			(24.3)			(58.2)			(44.9)
Recoveries		18.8			14.3			37.5			29.0
Provision for loan losses		18.0			12.9			29.3			22.1
Balance as of end of period	$	65.9	1.0	$	49.5	0.9	$	65.9	1.0	$	49.5	0.9

⁽¹⁾Percent of total ending managed receivables as of the corresponding reporting date.


		As of August 31		As of February 28
(In millions)		2013	% ⁽¹⁾	2013		% ⁽¹⁾
Total ending managed receivables	$	6,683.1	100.0	$	5,933.3	100.0

Delinquent loans:
31-60 days past due	$	124.5	1.9	$	109.5	1.8
61-90 days past due		41.0	0.6		32.7	0.6
Greater than 90 days past due		13.0	0.2		12.0	0.2
Total past due	$	178.5	2.7	$	154.2	2.6

⁽¹⁾Percent of total ending managed receivable